{"id":22794,"date":"2023-09-08T16:10:27","date_gmt":"2023-09-08T16:10:27","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/en-ca\/?page_id=22794"},"modified":"2026-05-20T12:53:23","modified_gmt":"2026-05-20T16:53:23","slug":"my-money-matters","status":"publish","type":"page","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/","title":{"rendered":"My Money Matters"},"content":{"rendered":"\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center search-cta wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"search-cta hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"My Money Matters - RBC\"\n\t\t\t\t\tstyle=\"min-height:674px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/02\/homepage-banner.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 50% 50%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-f37102d6-53c7-4b74-9d90-b36bddf434d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h1 class=\"wp-block-heading has-text-align-center mar-t-0 mar-b-0 mob-mar-b-0\" id=\"h-supporting-your-financial-wellbeing\">Supporting Your<br>Financial Wellbeing<\/h1>\n\n\n\n<p class=\"MMM-homepage-banner-text has-text-align-center mob-mar-b-dbl mar-b is-style-default default\" style=\"border-radius: 8px\">Welcome to My Money Matters, a destination where you can find articles and resources to take control of your financial wellbeing, build confidence, and reach your life goals.<\/p>\n\n\n<form method=\"get\" action=\"https:\/\/www.rbcroyalbank.com\/en-ca\/\"><label class=\"wp-block-search__label screen-reader-text\" for=\"wp-block-search__input-1\">Search<\/label><div class=\"wp-block-search__inside-wrapper\"><input class=\"wp-block-search__input has-text-sm-font-size\" id=\"wp-block-search__input-1\" placeholder=\"Search over 700 articles\" value=\"\" type=\"search\" name=\"s\" \/><button aria-label=\"Search\" class=\"wp-block-search__button has-background has-rbc-bright-blue-tint-1-background-color has-text-sm-font-size has-icon wp-element-button\" type=\"submit\"><svg viewbox=\"0 0 24 24\" width=\"24\" height=\"24\">\n\t\t\t\t\t<path d=\"M13 5c-3.3 0-6 2.7-6 6 0 1.4.5 2.7 1.3 3.7l-3.8 3.8 1.1 1.1 3.8-3.8c1 .8 2.3 1.3 3.7 1.3 3.3 0 6-2.7 6-6S16.3 5 13 5zm0 10.5c-2.5 0-4.5-2-4.5-4.5s2-4.5 4.5-4.5 4.5 2 4.5 4.5-2 4.5-4.5 4.5z\"><\/path>\n\t\t\t\t<\/svg><\/button><\/div><\/form><\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"search-cta hide-on-desktop cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:450px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/02\/homepage-banner-mobile.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 50% 50%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-f37102d6-53c7-4b74-9d90-b36bddf434d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h1 class=\"wp-block-heading has-text-align-center mar-t-0 mar-b-0 mob-mar-b-0\" id=\"h-supporting-your-financial-wellbeing\">Supporting Your<br>Financial Wellbeing<\/h1>\n\n\n\n<p class=\"MMM-homepage-banner-text has-text-align-center mob-mar-b-dbl mar-b is-style-default default\" style=\"border-radius: 8px\">Welcome to My Money Matters, a destination where you can find articles and resources to take control of your financial wellbeing, build confidence, and reach your life goals.<\/p>\n\n\n<form method=\"get\" action=\"https:\/\/www.rbcroyalbank.com\/en-ca\/\"><label class=\"wp-block-search__label screen-reader-text\" for=\"wp-block-search__input-1\">Search<\/label><div class=\"wp-block-search__inside-wrapper\"><input class=\"wp-block-search__input has-text-sm-font-size\" id=\"wp-block-search__input-1\" placeholder=\"Search over 700 articles\" value=\"\" type=\"search\" name=\"s\" \/><button aria-label=\"Search\" class=\"wp-block-search__button has-background has-rbc-bright-blue-tint-1-background-color has-text-sm-font-size has-icon wp-element-button\" type=\"submit\"><svg viewbox=\"0 0 24 24\" width=\"24\" height=\"24\">\n\t\t\t\t\t<path d=\"M13 5c-3.3 0-6 2.7-6 6 0 1.4.5 2.7 1.3 3.7l-3.8 3.8 1.1 1.1 3.8-3.8c1 .8 2.3 1.3 3.7 1.3 3.3 0 6-2.7 6-6S16.3 5 13 5zm0 10.5c-2.5 0-4.5-2-4.5-4.5s2-4.5 4.5-4.5 4.5 2 4.5 4.5-2 4.5-4.5 4.5z\"><\/path>\n\t\t\t\t<\/svg><\/button><\/div><\/form><\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-b-0 pad-t-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-b2c261fb-e36b-4d0a-bb38-587b998dcc17\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-what-matters-now\">What Matters Now<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-582ab9df-d6bc-4b1d-8f3b-4fcb912087a4\" aria-hidden=\"true\"><\/div>\n\t\n\n\t\t<div class=\"most-recent-by-taxonomy-jscroll jscroll-wrapper\" data-mrbt-id=\"mrbt-1\">\n\t\t\t\t\t\t<div class=\"wp-block-rbc-most-recent-by-taxonomy most-recent-by-taxonomy-is-template-type-2 most-recent-by-taxonomy-default\" data-mrbt-id=\"mrbt-1\">\n\t\t\t\t\t<article id=\"post-96933\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-96933 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-personal-finance tag-retirement rbc_content_type-article rbc_audience-parents rbc_audience-relationships rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-goals-aspirations rbc_mmm_category-planning-for-retirement rbc_mmm_category-retirement\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"Middle-aged couple walking dog while reflecting on retirement savings and future financial security; image representing retirement readiness planning\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"960\"\n\t\t\theight=\"640\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_1823396156_retirementreadiness.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"Middle-aged couple walking dog while reflecting on retirement savings and future financial security; image representing retirement readiness planning\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/\">\n\t\t\t\t\t\tPlanning for Retirement\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/behind-on-retirement-savings-what-to-do-now\/\" class=\"h4 loop-post-title mar-t-0\">Behind on retirement savings? What to do now.<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n<article id=\"post-96826\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-96826 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home tag-real-estate rbc_content_type-article rbc_audience-indigenous rbc_audience-newcomer rbc_audience-parents rbc_audience-relationships rbc_audience-seniors rbc_audience-students rbc_audience-youth rbc_lob_group-mortgage rbc_difficulty_level-intermediate rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-goals-aspirations\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"A wooden toy house next to a notepad\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"960\"\n\t\t\theight=\"636\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/07\/HOME-BUYING-_1.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"A wooden toy house next to a notepad\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/how-much-money-do-you-really-need-to-buy-your-first-home-in-canada\/\" class=\"h4 loop-post-title mar-t-0\">How much money do you really need to buy your first home in Canada?<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n<article id=\"post-97267\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-97267 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-managing-money tag-personal-finance rbc_content_type-article rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-debt-stress-relief rbc_mmm_category-managing-expenses rbc_mmm_category-struggling-to-make-ends-meet\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"Two people smiling and holding shopping bags after a shopping trip\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"960\"\n\t\t\theight=\"676\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_624590444.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"Two people smiling and holding shopping bags after a shopping trip\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/managing-expenses\/\">\n\t\t\t\t\t\tManaging Expenses\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/managing-expenses\/what-is-lifestyle-creep-signs-examples-and-how-to-stop-it\/\" class=\"h4 loop-post-title mar-t-0\">What is Lifestyle Creep? Signs, Examples and How To Stop It<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n\t\t\t\t<\/div>\n\n\t\t\t<!-- Different markup between back-end server side render and front-end -->\n\t\t\t\t\t<\/div>\n\t\t\n\t\t<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5bea24ab-5a5b-464e-994f-b8d21d6db49a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<section class=\"wp-block-rbc-section-block section-cool-white pos-rel  pad-t-0 pad-b-0 overflow-hidden has-f-5-f-8-f-9-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-72bc1d87-6159-4a39-b6c7-69f911cb3f34\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-what-s-on-your-mind\">What\u2019s On Your Mind?<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 default is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-struggling-to-make-ends-meet\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/\" data-dig-id=\"LP-22794-4baed594\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Struggling to Make Ends Meet\" class=\"rbc-link-format\">Struggling to Make Ends Meet<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4e04f938-4e0c-4415-a97c-c791890bf576\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"275\" height=\"242\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/swipe.png?w=275\" alt=\"swipe\" class=\"wp-image-72147\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-buying-a-home\" style=\"padding-left:31px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/\" data-dig-id=\"LP-22794-9e8d6056\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Buying a Home\" class=\"rbc-link-format\">Buying a Home<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-fe6631a9-2c7a-4608-8b7d-7bd386f0257a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"259\" height=\"241\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/house.png\" alt=\"house\" class=\"wp-image-72148\" style=\"border-bottom-left-radius:8px\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-cyber-security\" style=\"padding-left:31px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/\" data-dig-id=\"LP-22794-9e8d6056\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Buying a Home\" class=\"rbc-link-format\">Cyber Security<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-237cfdc3-024c-4935-8054-563ecb34c044\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"461\" height=\"404\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/06\/Online-Security.png\" alt=\"Cyber security\" class=\"wp-image-87352\" style=\"border-bottom-left-radius:8px\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/06\/Online-Security.png 461w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/06\/Online-Security.png?resize=300,263 300w\" sizes=\"auto, (max-width: 461px) 100vw, 461px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-retirement\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/\" data-dig-id=\"LP-22794-ffcf796c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Retirement\" class=\"rbc-link-format\">Retirement<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-febf203d-9e40-4fec-931d-f2ea5c09d3fc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"288\" height=\"241\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/chair.png?w=288\" alt=\"chair\" class=\"wp-image-72149\" style=\"border-bottom-left-radius:8px\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-new-to-canada\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/new-to-canada\/\" data-dig-id=\"LP-22794-486676f5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"New to Canada\" class=\"rbc-link-format\">New to Canada<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-02a1bbb3-536f-4c8d-bdb3-58a27a76ff99\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"221\" height=\"243\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/flag.png?w=221\" alt=\"flag\" class=\"wp-image-72150\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-37359559-a3e8-48e8-bb63-42de50c9c6f9\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-b-0 pad-t-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-1840b230-bf6b-4bad-9273-fb726762017c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-l-hlf mob-mar-l\" id=\"h-latest-articles\">Latest Articles<\/h2>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel section-tabs full-width tabs-scroll is-tabs-style-horizontal-scrolling-tabs is-style-no-border-left-aligned\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-b-0 has-box-shadow-grey-tint-one\" style=\"border-radius:0x\">\n<div class=\"wp-block-rbc-tabs-block-v2 alignfull\">\n<ul class=\"wp-block-rbc-tab-nav-v2  tab-nav\" role=\"tablist\">\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#section-content-ed8611f9\" id=\"section-tab-ed8611f9\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#section-content-ed8611f9\" aria-controls=\"section-content-ed8611f9\" aria-selected=\"false\" data-dig-id=\"LP-22794-ed8611f9\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Latest\" data-dig-anchor=\"\">Latest<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#section-content-d6fdd93b\" id=\"section-tab-d6fdd93b\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#section-content-d6fdd93b\" aria-controls=\"section-content-d6fdd93b\" aria-selected=\"false\" data-dig-id=\"LP-22794-d6fdd93b\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Debt &amp; Stress Relief\" data-dig-anchor=\"\">Debt &amp; Stress Relief<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#section-content-cf4b0444\" id=\"section-tab-cf4b0444\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#section-content-cf4b0444\" aria-controls=\"section-content-cf4b0444\" aria-selected=\"false\" data-dig-id=\"LP-22794-cf4b0444\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Goals &amp; Aspirations\" data-dig-anchor=\"\">Goals &amp; Aspirations<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#section-content-cb9a970d\" id=\"section-tab-cb9a970d\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#section-content-cb9a970d\" aria-controls=\"section-content-cb9a970d\" aria-selected=\"false\" data-dig-id=\"LP-22794-cb9a970d\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Life Events\" data-dig-anchor=\"\">Life Events<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#section-content-321d5a56\" id=\"section-tab-321d5a56\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#section-content-321d5a56\" aria-controls=\"section-content-321d5a56\" aria-selected=\"false\" data-dig-id=\"LP-22794-321d5a56\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Money Academy\" data-dig-anchor=\"\">Money Academy<\/a><\/li>\n\n\n\n<li role=\"presentation\" 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class=\"offscreen\">Go to previous tab<\/span><\/button><button class=\"tabs-next\"><span class=\"offscreen\">Go to next tab<\/span><\/button><\/div>\n\n\n\n<div class=\"wp-block-rbc-tab-content-v2 tab-content\">\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane show active\" aria-labelledby=\"section-tab-ed8611f9\" id=\"section-content-ed8611f9\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-85791\" class=\"rbc-latest-posts-content-card-type-2 post-85791 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_lob_group-cyber-security rbc_difficulty_level-beginner rbc_mmm_category-cyber-security rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Person holding phone\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/03\/shutterstock_248776741.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Person holding phone\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/8-apps-and-tools-to-help-defend-against-fraud\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">4 Digital Banking Security Tools to Help Defend Against Fraud<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Discover the helpful digital banking security tools that can help protect your bank account and assets from fraud.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-85791 -->\n\n<article id=\"post-98765\" class=\"rbc-latest-posts-content-card-type-2 post-98765 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-esg tag-home-ownership tag-personal-finance rbc_content_type-article rbc_lob_group-mortgage rbc_mmm_category-climate-change rbc_mmm_category-debt-stress-relief rbc_mmm_category-economics-101 rbc_mmm_category-money-academy rbc_mmm_category-money-in-an-emergency rbc_mmm_category-unexpected-events\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Wildfire in Canada. Smoke from a wildfire rise in sky above city\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"335\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/MMM-Extreme-Weather-Emergency-Fund_image-1200-x-628.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Wildfire in Canada. Smoke from a wildfire rise in sky above city\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/unexpected-events\/money-in-an-emergency\/\">\n\t\t\t\t\t\tMoney in an Emergency\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/unexpected-events\/money-in-an-emergency\/why-extreme-weather-should-be-part-of-your-emergency-fund-plan\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Why Extreme Weather Should Be Part of Your Emergency Fund Plan<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">An emergency fund is about having a financial cushion when life throws something unexpected your way.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98765 -->\n\n<article id=\"post-98754\" class=\"rbc-latest-posts-content-card-type-2 post-98754 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-esg rbc_content_type-article rbc_mmm_category-climate-change rbc_mmm_category-debt-stress-relief rbc_mmm_category-economics-101 rbc_mmm_category-money-academy rbc_mmm_category-money-in-an-emergency rbc_mmm_category-unexpected-events\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Row of modern apartment buildings with a garden in front.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"335\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/MMM-Flood-Protection-For-Renters-in-Canada_image_1200-x-628-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Row of modern apartment buildings with a garden in front.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/climate-change\/\">\n\t\t\t\t\t\tClimate Change\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/climate-change\/flood-protection-for-renters-in-canada-what-you-can-do-right-now\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Flood Protection for Renters in Canada: What You Can Do Right Now<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Renting in Canada? Learn how to help protect yourself from flooding and to keep your landlord accountable before the next storm hits.