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Choose the Right Account for You to Get Your AirPods1
How To Get Started
Open an eligible RBC bank account1 by May 31, 2021
Get Started
Set up and complete two of the following by July 15, 2021:
- Your payroll as a direct deposit
- Two pre-authorized monthly payments (PAPs)
- Two bill payments to a service provider
We’ll send you an email shortly after you qualify with instructions on how to order your AirPods with Charging Case.
Learn More
3 Great Accounts to Choose From
-
Use Your Account as Often as You Need
Unlimited debit transactions in Canada2, 3 -
Use Other Banks’ ATMs
3 Interac access fees at non-RBC ATMs refunded / month3 -
Get Credit Where Credit is Due
Up to $39 annual fee rebate with an eligible credit card4 - Monthly Fee: $15.95 ($9.95 with applicable rebates7)
| Monthly Fee | $15.95/month |
| Monthly Fee after Multi Product Rebate7 | $9.95/month |
| Monthly Fee after Seniors Rebate8 | $11.95/month |
| Bank Drafts10 | 6 Free/year, $8.50 each thereafter |
| Assisted and Self-Serve Transactions | Included |
| Cross-Border Debit6, 7, 9 | 5 Free/month, $1.00 each thereafter |
| Personalized Cheques5 | Free |
| Safe Deposit Box11 | Maximum annual discount $12.00/year |
| PLUS System Access Fee at Non-RBC Royal Bank ATMs within Canada and U.S.12 | $3.00 each |
| PLUS System Withdrawals at ATMs Outside Canada and U.S.13 | $5.00 each |
-
Use Your Account as Often as You Need
Unlimited debits in Canada3 -
Save on Fees
Save on your monthly fees with our MultiProduct Rebate7 -
Pay your friends back with Interac e-Transfer
Unlimited - Monthly Fee: $10.95 ($5.95 with applicable rebates7)
| Monthly Fee | $10.95 |
| Monthly Fee after Multi Product Rebate7 | $5.95/month or $0/month |
| Monthly Fee after Seniors Rebate8 | $6.95/month |
| Overdraft Protection Monthly Fee10 | $5.00 per month plus applicable Overdraft Interest |
| Interac Access Fee at Non-RBC Royal Bank ATMs in Canada14 | $2.00 each |
| Credit Card Included | N/A |
| Bank Drafts | $8.50 each |
| Assisted and Self-Serve Transactions | Included |
| Cross-Border Debit6, 7, 9 | $1.00 each |
| Personalized Cheques | Fees apply |
| Safe Deposit Box11 | Fees apply |
| PLUS System Access Fee at Non-RBC Royal Bank ATMs within Canada and U.S.12 | $3.00 each |
| PLUS System Withdrawals at ATMs Outside Canada and U.S.13 | $5.00 each |
-
Use Your Account as Often as You Need
Unlimited debit transactions in Canada & U.S3, 5, 6 -
Use Other Banks’ ATMs
All RBC fees waived for non-RBC ATM use in Canada & the U.S.15 -
Get Credit Where Credit is Due
Up to $120 annual fee rebate on an eligible credit card4 - Monthly Fee: $30.00 ($19.95 with applicable rebates7)
| Monthly Fee | $30.00/month |
| Monthly Fee after Multi Product Rebate7 | $19.95/month |
| Monthly Fee after Seniors Rebate8 | $22.50/month |
| Bank Drafts10 | 12 Free/year, $8.50 each thereafter |
| Assisted and Self-Serve Transactions | Included |
| Cross-Border Debit6, 7, 9 | Free |
| Personalized Cheques5 | Free, with RBC VIP Style |
| Safe Deposit Box11 | Maximum annual discount $60.00/year |
| PLUS System Access Fee at Non-RBC Royal Bank ATMs within Canada and U.S.12 | Free |
| PLUS System Withdrawals at ATMs Outside Canada and U.S.13 | Free |
Switch to RBC in Just 5 Minutes
Get Your AirPods with Charging Case by opening an eligible RBC bank account by May 31, 2021. Conditions apply.
