{"id":22794,"date":"2023-09-08T16:10:27","date_gmt":"2023-09-08T16:10:27","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/en-ca\/?page_id=22794"},"modified":"2026-05-20T12:53:23","modified_gmt":"2026-05-20T16:53:23","slug":"my-money-matters","status":"publish","type":"page","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/","title":{"rendered":"My Money Matters"},"content":{"rendered":"\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center search-cta wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"search-cta hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"My Money Matters - RBC\"\n\t\t\t\t\tstyle=\"min-height:674px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/02\/homepage-banner.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 50% 50%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-f37102d6-53c7-4b74-9d90-b36bddf434d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h1 class=\"wp-block-heading has-text-align-center mar-t-0 mar-b-0 mob-mar-b-0\" id=\"h-supporting-your-financial-wellbeing\">Supporting Your<br>Financial Wellbeing<\/h1>\n\n\n\n<p class=\"MMM-homepage-banner-text has-text-align-center mob-mar-b-dbl mar-b is-style-default default\" style=\"border-radius: 8px\">Welcome to My Money Matters, a destination where you can find articles and resources to take control of your financial wellbeing, build confidence, and reach your life goals.<\/p>\n\n\n<form method=\"get\" action=\"https:\/\/www.rbcroyalbank.com\/en-ca\/\"><label class=\"wp-block-search__label screen-reader-text\" for=\"wp-block-search__input-1\">Search<\/label><div class=\"wp-block-search__inside-wrapper\"><input class=\"wp-block-search__input has-text-sm-font-size\" id=\"wp-block-search__input-1\" placeholder=\"Search over 700 articles\" value=\"\" type=\"search\" name=\"s\" \/><button aria-label=\"Search\" class=\"wp-block-search__button has-background has-rbc-bright-blue-tint-1-background-color has-text-sm-font-size has-icon wp-element-button\" type=\"submit\"><svg viewbox=\"0 0 24 24\" width=\"24\" height=\"24\">\n\t\t\t\t\t<path d=\"M13 5c-3.3 0-6 2.7-6 6 0 1.4.5 2.7 1.3 3.7l-3.8 3.8 1.1 1.1 3.8-3.8c1 .8 2.3 1.3 3.7 1.3 3.3 0 6-2.7 6-6S16.3 5 13 5zm0 10.5c-2.5 0-4.5-2-4.5-4.5s2-4.5 4.5-4.5 4.5 2 4.5 4.5-2 4.5-4.5 4.5z\"><\/path>\n\t\t\t\t<\/svg><\/button><\/div><\/form><\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"search-cta hide-on-desktop cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:450px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/02\/homepage-banner-mobile.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 50% 50%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-f37102d6-53c7-4b74-9d90-b36bddf434d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h1 class=\"wp-block-heading has-text-align-center mar-t-0 mar-b-0 mob-mar-b-0\" id=\"h-supporting-your-financial-wellbeing\">Supporting Your<br>Financial Wellbeing<\/h1>\n\n\n\n<p class=\"MMM-homepage-banner-text has-text-align-center mob-mar-b-dbl mar-b is-style-default default\" style=\"border-radius: 8px\">Welcome to My Money Matters, a destination where you can find articles and resources to take control of your financial wellbeing, build confidence, and reach your life goals.<\/p>\n\n\n<form method=\"get\" action=\"https:\/\/www.rbcroyalbank.com\/en-ca\/\"><label class=\"wp-block-search__label screen-reader-text\" for=\"wp-block-search__input-1\">Search<\/label><div class=\"wp-block-search__inside-wrapper\"><input class=\"wp-block-search__input has-text-sm-font-size\" id=\"wp-block-search__input-1\" placeholder=\"Search over 700 articles\" value=\"\" type=\"search\" name=\"s\" \/><button aria-label=\"Search\" class=\"wp-block-search__button has-background has-rbc-bright-blue-tint-1-background-color has-text-sm-font-size has-icon wp-element-button\" type=\"submit\"><svg viewbox=\"0 0 24 24\" width=\"24\" height=\"24\">\n\t\t\t\t\t<path d=\"M13 5c-3.3 0-6 2.7-6 6 0 1.4.5 2.7 1.3 3.7l-3.8 3.8 1.1 1.1 3.8-3.8c1 .8 2.3 1.3 3.7 1.3 3.3 0 6-2.7 6-6S16.3 5 13 5zm0 10.5c-2.5 0-4.5-2-4.5-4.5s2-4.5 4.5-4.5 4.5 2 4.5 4.5-2 4.5-4.5 4.5z\"><\/path>\n\t\t\t\t<\/svg><\/button><\/div><\/form><\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-b-0 pad-t-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-b2c261fb-e36b-4d0a-bb38-587b998dcc17\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-what-matters-now\">What Matters Now<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-582ab9df-d6bc-4b1d-8f3b-4fcb912087a4\" aria-hidden=\"true\"><\/div>\n\t\n\n\t\t<div class=\"most-recent-by-taxonomy-jscroll jscroll-wrapper\">\n\t\t\t\t\t\t<div class=\"wp-block-rbc-most-recent-by-taxonomy most-recent-by-taxonomy-is-template-type-2 most-recent-by-taxonomy-default\">\n\t\t\t\t\t<article id=\"post-96933\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-96933 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-personal-finance tag-retirement rbc_content_type-article rbc_audience-parents rbc_audience-relationships rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-goals-aspirations rbc_mmm_category-planning-for-retirement rbc_mmm_category-retirement\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"Middle-aged couple walking dog while reflecting on retirement savings and future financial security; image representing retirement readiness planning\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"960\"\n\t\t\theight=\"640\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_1823396156_retirementreadiness.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"Middle-aged couple walking dog while reflecting on retirement savings and future financial security; image representing retirement readiness planning\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/\">\n\t\t\t\t\t\tPlanning for Retirement\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/behind-on-retirement-savings-what-to-do-now\/\" class=\"h4 loop-post-title mar-t-0\">Behind on retirement savings? What to do now.<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n<article id=\"post-96826\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-96826 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home tag-real-estate rbc_content_type-article rbc_audience-indigenous rbc_audience-newcomer rbc_audience-parents rbc_audience-relationships rbc_audience-seniors rbc_audience-students rbc_audience-youth rbc_lob_group-mortgage rbc_difficulty_level-intermediate rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-goals-aspirations\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"A wooden toy house next to a notepad\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"960\"\n\t\t\theight=\"636\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/07\/HOME-BUYING-_1.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"A wooden toy house next to a notepad\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/how-much-money-do-you-really-need-to-buy-your-first-home-in-canada\/\" class=\"h4 loop-post-title mar-t-0\">How much money do you really need to buy your first home in Canada?<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n<article id=\"post-97267\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-97267 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-managing-money tag-personal-finance rbc_content_type-article rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-debt-stress-relief rbc_mmm_category-managing-expenses rbc_mmm_category-struggling-to-make-ends-meet\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"Two people smiling and holding shopping bags after a shopping trip\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"960\"\n\t\t\theight=\"676\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_624590444.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"Two people smiling and holding shopping bags after a shopping trip\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/managing-expenses\/\">\n\t\t\t\t\t\tManaging Expenses\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/managing-expenses\/what-is-lifestyle-creep-signs-examples-and-how-to-stop-it\/\" class=\"h4 loop-post-title mar-t-0\">What is Lifestyle Creep? Signs, Examples and How To Stop It<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<!-- Different markup between back-end server side render and front-end -->\n\t\t\t\t\t<\/div>\n\t\t\n\t\t<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5bea24ab-5a5b-464e-994f-b8d21d6db49a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<section class=\"wp-block-rbc-section-block section-cool-white pos-rel  pad-t-0 pad-b-0 overflow-hidden has-f-5-f-8-f-9-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-72bc1d87-6159-4a39-b6c7-69f911cb3f34\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-what-s-on-your-mind\">What\u2019s On Your Mind?<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 default is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-struggling-to-make-ends-meet\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/\" data-dig-id=\"LP-22794-4baed594\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Struggling to Make Ends Meet\" class=\"rbc-link-format\">Struggling to Make Ends Meet<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4e04f938-4e0c-4415-a97c-c791890bf576\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"275\" height=\"242\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/swipe.png?w=275\" alt=\"swipe\" class=\"wp-image-72147\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-buying-a-home\" style=\"padding-left:31px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/\" data-dig-id=\"LP-22794-9e8d6056\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Buying a Home\" class=\"rbc-link-format\">Buying a Home<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-fe6631a9-2c7a-4608-8b7d-7bd386f0257a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"259\" height=\"241\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/house.png\" alt=\"house\" class=\"wp-image-72148\" style=\"border-bottom-left-radius:8px\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-cyber-security\" style=\"padding-left:31px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/\" data-dig-id=\"LP-22794-9e8d6056\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Buying a Home\" class=\"rbc-link-format\">Cyber Security<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-237cfdc3-024c-4935-8054-563ecb34c044\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"461\" height=\"404\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/06\/Online-Security.png\" alt=\"Cyber security\" class=\"wp-image-87352\" style=\"border-bottom-left-radius:8px\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/06\/Online-Security.png 461w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/06\/Online-Security.png?resize=300,263 300w\" sizes=\"auto, (max-width: 461px) 100vw, 461px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-retirement\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/\" data-dig-id=\"LP-22794-ffcf796c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Retirement\" class=\"rbc-link-format\">Retirement<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-febf203d-9e40-4fec-931d-f2ea5c09d3fc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"288\" height=\"241\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/chair.png?w=288\" alt=\"chair\" class=\"wp-image-72149\" style=\"border-bottom-left-radius:8px\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-new-to-canada\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/new-to-canada\/\" data-dig-id=\"LP-22794-486676f5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"New to Canada\" class=\"rbc-link-format\">New to Canada<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-02a1bbb3-536f-4c8d-bdb3-58a27a76ff99\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"221\" height=\"243\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/flag.png?w=221\" alt=\"flag\" class=\"wp-image-72150\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-37359559-a3e8-48e8-bb63-42de50c9c6f9\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-b-0 pad-t-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-1840b230-bf6b-4bad-9273-fb726762017c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-l-hlf mob-mar-l\" id=\"h-latest-articles\">Latest Articles<\/h2>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel section-tabs full-width tabs-scroll is-tabs-style-horizontal-scrolling-tabs is-style-no-border-left-aligned\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-b-0 has-box-shadow-grey-tint-one\" style=\"border-radius:0x\">\n<div class=\"wp-block-rbc-tabs-block-v2 alignfull\">\n<ul class=\"wp-block-rbc-tab-nav-v2  tab-nav\" role=\"tablist\">\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#section-content-ed8611f9\" id=\"section-tab-ed8611f9\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#section-content-ed8611f9\" aria-controls=\"section-content-ed8611f9\" aria-selected=\"false\" data-dig-id=\"LP-22794-ed8611f9\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Latest\" data-dig-anchor=\"\">Latest<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#section-content-d6fdd93b\" id=\"section-tab-d6fdd93b\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#section-content-d6fdd93b\" aria-controls=\"section-content-d6fdd93b\" aria-selected=\"false\" data-dig-id=\"LP-22794-d6fdd93b\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Debt &amp; Stress Relief\" data-dig-anchor=\"\">Debt &amp; Stress Relief<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#section-content-cf4b0444\" id=\"section-tab-cf4b0444\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#section-content-cf4b0444\" aria-controls=\"section-content-cf4b0444\" aria-selected=\"false\" data-dig-id=\"LP-22794-cf4b0444\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Goals &amp; Aspirations\" data-dig-anchor=\"\">Goals &amp; Aspirations<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#section-content-cb9a970d\" id=\"section-tab-cb9a970d\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#section-content-cb9a970d\" aria-controls=\"section-content-cb9a970d\" aria-selected=\"false\" data-dig-id=\"LP-22794-cb9a970d\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Life Events\" data-dig-anchor=\"\">Life Events<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#section-content-321d5a56\" id=\"section-tab-321d5a56\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#section-content-321d5a56\" aria-controls=\"section-content-321d5a56\" aria-selected=\"false\" data-dig-id=\"LP-22794-321d5a56\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Money Academy\" data-dig-anchor=\"\">Money Academy<\/a><\/li>\n\n\n\n<li role=\"presentation\" 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class=\"offscreen\">Go to previous tab<\/span><\/button><button class=\"tabs-next\"><span class=\"offscreen\">Go to next tab<\/span><\/button><\/div>\n\n\n\n<div class=\"wp-block-rbc-tab-content-v2 tab-content\">\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane show active\" aria-labelledby=\"section-tab-ed8611f9\" id=\"section-content-ed8611f9\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-98274\" class=\"rbc-latest-posts-content-card-type-2 post-98274 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-credit-and-debt tag-paying-for-school rbc_content_type-article rbc_audience-students rbc_lob_group-loans rbc_difficulty_level-beginner rbc_mmm_category-credit-and-borrowing rbc_mmm_category-money-academy rbc_mmm_category-understanding-loans\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A young person with long curly hair sits by a window, looking down at a smartphone displaying a financial app, with lush greenery visible in the background.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/iStock-1351091064.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A young person with long curly hair sits by a window, looking down at a smartphone displaying a financial app, with lush greenery visible in the background.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-loans\/\">\n\t\t\t\t\t\tUnderstanding Loans\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-loans\/what-you-need-to-know-about-student-lines-of-credit-in-canada\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">What You Need to Know About Student Lines of Credit in Canada<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Paying for post-secondary education can be challenging, especially when savings and part-time work aren\u2019t enough to cover tuition and living costs&#8230;.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98274 -->\n\n<article id=\"post-96418\" class=\"rbc-latest-posts-content-card-type-2 post-96418 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-banking-digital-banking tag-personal-finance rbc_content_type-article rbc_lob_group-accounts rbc_difficulty_level-intermediate rbc_mmm_category-account-types rbc_mmm_category-banking-basics rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"An illustrative image of clock and piggy bank sitting on a desk.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/01\/shutterstock_2683838543.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"An illustrative image of clock and piggy bank sitting on a desk.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/account-types\/\">\n\t\t\t\t\t\tAccount Types\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/account-types\/what-is-a-high-interest-savings-account\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">What is a High Interest Savings Account?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">An introduction to High Interest Savings Accounts Do you have some savings you\u2019d like to set aside \u2013 for a future goal or just a rainy day? Want&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-96418 -->\n\n<article id=\"post-94413\" class=\"rbc-latest-posts-content-card-type-2 post-94413 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home tag-home-ownership rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-buying-your-next-home rbc_mmm_category-economics-101 rbc_mmm_category-goals-aspirations rbc_mmm_category-investment-property-and-vacation-home rbc_mmm_category-money-academy rbc_mmm_category-refinancing-and-downsizing rbc_mmm_category-understanding-interest-rates\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Latest Bank of Canada interest rate announced on April 29, 2026.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"640\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/GettyImages-2231674294-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Latest Bank of Canada interest rate announced on April 29, 2026.