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98754 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-dc322f2e-7405-4772-99df-5228786b6d2e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-53491a30-6b2e-40ac-915d-948c01d924a3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-02fa78fb-0910-4d2f-9d24-a74b862e8bfb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1a997ae4-9743-42c5-9b7c-5a5bfe57570a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-eacc7458-301c-4fc7-8fb7-7e2d7580a7de\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c9d7609b-1b55-4fb4-95b9-fa816633d43a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/bank-of-canada-interest-rate-announcement\/\" class=\"no-underline\">Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage<\/a><\/p>\n        <p class=\"article-description\">Latest update: The Bank of Canada holds its interest rate at 2.25%. <\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/women-money-management\/from-kitchen-table-to-boardroom-table-side-hustles-for-women-and-stay-at-home-moms\/\" class=\"no-underline\">From Kitchen Table to Boardroom Table: Side hustles for women and stay-at-home moms<\/a><\/p>\n        <p class=\"article-description\">With the rising cost of living, many women are starting side hustles to supplement their household income and gain greater financial independence. Here are some ideas to get you started.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/how-ai-is-changing-the-nature-of-cybercrime\/\" class=\"no-underline\">How AI is changing the nature of cybercrime<\/a><\/p>\n        <p class=\"article-description\">The scams that are popular today have been around for years. Artificial intelligence (AI) is making them more effective than ever.<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-eef7aeab-98fe-4c9a-852a-d6086eaaa6fb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-3a7bb8b1 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-587c3d22-2a9e-4b88-bdb9-f54d9d3f5dc3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-4793e707 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-978373284675\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-978373284675\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-846901350010\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-846901350010\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-364811237005\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-364811237005\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-980636556762\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-980636556762\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(45.34%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 45.34%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(8.41%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 8.41%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(19.80%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 19.80%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5ff4d00d-7e64-4bfc-95d5-49ce16a9b2ea\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-674e4b37-5602-4ee5-b156-7c216b91a12d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-98733\" class=\"rbc-latest-posts-content-card-type-2 post-98733 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-banking-digital-banking rbc_content_type-article rbc_lob_group-accounts rbc_mmm_category-banking-basics rbc_mmm_category-banking-tips rbc_mmm_category-debt-stress-relief rbc_mmm_category-managing-expenses rbc_mmm_category-money-academy rbc_mmm_category-struggling-to-make-ends-meet\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Two people sitting together at a kitchen table with a blue tablecloth, reviewing paperwork and bills; one holds a document and smiles, while the other uses a calculator. Papers, envelopes, a pen, and mugs are on the table.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/iStock-2205518710.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Two people sitting together at a kitchen table with a blue tablecloth, reviewing paperwork and bills; one holds a document and smiles, while the other uses a calculator. Papers, envelopes, a pen, and mugs are on the table.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/managing-expenses\/\">\n\t\t\t\t\t\tManaging Expenses\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/managing-expenses\/moving-off-campus-with-roommates-heres-the-student-money-guide-nobody-gives-you\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Moving off campus with roommates? Here\u2019s the Student Money Guide nobody gives you<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Moving in with roommates is exciting, but managing money together is a challenge. It&#039;s not big expenses that cause problems, but the buildup of small&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98733 -->\n\n<article id=\"post-90038\" class=\"rbc-latest-posts-content-card-type-2 post-90038 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-entrepreneur rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-stages rbc_mmm_category-business-success-stories rbc_mmm_category-get-inspired rbc_mmm_category-grow-your-business rbc_mmm_category-right-sized-business-advice rbc_mmm_category-small-business rbc_mmm_category-start-a-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"FullMoon Autoworks founder, Erik Wigger, sits smiling in his specialty automotive shop, with a car on a lift and window-tinting boxes visible in the background.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"360\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/FullMoon-Image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"FullMoon Autoworks founder, Erik Wigger, sits smiling in his specialty automotive shop, with a car on a lift and window-tinting boxes visible in the background.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/business-success-stories\/\">\n\t\t\t\t\t\tBusiness Success Stories\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/business-success-stories\/driving-success-fullmoon-autoworks-founder-has-grown-by-being-bold-and-being-smart\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Driving Success: FullMoon Autoworks Founder Has Grown by Being Bold and Being Smart<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Erik Wigger, Founder of FullMoon Autoworks quickly expanded as opportunities presented themselves. By staying ready for change and building a strong&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-90038 -->\n\n<article id=\"post-98680\" class=\"rbc-latest-posts-content-card-type-2 post-98680 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-entrepreneur rbc_content_type-article rbc_lob_group-business rbc_mmm_category-business rbc_mmm_category-business-success-stories rbc_mmm_category-get-inspired rbc_mmm_category-right-sized-business-advice rbc_mmm_category-small-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Founders of PAKT Fitness, Chris Lewarne and Karina Vee, smiling in their studio space\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"360\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/PAKT-Image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Founders of PAKT Fitness, Chris Lewarne and Karina Vee, smiling in their studio space\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/business-success-stories\/\">\n\t\t\t\t\t\tBusiness Success Stories\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/business-success-stories\/the-power-of-connection-more-than-a-gym-pakt-offers-community-and-belonging\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">The Power of Connection: More than a Gym, PAKT Offers Community and Belonging<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">This Toronto fitness studio is delivering what most gyms only promise \u2014 real community. Discover how a cohort-based model built on connection is&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98680 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-db3501f9-af5c-4802-8a2c-1a4215ce6366\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7cc9886f-f97d-42d6-95bc-dafc894b9784\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">67% of Canadians are concerned about their cash flow&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3978b0ef-28da-433d-8266-cd33a25624ee\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-cc3b4b2d-1a13-43e2-be23-0fbfa1ad805e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0b6b180b-eed5-48d0-8026-0c1d82078eb6\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-671bf500\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-61311041-d9b3-4d1a-a37c-1de6f55c9ee8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d6b597ad-159c-43e7-986a-1ca3289e5ad8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-ddf4bbcc\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c7afbff1-f93c-49a9-9bd2-70fa317aea91\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c5c5a526-2d0d-47ca-8128-e9f24de15385\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-5a62c76b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-286d8e08-e6a2-4e21-b0ca-706ea7e24502\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b3f071b7-846a-41a6-82b9-3239d44df04d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-40e3e377 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-627f82ca-1db8-43a5-862d-8806608ba1dd\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-98598\" class=\"rbc-latest-posts-content-card-type-2 post-98598 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_lob_group-cyber-security rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Parents reviewing online safety habits with their child as he plays on a tablet.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"419\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/Bringing-Cyber-Awareness-Home-Article-Image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Parents reviewing online safety habits with their child as he plays on a tablet.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/bringing-cyber-awareness-home-protecting-kids-and-teens-online\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Bringing Cyber Awareness Home: Protecting Kids and Teens Online<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Today\u2019s kids and teens spend much of their lives online. Learn how simple cyber safety habits can protect them today and for years to come.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98598 -->\n\n<article id=\"post-97018\" class=\"rbc-latest-posts-content-card-type-2 post-97018 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_audience-black rbc_audience-indigenous rbc_audience-newcomer rbc_audience-seniors rbc_audience-students rbc_lob_group-cyber-security rbc_difficulty_level-beginner rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A man and a woman sitting in front of a computer and reviewing receipts.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/Refresh-Reset-and-Remove-Article-Image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A man and a woman sitting in front of a computer and reviewing receipts.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/refresh-reset-remove-why-and-how-to-secure-your-digital-footprint\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Refresh, Reset &amp; Remove: Why and How to Secure your Digital Footprint<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">From websites visited to social media interactions, you leave behind a digital trail of online activity. Here\u2019s how a few simple habits can help&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97018 -->\n\n<article id=\"post-57703\" class=\"rbc-latest-posts-content-card-type-2 post-57703 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-crime tag-cyber-tips rbc_content_type-article rbc_lob_group-cyber-security rbc_difficulty_level-beginner rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A card with &quot;Password&quot; written on it with a hand concealing the numbers and letters of a password\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/thumb-hack-proof_402x-1-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A card with &quot;Password&quot; written on it with a hand concealing the numbers and letters of a password\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/five-simple-steps-to-hack-proof-your-passwords\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Five Simple Steps to Hack-Proof Your Passwords<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">There are a number of ways you can make your passwords difficult \u2013 if not impossible \u2013 to crack. Here are four dynamite techniques to try.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57703 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-095bb259-2553-451c-bd26-59d412ccdc97\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-3295dbfb-f586-46fd-89f6-f408b93bcd5d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-ee025b54-ef8f-460e-83f2-7a7dfb424332\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a6141183-b835-4134-861b-4c3d056c23c8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">Over half of Canadians believe retiring comfortably is their most important investing goal&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0506a48f-3696-41d2-9a4d-a7769872b8ad\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-22924c84-83fe-40d6-8854-6c925a095c79\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6a0fdf9d-b216-4038-8342-e9d34e225e95\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-353f1a09\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FSHA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FSHA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-fa465727-7be1-4afc-b1a7-17070249145e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-de7a52e6-e815-4a22-86d0-6b1a1d1f8968\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-a9403579\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e00b3d06-07e3-4c85-b949-21aa4e132d86\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-35d1fce3-fed5-4a0b-b4d3-6b8e3b968665\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-b54f0dfd\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a0ad39c2-500b-4a5b-a2c4-71cd4a6b10ac\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"mob-pad-l-0 mob-pad-r-0 pad-b-0 pad-t-0 tab-pane\" aria-labelledby=\"section-tab-d6fdd93b\" id=\"section-content-d6fdd93b\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-98765\" class=\"rbc-latest-posts-content-card-type-2 post-98765 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-esg tag-home-ownership tag-personal-finance rbc_content_type-article rbc_lob_group-mortgage rbc_mmm_category-climate-change rbc_mmm_category-debt-stress-relief rbc_mmm_category-economics-101 rbc_mmm_category-money-academy rbc_mmm_category-money-in-an-emergency rbc_mmm_category-unexpected-events\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Wildfire in Canada. Smoke from a wildfire rise in sky above city\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"335\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/MMM-Extreme-Weather-Emergency-Fund_image-1200-x-628.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Wildfire in Canada. Smoke from a wildfire rise in sky above city\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/unexpected-events\/money-in-an-emergency\/\">\n\t\t\t\t\t\tMoney in an Emergency\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/unexpected-events\/money-in-an-emergency\/why-extreme-weather-should-be-part-of-your-emergency-fund-plan\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Why Extreme Weather Should Be Part of Your Emergency Fund Plan<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">An emergency fund is about having a financial cushion when life throws something unexpected your way.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98765 -->\n\n<article id=\"post-98754\" class=\"rbc-latest-posts-content-card-type-2 post-98754 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-esg rbc_content_type-article rbc_mmm_category-climate-change rbc_mmm_category-debt-stress-relief rbc_mmm_category-economics-101 rbc_mmm_category-money-academy rbc_mmm_category-money-in-an-emergency rbc_mmm_category-unexpected-events\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Row of modern apartment buildings with a garden in front.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"335\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/MMM-Flood-Protection-For-Renters-in-Canada_image_1200-x-628-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Row of modern apartment buildings with a garden in front.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/climate-change\/\">\n\t\t\t\t\t\tClimate Change\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/climate-change\/flood-protection-for-renters-in-canada-what-you-can-do-right-now\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Flood Protection for Renters in Canada: What You Can Do Right Now<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Renting in Canada? Learn how to help protect yourself from flooding and to keep your landlord accountable before the next storm hits.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98754 -->\n\n<article id=\"post-98733\" class=\"rbc-latest-posts-content-card-type-2 post-98733 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-banking-digital-banking rbc_content_type-article rbc_lob_group-accounts rbc_mmm_category-banking-basics rbc_mmm_category-banking-tips rbc_mmm_category-debt-stress-relief rbc_mmm_category-managing-expenses rbc_mmm_category-money-academy rbc_mmm_category-struggling-to-make-ends-meet\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Two people sitting together at a kitchen table with a blue tablecloth, reviewing paperwork and bills; one holds a document and smiles, while the other uses a calculator. Papers, envelopes, a pen, and mugs are on the table.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/iStock-2205518710.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Two people sitting together at a kitchen table with a blue tablecloth, reviewing paperwork and bills; one holds a document and smiles, while the other uses a calculator. Papers, envelopes, a pen, and mugs are on the table.