{"id":22794,"date":"2023-09-08T16:10:27","date_gmt":"2023-09-08T16:10:27","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/en-ca\/?page_id=22794"},"modified":"2026-05-20T12:53:23","modified_gmt":"2026-05-20T16:53:23","slug":"my-money-matters","status":"publish","type":"page","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/","title":{"rendered":"My Money Matters"},"content":{"rendered":"\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center search-cta wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"search-cta hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"My Money Matters - RBC\"\n\t\t\t\t\tstyle=\"min-height:674px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/02\/homepage-banner.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 50% 50%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-f37102d6-53c7-4b74-9d90-b36bddf434d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h1 class=\"wp-block-heading has-text-align-center mar-t-0 mar-b-0 mob-mar-b-0\" id=\"h-supporting-your-financial-wellbeing\">Supporting Your<br>Financial Wellbeing<\/h1>\n\n\n\n<p class=\"MMM-homepage-banner-text has-text-align-center mob-mar-b-dbl mar-b is-style-default default\" style=\"border-radius: 8px\">Welcome to My Money Matters, a destination where you can find articles and resources to take control of your financial wellbeing, build confidence, and reach your life goals.<\/p>\n\n\n<form method=\"get\" action=\"https:\/\/www.rbcroyalbank.com\/en-ca\/\"><label class=\"wp-block-search__label screen-reader-text\" for=\"wp-block-search__input-1\">Search<\/label><div class=\"wp-block-search__inside-wrapper\"><input class=\"wp-block-search__input has-text-sm-font-size\" id=\"wp-block-search__input-1\" placeholder=\"Search over 700 articles\" value=\"\" type=\"search\" name=\"s\" \/><button aria-label=\"Search\" class=\"wp-block-search__button has-background has-rbc-bright-blue-tint-1-background-color has-text-sm-font-size has-icon wp-element-button\" type=\"submit\"><svg viewbox=\"0 0 24 24\" width=\"24\" height=\"24\">\n\t\t\t\t\t<path d=\"M13 5c-3.3 0-6 2.7-6 6 0 1.4.5 2.7 1.3 3.7l-3.8 3.8 1.1 1.1 3.8-3.8c1 .8 2.3 1.3 3.7 1.3 3.3 0 6-2.7 6-6S16.3 5 13 5zm0 10.5c-2.5 0-4.5-2-4.5-4.5s2-4.5 4.5-4.5 4.5 2 4.5 4.5-2 4.5-4.5 4.5z\"><\/path>\n\t\t\t\t<\/svg><\/button><\/div><\/form><\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"search-cta hide-on-desktop cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:450px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/02\/homepage-banner-mobile.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 50% 50%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-f37102d6-53c7-4b74-9d90-b36bddf434d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h1 class=\"wp-block-heading has-text-align-center mar-t-0 mar-b-0 mob-mar-b-0\" id=\"h-supporting-your-financial-wellbeing\">Supporting Your<br>Financial Wellbeing<\/h1>\n\n\n\n<p class=\"MMM-homepage-banner-text has-text-align-center mob-mar-b-dbl mar-b is-style-default default\" style=\"border-radius: 8px\">Welcome to My Money Matters, a destination where you can find articles and resources to take control of your financial wellbeing, build confidence, and reach your life goals.<\/p>\n\n\n<form method=\"get\" action=\"https:\/\/www.rbcroyalbank.com\/en-ca\/\"><label class=\"wp-block-search__label screen-reader-text\" for=\"wp-block-search__input-1\">Search<\/label><div class=\"wp-block-search__inside-wrapper\"><input class=\"wp-block-search__input has-text-sm-font-size\" id=\"wp-block-search__input-1\" placeholder=\"Search over 700 articles\" value=\"\" type=\"search\" name=\"s\" \/><button aria-label=\"Search\" class=\"wp-block-search__button has-background has-rbc-bright-blue-tint-1-background-color has-text-sm-font-size has-icon wp-element-button\" type=\"submit\"><svg viewbox=\"0 0 24 24\" width=\"24\" height=\"24\">\n\t\t\t\t\t<path d=\"M13 5c-3.3 0-6 2.7-6 6 0 1.4.5 2.7 1.3 3.7l-3.8 3.8 1.1 1.1 3.8-3.8c1 .8 2.3 1.3 3.7 1.3 3.3 0 6-2.7 6-6S16.3 5 13 5zm0 10.5c-2.5 0-4.5-2-4.5-4.5s2-4.5 4.5-4.5 4.5 2 4.5 4.5-2 4.5-4.5 4.5z\"><\/path>\n\t\t\t\t<\/svg><\/button><\/div><\/form><\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-b-0 pad-t-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-b2c261fb-e36b-4d0a-bb38-587b998dcc17\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-what-matters-now\">What Matters Now<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-582ab9df-d6bc-4b1d-8f3b-4fcb912087a4\" aria-hidden=\"true\"><\/div>\n\t\n\n\t\t<div class=\"most-recent-by-taxonomy-jscroll jscroll-wrapper\" data-mrbt-id=\"mrbt-1\">\n\t\t\t\t\t\t<div class=\"wp-block-rbc-most-recent-by-taxonomy most-recent-by-taxonomy-is-template-type-2 most-recent-by-taxonomy-default\" data-mrbt-id=\"mrbt-1\">\n\t\t\t\t\t<article id=\"post-96933\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-96933 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-personal-finance tag-retirement rbc_content_type-article rbc_audience-parents rbc_audience-relationships rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-goals-aspirations rbc_mmm_category-planning-for-retirement rbc_mmm_category-retirement\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"Middle-aged couple walking dog while reflecting on retirement savings and future financial security; image representing retirement readiness planning\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"960\"\n\t\t\theight=\"640\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_1823396156_retirementreadiness.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"Middle-aged couple walking dog while reflecting on retirement savings and future financial security; image representing retirement readiness planning\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/\">\n\t\t\t\t\t\tPlanning for Retirement\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/behind-on-retirement-savings-what-to-do-now\/\" class=\"h4 loop-post-title mar-t-0\">Behind on retirement savings? What to do now.<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n<article id=\"post-96826\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-96826 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home tag-real-estate rbc_content_type-article rbc_audience-indigenous rbc_audience-newcomer rbc_audience-parents rbc_audience-relationships rbc_audience-seniors rbc_audience-students rbc_audience-youth rbc_lob_group-mortgage rbc_difficulty_level-intermediate rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-goals-aspirations\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"A wooden toy house next to a notepad\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"960\"\n\t\t\theight=\"636\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/07\/HOME-BUYING-_1.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"A wooden toy house next to a notepad\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/how-much-money-do-you-really-need-to-buy-your-first-home-in-canada\/\" class=\"h4 loop-post-title mar-t-0\">How much money do you really need to buy your first home in Canada?