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/\">\n\t\t\t\t\t\tUnderstanding Interest Rates\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/bank-of-canada-interest-rate-announcement\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Latest update: The Bank of Canada holds its interest rate at 2.25%. <\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-94413 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-dc322f2e-7405-4772-99df-5228786b6d2e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-53491a30-6b2e-40ac-915d-948c01d924a3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-02fa78fb-0910-4d2f-9d24-a74b862e8bfb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1a997ae4-9743-42c5-9b7c-5a5bfe57570a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-eacc7458-301c-4fc7-8fb7-7e2d7580a7de\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c9d7609b-1b55-4fb4-95b9-fa816633d43a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/unexpected-events\/money-in-an-emergency\/emergency-fund-guide\/\" class=\"no-underline\">Your Complete Emergency Fund Guide<\/a><\/p>\n        <p class=\"article-description\">An emergency fund is money set aside to cover unexpected expenses like job loss, illness or major home repairs. Learn how much to save and how to build one.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/top-burning-mortgage-questions-canadians-are-asking\/\" class=\"no-underline\">Top Burning Mortgage Questions Canadians Are Asking<\/a><\/p>\n        <p class=\"article-description\">Get clear answers to Canada&#039;s most-asked mortgage questions. Learn about fixed vs. variable rates, down payments, mortgage renewal, and more. Expert advice from RBC.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/spotting-scams-top-5-threats-affecting-seniors\/\" class=\"no-underline\">Spotting Scams: Top 5 Threats Affecting Seniors<\/a><\/p>\n        <p class=\"article-description\">When it comes to keeping seniors safe from cyber crime, awareness is the starting point. Here\u2019s what today\u2019s most common scams look like \u2013 and the red flags you need to know.<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-eef7aeab-98fe-4c9a-852a-d6086eaaa6fb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-3a7bb8b1 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-587c3d22-2a9e-4b88-bdb9-f54d9d3f5dc3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-4793e707 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-091965069881\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-091965069881\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-459300301660\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-459300301660\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-022368365224\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-022368365224\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-219091294553\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-219091294553\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(46.81%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 46.81%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(8.51%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 8.51%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(19.24%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 19.24%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5ff4d00d-7e64-4bfc-95d5-49ce16a9b2ea\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-674e4b37-5602-4ee5-b156-7c216b91a12d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-98250\" class=\"rbc-latest-posts-content-card-type-2 post-98250 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_audience-black rbc_audience-indigenous rbc_audience-newcomer rbc_audience-parents rbc_audience-seniors rbc_audience-students rbc_lob_group-cyber-security rbc_difficulty_level-beginner rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Young woman and elderly woman sitting together while browsing on a phone.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/Protecting-Seniors-Together-Article-Image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Young woman and elderly woman sitting together while browsing on a phone.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/protecting-seniors-from-scams-what-you-can-do-together\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Protecting Seniors from Scams: What You Can Do Together<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Keeping the seniors in our lives safe from cyber crime is something we do together. Here\u2019s how to build a supportive environment that helps protect&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98250 -->\n\n<article id=\"post-98231\" class=\"rbc-latest-posts-content-card-type-2 post-98231 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-agriculture rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-cash-flow-management-and-financials rbc_mmm_category-commercial rbc_mmm_category-managing-your-business rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A farmer walks through the hog barn with their child.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/A-farmer-walks-through-the-hog-barn-with-their-child.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A farmer walks through the hog barn with their child.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/\">\n\t\t\t\t\t\tCommercial\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/transition-and-succession-planning-tips-for-your-agri-business\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Transition and Succession Planning Tips for Your Agri-Business<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Dr Kohl shares 5 pieces of advice for a successful business transition.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98231 -->\n\n<article id=\"post-98217\" class=\"rbc-latest-posts-content-card-type-2 post-98217 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-entrepreneur rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-planning rbc_mmm_category-cash-flow-management-and-financials rbc_mmm_category-managing-your-business rbc_mmm_category-right-sized-business-advice rbc_mmm_category-small-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Entrepreneur financial planning at computer\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/The-Planning-Advantage-Article-Image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Entrepreneur financial planning at computer\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/business-planning\/\">\n\t\t\t\t\t\tBusiness Planning\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/business-planning\/the-planning-advantage-how-to-build-financial-stability-in-an-uncertain-environment\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">The Planning Advantage: How to Build Financial Stability in an Uncertain Environment<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Uncertainty is part of running a business. The right financial plan can help you stay in control, adapt quickly and build long-term resilience.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98217 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-db3501f9-af5c-4802-8a2c-1a4215ce6366\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7cc9886f-f97d-42d6-95bc-dafc894b9784\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">67% of Canadians are concerned about their cash flow&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3978b0ef-28da-433d-8266-cd33a25624ee\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-cc3b4b2d-1a13-43e2-be23-0fbfa1ad805e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0b6b180b-eed5-48d0-8026-0c1d82078eb6\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-671bf500\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-61311041-d9b3-4d1a-a37c-1de6f55c9ee8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d6b597ad-159c-43e7-986a-1ca3289e5ad8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-ddf4bbcc\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c7afbff1-f93c-49a9-9bd2-70fa317aea91\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c5c5a526-2d0d-47ca-8128-e9f24de15385\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-5a62c76b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-286d8e08-e6a2-4e21-b0ca-706ea7e24502\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b3f071b7-846a-41a6-82b9-3239d44df04d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-40e3e377 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-627f82ca-1db8-43a5-862d-8806608ba1dd\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-85791\" class=\"rbc-latest-posts-content-card-type-2 post-85791 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_lob_group-cyber-security rbc_difficulty_level-beginner rbc_mmm_category-cyber-security rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Person holding phone\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/03\/shutterstock_248776741.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Person holding phone\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/8-apps-and-tools-to-help-defend-against-fraud\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">4 Digital Banking Security Tools to Help Defend Against Fraud<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Discover the helpful digital banking security tools that can help protect your bank account and assets from fraud.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-85791 -->\n\n<article id=\"post-98011\" class=\"rbc-latest-posts-content-card-type-2 post-98011 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-community tag-entrepreneur rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-success-stories rbc_mmm_category-get-inspired rbc_mmm_category-right-sized-business-advice rbc_mmm_category-small-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"AM Engineering team\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"262\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/05\/AM-Engineering-Article-Image.png?quality=80&#038;w=640\"\n\t\t\talt=\"AM Engineering team\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/business-success-stories\/\">\n\t\t\t\t\t\tBusiness Success Stories\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/business-success-stories\/ai-in-action-am-engineering\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">From 2 Days to 2 Hours: How AI Unlocked Growth for AM Engineering #AIinAction<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">A Brampton-based engineering firm is using AI tools to cut rendering time from days to hours, win more work and grow without trading jobs for&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98011 -->\n\n<article id=\"post-97984\" class=\"rbc-latest-posts-content-card-type-2 post-97984 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-entrepreneur rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-planning rbc_mmm_category-cash-flow-management-and-financials rbc_mmm_category-managing-your-business rbc_mmm_category-right-sized-business-advice rbc_mmm_category-small-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Small business owner financial planning\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/05\/Startegic-Deb-Article-Image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Small business owner financial planning\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/business-planning\/\">\n\t\t\t\t\t\tBusiness Planning\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/business-planning\/strategic-debt-stronger-business-how-to-build-financial-resilience-with-smart-borrowing\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Strategic Debt, Stronger Business: How to Build Financial Resilience With Smart Borrowing<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Not all business debt is created equal. Explore the distinctions between healthy and harmful credit and how to leverage debt to boost your&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97984 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-095bb259-2553-451c-bd26-59d412ccdc97\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-3295dbfb-f586-46fd-89f6-f408b93bcd5d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-ee025b54-ef8f-460e-83f2-7a7dfb424332\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a6141183-b835-4134-861b-4c3d056c23c8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">Over half of Canadians believe retiring comfortably is their most important investing goal&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0506a48f-3696-41d2-9a4d-a7769872b8ad\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-22924c84-83fe-40d6-8854-6c925a095c79\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6a0fdf9d-b216-4038-8342-e9d34e225e95\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-353f1a09\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FSHA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FSHA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-fa465727-7be1-4afc-b1a7-17070249145e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-de7a52e6-e815-4a22-86d0-6b1a1d1f8968\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-a9403579\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e00b3d06-07e3-4c85-b949-21aa4e132d86\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-35d1fce3-fed5-4a0b-b4d3-6b8e3b968665\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-b54f0dfd\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a0ad39c2-500b-4a5b-a2c4-71cd4a6b10ac\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"mob-pad-l-0 mob-pad-r-0 pad-b-0 pad-t-0 tab-pane\" aria-labelledby=\"section-tab-d6fdd93b\" id=\"section-content-d6fdd93b\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-74892\" class=\"rbc-latest-posts-content-card-type-2 post-74892 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-personal-finance rbc_content_type-article rbc_lob_group-accounts rbc_difficulty_level-beginner rbc_mmm_category-bankruptcy rbc_mmm_category-consumer-proposals rbc_mmm_category-debt-stress-relief\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Young man at a desk upset about debt\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-08-01T105643.093.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Young man at a desk upset about debt\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/consumer-proposals\/\">\n\t\t\t\t\t\tConsumer Proposals\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/consumer-proposals\/a-consumer-proposal-or-bankruptcy\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Consumer Proposal vs Bankruptcy in Canada: What&#8217;s the Difference<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Deciding between a consumer proposal and bankruptcy in Canada? Compare timelines, asset protection, costs, and credit impact \u2014 and find the path&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-74892 -->\n\n<article id=\"post-58164\" class=\"rbc-latest-posts-content-card-type-2 post-58164 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-managing-money rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-bankruptcy rbc_mmm_category-consumer-proposals rbc_mmm_category-debt-stress-relief\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Burning candle on table in darkness\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-07-20T105927.651.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Burning candle on table in darkness\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/consumer-proposals\/\">\n\t\t\t\t\t\tConsumer Proposals\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/consumer-proposals\/an-alternative-to-bankruptcy-understanding-the-consumer-proposal-process-in-canada\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">What&#8217;s a Consumer Proposal in Canada? How it Works, Costs and Eligibility<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">In Canada, a consumer proposal is a government-regulated debt solution that lets you repay a portion of what you owe over time.  Learn how it works,&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58164 -->\n\n<article id=\"post-74766\" class=\"rbc-latest-posts-content-card-type-2 post-74766 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-personal-finance rbc_content_type-article rbc_lob_group-accounts rbc_difficulty_level-beginner rbc_mmm_category-bankruptcy rbc_mmm_category-consumer-proposals rbc_mmm_category-debt-stress-relief\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Stressed woman looking at her bills\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-08-17T163722.877.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Stressed woman looking at her bills\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/consumer-proposals\/\">\n\t\t\t\t\t\tConsumer Proposals\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/consumer-proposals\/how-does-a-consumer-proposal-affect-credit-scores\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How Does a Consumer Proposal Affect Credit Scores?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">A consumer proposal can make it easier to manage debt to become debt-free, but it may take a toll on your credit score.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-74766 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-5e9d1309-f974-4964-83b9-9e6bd4b1d43a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-3cde6069-facb-45f6-8fd0-ed4a142be5fc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-931ca592-67ea-4d50-9be9-3ea57c7475c4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">44% of Canadians were not prepared for the impact of inflation&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-98629547-0197-4e8f-8fae-249d42e76ac9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-167e86fb-3c9f-48f4-9282-b6bbd41e09f5\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-0\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c9f7f98a-7b0e-4860-9ac5-f526a1d892c8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/unexpected-events\/money-in-an-emergency\/emergency-fund-guide\/\" class=\"no-underline\">Your Complete Emergency Fund Guide<\/a><\/p>\n        <p class=\"article-description\">An emergency fund is money set aside to cover unexpected expenses like job loss, illness or major home repairs. Learn how much to save and how to build one.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-and-credit-scores\/6-ways-to-rebuild-your-credit-score\/\" class=\"no-underline\">6 Ways to Rebuild Your Credit Score<\/a><\/p>\n        <p class=\"article-description\">If your credit score is suffering due to missed payments, or mounting bills and debt, there are steps you can take to get back on track.