{"id":22794,"date":"2023-09-08T16:10:27","date_gmt":"2023-09-08T16:10:27","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/en-ca\/?page_id=22794"},"modified":"2026-01-28T09:07:48","modified_gmt":"2026-01-28T14:07:48","slug":"my-money-matters","status":"publish","type":"page","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/","title":{"rendered":"My Money Matters"},"content":{"rendered":"\n\t\t<div class=\" align-content-desktop-center align-content-mobile-center search-cta wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"search-cta hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"My Money Matters - RBC\"\n\t\t\t\t\tstyle=\"min-height:674px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/02\/homepage-banner.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 50% 50%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-0f15dcb5-b40c-4c9d-a0a8-ec54adde92e0\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h1 class=\"wp-block-heading has-text-align-center mar-t-0 mar-b-0 mob-mar-b-0\" id=\"h-supporting-your-financial-wellbeing\">Supporting Your<br>Financial Wellbeing<\/h1>\n\n\n\n<p class=\"MMM-homepage-banner-text has-text-align-center mob-mar-b-dbl mar-b is-style-default default\" style=\"border-radius: 8px\">Welcome to My Money Matters, a destination where you can find articles and resources to take control of your financial wellbeing, build confidence, and reach your life goals.<\/p>\n\n\n<form method=\"get\" action=\"https:\/\/www.rbcroyalbank.com\/en-ca\/\"><label class=\"wp-block-search__label screen-reader-text\" for=\"wp-block-search__input-1\">Search<\/label><div class=\"wp-block-search__inside-wrapper\"><input class=\"wp-block-search__input has-text-sm-font-size\" id=\"wp-block-search__input-1\" placeholder=\"Search over 700 articles\" value=\"\" type=\"search\" name=\"s\" \/><button aria-label=\"Search\" class=\"wp-block-search__button has-background has-rbc-bright-blue-tint-1-background-color has-text-sm-font-size has-icon wp-element-button\" type=\"submit\"><svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\">\n\t\t\t\t\t<path d=\"M13 5c-3.3 0-6 2.7-6 6 0 1.4.5 2.7 1.3 3.7l-3.8 3.8 1.1 1.1 3.8-3.8c1 .8 2.3 1.3 3.7 1.3 3.3 0 6-2.7 6-6S16.3 5 13 5zm0 10.5c-2.5 0-4.5-2-4.5-4.5s2-4.5 4.5-4.5 4.5 2 4.5 4.5-2 4.5-4.5 4.5z\"><\/path>\n\t\t\t\t<\/svg><\/button><\/div><\/form><\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"search-cta hide-on-desktop cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:450px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/02\/homepage-banner-mobile.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 50% 50%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-0f15dcb5-b40c-4c9d-a0a8-ec54adde92e0\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h1 class=\"wp-block-heading has-text-align-center mar-t-0 mar-b-0 mob-mar-b-0\" id=\"h-supporting-your-financial-wellbeing\">Supporting Your<br>Financial Wellbeing<\/h1>\n\n\n\n<p class=\"MMM-homepage-banner-text has-text-align-center mob-mar-b-dbl mar-b is-style-default default\" style=\"border-radius: 8px\">Welcome to My Money Matters, a destination where you can find articles and resources to take control of your financial wellbeing, build confidence, and reach your life goals.<\/p>\n\n\n<form method=\"get\" action=\"https:\/\/www.rbcroyalbank.com\/en-ca\/\"><label class=\"wp-block-search__label screen-reader-text\" for=\"wp-block-search__input-1\">Search<\/label><div class=\"wp-block-search__inside-wrapper\"><input class=\"wp-block-search__input has-text-sm-font-size\" id=\"wp-block-search__input-1\" placeholder=\"Search over 700 articles\" value=\"\" type=\"search\" name=\"s\" \/><button aria-label=\"Search\" class=\"wp-block-search__button has-background has-rbc-bright-blue-tint-1-background-color has-text-sm-font-size has-icon wp-element-button\" type=\"submit\"><svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\">\n\t\t\t\t\t<path d=\"M13 5c-3.3 0-6 2.7-6 6 0 1.4.5 2.7 1.3 3.7l-3.8 3.8 1.1 1.1 3.8-3.8c1 .8 2.3 1.3 3.7 1.3 3.3 0 6-2.7 6-6S16.3 5 13 5zm0 10.5c-2.5 0-4.5-2-4.5-4.5s2-4.5 4.5-4.5 4.5 2 4.5 4.5-2 4.5-4.5 4.5z\"><\/path>\n\t\t\t\t<\/svg><\/button><\/div><\/form><\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-b-0 pad-t-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-076f82f7-3f3e-4b2c-bbda-813a83618620\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-what-matters-now\">What Matters Now<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-60074f9a-3ece-4b02-a099-eb785de5ca5e\" aria-hidden=\"true\"><\/div>\n\t\n\n\t\t<div class=\"most-recent-by-taxonomy-jscroll jscroll-wrapper\">\n\t\t\t\t\t\t<div class=\"wp-block-rbc-most-recent-by-taxonomy most-recent-by-taxonomy-is-template-type-2 most-recent-by-taxonomy-default\">\n\t\t\t\t\t<article id=\"post-96482\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-96482 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-and-debt tag-managing-money rbc_content_type-article rbc_audience-youth rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-banking-basics rbc_mmm_category-budgeting rbc_mmm_category-credit-and-borrowing rbc_mmm_category-money-academy rbc_mmm_category-understanding-loans\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"Young woman sitting on a couch with a credit card in one hand and a smartphone in the other, reviewing a Buy Now Pay Later payment option for a purchase.\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"960\"\n\t\t\theight=\"617\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/01\/shutterstock_2068070435.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"Young woman sitting on a couch with a credit card in one hand and a smartphone in the other, reviewing a Buy Now Pay Later payment option for a purchase.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-loans\/\">\n\t\t\t\t\t\tUnderstanding Loans\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-loans\/buy-now-pay-later-your-guide-to-how-it-works-when-to-use-it-and-when-to-skip-it\/\" class=\"h4 loop-post-title mar-t-0\">Buy Now, Pay Later: Your Guide to How it Works, When to Use It and When to Skip It<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n<article id=\"post-57668\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-57668 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-pension tag-savings rbc_content_type-article rbc_audience-seniors rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-goals-aspirations rbc_mmm_category-planning-for-retirement rbc_mmm_category-retirement\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"Young couple using the laptop in the bed at home\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"960\"\n\t\t\theight=\"640\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/01\/The-Million-dollar-retirement.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"Young couple using the laptop in the bed at home\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/\">\n\t\t\t\t\t\tPlanning for Retirement\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/million-dollar-myth\/\" class=\"h4 loop-post-title mar-t-0\">How Much Do You Really Need to Retire Comfortably in Canada? Debunking the Million Dollar Myth<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n<article id=\"post-88060\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-88060 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-banking-digital-banking tag-credit-and-debt tag-managing-money rbc_content_type-article rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-credit-and-borrowing rbc_mmm_category-debt-stress-relief rbc_mmm_category-improving-your-credit-score rbc_mmm_category-money-academy rbc_mmm_category-struggling-to-make-ends-meet rbc_mmm_category-understanding-credit-and-credit-scores\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"Image of person looking at an app on their smartphone to check their credit score.\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"960\"\n\t\t\theight=\"640\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/07\/shutterstock_1640431096_CreditScore_CostofLivingCrisis-1.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"Image of person looking at an app on their smartphone to check their credit score.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/improving-your-credit-score\/\">\n\t\t\t\t\t\tImproving Your Credit Score\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/improving-your-credit-score\/how-to-maintain-a-strong-credit-score-during-challenging-times\/\" class=\"h4 loop-post-title mar-t-0\">How to Maintain a Strong Credit Score During Challenging Times<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<!-- Different markup between back-end server side render and front-end -->\n\t\t\t\t\t<\/div>\n\t\t\n\t\t<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e1917cb7-6b3c-4bca-800e-9bf5a3ff96a9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<section class=\"wp-block-rbc-section-block section-cool-white pos-rel  pad-t-0 pad-b-0 overflow-hidden has-f-5-f-8-f-9-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-8124d648-91c7-4471-9c05-91ad68c2ef17\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-what-s-on-your-mind\">What\u2019s On Your Mind?<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 default is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-5c2b8dab wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-struggling-to-make-ends-meet\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/\" data-dig-id=\"LP-22794-4baed594\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Struggling to Make Ends Meet\" class=\"rbc-link-format\">Struggling to Make Ends Meet<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1ad714a7-76f4-465f-9b63-2c531332c9f2\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"275\" height=\"242\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/swipe.png?w=275\" alt=\"swipe\" class=\"wp-image-72147\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-25c8d7ee wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-buying-a-home\" style=\"padding-left:31px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/\" data-dig-id=\"LP-22794-9e8d6056\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Buying a Home\" class=\"rbc-link-format\">Buying a Home<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9a38ffda-2428-4594-ba01-3b45430f745c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"259\" height=\"241\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/house.png\" alt=\"house\" class=\"wp-image-72148\" style=\"border-bottom-left-radius:8px\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-25c8d7ee wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-cyber-security\" style=\"padding-left:31px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/\" data-dig-id=\"LP-22794-9e8d6056\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Buying a Home\" class=\"rbc-link-format\">Cyber Security<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-72e5f7d4-bcf4-46e7-a947-c7d49cade365\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"461\" height=\"404\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/06\/Online-Security.png\" alt=\"Cyber security\" class=\"wp-image-87352\" style=\"border-bottom-left-radius:8px\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/06\/Online-Security.png 461w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/06\/Online-Security.png?resize=300,263 300w\" sizes=\"auto, (max-width: 461px) 100vw, 461px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-25c8d7ee wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-retirement\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/\" data-dig-id=\"LP-22794-ffcf796c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Retirement\" class=\"rbc-link-format\">Retirement<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d5574de6-f5d7-4ba0-8d6a-6dde86d7216c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"288\" height=\"241\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/chair.png?w=288\" alt=\"chair\" class=\"wp-image-72149\" style=\"border-bottom-left-radius:8px\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-5c2b8dab wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-new-to-canada\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/new-to-canada\/\" data-dig-id=\"LP-22794-486676f5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"New to Canada\" class=\"rbc-link-format\">New to Canada<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7515fbe3-42b9-488e-b4a8-cc69933b4583\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"221\" height=\"243\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/flag.png?w=221\" alt=\"flag\" class=\"wp-image-72150\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-01060463-051c-4415-a6c9-e5c08c00cfbe\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-b-0 pad-t-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-7fc42dae-ab58-499f-a428-3bf78c2e238a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-l-hlf mob-mar-l\" id=\"h-latest-articles\">Latest Articles<\/h2>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel section-tabs full-width tabs-scroll is-tabs-style-horizontal-scrolling-tabs is-style-no-border-left-aligned\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-b-0 has-box-shadow-grey-tint-one\" style=\"border-radius:0x\">\n<div class=\"wp-block-rbc-tabs-block-v2 alignfull\">\n<ul class=\"wp-block-rbc-tab-nav-v2  tab-nav\" role=\"tablist\">\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#section-content-ed8611f9\" id=\"section-tab-ed8611f9\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#section-content-ed8611f9\" aria-controls=\"section-content-ed8611f9\" aria-selected=\"false\" data-dig-id=\"LP-22794-ed8611f9\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Latest\" data-dig-anchor=\"\">Latest<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#section-content-d6fdd93b\" id=\"section-tab-d6fdd93b\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#section-content-d6fdd93b\" aria-controls=\"section-content-d6fdd93b\" aria-selected=\"false\" data-dig-id=\"LP-22794-d6fdd93b\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Debt &amp; Stress Relief\" data-dig-anchor=\"\">Debt &amp; Stress Relief<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#section-content-cf4b0444\" id=\"section-tab-cf4b0444\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#section-content-cf4b0444\" aria-controls=\"section-content-cf4b0444\" aria-selected=\"false\" data-dig-id=\"LP-22794-cf4b0444\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Goals &amp; Aspirations\" data-dig-anchor=\"\">Goals &amp; Aspirations<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#section-content-cb9a970d\" id=\"section-tab-cb9a970d\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#section-content-cb9a970d\" aria-controls=\"section-content-cb9a970d\" aria-selected=\"false\" data-dig-id=\"LP-22794-cb9a970d\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Life Events\" data-dig-anchor=\"\">Life Events<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#section-content-321d5a56\" id=\"section-tab-321d5a56\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#section-content-321d5a56\" aria-controls=\"section-content-321d5a56\" aria-selected=\"false\" data-dig-id=\"LP-22794-321d5a56\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Money Academy\" data-dig-anchor=\"\">Money Academy<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#section-content-e8aa6246\" id=\"section-tab-e8aa6246\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#section-content-e8aa6246\" aria-controls=\"section-content-e8aa6246\" aria-selected=\"false\" data-dig-id=\"LP-22794-e8aa6246\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Business\" data-dig-anchor=\"\">Business<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#section-content-98f70542\" id=\"section-tab-98f70542\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#section-content-98f70542\" aria-controls=\"section-content-98f70542\" aria-selected=\"false\" data-dig-id=\"LP-22794-98f70542\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Ideas &amp; Voices\" data-dig-anchor=\"\">Ideas &amp; Voices<\/a><\/li>\n<\/ul><div class=\"tab-ctrl\"><button class=\"tabs-prev hidden\"><span class=\"offscreen\">Go to previous tab<\/span><\/button><button class=\"tabs-next\"><span class=\"offscreen\">Go to next tab<\/span><\/button><\/div>\n\n\n\n<div class=\"wp-block-rbc-tab-content-v2 tab-content\">\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane show active\" aria-labelledby=\"section-tab-ed8611f9\" id=\"section-content-ed8611f9\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-57473\" class=\"rbc-latest-posts-content-card-type-2 post-57473 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-home-ownership tag-real-estate rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-goals-aspirations\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"post card image\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-default-678.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"post card image\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/home-buying-101-5-steps-to-selecting-what-you-need-in-a-home-checklist\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">HOME BUYING 101: 5 Steps to Selecting What You Need in a Home [CHECKLIST]<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">How to balance your new home needs, wants and changes \u2014 a checklist to make a near-perfect home just right.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57473 -->\n\n<article id=\"post-74936\" class=\"rbc-latest-posts-content-card-type-2 post-74936 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-economy tag-managing-money rbc_content_type-article rbc_difficulty_level-beginner rbc_mmm_category-economics-101 rbc_mmm_category-economics-for-beginners rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Glass globe surrounded by a stack with coins.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-07-31T120240.836-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Glass globe surrounded by a stack with coins.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/economics-for-beginners\/\">\n\t\t\t\t\t\tEconomics for Beginners\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/economics-for-beginners\/what-is-money-and-how-does-it-drive-the-economy\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">What Is Money and How Does It Drive the Economy?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Discover how money works in Canada, where it comes from, and the currency characteristics that make it valuable. Learn how money drives our economy&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-74936 -->\n\n<article id=\"post-97645\" class=\"rbc-latest-posts-content-card-type-2 post-97645 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-education tag-paying-for-school tag-students rbc_content_type-article rbc_audience-parents rbc_audience-students rbc_lob_group-students rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-goals-aspirations rbc_mmm_category-going-to-college-or-university rbc_mmm_category-life-events rbc_mmm_category-parenthood rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Parent and child reviewing post-secondary education options together on a laptop at home\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/Cost-of-post-secondary-education_image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Parent and child reviewing post-secondary education options together on a laptop at home\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/canadian-post-secondary-education-costs-a-parents-guide\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Canadian Post-Secondary Education Costs: A Parent&#8217;s Guide<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn about Canada&#039;s post-secondary costs, how to save with RESPs, maximize government grants and plan for your child&#039;s tuition stress-free.