Skip to main content

A Cross-Border Bundle Built for Canadians

  • Free, unlimited transfers and instant exchange4 between your Canadian and U.S. RBC bank accounts
  • Get cash at over 50,000 no-fee5 ATMs across the U.S., including at Walgreens, CVS and Target
  • Make U.S. purchases in U.S. dollars with no foreign transaction fees. You can save up to $25 for every $1,000 you spend (compared to using a typical Canadian Credit Card)6
  • Easily pay your RBC Bank credit card through an RBC Bank Direct Checking account. Apply now and the annual bank fee will be waived ($39.95 USD value)2
  • We use your Canadian credit history and address to help you qualify

Exclusive Savings on Shopping and Shipping3

Through our partnership with, RBC Bank clients can shop tax-free, choose from thousands of exciting retailers and save up to 80% on shipping costs**. Sign up and save with: - unbox the possibilities
  • Waived set-up fee ($20 value)
  • No monthly membership fees for the first year ($84 value)
  • 10% savings on your first shipment

See how it works

Key Features of Our Banking Bundle

No Annual Fee1 U.S. Credit Card with Rewards

Annual Fee: $01    
Additional Card: $0
Purchase Rate: Low Introductory APR

  • Earn 1 RBC Rewards point for every $1 you spend8
  • Redeem for travel, gift cards, merchandise or 1.00% cash back8,9.
  • Enjoy built-in insurance coverage that protects your travels, purchases and more when you use your card to pay10. More insurance details

  • Travel with your choice of any airline, any flight, any time when you redeem. No blackout periods or seat restrictions.
  • We’ll use your Canadian credit history and your RBC Royal Bank relationship to help you qualify.
  • Get emergency cash and card replacement.
  • Enjoy travel perks such as signature concierge services to scheduled events and access to tickets.
  • You’re covered by Visa’s Zero Liability Policy11 protecting you against unauthorized use.

Convenient U.S. Bank Account

Annual Fee:
$0 for the first year2

  • Free and unlimited online CAD <> USD exchange and transfers between your RBC Royal Bank (Canadian) and RBC Bank (U.S.) accounts – 24/7 with no delay4.
  • Use your RBC Bank Visa Debit card to get cash at over 50,000 ATMs nationwide.
  • Pay your U.S. credit cards and other bills online, from Canada or the U.S.

  • You don’t need to be a U.S. resident. We use your Canadian address to open your account.
  • Deposit U.S. checks using your smartphone or tablet.
  • 10 debits per month; $1 per additional debit12.
  • No minimum balance.
  • FDIC insured up to $250,000 per ownership category13.

$0 for the first year1,2

Take 5 minutes to get started with everything you need to bank and shop in the U.S. for less!

Step 1 - Apply for your U.S. banking bundle

Step 2 - Within a few days, you’ll receive an email with instructions on how to access your exclusive savings on shipping

Apply For This U.S. Bundle