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-and-credit-scores\/5-tips-to-help-keep-your-credit-score-in-good-standing\/\" class=\"no-underline\">5 Tips to Help Keep Your Credit Score in Good Standing<\/a><\/p>\n        <p class=\"article-description\">Keeping a healthy credit score is about more than just watching what you spend. Follow these tips to help keep your score credit-worthy.<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5cc6dc26-5227-4f2a-a2fb-4b44bdc4c53e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-3a7bb8b1 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-2ec45096-c260-4998-94ab-aa49c6f1c225\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-4793e707 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-0\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-112492828261\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-112492828261\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-617685643005\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-617685643005\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-742273530873\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-742273530873\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-062369140264\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-062369140264\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(46.81%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 46.81%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(8.51%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 8.51%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(19.24%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 19.24%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-34bd2645-38e9-42b6-90ac-cc59f4a686a6\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-50f9e534-eb46-469c-bffb-54f188e20327\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-93081\" class=\"rbc-latest-posts-content-card-type-2 post-93081 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-entrepreneur rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-intermediate rbc_mmm_category-bankruptcy rbc_mmm_category-business rbc_mmm_category-business-bankruptcy rbc_mmm_category-cash-flow-management-and-financials rbc_mmm_category-debt-stress-relief rbc_mmm_category-managing-your-business rbc_mmm_category-right-sized-business-advice rbc_mmm_category-small-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Woman and trainer lifting weights in a gym\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/03\/iStock-1343159253_b7ad5a.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Woman and trainer lifting weights in a gym\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/cash-flow-management-and-financials\/\">\n\t\t\t\t\t\tCash Flow Management and Financials\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/cash-flow-management-and-financials\/business-insolvencies-avoid-pitfalls\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Business Insolvencies Remain High in Canada: Avoid These 6 Pitfalls to Reduce Your Risk and Improve Your Financial Resilience<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">In challenging economic conditions, it\u2019s important to improve your financial resilience to reduce the risk of insolvency. Understanding the common&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-93081 -->\n\n<article id=\"post-74568\" class=\"rbc-latest-posts-content-card-type-2 post-74568 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-and-debt rbc_content_type-article rbc_difficulty_level-beginner rbc_mmm_category-bankruptcy rbc_mmm_category-debt-stress-relief rbc_mmm_category-personal-bankruptcy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Stressed woman looking at her computer and her bills at the kitchen table\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-08-30T142106.638.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Stressed woman looking at her computer and her bills at the kitchen table\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/\">\n\t\t\t\t\t\tPersonal Bankruptcy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/6-strategies-to-help-avoid-personal-bankruptcy\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How to Avoid Bankruptcy in Canada<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Strategies to help individuals who want to avoid personal bankruptcy.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-74568 -->\n\n<article id=\"post-58157\" class=\"rbc-latest-posts-content-card-type-2 post-58157 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-and-debt rbc_content_type-article rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-bankruptcy rbc_mmm_category-credit-and-borrowing rbc_mmm_category-debt-stress-relief rbc_mmm_category-money-academy rbc_mmm_category-personal-bankruptcy rbc_mmm_category-understanding-credit-and-credit-scores\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Man out of image at a desk with hand pointing to a pie chart\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-07-14T144318.684.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Man out of image at a desk with hand pointing to a pie chart\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/\">\n\t\t\t\t\t\tPersonal Bankruptcy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/what-happens-to-your-credit-score-if-you-declare-bankruptcy\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Bankruptcy and Credit Score Canada: Impact, Timeline and Rebuilding Tips<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">How declaring bankruptcy affects your credit score, and ways to minimize the impact.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58157 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-bf1f741b-8733-4f37-8d05-b6558a81ae49\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-c0d547b1-15c1-44c0-a462-04b374f18b43\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5802de7b-27a1-48d2-a7bc-a75f746a14de\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">67% of Canadians are concerned about their cash flow&nbsp;&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e1d74440-e0f7-4a2d-a904-aacdc5cc253f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-86cbcf35-1fdc-4415-8ae2-5fafddc0439c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-0\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-472d624c-6603-4cdc-8baf-07627dc61cab\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-b2b1283b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-58aed9f9-a60c-4dc4-aab8-aa4c3c36ebb3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ca30828f-a0d0-45ec-85e3-26b3ac9de4b9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-7c8a2940\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d21414f2-cf8e-4cf1-b5f6-c3064eefca3f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-f887b27f-9d4a-4844-aacb-7ad91fb0e397\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-1ca97838\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6c86ed07-7fa5-4593-a27c-08d0500c3221\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-188bc750-3b03-49d2-b5dc-7cb0347e899f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-40e3e377 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a85c8fc0-fcfd-4b49-8ce2-7e59320b1d3e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-97112\" class=\"rbc-latest-posts-content-card-type-2 post-97112 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-managing-money tag-personal-finance rbc_content_type-article rbc_audience-black rbc_audience-business-owners rbc_audience-indigenous rbc_audience-newcomer rbc_audience-parents rbc_audience-relationships rbc_audience-seniors rbc_audience-students rbc_audience-youth rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-banking-basics rbc_mmm_category-budgeting rbc_mmm_category-debt-stress-relief rbc_mmm_category-money-academy rbc_mmm_category-money-in-an-emergency rbc_mmm_category-unexpected-events\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Hand holding black umbrella over white piggy bank symbolizing financial protection\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_2044837280.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Hand holding black umbrella over white piggy bank symbolizing financial protection\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/unexpected-events\/money-in-an-emergency\/\">\n\t\t\t\t\t\tMoney in an Emergency\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/unexpected-events\/money-in-an-emergency\/emergency-fund-guide\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Your Complete Emergency Fund Guide<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">An emergency fund is money set aside to cover unexpected expenses like job loss, illness or major home repairs. Learn how much to save and how to&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97112 -->\n\n<article id=\"post-97040\" class=\"rbc-latest-posts-content-card-type-2 post-97040 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-managing-money rbc_content_type-article rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-debt-stress-relief rbc_mmm_category-loss-of-income rbc_mmm_category-unexpected-events\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Man is stressed about bills, car payments, house payments, and holds his head in his hands as he looks at the bills. Confused about financial information or worried about spending money and budgeting\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_2415268065.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Man is stressed about bills, car payments, house payments, and holds his head in his hands as he looks at the bills. Confused about financial information or worried about spending money and budgeting\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/unexpected-events\/loss-of-income\/\">\n\t\t\t\t\t\tLoss of Income\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/unexpected-events\/loss-of-income\/how-to-budget-after-job-loss\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How to Budget After Job Loss<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how to budget after a job loss, including how to apply for EI, prioritize bills, stretch savings \u2014 and manage money until you find your next&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97040 -->\n\n<article id=\"post-57341\" class=\"rbc-latest-posts-content-card-type-2 post-57341 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-banking-digital-banking tag-savings rbc_content_type-article rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-account-types rbc_mmm_category-banking-basics rbc_mmm_category-banking-tips rbc_mmm_category-debt-stress-relief rbc_mmm_category-managing-expenses rbc_mmm_category-money-academy rbc_mmm_category-struggling-to-make-ends-meet\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"post card image\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/thumb-account-matchmaker_402x-2.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"post card image\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/account-types\/\">\n\t\t\t\t\t\tAccount Types\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/account-types\/account-matchmaker-should-you-get-a-chequing-account-savings-account-or-both\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Account Matchmaker: Should You Get a Chequing Account, Savings Account or Both?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Don&#039;t know if you need a chequing account, a savings account, or both? We explain the difference and help match you with the right account.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57341 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d7876bd5-b506-48db-8c45-f0b9f3e95cfc\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-5b8cf341-a02b-44ba-9883-cfdade91c4e9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-3b0a9ed1-900b-4f0b-aa04-91c0b72bcbd6\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e3a6bb9a-388a-4ff8-a95a-c7fe5e33bc4e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">54% of Canadians are paying more attention to their day-to-day living expenses&nbsp;&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-284265dd-1f2a-4e98-b052-b7372dce77d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-fb097df1-7932-4328-a069-8f07f5edb7dd\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-0\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b3c7555e-5b03-486a-8cb9-b9dddd89bf9a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-0eb840f9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FHSA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FHSA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0673b844-c933-4d8a-8894-e4b9b83a3be2\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8607d64c-92f6-4eb8-95ee-eea63c0f8e32\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-6aac9bc7\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8c161a19-87d1-458b-9bdd-20da2a90fda9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e490262c-506d-4c1d-8dcb-ffc648388420\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-b0466574\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1990613e-f9d1-45a5-8a27-2de81857b10e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane\" aria-labelledby=\"section-tab-cf4b0444\" id=\"section-content-cf4b0444\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-94413\" class=\"rbc-latest-posts-content-card-type-2 post-94413 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home tag-home-ownership rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-buying-your-next-home rbc_mmm_category-economics-101 rbc_mmm_category-goals-aspirations rbc_mmm_category-investment-property-and-vacation-home rbc_mmm_category-money-academy rbc_mmm_category-refinancing-and-downsizing rbc_mmm_category-understanding-interest-rates\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Latest Bank of Canada interest rate announced on April 29, 2026.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"640\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/GettyImages-2231674294-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Latest Bank of Canada interest rate announced on April 29, 2026.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/\">\n\t\t\t\t\t\tUnderstanding Interest Rates\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/bank-of-canada-interest-rate-announcement\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Latest update: The Bank of Canada holds its interest rate at 2.25%. <\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-94413 -->\n\n<article id=\"post-97885\" class=\"rbc-latest-posts-content-card-type-2 post-97885 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-students rbc_content_type-article rbc_audience-students rbc_audience-youth rbc_lob_group-accounts rbc_difficulty_level-beginner rbc_mmm_category-finding-a-job rbc_mmm_category-goals-aspirations rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A young woman wearing glasses, an orange top, and a yellow backpack reads job postings on a bulletin board in a bright hallway.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/05\/Woman-looking-at-Job-Board.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A young woman wearing glasses, an orange top, and a yellow backpack reads job postings on a bulletin board in a bright hallway.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/finding-a-job\/\">\n\t\t\t\t\t\tFinding a Job\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/finding-a-job\/your-guide-to-finding-an-entry-level-job-as-a-recent-graduate\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Your Guide to Finding an Entry-Level Job as a Recent Graduate<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Looking to land your first job as a new graduate? Here\u2019s what you need to know to help secure your first job offer.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97885 -->\n\n<article id=\"post-97874\" class=\"rbc-latest-posts-content-card-type-2 post-97874 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-travel-tips rbc_content_type-article rbc_lob_group-accounts rbc_difficulty_level-beginner rbc_mmm_category-goals-aspirations rbc_mmm_category-planning-for-a-big-trip rbc_mmm_category-travel-and-cross-border\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A smiling woman wearing a sun hat and sunglasses uses her smartphone while sitting on a sunny coastal promenade, with a colourful Mediterranean waterfront town in the background.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/05\/Woman-on-vacation.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A smiling woman wearing a sun hat and sunglasses uses her smartphone while sitting on a sunny coastal promenade, with a colourful Mediterranean waterfront town in the background.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/planning-for-a-big-trip\/\">\n\t\t\t\t\t\tPlanning for a Big Trip\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/planning-for-a-big-trip\/how-to-save-for-your-next-vacation\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How to Save for Your Next Vacation<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how to save money for your dream vacation. Discover the best savings strategies, tips, and RBC tools to make your travel dreams a reality.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97874 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-2aafb84e-ec5c-4b96-979a-79f6dba844c6\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-b3531674-e3d6-4133-b51f-4b67cf2c4915\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-20500d39-3938-406d-b3f3-87edd07d137d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a8f39f73-6126-4e20-be15-8741ede964b1\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-65563a39-f059-451a-81b3-0837e106dd2f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-1\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1c3e768b-0a9d-4022-83aa-67763a2ea57d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/top-burning-mortgage-questions-canadians-are-asking\/\" class=\"no-underline\">Top Burning Mortgage Questions Canadians Are Asking<\/a><\/p>\n        <p class=\"article-description\">Get clear answers to Canada&#039;s most-asked mortgage questions. Learn about fixed vs. variable rates, down payments, mortgage renewal, and more. Expert advice from RBC.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/bank-of-canada-interest-rate-announcement\/\" class=\"no-underline\">Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage<\/a><\/p>\n        <p class=\"article-description\">Latest update: The Bank of Canada holds its interest rate at 2.25%. <\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/how-much-money-do-you-really-need-to-buy-your-first-home-in-canada\/\" class=\"no-underline\">How much money do you really need to buy your first home in Canada?