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97645 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-c29f0204-49f9-4e08-b9b9-ebe71d08a353\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-501e2be9-3142-43a1-b9e6-44d4f228cfd2\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0e5a33dd-a1ae-40d1-a028-9ddb1ee1bcf8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-45f9bfe6-6b38-4bc6-b7b4-4f7cfb7088d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d19d0544-6213-49ad-9451-52758b4bf42f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7a22216a-2a31-4dc9-a141-c6a345dff793\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/solo-entrepreneur\/top-tax-deductions-for-freelancers-side-hustlers-and-self-employed-are-you-missing-out\/\" class=\"no-underline\">Top Tax Deductions for Freelancers, Side-hustlers, and Self-employed: Are You Missing Out?<\/a><\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/should-you-be-investing-or-saving-right-now\/\" class=\"no-underline\">Should I Invest or Save?<\/a><\/p>\n        <p class=\"article-description\">Learn the differences between saving and investing and how to decide the best move for your money.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/solo-entrepreneur\/5-easy-ways-to-build-a-strong-professional-presence-for-your-side-hustle\/\" class=\"no-underline\">5 Easy Ways to Build a Strong Professional Presence for your Side-Hustle<\/a><\/p>\n        <p class=\"article-description\">Ready to make your side hustle look more established? A few small upgrades can help add credibility \u2013 without a big budget or huge time commitment.\n\nWhatever size or shape your side hustle takes, there\u2019s almost always an opportunity to make it look and feel a bit more professional. An at-home business, freelance gig or a small retail shop can all benefit from a more polished presence that boosts your reputation, earns trust and attracts more of the right clients. And the good news is, a more put-together setup doesn\u2019t have to take a lot of time or money.<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b480b494-5fc9-446e-918d-ffbd649b8b9d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-f2047f97 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-8791ebbc-3f7e-481f-9d1e-87e292658369\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-258fc6cc wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-577285043136\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-577285043136\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-087967844978\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-087967844978\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-132514500993\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-132514500993\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-273264296396\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-273264296396\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(46.21%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 46.21%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(8.75%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 8.75%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(19.96%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 19.96%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\" align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5715ada4-8fe1-4258-96ba-75ba2f76fd05\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b4940320-53c0-4e33-80e4-3bcd7cb60ccf\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-87444\" class=\"rbc-latest-posts-content-card-type-2 post-87444 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-investing tag-personal-finance tag-savings rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-ideas-and-motivation rbc_mmm_category-inspired-investor rbc_mmm_category-investing rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A couple typing on their laptop and mobile phone.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"365\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/04\/Investing-and-Saving_1856x1058.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A couple typing on their laptop and mobile phone.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/\">\n\t\t\t\t\t\tIdeas and Motivation\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/should-you-be-investing-or-saving-right-now\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Should I Invest or Save?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn the differences between saving and investing and how to decide the best move for your money.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-87444 -->\n\n<article id=\"post-74784\" class=\"rbc-latest-posts-content-card-type-2 post-74784 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-economy rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-economics-101 rbc_mmm_category-economics-for-beginners rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Miniature figurine shopper pushing a shopping cart on a smart credit card and a keyboard.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-08-16T142819.308.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Miniature figurine shopper pushing a shopping cart on a smart credit card and a keyboard.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/economics-for-beginners\/\">\n\t\t\t\t\t\tEconomics for Beginners\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/economics-for-beginners\/economics-101-how-supply-and-demand-impacts-everyday-life\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How Supply and Demand Affect Prices and Everyday Life in Canada<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how supply and demand affects prices, jobs, housing and daily financial decisions in Canada.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-74784 -->\n\n<article id=\"post-97214\" class=\"rbc-latest-posts-content-card-type-2 post-97214 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-women-led-businesses rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-success-stories rbc_mmm_category-get-inspired rbc_mmm_category-right-sized-business-advice rbc_mmm_category-small-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Image de Marie-Astrid Dubant\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"359\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/Marie-Image.png?quality=80&#038;w=640\"\n\t\t\talt=\"Image de Marie-Astrid Dubant\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/business-success-stories\/\">\n\t\t\t\t\t\tBusiness Success Stories\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/business-success-stories\/marie-astrid-dubant-turning-bold-ideas-into-lasting-impact\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Marie-Astrid Dubant: Turning Bold Ideas into Lasting Impact<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">After building programs and partnerships from the ground up, Marie-Astrid Dubant is helping communities \u2013 and young people \u2013 see possibility where&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97214 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-900d7f95-db4a-4a7d-a721-42ba513f0441\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-f2c145b2-73ed-475a-820a-b92a056d748e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0\">67% of Canadians are concerned about their cash flow&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ef16ab14-ea90-40a7-a8ef-b1248b460cfc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8b926e75-7d6b-4bf3-affd-98b1b7f1f495\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7cc6ef32-7fa2-4edf-9c0b-90ae139674bf\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-671bf500\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d23b8a45-0c23-42bd-ab04-f613993581d7\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-618e8bd5-e1e6-4e28-a3c4-24b71cc5f6ad\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-ddf4bbcc\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-cbd731ee-628f-4594-ac96-03eeaae77cd0\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-bfa22772-121a-4d05-94cc-a86f67718c2c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-5a62c76b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c117b754-d4bc-4fd9-b35a-d6a62b451f75\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-319e490b-5e7e-4d2f-a4ae-ef282867b5ed\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-5c2b8dab wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-bd2f4eda wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-5c2b8dab wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-25c8d7ee wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e9adfd23-24bd-4652-b9d2-ad33d03ae226\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-97575\" class=\"rbc-latest-posts-content-card-type-2 post-97575 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-international-trade rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-stages rbc_mmm_category-commercial rbc_mmm_category-grow-your-business rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"cargo being uploaded on cargo plane\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"444\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/iStock-2165502005.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"cargo being uploaded on cargo plane\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/grow-your-business\/\">\n\t\t\t\t\t\tGrow Your Business\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/grow-your-business\/scaling-success-5-strategic-disciplines-for-canadian-businesses\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Scaling Your Success: 5 Strategic Disciplines for Canadian Businesses Sustaining International Growth<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">You&#039;ve made your first international move \u2013 now it&#039;s time to build on that momentum. Here&#039;s how to put the systems, capital and partnerships in&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97575 -->\n\n<article id=\"post-97426\" class=\"rbc-latest-posts-content-card-type-2 post-97426 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-international-trade rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_mmm_category-business rbc_mmm_category-business-planning rbc_mmm_category-business-stages rbc_mmm_category-commercial rbc_mmm_category-grow-your-business rbc_mmm_category-managing-your-business rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"cargo ship at shipping dock\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"480\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/iStock-1173116341.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"cargo ship at shipping dock\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/grow-your-business\/\">\n\t\t\t\t\t\tGrow Your Business\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/grow-your-business\/the-preparation-advantage-5-things-to-consider-before-taking-your-business-global\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">The Preparation Advantage: 5 Things to Consider Before Taking Your Business Global<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Successful global expansion starts well before you enter your first market. Building the right foundation early plays a defining role in your&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97426 -->\n\n<article id=\"post-97470\" class=\"rbc-latest-posts-content-card-type-2 post-97470 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-international-trade rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-planning rbc_mmm_category-business-stages rbc_mmm_category-commercial rbc_mmm_category-grow-your-business rbc_mmm_category-managing-your-business rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"warehouse workers in meeting\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/iStock-1459657569.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"warehouse workers in meeting\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/grow-your-business\/\">\n\t\t\t\t\t\tGrow Your Business\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/grow-your-business\/6-strategic-advantages-canadian-businesses\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Before You Sign Anything: 6 International Market Entry Strategies Every Canadian Business Needs to Know<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">After identifying opportunities and taking stock of your finances, you may be ready to move into international markets. What comes next? A&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97470 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-62d97367-a06e-471d-b451-bbf65f014336\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-6998ab9e-dee9-47a8-ad77-d43202d0166f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-ea49778b-df00-498e-ab0c-37c602794793\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c889e22c-a804-4f42-a24f-b0af1c2bc9cb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0\">Over half of Canadians believe retiring comfortably is their most important investing goal&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-363c59a0-276c-4c1f-b0c8-b5804e6870e4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c7dde52f-5a52-49c8-aa3a-4e9230b534b2\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-dfcf77ea-427f-4ba0-9a87-66d58b9faee0\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-353f1a09\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FSHA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FSHA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c08fb236-7caf-4906-9574-a9b3726fd34d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e4faf61c-3625-4db2-bab3-d2150331870e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-a9403579\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-007b4078-9e5a-41a6-95af-637764a3d23c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-491e4970-b568-4e2f-99c9-f2d16524bbed\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-b54f0dfd\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a824c13f-e39d-4478-9414-6c4327d19916\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"mob-pad-l-0 mob-pad-r-0 pad-b-0 pad-t-0 tab-pane\" aria-labelledby=\"section-tab-d6fdd93b\" id=\"section-content-d6fdd93b\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-74568\" class=\"rbc-latest-posts-content-card-type-2 post-74568 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-and-debt rbc_content_type-article rbc_difficulty_level-beginner rbc_mmm_category-bankruptcy rbc_mmm_category-debt-stress-relief rbc_mmm_category-personal-bankruptcy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Stressed woman looking at her computer and her bills at the kitchen table\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-08-30T142106.638.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Stressed woman looking at her computer and her bills at the kitchen table\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/\">\n\t\t\t\t\t\tPersonal Bankruptcy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/6-strategies-to-help-avoid-personal-bankruptcy\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How to Avoid Bankruptcy in Canada<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Strategies to help individuals who want to avoid personal bankruptcy.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-74568 -->\n\n<article id=\"post-58157\" class=\"rbc-latest-posts-content-card-type-2 post-58157 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-and-debt rbc_content_type-article rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-bankruptcy rbc_mmm_category-credit-and-borrowing rbc_mmm_category-debt-stress-relief rbc_mmm_category-money-academy rbc_mmm_category-personal-bankruptcy rbc_mmm_category-understanding-credit-and-credit-scores\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Man out of image at a desk with hand pointing to a pie chart\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-07-14T144318.684.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Man out of image at a desk with hand pointing to a pie chart\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/\">\n\t\t\t\t\t\tPersonal Bankruptcy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/what-happens-to-your-credit-score-if-you-declare-bankruptcy\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Bankruptcy and Credit Score Canada: Impact, Timeline and Rebuilding Tips<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">How declaring bankruptcy affects your credit score, and ways to minimize the impact.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58157 -->\n\n<article id=\"post-58171\" class=\"rbc-latest-posts-content-card-type-2 post-58171 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-and-debt rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-bankruptcy rbc_mmm_category-debt-stress-relief rbc_mmm_category-personal-bankruptcy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Two male hands shaking over paperwork and a gavel on a desk\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-07-20T150458.605.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Two male hands shaking over paperwork and a gavel on a desk\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/\">\n\t\t\t\t\t\tPersonal Bankruptcy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/understanding-the-bankruptcy-process\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How Personal Bankruptcy Works in Canada: A Step-by-Step Guide<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how to file for personal bankruptcy in Canada, the step-by-step process, how long it takes, costs and the alternatives such as consumer&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58171 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-7a85c994-ed5f-43a1-9b4e-212a953c2658\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-474250a7-bb42-4967-b0f3-6a255fc0a49d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-eda8a081-f653-4d94-b3b4-f2d8eb4b8478\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0\">44% of Canadians were not prepared for the impact of inflation&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-989b6756-08a8-4fc3-ab95-9be0e78ea746\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6a93b34e-2b53-43b1-a77a-36aa62df1313\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-0\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-277f094c-d85e-41af-a044-3dfe71672f4f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-and-credit-scores\/6-ways-to-rebuild-your-credit-score\/\" class=\"no-underline\">6 Ways to Rebuild Your Credit Score<\/a><\/p>\n        <p class=\"article-description\">If your credit score is suffering due to missed payments, or mounting bills and debt, there are steps you can take to get back on track.