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/managing-expenses\/\">\n\t\t\t\t\t\tManaging Expenses\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/managing-expenses\/moving-off-campus-with-roommates-heres-the-student-money-guide-nobody-gives-you\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Moving off campus with roommates? Here\u2019s the Student Money Guide nobody gives you<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Moving in with roommates is exciting, but managing money together is a challenge. It&#039;s not big expenses that cause problems, but the buildup of small&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98733 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-5e9d1309-f974-4964-83b9-9e6bd4b1d43a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-3cde6069-facb-45f6-8fd0-ed4a142be5fc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-931ca592-67ea-4d50-9be9-3ea57c7475c4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">44% of Canadians were not prepared for the impact of inflation&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-98629547-0197-4e8f-8fae-249d42e76ac9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-167e86fb-3c9f-48f4-9282-b6bbd41e09f5\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-0\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c9f7f98a-7b0e-4860-9ac5-f526a1d892c8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-and-credit-scores\/5-tips-to-help-keep-your-credit-score-in-good-standing\/\" class=\"no-underline\">5 Tips to Help Keep Your Credit Score in Good Standing<\/a><\/p>\n        <p class=\"article-description\">Keeping a healthy credit score is about more than just watching what you spend. Follow these tips to help keep your score credit-worthy.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/improving-your-credit-score\/how-to-maintain-a-strong-credit-score-during-challenging-times\/\" class=\"no-underline\">How to Maintain a Strong Credit Score During Challenging Times<\/a><\/p>\n        <p class=\"article-description\">While credit can act as a financial safety net during tight times, it\u2019s important to maintain a strong credit score in the meantime. Here\u2019s why \u2013 and how.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-and-credit-scores\/6-ways-to-rebuild-your-credit-score\/\" class=\"no-underline\">6 Ways to Rebuild Your Credit Score<\/a><\/p>\n        <p class=\"article-description\">If your credit score is suffering due to missed payments, or mounting bills and debt, there are steps you can take to get back on track.<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5cc6dc26-5227-4f2a-a2fb-4b44bdc4c53e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-3a7bb8b1 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-2ec45096-c260-4998-94ab-aa49c6f1c225\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-4793e707 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-0\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-556405679299\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-556405679299\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-414413447789\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-414413447789\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-617672785592\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-617672785592\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-371363005683\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-371363005683\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(45.34%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 45.34%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(8.41%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 8.41%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(19.80%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 19.80%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-34bd2645-38e9-42b6-90ac-cc59f4a686a6\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-50f9e534-eb46-469c-bffb-54f188e20327\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-74892\" class=\"rbc-latest-posts-content-card-type-2 post-74892 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-personal-finance rbc_content_type-article rbc_lob_group-accounts rbc_difficulty_level-beginner rbc_mmm_category-bankruptcy rbc_mmm_category-consumer-proposals rbc_mmm_category-debt-stress-relief\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Young man at a desk upset about debt\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-08-01T105643.093.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Young man at a desk upset about debt\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/consumer-proposals\/\">\n\t\t\t\t\t\tConsumer Proposals\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/consumer-proposals\/a-consumer-proposal-or-bankruptcy\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Consumer Proposal vs Bankruptcy in Canada: What&#8217;s the Difference<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Deciding between a consumer proposal and bankruptcy in Canada? Compare timelines, asset protection, costs, and credit impact \u2014 and find the path&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-74892 -->\n\n<article id=\"post-58164\" class=\"rbc-latest-posts-content-card-type-2 post-58164 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-managing-money rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-bankruptcy rbc_mmm_category-consumer-proposals rbc_mmm_category-debt-stress-relief\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Burning candle on table in darkness\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-07-20T105927.651.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Burning candle on table in darkness\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/consumer-proposals\/\">\n\t\t\t\t\t\tConsumer Proposals\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/consumer-proposals\/an-alternative-to-bankruptcy-understanding-the-consumer-proposal-process-in-canada\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">What&#8217;s a Consumer Proposal in Canada? How it Works, Costs and Eligibility<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">In Canada, a consumer proposal is a government-regulated debt solution that lets you repay a portion of what you owe over time.  Learn how it works,&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58164 -->\n\n<article id=\"post-74766\" class=\"rbc-latest-posts-content-card-type-2 post-74766 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-personal-finance rbc_content_type-article rbc_lob_group-accounts rbc_difficulty_level-beginner rbc_mmm_category-bankruptcy rbc_mmm_category-consumer-proposals rbc_mmm_category-debt-stress-relief\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Stressed woman looking at her bills\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-08-17T163722.877.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Stressed woman looking at her bills\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/consumer-proposals\/\">\n\t\t\t\t\t\tConsumer Proposals\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/consumer-proposals\/how-does-a-consumer-proposal-affect-credit-scores\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How Does a Consumer Proposal Affect Credit Scores?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">A consumer proposal can make it easier to manage debt to become debt-free, but it may take a toll on your credit score.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-74766 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-bf1f741b-8733-4f37-8d05-b6558a81ae49\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-c0d547b1-15c1-44c0-a462-04b374f18b43\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5802de7b-27a1-48d2-a7bc-a75f746a14de\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">67% of Canadians are concerned about their cash flow&nbsp;&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e1d74440-e0f7-4a2d-a904-aacdc5cc253f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-86cbcf35-1fdc-4415-8ae2-5fafddc0439c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-0\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-472d624c-6603-4cdc-8baf-07627dc61cab\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-b2b1283b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-58aed9f9-a60c-4dc4-aab8-aa4c3c36ebb3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ca30828f-a0d0-45ec-85e3-26b3ac9de4b9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-7c8a2940\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d21414f2-cf8e-4cf1-b5f6-c3064eefca3f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-f887b27f-9d4a-4844-aacb-7ad91fb0e397\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-1ca97838\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6c86ed07-7fa5-4593-a27c-08d0500c3221\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-188bc750-3b03-49d2-b5dc-7cb0347e899f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-40e3e377 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a85c8fc0-fcfd-4b49-8ce2-7e59320b1d3e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-58171\" class=\"rbc-latest-posts-content-card-type-2 post-58171 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-and-debt rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-bankruptcy rbc_mmm_category-debt-stress-relief rbc_mmm_category-personal-bankruptcy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Two male hands shaking over paperwork and a gavel on a desk\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-07-20T150458.605.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Two male hands shaking over paperwork and a gavel on a desk\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/\">\n\t\t\t\t\t\tPersonal Bankruptcy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/understanding-the-bankruptcy-process\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How Personal Bankruptcy Works in Canada: A Step-by-Step Guide<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how to file for personal bankruptcy in Canada, the step-by-step process, how long it takes, costs and the alternatives such as consumer&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58171 -->\n\n<article id=\"post-78984\" class=\"rbc-latest-posts-content-card-type-2 post-78984 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-bankruptcy rbc_mmm_category-debt-stress-relief rbc_mmm_category-personal-bankruptcy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Woman looking at her laptop screen, pondering pressing questions\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/11\/Personal_Bankruptcy_Questions_.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Woman looking at her laptop screen, pondering pressing questions\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/\">\n\t\t\t\t\t\tPersonal Bankruptcy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/personal-bankruptcy-in-canada-your-top-10-questions-answered\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Personal Bankruptcy in Canada: Your Top 10 Questions Answered<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how personal bankruptcy works in Canada, who is eligible, and explore alternatives like consumer proposals. Get answers to the top 10 questions.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-78984 -->\n\n<article id=\"post-97267\" class=\"rbc-latest-posts-content-card-type-2 post-97267 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-managing-money tag-personal-finance rbc_content_type-article rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-debt-stress-relief rbc_mmm_category-managing-expenses rbc_mmm_category-struggling-to-make-ends-meet\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Two people smiling and holding shopping bags after a shopping trip\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"451\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_624590444.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Two people smiling and holding shopping bags after a shopping trip\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/managing-expenses\/\">\n\t\t\t\t\t\tManaging Expenses\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/managing-expenses\/what-is-lifestyle-creep-signs-examples-and-how-to-stop-it\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">What is Lifestyle Creep? Signs, Examples and How To Stop It<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">What is lifestyle creep, or lifestyle inflation? Learn how to spot the signs, understand how it happens and take practical steps to regain control.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97267 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d7876bd5-b506-48db-8c45-f0b9f3e95cfc\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-5b8cf341-a02b-44ba-9883-cfdade91c4e9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-3b0a9ed1-900b-4f0b-aa04-91c0b72bcbd6\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e3a6bb9a-388a-4ff8-a95a-c7fe5e33bc4e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">54% of Canadians are paying more attention to their day-to-day living expenses&nbsp;&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-284265dd-1f2a-4e98-b052-b7372dce77d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-fb097df1-7932-4328-a069-8f07f5edb7dd\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-0\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b3c7555e-5b03-486a-8cb9-b9dddd89bf9a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-0eb840f9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FHSA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FHSA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0673b844-c933-4d8a-8894-e4b9b83a3be2\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8607d64c-92f6-4eb8-95ee-eea63c0f8e32\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-6aac9bc7\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8c161a19-87d1-458b-9bdd-20da2a90fda9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e490262c-506d-4c1d-8dcb-ffc648388420\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-b0466574\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1990613e-f9d1-45a5-8a27-2de81857b10e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane\" aria-labelledby=\"section-tab-cf4b0444\" id=\"section-content-cf4b0444\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-94413\" class=\"rbc-latest-posts-content-card-type-2 post-94413 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home tag-home-ownership rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-buying-your-next-home rbc_mmm_category-economics-101 rbc_mmm_category-goals-aspirations rbc_mmm_category-investment-property-and-vacation-home rbc_mmm_category-money-academy rbc_mmm_category-refinancing-and-downsizing rbc_mmm_category-understanding-interest-rates\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Latest Bank of Canada interest rate announced on July 15, 2026.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"640\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/GettyImages-2231674294-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Latest Bank of Canada interest rate announced on July 15, 2026.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/\">\n\t\t\t\t\t\tUnderstanding Interest Rates\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/bank-of-canada-interest-rate-announcement\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Latest update: The Bank of Canada holds its interest rate at 2.25%. <\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-94413 -->\n\n<article id=\"post-97885\" class=\"rbc-latest-posts-content-card-type-2 post-97885 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-students rbc_content_type-article rbc_audience-students rbc_audience-youth rbc_lob_group-accounts rbc_difficulty_level-beginner rbc_mmm_category-finding-a-job rbc_mmm_category-goals-aspirations rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A young woman wearing glasses, an orange top, and a yellow backpack reads job postings on a bulletin board in a bright hallway.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/05\/Woman-looking-at-Job-Board.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A young woman wearing glasses, an orange top, and a yellow backpack reads job postings on a bulletin board in a bright hallway.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/finding-a-job\/\">\n\t\t\t\t\t\tFinding a Job\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/finding-a-job\/your-guide-to-finding-an-entry-level-job-as-a-recent-graduate\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Your Guide to Finding an Entry-Level Job as a Recent Graduate<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Looking to land your first job as a new graduate? Here\u2019s what you need to know to help secure your first job offer.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97885 -->\n\n<article id=\"post-97874\" class=\"rbc-latest-posts-content-card-type-2 post-97874 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-travel-tips rbc_content_type-article rbc_lob_group-accounts rbc_difficulty_level-beginner rbc_mmm_category-goals-aspirations rbc_mmm_category-planning-for-a-big-trip rbc_mmm_category-travel-and-cross-border\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A smiling woman wearing a sun hat and sunglasses uses her smartphone while sitting on a sunny coastal promenade, with a colourful Mediterranean waterfront town in the background.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/05\/Woman-on-vacation.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A smiling woman wearing a sun hat and sunglasses uses her smartphone while sitting on a sunny coastal promenade, with a colourful Mediterranean waterfront town in the background.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/planning-for-a-big-trip\/\">\n\t\t\t\t\t\tPlanning for a Big Trip\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/planning-for-a-big-trip\/how-to-save-for-your-next-vacation\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How to Save for Your Next Vacation<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how to save money for your dream vacation. Discover the best savings strategies, tips, and RBC tools to make your travel dreams a reality.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97874 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-2aafb84e-ec5c-4b96-979a-79f6dba844c6\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-b3531674-e3d6-4133-b51f-4b67cf2c4915\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-20500d39-3938-406d-b3f3-87edd07d137d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a8f39f73-6126-4e20-be15-8741ede964b1\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-65563a39-f059-451a-81b3-0837e106dd2f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-1\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1c3e768b-0a9d-4022-83aa-67763a2ea57d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/bank-of-canada-interest-rate-announcement\/\" class=\"no-underline\">Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage<\/a><\/p>\n        <p class=\"article-description\">Latest update: The Bank of Canada holds its interest rate at 2.25%. <\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/million-dollar-myth\/\" class=\"no-underline\">How Much Do You Really Need to Retire Comfortably in Canada? Debunking the Million Dollar Myth<\/a><\/p>\n        <p class=\"article-description\">How much do you need to retire? The million-dollar myth is out. Instead, focus on your individual needs to determine your savings goal.