<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n<article id=\"post-97267\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-97267 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-managing-money tag-personal-finance rbc_content_type-article rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-debt-stress-relief rbc_mmm_category-managing-expenses rbc_mmm_category-struggling-to-make-ends-meet\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"Two people smiling and holding shopping bags after a shopping trip\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"960\"\n\t\t\theight=\"676\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_624590444.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"Two people smiling and holding shopping bags after a shopping trip\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/managing-expenses\/\">\n\t\t\t\t\t\tManaging Expenses\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/managing-expenses\/what-is-lifestyle-creep-signs-examples-and-how-to-stop-it\/\" class=\"h4 loop-post-title mar-t-0\">What is Lifestyle Creep? Signs, Examples and How To Stop It<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n\t\t\t\t<\/div>\n\n\t\t\t<!-- Different markup between back-end server side render and front-end -->\n\t\t\t\t\t<\/div>\n\t\t\n\t\t<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5bea24ab-5a5b-464e-994f-b8d21d6db49a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<section class=\"wp-block-rbc-section-block section-cool-white pos-rel  pad-t-0 pad-b-0 overflow-hidden has-f-5-f-8-f-9-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-72bc1d87-6159-4a39-b6c7-69f911cb3f34\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-what-s-on-your-mind\">What\u2019s On Your Mind?<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 default is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-struggling-to-make-ends-meet\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/\" data-dig-id=\"LP-22794-4baed594\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Struggling to Make Ends Meet\" class=\"rbc-link-format\">Struggling to Make Ends Meet<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4e04f938-4e0c-4415-a97c-c791890bf576\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"275\" height=\"242\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/swipe.png?w=275\" alt=\"swipe\" class=\"wp-image-72147\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-buying-a-home\" style=\"padding-left:31px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/\" data-dig-id=\"LP-22794-9e8d6056\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Buying a Home\" class=\"rbc-link-format\">Buying a Home<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-fe6631a9-2c7a-4608-8b7d-7bd386f0257a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"259\" height=\"241\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/house.png\" alt=\"house\" class=\"wp-image-72148\" style=\"border-bottom-left-radius:8px\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-cyber-security\" style=\"padding-left:31px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/\" data-dig-id=\"LP-22794-9e8d6056\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Buying a Home\" class=\"rbc-link-format\">Cyber Security<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-237cfdc3-024c-4935-8054-563ecb34c044\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"461\" height=\"404\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/06\/Online-Security.png\" alt=\"Cyber security\" class=\"wp-image-87352\" style=\"border-bottom-left-radius:8px\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/06\/Online-Security.png 461w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/06\/Online-Security.png?resize=300,263 300w\" sizes=\"auto, (max-width: 461px) 100vw, 461px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-retirement\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/\" data-dig-id=\"LP-22794-ffcf796c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Retirement\" class=\"rbc-link-format\">Retirement<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-febf203d-9e40-4fec-931d-f2ea5c09d3fc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"288\" height=\"241\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/chair.png?w=288\" alt=\"chair\" class=\"wp-image-72149\" style=\"border-bottom-left-radius:8px\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-new-to-canada\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/new-to-canada\/\" data-dig-id=\"LP-22794-486676f5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"New to Canada\" class=\"rbc-link-format\">New to Canada<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-02a1bbb3-536f-4c8d-bdb3-58a27a76ff99\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"221\" height=\"243\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/flag.png?w=221\" alt=\"flag\" class=\"wp-image-72150\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-37359559-a3e8-48e8-bb63-42de50c9c6f9\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-b-0 pad-t-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-1840b230-bf6b-4bad-9273-fb726762017c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-l-hlf mob-mar-l\" id=\"h-latest-articles\">Latest Articles<\/h2>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel section-tabs full-width tabs-scroll is-tabs-style-horizontal-scrolling-tabs is-style-no-border-left-aligned\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-b-0 has-box-shadow-grey-tint-one\" style=\"border-radius:0x\">\n<div class=\"wp-block-rbc-tabs-block-v2 alignfull\">\n<ul class=\"wp-block-rbc-tab-nav-v2  tab-nav\" role=\"tablist\">\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#section-content-ed8611f9\" id=\"section-tab-ed8611f9\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#section-content-ed8611f9\" aria-controls=\"section-content-ed8611f9\" aria-selected=\"false\" data-dig-id=\"LP-22794-ed8611f9\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Latest\" data-dig-anchor=\"\">Latest<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#section-content-d6fdd93b\" id=\"section-tab-d6fdd93b\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#section-content-d6fdd93b\" aria-controls=\"section-content-d6fdd93b\" aria-selected=\"false\" data-dig-id=\"LP-22794-d6fdd93b\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Debt &amp; Stress Relief\" data-dig-anchor=\"\">Debt &amp; Stress Relief<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#section-content-cf4b0444\" id=\"section-tab-cf4b0444\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#section-content-cf4b0444\" aria-controls=\"section-content-cf4b0444\" aria-selected=\"false\" data-dig-id=\"LP-22794-cf4b0444\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Goals &amp; Aspirations\" data-dig-anchor=\"\">Goals &amp; Aspirations<\/a><\/li>\n\n\n\n<li 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class=\"offscreen\">Go to previous tab<\/span><\/button><button class=\"tabs-next\"><span class=\"offscreen\">Go to next tab<\/span><\/button><\/div>\n\n\n\n<div class=\"wp-block-rbc-tab-content-v2 tab-content\">\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane show active\" aria-labelledby=\"section-tab-ed8611f9\" id=\"section-content-ed8611f9\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-99420\" class=\"rbc-latest-posts-content-card-type-2 post-99420 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-crime tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_lob_group-cyber-security rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A man and a woman staying alert of scams while online shopping on their phone.