Need Some Additional Help?
Book a virtual appointment with an advisor: 1-800-769-2561 (Lines Open 24/7)
Book a virtual appointment with an advisor: 1-800-769-2561 (Open 24/7)
As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary cardholder of one of the eligible credit cards listed below, the annual fee of that eligible credit card will be fully or partially rebated (depending on the credit card you choose), every year, as long as your eligible card remains in good standing and you remain an SNL account owner. Additional cardholders (co-applicants and authorized users) do not qualify for the annual fee rebate, even if they are also owners of an SNL account. Only one credit card annual fee rebate per SNL account is allowed, which means that if you own a joint SNL account and each co-owner is also the primary cardholder of an eligible credit card, only the primary owner of the SNL account will be entitled to the credit card annual fee rebate. Other conditions and restrictions apply. Rebates that apply to eligible credit cards are: 1) $39 rebate (annual fee fully rebated) for: Signature RBC Rewards Visa and WestJet RBC Mastercard card, or 2) $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Avion Visa Infinite, RBC Avion Visa Platinum, RBC Rewards Visa Preferred, RBC U.S. Dollar Visa Gold, RBC British Airways Visa Infinite, RBC Cathay Pacific Visa Platinum, RBC Cash Back Preferred World Elite Mastercard and WestJet RBC World Elite Mastercard. Royal Bank of Canada reserves the right to withdraw this offer at any time, even after acceptance by you. Royal Bank of Canada reserves the right to withdraw this offer at any time, even after acceptance by you.
As a sole or joint owner of an RBC VIP Banking (VIP) account and the primary cardholder of one of the eligible credit cards listed below, the annual fee of that eligible credit card will be fully or partially rebated (depending on the eligible credit card you choose), every year, as long as your credit card remains in good standing and you remain a VIP account owner. Additional cardholders’ annual fee is also fully or partially rebated (depending on the eligible credit card you choose), every year, as long as your eligible credit card remains in good standing and you remain a VIP account owner. Only one credit card annual fee rebate per VIP account is allowed, which means that if you own a joint VIP account and each co-owner is also the primary cardholder of an eligible credit card, only the primary owner of the VIP account will be entitled to the credit card annual fee rebate. Other conditions and restrictions apply. Rebates that apply to eligible credit cards are: ( i) partial rebate of $120 for the primary cardholder and $50 for the co-applicant on the annual fee of an RBC Avion Visa Infinite Privilege card, and (ii) annual fee fully rebated for the primary cardholder and the additional cardholders (co-applicant and authorized users) on any of the following cards: RBC Avion Visa Infinite, RBC Avion Visa Platinum, RBC Rewards Visa Preferred, RBC U.S. Dollar Visa Gold, RBC British Airways Visa Infinite, RBC Cathay Pacific Visa Platinum, RBC Cash Back Preferred World Elite Mastercard and WestJet RBC World Elite Mastercard. Royal Bank of Canada reserves the right to withdraw this offer at any time, even after acceptance by you.
An ATM operator surcharge (also called convenience fee) may be charged by other ATM operators. The convenience fee is not a Royal Bank fee. It is added directly to the amount of your cash withdrawal. All clients who use non-RBC ATMs may be charged a convenience fee regardless of the type of account they hold.
ATM use outside Canada
Each account cash withdrawal at an ATM outside Canada displaying the PLUS System symbol, and any fees that may be imposed by any third party for using the ATM, are converted to Canadian dollars at an exchange rate which is 2.5% above the bench mark rate set by the payment card company when the transaction is posted. Exchange rates fluctuate and, as such, the rate applied will usually differ from the posted exchange rate at the time of the transaction.