<\/a><\/p>\n        <p class=\"article-description\">Planning to buy your first home in Canada? There\u2019s more to it than mortgages and down payments. Learn about hidden costs and investment strategies to save faster.   <\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e3598a69-6e3b-4422-9132-0050c324c3d8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-3a7bb8b1 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-da17a090-27cc-4dcb-b00a-e2deb70c5149\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-4793e707 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-1\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-928894848345\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-928894848345\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-400059358408\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-400059358408\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-857897970155\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-857897970155\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-487859127623\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-487859127623\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(46.81%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 46.81%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(8.51%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 8.51%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(19.24%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 19.24%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-eb334740-57fd-4d5e-9888-b14c40f2f1d8\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d733efb9-41d8-4be6-bdb5-8b23c11fffb5\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-57472\" class=\"rbc-latest-posts-content-card-type-2 post-57472 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-home-ownership tag-real-estate rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-account-types rbc_mmm_category-banking-basics rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-goals-aspirations rbc_mmm_category-life-events rbc_mmm_category-money-academy rbc_mmm_category-new-to-canada rbc_mmm_category-settling-in-canada\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A person using a calculator and holding a pen at a desk, with a clipboard and a small model house in the background, representing the financial planning involved in buying a home.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-default-222-1-1-2.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A person using a calculator and holding a pen at a desk, with a clipboard and a small model house in the background, representing the financial planning involved in buying a home.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/mortgage-101-finding-the-right-sized-mortgage-for-you-checklist\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Mortgage 101: Finding the Right-sized Mortgage for You [CHECKLIST]<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">While you may be tempted to buy at the top of your price range to get that perfect home, make sure you&#039;ve thought about the additional costs \u2014&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57472 -->\n\n<article id=\"post-97831\" class=\"rbc-latest-posts-content-card-type-2 post-97831 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-real-estate rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-buying-your-next-home rbc_mmm_category-goals-aspirations\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Burning Questions: Mortgage Edition\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"360\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/05\/114676-WEB_BurningQs_Banner_1200x675_0526_E.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Burning Questions: Mortgage Edition\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/top-burning-mortgage-questions-canadians-are-asking\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Top Burning Mortgage Questions Canadians Are Asking<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Get clear answers to Canada&#039;s most-asked mortgage questions. Learn about fixed vs. variable rates, down payments, mortgage renewal, and more. Expert&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97831 -->\n\n<article id=\"post-57480\" class=\"rbc-latest-posts-content-card-type-2 post-57480 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-home-ownership tag-real-estate rbc_content_type-article rbc_audience-newcomer rbc_audience-parents rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-goals-aspirations rbc_mmm_category-life-events rbc_mmm_category-new-to-canada rbc_mmm_category-settling-in-canada\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Girl speaking on her phone\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/TD-8-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Girl speaking on her phone\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/home-buying-top-tips-tools-for-every-step-of-the-journey\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Home Buying: Top Tips &amp; Tools for Every Step of the Journey<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">By understanding the home-buying process you can plan ahead, prepare financially, and find the right home for you.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57480 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-47c84be4-d9d2-44ee-a5a8-0791851e3263\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-39c7dbd1-2c6f-4023-af14-3fb2ec73782c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ab4cee2e-9ccc-4c3c-8822-b02ba2f3bb24\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">67% of Canadians are concerned about their cash flow<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e07cb9cc-e597-4481-861e-4bcff00155be\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-83db0eb4-1094-41ea-b45f-10a00c5c72a3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-1\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-583f2252-9bbe-4b2f-9a0c-0d4a8746ed34\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-d4791dd4\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-bdb5178c-fad6-4c6e-92bf-5700e6f9edc8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8dd3bb8b-89e5-49fb-989c-bd062c31d25f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-211e2e41\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6b05795c-75a6-41a7-85c9-6467bb01c2c2\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3be36cf5-bf73-4f43-a4b4-484639248c91\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-e9339ae6\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-95ecce68-48e3-4618-83fb-54de8b4f8c60\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-f83f5a77-7ce0-44de-bf91-ecaccf64cbbb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-40e3e377 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ae17bdc5-7664-4c31-a352-afe362b3e3e4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-97092\" class=\"rbc-latest-posts-content-card-type-2 post-97092 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-managing-money tag-paying-for-school tag-resp tag-rrsp rbc_content_type-article rbc_audience-parents rbc_audience-students rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-goals-aspirations rbc_mmm_category-going-to-college-or-university rbc_mmm_category-life-events rbc_mmm_category-parenthood rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Parents happily celebrating childs graduation while knowing they have been able to balance RESP and RRSP contributions.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_172567265_RESPvsRRSP.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Parents happily celebrating childs graduation while knowing they have been able to balance RESP and RRSP contributions.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/resps-vs-rrsps-how-to-balance-education-and-retirement-savings\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">RESPs vs RRSPs: How to Balance Education and Retirement Savings<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how parents can balance RESP and RRSP contributions to help pay for their child\u2019s post-secondary education without sacrificing their own&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97092 -->\n\n<article id=\"post-96933\" class=\"rbc-latest-posts-content-card-type-2 post-96933 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-personal-finance tag-retirement rbc_content_type-article rbc_audience-parents rbc_audience-relationships rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-goals-aspirations rbc_mmm_category-planning-for-retirement rbc_mmm_category-retirement\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Middle-aged couple walking dog while reflecting on retirement savings and future financial security; image representing retirement readiness planning\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_1823396156_retirementreadiness.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Middle-aged couple walking dog while reflecting on retirement savings and future financial security; image representing retirement readiness planning\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/\">\n\t\t\t\t\t\tPlanning for Retirement\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/behind-on-retirement-savings-what-to-do-now\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Behind on retirement savings? What to do now.<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Behind on retirement savings? Assess your retirement readiness and learn how to catch up with proven strategies designed for Canadians.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-96933 -->\n\n<article id=\"post-96826\" class=\"rbc-latest-posts-content-card-type-2 post-96826 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home tag-real-estate rbc_content_type-article rbc_audience-indigenous rbc_audience-newcomer rbc_audience-parents rbc_audience-relationships rbc_audience-seniors rbc_audience-students rbc_audience-youth rbc_lob_group-mortgage rbc_difficulty_level-intermediate rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-goals-aspirations\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A wooden toy house next to a notepad\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"424\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/07\/HOME-BUYING-_1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A wooden toy house next to a notepad\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/how-much-money-do-you-really-need-to-buy-your-first-home-in-canada\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How much money do you really need to buy your first home in Canada?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Planning to buy your first home in Canada? There\u2019s more to it than mortgages and down payments. Learn about hidden costs and investment strategies&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-96826 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-17ec63a1-2908-46a0-9642-96a2e3c9d14d\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-36fd2aec-cbb9-4253-b3ce-5bcb3c8bad3a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-77b0a295-b25e-46c3-b13a-ff19af6f09f2\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7a760768-ac0f-4d89-87a9-5e0484f4aedd\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">Over half of Canadians believe retiring comfortably is their most important investing goal<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-76cb88e4-456d-4688-a22f-fb1d1859c79a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4ddc235e-7b01-439e-aa56-faef444b360a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-1\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-41f4d3b6-1b89-4666-817c-9e856bf9772d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-26859815\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FHSA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FHSA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c1ef1180-30d1-4b71-bb8c-25d87eb383fa\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4d99d5ce-a2d5-455d-8f28-4ee1c93a02d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-b8160e66\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ac6149a4-ec29-4a05-a151-6b9109528d9c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7178cac0-e62d-4dd6-913e-76536fd3e878\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-21432c02\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0b099ab7-386e-438c-8ddc-efb2ba661a36\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane\" aria-labelledby=\"section-tab-cb9a970d\" id=\"section-content-cb9a970d\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-57472\" class=\"rbc-latest-posts-content-card-type-2 post-57472 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-home-ownership tag-real-estate rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-account-types rbc_mmm_category-banking-basics rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-goals-aspirations rbc_mmm_category-life-events rbc_mmm_category-money-academy rbc_mmm_category-new-to-canada rbc_mmm_category-settling-in-canada\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A person using a calculator and holding a pen at a desk, with a clipboard and a small model house in the background, representing the financial planning involved in buying a home.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-default-222-1-1-2.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A person using a calculator and holding a pen at a desk, with a clipboard and a small model house in the background, representing the financial planning involved in buying a home.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/mortgage-101-finding-the-right-sized-mortgage-for-you-checklist\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Mortgage 101: Finding the Right-sized Mortgage for You [CHECKLIST]<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">While you may be tempted to buy at the top of your price range to get that perfect home, make sure you&#039;ve thought about the additional costs \u2014&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57472 -->\n\n<article id=\"post-57480\" class=\"rbc-latest-posts-content-card-type-2 post-57480 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-home-ownership tag-real-estate rbc_content_type-article rbc_audience-newcomer rbc_audience-parents rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-goals-aspirations rbc_mmm_category-life-events rbc_mmm_category-new-to-canada rbc_mmm_category-settling-in-canada\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Girl speaking on her phone\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/TD-8-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Girl speaking on her phone\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/home-buying-top-tips-tools-for-every-step-of-the-journey\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Home Buying: Top Tips &amp; Tools for Every Step of the Journey<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">By understanding the home-buying process you can plan ahead, prepare financially, and find the right home for you.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57480 -->\n\n<article id=\"post-89780\" class=\"rbc-latest-posts-content-card-type-2 post-89780 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-career-planning-development tag-education rbc_content_type-article rbc_audience-newcomer rbc_lob_group-newcomer rbc_difficulty_level-beginner rbc_mmm_category-employment-in-canada rbc_mmm_category-finding-a-job rbc_mmm_category-goals-aspirations rbc_mmm_category-life-events rbc_mmm_category-new-to-canada rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Graduation caps in the sky\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"480\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/09\/shutterstock_2475380851_studentdebt.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Graduation caps in the sky\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/finding-a-job\/\">\n\t\t\t\t\t\tFinding a Job\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/finding-a-job\/repay-student-loan\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How to Repay Student Loans In Canada: A Guide for Grads<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Get tips and tools on how to pay down your student debt faster.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-89780 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-920b93c5-b36e-4228-bd8d-bdde5d086d37\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-c68f16dd-eeb9-4596-884e-38525929123b\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-48e259fa-7d9c-42d6-b908-1c3d4bd9cf15\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-aac302c0-bc02-4992-bca9-ff67be75e109\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-12a4ecec-ea97-49fc-a08b-a6025b1c23cc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-2\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e1f604a9-d76a-484c-8ad2-0001904d3d19\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/women-money-management\/from-kitchen-table-to-boardroom-table-side-hustles-for-women-and-stay-at-home-moms\/\" class=\"no-underline\">From Kitchen Table to Boardroom Table: Side hustles for women and stay-at-home moms<\/a><\/p>\n        <p class=\"article-description\">With the rising cost of living, many women are starting side hustles to supplement their household income and gain greater financial independence. Here are some ideas to get you started.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/the-cost-of-raising-a-child-in-canada-what-to-expect-at-every-stage\/\" class=\"no-underline\">The Cost of Raising a Child in Canada: What to Expect at Every Stage<\/a><\/p>\n        <p class=\"article-description\">Raising a child comes with real costs, but fewer surprises when you know what to expect. See how the numbers break down by age and how smart planning can make family finances more manageable.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-cards\/how-does-credit-card-interest-rate-work\/\" class=\"no-underline\">How does credit card interest rate work<\/a><\/p>\n        <p class=\"article-description\">Credit cards can be a helpful financial tool but beware of interest charges.  Here\u2019s how credit card interest rates work.