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/10\/Online-Shopping-Article-Image-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A man and a woman staying alert of scams while online shopping on their phone.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/spotting-scams-how-to-shop-safely-online-this-black-friday\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Spotting Scams: How to Shop Safely Online This Black Friday<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Great deals are part of the excitement of Black Friday, but scammers are looking to cash in too. Learn how to spot online shopping scams and protect&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-99420 -->\n\n<article id=\"post-99411\" class=\"rbc-latest-posts-content-card-type-2 post-99411 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-agriculture rbc_content_type-article rbc_lob_group-business rbc_mmm_category-business rbc_mmm_category-commercial rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Woman smiling as she shovels hay beside a line of cows eating.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"480\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/10\/Marie-Claude-Ferland.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Woman smiling as she shovels hay beside a line of cows eating.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/\">\n\t\t\t\t\t\tCommercial\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/banking-on-the-farm-real-world-experience-farm-finances\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Banking on the Farm: How RBC Brings Real-World Experience to Farm Finances<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Marie-Claude Ferland brings decades of agriculture experience to her work with RBC. Here she shares her financial recommend dations for Canadian farm&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-99411 -->\n\n<article id=\"post-99403\" class=\"rbc-latest-posts-content-card-type-2 post-99403 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_lob_group-cyber-security rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A woman using a computer to browse the internet, while avoiding fake websites.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"445\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/10\/Fake-Websites-Article-Image-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A woman using a computer to browse the internet, while avoiding fake websites.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/fake-websites-and-ads-whats-changed-and-how-to-protect-yourself\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Fake Websites and Ads: What\u2019s Changed and How to Protect Yourself<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Fake websites and ads are becoming more convincing, making it harder to tell what\u2019s real online. Learn how these scams have evolved, what to watch&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-99403 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-dc322f2e-7405-4772-99df-5228786b6d2e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-53491a30-6b2e-40ac-915d-948c01d924a3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-02fa78fb-0910-4d2f-9d24-a74b862e8bfb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1a997ae4-9743-42c5-9b7c-5a5bfe57570a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-eacc7458-301c-4fc7-8fb7-7e2d7580a7de\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c9d7609b-1b55-4fb4-95b9-fa816633d43a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/8-apps-and-tools-to-help-defend-against-fraud\/\" class=\"no-underline\">4 Digital Banking Security Tools to Help Defend Against Fraud<\/a><\/p>\n        <p class=\"article-description\">Discover the helpful digital banking security tools that can help protect your bank account and assets from fraud.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/digital-safety-and-scams-how-to-protect-yourself-online\/\" class=\"no-underline\">Digital Safety and Scams: How to Protect Yourself Online<\/a><\/p>\n        <p class=\"article-description\">Our lives are more connected than ever \u2013 but online conveniences also come with risks. Discover practical steps to spot scams, protect your accounts and stay one step ahead of fraud. <\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/think-before-you-accept-smart-choices-around-cookies-and-app-permissions\/\" class=\"no-underline\">Think Before You Accept: Smart Choices Around Cookies and App Permissions<\/a><\/p>\n        <p class=\"article-description\">It\u2019s easy to accept cookies or allow app permissions without a second thought \u2013 but these quick choices shape how your data is collected and used. Here\u2019s how to stay in control without disrupting your digital life.<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-eef7aeab-98fe-4c9a-852a-d6086eaaa6fb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-3a7bb8b1 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-587c3d22-2a9e-4b88-bdb9-f54d9d3f5dc3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-4793e707 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-102582135239\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-102582135239\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-042306651867\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-042306651867\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-487471257235\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-487471257235\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-198621595799\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-198621595799\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(45.39%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 45.39%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(7.99%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 7.99%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(20.07%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 20.07%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5ff4d00d-7e64-4bfc-95d5-49ce16a9b2ea\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-674e4b37-5602-4ee5-b156-7c216b91a12d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-99387\" class=\"rbc-latest-posts-content-card-type-2 post-99387 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-commercial-insights rbc_content_type-article rbc_lob_group-business rbc_mmm_category-business rbc_mmm_category-commercial rbc_mmm_category-get-inspired rbc_mmm_category-innovation rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A man points at a large screen of graphs and data\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"337\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/10\/A-Competitive-Edge-How-AI-Adoption-Could-Give-Your-Business-the-Advantage.