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/can-i-unlock-my-locked-in-retirement-funds-understanding-your-options\/\" class=\"no-underline\">Can I Unlock My Locked-In Retirement Funds? Understanding Your Options<\/a><\/p>\n        <p class=\"article-description\">If you have funds in a locked-in retirement account, you may be wondering if and how you can unlock the account to access your funds.<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e3598a69-6e3b-4422-9132-0050c324c3d8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-3a7bb8b1 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-da17a090-27cc-4dcb-b00a-e2deb70c5149\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-4793e707 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-1\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-432345885766\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-432345885766\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-400960095187\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-400960095187\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-212155885419\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-212155885419\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-159804924909\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-159804924909\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(45.34%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 45.34%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(8.41%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 8.41%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(19.80%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 19.80%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-eb334740-57fd-4d5e-9888-b14c40f2f1d8\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d733efb9-41d8-4be6-bdb5-8b23c11fffb5\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-57472\" class=\"rbc-latest-posts-content-card-type-2 post-57472 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-home-ownership tag-real-estate rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-account-types rbc_mmm_category-banking-basics rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-goals-aspirations rbc_mmm_category-life-events rbc_mmm_category-money-academy rbc_mmm_category-new-to-canada rbc_mmm_category-settling-in-canada\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A person using a calculator and holding a pen at a desk, with a clipboard and a small model house in the background, representing the financial planning involved in buying a home.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-default-222-1-1-2.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A person using a calculator and holding a pen at a desk, with a clipboard and a small model house in the background, representing the financial planning involved in buying a home.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/mortgage-101-finding-the-right-sized-mortgage-for-you-checklist\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Mortgage 101: Finding the Right-sized Mortgage for You [CHECKLIST]<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">While you may be tempted to buy at the top of your price range to get that perfect home, make sure you&#039;ve thought about the additional costs \u2014&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57472 -->\n\n<article id=\"post-97831\" class=\"rbc-latest-posts-content-card-type-2 post-97831 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-real-estate rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-buying-your-next-home rbc_mmm_category-goals-aspirations\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Burning Questions: Mortgage Edition\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"360\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/05\/114676-WEB_BurningQs_Banner_1200x675_0526_E.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Burning Questions: Mortgage Edition\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/top-burning-mortgage-questions-canadians-are-asking\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Top Burning Mortgage Questions Canadians Are Asking<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Get clear answers to Canada&#039;s most-asked mortgage questions. Learn about fixed vs. variable rates, down payments, mortgage renewal, and more. Expert&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97831 -->\n\n<article id=\"post-57480\" class=\"rbc-latest-posts-content-card-type-2 post-57480 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-home-ownership tag-real-estate rbc_content_type-article rbc_audience-newcomer rbc_audience-parents rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-goals-aspirations rbc_mmm_category-life-events rbc_mmm_category-new-to-canada rbc_mmm_category-settling-in-canada\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Girl speaking on her phone\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/TD-8-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Girl speaking on her phone\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/home-buying-top-tips-tools-for-every-step-of-the-journey\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Home Buying: Top Tips &amp; Tools for Every Step of the Journey<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">By understanding the home-buying process you can plan ahead, prepare financially, and find the right home for you.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57480 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-47c84be4-d9d2-44ee-a5a8-0791851e3263\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-39c7dbd1-2c6f-4023-af14-3fb2ec73782c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ab4cee2e-9ccc-4c3c-8822-b02ba2f3bb24\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">67% of Canadians are concerned about their cash flow<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e07cb9cc-e597-4481-861e-4bcff00155be\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-83db0eb4-1094-41ea-b45f-10a00c5c72a3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-1\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-583f2252-9bbe-4b2f-9a0c-0d4a8746ed34\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-d4791dd4\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-bdb5178c-fad6-4c6e-92bf-5700e6f9edc8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8dd3bb8b-89e5-49fb-989c-bd062c31d25f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-211e2e41\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6b05795c-75a6-41a7-85c9-6467bb01c2c2\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3be36cf5-bf73-4f43-a4b4-484639248c91\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-e9339ae6\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-95ecce68-48e3-4618-83fb-54de8b4f8c60\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-f83f5a77-7ce0-44de-bf91-ecaccf64cbbb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-40e3e377 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ae17bdc5-7664-4c31-a352-afe362b3e3e4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-97092\" class=\"rbc-latest-posts-content-card-type-2 post-97092 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-managing-money tag-paying-for-school tag-resp tag-rrsp rbc_content_type-article rbc_audience-parents rbc_audience-students rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-goals-aspirations rbc_mmm_category-going-to-college-or-university rbc_mmm_category-life-events rbc_mmm_category-parenthood rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Parents happily celebrating childs graduation while knowing they have been able to balance RESP and RRSP contributions.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_172567265_RESPvsRRSP.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Parents happily celebrating childs graduation while knowing they have been able to balance RESP and RRSP contributions.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/resps-vs-rrsps-how-to-balance-education-and-retirement-savings\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">RESPs vs RRSPs: How to Balance Education and Retirement Savings<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how parents can balance RESP and RRSP contributions to help pay for their child\u2019s post-secondary education without sacrificing their own&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97092 -->\n\n<article id=\"post-96933\" class=\"rbc-latest-posts-content-card-type-2 post-96933 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-personal-finance tag-retirement rbc_content_type-article rbc_audience-parents rbc_audience-relationships rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-goals-aspirations rbc_mmm_category-planning-for-retirement rbc_mmm_category-retirement\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Middle-aged couple walking dog while reflecting on retirement savings and future financial security; image representing retirement readiness planning\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_1823396156_retirementreadiness.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Middle-aged couple walking dog while reflecting on retirement savings and future financial security; image representing retirement readiness planning\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/\">\n\t\t\t\t\t\tPlanning for Retirement\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/behind-on-retirement-savings-what-to-do-now\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Behind on retirement savings? What to do now.<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Behind on retirement savings? Assess your retirement readiness and learn how to catch up with proven strategies designed for Canadians.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-96933 -->\n\n<article id=\"post-96826\" class=\"rbc-latest-posts-content-card-type-2 post-96826 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home tag-real-estate rbc_content_type-article rbc_audience-indigenous rbc_audience-newcomer rbc_audience-parents rbc_audience-relationships rbc_audience-seniors rbc_audience-students rbc_audience-youth rbc_lob_group-mortgage rbc_difficulty_level-intermediate rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-goals-aspirations\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A wooden toy house next to a notepad\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"424\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/07\/HOME-BUYING-_1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A wooden toy house next to a notepad\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/how-much-money-do-you-really-need-to-buy-your-first-home-in-canada\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How much money do you really need to buy your first home in Canada?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Planning to buy your first home in Canada? There\u2019s more to it than mortgages and down payments. Learn about hidden costs and investment strategies&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-96826 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-17ec63a1-2908-46a0-9642-96a2e3c9d14d\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-36fd2aec-cbb9-4253-b3ce-5bcb3c8bad3a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-77b0a295-b25e-46c3-b13a-ff19af6f09f2\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7a760768-ac0f-4d89-87a9-5e0484f4aedd\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">Over half of Canadians believe retiring comfortably is their most important investing goal<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-76cb88e4-456d-4688-a22f-fb1d1859c79a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4ddc235e-7b01-439e-aa56-faef444b360a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-1\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-41f4d3b6-1b89-4666-817c-9e856bf9772d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-26859815\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FHSA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FHSA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c1ef1180-30d1-4b71-bb8c-25d87eb383fa\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4d99d5ce-a2d5-455d-8f28-4ee1c93a02d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-b8160e66\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ac6149a4-ec29-4a05-a151-6b9109528d9c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7178cac0-e62d-4dd6-913e-76536fd3e878\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-21432c02\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0b099ab7-386e-438c-8ddc-efb2ba661a36\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane\" aria-labelledby=\"section-tab-cb9a970d\" id=\"section-content-cb9a970d\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-90747\" class=\"rbc-latest-posts-content-card-type-2 post-90747 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-parenting tag-personal-finance tag-women-led-businesses rbc_content_type-article rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-life-events rbc_mmm_category-women-money-management\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A mother and baby with a laptop\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"422\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/11\/shutterstock_2466628469_MumSideHustles.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A mother and baby with a laptop\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/women-money-management\/\">\n\t\t\t\t\t\tWomen and Money Management\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/women-money-management\/from-kitchen-table-to-boardroom-table-side-hustles-for-women-and-stay-at-home-moms\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">From Kitchen Table to Boardroom Table: Side hustles for women and stay-at-home moms<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">With the rising cost of living, many women are starting side hustles to supplement their household income and gain greater financial independence&#8230;.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-90747 -->\n\n<article id=\"post-57472\" class=\"rbc-latest-posts-content-card-type-2 post-57472 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-home-ownership tag-real-estate rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-account-types rbc_mmm_category-banking-basics rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-goals-aspirations rbc_mmm_category-life-events rbc_mmm_category-money-academy rbc_mmm_category-new-to-canada rbc_mmm_category-settling-in-canada\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A person using a calculator and holding a pen at a desk, with a clipboard and a small model house in the background, representing the financial planning involved in buying a home.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-default-222-1-1-2.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A person using a calculator and holding a pen at a desk, with a clipboard and a small model house in the background, representing the financial planning involved in buying a home.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/mortgage-101-finding-the-right-sized-mortgage-for-you-checklist\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Mortgage 101: Finding the Right-sized Mortgage for You [CHECKLIST]<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">While you may be tempted to buy at the top of your price range to get that perfect home, make sure you&#039;ve thought about the additional costs \u2014&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57472 -->\n\n<article id=\"post-57480\" class=\"rbc-latest-posts-content-card-type-2 post-57480 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-home-ownership tag-real-estate rbc_content_type-article rbc_audience-newcomer rbc_audience-parents rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-goals-aspirations rbc_mmm_category-life-events rbc_mmm_category-new-to-canada rbc_mmm_category-settling-in-canada\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Girl speaking on her phone\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/TD-8-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Girl speaking on her phone\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/home-buying-top-tips-tools-for-every-step-of-the-journey\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Home Buying: Top Tips &amp; Tools for Every Step of the Journey<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">By understanding the home-buying process you can plan ahead, prepare financially, and find the right home for you.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57480 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-920b93c5-b36e-4228-bd8d-bdde5d086d37\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-c68f16dd-eeb9-4596-884e-38525929123b\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-48e259fa-7d9c-42d6-b908-1c3d4bd9cf15\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-aac302c0-bc02-4992-bca9-ff67be75e109\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-12a4ecec-ea97-49fc-a08b-a6025b1c23cc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-2\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e1f604a9-d76a-484c-8ad2-0001904d3d19\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/women-money-management\/from-kitchen-table-to-boardroom-table-side-hustles-for-women-and-stay-at-home-moms\/\" class=\"no-underline\">From Kitchen Table to Boardroom Table: Side hustles for women and stay-at-home moms<\/a><\/p>\n        <p class=\"article-description\">With the rising cost of living, many women are starting side hustles to supplement their household income and gain greater financial independence. Here are some ideas to get you started.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-cards\/how-does-credit-card-interest-rate-work\/\" class=\"no-underline\">How does credit card interest rate work<\/a><\/p>\n        <p class=\"article-description\">Credit cards can be a helpful financial tool but beware of interest charges.  Here\u2019s how credit card interest rates work.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/marriage\/marriage-and-money-joint-bank-accounts\/\" class=\"no-underline\">Marriage and Money: Joint Bank Accounts?