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-and-credit-scores\/5-tips-to-help-keep-your-credit-score-in-good-standing\/\" class=\"no-underline\">5 Tips to Help Keep Your Credit Score in Good Standing<\/a><\/p>\n        <p class=\"article-description\">Keeping a healthy credit score is about more than just watching what you spend. Follow these tips to help keep your score credit-worthy.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/managing-and-consolidating-debt\/how-to-pay-off-debt-faster\/\" class=\"no-underline\">How to Pay Off Debt Faster<\/a><\/p>\n        <p class=\"article-description\">Struggling with debt? Learn how to pay off debt faster with repayment strategies, consolidation options and expert tips to build a debt-free future.<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-06a594df-fd78-415b-97b5-2aea4d2f9201\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-f2047f97 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-29589ffe-0ad0-417f-ad45-da834372d10d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-258fc6cc wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-0\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-189943017626\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-189943017626\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-894308567778\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-894308567778\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-855060682551\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-855060682551\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-892666130754\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-892666130754\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(46.21%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 46.21%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(8.75%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 8.75%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(19.96%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 19.96%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\" align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8ccc5148-1b11-4576-9d7b-ac62dc13e07a\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90a61fe3-ea24-467a-8752-e5fdc07d74e5\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-78984\" class=\"rbc-latest-posts-content-card-type-2 post-78984 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-bankruptcy rbc_mmm_category-debt-stress-relief rbc_mmm_category-personal-bankruptcy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Woman looking at her laptop screen, pondering pressing questions\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/11\/Personal_Bankruptcy_Questions_.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Woman looking at her laptop screen, pondering pressing questions\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/\">\n\t\t\t\t\t\tPersonal Bankruptcy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/personal-bankruptcy-in-canada-your-top-10-questions-answered\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Personal Bankruptcy in Canada: Your Top 10 Questions Answered<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how personal bankruptcy works in Canada, who is eligible, and explore alternatives like consumer proposals. Get answers to the top 10 questions.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-78984 -->\n\n<article id=\"post-97267\" class=\"rbc-latest-posts-content-card-type-2 post-97267 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-managing-money tag-personal-finance rbc_content_type-article rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-debt-stress-relief rbc_mmm_category-managing-expenses rbc_mmm_category-struggling-to-make-ends-meet\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Two people smiling and holding shopping bags after a shopping trip\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"451\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_624590444.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Two people smiling and holding shopping bags after a shopping trip\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/managing-expenses\/\">\n\t\t\t\t\t\tManaging Expenses\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/managing-expenses\/what-is-lifestyle-creep-signs-examples-and-how-to-stop-it\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">What is Lifestyle Creep? Signs, Examples and How To Stop It<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">What is lifestyle creep, or lifestyle inflation? Learn how to spot the signs, understand how it happens and take practical steps to regain control.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97267 -->\n\n<article id=\"post-97112\" class=\"rbc-latest-posts-content-card-type-2 post-97112 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-managing-money tag-personal-finance rbc_content_type-article rbc_audience-black rbc_audience-business-owners rbc_audience-indigenous rbc_audience-newcomer rbc_audience-parents rbc_audience-relationships rbc_audience-seniors rbc_audience-students rbc_audience-youth rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-banking-basics rbc_mmm_category-budgeting rbc_mmm_category-debt-stress-relief rbc_mmm_category-money-academy rbc_mmm_category-money-in-an-emergency rbc_mmm_category-unexpected-events\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Hand holding black umbrella over white piggy bank symbolizing financial protection\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_2044837280.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Hand holding black umbrella over white piggy bank symbolizing financial protection\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/unexpected-events\/money-in-an-emergency\/\">\n\t\t\t\t\t\tMoney in an Emergency\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/unexpected-events\/money-in-an-emergency\/emergency-fund-guide\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Your Complete Emergency Fund Guide<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">An emergency fund is money set aside to cover unexpected expenses like job loss, illness or major home repairs. Learn how much to save and how to&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97112 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-a82c63e9-b977-44bd-b9de-2a2f004f2052\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-7a0d8ecc-9bc9-446b-a008-6f4373f310a2\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b618c131-c79e-4a83-81a2-0eb7d65707b0\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0\">67% of Canadians are concerned about their cash flow&nbsp;&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-cf4bb86b-171c-492c-8e05-28a379625441\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3669ddad-f1f2-4780-8ef4-f005de9df8fa\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-0\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9ef7e426-7072-4161-ba08-8bd99c8a29ef\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-b2b1283b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-706e4cfd-8dc3-4dd7-86e6-cee767c438ff\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-97d5c061-6cac-4337-a250-d7abbf1eead1\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-7c8a2940\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ac8b254f-9458-4d15-906b-e12f665252a0\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4056fe68-b84a-449b-83f1-6d3edcf39517\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-1ca97838\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-bbbba8b6-5638-45bb-9b19-2c6270f1d42a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9aa8d790-6809-4176-a9fa-773f2800ea8e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-5c2b8dab wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-bd2f4eda wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-5c2b8dab wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-25c8d7ee wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9d5bfd22-13a2-4f12-bab5-ad59419a9046\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-96352\" class=\"rbc-latest-posts-content-card-type-2 post-96352 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-and-debt rbc_content_type-article rbc_audience-black rbc_audience-indigenous rbc_audience-newcomer rbc_audience-parents rbc_audience-relationships rbc_audience-seniors rbc_audience-students rbc_audience-youth rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-debt-stress-relief rbc_mmm_category-managing-and-consolidating-debt rbc_mmm_category-struggling-to-make-ends-meet\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"post card image\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/01\/How_to_pay_off_debt.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"post card image\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/managing-and-consolidating-debt\/\">\n\t\t\t\t\t\tManaging and Consolidating Debt\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/managing-and-consolidating-debt\/how-to-pay-off-debt-faster\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How to Pay Off Debt Faster<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Struggling with debt? Learn how to pay off debt faster with repayment strategies, consolidation options and expert tips to build a debt-free future.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-96352 -->\n\n<article id=\"post-74892\" class=\"rbc-latest-posts-content-card-type-2 post-74892 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-personal-finance rbc_content_type-article rbc_lob_group-accounts rbc_difficulty_level-beginner rbc_mmm_category-bankruptcy rbc_mmm_category-consumer-proposals rbc_mmm_category-debt-stress-relief\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Young man at a desk upset about debt\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-08-01T105643.093.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Young man at a desk upset about debt\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/consumer-proposals\/\">\n\t\t\t\t\t\tConsumer Proposals\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/consumer-proposals\/a-consumer-proposal-or-bankruptcy\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">A Consumer Proposal or Bankruptcy?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Considering a consumer proposal or bankruptcy to deal with debt? Here are the main benefits \u2014 and challenges \u2014 to know for each one.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-74892 -->\n\n<article id=\"post-58164\" class=\"rbc-latest-posts-content-card-type-2 post-58164 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-managing-money rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-bankruptcy rbc_mmm_category-consumer-proposals rbc_mmm_category-debt-stress-relief\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Burning candle on table in darkness\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-07-20T105927.651.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Burning candle on table in darkness\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/consumer-proposals\/\">\n\t\t\t\t\t\tConsumer Proposals\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/consumer-proposals\/an-alternative-to-bankruptcy-understanding-the-consumer-proposal-process-in-canada\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">An Alternative to Bankruptcy: Understanding the Consumer Proposal Process in Canada<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Consumer proposals are an alternative to declaring bankruptcy that may be worth considering. Here is how they work.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58164 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8205277b-aaaf-4361-b5eb-2d40b027901e\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-5c2524c4-2600-429c-8464-41db6b751c0a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-ad46c4a9-1adf-4786-b9b3-0f1614348067\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4517c0ec-d064-4a8e-b6e8-fdc1f1aee88f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0\">54% of Canadians are paying more attention to their day-to-day living expenses&nbsp;&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-fa01d2da-8274-46f7-b5b0-1e9b0600c04a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9e1c95e6-f76f-4439-be75-57459c39b9bd\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-0\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c62833bd-70a4-4a79-a3d7-9667d2644dd6\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-0eb840f9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FHSA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FHSA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-94811f21-e85b-4f4d-82fd-5f2f25ce836e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-742c6144-ee74-46b9-80ef-e647db7d2872\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-6aac9bc7\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b8be9154-6309-4ef0-9fc3-ca3720012673\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ba46b179-b1a9-4039-b61e-fa80e8f178d9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-b0466574\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-bb1d69b2-d7ed-47a4-a13c-8cfa3b88f253\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane\" aria-labelledby=\"section-tab-cf4b0444\" id=\"section-content-cf4b0444\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-57473\" class=\"rbc-latest-posts-content-card-type-2 post-57473 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-home-ownership tag-real-estate rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-goals-aspirations\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"post card image\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-default-678.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"post card image\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/home-buying-101-5-steps-to-selecting-what-you-need-in-a-home-checklist\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">HOME BUYING 101: 5 Steps to Selecting What You Need in a Home [CHECKLIST]<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">How to balance your new home needs, wants and changes \u2014 a checklist to make a near-perfect home just right.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57473 -->\n\n<article id=\"post-97645\" class=\"rbc-latest-posts-content-card-type-2 post-97645 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-education tag-paying-for-school tag-students rbc_content_type-article rbc_audience-parents rbc_audience-students rbc_lob_group-students rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-goals-aspirations rbc_mmm_category-going-to-college-or-university rbc_mmm_category-life-events rbc_mmm_category-parenthood rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Parent and child reviewing post-secondary education options together on a laptop at home\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/Cost-of-post-secondary-education_image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Parent and child reviewing post-secondary education options together on a laptop at home\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/canadian-post-secondary-education-costs-a-parents-guide\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Canadian Post-Secondary Education Costs: A Parent&#8217;s Guide<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn about Canada&#039;s post-secondary costs, how to save with RESPs, maximize government grants and plan for your child&#039;s tuition stress-free.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97645 -->\n\n<article id=\"post-97092\" class=\"rbc-latest-posts-content-card-type-2 post-97092 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-managing-money tag-paying-for-school tag-resp tag-rrsp rbc_content_type-article rbc_audience-parents rbc_audience-students rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-goals-aspirations rbc_mmm_category-going-to-college-or-university rbc_mmm_category-life-events rbc_mmm_category-parenthood rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Parents happily celebrating childs graduation while knowing they have been able to balance RESP and RRSP contributions.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_172567265_RESPvsRRSP.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Parents happily celebrating childs graduation while knowing they have been able to balance RESP and RRSP contributions.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/resps-vs-rrsps-how-to-balance-education-and-retirement-savings\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">RESPs vs RRSPs: How to Balance Education and Retirement Savings<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how parents can balance RESP and RRSP contributions to help pay for their child\u2019s post-secondary education without sacrificing their own&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97092 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-5facace8-367b-4c60-b481-0f9a3be9463f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-c2f7db46-3b48-488d-b6e2-c4c2e89ad6f7\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7210da28-3b44-4070-993b-b5aaac23024a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-22994bba-ab9e-4a1d-9cb0-96ef92c91447\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-200bf90b-5a5a-44ad-910f-1bdf058913e8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-1\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d597ee56-b80a-432f-95a0-3cdca1d8afb7\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/million-dollar-myth\/\" class=\"no-underline\">How Much Do You Really Need to Retire Comfortably in Canada? Debunking the Million Dollar Myth<\/a><\/p>\n        <p class=\"article-description\">How much do you need to retire? The million-dollar myth is out. Instead, focus on your individual needs to determine your savings goal.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/bank-of-canada-interest-rate-announcement\/\" class=\"no-underline\">Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage<\/a><\/p>\n        <p class=\"article-description\">Latest update: The Bank of Canada holds its interest rate at 2.25%. <\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/how-much-money-do-you-really-need-to-buy-your-first-home-in-canada\/\" class=\"no-underline\">How much money do you really need to buy your first home in Canada?<\/a><\/p>\n        <p class=\"article-description\">Planning to buy your first home in Canada? There\u2019s more to it than mortgages and down payments. Learn about hidden costs and investment strategies to save faster.   <\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4f0501fc-4516-445d-b240-090893101ce5\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-f2047f97 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-37fa4d8a-2bd3-41d4-b000-bbbdf87b4161\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-258fc6cc wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-1\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-457529426757\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-457529426757\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-910601194697\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-910601194697\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-556774808290\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-556774808290\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-947237278935\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-947237278935\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(46.21%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 46.21%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(8.75%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 8.75%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(19.96%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 19.96%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\" align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-612c0aac-ed54-4718-8074-2179be6f2564\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ba88d758-3f49-4288-b2f2-bebc96cffcd6\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-94413\" class=\"rbc-latest-posts-content-card-type-2 post-94413 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home tag-home-ownership rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-buying-your-next-home rbc_mmm_category-economics-101 rbc_mmm_category-goals-aspirations rbc_mmm_category-investment-property-and-vacation-home rbc_mmm_category-money-academy rbc_mmm_category-refinancing-and-downsizing rbc_mmm_category-understanding-interest-rates\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A hand holds a disc with a percentage symbol on it, and upward and downward arrows over and below the disc to reflect the rate announcement on September 17, 2025.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/07\/Sep-15_shutterstock_2438592943.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A hand holds a disc with a percentage symbol on it, and upward and downward arrows over and below the disc to reflect the rate announcement on September 17, 2025.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/\">\n\t\t\t\t\t\tUnderstanding Interest Rates\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/bank-of-canada-interest-rate-announcement\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Latest update: The Bank of Canada holds its interest rate at 2.25%. <\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-94413 -->\n\n<article id=\"post-96933\" class=\"rbc-latest-posts-content-card-type-2 post-96933 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-personal-finance tag-retirement rbc_content_type-article rbc_audience-parents rbc_audience-relationships rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-goals-aspirations rbc_mmm_category-planning-for-retirement rbc_mmm_category-retirement\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Middle-aged couple walking dog while reflecting on retirement savings and future financial security; image representing retirement readiness planning\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_1823396156_retirementreadiness.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Middle-aged couple walking dog while reflecting on retirement savings and future financial security; image representing retirement readiness planning\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/\">\n\t\t\t\t\t\tPlanning for Retirement\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/behind-on-retirement-savings-what-to-do-now\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Behind on retirement savings? What to do now.<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Behind on retirement savings? Assess your retirement readiness and learn how to catch up with proven strategies designed for Canadians.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-96933 -->\n\n<article id=\"post-96826\" class=\"rbc-latest-posts-content-card-type-2 post-96826 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home tag-real-estate rbc_content_type-article rbc_audience-indigenous rbc_audience-newcomer rbc_audience-parents rbc_audience-relationships rbc_audience-seniors rbc_audience-students rbc_audience-youth rbc_lob_group-mortgage rbc_difficulty_level-intermediate rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-goals-aspirations\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A wooden toy house next to a notepad\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"424\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/07\/HOME-BUYING-_1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A wooden toy house next to a notepad\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/how-much-money-do-you-really-need-to-buy-your-first-home-in-canada\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How much money do you really need to buy your first home in Canada?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Planning to buy your first home in Canada? There\u2019s more to it than mortgages and down payments. Learn about hidden costs and investment strategies&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-96826 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-4cdce66c-dbc7-440f-9b1d-4657f9451c68\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-4bb568c1-49ca-4f23-95cd-677e2f7aaaee\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-718569e9-79bb-4a63-aa80-9305e9746a87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0\">67% of Canadians are concerned about their cash flow<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0cb983be-4129-4152-a4ad-a76773cd66de\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5ba40c13-ad24-489b-95bb-c2ee4520a812\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-1\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b00beeae-8a9a-4d00-99f6-47ad5c4963fa\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-d4791dd4\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6db82460-7a4c-4c3d-8ef1-7bd0d52e4016\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-dc5356f3-fa6d-4322-bdc0-46a937475a35\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-211e2e41\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-24d8a58d-fea4-4597-b24e-0748aacd8271\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-11a256c5-c0e4-4041-bde0-7acd84d43797\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-e9339ae6\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-01f44e6c-53af-45e6-bc09-ecc83ee8e98c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-26d7df07-6a7b-4ab2-8454-0a697d8477d2\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-5c2b8dab wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-bd2f4eda wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-5c2b8dab wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-25c8d7ee wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-58b50aff-f265-416c-9a16-0f2eb8d04c6d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-57946\" class=\"rbc-latest-posts-content-card-type-2 post-57946 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-tips tag-shopping rbc_content_type-article rbc_audience-youth rbc_lob_group-cyber-security rbc_difficulty_level-beginner rbc_mmm_category-cyber-security rbc_mmm_category-goals-aspirations rbc_mmm_category-money-academy rbc_mmm_category-travel-and-cross-border rbc_mmm_category-travelling-and-shopping-in-the-us rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Laptop with a credit card\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/TD-2022-12-05T112243.231-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Laptop with a credit card\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/the-dos-and-donts-of-online-shopping\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">The Do&#8217;s and Don&#8217;ts of Online Shopping<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">If you&#039;re shopping for gifts online this season, here are some guidelines for cyber-safe holiday browsing and buying.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57946 -->\n\n<article id=\"post-96091\" class=\"rbc-latest-posts-content-card-type-2 post-96091 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-credit-and-debt tag-cross-border tag-education tag-healthcare-professionals tag-personal-finance tag-students rbc_content_type-article rbc_audience-students rbc_lob_group-cross-border rbc_difficulty_level-intermediate rbc_mmm_category-goals-aspirations rbc_mmm_category-living-in-the-us rbc_mmm_category-studying-in-the-us rbc_mmm_category-travel-and-cross-border\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Students smile while discussing student credit\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"338\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/11\/iStock-2162644435-student-credit.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Students smile while discussing student credit\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/studying-in-the-us\/\">\n\t\t\t\t\t\tStudying in the US\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/studying-in-the-us\/how-to-build-credit-in-the-u-s-as-a-canadian-student\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How to Build Credit in the U.S. as a Canadian Student<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">If you\u2019re studying in the U.S., building a student credit history might not be the first thing on your mind. But it can make everyday life easier&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-96091 -->\n\n<article id=\"post-95913\" class=\"rbc-latest-posts-content-card-type-2 post-95913 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home tag-home-ownership rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-buying-your-next-home rbc_mmm_category-economics-101 rbc_mmm_category-goals-aspirations rbc_mmm_category-investment-property-and-vacation-home rbc_mmm_category-money-academy rbc_mmm_category-refinancing-and-downsizing rbc_mmm_category-understanding-interest-rates\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Happy young couple using a laptop and credit card in their first home\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/11\/image-to-switch-out.jpg_draft_1.jpeg?quality=80&#038;w=640\"\n\t\t\talt=\"Happy young couple using a laptop and credit card in their first home\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/\">\n\t\t\t\t\t\tUnderstanding Interest Rates\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/how-the-fhsa-and-lower-interest-rates-can-help-you-buy-your-first-home\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How the FHSA and Lower Interest Rates Can Help You Buy Your First Home<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Buying Your First Home with FHSA and Lower Rates \u2013 My Money Matters<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-95913 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6c678dfb-3c42-48ad-abae-31365bacc966\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-ce4a8578-72c5-47a5-a8a7-8d98fd707a1c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-d6f7f9a7-1869-4611-8e67-e0bfbd26ea65\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7bb1f328-8a73-4b3f-9441-a057d228e244\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0\">Over half of Canadians believe retiring comfortably is their most important investing goal<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e6e23897-e8dc-42f5-a5b7-4dd8f17ea53a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0d07e04a-1766-424e-b26a-56cb0692aa43\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-1\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c10b9cf8-26ed-43e8-8f3b-e18910d5f4b4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-26859815\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FHSA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FHSA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-46f98335-1a86-43a1-b683-f8a1e3afbeae\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b5b81339-78c5-4b49-bfa2-193a39206ab9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-b8160e66\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-954b30fa-2b8d-414b-a88b-6e44efcf1ee8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-853e7bd2-eeb6-4571-8be2-825f2eb4a268\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-21432c02\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b3b0e24f-db50-436e-b6ec-7aef014ac57b\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane\" aria-labelledby=\"section-tab-cb9a970d\" id=\"section-content-cb9a970d\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-97645\" class=\"rbc-latest-posts-content-card-type-2 post-97645 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-education tag-paying-for-school tag-students rbc_content_type-article rbc_audience-parents rbc_audience-students rbc_lob_group-students rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-goals-aspirations rbc_mmm_category-going-to-college-or-university rbc_mmm_category-life-events rbc_mmm_category-parenthood rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Parent and child reviewing post-secondary education options together on a laptop at home\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/Cost-of-post-secondary-education_image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Parent and child reviewing post-secondary education options together on a laptop at home\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/canadian-post-secondary-education-costs-a-parents-guide\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Canadian Post-Secondary Education Costs: A Parent&#8217;s Guide<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn about Canada&#039;s post-secondary costs, how to save with RESPs, maximize government grants and plan for your child&#039;s tuition stress-free.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97645 -->\n\n<article id=\"post-97092\" class=\"rbc-latest-posts-content-card-type-2 post-97092 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-managing-money tag-paying-for-school tag-resp tag-rrsp rbc_content_type-article rbc_audience-parents rbc_audience-students rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-goals-aspirations rbc_mmm_category-going-to-college-or-university rbc_mmm_category-life-events rbc_mmm_category-parenthood rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Parents happily celebrating childs graduation while knowing they have been able to balance RESP and RRSP contributions.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_172567265_RESPvsRRSP.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Parents happily celebrating childs graduation while knowing they have been able to balance RESP and RRSP contributions.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/resps-vs-rrsps-how-to-balance-education-and-retirement-savings\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">RESPs vs RRSPs: How to Balance Education and Retirement Savings<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how parents can balance RESP and RRSP contributions to help pay for their child\u2019s post-secondary education without sacrificing their own&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97092 -->\n\n<article id=\"post-96982\" class=\"rbc-latest-posts-content-card-type-2 post-96982 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-family tag-managing-money tag-parenting tag-personal-finance rbc_content_type-article rbc_audience-parents rbc_audience-relationships rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-life-events rbc_mmm_category-parenthood\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Three generations of a family on a beach representing the sandwich generation who care for elderly parents while raising children.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_570500365_SandwichGeneration.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Three generations of a family on a beach representing the sandwich generation who care for elderly parents while raising children.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/sandwich-generation-financial-planning-in-canada-a-complete-guide\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Sandwich Generation Financial Planning in Canada: A Complete Guide<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">The Sandwich Generation are Canadians supporting aging parents and children. Learn how financial planning can reduce stress and protect retirement.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-96982 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-2ad2d6c1-f208-4ffe-9859-e381ca6aa564\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-1799a651-1200-4c56-b939-dd2cdf065c17\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1e19c511-2bee-4171-8c2f-4554b71888d6\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3bd2f143-d042-46f0-baae-4322383b1dc1\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-f0306d9b-291d-4072-b620-ba7378f70641\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-2\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5c9d6573-f4df-4860-b80a-4621cfd4f4fb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-cards\/what-is-cash-advance-rate-how-does-it-work\/\" class=\"no-underline\">What is a credit card cash advance rate \u2014 and how does it work?<\/a><\/p>\n        <p class=\"article-description\">If you&#039;re short on cash, a credit card cash advance can be a great option to afford a purchase. Here&#039;s your guide to all things cash advance rates and how they work.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-cards\/how-does-credit-card-interest-rate-work\/\" class=\"no-underline\">How does credit card interest rate work<\/a><\/p>\n        <p class=\"article-description\">Credit cards can be a helpful financial tool but beware of interest charges.  Here\u2019s how credit card interest rates work.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/new-to-canada\/employment-in-canada\/canadian-resume-formats-templates-tips\/\" class=\"no-underline\">How to write a Canadian resume and cover letter: Formats, templates, and tips<\/a><\/p>\n        <p class=\"article-description\">For newcomers looking for a job in Canada, it\u2019s crucial to adapt your resume to the Canadian format before applying to roles. This article offers free resume templates you can download, as well as tips to  to craft your Canadian-style resume to find a job in Canada.<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-05e02b87-48b2-480b-8e08-f0c5905e2756\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-f2047f97 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-230de4bc-1de3-4a3d-93f0-92050cdc114f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-258fc6cc wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-2\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-707553310792\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-707553310792\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-771834232442\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-771834232442\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-084832068911\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-084832068911\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-512606897482\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-512606897482\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(46.21%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 46.21%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(8.75%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 8.75%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(19.96%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 19.96%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\" align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1eaae4fb-b23a-47c9-a85a-f4469f28f45a\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-65be11c3-8538-4c4d-b184-046b522cf201\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-96817\" class=\"rbc-latest-posts-content-card-type-2 post-96817 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-family tag-parenting tag-personal-finance rbc_content_type-article rbc_audience-parents rbc_audience-relationships rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-life-events rbc_mmm_category-parenthood\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Mother and daughter talking about money with the daughter putting coins into a piggybank\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/02\/shutterstock_2465993239_FinancialLiteracyforKids.