Get $60 cash when you open a new student bank account¹

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This offer is available to any Eligible Student Clients without a Personal Banking Account with Royal Bank of Canada at the beginning of the Promotional Period or in the three year period before the start of the Promotional Period, and who otherwise comply with the Terms of the offer. The Bonus Offer is $60 with an RBC No Limit Banking for Students^® account (monthly fee of $10.95) or $60 with an RBC Student Banking^® account or $25 with an RBC Leo’s Young Savers Account^®. You must open your first new Eligible Personal Banking Account by 9:00 PM EST on September 30, 2019 and complete two of the following Qualifying Criteria by 9:00 PM EST on November 29, 2019 using your Eligible Personal Banking Account: mobile cheque deposit, Interac^‡ e-Transfer; or any purchase - including those done with RBC Virtual Visa^‡ Debit, Interac Flash, Apple Pay^‡, Google Pay^‡, Samsung Pay^‡ or with the RBC Wallet. Qualifying Criteria can be made within RBC Online Banking, RBC Mobile Banking or with your RBC Client Card. Transactions made in branch or through the ATM network, as well as bank fee transactions, are not included as a qualifying transaction. No qualifying transactions or purchases are required for the $25 Bonus Offer with the RBC Leo’s Young Savers Account.

The Bonus Offer will be deposited into your Eligible Personal Banking Account within 2 to 8 weeks of completing the Qualifying Criteria, if applicable. Royal Bank may follow up with Eligible Student Clients to remind them to complete the Qualifying Criteria.

This offer may not be combined or used in conjunction with any other Personal Banking Account offers. Royal Bank of Canada reserves the right to withdraw this offer at any time without notice, even after acceptance by you.

For full details including defined terms visit rbc.com/offerterms60

Unlimited free Interac e-Transfer transactions are available in all Canadian dollar personal banking (chequing) accounts and are not counted toward the free monthly total in accounts with a limited number of free debits. In all Canadian dollar savings accounts, Interac e-Transfer transactions are $1.25 each, count as a Debit Transaction toward any free monthly total and carry an Excess Debit Transaction fee, if applicable. Interac e-Transfer transactions are not available in US dollar accounts.

RBC Virtual Visa Debits, Third-party payments, RBC Royal Bank loan payments, RBC Royal Bank mortgage payments, pre-authorized and self-serve RBC Royal Bank credit card payments and contributions to RBC investment accounts (such as GICs, Royal Mutual Funds, Registered Savings Plans, Registered Education Savings Plans, Registered Disability Savings Plans and Tax-Free Savings Accounts) from your RBC Student Banking Account are free of charge. All other Debit Transactions from this Account are counted as Debit Transactions towards the free monthly Debit Transactions included in the Account, and give rise to an Excess Debit Transaction Fee, if the total free monthly Debit Transactions are exceeded. Free Debit Transactions are calculated per Monthly Cycle. $1.25 is charged for each debit over the monthly limit.

RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc. RBC Mobile Student Edition is intended for clients under the age of 22, visit rbc.com/rbcmobilestudent for details. RBC Canada, RBC Wallet, RBC Rewards and RBC eGift are operated by Royal Bank of Canada.

When you use RBC Virtual Visa Debit to make a payment: 1) the funds will be debited from your account. This is the account you access with your RBC Royal Bank Client Card when you select the “Chequing” option on a merchant payment terminal or at an automated teller machine. The merchant performs an authorization on your account at the time of the purchase and the charge is immediately debited from that account. In some cases, merchants may need to adjust the authorization amount. Should this occur, a credit adjustment in the amount of the original authorization will be credited to your account, followed immediately by a debit adjustment that reflects the final transaction amount. Please refer to the RBC Royal Bank Virtual Visa Debit Agreement for further details.

To qualify for the $25 you must be a new personal day-to-day banking client to Royal Bank of Canada within the last three years. The $25 will be deposited into your new account within 2-8 weeks after account open, provided your account remains in good standing. Available to clients 13 years of age and under. You must open your first new Eligible Personal Banking Account by 9:00 PM EST on December 31, 2019.