<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-aa76fae6-fe8b-4a87-8022-4fc603a3c09d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-3a7bb8b1 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-038c3bde-fc18-4b3b-bf63-b9c845b140c2\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-4793e707 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-2\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-192727111259\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-192727111259\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-762007377038\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-762007377038\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-828538729356\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-828538729356\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-919680868731\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-919680868731\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(46.81%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 46.81%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(8.51%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 8.51%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(19.24%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 19.24%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-05a8fa13-292b-46c4-a054-2135b10d9f9f\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a103570f-161d-45ae-9ef5-729495194b66\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-97645\" class=\"rbc-latest-posts-content-card-type-2 post-97645 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-education tag-paying-for-school tag-students rbc_content_type-article rbc_audience-parents rbc_audience-students rbc_lob_group-students rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-goals-aspirations rbc_mmm_category-going-to-college-or-university rbc_mmm_category-life-events rbc_mmm_category-parenthood rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Parent and child reviewing post-secondary education options together on a laptop at home\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/Cost-of-post-secondary-education_image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Parent and child reviewing post-secondary education options together on a laptop at home\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/canadian-post-secondary-education-costs-a-parents-guide\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Canadian Post-Secondary Education Costs: A Parent&#8217;s Guide<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn about Canada&#039;s post-secondary costs, how to save with RESPs, maximize government grants and plan for your child&#039;s tuition stress-free.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97645 -->\n\n<article id=\"post-97092\" class=\"rbc-latest-posts-content-card-type-2 post-97092 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-managing-money tag-paying-for-school tag-resp tag-rrsp rbc_content_type-article rbc_audience-parents rbc_audience-students rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-goals-aspirations rbc_mmm_category-going-to-college-or-university rbc_mmm_category-life-events rbc_mmm_category-parenthood rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Parents happily celebrating childs graduation while knowing they have been able to balance RESP and RRSP contributions.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_172567265_RESPvsRRSP.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Parents happily celebrating childs graduation while knowing they have been able to balance RESP and RRSP contributions.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/resps-vs-rrsps-how-to-balance-education-and-retirement-savings\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">RESPs vs RRSPs: How to Balance Education and Retirement Savings<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how parents can balance RESP and RRSP contributions to help pay for their child\u2019s post-secondary education without sacrificing their own&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97092 -->\n\n<article id=\"post-96982\" class=\"rbc-latest-posts-content-card-type-2 post-96982 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-family tag-managing-money tag-parenting tag-personal-finance rbc_content_type-article rbc_audience-parents rbc_audience-relationships rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-life-events rbc_mmm_category-parenthood\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Three generations of a family on a beach representing the sandwich generation who care for elderly parents while raising children.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_570500365_SandwichGeneration.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Three generations of a family on a beach representing the sandwich generation who care for elderly parents while raising children.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/sandwich-generation-financial-planning-in-canada-a-complete-guide\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Sandwich Generation Financial Planning in Canada: A Complete Guide<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">The Sandwich Generation are Canadians supporting aging parents and children. Learn how financial planning can reduce stress and protect retirement.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-96982 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-a82a1108-3d75-4d9e-8c78-88287399af07\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-bdaa8f7e-671a-4d45-8aef-6b96aad209d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a4703107-acb0-43ce-982a-d046b99dbebb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">67% of Canadians are concerned about their cash flow<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-bbec7f33-633e-4505-a1cb-c9d4e09607ce\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-94b1755f-90fc-4844-bc64-fcecc3dfaf14\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-2\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-2dd04d33-60af-46c7-b03b-b4cefd5ce647\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-1f02ab50\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-771d898e-1deb-43d0-ad29-cd88c7851547\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-453a467b-a282-4314-b570-432bdc8c3c9f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-b0f5b723\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0df03b70-bb27-4efa-9eb4-bc2fd4fb8328\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4a8d0687-a34e-443b-8566-f9e5a352f124\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-b2220d55\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-fb1d54ed-700c-4167-b410-8d28faa44d49\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d2cbcd79-9ac9-4032-898b-03f524e4b939\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-40e3e377 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-25a7dd34-766f-4390-b535-7091910e9add\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-97092\" class=\"rbc-latest-posts-content-card-type-2 post-97092 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-managing-money tag-paying-for-school tag-resp tag-rrsp rbc_content_type-article rbc_audience-parents rbc_audience-students rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-goals-aspirations rbc_mmm_category-going-to-college-or-university rbc_mmm_category-life-events rbc_mmm_category-parenthood rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Parents happily celebrating childs graduation while knowing they have been able to balance RESP and RRSP contributions.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_172567265_RESPvsRRSP.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Parents happily celebrating childs graduation while knowing they have been able to balance RESP and RRSP contributions.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/resps-vs-rrsps-how-to-balance-education-and-retirement-savings\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">RESPs vs RRSPs: How to Balance Education and Retirement Savings<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how parents can balance RESP and RRSP contributions to help pay for their child\u2019s post-secondary education without sacrificing their own&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97092 -->\n\n<article id=\"post-96933\" class=\"rbc-latest-posts-content-card-type-2 post-96933 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-personal-finance tag-retirement rbc_content_type-article rbc_audience-parents rbc_audience-relationships rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-goals-aspirations rbc_mmm_category-planning-for-retirement rbc_mmm_category-retirement\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Middle-aged couple walking dog while reflecting on retirement savings and future financial security; image representing retirement readiness planning\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_1823396156_retirementreadiness.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Middle-aged couple walking dog while reflecting on retirement savings and future financial security; image representing retirement readiness planning\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/\">\n\t\t\t\t\t\tPlanning for Retirement\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/behind-on-retirement-savings-what-to-do-now\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Behind on retirement savings? What to do now.<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Behind on retirement savings? Assess your retirement readiness and learn how to catch up with proven strategies designed for Canadians.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-96933 -->\n\n<article id=\"post-96826\" class=\"rbc-latest-posts-content-card-type-2 post-96826 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home tag-real-estate rbc_content_type-article rbc_audience-indigenous rbc_audience-newcomer rbc_audience-parents rbc_audience-relationships rbc_audience-seniors rbc_audience-students rbc_audience-youth rbc_lob_group-mortgage rbc_difficulty_level-intermediate rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-goals-aspirations\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A wooden toy house next to a notepad\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"424\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/07\/HOME-BUYING-_1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A wooden toy house next to a notepad\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/how-much-money-do-you-really-need-to-buy-your-first-home-in-canada\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How much money do you really need to buy your first home in Canada?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Planning to buy your first home in Canada? There\u2019s more to it than mortgages and down payments. Learn about hidden costs and investment strategies&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-96826 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d1ed5bdb-e220-4241-b1c7-f28d6b245587\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-1bf599d9-5574-4862-a0bc-e7d51581991c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-527b07db-58a6-485f-8f41-5f9cb891c58e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-27f6eabf-d5c6-450b-9146-ebed4acea88a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">54% of Canadians are paying more attention to their day-to-day living expenses<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-329d4d88-f9ac-4452-a421-2d589325bafa\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a39d31c6-4f06-467f-a4c2-f7b7e7dd4400\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-2\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0192472f-b98d-470b-9e81-b51afabab333\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-d5f5247f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FHSA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FHSA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8cca1eeb-f1d1-4d3a-8cf5-2a5759323e76\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-da3dfd05-1b4a-4fb0-8bf3-9e4fd3c9456c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-2f0d0287\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6f7ed773-70bc-44c3-81b1-338a636d8db5\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d627c351-6ed7-433a-8f83-46d3777dd637\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-03563ddf\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-291902f0-c46f-48b1-8281-327930f0d63d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane\" aria-labelledby=\"section-tab-321d5a56\" id=\"section-content-321d5a56\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-98274\" class=\"rbc-latest-posts-content-card-type-2 post-98274 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-credit-and-debt tag-paying-for-school rbc_content_type-article rbc_audience-students rbc_lob_group-loans rbc_difficulty_level-beginner rbc_mmm_category-credit-and-borrowing rbc_mmm_category-money-academy rbc_mmm_category-understanding-loans\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A young person with long curly hair sits by a window, looking down at a smartphone displaying a financial app, with lush greenery visible in the background.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/iStock-1351091064.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A young person with long curly hair sits by a window, looking down at a smartphone displaying a financial app, with lush greenery visible in the background.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-loans\/\">\n\t\t\t\t\t\tUnderstanding Loans\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-loans\/what-you-need-to-know-about-student-lines-of-credit-in-canada\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">What You Need to Know About Student Lines of Credit in Canada<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Paying for post-secondary education can be challenging, especially when savings and part-time work aren\u2019t enough to cover tuition and living costs&#8230;.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98274 -->\n\n<article id=\"post-96418\" class=\"rbc-latest-posts-content-card-type-2 post-96418 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-banking-digital-banking tag-personal-finance rbc_content_type-article rbc_lob_group-accounts rbc_difficulty_level-intermediate rbc_mmm_category-account-types rbc_mmm_category-banking-basics rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"An illustrative image of clock and piggy bank sitting on a desk.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/01\/shutterstock_2683838543.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"An illustrative image of clock and piggy bank sitting on a desk.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/account-types\/\">\n\t\t\t\t\t\tAccount Types\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/account-types\/what-is-a-high-interest-savings-account\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">What is a High Interest Savings Account?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">An introduction to High Interest Savings Accounts Do you have some savings you\u2019d like to set aside \u2013 for a future goal or just a rainy day? Want&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-96418 -->\n\n<article id=\"post-94413\" class=\"rbc-latest-posts-content-card-type-2 post-94413 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home tag-home-ownership rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-buying-your-next-home rbc_mmm_category-economics-101 rbc_mmm_category-goals-aspirations rbc_mmm_category-investment-property-and-vacation-home rbc_mmm_category-money-academy rbc_mmm_category-refinancing-and-downsizing rbc_mmm_category-understanding-interest-rates\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Latest Bank of Canada interest rate announced on April 29, 2026.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"640\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/GettyImages-2231674294-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Latest Bank of Canada interest rate announced on April 29, 2026.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/\">\n\t\t\t\t\t\tUnderstanding Interest Rates\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/bank-of-canada-interest-rate-announcement\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Latest update: The Bank of Canada holds its interest rate at 2.25%. <\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-94413 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-24d10094-b04b-48a6-9e51-469df7802a88\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-6833f3b8-b9ae-4568-8ae2-50e05bf28d6d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-2bb3eaa7-480d-43a4-be91-5b46842098a9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-bdcb12a9-3c02-4c74-bd91-ae2db7e21e5a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0bd983de-8471-450a-91eb-44fff2ab906e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-3\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1b3062ee-890c-4a3d-864e-b9bf367ac8c4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/unexpected-events\/money-in-an-emergency\/emergency-fund-guide\/\" class=\"no-underline\">Your Complete Emergency Fund Guide<\/a><\/p>\n        <p class=\"article-description\">An emergency fund is money set aside to cover unexpected expenses like job loss, illness or major home repairs. Learn how much to save and how to build one.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/spotting-scams-top-5-threats-affecting-seniors\/\" class=\"no-underline\">Spotting Scams: Top 5 Threats Affecting Seniors<\/a><\/p>\n        <p class=\"article-description\">When it comes to keeping seniors safe from cyber crime, awareness is the starting point. Here\u2019s what today\u2019s most common scams look like \u2013 and the red flags you need to know.