<\/a><\/p>\n        <p class=\"article-description\">You&#039;ve merged your lives.  Should you also merge your bank accounts?<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-aa76fae6-fe8b-4a87-8022-4fc603a3c09d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-3a7bb8b1 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-038c3bde-fc18-4b3b-bf63-b9c845b140c2\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-4793e707 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-2\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-023237124557\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-023237124557\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-608379633465\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-608379633465\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-589287857078\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-589287857078\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-972131649204\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-972131649204\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(45.34%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 45.34%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(8.41%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 8.41%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(19.80%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 19.80%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-05a8fa13-292b-46c4-a054-2135b10d9f9f\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a103570f-161d-45ae-9ef5-729495194b66\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-89780\" class=\"rbc-latest-posts-content-card-type-2 post-89780 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-career-planning-development tag-education rbc_content_type-article rbc_audience-newcomer rbc_lob_group-newcomer rbc_difficulty_level-beginner rbc_mmm_category-employment-in-canada rbc_mmm_category-finding-a-job rbc_mmm_category-goals-aspirations rbc_mmm_category-life-events rbc_mmm_category-new-to-canada rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Graduation caps in the sky\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"480\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/09\/shutterstock_2475380851_studentdebt.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Graduation caps in the sky\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/finding-a-job\/\">\n\t\t\t\t\t\tFinding a Job\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/finding-a-job\/repay-student-loan\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How to Repay Student Loans In Canada: A Guide for Grads<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Get tips and tools on how to pay down your student debt faster.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-89780 -->\n\n<article id=\"post-97645\" class=\"rbc-latest-posts-content-card-type-2 post-97645 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-education tag-paying-for-school tag-students rbc_content_type-article rbc_audience-parents rbc_audience-students rbc_lob_group-students rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-goals-aspirations rbc_mmm_category-going-to-college-or-university rbc_mmm_category-life-events rbc_mmm_category-parenthood rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Parent and child reviewing post-secondary education options together on a laptop at home\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/Cost-of-post-secondary-education_image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Parent and child reviewing post-secondary education options together on a laptop at home\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/canadian-post-secondary-education-costs-a-parents-guide\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Canadian Post-Secondary Education Costs: A Parent&#8217;s Guide<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn about Canada&#039;s post-secondary costs, how to save with RESPs, maximize government grants and plan for your child&#039;s tuition stress-free.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97645 -->\n\n<article id=\"post-97092\" class=\"rbc-latest-posts-content-card-type-2 post-97092 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-managing-money tag-paying-for-school tag-resp tag-rrsp rbc_content_type-article rbc_audience-parents rbc_audience-students rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-goals-aspirations rbc_mmm_category-going-to-college-or-university rbc_mmm_category-life-events rbc_mmm_category-parenthood rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Parents happily celebrating childs graduation while knowing they have been able to balance RESP and RRSP contributions.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_172567265_RESPvsRRSP.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Parents happily celebrating childs graduation while knowing they have been able to balance RESP and RRSP contributions.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/resps-vs-rrsps-how-to-balance-education-and-retirement-savings\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">RESPs vs RRSPs: How to Balance Education and Retirement Savings<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how parents can balance RESP and RRSP contributions to help pay for their child\u2019s post-secondary education without sacrificing their own&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97092 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-a82a1108-3d75-4d9e-8c78-88287399af07\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-bdaa8f7e-671a-4d45-8aef-6b96aad209d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a4703107-acb0-43ce-982a-d046b99dbebb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">67% of Canadians are concerned about their cash flow<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-bbec7f33-633e-4505-a1cb-c9d4e09607ce\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-94b1755f-90fc-4844-bc64-fcecc3dfaf14\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-2\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-2dd04d33-60af-46c7-b03b-b4cefd5ce647\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-1f02ab50\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-771d898e-1deb-43d0-ad29-cd88c7851547\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-453a467b-a282-4314-b570-432bdc8c3c9f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-b0f5b723\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0df03b70-bb27-4efa-9eb4-bc2fd4fb8328\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4a8d0687-a34e-443b-8566-f9e5a352f124\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-b2220d55\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-fb1d54ed-700c-4167-b410-8d28faa44d49\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d2cbcd79-9ac9-4032-898b-03f524e4b939\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-40e3e377 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-25a7dd34-766f-4390-b535-7091910e9add\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-97092\" class=\"rbc-latest-posts-content-card-type-2 post-97092 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-managing-money tag-paying-for-school tag-resp tag-rrsp rbc_content_type-article rbc_audience-parents rbc_audience-students rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-goals-aspirations rbc_mmm_category-going-to-college-or-university rbc_mmm_category-life-events rbc_mmm_category-parenthood rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Parents happily celebrating childs graduation while knowing they have been able to balance RESP and RRSP contributions.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_172567265_RESPvsRRSP.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Parents happily celebrating childs graduation while knowing they have been able to balance RESP and RRSP contributions.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/resps-vs-rrsps-how-to-balance-education-and-retirement-savings\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">RESPs vs RRSPs: How to Balance Education and Retirement Savings<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how parents can balance RESP and RRSP contributions to help pay for their child\u2019s post-secondary education without sacrificing their own&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97092 -->\n\n<article id=\"post-96933\" class=\"rbc-latest-posts-content-card-type-2 post-96933 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-personal-finance tag-retirement rbc_content_type-article rbc_audience-parents rbc_audience-relationships rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-goals-aspirations rbc_mmm_category-planning-for-retirement rbc_mmm_category-retirement\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Middle-aged couple walking dog while reflecting on retirement savings and future financial security; image representing retirement readiness planning\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_1823396156_retirementreadiness.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Middle-aged couple walking dog while reflecting on retirement savings and future financial security; image representing retirement readiness planning\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/\">\n\t\t\t\t\t\tPlanning for Retirement\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/behind-on-retirement-savings-what-to-do-now\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Behind on retirement savings? What to do now.<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Behind on retirement savings? Assess your retirement readiness and learn how to catch up with proven strategies designed for Canadians.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-96933 -->\n\n<article id=\"post-96826\" class=\"rbc-latest-posts-content-card-type-2 post-96826 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home tag-real-estate rbc_content_type-article rbc_audience-indigenous rbc_audience-newcomer rbc_audience-parents rbc_audience-relationships rbc_audience-seniors rbc_audience-students rbc_audience-youth rbc_lob_group-mortgage rbc_difficulty_level-intermediate rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-goals-aspirations\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A wooden toy house next to a notepad\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"424\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/07\/HOME-BUYING-_1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A wooden toy house next to a notepad\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/how-much-money-do-you-really-need-to-buy-your-first-home-in-canada\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How much money do you really need to buy your first home in Canada?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Planning to buy your first home in Canada? There\u2019s more to it than mortgages and down payments. Learn about hidden costs and investment strategies&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-96826 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d1ed5bdb-e220-4241-b1c7-f28d6b245587\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-1bf599d9-5574-4862-a0bc-e7d51581991c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-527b07db-58a6-485f-8f41-5f9cb891c58e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-27f6eabf-d5c6-450b-9146-ebed4acea88a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">54% of Canadians are paying more attention to their day-to-day living expenses<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-329d4d88-f9ac-4452-a421-2d589325bafa\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a39d31c6-4f06-467f-a4c2-f7b7e7dd4400\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-2\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0192472f-b98d-470b-9e81-b51afabab333\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-d5f5247f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FHSA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FHSA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8cca1eeb-f1d1-4d3a-8cf5-2a5759323e76\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-da3dfd05-1b4a-4fb0-8bf3-9e4fd3c9456c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-2f0d0287\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6f7ed773-70bc-44c3-81b1-338a636d8db5\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d627c351-6ed7-433a-8f83-46d3777dd637\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-03563ddf\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-291902f0-c46f-48b1-8281-327930f0d63d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane\" aria-labelledby=\"section-tab-321d5a56\" id=\"section-content-321d5a56\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-85791\" class=\"rbc-latest-posts-content-card-type-2 post-85791 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_lob_group-cyber-security rbc_difficulty_level-beginner rbc_mmm_category-cyber-security rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Person holding phone\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/03\/shutterstock_248776741.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Person holding phone\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/8-apps-and-tools-to-help-defend-against-fraud\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">4 Digital Banking Security Tools to Help Defend Against Fraud<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Discover the helpful digital banking security tools that can help protect your bank account and assets from fraud.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-85791 -->\n\n<article id=\"post-98765\" class=\"rbc-latest-posts-content-card-type-2 post-98765 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-esg tag-home-ownership tag-personal-finance rbc_content_type-article rbc_lob_group-mortgage rbc_mmm_category-climate-change rbc_mmm_category-debt-stress-relief rbc_mmm_category-economics-101 rbc_mmm_category-money-academy rbc_mmm_category-money-in-an-emergency rbc_mmm_category-unexpected-events\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Wildfire in Canada. Smoke from a wildfire rise in sky above city\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"335\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/MMM-Extreme-Weather-Emergency-Fund_image-1200-x-628.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Wildfire in Canada. Smoke from a wildfire rise in sky above city\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/unexpected-events\/money-in-an-emergency\/\">\n\t\t\t\t\t\tMoney in an Emergency\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/unexpected-events\/money-in-an-emergency\/why-extreme-weather-should-be-part-of-your-emergency-fund-plan\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Why Extreme Weather Should Be Part of Your Emergency Fund Plan<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">An emergency fund is about having a financial cushion when life throws something unexpected your way.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98765 -->\n\n<article id=\"post-98754\" class=\"rbc-latest-posts-content-card-type-2 post-98754 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-esg rbc_content_type-article rbc_mmm_category-climate-change rbc_mmm_category-debt-stress-relief rbc_mmm_category-economics-101 rbc_mmm_category-money-academy rbc_mmm_category-money-in-an-emergency rbc_mmm_category-unexpected-events\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Row of modern apartment buildings with a garden in front.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"335\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/MMM-Flood-Protection-For-Renters-in-Canada_image_1200-x-628-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Row of modern apartment buildings with a garden in front.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/climate-change\/\">\n\t\t\t\t\t\tClimate Change\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/climate-change\/flood-protection-for-renters-in-canada-what-you-can-do-right-now\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Flood Protection for Renters in Canada: What You Can Do Right Now<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Renting in Canada? Learn how to help protect yourself from flooding and to keep your landlord accountable before the next storm hits.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98754 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-24d10094-b04b-48a6-9e51-469df7802a88\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-6833f3b8-b9ae-4568-8ae2-50e05bf28d6d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-2bb3eaa7-480d-43a4-be91-5b46842098a9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-bdcb12a9-3c02-4c74-bd91-ae2db7e21e5a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0bd983de-8471-450a-91eb-44fff2ab906e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-3\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1b3062ee-890c-4a3d-864e-b9bf367ac8c4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/bank-of-canada-interest-rate-announcement\/\" class=\"no-underline\">Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage<\/a><\/p>\n        <p class=\"article-description\">Latest update: The Bank of Canada holds its interest rate at 2.25%. <\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/how-ai-is-changing-the-nature-of-cybercrime\/\" class=\"no-underline\">How AI is changing the nature of cybercrime<\/a><\/p>\n        <p class=\"article-description\">The scams that are popular today have been around for years. Artificial intelligence (AI) is making them more effective than ever.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-and-credit-scores\/5-tips-to-help-keep-your-credit-score-in-good-standing\/\" class=\"no-underline\">5 Tips to Help Keep Your Credit Score in Good Standing<\/a><\/p>\n        <p class=\"article-description\">Keeping a healthy credit score is about more than just watching what you spend. Follow these tips to help keep your score credit-worthy.