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Open an RBC Advantage Banking Account for Students

Get everything you need to start your education in Canada, with a bank that’s dedicated to helping international students feel confident with banking and beyond.

Accounts

No monthly-fee banking2Disclaimer

Enjoy unlimited debit transactions in Canada. Earn RBC Rewards points with your bank account3Disclaimer

Credit Card

Higher-limit credit card

International students banking with RBC can get a credit limit up to $2,000 on an eligible credit card4Disclaimer. No credit history required5Disclaimer

Accounts

Convenient banking options

RBC Mobile Student Edition6Disclaimer of the RBC Mobile6Disclaimer app, 1200+ branches and over 4,000 ATMs

Account Features and Benefits

  • No-monthly-fee for full-time students2Disclaimer
  • Unlimited debit transactions in Canada
  • No RBC fee to use another bank’s ATM in Canada7Disclaimer, 8Disclaimer
  • Enjoy the Value Program at no additional cost: Shop online and in-store with your enrolled account to earn points on debit.3Disclaimer
  • Free Interac e-Transfer transactions9Disclaimer, 10Disclaimer

Add a Credit Card—No Credit History Required5Disclaimer

Ask about our other credit cards when you talk to an RBC Advisor

RBC Rewards+ Visa credit card
  • No annual fee
  • Get a credit limit of up to $2,0004Disclaimer
  • Get 2,500 welcome points upon approval11Disclaimer
  • Get an additional up to 3,500 bonus RBC Rewards points when you go digital within 60 days of card approval12Disclaimer.

  • Additional Card: $0
  • Purchase Rate: 19.99%
  • Cash Advance Rate: 22.99% (21.99% if you reside in Quebec)
  • Includes Purchase Security and Extended Warranty Insurance13Disclaimer

Additional Fees

  • Cash Advance: $5.00 in and outside of Canada
  • Balance Transfer Promotional Rate Fee: Up to 3% of transaction amount
  • Dishonoured Payment Fee: $45.00
  • Overlimit Fee: $29.00 (No Overlimit Fee for residents of Quebec)
  • Additional Copies: $5 for a Monthly Statement, $1.50 for Statement updates at the ATM, $2 for Transaction Receipts
  • Installment Plan Fee: If applicable, either a (i) one-time fee of up to 3% of total purchase amount, or (ii) monthly fee of up to 1.15% of total purchase amount (no fee in Quebec).

Here's How You Can Get Your $60 Cash*Disclaimer, 1Disclaimer Offer

1

Call to book an appointment

You can open an account over the phone, by video conference or at a branch.

2

Open an RBC Advantage Banking account for students by January 17, 2022

Be sure to have your passport and study permit at hand for your appointment.

3

Complete any two of these transactions by March 31, 2022:

  • Online or in-store purchase
  • Interac e-Transfer transaction
  • Mobile Cheque Deposit
 

We will then deposit $60 cash directly into your new RBC Advantage Banking account for students1Disclaimer.

We will then deposit $60 cash directly into your new RBC Advantage Banking account for students1Disclaimer.

Open Your RBC Student Account Today

Call to open your account over the phone, by video conference or at a branchOpens modal pop-up , then complete the steps above, and get $60 cash*Disclaimer, 1Disclaimer.

Be sure to have your passport and study permit at hand for your appointment.

Call 1-866-583-9122 to book an appointment.

Call 1-866-583-9122 to book an appointment.