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Mother and daughter talking about money with the daughter putting coins into a piggybank\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/how-to-teach-kids-and-teens-about-money\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How to Teach Kids and Teens About Money: A Parents Guide<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Discover practical ways Canadian parents can teach kids and teens about money. From first bank accounts to investing basics, help your children build&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-96817 -->\n\n<article id=\"post-58161\" class=\"rbc-latest-posts-content-card-type-2 post-58161 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-family rbc_content_type-article rbc_audience-newcomer rbc_lob_group-newcomer rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-life-events rbc_mmm_category-parenthood\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Miniature figures of two children sitting on a life-sized calculator.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"334\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-07-14T163214.236.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Miniature figures of two children sitting on a life-sized calculator.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/the-cost-of-raising-a-child-in-canada-what-to-expect-at-every-stage\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">The Cost of Raising a Child in Canada: What to Expect at Every Stage<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Raising a child comes with real costs, but fewer surprises when you know what to expect. See how the numbers break down by age and how smart planning&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58161 -->\n\n<article id=\"post-90586\" class=\"rbc-latest-posts-content-card-type-2 post-90586 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-family tag-parenting tag-relationships rbc_content_type-article rbc_audience-parents rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-life-events rbc_mmm_category-parenthood\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A family hugging each other\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/11\/shutterstock_2421087515_caringforelderyrelatives.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A family hugging each other\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/the-financial-impact-of-caring-for-elderly-relatives\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How to Manage the Cost of Caring for Aging Parents and Relatives<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Caring for aging parents or relatives can strain your finances. Learn how to manage the cost of caring for elderly relatives, from budgeting to&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-90586 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-57b08b04-7c58-4cbf-bac4-35687e7b7c9b\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-16213c33-ecb4-482c-abd2-59b2c2379fb1\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-864d6f55-10ed-44f2-84df-55fdee060b85\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0\">67% of Canadians are concerned about their cash flow<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-cfafe8ef-5a33-4e0a-8e8a-dea111ae8574\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d4de2f18-2544-4dba-a595-e2699a2f45be\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-2\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0af87dd1-2b43-40a8-a06f-b42cbc12c3e9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-1f02ab50\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4e2e6a60-8bab-414b-b5dd-c9b744aed9a4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d67c746-56b5-4970-9275-1317630a22e6\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-b0f5b723\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-69af936b-9f2b-4c5e-93c3-eae60443eb0e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-20539cfc-244d-4f72-8c1a-76dc9acc0cd6\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-b2220d55\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-f1afc68a-d7a5-4b63-9074-8dd5a13c3c1e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8c5b8273-d1d6-43c5-9d80-3d5a11beea52\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-5c2b8dab wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-bd2f4eda wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-5c2b8dab wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-25c8d7ee wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4b823594-ea50-4e08-a0d7-bf2d36f929bb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-57946\" class=\"rbc-latest-posts-content-card-type-2 post-57946 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-tips tag-shopping rbc_content_type-article rbc_audience-youth rbc_lob_group-cyber-security rbc_difficulty_level-beginner rbc_mmm_category-cyber-security rbc_mmm_category-goals-aspirations rbc_mmm_category-money-academy rbc_mmm_category-travel-and-cross-border rbc_mmm_category-travelling-and-shopping-in-the-us rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Laptop with a credit card\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/TD-2022-12-05T112243.231-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Laptop with a credit card\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/the-dos-and-donts-of-online-shopping\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">The Do&#8217;s and Don&#8217;ts of Online Shopping<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">If you&#039;re shopping for gifts online this season, here are some guidelines for cyber-safe holiday browsing and buying.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57946 -->\n\n<article id=\"post-96091\" class=\"rbc-latest-posts-content-card-type-2 post-96091 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-credit-and-debt tag-cross-border tag-education tag-healthcare-professionals tag-personal-finance tag-students rbc_content_type-article rbc_audience-students rbc_lob_group-cross-border rbc_difficulty_level-intermediate rbc_mmm_category-goals-aspirations rbc_mmm_category-living-in-the-us rbc_mmm_category-studying-in-the-us rbc_mmm_category-travel-and-cross-border\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Students smile while discussing student credit\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"338\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/11\/iStock-2162644435-student-credit.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Students smile while discussing student credit\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/studying-in-the-us\/\">\n\t\t\t\t\t\tStudying in the US\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/studying-in-the-us\/how-to-build-credit-in-the-u-s-as-a-canadian-student\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How to Build Credit in the U.S. as a Canadian Student<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">If you\u2019re studying in the U.S., building a student credit history might not be the first thing on your mind. But it can make everyday life easier&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-96091 -->\n\n<article id=\"post-95913\" class=\"rbc-latest-posts-content-card-type-2 post-95913 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home tag-home-ownership rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-buying-your-next-home rbc_mmm_category-economics-101 rbc_mmm_category-goals-aspirations rbc_mmm_category-investment-property-and-vacation-home rbc_mmm_category-money-academy rbc_mmm_category-refinancing-and-downsizing rbc_mmm_category-understanding-interest-rates\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Happy young couple using a laptop and credit card in their first home\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/11\/image-to-switch-out.jpg_draft_1.jpeg?quality=80&#038;w=640\"\n\t\t\talt=\"Happy young couple using a laptop and credit card in their first home\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/\">\n\t\t\t\t\t\tUnderstanding Interest Rates\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/how-the-fhsa-and-lower-interest-rates-can-help-you-buy-your-first-home\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How the FHSA and Lower Interest Rates Can Help You Buy Your First Home<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Buying Your First Home with FHSA and Lower Rates \u2013 My Money Matters<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-95913 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ec85dbac-29c4-43cb-a566-131c63020a08\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-c4e2a3b9-4bef-46d0-8bb7-fce201f79368\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-03cc396b-708d-40f4-a7ed-4fa5bdf67fa0\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-75fe5ebb-4f69-40be-a774-f80c2568f8f3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0\">54% of Canadians are paying more attention to their day-to-day living expenses<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ede2ab70-1b17-495d-960b-cfbb995a8c60\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4ae2f4c8-5d77-473d-91c0-244d7e82ce26\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-2\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d4bbca5f-cb3f-481a-a209-1f700f3aa944\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-d5f5247f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FHSA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FHSA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-bc795eca-f245-49d9-8397-e6914e9a71fd\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-49ed09af-f74b-4914-9f33-a70f162a5bd4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-2f0d0287\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-52f431f5-5cad-4cc0-a153-617d2d2b112e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d0cdb0cf-1bec-4e43-8ab9-89e06ce187a9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-03563ddf\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1e30fa77-a655-4f29-bd9b-5cd5b8393b8a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane\" aria-labelledby=\"section-tab-321d5a56\" id=\"section-content-321d5a56\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-74936\" class=\"rbc-latest-posts-content-card-type-2 post-74936 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-economy tag-managing-money rbc_content_type-article rbc_difficulty_level-beginner rbc_mmm_category-economics-101 rbc_mmm_category-economics-for-beginners rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Glass globe surrounded by a stack with coins.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-07-31T120240.836-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Glass globe surrounded by a stack with coins.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/economics-for-beginners\/\">\n\t\t\t\t\t\tEconomics for Beginners\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/economics-for-beginners\/what-is-money-and-how-does-it-drive-the-economy\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">What Is Money and How Does It Drive the Economy?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Discover how money works in Canada, where it comes from, and the currency characteristics that make it valuable. Learn how money drives our economy&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-74936 -->\n\n<article id=\"post-87444\" class=\"rbc-latest-posts-content-card-type-2 post-87444 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-investing tag-personal-finance tag-savings rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-ideas-and-motivation rbc_mmm_category-inspired-investor rbc_mmm_category-investing rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A couple typing on their laptop and mobile phone.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"365\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/04\/Investing-and-Saving_1856x1058.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A couple typing on their laptop and mobile phone.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/\">\n\t\t\t\t\t\tIdeas and Motivation\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/should-you-be-investing-or-saving-right-now\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Should I Invest or Save?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn the differences between saving and investing and how to decide the best move for your money.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-87444 -->\n\n<article id=\"post-74784\" class=\"rbc-latest-posts-content-card-type-2 post-74784 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-economy rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-economics-101 rbc_mmm_category-economics-for-beginners rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Miniature figurine shopper pushing a shopping cart on a smart credit card and a keyboard.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-08-16T142819.308.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Miniature figurine shopper pushing a shopping cart on a smart credit card and a keyboard.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/economics-for-beginners\/\">\n\t\t\t\t\t\tEconomics for Beginners\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/economics-for-beginners\/economics-101-how-supply-and-demand-impacts-everyday-life\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How Supply and Demand Affect Prices and Everyday Life in Canada<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how supply and demand affects prices, jobs, housing and daily financial decisions in Canada.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-74784 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-ca59b9e7-449e-4523-a45d-3d4deea1a40a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-0e4b5b20-338f-40e7-b505-1b2df62a17cf\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-bdffd1c3-b6b0-4150-84b7-1b422044f3be\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-21b15a37-a771-40d4-9093-20b20bc22f1b\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9d9c8573-5ebf-4e63-abf5-33648366777d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-3\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-350b209d-c20d-484f-8c12-426d807fefa3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/should-you-be-investing-or-saving-right-now\/\" class=\"no-underline\">Should I Invest or Save?<\/a><\/p>\n        <p class=\"article-description\">Learn the differences between saving and investing and how to decide the best move for your money.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-cards\/airport-lounge-access-with-credit-cards\/\" class=\"no-underline\">How do airport lounge passes work with credit cards?<\/a><\/p>\n        <p class=\"article-description\">With the right credit card, you could relax in a lounge before your flight\u2014for free  <\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/bank-of-canada-interest-rate-announcement\/\" class=\"no-underline\">Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage<\/a><\/p>\n        <p class=\"article-description\">Latest update: The Bank of Canada holds its interest rate at 2.25%. <\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7bb447ff-0ccf-47be-bd5a-1bcac6d43664\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-f2047f97 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-dc5d02ab-f67f-4e9f-bd2f-78619856cdc2\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-258fc6cc wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-3\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-062538390897\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-062538390897\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-314048096543\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-314048096543\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-973954381771\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-973954381771\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-654667822351\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-654667822351\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(46.21%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 46.21%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(8.75%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 8.75%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(19.96%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 19.96%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\" align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-72f448b2-4f30-4b22-85a5-a635fcaf7487\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ca5633cc-14b2-45bc-96c2-13c2bb0b5b17\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-96482\" class=\"rbc-latest-posts-content-card-type-2 post-96482 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-and-debt tag-managing-money rbc_content_type-article rbc_audience-youth rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-banking-basics rbc_mmm_category-budgeting rbc_mmm_category-credit-and-borrowing rbc_mmm_category-money-academy rbc_mmm_category-understanding-loans\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Young woman sitting on a couch with a credit card in one hand and a smartphone in the other, reviewing a Buy Now Pay Later payment option for a purchase.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"411\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/01\/shutterstock_2068070435.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Young woman sitting on a couch with a credit card in one hand and a smartphone in the other, reviewing a Buy Now Pay Later payment option for a purchase.