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Call Us to Get the RBC Newcomer Advantage* Disclaimer

As Canada’s largest bank5 Disclaimer—with over 150 years serving newcomers—we have learned what you need when you first arrive in Canada.

1 Free Online Doctor Visit (up to $99 value) through Maple, with a qualifying bank account or credit card^ Disclaimer

$100 Cash when you open an eligible bank account and complete the qualifying criteria Disclaimer

No-Monthly-Fee Banking for a year with a qualifying account1 Disclaimer

Up to 6,000 RBC Rewards Points with an RBC Rewards+ Visa credit card6 Disclaimer

2 Free International Money Transfers per month for a year3 Disclaimer

Free Small Safe Deposit Box for 2 years4 Disclaimer

Get Started with an RBC No Limit Banking Account

To enjoy the benefits of the RBC Newcomer Advantage, start by opening one of our most popular bank accounts for newcomers.

For a Limited Time

Get $100 Cash

When you open your account by February 1, 2021 and complete the qualifying criteria by March 15, 2021.

  • No-monthly-fee banking for a year1 Disclaimer
  • Unlimited debit transactions in Canada
  • Unlimited Interac e-Transfer transactions

No-monthly-fee banking offer ends October 31, 20211 Disclaimer.

Included With This Account

International Money Transfers

  • 2 free per month for a year3 Disclaimer
  • Offer ends March 31, 2021.

Small Safe Deposit Box

  • Free for 2 years4 Disclaimer
  • Offer ends December 31, 2021. Subject to availability.

Add a Credit Card—No Credit History Required2 Disclaimer

RBC Rewards+ Visa credit card
  • No annual fee
  • Get 2,500 welcome points upon approval7 Disclaimer
  • Get an additional up to 3,500 bonus RBC Rewards points when you go digital within 60 days of card approval8 Disclaimer.

  • Additional Card: $0
  • Purchase Rate: 19.99%
  • Cash Advance Rate: 22.99%
  • Includes Purchase Security and Extended Warranty Insurance9 Disclaimer

Additional Fees

  • Cash Advance: $3.50 in Canada and $5.00 outside of Canada
  • Balance Transfer Promotional Rate Fee: Up to 3% of transaction amount
  • Dishonoured Payment Fee: $45.00
  • Overlimit Fee: $29.00 (No Overlimit Fee for residents of Quebec)
  • Additional Copies: $5 for a Monthly Statement, $1.50 for Statement updates at the ATM, $2 for Transaction Receipts

2,500 welcome RBC Rewards points offer ends October 31, 2021.

Maple doctor requesting a video chat on a mobile phone

Free Online Doctor Visit Through Maple^

As a newcomer, whether or not you have healthcare coverage or access to a doctor yet, you can connect to a Canadian doctor from the safety and comfort of your home. Maple’s network of Canadian licensed doctors can provide you or a family member with a medical diagnosis and treatment, prescriptions and more—24/7 by text, phone or video.

For eligible newcomer clients with a qualifying bank account or credit card^. Offer ends February 1, 2021 and must be used by April 30, 2021.

Bank How You Want, When You Want

RBC Online Banking10 Disclaimer

RBC Mobile10 Disclaimer App

The largest combined branch and ATM network across Canada

Call Us to Get the RBC Newcomer Advantage

Call 1-866-811-0596 to book an appointment to open an eligible account.

Get started by opening an RBC No Limit Banking account by phone, video conference or in branchOpens modal pop-up .

Service available in up to 200 languages