Welcome to a More Rewarding Mortgage

Whether you’re buying a condo in the city or a townhouse in the suburbs, as a first-time home buyer your home buying journey should be celebrated! With an RBC mortgage, you’ll get rewarded along the way—with perks, savings and cash that can make searching, buying and moving all a little easier.

How to unlock up to $2,500 in value PLUS other rewards

The first step in your journey should start with the RBC True House Affordability™ tool1. You can get an personalized estimate of how much home you could afford, so you can set a realistic price range as you start your search.

The best part? Prequalifying takes just 60 seconds.

Get Prequalified Now

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Our most rewarding mortgage starts right here!

Get prequalified now and unlock your first reward: a $15 DoorDash credit2 to have your dinner delivered on us.

Once you’re approved for an eligible RBC mortgage, you could get access to services that will save you time, money and stress:

  • FREE Home Protection Plan3, provided by FCT Home Protection Solutions, offering protection for 18 months with up to $20,000 in warranty coverage. Offer available for 90 days after opening your mortgage with RBC.
  • A FREE Home Inspection4. Speak with your RBC mortgage specialist to see if you qualify. Service varies by region. Offer available for 90 days after mortgage application approval.
  • Access to MoveSnap5—an online concierge service that helps you complete moving tasks in a snap.

Note: Only available in select provinces.

To help you make your new house feel like home, you’ll get up to $2,000 in cash PLUS up to $500 to redeem at The Source that can be used to get the latest tech for your home.

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The amount you get is dependent on the total amount of your mortgage:

Principal Mortgage Amount Cash Offer The Source Bonus Card Amount
$100,000 – $299,999 $300 $300
$300,000 – $499,999 $500 $300
$500,000 – $749,999 $1,000 $500
$750,000+ $2,000 $500

Prequalify1 to Unlock Your First Reward