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-loans\/\">\n\t\t\t\t\t\tUnderstanding Loans\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-loans\/buy-now-pay-later-your-guide-to-how-it-works-when-to-use-it-and-when-to-skip-it\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Buy Now, Pay Later: Your Guide to How it Works, When to Use It and When to Skip It<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Buy Now, Pay Later (BNPL) is a popular payment option if you\u2019re looking to spread out the cost of your purchases. Learn how it works, the risks and&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-96482 -->\n\n<article id=\"post-97488\" class=\"rbc-latest-posts-content-card-type-2 post-97488 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-savings rbc_content_type-article rbc_lob_group-accounts rbc_difficulty_level-beginner rbc_mmm_category-banking-basics rbc_mmm_category-budgeting rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Hand stopping falling dominos next to piggy bank, symbolizing financial protection and savings stability\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"360\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/iStock-1488068802.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Hand stopping falling dominos next to piggy bank, symbolizing financial protection and savings stability\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/\">\n\t\t\t\t\t\tBudgeting\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/how-to-save-money-and-create-a-proper-budget\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How to Create a Budget that Actually Helps You Save Money<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how you can properly budget and save money to reach your short to long term financial goals.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97488 -->\n\n<article id=\"post-58157\" class=\"rbc-latest-posts-content-card-type-2 post-58157 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-and-debt rbc_content_type-article rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-bankruptcy rbc_mmm_category-credit-and-borrowing rbc_mmm_category-debt-stress-relief rbc_mmm_category-money-academy rbc_mmm_category-personal-bankruptcy rbc_mmm_category-understanding-credit-and-credit-scores\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Man out of image at a desk with hand pointing to a pie chart\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-07-14T144318.684.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Man out of image at a desk with hand pointing to a pie chart\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/\">\n\t\t\t\t\t\tPersonal Bankruptcy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/what-happens-to-your-credit-score-if-you-declare-bankruptcy\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Bankruptcy and Credit Score Canada: Impact, Timeline and Rebuilding Tips<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">How declaring bankruptcy affects your credit score, and ways to minimize the impact.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58157 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-db3c8b8d-8feb-4957-9723-01a6641a9e50\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-9e7e0941-fba8-4b9a-b22c-f09541f56f07\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-06d087d5-fdc0-4cd4-8011-881fd9281590\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0\">67% of Canadians are concerned about their cash flow<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a246892f-ab9b-425e-acc4-928e15e09702\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-dc0db832-d567-4a06-9b11-20e3fbc91115\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-3\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-48d7b16f-8ea3-40b6-8ceb-440e8f50f536\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-d6879eb0\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a3850771-2bd9-49ae-9791-d5e56c35118b\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7d7836c8-69c6-41d7-a8f7-de3e484b86b7\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-8de2f02f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9403971b-57f8-4539-8c87-c6d1e83fcf07\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-bfeb5d14-0e0a-47ed-916c-9de649aacb6e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-8220e430\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5c4b86ed-8f11-4abe-bd69-7ce02bb54d6a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d308460e-0ec2-4a16-8eaa-94784fe03f01\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-5c2b8dab wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-bd2f4eda wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-5c2b8dab wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-25c8d7ee wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3dea545a-cac3-45b1-88a9-d28975105e25\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-97292\" class=\"rbc-latest-posts-content-card-type-2 post-97292 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_audience-black rbc_audience-indigenous rbc_audience-newcomer rbc_audience-parents rbc_audience-seniors rbc_audience-students rbc_audience-youth rbc_lob_group-cyber-security rbc_difficulty_level-beginner rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Paperback booklet on a table.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"480\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/Digital-Safety-Scams-Personal-Article-Image_EN.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Paperback booklet on a table.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/digital-safety-and-scams-how-to-protect-yourself-online\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Digital Safety and Scams: How to Protect Yourself Online<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Our lives are more connected than ever \u2013 but online conveniences also come with risks. Discover practical steps to spot scams, protect your accounts&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97292 -->\n\n<article id=\"post-89693\" class=\"rbc-latest-posts-content-card-type-2 post-89693 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-crime tag-cyber-security tag-cyber-tips tag-family tag-parenting tag-security-securing-devices tag-students rbc_content_type-article rbc_audience-youth rbc_lob_group-cyber-security rbc_difficulty_level-beginner rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Businessman using tablet online banking exchange currency\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/09\/shutterstock_1931406863.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Businessman using tablet online banking exchange currency\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/investment-and-crypto-scams-6-ways-to-protect-your-savings\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Investment and Crypto Scams: 6 Ways to Protect Your Savings<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Everyone can use some extra money these days \u2013 but beware of promises of quick investment profits and unrealistic returns.\u00a0<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-89693 -->\n\n<article id=\"post-94413\" class=\"rbc-latest-posts-content-card-type-2 post-94413 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home tag-home-ownership rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-buying-your-next-home rbc_mmm_category-economics-101 rbc_mmm_category-goals-aspirations rbc_mmm_category-investment-property-and-vacation-home rbc_mmm_category-money-academy rbc_mmm_category-refinancing-and-downsizing rbc_mmm_category-understanding-interest-rates\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A hand holds a disc with a percentage symbol on it, and upward and downward arrows over and below the disc to reflect the rate announcement on September 17, 2025.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/07\/Sep-15_shutterstock_2438592943.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A hand holds a disc with a percentage symbol on it, and upward and downward arrows over and below the disc to reflect the rate announcement on September 17, 2025.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/\">\n\t\t\t\t\t\tUnderstanding Interest Rates\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/bank-of-canada-interest-rate-announcement\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Latest update: The Bank of Canada holds its interest rate at 2.25%. <\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-94413 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5d67dfb8-d80d-47ad-b4d0-4949babe9f78\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-a75a6b5c-b254-4d03-ae86-e5ddefd3c7db\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-d1b61025-374a-46ee-882a-c6bf83ea9fda\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-bb9a906f-83e0-4286-b359-f5a7a3329de5\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0\">54% of Canadians are paying more attention to their day-to-day living expenses<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3dd4ebaa-367e-4eb1-95a1-a96272b8f1d7\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-f03283c7-518c-4ef5-9571-377b7f843441\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-3\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-299791b7-5a5c-44db-ba0d-11226f1e655f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-e6fafa0b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FHSA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FHSA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-60b663a4-f7d3-4f46-a2ac-c2869d4d35a6\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-384ccc74-297c-4e17-8de0-378d96651598\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-42cadf50\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-18c9b0d0-9f67-4e2f-832d-2692ecfc437c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e3a26e82-f6b2-470a-8c8b-9e6021809d9b\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-8995cdcf\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0845abf8-b0c8-4b71-998b-fffe985ddd11\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane\" aria-labelledby=\"section-tab-e8aa6246\" id=\"section-content-e8aa6246\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-97214\" class=\"rbc-latest-posts-content-card-type-2 post-97214 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-women-led-businesses rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-success-stories rbc_mmm_category-get-inspired rbc_mmm_category-right-sized-business-advice rbc_mmm_category-small-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Image de Marie-Astrid Dubant\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"359\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/Marie-Image.png?quality=80&#038;w=640\"\n\t\t\talt=\"Image de Marie-Astrid Dubant\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/business-success-stories\/\">\n\t\t\t\t\t\tBusiness Success Stories\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/business-success-stories\/marie-astrid-dubant-turning-bold-ideas-into-lasting-impact\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Marie-Astrid Dubant: Turning Bold Ideas into Lasting Impact<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">After building programs and partnerships from the ground up, Marie-Astrid Dubant is helping communities \u2013 and young people \u2013 see possibility where&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97214 -->\n\n<article id=\"post-97546\" class=\"rbc-latest-posts-content-card-type-2 post-97546 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-international-trade rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-stages rbc_mmm_category-commercial rbc_mmm_category-get-inspired rbc_mmm_category-grow-your-business rbc_mmm_category-innovation rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"worker overlooking shipping dock\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/iStock-506515610.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"worker overlooking shipping dock\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/grow-your-business\/\">\n\t\t\t\t\t\tGrow Your Business\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/grow-your-business\/a-3-step-blueprint-to-go-global\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Is 2026 THE Year for Canadian Businesses to Expand Internationally? A 3-Step Blueprint to Go Global<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">2026 presents a unique moment for Canadian companies looking to expand internationally. This series shares real insights from experts and businesses&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97546 -->\n\n<article id=\"post-97581\" class=\"rbc-latest-posts-content-card-type-2 post-97581 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-education tag-entrepreneur rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_mmm_category-business rbc_mmm_category-right-sized-business-advice rbc_mmm_category-solo-entrepreneur\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Craftsman inspecting handmade wooden chair in workshop\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"360\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/Full-time-business-article-image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Craftsman inspecting handmade wooden chair in workshop\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/solo-entrepreneur\/\">\n\t\t\t\t\t\tSolo Entrepreneur\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/solo-entrepreneur\/5-signs-its-time-to-go-full-time-with-your-side-hustle\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">5 Signs It&#8217;s Time to Go Full-Time with Your Side Hustle\u00a0<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">If your side hustle is asking for more of your time and taking off, it may be a sign that it\u2019s ready for its next phase.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97581 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-eb350183-991c-47ab-b77a-9b10d021948e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-f32b55b4-9aa4-4178-be60-6fab70b857db\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e228a423-5ccd-4afa-a4fe-0a490b7a37db\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-988dc443-9095-4e8c-b4d4-671d801c25bb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-00f58c46-a1f6-44c4-a6b2-190fb41e31d1\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-4\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8e26ca3e-5464-422d-8924-ab9aca702763\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/solo-entrepreneur\/top-tax-deductions-for-freelancers-side-hustlers-and-self-employed-are-you-missing-out\/\" class=\"no-underline\">Top Tax Deductions for Freelancers, Side-hustlers, and Self-employed: Are You Missing Out?<\/a><\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/solo-entrepreneur\/5-easy-ways-to-build-a-strong-professional-presence-for-your-side-hustle\/\" class=\"no-underline\">5 Easy Ways to Build a Strong Professional Presence for your Side-Hustle<\/a><\/p>\n        <p class=\"article-description\">Ready to make your side hustle look more established? A few small upgrades can help add credibility \u2013 without a big budget or huge time commitment.\n\nWhatever size or shape your side hustle takes, there\u2019s almost always an opportunity to make it look and feel a bit more professional. An at-home business, freelance gig or a small retail shop can all benefit from a more polished presence that boosts your reputation, earns trust and attracts more of the right clients. And the good news is, a more put-together setup doesn\u2019t have to take a lot of time or money.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/grow-your-business\/learn-how-the-canada-small-business-financing-program-can-help-grow-your-business\/\" class=\"no-underline\">Learn How the Canada Small Business Financing Program Can Help Grow Your Business<\/a><\/p>\n        <p class=\"article-description\">The CSBF program helps business owners access financing to start and grow their businesses. Here are answers to the top questions about CSBF.<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3c4d5a30-42b8-439d-9ec3-3809183aab2f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-f2047f97 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-5363bbaf-79ce-4e11-81e3-bcce2b78fc73\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-258fc6cc wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-4\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-267622904873\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-267622904873\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-013108060293\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-013108060293\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-421785528932\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-421785528932\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-837619825364\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-837619825364\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(46.21%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 46.21%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(8.75%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 8.75%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(19.96%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 19.96%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\" align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-39d08658-ca36-4577-8a87-4b0974939190\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-615c054b-4b61-4466-8f69-6e10e6965ed6\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-97575\" class=\"rbc-latest-posts-content-card-type-2 post-97575 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-international-trade rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-stages rbc_mmm_category-commercial rbc_mmm_category-grow-your-business rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"cargo being uploaded on cargo plane\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"444\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/iStock-2165502005.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"cargo being uploaded on cargo plane\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/grow-your-business\/\">\n\t\t\t\t\t\tGrow Your Business\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/grow-your-business\/scaling-success-5-strategic-disciplines-for-canadian-businesses\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Scaling Your Success: 5 Strategic Disciplines for Canadian Businesses Sustaining International Growth<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">You&#039;ve made your first international move \u2013 now it&#039;s time to build on that momentum. Here&#039;s how to put the systems, capital and partnerships in&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97575 -->\n\n<article id=\"post-97426\" class=\"rbc-latest-posts-content-card-type-2 post-97426 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-international-trade rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_mmm_category-business rbc_mmm_category-business-planning rbc_mmm_category-business-stages rbc_mmm_category-commercial rbc_mmm_category-grow-your-business rbc_mmm_category-managing-your-business rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"cargo ship at shipping dock\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"480\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/iStock-1173116341.