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/bank-of-canada-interest-rate-announcement\/\" class=\"no-underline\">Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage<\/a><\/p>\n        <p class=\"article-description\">Latest update: The Bank of Canada holds its interest rate at 2.25%. <\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6095fe71-c001-4818-ac0e-3036aaf0c188\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-3a7bb8b1 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-d8abd1b2-927f-47af-96c3-d9dfdaf4cedc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-4793e707 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-3\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-022713281664\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-022713281664\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-163860254127\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-163860254127\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-873676762928\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-873676762928\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-960983652679\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-960983652679\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(46.81%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 46.81%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(8.51%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 8.51%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(19.24%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 19.24%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ac26255f-7f4c-4e66-8e95-256f6c5030ff\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-cf3b387e-d54d-4167-9120-b6cc3ff4d237\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-98250\" class=\"rbc-latest-posts-content-card-type-2 post-98250 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_audience-black rbc_audience-indigenous rbc_audience-newcomer rbc_audience-parents rbc_audience-seniors rbc_audience-students rbc_lob_group-cyber-security rbc_difficulty_level-beginner rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Young woman and elderly woman sitting together while browsing on a phone.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/Protecting-Seniors-Together-Article-Image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Young woman and elderly woman sitting together while browsing on a phone.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/protecting-seniors-from-scams-what-you-can-do-together\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Protecting Seniors from Scams: What You Can Do Together<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Keeping the seniors in our lives safe from cyber crime is something we do together. Here\u2019s how to build a supportive environment that helps protect&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98250 -->\n\n<article id=\"post-98073\" class=\"rbc-latest-posts-content-card-type-2 post-98073 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-crime tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_audience-black rbc_audience-indigenous rbc_audience-newcomer rbc_audience-parents rbc_audience-seniors rbc_lob_group-cyber-security rbc_difficulty_level-beginner rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Elderly man sitting on a couch while browsing on his computer.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/Top_5_Threats_Affecting_Seniors_Article_Image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Elderly man sitting on a couch while browsing on his computer.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/spotting-scams-top-5-threats-affecting-seniors\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Spotting Scams: Top 5 Threats Affecting Seniors<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">When it comes to keeping seniors safe from cyber crime, awareness is the starting point. Here\u2019s what today\u2019s most common scams look like \u2013 and&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98073 -->\n\n<article id=\"post-85791\" class=\"rbc-latest-posts-content-card-type-2 post-85791 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_lob_group-cyber-security rbc_difficulty_level-beginner rbc_mmm_category-cyber-security rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Person holding phone\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/03\/shutterstock_248776741.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Person holding phone\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/8-apps-and-tools-to-help-defend-against-fraud\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">4 Digital Banking Security Tools to Help Defend Against Fraud<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Discover the helpful digital banking security tools that can help protect your bank account and assets from fraud.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-85791 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-c066d95b-5311-45ff-aa43-0710bc5a0a7f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-63d862ef-86c1-4fd3-bec4-b735149e727e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-86437df1-ac1d-4bec-844d-3e7e81ff5e8d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">67% of Canadians are concerned about their cash flow<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ad77658f-5da0-453c-9af4-2d157e64af04\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a49b6284-320d-4ea9-911c-68f495a8a55f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-3\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-dc6a1582-d856-4b4a-a528-bcf0e6304586\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-d6879eb0\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e334f69f-bf20-4d98-8628-5f38a31b92ab\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1839495e-a278-4ce6-aad0-157bb7d38687\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-8de2f02f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8fd3a2b3-e34e-4bd7-8097-9c1703fed38e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0afecaf7-20e7-4901-9511-d625a4c86b39\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-8220e430\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6f9233cb-1e5f-4433-8f86-9f19f6bdc3ff\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-37024d2f-2fbc-49c5-bd00-175f329755e9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-40e3e377 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d70e7a02-6e21-4969-b402-1b11bbbd1089\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-97774\" class=\"rbc-latest-posts-content-card-type-2 post-97774 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_audience-black rbc_audience-business-owners rbc_audience-indigenous rbc_audience-newcomer rbc_audience-parents rbc_audience-seniors rbc_audience-students rbc_audience-youth rbc_lob_group-cyber-security rbc_difficulty_level-beginner rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Father and daughter sitting on a couch while using their devices.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/05\/Digital-Privacy-Best-Practices-Article-Image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Father and daughter sitting on a couch while using their devices.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/think-before-you-accept-smart-choices-around-cookies-and-app-permissions\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Think Before You Accept: Smart Choices Around Cookies and App Permissions<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">It\u2019s easy to accept cookies or allow app permissions without a second thought \u2013 but these quick choices shape how your data is collected and used&#8230;.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97774 -->\n\n<article id=\"post-74936\" class=\"rbc-latest-posts-content-card-type-2 post-74936 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-economy tag-managing-money rbc_content_type-article rbc_difficulty_level-beginner rbc_mmm_category-economics-101 rbc_mmm_category-economics-for-beginners rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Glass globe surrounded by a stack with coins.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-07-31T120240.836-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Glass globe surrounded by a stack with coins.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/economics-for-beginners\/\">\n\t\t\t\t\t\tEconomics for Beginners\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/economics-for-beginners\/what-is-money-and-how-does-it-drive-the-economy\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">What Is Money and How Does It Drive the Economy?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Discover how money works in Canada, where it comes from, and the currency characteristics that make it valuable. Learn how money drives our economy&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-74936 -->\n\n<article id=\"post-87444\" class=\"rbc-latest-posts-content-card-type-2 post-87444 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-investing tag-personal-finance tag-savings rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-ideas-and-motivation rbc_mmm_category-inspired-investor rbc_mmm_category-investing rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A couple typing on their laptop and mobile phone.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"365\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/04\/Investing-and-Saving_1856x1058.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A couple typing on their laptop and mobile phone.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/\">\n\t\t\t\t\t\tIdeas and Motivation\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/should-you-be-investing-or-saving-right-now\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Should I Invest or Save?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn the differences between saving and investing and how to decide the best move for your money.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-87444 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-dbadb6be-b4c8-40d3-970f-ee6909962be8\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-137c2907-0caf-4372-a7e8-c4c3163227de\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-a7f3c109-16a3-4b08-9215-5081031a009b\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b3b53625-84ab-4b91-9596-b2bad233f483\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">54% of Canadians are paying more attention to their day-to-day living expenses<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7af2824a-1fdc-40b4-8815-1f55c9fe79b1\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b4b2a6ce-9d42-42ec-b477-1a88929ea29d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-3\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-cf314d6b-101e-480b-8289-d9953300c02a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-e6fafa0b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FHSA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FHSA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5673de06-2e76-4c96-844d-9896fb05ba20\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b9e23578-46ca-43b8-b312-5ff2f03bfceb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-42cadf50\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-f85098d3-7274-45ad-ab5e-be57073586f9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1603755d-6605-44ff-8133-4531dd20c48a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-8995cdcf\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8656dd04-4c5f-4bd2-b801-c5c554981904\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane\" aria-labelledby=\"section-tab-e8aa6246\" id=\"section-content-e8aa6246\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-98231\" class=\"rbc-latest-posts-content-card-type-2 post-98231 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-agriculture rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-cash-flow-management-and-financials rbc_mmm_category-commercial rbc_mmm_category-managing-your-business rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A farmer walks through the hog barn with their child.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/A-farmer-walks-through-the-hog-barn-with-their-child.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A farmer walks through the hog barn with their child.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/\">\n\t\t\t\t\t\tCommercial\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/transition-and-succession-planning-tips-for-your-agri-business\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Transition and Succession Planning Tips for Your Agri-Business<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Dr Kohl shares 5 pieces of advice for a successful business transition.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98231 -->\n\n<article id=\"post-98217\" class=\"rbc-latest-posts-content-card-type-2 post-98217 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-entrepreneur rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-planning rbc_mmm_category-cash-flow-management-and-financials rbc_mmm_category-managing-your-business rbc_mmm_category-right-sized-business-advice rbc_mmm_category-small-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Entrepreneur financial planning at computer\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/The-Planning-Advantage-Article-Image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Entrepreneur financial planning at computer\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/business-planning\/\">\n\t\t\t\t\t\tBusiness Planning\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/business-planning\/the-planning-advantage-how-to-build-financial-stability-in-an-uncertain-environment\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">The Planning Advantage: How to Build Financial Stability in an Uncertain Environment<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Uncertainty is part of running a business. The right financial plan can help you stay in control, adapt quickly and build long-term resilience.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98217 -->\n\n<article id=\"post-98158\" class=\"rbc-latest-posts-content-card-type-2 post-98158 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-entrepreneur rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-planning rbc_mmm_category-cash-flow-management-and-financials rbc_mmm_category-managing-your-business rbc_mmm_category-right-sized-business-advice rbc_mmm_category-small-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Entrepreneur reviewing business financials\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/Year-End-Financial-Reset-Article-Image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Entrepreneur reviewing business financials\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/business-planning\/\">\n\t\t\t\t\t\tBusiness Planning\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/business-planning\/the-year-end-financial-reset-plan-your-next-12-months-with-confidence\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">The Year-End Financial Reset: Plan Your Next 12 Months With Confidence<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98158 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-8634953d-e70d-4d8b-87f8-e9320dac44ce\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-068d984a-c9a9-4da4-87d2-0a8c76a1913f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c2bf7c03-e38f-4cc3-a1da-7ac33bdafe6f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-f0ca7f79-ebde-406a-b808-85c1644ff646\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-fe0fdb0d-9bda-4a3b-89d5-e66ca5ce4b07\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-4\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b8138bcb-0b8e-4b4b-ba09-a00aac2885b9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/solo-entrepreneur\/top-tax-deductions-for-freelancers-side-hustlers-and-self-employed-are-you-missing-out\/\" class=\"no-underline\">Top Tax Deductions for Freelancers, Side-hustlers, and Self-employed: Are You Missing Out?<\/a><\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/grow-your-business\/learn-how-the-canada-small-business-financing-program-can-help-grow-your-business\/\" class=\"no-underline\">Learn How the Canada Small Business Financing Program Can Help Grow Your Business<\/a><\/p>\n        <p class=\"article-description\">The CSBF program helps business owners access financing to start and grow their businesses. Here are answers to the top questions about CSBF.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/business-success-stories\/ai-in-action-am-engineering\/\" class=\"no-underline\">From 2 Days to 2 Hours: How AI Unlocked Growth for AM Engineering #AIinAction<\/a><\/p>\n        <p class=\"article-description\">A Brampton-based engineering firm is using AI tools to cut rendering time from days to hours, win more work and grow without trading jobs for technology<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-62d52459-ecf0-4f2b-9517-3d6125e755fc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-3a7bb8b1 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-3541e4be-382b-4996-92fa-33d814bb819d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-4793e707 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-4\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-895193785365\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-895193785365\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-917569980407\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-917569980407\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-834446773745\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-834446773745\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-728663709879\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-728663709879\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(46.81%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 46.81%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(8.51%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 8.51%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(19.24%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 19.24%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-10f03e4f-88b4-4b3e-b22e-d5a6c57dcb0b\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-33eed068-c3af-4509-b4a7-17233e1125ae\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-98140\" class=\"rbc-latest-posts-content-card-type-2 post-98140 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-commercial-insights tag-energy-efficiency tag-entrepreneur tag-esg rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-success-stories rbc_mmm_category-commercial rbc_mmm_category-get-inspired rbc_mmm_category-innovation rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Yves &amp; Marc Poirier Minimax Express Transportation Inc.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/IMG_2329.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Yves &amp; Marc Poirier Minimax Express Transportation Inc.