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A man points at a large screen of graphs and data\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/\">\n\t\t\t\t\t\tCommercial\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/a-competitive-edge-how-ai-adoption-could-give-your-business-the-advantage\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">A Competitive Edge: How AI Adoption Could Give Your Business the Advantage<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">AI use among Canadian businesses has tripled in two years. Here\u2019s how to judge whether it belongs in yours. <\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-99387 -->\n\n<article id=\"post-92157\" class=\"rbc-latest-posts-content-card-type-2 post-92157 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-tariffs rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-planning rbc_mmm_category-cash-flow-management-and-financials rbc_mmm_category-managing-your-business rbc_mmm_category-right-sized-business-advice rbc_mmm_category-small-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A small business owner focuses on a laptop at a worktable in a warehouse space filled with shipping boxes.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/02\/iStock-1282210825.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A small business owner focuses on a laptop at a worktable in a warehouse space filled with shipping boxes.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/business-planning\/\">\n\t\t\t\t\t\tBusiness Planning\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/business-planning\/u-s-tariffs-whats-next-5-ways-small-and-medium-sized-canadian-businesses-can-navigate-uncertainty\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">U.S. Tariffs: 5 Strategies to Help Canadian Small Businesses Adapt<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Government programs and RBC resources can help businesses affected by tariffs manage cash flow, find new markets and invest in their operations.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-92157 -->\n\n<article id=\"post-94413\" class=\"rbc-latest-posts-content-card-type-2 post-94413 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home tag-home-ownership rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-buying-your-next-home rbc_mmm_category-economics-101 rbc_mmm_category-goals-aspirations rbc_mmm_category-investment-property-and-vacation-home rbc_mmm_category-money-academy rbc_mmm_category-refinancing-and-downsizing rbc_mmm_category-understanding-interest-rates\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Latest Bank of Canada interest rate announced on October 28, 2026.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"640\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/GettyImages-2231674294-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Latest Bank of Canada interest rate announced on October 28, 2026.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/\">\n\t\t\t\t\t\tUnderstanding Interest Rates\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/bank-of-canada-interest-rate-announcement\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Latest update: The Bank of Canada has increased its interest rate to 2.50%. <\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-94413 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-db3501f9-af5c-4802-8a2c-1a4215ce6366\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7cc9886f-f97d-42d6-95bc-dafc894b9784\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">67% of Canadians are concerned about their cash flow&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3978b0ef-28da-433d-8266-cd33a25624ee\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-cc3b4b2d-1a13-43e2-be23-0fbfa1ad805e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0b6b180b-eed5-48d0-8026-0c1d82078eb6\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-671bf500\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-61311041-d9b3-4d1a-a37c-1de6f55c9ee8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d6b597ad-159c-43e7-986a-1ca3289e5ad8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-ddf4bbcc\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c7afbff1-f93c-49a9-9bd2-70fa317aea91\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c5c5a526-2d0d-47ca-8128-e9f24de15385\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-5a62c76b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-286d8e08-e6a2-4e21-b0ca-706ea7e24502\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b3f071b7-846a-41a6-82b9-3239d44df04d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-40e3e377 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-627f82ca-1db8-43a5-862d-8806608ba1dd\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-99311\" class=\"rbc-latest-posts-content-card-type-2 post-99311 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-tariffs rbc_content_type-article rbc_lob_group-business rbc_mmm_category-business rbc_mmm_category-business-planning rbc_mmm_category-cash-flow-management-and-financials rbc_mmm_category-managing-your-business rbc_mmm_category-right-sized-business-advice rbc_mmm_category-small-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Smiling young female employee wearing a denim pinafore while holding a payment terminal at a coffee store in the morning\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/10\/Rising-Costs-Tariffs-Article-Image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Smiling young female employee wearing a denim pinafore while holding a payment terminal at a coffee store in the morning\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/cash-flow-management-and-financials\/\">\n\t\t\t\t\t\tCash Flow Management and Financials\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/cash-flow-management-and-financials\/rising-costs-and-tariffs-how-to-decide-whether-to-raise-your-prices\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Rising Costs and Tariffs: How to Decide Whether to Raise Your Prices<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how rising costs are affecting your margins and how long your business can absorb them.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-99311 -->\n\n<article id=\"post-99272\" class=\"rbc-latest-posts-content-card-type-2 post-99272 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-commercial-insights tag-cyber-security rbc_content_type-article rbc_lob_group-business rbc_mmm_category-business rbc_mmm_category-commercial rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Two employees sit in chairs at a desk to review code on a computer screen.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/10\/MMM-Protect-Your-Business-in-an-Evolving-Cybersecurity-Landscape.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Two employees sit in chairs at a desk to review code on a computer screen.