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"cargo ship at shipping dock\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/grow-your-business\/\">\n\t\t\t\t\t\tGrow Your Business\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/grow-your-business\/the-preparation-advantage-5-things-to-consider-before-taking-your-business-global\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">The Preparation Advantage: 5 Things to Consider Before Taking Your Business Global<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Successful global expansion starts well before you enter your first market. Building the right foundation early plays a defining role in your&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97426 -->\n\n<article id=\"post-97470\" class=\"rbc-latest-posts-content-card-type-2 post-97470 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-international-trade rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-planning rbc_mmm_category-business-stages rbc_mmm_category-commercial rbc_mmm_category-grow-your-business rbc_mmm_category-managing-your-business rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"warehouse workers in meeting\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/iStock-1459657569.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"warehouse workers in meeting\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/grow-your-business\/\">\n\t\t\t\t\t\tGrow Your Business\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/grow-your-business\/6-strategic-advantages-canadian-businesses\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Before You Sign Anything: 6 International Market Entry Strategies Every Canadian Business Needs to Know<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">After identifying opportunities and taking stock of your finances, you may be ready to move into international markets. What comes next? A&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97470 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-812e6e5a-8ed3-45fb-95db-ae776237dbe6\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-67491535-73c3-49ca-aeb8-ad026138f8ef\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-85997a21-9dd9-4799-a3cf-e781536bfcdf\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0\">67% of Canadians are concerned about their cash flow&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-bab41c41-620b-4307-9acf-9960af9f6ba9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-db5044ce-8570-498b-adf5-fdbfa56c001c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-4\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c8dff552-69f4-4768-a4e3-679dc0a6908f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-c64f6f80\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-bb8991d6-0788-4d45-b1a8-c751c2f0eccd\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-73a67d4b-6352-4b5e-ac3c-11a0c8617bd4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-8c088680\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e5bc769c-e945-4f49-b448-e6718618491a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5af0b4d4-f7ca-4274-9a47-daab8e0a78be\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-f692640e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-27e8f716-a6c0-473c-8e09-1a48244136a0\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-85dde94f-c76b-405b-9e96-4ccb32f104ed\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-5c2b8dab wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-bd2f4eda wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-5c2b8dab wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-25c8d7ee wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0bda0e12-897c-4d1d-87ee-dc8394ca5798\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-97378\" class=\"rbc-latest-posts-content-card-type-2 post-97378 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-entrepreneur tag-grants rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-financing-and-funding rbc_mmm_category-commercial rbc_mmm_category-managing-your-business rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"People in warehouse\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/iStock-970237950.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"People in warehouse\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/business-financing-and-funding\/\">\n\t\t\t\t\t\tBusiness Financing &amp; Funding\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/business-financing-and-funding\/how-to-access-large-scale-government-grants-3-strategies-for-commercial-businesses\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How to Access Large-Scale Government Grants: 3 Strategies for Commercial Businesses<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">For larger Canadian businesses, significant capital investments come with risks, but government funding can help make projects more resilient&#8230;.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97378 -->\n\n<article id=\"post-97369\" class=\"rbc-latest-posts-content-card-type-2 post-97369 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-entrepreneur tag-tax-tips rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-cash-flow-management-and-financials rbc_mmm_category-managing-your-business rbc_mmm_category-right-sized-business-advice rbc_mmm_category-small-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Business owners reviewing financial documents on laptop with calculator\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"443\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/Tax-Image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Business owners reviewing financial documents on laptop with calculator\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/cash-flow-management-and-financials\/\">\n\t\t\t\t\t\tCash Flow Management and Financials\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/cash-flow-management-and-financials\/top-tax-deductions-for-small-businesses-dont-leave-money-on-the-table\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Top Tax Deductions for Small Businesses: Don&#8217;t Leave Money on the Table<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Running a business can be expensive. These common tax deductions can help reduce your tax bill and keep more of what you earn.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97369 -->\n\n<article id=\"post-97220\" class=\"rbc-latest-posts-content-card-type-2 post-97220 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-commercial-client-success-stories tag-commercial-insights rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-intermediate rbc_mmm_category-business rbc_mmm_category-commercial rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A pile of clothes and textiles ready for sortation. Image courtesy of Debrand.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/A-pile-of-clothes-and-textiles-ready-for-sortation.-Image-courtesy-of-Debrand.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A pile of clothes and textiles ready for sortation. Image courtesy of Debrand.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/\">\n\t\t\t\t\t\tCommercial\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/can-circular-end-of-life-strategies-reduce-cost-and-risk-in-your-business\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Can Circular End-Of-Life Strategies Reduce Cost and Risk in Your Business?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Featuring an interview with Debrand, a Vancouver-based company that works with fashion brands.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97220 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-88c640f9-663f-4785-b8cd-b97e2184d1f2\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-ea3caf8e-5c44-4f55-b5dc-48130d35c34e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-40cac819-d222-48f0-b3e5-6f19209e8458\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a4fde273-247c-4659-b16f-2bdc5a5dc736\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0\">54% of Canadians are paying more attention to their day-to-day living expenses&nbsp;&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a46f3621-737d-4339-9e00-a85d98d063ef\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-2b63c77b-b217-441b-8758-807237d62838\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-4\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7854326b-0103-4430-a0f0-80a3bdcb20b0\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-cc59041b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FSHA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FSHA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8812b98b-3448-4a51-8250-40a51d387484\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-38447051-f08a-44ca-8e43-994d988d6a37\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-c7e3b60b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-bdf9b625-df0a-4422-af10-c3e01ec4ca28\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-436facf6-0859-41f2-bbcd-2fa109c0a775\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-37de7411\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-37db46c5-b780-43f6-9506-fe7117bba692\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane\" aria-labelledby=\"section-tab-98f70542\" id=\"section-content-98f70542\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-87444\" class=\"rbc-latest-posts-content-card-type-2 post-87444 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-investing tag-personal-finance tag-savings rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-ideas-and-motivation rbc_mmm_category-inspired-investor rbc_mmm_category-investing rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A couple typing on their laptop and mobile phone.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"365\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/04\/Investing-and-Saving_1856x1058.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A couple typing on their laptop and mobile phone.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/\">\n\t\t\t\t\t\tIdeas and Motivation\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/should-you-be-investing-or-saving-right-now\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Should I Invest or Save?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn the differences between saving and investing and how to decide the best move for your money.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-87444 -->\n\n<article id=\"post-58001\" class=\"rbc-latest-posts-content-card-type-2 post-58001 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-rrsp rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Young man working at a desk with a laptop and looking at a paper desk calendar.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/TDD-2.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Young man working at a desk with a laptop and looking at a paper desk calendar.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/\">\n\t\t\t\t\t\tInvesting Academy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/last-minute-rrsp-planning-deadline-limits-and-more\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">RRSP Contribution Deadline &amp; Limits Guide<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Get all the info you need about Registered Retirement Savings Plan (RRSP) contributions before the upcoming deadline.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58001 -->\n\n<article id=\"post-91380\" class=\"rbc-latest-posts-content-card-type-2 post-91380 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-investing tag-managing-money tag-mutual-funds tag-resp tag-retirement tag-rrsp tag-savings tag-tfsa rbc_content_type-article rbc_lob_group-accounts rbc_difficulty_level-beginner rbc_mmm_category-account-types rbc_mmm_category-banking-basics rbc_mmm_category-ideas-and-motivation rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A young woman deep in thought\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/01\/How-TFSA-work-shutterstock_2382160079.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A young woman deep in thought\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/account-types\/\">\n\t\t\t\t\t\tAccount Types\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/account-types\/tax-free-savings-account\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">TFSA Accounts: What They Are and How They Work<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">This guide offers an overview of tax-free savings accounts (TFSAs) and how they work. Learn the benefits of having a TFSA, the ins and outs of&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-91380 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-b185d6fa-4c3d-4780-92b3-ea1791fe134e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-b00f5d93-7176-4b8d-85a3-62e6367507b0\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-aca1927e-3f79-4769-9e0f-cfb89b8b8fe8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-167fc25b-f0f0-482e-a861-9c175db3eedc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9e8f5533-2ece-4134-941e-cddf929ca1ee\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-5\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-079ae093-3098-4979-9846-f72794357597\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/should-you-be-investing-or-saving-right-now\/\" class=\"no-underline\">Should I Invest or Save?<\/a><\/p>\n        <p class=\"article-description\">Learn the differences between saving and investing and how to decide the best move for your money.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/question-of-the-week\/find-tax-slips\/\" class=\"no-underline\">What Tax Slips Do I Need and Where Can I Find Them?\u00a0<\/a><\/p>\n        <p class=\"article-description\">Ensure that you&#039;re prepared with all the tax slips you need to fill out your tax return and meet the April 30 tax filing deadline.\u00a0<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/last-minute-rrsp-planning-deadline-limits-and-more\/\" class=\"no-underline\">RRSP Contribution Deadline &amp; Limits Guide<\/a><\/p>\n        <p class=\"article-description\">Get all the info you need about Registered Retirement Savings Plan (RRSP) contributions before the upcoming deadline.<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6be6d7b7-edaa-4da0-a8ed-c6ffd9f84562\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-f2047f97 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-7143bfab-7c20-478a-bdf2-5fa2a3720247\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-258fc6cc wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-5\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-027741139089\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-027741139089\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-939119633752\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-939119633752\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-964923795426\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-964923795426\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-098213229970\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-098213229970\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(46.21%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 46.21%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(8.75%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 8.75%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(19.96%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 19.96%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\" align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e01adf2e-1499-4ef5-8663-466f63433570\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4952378a-487b-493e-b15f-fa2c62422c27\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-91368\" class=\"rbc-latest-posts-content-card-type-2 post-91368 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-investing tag-managing-money tag-resp tag-retirement tag-rrsp tag-savings tag-tfsa rbc_content_type-article rbc_lob_group-accounts rbc_difficulty_level-beginner rbc_mmm_category-banking-basics rbc_mmm_category-budgeting rbc_mmm_category-ideas-and-motivation rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Digital form checklist\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"420\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/01\/2025-financial-roadmap-shutterstock_2375988879.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Digital form checklist\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/\">\n\t\t\t\t\t\tBudgeting\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/2026-financial-roadmap-aligning-your-budget-borrowing-and-investments-to-your-goals\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">2026 Financial Roadmap: A Guide to Debt, Budgeting and Investing in Canada<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">This guide will walk you through five key steps on how to assess your financial health and prepare yourself for success in 2026 and beyond.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-91368 -->\n\n<article id=\"post-57953\" class=\"rbc-latest-posts-content-card-type-2 post-57953 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-rrsp tag-savings tag-tfsa rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Young woman using a laptop while working from home\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/01\/TFSA-or-RRSP.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Young woman using a laptop while working from home\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/\">\n\t\t\t\t\t\tInvesting Academy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/tfsa-or-rrsp-how-to-find-the-right-fit\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">TFSA or RRSP: Which Canadian Investment Account is Right for You?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Asking yourself these three questions about your goals, tax considerations and contribution room can help you make the right decision.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57953 -->\n\n<article id=\"post-58038\" class=\"rbc-latest-posts-content-card-type-2 post-58038 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-inspired-investor rbc_mmm_category-smart-saving\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A happy family walking in a neighborhood\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"409\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/11\/85401d45-d316-499d-ac08-c12222d604be.png?quality=80&#038;w=640\"\n\t\t\talt=\"A happy family walking in a neighborhood\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/smart-saving\/\">\n\t\t\t\t\t\tSmart Saving\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/smart-saving\/tfsa-vs-rrsp-vs-fhsa-your-top-questions-answered\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">TFSA vs RRSP vs FHSA: Your Top Questions Answered\u00a0<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Canadians now have three major registered investments accounts to choose from. Here\u2019s how to determine which ones best meet your needs.