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/business-success-stories\/\">\n\t\t\t\t\t\tBusiness Success Stories\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/business-success-stories\/how-minimax-express-turned-its-fleet-into-a-competitive-advantage\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How Minimax Express Turned Its Fleet into a Competitive Advantage<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">This 35-year-old trucking business is making real inroads in environmental sustainability \u2013 and seeing the impact both on their books and their&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98140 -->\n\n<article id=\"post-98011\" class=\"rbc-latest-posts-content-card-type-2 post-98011 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-community tag-entrepreneur rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-success-stories rbc_mmm_category-get-inspired rbc_mmm_category-right-sized-business-advice rbc_mmm_category-small-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"AM Engineering team\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"262\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/05\/AM-Engineering-Article-Image.png?quality=80&#038;w=640\"\n\t\t\talt=\"AM Engineering team\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/business-success-stories\/\">\n\t\t\t\t\t\tBusiness Success Stories\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/business-success-stories\/ai-in-action-am-engineering\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">From 2 Days to 2 Hours: How AI Unlocked Growth for AM Engineering #AIinAction<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">A Brampton-based engineering firm is using AI tools to cut rendering time from days to hours, win more work and grow without trading jobs for&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98011 -->\n\n<article id=\"post-97984\" class=\"rbc-latest-posts-content-card-type-2 post-97984 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-entrepreneur rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-planning rbc_mmm_category-cash-flow-management-and-financials rbc_mmm_category-managing-your-business rbc_mmm_category-right-sized-business-advice rbc_mmm_category-small-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Small business owner financial planning\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/05\/Startegic-Deb-Article-Image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Small business owner financial planning\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/business-planning\/\">\n\t\t\t\t\t\tBusiness Planning\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/business-planning\/strategic-debt-stronger-business-how-to-build-financial-resilience-with-smart-borrowing\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Strategic Debt, Stronger Business: How to Build Financial Resilience With Smart Borrowing<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Not all business debt is created equal. Explore the distinctions between healthy and harmful credit and how to leverage debt to boost your&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97984 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-5cd01cbe-5861-48de-af24-0e3ddbffe375\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-adacc26d-e2e5-4692-b7f3-f4af697e6947\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4eb066a3-a275-4706-8803-0c67dec2ee16\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">67% of Canadians are concerned about their cash flow&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b3bf8221-30ba-4039-8559-e107d8f60d82\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-74083c08-cbe3-4118-8ce6-e0f77b0775d7\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-4\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-605997e5-998f-408d-9049-0d719b0e962d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-c64f6f80\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a6ff7aa2-1e7a-4a58-9c9f-96226ac6dccb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-12df6870-fe59-49ca-a45c-99f903c9d256\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-8c088680\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3ba26a5e-0da3-4b82-9e5d-ef01d50847f1\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e265ca4f-91ea-4e30-b8da-abb81fb32ac7\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-f692640e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c3f31f8a-92de-4f26-9037-243a4f94f36d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d654fb72-a66e-4ab9-abb7-fb95155a5d21\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-40e3e377 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b58a1676-e278-426a-a271-8b6d5e4f3158\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-97755\" class=\"rbc-latest-posts-content-card-type-2 post-97755 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-commercial-insights rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-intermediate rbc_mmm_category-business rbc_mmm_category-commercial rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A view through a cylindrical tube in a factory\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/A-view-through-a-cylindrical-tube-in-a-factory.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A view through a cylindrical tube in a factory\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/\">\n\t\t\t\t\t\tCommercial\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/how-circular-manufacturing-could-be-a-win-for-your-business\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How Circular Manufacturing Could Be a Win for Your Business<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">We spoke to a company that has been working with circularity since the 2000s. <\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97755 -->\n\n<article id=\"post-97743\" class=\"rbc-latest-posts-content-card-type-2 post-97743 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-entrepreneur tag-managing-money rbc_content_type-article rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-cash-flow-management-and-financials rbc_mmm_category-managing-your-business rbc_mmm_category-right-sized-business-advice rbc_mmm_category-small-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Small business owners looking at financial documents\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"450\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/Cash-Flow-Article-Image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Small business owners looking at financial documents\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/cash-flow-management-and-financials\/\">\n\t\t\t\t\t\tCash Flow Management and Financials\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/cash-flow-management-and-financials\/how-to-build-financial-resilience-with-smart-cash-flow-management\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How to Build Financial Resilience With Smart Cash Flow Management<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">How to Build Financial Resilience With Smart Cash Flow Management <\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97743 -->\n\n<article id=\"post-93081\" class=\"rbc-latest-posts-content-card-type-2 post-93081 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-entrepreneur rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-intermediate rbc_mmm_category-bankruptcy rbc_mmm_category-business rbc_mmm_category-business-bankruptcy rbc_mmm_category-cash-flow-management-and-financials rbc_mmm_category-debt-stress-relief rbc_mmm_category-managing-your-business rbc_mmm_category-right-sized-business-advice rbc_mmm_category-small-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Woman and trainer lifting weights in a gym\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/03\/iStock-1343159253_b7ad5a.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Woman and trainer lifting weights in a gym\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/cash-flow-management-and-financials\/\">\n\t\t\t\t\t\tCash Flow Management and Financials\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/cash-flow-management-and-financials\/business-insolvencies-avoid-pitfalls\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Business Insolvencies Remain High in Canada: Avoid These 6 Pitfalls to Reduce Your Risk and Improve Your Financial Resilience<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">In challenging economic conditions, it\u2019s important to improve your financial resilience to reduce the risk of insolvency. Understanding the common&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-93081 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-abfcb73e-e804-4bf1-9a7f-9101203c737f\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-35a071d5-4264-4423-abe6-8dce0560914c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-f1c6faea-ecbb-4d94-a1a9-3fa3c654cad4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-63709e2f-f845-44c5-87fe-7fcb3069ea9f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">54% of Canadians are paying more attention to their day-to-day living expenses&nbsp;&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7557e403-c492-47cb-8719-ca115b47a773\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-32c7c90e-26f3-4682-bdcc-32f8c83abc2b\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-4\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e37bc653-8d73-419d-a5db-c20dc655dbc4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-cc59041b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FSHA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FSHA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ab81047f-be9c-42f1-aff9-23e5a65bb8e3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c7e89c94-9565-4d60-87c8-c0fc6802e8b0\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-c7e3b60b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-cf784a1c-eca1-4a58-89b5-3c7f9572f7f1\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3bfb529c-59db-4d8b-af62-fd6489924e10\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-37de7411\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-357a253c-964c-4219-8ebd-5114ecfefaeb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane\" aria-labelledby=\"section-tab-98f70542\" id=\"section-content-98f70542\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-87444\" class=\"rbc-latest-posts-content-card-type-2 post-87444 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-investing tag-personal-finance tag-savings rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-ideas-and-motivation rbc_mmm_category-inspired-investor rbc_mmm_category-investing rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A couple typing on their laptop and mobile phone.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"365\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/04\/Investing-and-Saving_1856x1058.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A couple typing on their laptop and mobile phone.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/\">\n\t\t\t\t\t\tIdeas and Motivation\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/should-you-be-investing-or-saving-right-now\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Should I Invest or Save?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn the differences between saving and investing and how to decide the best move for your money.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-87444 -->\n\n<article id=\"post-58001\" class=\"rbc-latest-posts-content-card-type-2 post-58001 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-rrsp rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Young man working at a desk with a laptop and looking at a paper desk calendar.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/TDD-2.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Young man working at a desk with a laptop and looking at a paper desk calendar.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/\">\n\t\t\t\t\t\tInvesting Academy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/last-minute-rrsp-planning-deadline-limits-and-more\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">RRSP Contribution Deadline &amp; Limits Guide<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Get all the info you need about Registered Retirement Savings Plan (RRSP) contributions before the upcoming deadline.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58001 -->\n\n<article id=\"post-91380\" class=\"rbc-latest-posts-content-card-type-2 post-91380 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-investing tag-managing-money tag-mutual-funds tag-resp tag-retirement tag-rrsp tag-savings tag-tfsa rbc_content_type-article rbc_lob_group-accounts rbc_difficulty_level-beginner rbc_mmm_category-account-types rbc_mmm_category-banking-basics rbc_mmm_category-ideas-and-motivation rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A young woman deep in thought\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/01\/How-TFSA-work-shutterstock_2382160079.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A young woman deep in thought\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/account-types\/\">\n\t\t\t\t\t\tAccount Types\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/account-types\/tax-free-savings-account\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">TFSA Accounts: What They Are and How They Work<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">This guide offers an overview of tax-free savings accounts (TFSAs) and how they work. Learn the benefits of having a TFSA, the ins and outs of&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-91380 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-08126fff-76ae-4a84-bf9b-abd604c9635f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-9332b7ef-3164-4b7c-aa1d-9bdb3a278163\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-505d0b2e-e73b-401b-af94-a445913df912\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b2eca864-45d9-4afe-b0a3-bf26cdbd0c38\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e10d9b83-5e4d-4a2a-8b37-e89df685ba09\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-5\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e4ed1f41-42cc-415a-8d60-ce21d96a3f6e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/the-complete-guide-to-choosing-a-financial-advisor\/\" class=\"no-underline\">The Complete Guide to Choosing a Financial Advisor<\/a><\/p>\n        <p class=\"article-description\">How to choose a financial advisor that\u2019s right for you<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/smart-saving\/fhsa-9-questions-answered-about-the-new-first-home-savings-account\/\" class=\"no-underline\">FHSA: 9 Questions Answered About the New First Home Savings Account<\/a><\/p>\n        <p class=\"article-description\">The Canadian government has introduced a new registered account aimed at first-time homebuyers. Here&#039;s what to know about it.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/whats-your-money-mindset-and-is-it-working-for-you-take-our-quiz-to-find-out-2\/\" class=\"no-underline\">What\u2019s Your Money Mindset?<\/a><\/p>\n        <p class=\"article-description\">Boost your investing confidence and make stronger decisions by understanding your personal relationship with money. Try this three-minute quiz to get the lowdown on your money mindset.<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3ac6ce95-8596-48cc-811d-398d0fa5c214\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-3a7bb8b1 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-dc50315b-5394-4f18-90bd-7bc7a4bab1f8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-4793e707 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-5\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-800736945802\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-800736945802\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-404582629259\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-404582629259\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-615902745558\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-615902745558\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-360172542161\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-360172542161\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(46.81%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 46.81%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(8.51%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 8.51%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(19.24%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 19.24%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-cfb9f771-2c86-47da-bd2b-7c56cc3e312f\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-cd332593-3930-4829-afb9-50fc4af39abc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-91368\" class=\"rbc-latest-posts-content-card-type-2 post-91368 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-investing tag-managing-money tag-resp tag-retirement tag-rrsp tag-savings tag-tfsa rbc_content_type-article rbc_lob_group-accounts rbc_difficulty_level-beginner rbc_mmm_category-banking-basics rbc_mmm_category-budgeting rbc_mmm_category-ideas-and-motivation rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Digital form checklist\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"420\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/01\/2025-financial-roadmap-shutterstock_2375988879.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Digital form checklist\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/\">\n\t\t\t\t\t\tBudgeting\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/2026-financial-roadmap-aligning-your-budget-borrowing-and-investments-to-your-goals\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">2026 Financial Roadmap: A Guide to Debt, Budgeting and Investing in Canada<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">This guide will walk you through five key steps on how to assess your financial health and prepare yourself for success in 2026 and beyond.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-91368 -->\n\n<article id=\"post-57953\" class=\"rbc-latest-posts-content-card-type-2 post-57953 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-rrsp tag-savings tag-tfsa rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Young woman using a laptop while working from home\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/01\/TFSA-or-RRSP.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Young woman using a laptop while working from home\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/\">\n\t\t\t\t\t\tInvesting Academy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/tfsa-or-rrsp-how-to-find-the-right-fit\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">TFSA or RRSP: Which Canadian Investment Account is Right for You?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Asking yourself these three questions about your goals, tax considerations and contribution room can help you make the right decision.