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/\">\n\t\t\t\t\t\tCommercial\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/protect-your-business-in-an-evolving-cybersecurity-landscape\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Protect Your Business in an Evolving Cybersecurity Landscape<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Watch the interview with RBC\u2019s Chief Information Security Officer.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-99272 -->\n\n<article id=\"post-99248\" class=\"rbc-latest-posts-content-card-type-2 post-99248 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-banking-digital-banking tag-personal-finance rbc_content_type-article rbc_lob_group-accounts rbc_mmm_category-account-types rbc_mmm_category-banking-basics rbc_mmm_category-banking-tips rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Couple in the kitchen with bills while online banking\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/10\/iStock-1294509749.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Couple in the kitchen with bills while online banking\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/banking-tips\/\">\n\t\t\t\t\t\tBanking Tips\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/banking-tips\/low-fee-chequing-accounts-are-they-worth-it\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Low-fee Chequing Accounts: Are They Worth It?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">This article walks through what low-fee chequing accounts are, their benefits, key features to look for and a framework to choose the right one for&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-99248 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-095bb259-2553-451c-bd26-59d412ccdc97\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-3295dbfb-f586-46fd-89f6-f408b93bcd5d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-ee025b54-ef8f-460e-83f2-7a7dfb424332\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a6141183-b835-4134-861b-4c3d056c23c8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">Over half of Canadians believe retiring comfortably is their most important investing goal&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0506a48f-3696-41d2-9a4d-a7769872b8ad\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-22924c84-83fe-40d6-8854-6c925a095c79\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6a0fdf9d-b216-4038-8342-e9d34e225e95\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-353f1a09\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FSHA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FSHA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-fa465727-7be1-4afc-b1a7-17070249145e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-de7a52e6-e815-4a22-86d0-6b1a1d1f8968\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-a9403579\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e00b3d06-07e3-4c85-b949-21aa4e132d86\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-35d1fce3-fed5-4a0b-b4d3-6b8e3b968665\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-b54f0dfd\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a0ad39c2-500b-4a5b-a2c4-71cd4a6b10ac\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"mob-pad-l-0 mob-pad-r-0 pad-b-0 pad-t-0 tab-pane\" aria-labelledby=\"section-tab-d6fdd93b\" id=\"section-content-d6fdd93b\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-98765\" class=\"rbc-latest-posts-content-card-type-2 post-98765 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-esg tag-home-ownership tag-personal-finance rbc_content_type-article rbc_lob_group-mortgage rbc_mmm_category-climate-change rbc_mmm_category-debt-stress-relief rbc_mmm_category-economics-101 rbc_mmm_category-money-academy rbc_mmm_category-money-in-an-emergency rbc_mmm_category-unexpected-events\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Wildfire in Canada. Smoke from a wildfire rise in sky above city\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"335\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/MMM-Extreme-Weather-Emergency-Fund_image-1200-x-628.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Wildfire in Canada. Smoke from a wildfire rise in sky above city\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/unexpected-events\/money-in-an-emergency\/\">\n\t\t\t\t\t\tMoney in an Emergency\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/unexpected-events\/money-in-an-emergency\/why-extreme-weather-should-be-part-of-your-emergency-fund-plan\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Why Extreme Weather Should Be Part of Your Emergency Fund Plan<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">An emergency fund is about having a financial cushion when life throws something unexpected your way.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98765 -->\n\n<article id=\"post-98754\" class=\"rbc-latest-posts-content-card-type-2 post-98754 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-esg rbc_content_type-article rbc_mmm_category-climate-change rbc_mmm_category-debt-stress-relief rbc_mmm_category-economics-101 rbc_mmm_category-money-academy rbc_mmm_category-money-in-an-emergency rbc_mmm_category-unexpected-events\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Rain drops on the window glass looking at apartment buildings.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"335\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/MMM-Flood-Protection-For-Renters-in-Canada_2_image_1200-x-628.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Rain drops on the window glass looking at apartment buildings.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/climate-change\/\">\n\t\t\t\t\t\tClimate Change\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/climate-change\/flood-protection-for-renters-in-canada-what-you-can-do-right-now\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Flood Protection for Renters in Canada: What You Can Do Right Now<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Renting in Canada? Learn how to help protect yourself from flooding and to keep your landlord accountable before the next storm hits.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98754 -->\n\n<article id=\"post-98733\" class=\"rbc-latest-posts-content-card-type-2 post-98733 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-banking-digital-banking rbc_content_type-article rbc_lob_group-accounts rbc_mmm_category-banking-basics rbc_mmm_category-banking-tips rbc_mmm_category-debt-stress-relief rbc_mmm_category-managing-expenses rbc_mmm_category-money-academy rbc_mmm_category-struggling-to-make-ends-meet\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Two people sitting together at a kitchen table with a blue tablecloth, reviewing paperwork and bills; one holds a document and smiles, while the other uses a calculator. Papers, envelopes, a pen, and mugs are on the table.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/iStock-2205518710.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Two people sitting together at a kitchen table with a blue tablecloth, reviewing paperwork and bills; one holds a document and smiles, while the other uses a calculator. Papers, envelopes, a pen, and mugs are on the table.