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58038 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-75cded18-3ac7-4fbe-8507-8958fe8489b9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-7bd83c5c-2897-4ded-92fd-52a2a9729aee\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e8788469-1aec-4477-922d-6006bd0f6f69\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0\">67% of Canadians are concerned about their cash flow<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-44491ceb-42fa-4301-9dba-4704c73f9054\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7a35ace2-71e5-4dd9-9310-f3b0af65b1d0\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-5\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-eedae857-016e-4e30-82f2-467a855ad1ce\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-23af4dbd\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-89b556c1-05f6-434c-a376-8a45fe4dcae3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1fca1aae-afcf-4ccb-b1ab-970a2c6da3c4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-b6675bc5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b5bb0605-edb9-4fac-b4a3-910f489ddb5a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b2922219-1b0a-4de4-a945-589b73513547\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-ed196f5e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-dcc79a47-ce21-497b-beb6-2037fcca46c0\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-399afa6e-99bf-4dc5-ae88-80b1d5e38bfa\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-648651e7-475e-4e0f-ab25-907d4feff930\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-5c2b8dab wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-82d2fed7-504e-4640-a749-c7f3887f46c8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-bd2f4eda wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a115c754-013a-40c5-83c7-64e982a4e811\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-5c2b8dab wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-83af9a00-c7e9-420d-8bac-60b2b09f90a9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-25c8d7ee wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9e605a93-f107-4e93-b20b-80843ae10b16\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-fddb7dbd-0340-43d1-89a9-4b4fee9dbd9e\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9a5f39b2-8d5c-4c33-8ce4-0755885a6a0f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-94951\" class=\"rbc-latest-posts-content-card-type-2 post-94951 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-banking-digital-banking tag-etfs tag-mutual-funds tag-stocks rbc_content_type-article rbc_audience-parents rbc_audience-seniors rbc_audience-youth rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-ideas-and-motivation rbc_mmm_category-inspired-investor\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"post card image\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"298\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/BD-PSI-2.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"post card image\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/\">\n\t\t\t\t\t\tIdeas and Motivation\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/understanding-diversification-and-why-successful-investors-rely-on-it-2\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Understanding Diversification and Why Successful Investors Rely on It<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">A varied asset mix can help boost your portfolio during economic uncertainty<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-94951 -->\n\n<article id=\"post-93629\" class=\"rbc-latest-posts-content-card-type-2 post-93629 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-mutual-funds tag-new-to-canada tag-resp tag-rrsp tag-tfsa rbc_content_type-article rbc_audience-newcomer rbc_lob_group-investments rbc_difficulty_level-intermediate rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A pair of shoes on a yellow road behind an arrow pointing forward\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"344\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/04\/PSI_Newcomer_Start-Investing_930-X-500.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A pair of shoes on a yellow road behind an arrow pointing forward\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/\">\n\t\t\t\t\t\tInvesting Academy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/a-newcomers-guide-to-investing-in-canada\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">A Newcomer\u2019s Guide to Investing in Canada<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">This guide outlines the basics of investing in Canada to help you get comfortable before you invest<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-93629 -->\n\n<article id=\"post-58083\" class=\"rbc-latest-posts-content-card-type-2 post-58083 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-mutual-funds tag-question-of-the-week rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A lady siting in front of a laptop\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-06-21T144839.317.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A lady siting in front of a laptop\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/\">\n\t\t\t\t\t\tInvesting Academy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/what-do-i-actually-own-when-i-buy-a-mutual-fund\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Everything you need to know about mutual funds<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Here\u2019s a quick rundown on mutual funds \u2013 how they work and why they\u2019re popular.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58083 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9383aa6e-69b9-45e0-b959-e1510d85105b\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-e8454362-0e70-49e8-9afb-79a65ab80d48\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-cf4f61b1-a43e-4cb5-b1aa-cf10dfde395e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4473bed4-0c7a-47b8-a93d-d77de4f1e143\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0\">54% of Canadians are paying more attention to their day-to-day living expenses&nbsp;&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-55106a46-591a-429f-b64e-7f5678862fff\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b0df9df2-cb9d-4f29-9fff-ac7d3487ef8a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-5\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b7c0f1ab-a8e7-4c99-844a-b8b0e3a103cb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-b66f9b1c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FSHA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FSHA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ab9e96b4-f388-4514-bef7-232b9b303efc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-35f0e944-9a3a-455a-aa57-c41dbedc8fd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-e2d1fc44\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1bc41b66-788f-49e7-83c1-650f07507cc9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-cbbb332e-2152-42e5-97df-d7a01ea29316\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-56596869\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a49b9899-1764-4df9-a915-34842b1d34a8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1de33cc8-f206-4a0e-b672-567b9ed9ea43\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block section-cool-white pos-rel  pad-t-0 pad-b-0 has-f-5-f-8-f-9-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-b-0 pad-t-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-555050c4-f7f7-4e12-a2cc-62a24074119c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group pad-t-0 pad-b-0 has-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-1b7fc660 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:24px;padding-bottom:0px;padding-left:24px\">\t\n\t<div class=\"wp-block-tk-spacer id-c2bf658d-97f3-49ee-97cd-6988c584ef8f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0\">Money Academy<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5f643a0e-4394-4cd4-8560-4ac6915202ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\">Learn the basics about budgeting, investing &amp; borrowing, and how interest rates and inflation impact your bottom line.&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-261cb001-e505-4ace-9884-ecb17a2687fd\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\" mar-b-0\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/\" data-dig-id=\"LP-8930-c62642e7\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Money Academy\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Money Academy<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-59dfa384-d9c3-49d9-abcd-ea4f03140b4d\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n\t\t<div class=\" align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A pencil, calculator and a notepad.\"\n\t\t\t\t\tstyle=\"min-height:272px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/02\/banner-image.png?quality=80);\n\t\t\t\t\t\tbackground-position: 50% 50%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-desktop cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:187px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/02\/banner-image.png?quality=80);\n\t\t\t\t\t\tbackground-position: 50% 50%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-53712027-58d8-4f7b-9c84-9c8bed4b0f35\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6773bbed-f749-4144-b89e-8fcb8ddbee0b\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-b-0 pad-t-0\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-more-from-rbc\">More from RBC<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3f4f447c-ca75-48ae-9d19-0b9595a2f57a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r mob-mar-r mob-mar-b is-layout-constrained wp-block-column-is-layout-constrained\">\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.rbc.com\/en\/future-launch\/\"><img loading=\"lazy\" decoding=\"async\" width=\"360\" height=\"270\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/11\/future-launch.jpg?w=360\" alt=\"\" class=\"wp-image-78111\" style=\"aspect-ratio:3\/2;object-fit:cover\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/11\/future-launch.jpg 360w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/11\/future-launch.jpg?resize=300,225 300w\" sizes=\"auto, (max-width: 360px) 100vw, 360px\" \/><\/a><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-rbc-future-launch\"><a href=\"https:\/\/www.rbc.com\/en\/future-launch\/\" data-dig-id=\"LP-8930-0ebedbb6\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RBC Future Launch\" class=\"rbc-link-format\">RBC Future Launch<\/a><\/h3>\n\n\n\n<p>Access programs, tools and resources designed to help you launch your career<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column mar-r mob-mar-r mob-mar-b is-layout-constrained wp-block-column-is-layout-constrained\">\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.thefoundersjourney.ca\/\"><img loading=\"lazy\" decoding=\"async\" height=\"576\" width=\"1024\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg?w=1024\" alt=\"\" class=\"wp-image-76445\" style=\"aspect-ratio:3\/2;object-fit:cover\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg 1920w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg?resize=300,169 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg?resize=768,432 768w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg?resize=1024,576 1024w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg?resize=1536,864 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-the-founders-journey\"><a href=\"https:\/\/www.thefoundersjourney.ca\/\" data-dig-id=\"LP-8930-93d2b4a5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Founders Journey\" class=\"rbc-link-format\">The Founders Journey<\/a><\/h3>\n\n\n\n<p>Free online course for the aspiring entrepreneur within you <\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column mar-r mob-mar-r mob-mar-b is-layout-constrained wp-block-column-is-layout-constrained\">\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.mcgillpersonalfinance.com\/\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/McGill_ENG_iRBC_Banner@2x-1.jpg?w=1024\" alt=\"\" class=\"wp-image-11709\" style=\"aspect-ratio:3\/2;object-fit:cover\"\/><\/a><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-mcgill-personal-finance-essentials\"><a href=\"https:\/\/www.mcgillpersonalfinance.com\/\" data-dig-id=\"LP-22794-9771e40c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"McGill Personal Finance Essentials\" class=\"rbc-link-format\">McGill Personal Finance Essentials<\/a><\/h3>\n\n\n\n<p>Free online course to take charge of your financial future<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c4aecdc7-7ad0-42aa-a180-f3318aebfd57\" aria-hidden=\"true\"><\/div>\n\t<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-0f15dcb5-b40c-4c9d-a0a8-ec54adde92e0 {\n\t\theight: 120px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-0f15dcb5-b40c-4c9d-a0a8-ec54adde92e0 {\n\t\t\theight: 32px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-0f15dcb5-b40c-4c9d-a0a8-ec54adde92e0 {\n\t\theight: 120px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-0f15dcb5-b40c-4c9d-a0a8-ec54adde92e0 {\n\t\t\theight: 32px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-076f82f7-3f3e-4b2c-bbda-813a83618620 {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-076f82f7-3f3e-4b2c-bbda-813a83618620 {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-60074f9a-3ece-4b02-a099-eb785de5ca5e {\n\t\theight: 40px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-60074f9a-3ece-4b02-a099-eb785de5ca5e {\n\t\t\theight: 32px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-e1917cb7-6b3c-4bca-800e-9bf5a3ff96a9 {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-e1917cb7-6b3c-4bca-800e-9bf5a3ff96a9 {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-8124d648-91c7-4471-9c05-91ad68c2ef17 {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-8124d648-91c7-4471-9c05-91ad68c2ef17 {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-1ad714a7-76f4-465f-9b63-2c531332c9f2 {\n\t\theight: 40px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-1ad714a7-76f4-465f-9b63-2c531332c9f2 {\n\t\t\theight: 40px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-9a38ffda-2428-4594-ba01-3b45430f745c {\n\t\theight: 40px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-9a38ffda-2428-4594-ba01-3b45430f745c {\n\t\t\theight: 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{\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-491e4970-b568-4e2f-99c9-f2d16524bbed {\n\t\t\theight: 16px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-a824c13f-e39d-4478-9414-6c4327d19916 {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-a824c13f-e39d-4478-9414-6c4327d19916 {\n\t\t\theight: 16px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-7a85c994-ed5f-43a1-9b4e-212a953c2658 {\n\t\theight: 32px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-7a85c994-ed5f-43a1-9b4e-212a953c2658 {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-474250a7-bb42-4967-b0f3-6a255fc0a49d {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-474250a7-bb42-4967-b0f3-6a255fc0a49d {\n\t\t\theight: 16px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-eda8a081-f653-4d94-b3b4-f2d8eb4b8478 {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-eda8a081-f653-4d94-b3b4-f2d8eb4b8478 {\n\t\t\theight: 16px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-989b6756-08a8-4fc3-ab95-9be0e78ea746 {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-989b6756-08a8-4fc3-ab95-9be0e78ea746 {\n\t\t\theight: 16px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-6a93b34e-2b53-43b1-a77a-36aa62df1313 {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-6a93b34e-2b53-43b1-a77a-36aa62df1313 {\n\t\t\theight: 32px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-277f094c-d85e-41af-a044-3dfe71672f4f {\n\t\theight: 26px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-277f094c-d85e-41af-a044-3dfe71672f4f {\n\t\t\theight: 26px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-06a594df-fd78-415b-97b5-2aea4d2f9201 {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-06a594df-fd78-415b-97b5-2aea4d2f9201 {\n\t\t\theight: 32px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-29589ffe-0ad0-417f-ad45-da834372d10d {\n\t\theight: 64px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-29589ffe-0ad0-417f-ad45-da834372d10d {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-8ccc5148-1b11-4576-9d7b-ac62dc13e07a {\n\t\theight: 64px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-8ccc5148-1b11-4576-9d7b-ac62dc13e07a {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-90a61fe3-ea24-467a-8752-e5fdc07d74e5 {\n\t\theight: 64px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-90a61fe3-ea24-467a-8752-e5fdc07d74e5 {\n\t\t\theight: 32px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-a82c63e9-b977-44bd-b9de-2a2f004f2052 {\n\t\theight: 32px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-a82c63e9-b977-44bd-b9de-2a2f004f2052 {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-7a0d8ecc-9bc9-446b-a008-6f4373f310a2 {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-7a0d8ecc-9bc9-446b-a008-6f4373f310a2 {\n\t\t\theight: 16px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-b618c131-c79e-4a83-81a2-0eb7d65707b0 {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-b618c131-c79e-4a83-81a2-0eb7d65707b0 {\n\t\t\theight: 16px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-cf4bb86b-171c-492c-8e05-28a379625441 {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-cf4bb86b-171c-492c-8e05-28a379625441 {\n\t\t\theight: 16px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-3669ddad-f1f2-4780-8ef4-f005de9df8fa {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-3669ddad-f1f2-4780-8ef4-f005de9df8fa {\n\t\t\theight: 32px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-9ef7e426-7072-4161-ba08-8bd99c8a29ef {\n\t\theight: 26px;\n\t}\n\n\t@media ( max-width: 480px ) 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{\n\t\theight: 40px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f {\n\t\t\theight: 40px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-9adf122e-75d4-485f-b14d-c551013e4d87 {\n\t\theight: 40px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-9adf122e-75d4-485f-b14d-c551013e4d87 {\n\t\t\theight: 40px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-90101859-6796-44ac-9a6f-8c9c383f15ca {\n\t\theight: 40px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-90101859-6796-44ac-9a6f-8c9c383f15ca {\n\t\t\theight: 40px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-a7ac0ac1-7908-4269-b0c3-de2c0176989c {\n\t\theight: 66px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-a7ac0ac1-7908-4269-b0c3-de2c0176989c {\n\t\t\theight: 34px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-9d5bfd22-13a2-4f12-bab5-ad59419a9046 {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-9d5bfd22-13a2-4f12-bab5-ad59419a9046 {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-8205277b-aaaf-4361-b5eb-2d40b027901e {\n\t\theight: 32px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-8205277b-aaaf-4361-b5eb-2d40b027901e {\n\t\t\theight: 1px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-5c2524c4-2600-429c-8464-41db6b751c0a {\n\t\theight: 1px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-5c2524c4-2600-429c-8464-41db6b751c0a {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-ad46c4a9-1adf-4786-b9b3-0f1614348067 {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-ad46c4a9-1adf-4786-b9b3-0f1614348067 {\n\t\t\theight: 16px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-4517c0ec-d064-4a8e-b6e8-fdc1f1aee88f {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-4517c0ec-d064-4a8e-b6e8-fdc1f1aee88f {\n\t\t\theight: 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