Get $60^{Disclaimer†} plus 2,500 RBC Rewards points

Additional offers available for other personal deposit account types, as described below.

$60 Cash Offer: Offer available to Eligible Personal Clients without a Personal Banking Account with Royal Bank at the beginning of the Promotional Period or in the five year period before the start of the Promotional Period, who open their first new Eligible Personal Banking account by February 1, 2021 and who comply with all other terms and conditions. Bonus Amount is $60 with an RBC Day to Day Banking account (monthly fee of $4.00) or $100 with an RBC No Limit Banking account (monthly fee of $10.95) (each, an "Offer"). You must also complete at least two of the following Qualifying Criteria by March 15, 2021: (i) set up at least two pre-authorized payments from the Eligible Personal Banking Account; (ii) set up at least one automated and recurring payroll or pension direct deposit to the Eligible Personal Banking Account; and/or (iii) set up at least two bill payments to a service provider from the Eligible Personal Banking Account. Offer will be deposited into your Eligible Personal Banking Account between 2 and 10 weeks of completing all Qualifying Criteria. Offer may not be combined with any other Personal Banking Account offers. Royal Bank of Canada may withdraw or amend this Offer at any time without notice. For full details including defined terms visit www.rbc.com/cashoffer(Opens in new window). NOTE: This $60 cash offer for an RBC Day to Day Banking account (or the $100 cash offer for an RBC No Limit Banking account) may be earned independently of the offer for 2,500 RBC Rewards points described immediately below.

2,500 RBC Rewards Points Offer: Offer available to new RBC personal banking accountholders. To receive the 2,500 welcome RBC Rewards points, you must apply for the RBC Rewards+ Visa through an RBC Advisor in branch or at 1-800-769-2511 and meet the offer requirements. Your application must be received within 60 days of opening your RBC personal banking account, and it must be approved by us. Upon enrollment, 2,500 welcome RBC Rewards points will appear on your first credit card statement. Additional cardholder(s), as well as existing RBC Royal Bank credit card cardholders applying for or transferring to an RBC Rewards+ Visa as of the offer eligibility period, are not eligible for this offer. This offer is not transferable, may not be combined or used in conjunction with any other offer except as otherwise set out. Royal Bank of Canada reserves the right to cancel, modify or withdraw this offer at any time without notice.

Interac e-Transfer is a registered trade-mark of Interac Inc. Used under license.

Each time you use your linked Eligible RBC Card to purchase any grade of gasoline, including diesel, at a retail Petro-Canada location, you will save three cents ($0.03) per litre at the time of the transaction. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases. An Eligible RBC Card means an RBC debit or credit card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) that is linked to a Petro-Points card. You must be enrolled in RBC Online Banking or RBC Mobile app in order to link your RBC Card to your Petro-Points Account. Card linking may take up to 2 business days to process.

Each time you use your linked Eligible RBC Card to pay for qualifying purchases at a retail Petro-Canada location, you will earn a bonus of twenty percent (20%) more Petro-Points than you normally earn, in accordance with the Petro-Points Terms and Conditions(Opens in new window).

Each time you use your linked Eligible RBC Card that earns RBC Rewards points to pay for purchases at a retail Petro-Canada location, you will earn a bonus of twenty percent (20%) more RBC Rewards points than you normally earn for every $1 in purchases in accordance with the RBC Rewards Terms and Conditions(Opens PDF in new window). Please allow up to ninety (90) days from the date the transaction is posted on your credit card statement for the bonus points to be deposited into RBC Rewards account. Authorized Users are excluded from earning RBC Rewards points bonus.