ATM - Unlimited banking transactions including Interac and PLUS System network fees waived
ATM operator surcharge (also called a convenience fee) may be charged by other ATM operators. The convenience fee is not a Royal Bank fee and is added directly to the amount of your cash withdrawal. All clients who use non-RBC ATMs may be charged a convenience fee regardless of the type of account they hold. Each account cash withdrawal at an ATM outside Canada displaying the PLUS System symbol, and any fees that may be imposed by any third party for using the ATM, are converted to Canadian dollars at an exchange rate which is 2.5% above the bench mark rate set by the payment card company when the transaction is posted. Exchange rates fluctuate and, as such, the rate applied will usually differ from the posted exchange rate at the time of the transaction.
ATMs - 3 withdrawals from other bank ATMs refunded per Monthly Cycle
ATM operator surcharge (also called a convenience fee) may apply. It is charged by a third party and added directly to the amount of your cash withdrawal. Totals are not cumulative, and if not used, may not be carried over into the next Monthly Cycle.
How do I qualify for the Apple offer?
You can qualify for the offer by:
- opening a new RBC No Limit Banking account, RBC Advantage Banking account, RBC Signature No Limit Banking account or RBC VIP Banking account, as a primary owner between April 1, 2021 and the end date of the campaign (May 31, 2021 at 9:00PM EST)
- completing two of the three of the Qualifying Criteria from your new account by July 15, 2021 at 9:00PM EST, which are:
- 1 automated and recurring payroll or pension direct deposit or,
- Set up and complete 2 pre-authorized payments, or
- Set up and clear 2 bill payments to a service provider (i.e. utility bill, cable, etc.)
NOTE: Once you qualify, to order your AirPods you must enroll in RBC Online Banking
The offer is available to Canadian residents who:
- have never had a Personal Banking Account (chequing account) with RBC nor qualified for any of our offers related to opening a Personal Banking Account at any time during the Promotional Period or in the five year period before the start of the Promotional Period.
- have attained the age of majority as defined in their province of residence prior to July 31, 2021.
NOTE: If you are not age of majority when you open your new account but will turn the age of majority before July 31, 2021, once you complete the criteria, you will receive the link to order your AirPods after your birthday.
See the full Terms and Conditions for details.
How long will it take for me to receive my Apple device?
Shortly after May 7, 2021 or after you complete the Qualifying Criteria (whichever is later), you will receive an email from RBC with a link to a secure website where you can select your device and confirm your shipment details. When selecting your device, the website will provide you with an estimated delivery time which will vary based on your selection.
How will my Apple device be delivered?
Your Apple device will be shipped to the Canadian mailing address you provided when placing the order for your device (we will not ship to any post office box number). After your order has been shipped, you will receive an email with a tracking number from the courier shipping the item. You can use the tracking number to get updates on your shipments on the courier’s website. If you are not home at the time of delivery, the delivery company will leave a tag, which you can use to pick up the package at a specified depot.
Can I exchange my Apple device for another product?
No, you will receive the Apple device you selected.
What Apple device models are included as part of this offer?
You will be able to select Apple AirPods.
If I open more than one banking account, can I get more than one Apple device?
No. The Apple offer is limited to one reward per customer during the Promotional Period.
Who receives the Apple device on a joint account?
Only the primary owner of the account will receive the Apple device, provided they are eligible and fulfill the Qualifying Criteria outlined in the Terms and Conditions
The Apple device offer is only available for new personal banking clients who open an RBC No Limit Banking account, RBC Advantage Banking account, RBC Signature No Limit Banking account or RBC VIP Banking account.
No. This offer is only for clients who have never had a Personal Banking Account nor qualified for any of our offers related to opening a Personal Banking Account at any time during the Promotional Period or in the five year period before the start of the Promotional Period. Upgrades do not qualify for the Apple offer.
What if I have questions about the AirPods?
If you have any questions about your AirPods or for technical support, visit https://www.apple.com/ca/