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/managing-expenses\/\">\n\t\t\t\t\t\tManaging Expenses\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/managing-expenses\/moving-off-campus-with-roommates-heres-the-student-money-guide-nobody-gives-you\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Moving off campus with roommates? Here\u2019s the Student Money Guide nobody gives you<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Moving in with roommates is exciting, but managing money together is a challenge. It&#039;s not big expenses that cause problems, but the buildup of small&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98733 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-5e9d1309-f974-4964-83b9-9e6bd4b1d43a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-3cde6069-facb-45f6-8fd0-ed4a142be5fc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-931ca592-67ea-4d50-9be9-3ea57c7475c4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">44% of Canadians were not prepared for the impact of inflation&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-98629547-0197-4e8f-8fae-249d42e76ac9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-167e86fb-3c9f-48f4-9282-b6bbd41e09f5\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-0\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c9f7f98a-7b0e-4860-9ac5-f526a1d892c8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-and-credit-scores\/5-tips-to-help-keep-your-credit-score-in-good-standing\/\" class=\"no-underline\">5 Tips to Help Keep Your Credit Score in Good Standing<\/a><\/p>\n        <p class=\"article-description\">Keeping a healthy credit score is about more than just watching what you spend. Follow these tips to help keep your score credit-worthy.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-and-credit-scores\/6-ways-to-rebuild-your-credit-score\/\" class=\"no-underline\">6 Ways to Rebuild Your Credit Score<\/a><\/p>\n        <p class=\"article-description\">If your credit score is suffering due to missed payments, or mounting bills and debt, there are steps you can take to get back on track.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/unexpected-events\/money-in-an-emergency\/emergency-fund-guide\/\" class=\"no-underline\">Your Complete Emergency Fund Guide<\/a><\/p>\n        <p class=\"article-description\">An emergency fund is money set aside to cover unexpected expenses like job loss, illness or major home repairs. Learn how much to save and how to build one.<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5cc6dc26-5227-4f2a-a2fb-4b44bdc4c53e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-3a7bb8b1 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-2ec45096-c260-4998-94ab-aa49c6f1c225\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-4793e707 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-0\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-926415660216\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-926415660216\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-553306611192\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-553306611192\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-674359539637\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-674359539637\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-242886403735\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-242886403735\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(45.39%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 45.39%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(7.99%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 7.99%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(20.07%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 20.07%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-34bd2645-38e9-42b6-90ac-cc59f4a686a6\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-50f9e534-eb46-469c-bffb-54f188e20327\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-74892\" class=\"rbc-latest-posts-content-card-type-2 post-74892 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-personal-finance rbc_content_type-article rbc_lob_group-accounts rbc_difficulty_level-beginner rbc_mmm_category-bankruptcy rbc_mmm_category-consumer-proposals rbc_mmm_category-debt-stress-relief\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Young man at a desk upset about debt\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-08-01T105643.093.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Young man at a desk upset about debt\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/consumer-proposals\/\">\n\t\t\t\t\t\tConsumer Proposals\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/consumer-proposals\/a-consumer-proposal-or-bankruptcy\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Consumer Proposal vs Bankruptcy in Canada: What&#8217;s the Difference<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Deciding between a consumer proposal and bankruptcy in Canada? Compare timelines, asset protection, costs, and credit impact \u2014 and find the path&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-74892 -->\n\n<article id=\"post-58164\" class=\"rbc-latest-posts-content-card-type-2 post-58164 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-managing-money rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-bankruptcy rbc_mmm_category-consumer-proposals rbc_mmm_category-debt-stress-relief\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Burning candle on table in darkness\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-07-20T105927.651.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Burning candle on table in darkness\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/consumer-proposals\/\">\n\t\t\t\t\t\tConsumer Proposals\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/consumer-proposals\/an-alternative-to-bankruptcy-understanding-the-consumer-proposal-process-in-canada\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">What&#8217;s a Consumer Proposal in Canada? How it Works, Costs and Eligibility<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">In Canada, a consumer proposal is a government-regulated debt solution that lets you repay a portion of what you owe over time.  Learn how it works,&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58164 -->\n\n<article id=\"post-74766\" class=\"rbc-latest-posts-content-card-type-2 post-74766 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-personal-finance rbc_content_type-article rbc_lob_group-accounts rbc_difficulty_level-beginner rbc_mmm_category-bankruptcy rbc_mmm_category-consumer-proposals rbc_mmm_category-debt-stress-relief\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Stressed woman looking at her bills\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-08-17T163722.877.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Stressed woman looking at her bills\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/consumer-proposals\/\">\n\t\t\t\t\t\tConsumer Proposals\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/consumer-proposals\/how-does-a-consumer-proposal-affect-credit-scores\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How Does a Consumer Proposal Affect Credit Scores?