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57953 -->\n\n<article id=\"post-58038\" class=\"rbc-latest-posts-content-card-type-2 post-58038 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-inspired-investor rbc_mmm_category-smart-saving\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A happy family walking in a neighborhood\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"409\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/11\/85401d45-d316-499d-ac08-c12222d604be.png?quality=80&#038;w=640\"\n\t\t\talt=\"A happy family walking in a neighborhood\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/smart-saving\/\">\n\t\t\t\t\t\tSmart Saving\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/smart-saving\/tfsa-vs-rrsp-vs-fhsa-your-top-questions-answered\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">TFSA vs RRSP vs FHSA: Your Top Questions Answered\u00a0<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Canadians now have three major registered investments accounts to choose from. Here\u2019s how to determine which ones best meet your needs.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58038 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-9bfe709e-2b5e-4c3f-be65-7d5c31446f19\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-37a8b06b-7e20-4b77-8289-c9cdced093d3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e87c7028-9a15-409f-b18c-e2e45dd812a8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">67% of Canadians are concerned about their cash flow<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-99b8923f-3b97-4c89-8bb6-e84011459014\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1575acd6-3a4b-4bf7-b093-4ae6bed96697\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-5\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-da572ce4-9695-40a3-9099-ebdbe31e4ce3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-23af4dbd\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-2c6c296d-f4a6-4700-8dd6-a8a3666b852b\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6a8002b2-2225-419f-997c-ad0c16e418b7\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-b6675bc5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a312e503-ac0e-4398-b500-8d2673652b39\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6217a433-34e1-42d3-9dae-ac85c9d08d0f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-ed196f5e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1be58839-bbdd-4b82-94bc-ea562a4ff611\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-15c5ed4b-d94c-430d-a18b-2042ee83205e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-648651e7-475e-4e0f-ab25-907d4feff930\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-82d2fed7-504e-4640-a749-c7f3887f46c8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-40e3e377 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a115c754-013a-40c5-83c7-64e982a4e811\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-83af9a00-c7e9-420d-8bac-60b2b09f90a9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9e605a93-f107-4e93-b20b-80843ae10b16\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-fddb7dbd-0340-43d1-89a9-4b4fee9dbd9e\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-632d05f0-5974-4b35-958f-75f58a8e01d0\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-94951\" class=\"rbc-latest-posts-content-card-type-2 post-94951 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-banking-digital-banking tag-etfs tag-mutual-funds tag-stocks rbc_content_type-article rbc_audience-parents rbc_audience-seniors rbc_audience-youth rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-ideas-and-motivation rbc_mmm_category-inspired-investor\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"post card image\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"298\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/BD-PSI-2.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"post card image\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/\">\n\t\t\t\t\t\tIdeas and Motivation\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/understanding-diversification-and-why-successful-investors-rely-on-it-2\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Understanding Diversification and Why Successful Investors Rely on It<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">A varied asset mix can help boost your portfolio during economic uncertainty<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-94951 -->\n\n<article id=\"post-93629\" class=\"rbc-latest-posts-content-card-type-2 post-93629 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-mutual-funds tag-new-to-canada tag-resp tag-rrsp tag-tfsa rbc_content_type-article rbc_audience-newcomer rbc_lob_group-investments rbc_difficulty_level-intermediate rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A pair of shoes on a yellow road behind an arrow pointing forward\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"344\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/04\/PSI_Newcomer_Start-Investing_930-X-500.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A pair of shoes on a yellow road behind an arrow pointing forward\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/\">\n\t\t\t\t\t\tInvesting Academy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/a-newcomers-guide-to-investing-in-canada\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">A Newcomer\u2019s Guide to Investing in Canada<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">This guide outlines the basics of investing in Canada to help you get comfortable before you invest<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-93629 -->\n\n<article id=\"post-58083\" class=\"rbc-latest-posts-content-card-type-2 post-58083 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-mutual-funds tag-question-of-the-week rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A lady siting in front of a laptop\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-06-21T144839.317.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A lady siting in front of a laptop\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/\">\n\t\t\t\t\t\tInvesting Academy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/what-do-i-actually-own-when-i-buy-a-mutual-fund\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Everything you need to know about mutual funds<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Here\u2019s a quick rundown on mutual funds \u2013 how they work and why they\u2019re popular.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58083 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-691fd8f2-3dea-462a-9e47-c82cd090318c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-75eb2de6-2771-4a6b-bad6-3ae0a864fa56\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-def441d1-5d05-4470-9a5a-a9cb84e6a3a6\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-eb45b792-7cb3-4c0b-96bd-1cae247cbf8a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">54% of Canadians are paying more attention to their day-to-day living expenses&nbsp;&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-bc812d8b-ac0e-435a-adec-b40cf8a435ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-843f3ee4-b829-4dbe-88ad-1d16e4d103ff\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-5\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-622e33e2-89bf-405b-999a-9eb2734e3c3c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-b66f9b1c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FSHA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FSHA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-df72b3f6-b12f-420d-81ea-3596b92747ff\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-49dbfe23-1293-4b6f-89dd-de89b059397f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-e2d1fc44\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7c590e99-2231-43c7-b5db-0a03caaab11c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b48d588b-aa0b-4eb1-afef-48f0e08398eb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-56596869\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-02f6fb36-3dd8-43b1-9ed7-7a383f425e50\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-dbe79835-67d9-48ac-bb29-a7f0292141d2\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block section-cool-white pos-rel  pad-t-0 pad-b-0 has-f-5-f-8-f-9-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-b-0 pad-t-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-4d4bb061-e28e-4a49-a17e-58666b922d12\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group pad-t-0 pad-b-0 has-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-0af55060 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:24px;padding-bottom:0px;padding-left:24px\">\t\n\t<div class=\"wp-block-tk-spacer id-7b8b458f-8daa-4b2c-92c2-f285847e1720\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">Money Academy<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-422b9787-9dde-4c6f-b1f1-32310a5bd1fd\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Learn the basics about budgeting, investing &amp; borrowing, and how interest rates and inflation impact your bottom line.&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5a908e90-21b5-480e-90e9-2fa1d5fc0d6d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/\" data-dig-id=\"LP-8930-c62642e7\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Money Academy\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Money Academy<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b75c48c6-7584-4352-80fb-b59834b742ce\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A pencil, calculator and a notepad.\"\n\t\t\t\t\tstyle=\"min-height:272px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/02\/banner-image.png?quality=80);\n\t\t\t\t\t\tbackground-position: 50% 50%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-desktop cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:187px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/02\/banner-image.png?quality=80);\n\t\t\t\t\t\tbackground-position: 50% 50%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4952cbb8-3832-4fec-89e8-53529476f31a\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8c69c01e-34b1-431e-b3fd-0551a7efb513\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-b-0 pad-t-0\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-more-from-rbc\">More from RBC<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-37cc9f69-6726-42e6-94bd-b91ee2c5f732\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r mob-mar-r mob-mar-b is-layout-constrained wp-block-column-is-layout-constrained\">\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.rbc.com\/en\/future-launch\/\"><img loading=\"lazy\" decoding=\"async\" width=\"360\" height=\"270\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/11\/future-launch.jpg?w=360\" alt=\"\" class=\"wp-image-78111\" style=\"aspect-ratio:3\/2;object-fit:cover\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/11\/future-launch.jpg 360w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/11\/future-launch.jpg?resize=300,225 300w\" sizes=\"auto, (max-width: 360px) 100vw, 360px\" \/><\/a><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-rbc-future-launch\"><a href=\"https:\/\/www.rbc.com\/en\/future-launch\/\" data-dig-id=\"LP-8930-0ebedbb6\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RBC Future Launch\" class=\"rbc-link-format\">RBC Future Launch<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Access programs, tools and resources designed to help you launch your career<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column mar-r mob-mar-r mob-mar-b is-layout-constrained wp-block-column-is-layout-constrained\">\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.thefoundersjourney.ca\/\"><img loading=\"lazy\" decoding=\"async\" height=\"576\" width=\"1024\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg?w=1024\" alt=\"\" class=\"wp-image-76445\" style=\"aspect-ratio:3\/2;object-fit:cover\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg 1920w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg?resize=300,169 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg?resize=768,432 768w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg?resize=1024,576 1024w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg?resize=1536,864 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-the-founders-journey\"><a href=\"https:\/\/www.thefoundersjourney.ca\/\" data-dig-id=\"LP-8930-93d2b4a5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Founders Journey\" class=\"rbc-link-format\">The Founders Journey<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Free online course for the aspiring entrepreneur within you <\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column mar-r mob-mar-r mob-mar-b is-layout-constrained wp-block-column-is-layout-constrained\">\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.mcgillpersonalfinance.com\/\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/McGill_ENG_iRBC_Banner@2x-1.jpg?w=1024\" alt=\"\" class=\"wp-image-11709\" style=\"aspect-ratio:3\/2;object-fit:cover\"\/><\/a><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-mcgill-personal-finance-essentials\"><a href=\"https:\/\/www.mcgillpersonalfinance.com\/\" data-dig-id=\"LP-22794-9771e40c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"McGill Personal Finance Essentials\" class=\"rbc-link-format\">McGill Personal Finance Essentials<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Free online course to take charge of your financial future<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ff9193d5-09d7-48cc-8966-ff312f712845\" aria-hidden=\"true\"><\/div>\n\t<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-f37102d6-53c7-4b74-9d90-b36bddf434d4 {\n\t\theight: 120px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-f37102d6-53c7-4b74-9d90-b36bddf434d4 {\n\t\t\theight: 32px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-f37102d6-53c7-4b74-9d90-b36bddf434d4 {\n\t\theight: 120px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-f37102d6-53c7-4b74-9d90-b36bddf434d4 {\n\t\t\theight: 32px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-b2c261fb-e36b-4d0a-bb38-587b998dcc17 {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-b2c261fb-e36b-4d0a-bb38-587b998dcc17 {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-582ab9df-d6bc-4b1d-8f3b-4fcb912087a4 {\n\t\theight: 40px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-582ab9df-d6bc-4b1d-8f3b-4fcb912087a4 {\n\t\t\theight: 32px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-5bea24ab-5a5b-464e-994f-b8d21d6db49a {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-5bea24ab-5a5b-464e-994f-b8d21d6db49a {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-72bc1d87-6159-4a39-b6c7-69f911cb3f34 {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-72bc1d87-6159-4a39-b6c7-69f911cb3f34 {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-4e04f938-4e0c-4415-a97c-c791890bf576 {\n\t\theight: 40px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-4e04f938-4e0c-4415-a97c-c791890bf576 {\n\t\t\theight: 40px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-fe6631a9-2c7a-4608-8b7d-7bd386f0257a {\n\t\theight: 40px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-fe6631a9-2c7a-4608-8b7d-7bd386f0257a {\n\t\t\theight: 40px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-237cfdc3-024c-4935-8054-563ecb34c044 {\n\t\theight: 40px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-237cfdc3-024c-4935-8054-563ecb34c044 {\n\t\t\theight: 40px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-febf203d-9e40-4fec-931d-f2ea5c09d3fc {\n\t\theight: 40px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-febf203d-9e40-4fec-931d-f2ea5c09d3fc {\n\t\t\theight: 40px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-02a1bbb3-536f-4c8d-bdb3-58a27a76ff99 {\n\t\theight: 40px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-02a1bbb3-536f-4c8d-bdb3-58a27a76ff99 {\n\t\t\theight: 40px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-37359559-a3e8-48e8-bb63-42de50c9c6f9 {\n\t\theight: 66px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-37359559-a3e8-48e8-bb63-42de50c9c6f9 {\n\t\t\theight: 34px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-1840b230-bf6b-4bad-9273-fb726762017c {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-1840b230-bf6b-4bad-9273-fb726762017c {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-dc322f2e-7405-4772-99df-5228786b6d2e {\n\t\theight: 32px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-dc322f2e-7405-4772-99df-5228786b6d2e {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-53491a30-6b2e-40ac-915d-948c01d924a3 {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-53491a30-6b2e-40ac-915d-948c01d924a3 {\n\t\t\theight: 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16px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-e10d9b83-5e4d-4a2a-8b37-e89df685ba09 {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-e10d9b83-5e4d-4a2a-8b37-e89df685ba09 {\n\t\t\theight: 32px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-e4ed1f41-42cc-415a-8d60-ce21d96a3f6e {\n\t\theight: 26px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-e4ed1f41-42cc-415a-8d60-ce21d96a3f6e {\n\t\t\theight: 26px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-3ac6ce95-8596-48cc-811d-398d0fa5c214 {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-3ac6ce95-8596-48cc-811d-398d0fa5c214 {\n\t\t\theight: 32px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-dc50315b-5394-4f18-90bd-7bc7a4bab1f8 {\n\t\theight: 64px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-dc50315b-5394-4f18-90bd-7bc7a4bab1f8 {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-cfb9f771-2c86-47da-bd2b-7c56cc3e312f {\n\t\theight: 64px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-cfb9f771-2c86-47da-bd2b-7c56cc3e312f {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-cd332593-3930-4829-afb9-50fc4af39abc {\n\t\theight: 64px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-cd332593-3930-4829-afb9-50fc4af39abc {\n\t\t\theight: 32px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-9bfe709e-2b5e-4c3f-be65-7d5c31446f19 {\n\t\theight: 32px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-9bfe709e-2b5e-4c3f-be65-7d5c31446f19 {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-37a8b06b-7e20-4b77-8289-c9cdced093d3 {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-37a8b06b-7e20-4b77-8289-c9cdced093d3 {\n\t\t\theight: 16px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-e87c7028-9a15-409f-b18c-e2e45dd812a8 {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) 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