You will earn i) 1 RBC Rewards point for every $1.00 in Gas, Grocery, and Drug Store Purchases you make; and ii) 1 RBC Rewards point for every $2.00 on all other purchases (including pre-authorized bill payments) you make on your card. Purchases made at merchants classified by Visa’s “Merchant Category Code” (MCC) as: (i) “service stations” (MCC 5541) or “automated fuel dispensers” (MCC5542) are “Gas Purchases”; (ii) “grocery stores” (MCC 5411) are “Grocery Purchases”; and (iii) “drug stores & pharmacies” (MCC 5912) are “Drug Store Purchases” (“Eligible MCCs”). Even though some merchants may sell gas, grocery, and drug store merchandise, purchases made at these locations may not necessarily qualify as Eligible MCCs if the merchant is not classified as such by Visa. Also, you may make a purchase at a merchant that is not classified as an Eligible MCC but is located on the premises of a merchant that is classified as an Eligible MCC, in which case your purchase would not qualify as an Eligible MCC. We cannot guarantee that any merchant, operating in whole or in part as a gas, grocery or drug store, is classified as an Eligible MCC and in no event will we be liable or responsible for any claims with respect to a grocery store purchase made at a merchant that is not classified as an Eligible MCC. See sample list of eligible merchants(Opens PDF in new window). RBC Rewards points are earned on net purchases only; they are not earned on cash advances (balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged.

RBC Virtual Visa Debits, Third-party payment Debits, RBC Royal Bank loan payments, RBC Royal Bank mortgage payments, pre-authorized and self-serve RBC Royal Bank credit card payments and contributions to RBC investment accounts (such as GICs, Royal Mutual Funds, Registered Savings Plans, Registered Education Savings Plans, Registered Disability Savings Plans and Tax-Free Savings Accounts) from your RBC Day to Day Banking Account or U.S. Personal Account are free of charge. All other Debit Transactions from these Accounts are counted as Debit Transactions towards the free monthly Debit Transactions included in the Account, and give rise to an Excess Debit Transaction Fee, if the total free monthly Debit Transactions are exceeded. $1.25 per debit transaction thereafter.

For clients age 65 or older. Limit one rebate per client. Some conditions and exceptions may apply. May not be combined with MultiProduct Rebate.

If you have an eligible banking account and two or more qualifying, eligible RBC products in the same geographic location (region), you may receive a partial or full rebate on your Monthly Fee. Some conditions apply. For more information on the MultiProduct Rebate visit any RBC Royal Bank branch, call 1-800-769-2511 or view the full Disclosures and Agreements Booklet.

Applies to RBC Day to Day Banking account only. Limit one rebate per client. Some conditions & exceptions may apply. Proof of any Registered Disability Savings Plan open in your name or for your benefit is required before the rebate will be applied to the banking account fee. Any fees paid before eligibility has been confirmed will not be refunded.

Overdraft Protection is an optional feature that may be added to your account. Monthly fee waived for VIP Banking & Signature No Limit Banking accounts. Subject to credit approval. Overdraft interest charge applies if used. If an account is overdrawn, a deposit is required to be made at least once each month, in an amount that will cover the monthly overdraft interest.

Limited time offer must be fulfilled within 60 days from date of credit card approval. This offer is not transferable, may not be combined or used in conjunction with any other offer unless otherwise indicated. Offer may be changed, cancelled or withdrawn at any time. Only the Primary Cardholder of an RBC Rewards+ Visa card is eligible for this offer and may receive a one-time bonus of 500 RBC Rewards points (“Bonus Points”), for each listed offer (each a “Bonus Offer”) up to a maximum of 3,500 RBC Rewards points. It may take up to 60 days after offer expires for the Bonus Points to appear on the credit card statement.

Primary cardholders can also get 500 Bonus Points for each Bonus Offer below for banking with us. To bank with us means you must hold any of the following RBC bank accounts: RBC Day to Day Banking^®, RBC No Limit Banking^®, RBC Private Banking, RBC Signature No Limit Banking^®, RBC Student Banking^®, RBC No Limit Banking for Students^®, RBC VIP Banking^®, US Personal Account^®, Ratelink Essential^®, Ratelink Preference^®, RBC Day to Day Savings^®, RBC Enhanced Savings^® or RBC High Interest eSavings^®.

Based on a redemption rate for RBC Rewards+ cardholders of 2,500 RBC Rewards points for a $25 gift card for Amazon.ca, iTunes, Starbucks, McCafe and Cineplex. Point redemption values may fluctuate. All rewards are subject to availability. For complete terms, conditions and restrictions that apply to the RBC Rewards program, please visit www.rbcrewards.com or call 1-800-769-2512.

RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc. RBC Online Banking is operated by Royal Bank of Canada.