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">A consumer proposal can make it easier to manage debt to become debt-free, but it may take a toll on your credit score.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-74766 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-bf1f741b-8733-4f37-8d05-b6558a81ae49\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-c0d547b1-15c1-44c0-a462-04b374f18b43\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5802de7b-27a1-48d2-a7bc-a75f746a14de\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">67% of Canadians are concerned about their cash flow&nbsp;&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e1d74440-e0f7-4a2d-a904-aacdc5cc253f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-86cbcf35-1fdc-4415-8ae2-5fafddc0439c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-0\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-472d624c-6603-4cdc-8baf-07627dc61cab\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-b2b1283b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-58aed9f9-a60c-4dc4-aab8-aa4c3c36ebb3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ca30828f-a0d0-45ec-85e3-26b3ac9de4b9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-7c8a2940\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d21414f2-cf8e-4cf1-b5f6-c3064eefca3f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-f887b27f-9d4a-4844-aacb-7ad91fb0e397\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-1ca97838\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6c86ed07-7fa5-4593-a27c-08d0500c3221\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-188bc750-3b03-49d2-b5dc-7cb0347e899f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-40e3e377 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a85c8fc0-fcfd-4b49-8ce2-7e59320b1d3e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-58171\" class=\"rbc-latest-posts-content-card-type-2 post-58171 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-and-debt rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-bankruptcy rbc_mmm_category-debt-stress-relief rbc_mmm_category-personal-bankruptcy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Two male hands shaking over paperwork and a gavel on a desk\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-07-20T150458.605.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Two male hands shaking over paperwork and a gavel on a desk\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/\">\n\t\t\t\t\t\tPersonal Bankruptcy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/understanding-the-bankruptcy-process\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How Personal Bankruptcy Works in Canada: A Step-by-Step Guide<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how to file for personal bankruptcy in Canada, the step-by-step process, how long it takes, costs and the alternatives such as consumer&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58171 -->\n\n<article id=\"post-78984\" class=\"rbc-latest-posts-content-card-type-2 post-78984 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-bankruptcy rbc_mmm_category-debt-stress-relief rbc_mmm_category-personal-bankruptcy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Woman looking at her laptop screen, pondering pressing questions\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/11\/Personal_Bankruptcy_Questions_.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Woman looking at her laptop screen, pondering pressing questions\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/\">\n\t\t\t\t\t\tPersonal Bankruptcy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/personal-bankruptcy-in-canada-your-top-10-questions-answered\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Personal Bankruptcy in Canada: Your Top 10 Questions Answered<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how personal bankruptcy works in Canada, who is eligible, and explore alternatives like consumer proposals. Get answers to the top 10 questions.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-78984 -->\n\n<article id=\"post-97267\" class=\"rbc-latest-posts-content-card-type-2 post-97267 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-managing-money tag-personal-finance rbc_content_type-article rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-debt-stress-relief rbc_mmm_category-managing-expenses rbc_mmm_category-struggling-to-make-ends-meet\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Two people smiling and holding shopping bags after a shopping trip\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"451\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_624590444.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Two people smiling and holding shopping bags after a shopping trip\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/managing-expenses\/\">\n\t\t\t\t\t\tManaging Expenses\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/struggling-to-make-ends-meet\/managing-expenses\/what-is-lifestyle-creep-signs-examples-and-how-to-stop-it\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">What is Lifestyle Creep? Signs, Examples and How To Stop It<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">What is lifestyle creep, or lifestyle inflation? Learn how to spot the signs, understand how it happens and take practical steps to regain control.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97267 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d7876bd5-b506-48db-8c45-f0b9f3e95cfc\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-5b8cf341-a02b-44ba-9883-cfdade91c4e9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-3b0a9ed1-900b-4f0b-aa04-91c0b72bcbd6\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e3a6bb9a-388a-4ff8-a95a-c7fe5e33bc4e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">54% of Canadians are paying more attention to their day-to-day living expenses&nbsp;&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-284265dd-1f2a-4e98-b052-b7372dce77d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-fb097df1-7932-4328-a069-8f07f5edb7dd\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-0\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b3c7555e-5b03-486a-8cb9-b9dddd89bf9a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-0eb840f9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FHSA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FHSA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0673b844-c933-4d8a-8894-e4b9b83a3be2\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8607d64c-92f6-4eb8-95ee-eea63c0f8e32\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-6aac9bc7\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8c161a19-87d1-458b-9bdd-20da2a90fda9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e490262c-506d-4c1d-8dcb-ffc648388420\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-b0466574\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1990613e-f9d1-45a5-8a27-2de81857b10e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane\" aria-labelledby=\"section-tab-cf4b0444\" id=\"section-content-cf4b0444\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-94413\" class=\"rbc-latest-posts-content-card-type-2 post-94413 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home tag-home-ownership rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-buying-your-next-home rbc_mmm_category-economics-101 rbc_mmm_category-goals-aspirations rbc_mmm_category-investment-property-and-vacation-home rbc_mmm_category-money-academy rbc_mmm_category-refinancing-and-downsizing rbc_mmm_category-understanding-interest-rates\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Latest Bank of Canada interest rate announced on October 28, 2026.