<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6095fe71-c001-4818-ac0e-3036aaf0c188\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-3a7bb8b1 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-d8abd1b2-927f-47af-96c3-d9dfdaf4cedc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-4793e707 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-3\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-388468141524\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-388468141524\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-027033577458\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-027033577458\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-419290931346\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-419290931346\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-123809823442\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-123809823442\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(45.34%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 45.34%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(8.41%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 8.41%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(19.80%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 19.80%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ac26255f-7f4c-4e66-8e95-256f6c5030ff\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-cf3b387e-d54d-4167-9120-b6cc3ff4d237\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-98733\" class=\"rbc-latest-posts-content-card-type-2 post-98733 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-banking-digital-banking rbc_content_type-article rbc_lob_group-accounts rbc_mmm_category-banking-basics rbc_mmm_category-banking-tips rbc_mmm_category-debt-stress-relief rbc_mmm_category-managing-expenses rbc_mmm_category-money-academy rbc_mmm_category-struggling-to-make-ends-meet\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Two people sitting together at a kitchen table with a blue tablecloth, reviewing paperwork and bills; one holds a document and smiles, while the other uses a calculator. Papers, envelopes, a pen, and mugs are on the table.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/iStock-2205518710.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Two people sitting together at a kitchen table with a blue tablecloth, reviewing paperwork and bills; one holds a document and smiles, while the other uses a calculator. Papers, envelopes, a pen, and mugs are on the table.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/managing-expenses\/\">\n\t\t\t\t\t\tManaging Expenses\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/managing-expenses\/moving-off-campus-with-roommates-heres-the-student-money-guide-nobody-gives-you\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Moving off campus with roommates? Here\u2019s the Student Money Guide nobody gives you<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Moving in with roommates is exciting, but managing money together is a challenge. It&#039;s not big expenses that cause problems, but the buildup of small&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98733 -->\n\n<article id=\"post-98607\" class=\"rbc-latest-posts-content-card-type-2 post-98607 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-crime tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_lob_group-cyber-security rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Teenage boy participating in an online game while sitting at his desk.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"426\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/Top-Threats-Affecting-Kids-and-Youth-Article-Image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Teenage boy participating in an online game while sitting at his desk.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/spotting-scams-top-threats-affecting-kids-youth\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Spotting Scams: Top Threats Affecting Kids &amp; Youth<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Kids spend money and build friendships within games, social apps and group chats. This is why scammers show up there. Learn about common scams&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98607 -->\n\n<article id=\"post-98648\" class=\"rbc-latest-posts-content-card-type-2 post-98648 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_lob_group-cyber-security rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Kids at school learning how to be digitally literate while being online.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/Digital-Literacy-Article-Image-2.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Kids at school learning how to be digitally literate while being online.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/digital-literacy-for-youth-raising-kids-who-think-before-they-click\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Digital Literacy for Youth: Raising Kids Who Think Before They Click<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Financial and digital literacy go hand in hand: protecting a child\u2019s money now depends on knowing how to safely navigate the digital world.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98648 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-c066d95b-5311-45ff-aa43-0710bc5a0a7f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-63d862ef-86c1-4fd3-bec4-b735149e727e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-86437df1-ac1d-4bec-844d-3e7e81ff5e8d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">67% of Canadians are concerned about their cash flow<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ad77658f-5da0-453c-9af4-2d157e64af04\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a49b6284-320d-4ea9-911c-68f495a8a55f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-3\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-dc6a1582-d856-4b4a-a528-bcf0e6304586\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-d6879eb0\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e334f69f-bf20-4d98-8628-5f38a31b92ab\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1839495e-a278-4ce6-aad0-157bb7d38687\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-8de2f02f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8fd3a2b3-e34e-4bd7-8097-9c1703fed38e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0afecaf7-20e7-4901-9511-d625a4c86b39\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-8220e430\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6f9233cb-1e5f-4433-8f86-9f19f6bdc3ff\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-37024d2f-2fbc-49c5-bd00-175f329755e9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-40e3e377 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d70e7a02-6e21-4969-b402-1b11bbbd1089\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-98510\" class=\"rbc-latest-posts-content-card-type-2 post-98510 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-crime tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_lob_group-cyber-security rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Young woman browsing social media on her phone while trying to spot common social media scams.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"443\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/07\/Social-Media-Scams-Article-Image-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Young woman browsing social media on her phone while trying to spot common social media scams.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/spotting-scams-social-media-scams\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Spotting Scams: Social Media Scams<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Social media is where we connect, follow and share. It\u2019s also a favourite place for scammers to find targets \u2013 especially when major events are&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98510 -->\n\n<article id=\"post-98483\" class=\"rbc-latest-posts-content-card-type-2 post-98483 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-banking-digital-banking tag-personal-finance rbc_content_type-article rbc_lob_group-accounts rbc_mmm_category-account-types rbc_mmm_category-banking-basics rbc_mmm_category-banking-tips rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"an advisor is meeting with a couple and providing banking advice\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/07\/iStock-639157410.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"an advisor is meeting with a couple and providing banking advice\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/account-types\/\">\n\t\t\t\t\t\tAccount Types\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/account-types\/the-complete-guide-to-bank-accounts-in-canada\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">The Complete Guide to Bank Accounts in Canada: Types, Fees and How to Choose the Right One<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">What are the benefits, what types of bank accounts are available in Canada, and how do you open one? Here, we break down the details you need.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98483 -->\n\n<article id=\"post-94413\" class=\"rbc-latest-posts-content-card-type-2 post-94413 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home tag-home-ownership rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-buying-your-next-home rbc_mmm_category-economics-101 rbc_mmm_category-goals-aspirations rbc_mmm_category-investment-property-and-vacation-home rbc_mmm_category-money-academy rbc_mmm_category-refinancing-and-downsizing rbc_mmm_category-understanding-interest-rates\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Latest Bank of Canada interest rate announced on July 15, 2026.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"640\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/GettyImages-2231674294-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Latest Bank of Canada interest rate announced on July 15, 2026.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/\">\n\t\t\t\t\t\tUnderstanding Interest Rates\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/bank-of-canada-interest-rate-announcement\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Latest update: The Bank of Canada holds its interest rate at 2.25%. <\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-94413 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-dbadb6be-b4c8-40d3-970f-ee6909962be8\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-137c2907-0caf-4372-a7e8-c4c3163227de\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-a7f3c109-16a3-4b08-9215-5081031a009b\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b3b53625-84ab-4b91-9596-b2bad233f483\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">54% of Canadians are paying more attention to their day-to-day living expenses<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7af2824a-1fdc-40b4-8815-1f55c9fe79b1\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b4b2a6ce-9d42-42ec-b477-1a88929ea29d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-3\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-cf314d6b-101e-480b-8289-d9953300c02a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-e6fafa0b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FHSA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FHSA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5673de06-2e76-4c96-844d-9896fb05ba20\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b9e23578-46ca-43b8-b312-5ff2f03bfceb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-42cadf50\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-f85098d3-7274-45ad-ab5e-be57073586f9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1603755d-6605-44ff-8133-4531dd20c48a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-8995cdcf\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8656dd04-4c5f-4bd2-b801-c5c554981904\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane\" aria-labelledby=\"section-tab-e8aa6246\" id=\"section-content-e8aa6246\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-90038\" class=\"rbc-latest-posts-content-card-type-2 post-90038 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-entrepreneur rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-stages rbc_mmm_category-business-success-stories rbc_mmm_category-get-inspired rbc_mmm_category-grow-your-business rbc_mmm_category-right-sized-business-advice rbc_mmm_category-small-business rbc_mmm_category-start-a-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"FullMoon Autoworks founder, Erik Wigger, sits smiling in his specialty automotive shop, with a car on a lift and window-tinting boxes visible in the background.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"360\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/FullMoon-Image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"FullMoon Autoworks founder, Erik Wigger, sits smiling in his specialty automotive shop, with a car on a lift and window-tinting boxes visible in the background.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/business-success-stories\/\">\n\t\t\t\t\t\tBusiness Success Stories\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/business-success-stories\/driving-success-fullmoon-autoworks-founder-has-grown-by-being-bold-and-being-smart\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Driving Success: FullMoon Autoworks Founder Has Grown by Being Bold and Being Smart<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Erik Wigger, Founder of FullMoon Autoworks quickly expanded as opportunities presented themselves. By staying ready for change and building a strong&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-90038 -->\n\n<article id=\"post-98680\" class=\"rbc-latest-posts-content-card-type-2 post-98680 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-entrepreneur rbc_content_type-article rbc_lob_group-business rbc_mmm_category-business rbc_mmm_category-business-success-stories rbc_mmm_category-get-inspired rbc_mmm_category-right-sized-business-advice rbc_mmm_category-small-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Founders of PAKT Fitness, Chris Lewarne and Karina Vee, smiling in their studio space\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"360\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/PAKT-Image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Founders of PAKT Fitness, Chris Lewarne and Karina Vee, smiling in their studio space\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/business-success-stories\/\">\n\t\t\t\t\t\tBusiness Success Stories\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/business-success-stories\/the-power-of-connection-more-than-a-gym-pakt-offers-community-and-belonging\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">The Power of Connection: More than a Gym, PAKT Offers Community and Belonging<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">This Toronto fitness studio is delivering what most gyms only promise \u2014 real community. Discover how a cohort-based model built on connection is&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98680 -->\n\n<article id=\"post-98674\" class=\"rbc-latest-posts-content-card-type-2 post-98674 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-agriculture rbc_content_type-article rbc_lob_group-business rbc_mmm_category-business rbc_mmm_category-commercial rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Three employees from RBC stand with a producer in front of cows on a farm in Canada\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"320\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/Murray-Yung-Image-Resized.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Three employees from RBC stand with a producer in front of cows on a farm in Canada\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/\">\n\t\t\t\t\t\tCommercial\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/banking-on-the-farm-growing-your-farms-future\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Banking on the Farm: Growing Your Farm\u2019s Future<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">With over 40 years of experience successfully growing his client\u2019s farming operations, when Murray Yung offers financial advice\u2014you know it\u2019s&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98674 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-8634953d-e70d-4d8b-87f8-e9320dac44ce\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-068d984a-c9a9-4da4-87d2-0a8c76a1913f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c2bf7c03-e38f-4cc3-a1da-7ac33bdafe6f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-f0ca7f79-ebde-406a-b808-85c1644ff646\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-fe0fdb0d-9bda-4a3b-89d5-e66ca5ce4b07\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-4\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b8138bcb-0b8e-4b4b-ba09-a00aac2885b9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/the-next-green-revolution-in-lethbridge-alta-how-policymakers-and-farmers-can-come-together-to-create-effective-agriculture-policies\/\" class=\"no-underline\">The Next Green Revolution in Lethbridge, Alta.: How policymakers and farmers can come together to create effective agriculture policies<\/a><\/p>\n        <p class=\"article-description\">Sustainable agriculture may best be achieved when the government works alongside farmers to do three things.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/innovation\/three-keys-to-canadas-food-future-environmental-sustainability-innovation-and-collaboration\/\" class=\"no-underline\">Three Keys to Canada\u2019s Food Future: Environmental Sustainability, Innovation and Collaboration<\/a><\/p>\n        <p class=\"article-description\">At Canada Climate Week Xchange, RBC and Carbonhound convened food system leaders to explore how Canada can strengthen its global competitiveness.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/grow-your-business\/kraken-robotics-a-global-marine-technology-company-that-helps-explore-and-defend-the-worlds-oceans\/\" class=\"no-underline\">Kraken Robotics: A Global Marine Technology Company That Helps Explore and Defend the World&#8217;s Oceans<\/a><\/p>\n        <p class=\"article-description\">Kraken meets the needs of clients across the Defense, offshore energy and exploration markets as a leader in the marine exploration sector.