The fast and secure way to receive money from the CRA

Many Canadians businesses are preparing to receive financial relief through the Canada Emergency Wage Subsidy (CEWS). To make sure you’re able to access your money faster, we encourage you to sign up to receive direct deposts from the Canada Revenue Agency (CRA).

Registering your RBC account for CRA Direct Deposit has never been easier— simply enroll directly through RBC Online Banking for Business and RBC Express.

Why should I opt for direct deposit?

Set up is easy

Log in to your RBC Online Banking for Business or RBC Express account and enroll in just a few steps.

Receiving money is fast

Once enrolled by CRA, eligible amounts to be paid to you by the CRA will be deposited directly to your bank account — no waiting for cheque holds, or for it to be delivered in the mail.

Avoid delays

As the events surrounding COVID-19 may impact the postal service and because many RBC branches have temporarily reduced their hours or closed, enrolling in CRA Direct Deposit can provide you with access to your money faster.

Transactions are secure

Safeguarding your privacy is our top priority.

What you’ll need to register for CRA Direct Deposit

  • An active RBC business banking account that was opened on or before March 1, 2020
  • A 15 digit CRA Business Number (BN) which includes your payroll Program Account Identifier

Register your account for CRA Direct Deposit in just a few steps:

Get your money quickly and easily. To set up CRA Direct Deposit, choose one of the following options:

Start setting up your account for CRA Direct Deposit now.

Get Started

Log In to RBC Express

Look for the link in the Spotlight section to setup direct deposit for CRA programs

Get Started

Small Business Clients

Enrolling is easy. To get started, you’ll need one of the following:

  • RBC Royal Bank Business Client Card
  • RBC Royal Bank Business Deposit Account Number
Enroll Now

Commercial Clients

Please contact your relationship manager to enroll.