<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-62d52459-ecf0-4f2b-9517-3d6125e755fc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-3a7bb8b1 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-3541e4be-382b-4996-92fa-33d814bb819d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-4793e707 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-4\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-128073240366\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-128073240366\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-582716439424\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-582716439424\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-134647013943\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-134647013943\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-933963424560\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-933963424560\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(45.34%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 45.34%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(8.41%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 8.41%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(19.80%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 19.80%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-10f03e4f-88b4-4b3e-b22e-d5a6c57dcb0b\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-33eed068-c3af-4509-b4a7-17233e1125ae\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-98475\" class=\"rbc-latest-posts-content-card-type-2 post-98475 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-commercial-insights rbc_content_type-article rbc_lob_group-business rbc_mmm_category-business rbc_mmm_category-business-stages rbc_mmm_category-commercial rbc_mmm_category-grow-your-business rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Man in blue overalls and face protector arc welding in defence industry\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/07\/Defence-webinar.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Man in blue overalls and face protector arc welding in defence industry\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/\">\n\t\t\t\t\t\tCommercial\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/how-canadas-new-defence-policy-can-help-boost-business-growth\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How Canada\u2019s New Defence Policy Can Help Boost Business Growth<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">The country\u2019s renewed investment to defence presents a once-in-a-generation economic opportunity for Canadian businesses. Here\u2019s how businesses&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98475 -->\n\n<article id=\"post-98397\" class=\"rbc-latest-posts-content-card-type-2 post-98397 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-agriculture tag-entrepreneur rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-stages rbc_mmm_category-get-inspired rbc_mmm_category-grow-your-business rbc_mmm_category-innovation\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"producers overlooking farm operations\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/07\/MD_RBC_1644.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"producers overlooking farm operations\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/grow-your-business\/\">\n\t\t\t\t\t\tGrow Your Business\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/grow-your-business\/how-producer-entrepreneur-collaboration-is-reshaping-the-future-of-canadian-agriculture\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How Producer-Entrepreneur Collaboration Is Reshaping the Future of Canadian Agriculture<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Innovation in Canadian agriculture is growing, providing opportunities for producers to become co-creators and share in the value they create.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98397 -->\n\n<article id=\"post-98354\" class=\"rbc-latest-posts-content-card-type-2 post-98354 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-commercial-insights tag-entrepreneur tag-international-trade rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-stages rbc_mmm_category-commercial rbc_mmm_category-grow-your-business rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"MNP-RBC\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"393\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/MNP-RBC-event-1.png?quality=80&#038;w=640\"\n\t\t\talt=\"MNP-RBC\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/grow-your-business\/\">\n\t\t\t\t\t\tGrow Your Business\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/grow-your-business\/navigating-a-changing-landscape-what-todays-economy-means-for-canadas-food-beverage-sector\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Navigating a Changing Landscape: What Today\u2019s Economy Means for Canada\u2019s Food &amp; Beverage Sector<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">RBC and MNP experts break down the current dynamics facing Canadian businesses \u2014 and the conversation that followed was as practical as it was&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98354 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-5cd01cbe-5861-48de-af24-0e3ddbffe375\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-adacc26d-e2e5-4692-b7f3-f4af697e6947\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4eb066a3-a275-4706-8803-0c67dec2ee16\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">67% of Canadians are concerned about their cash flow&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b3bf8221-30ba-4039-8559-e107d8f60d82\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-74083c08-cbe3-4118-8ce6-e0f77b0775d7\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-4\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-605997e5-998f-408d-9049-0d719b0e962d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-c64f6f80\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a6ff7aa2-1e7a-4a58-9c9f-96226ac6dccb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-12df6870-fe59-49ca-a45c-99f903c9d256\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-8c088680\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3ba26a5e-0da3-4b82-9e5d-ef01d50847f1\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e265ca4f-91ea-4e30-b8da-abb81fb32ac7\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-f692640e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c3f31f8a-92de-4f26-9037-243a4f94f36d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d654fb72-a66e-4ab9-abb7-fb95155a5d21\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-40e3e377 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b58a1676-e278-426a-a271-8b6d5e4f3158\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-98231\" class=\"rbc-latest-posts-content-card-type-2 post-98231 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-agriculture rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-cash-flow-management-and-financials rbc_mmm_category-commercial rbc_mmm_category-managing-your-business rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A farmer walks through the hog barn with their child.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/A-farmer-walks-through-the-hog-barn-with-their-child.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A farmer walks through the hog barn with their child.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/\">\n\t\t\t\t\t\tCommercial\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/transition-and-succession-planning-tips-for-your-agri-business\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Transition and Succession Planning Tips for Your Agri-Business<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Dr Kohl shares 5 pieces of advice for a successful business transition.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98231 -->\n\n<article id=\"post-98217\" class=\"rbc-latest-posts-content-card-type-2 post-98217 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-entrepreneur rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-planning rbc_mmm_category-cash-flow-management-and-financials rbc_mmm_category-managing-your-business rbc_mmm_category-right-sized-business-advice rbc_mmm_category-small-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Entrepreneur financial planning at computer\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"419\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/Planning-Advantage-Image.png?quality=80&#038;w=640\"\n\t\t\talt=\"Entrepreneur financial planning at computer\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/business-planning\/\">\n\t\t\t\t\t\tBusiness Planning\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/business-planning\/the-planning-advantage-how-to-build-financial-stability-in-an-uncertain-environment\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">The Planning Advantage: How to Build Financial Stability in an Uncertain Environment<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Uncertainty is part of running a business. The right financial plan can help you stay in control, adapt quickly and build long-term resilience.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98217 -->\n\n<article id=\"post-98158\" class=\"rbc-latest-posts-content-card-type-2 post-98158 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-entrepreneur rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-planning rbc_mmm_category-cash-flow-management-and-financials rbc_mmm_category-managing-your-business rbc_mmm_category-right-sized-business-advice rbc_mmm_category-small-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Entrepreneur reviewing business financials\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/Year-End-Financial-Reset-Article-Image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Entrepreneur reviewing business financials\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/business-planning\/\">\n\t\t\t\t\t\tBusiness Planning\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/business-planning\/the-year-end-financial-reset-plan-your-next-12-months-with-confidence\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">The Year-End Financial Reset: Plan Your Next 12 Months With Confidence<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98158 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-abfcb73e-e804-4bf1-9a7f-9101203c737f\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-35a071d5-4264-4423-abe6-8dce0560914c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-f1c6faea-ecbb-4d94-a1a9-3fa3c654cad4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-63709e2f-f845-44c5-87fe-7fcb3069ea9f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">54% of Canadians are paying more attention to their day-to-day living expenses&nbsp;&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7557e403-c492-47cb-8719-ca115b47a773\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-32c7c90e-26f3-4682-bdcc-32f8c83abc2b\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-4\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e37bc653-8d73-419d-a5db-c20dc655dbc4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-cc59041b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FSHA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FSHA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ab81047f-be9c-42f1-aff9-23e5a65bb8e3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c7e89c94-9565-4d60-87c8-c0fc6802e8b0\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-c7e3b60b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-cf784a1c-eca1-4a58-89b5-3c7f9572f7f1\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3bfb529c-59db-4d8b-af62-fd6489924e10\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-37de7411\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-357a253c-964c-4219-8ebd-5114ecfefaeb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane\" aria-labelledby=\"section-tab-98f70542\" id=\"section-content-98f70542\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-87444\" class=\"rbc-latest-posts-content-card-type-2 post-87444 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-investing tag-personal-finance tag-savings rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-ideas-and-motivation rbc_mmm_category-inspired-investor rbc_mmm_category-investing rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A couple typing on their laptop and mobile phone.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"365\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/04\/Investing-and-Saving_1856x1058.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A couple typing on their laptop and mobile phone.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/\">\n\t\t\t\t\t\tIdeas and Motivation\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/should-you-be-investing-or-saving-right-now\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Should I Invest or Save?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn the differences between saving and investing and how to decide the best move for your money.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-87444 -->\n\n<article id=\"post-58001\" class=\"rbc-latest-posts-content-card-type-2 post-58001 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-rrsp rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Young man working at a desk with a laptop and looking at a paper desk calendar.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/TDD-2.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Young man working at a desk with a laptop and looking at a paper desk calendar.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/\">\n\t\t\t\t\t\tInvesting Academy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/last-minute-rrsp-planning-deadline-limits-and-more\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">RRSP Contribution Deadline &amp; Limits Guide<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Get all the info you need about Registered Retirement Savings Plan (RRSP) contributions before the upcoming deadline.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58001 -->\n\n<article id=\"post-91380\" class=\"rbc-latest-posts-content-card-type-2 post-91380 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-investing tag-managing-money tag-mutual-funds tag-resp tag-retirement tag-rrsp tag-savings tag-tfsa rbc_content_type-article rbc_lob_group-accounts rbc_difficulty_level-beginner rbc_mmm_category-account-types rbc_mmm_category-banking-basics rbc_mmm_category-ideas-and-motivation rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A young woman deep in thought\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/01\/How-TFSA-work-shutterstock_2382160079.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A young woman deep in thought\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/account-types\/\">\n\t\t\t\t\t\tAccount Types\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/account-types\/tax-free-savings-account\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">TFSA Accounts: What They Are and How They Work<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">This guide offers an overview of tax-free savings accounts (TFSAs) and how they work. Learn the benefits of having a TFSA, the ins and outs of&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-91380 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-08126fff-76ae-4a84-bf9b-abd604c9635f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-9332b7ef-3164-4b7c-aa1d-9bdb3a278163\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-505d0b2e-e73b-401b-af94-a445913df912\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b2eca864-45d9-4afe-b0a3-bf26cdbd0c38\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e10d9b83-5e4d-4a2a-8b37-e89df685ba09\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-5\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e4ed1f41-42cc-415a-8d60-ce21d96a3f6e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/13-finance-terms-worth-knowing-in-todays-strange-economy\/\" class=\"no-underline\">13 Finance Terms Worth Knowing in Today&#8217;s Strange Economy<\/a><\/p>\n        <p class=\"article-description\">The only thing weirder than the economy these days is all the buzzwords it&#039;s created. What do they mean \u2013 and what can they tell us about financial markets today?<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/smart-saving\/fhsa-9-questions-answered-about-the-new-first-home-savings-account\/\" class=\"no-underline\">FHSA: 9 Questions Answered About the New First Home Savings Account<\/a><\/p>\n        <p class=\"article-description\">The Canadian government has introduced a new registered account aimed at first-time homebuyers. Here&#039;s what to know about it.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/account-types\/tax-free-savings-account\/\" class=\"no-underline\">TFSA Accounts: What They Are and How They Work<\/a><\/p>\n        <p class=\"article-description\">This guide offers an overview of tax-free savings accounts (TFSAs) and how they work. Learn the benefits of having a TFSA, the ins and outs of contributing to the account, investing options and beneficiary implications.\u00a0<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3ac6ce95-8596-48cc-811d-398d0fa5c214\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-3a7bb8b1 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-dc50315b-5394-4f18-90bd-7bc7a4bab1f8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-4793e707 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-5\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-112608743348\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-112608743348\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-251295151939\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-251295151939\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-071274618378\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-071274618378\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-566375081342\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-566375081342\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(45.34%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 45.34%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(8.41%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 8.41%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(19.80%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 19.80%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-cfb9f771-2c86-47da-bd2b-7c56cc3e312f\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-cd332593-3930-4829-afb9-50fc4af39abc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-91368\" class=\"rbc-latest-posts-content-card-type-2 post-91368 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-investing tag-managing-money tag-resp tag-retirement tag-rrsp tag-savings tag-tfsa rbc_content_type-article rbc_lob_group-accounts rbc_difficulty_level-beginner rbc_mmm_category-banking-basics rbc_mmm_category-budgeting rbc_mmm_category-ideas-and-motivation rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Digital form checklist\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"420\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/01\/2025-financial-roadmap-shutterstock_2375988879.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Digital form checklist\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/\">\n\t\t\t\t\t\tBudgeting\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/2026-financial-roadmap-aligning-your-budget-borrowing-and-investments-to-your-goals\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">2026 Financial Roadmap: A Guide to Debt, Budgeting and Investing in Canada<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">This guide will walk you through five key steps on how to assess your financial health and prepare yourself for success in 2026 and beyond.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-91368 -->\n\n<article id=\"post-57953\" class=\"rbc-latest-posts-content-card-type-2 post-57953 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-rrsp tag-savings tag-tfsa rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Young woman using a laptop while working from home\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/01\/TFSA-or-RRSP.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Young woman using a laptop while working from home\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/\">\n\t\t\t\t\t\tInvesting Academy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/tfsa-or-rrsp-how-to-find-the-right-fit\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">TFSA or RRSP: Which Canadian Investment Account is Right for You?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Asking yourself these three questions about your goals, tax considerations and contribution room can help you make the right decision.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57953 -->\n\n<article id=\"post-58038\" class=\"rbc-latest-posts-content-card-type-2 post-58038 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-inspired-investor rbc_mmm_category-smart-saving\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A happy family walking in a neighborhood\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"409\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/11\/85401d45-d316-499d-ac08-c12222d604be.png?quality=80&#038;w=640\"\n\t\t\talt=\"A happy family walking in a neighborhood\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/smart-saving\/\">\n\t\t\t\t\t\tSmart Saving\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/smart-saving\/tfsa-vs-rrsp-vs-fhsa-your-top-questions-answered\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">TFSA vs RRSP vs FHSA: Your Top Questions Answered\u00a0<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Canadians now have three major registered investments accounts to choose from. Here\u2019s how to determine which ones best meet your needs.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58038 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-9bfe709e-2b5e-4c3f-be65-7d5c31446f19\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-37a8b06b-7e20-4b77-8289-c9cdced093d3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e87c7028-9a15-409f-b18c-e2e45dd812a8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">67% of Canadians are concerned about their cash flow<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-99b8923f-3b97-4c89-8bb6-e84011459014\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1575acd6-3a4b-4bf7-b093-4ae6bed96697\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-5\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-da572ce4-9695-40a3-9099-ebdbe31e4ce3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-23af4dbd\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-2c6c296d-f4a6-4700-8dd6-a8a3666b852b\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6a8002b2-2225-419f-997c-ad0c16e418b7\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-b6675bc5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a312e503-ac0e-4398-b500-8d2673652b39\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6217a433-34e1-42d3-9dae-ac85c9d08d0f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-ed196f5e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1be58839-bbdd-4b82-94bc-ea562a4ff611\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-15c5ed4b-d94c-430d-a18b-2042ee83205e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-648651e7-475e-4e0f-ab25-907d4feff930\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-82d2fed7-504e-4640-a749-c7f3887f46c8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-40e3e377 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a115c754-013a-40c5-83c7-64e982a4e811\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-83af9a00-c7e9-420d-8bac-60b2b09f90a9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9e605a93-f107-4e93-b20b-80843ae10b16\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-fddb7dbd-0340-43d1-89a9-4b4fee9dbd9e\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-632d05f0-5974-4b35-958f-75f58a8e01d0\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-94951\" class=\"rbc-latest-posts-content-card-type-2 post-94951 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-banking-digital-banking tag-etfs tag-mutual-funds tag-stocks rbc_content_type-article rbc_audience-parents rbc_audience-seniors rbc_audience-youth rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-ideas-and-motivation rbc_mmm_category-inspired-investor\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"post card image\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"298\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/BD-PSI-2.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"post card image\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/\">\n\t\t\t\t\t\tIdeas and Motivation\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/understanding-diversification-and-why-successful-investors-rely-on-it-2\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Understanding Diversification and Why Successful Investors Rely on It<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">A varied asset mix can help boost your portfolio during economic uncertainty<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-94951 -->\n\n<article id=\"post-93629\" class=\"rbc-latest-posts-content-card-type-2 post-93629 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-mutual-funds tag-new-to-canada tag-resp tag-rrsp tag-tfsa rbc_content_type-article rbc_audience-newcomer rbc_lob_group-investments rbc_difficulty_level-intermediate rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A pair of shoes on a yellow road behind an arrow pointing forward\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"344\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/04\/PSI_Newcomer_Start-Investing_930-X-500.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A pair of shoes on a yellow road behind an arrow pointing forward\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/\">\n\t\t\t\t\t\tInvesting Academy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/a-newcomers-guide-to-investing-in-canada\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">A Newcomer\u2019s Guide to Investing in Canada<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">This guide outlines the basics of investing in Canada to help you get comfortable before you invest<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-93629 -->\n\n<article id=\"post-58083\" class=\"rbc-latest-posts-content-card-type-2 post-58083 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-mutual-funds tag-question-of-the-week rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A lady siting in front of a laptop\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-06-21T144839.317.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A lady siting in front of a laptop\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/\">\n\t\t\t\t\t\tInvesting Academy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/what-do-i-actually-own-when-i-buy-a-mutual-fund\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Everything you need to know about mutual funds<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Here\u2019s a quick rundown on mutual funds \u2013 how they work and why they\u2019re popular.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58083 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-691fd8f2-3dea-462a-9e47-c82cd090318c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-75eb2de6-2771-4a6b-bad6-3ae0a864fa56\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-def441d1-5d05-4470-9a5a-a9cb84e6a3a6\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-eb45b792-7cb3-4c0b-96bd-1cae247cbf8a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">54% of Canadians are paying more attention to their day-to-day living expenses&nbsp;&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-bc812d8b-ac0e-435a-adec-b40cf8a435ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-843f3ee4-b829-4dbe-88ad-1d16e4d103ff\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-5\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-622e33e2-89bf-405b-999a-9eb2734e3c3c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-b66f9b1c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FSHA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FSHA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-df72b3f6-b12f-420d-81ea-3596b92747ff\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-49dbfe23-1293-4b6f-89dd-de89b059397f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-e2d1fc44\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7c590e99-2231-43c7-b5db-0a03caaab11c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b48d588b-aa0b-4eb1-afef-48f0e08398eb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-56596869\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-02f6fb36-3dd8-43b1-9ed7-7a383f425e50\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-dbe79835-67d9-48ac-bb29-a7f0292141d2\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block section-cool-white pos-rel  pad-t-0 pad-b-0 has-f-5-f-8-f-9-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-b-0 pad-t-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-4d4bb061-e28e-4a49-a17e-58666b922d12\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group pad-t-0 pad-b-0 has-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-0af55060 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:24px;padding-bottom:0px;padding-left:24px\">\t\n\t<div class=\"wp-block-tk-spacer id-7b8b458f-8daa-4b2c-92c2-f285847e1720\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">Money Academy<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-422b9787-9dde-4c6f-b1f1-32310a5bd1fd\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Learn the basics about budgeting, investing &amp; borrowing, and how interest rates and inflation impact your bottom line.&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5a908e90-21b5-480e-90e9-2fa1d5fc0d6d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/\" data-dig-id=\"LP-8930-c62642e7\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Money Academy\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Money Academy<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b75c48c6-7584-4352-80fb-b59834b742ce\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A pencil, calculator and a notepad.\"\n\t\t\t\t\tstyle=\"min-height:272px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/02\/banner-image.png?quality=80);\n\t\t\t\t\t\tbackground-position: 50% 50%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-desktop cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:187px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/02\/banner-image.png?quality=80);\n\t\t\t\t\t\tbackground-position: 50% 50%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4952cbb8-3832-4fec-89e8-53529476f31a\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8c69c01e-34b1-431e-b3fd-0551a7efb513\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-b-0 pad-t-0\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-more-from-rbc\">More from RBC<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-37cc9f69-6726-42e6-94bd-b91ee2c5f732\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r mob-mar-r mob-mar-b is-layout-constrained wp-block-column-is-layout-constrained\">\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.rbc.com\/en\/future-launch\/\"><img loading=\"lazy\" decoding=\"async\" width=\"360\" height=\"270\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/11\/future-launch.jpg?w=360\" alt=\"\" class=\"wp-image-78111\" style=\"aspect-ratio:3\/2;object-fit:cover\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/11\/future-launch.jpg 360w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/11\/future-launch.jpg?resize=300,225 300w\" sizes=\"auto, (max-width: 360px) 100vw, 360px\" \/><\/a><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-rbc-future-launch\"><a href=\"https:\/\/www.rbc.com\/en\/future-launch\/\" data-dig-id=\"LP-8930-0ebedbb6\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RBC Future Launch\" class=\"rbc-link-format\">RBC Future Launch<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Access programs, tools and resources designed to help you launch your career<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column mar-r mob-mar-r mob-mar-b is-layout-constrained wp-block-column-is-layout-constrained\">\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.thefoundersjourney.ca\/\"><img loading=\"lazy\" decoding=\"async\" height=\"576\" width=\"1024\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg?w=1024\" alt=\"\" class=\"wp-image-76445\" style=\"aspect-ratio:3\/2;object-fit:cover\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg 1920w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg?resize=300,169 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg?resize=768,432 768w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg?resize=1024,576 1024w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg?resize=1536,864 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-the-founders-journey\"><a href=\"https:\/\/www.thefoundersjourney.ca\/\" data-dig-id=\"LP-8930-93d2b4a5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Founders Journey\" class=\"rbc-link-format\">The Founders Journey<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Free online course for the aspiring entrepreneur within you <\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column mar-r mob-mar-r mob-mar-b is-layout-constrained wp-block-column-is-layout-constrained\">\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.mcgillpersonalfinance.com\/\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/McGill_ENG_iRBC_Banner@2x-1.jpg?w=1024\" alt=\"\" class=\"wp-image-11709\" style=\"aspect-ratio:3\/2;object-fit:cover\"\/><\/a><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-mcgill-personal-finance-essentials\"><a href=\"https:\/\/www.mcgillpersonalfinance.com\/\" data-dig-id=\"LP-22794-9771e40c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"McGill Personal Finance Essentials\" class=\"rbc-link-format\">McGill Personal Finance Essentials<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Free online course to take charge of your financial future<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ff9193d5-09d7-48cc-8966-ff312f712845\" aria-hidden=\"true\"><\/div>\n\t<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-f37102d6-53c7-4b74-9d90-b36bddf434d4 {\n\t\theight: 120px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-f37102d6-53c7-4b74-9d90-b36bddf434d4 {\n\t\t\theight: 32px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-f37102d6-53c7-4b74-9d90-b36bddf434d4 {\n\t\theight: 120px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-f37102d6-53c7-4b74-9d90-b36bddf434d4 {\n\t\t\theight: 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{\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-291902f0-c46f-48b1-8281-327930f0d63d {\n\t\t\theight: 16px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-24d10094-b04b-48a6-9e51-469df7802a88 {\n\t\theight: 32px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-24d10094-b04b-48a6-9e51-469df7802a88 {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-6833f3b8-b9ae-4568-8ae2-50e05bf28d6d {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-6833f3b8-b9ae-4568-8ae2-50e05bf28d6d {\n\t\t\theight: 16px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-2bb3eaa7-480d-43a4-be91-5b46842098a9 {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-2bb3eaa7-480d-43a4-be91-5b46842098a9 {\n\t\t\theight: 16px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-bdcb12a9-3c02-4c74-bd91-ae2db7e21e5a {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) 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16px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-37024d2f-2fbc-49c5-bd00-175f329755e9 {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-37024d2f-2fbc-49c5-bd00-175f329755e9 {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4 {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4 {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9 {\n\t\theight: 40px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9 {\n\t\t\theight: 40px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f {\n\t\theight: 40px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f {\n\t\t\theight: 40px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-9adf122e-75d4-485f-b14d-c551013e4d87 {\n\t\theight: 40px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-9adf122e-75d4-485f-b14d-c551013e4d87 {\n\t\t\theight: 40px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-90101859-6796-44ac-9a6f-8c9c383f15ca {\n\t\theight: 40px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-90101859-6796-44ac-9a6f-8c9c383f15ca {\n\t\t\theight: 40px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-a7ac0ac1-7908-4269-b0c3-de2c0176989c {\n\t\theight: 66px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-a7ac0ac1-7908-4269-b0c3-de2c0176989c {\n\t\t\theight: 34px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-d70e7a02-6e21-4969-b402-1b11bbbd1089 {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-d70e7a02-6e21-4969-b402-1b11bbbd1089 {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-dbadb6be-b4c8-40d3-970f-ee6909962be8 {\n\t\theight: 32px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-dbadb6be-b4c8-40d3-970f-ee6909962be8 {\n\t\t\theight: 1px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-137c2907-0caf-4372-a7e8-c4c3163227de {\n\t\theight: 1px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-137c2907-0caf-4372-a7e8-c4c3163227de {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-a7f3c109-16a3-4b08-9215-5081031a009b {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-a7f3c109-16a3-4b08-9215-5081031a009b {\n\t\t\theight: 16px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-b3b53625-84ab-4b91-9596-b2bad233f483 {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-b3b53625-84ab-4b91-9596-b2bad233f483 {\n\t\t\theight: 16px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-7af2824a-1fdc-40b4-8815-1f55c9fe79b1 {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-7af2824a-1fdc-40b4-8815-1f55c9fe79b1 {\n\t\t\theight: 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