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"640\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/GettyImages-2231674294-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Latest Bank of Canada interest rate announced on October 28, 2026.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/\">\n\t\t\t\t\t\tUnderstanding Interest Rates\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/bank-of-canada-interest-rate-announcement\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Latest update: The Bank of Canada has increased its interest rate to 2.50%. <\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-94413 -->\n\n<article id=\"post-98786\" class=\"rbc-latest-posts-content-card-type-2 post-98786 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-home-ownership rbc_content_type-article rbc_lob_group-mortgage rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-next-home rbc_mmm_category-goals-aspirations rbc_mmm_author-brad-evjen\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Photograph of a family of four carrying cardboard boxes while moving into a new home, with two children in front and parents in the background.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/NTHB-article.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Photograph of a family of four carrying cardboard boxes while moving into a new home, with two children in front and parents in the background.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-next-home\/\">\n\t\t\t\t\t\tBuying Your Next Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-next-home\/rbc-mortgage-specialist-advice-on-buying-your-next-home\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">49% of Next-Time Homebuyers Say Lower Rates Are Motivating Them to Buy Sooner. Here&#8217;s What You Need to Know About Buying Again<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Already own a home and thinking about buying your next one? RBC Mortgage Specialist Brad Evjen shares what you need to know before you make your move.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-98786 -->\n\n<article id=\"post-97885\" class=\"rbc-latest-posts-content-card-type-2 post-97885 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-students rbc_content_type-article rbc_audience-students rbc_audience-youth rbc_lob_group-accounts rbc_difficulty_level-beginner rbc_mmm_category-finding-a-job rbc_mmm_category-goals-aspirations rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A young woman wearing glasses, an orange top, and a yellow backpack reads job postings on a bulletin board in a bright hallway.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/05\/Woman-looking-at-Job-Board.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A young woman wearing glasses, an orange top, and a yellow backpack reads job postings on a bulletin board in a bright hallway.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/finding-a-job\/\">\n\t\t\t\t\t\tFinding a Job\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/finding-a-job\/your-guide-to-finding-an-entry-level-job-as-a-recent-graduate\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Your Guide to Finding an Entry-Level Job as a Recent Graduate<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Looking to land your first job as a new graduate? Here\u2019s what you need to know to help secure your first job offer.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97885 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-2aafb84e-ec5c-4b96-979a-79f6dba844c6\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-b3531674-e3d6-4133-b51f-4b67cf2c4915\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-20500d39-3938-406d-b3f3-87edd07d137d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a8f39f73-6126-4e20-be15-8741ede964b1\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-65563a39-f059-451a-81b3-0837e106dd2f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-1\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1c3e768b-0a9d-4022-83aa-67763a2ea57d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/bank-of-canada-interest-rate-announcement\/\" class=\"no-underline\">Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage<\/a><\/p>\n        <p class=\"article-description\">Latest update: The Bank of Canada has increased its interest rate to 2.50%. <\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/can-i-unlock-my-locked-in-retirement-funds-understanding-your-options\/\" class=\"no-underline\">Can I Unlock My Locked-In Retirement Funds? Understanding Your Options<\/a><\/p>\n        <p class=\"article-description\">If you have funds in a locked-in retirement account, you may be wondering if and how you can unlock the account to access your funds.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/million-dollar-myth\/\" class=\"no-underline\">How Much Do You Really Need to Retire Comfortably in Canada? Debunking the Million Dollar Myth<\/a><\/p>\n        <p class=\"article-description\">How much do you need to retire? The million-dollar myth is out. Instead, focus on your individual needs to determine your savings goal.<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e3598a69-6e3b-4422-9132-0050c324c3d8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-3a7bb8b1 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-da17a090-27cc-4dcb-b00a-e2deb70c5149\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-4793e707 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-1\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-729595647596\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-729595647596\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-084559039163\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-084559039163\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-578916964372\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-578916964372\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-552058227609\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-552058227609\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(45.39%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 45.39%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(7.99%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 7.99%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(20.07%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 20.07%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-eb334740-57fd-4d5e-9888-b14c40f2f1d8\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d733efb9-41d8-4be6-bdb5-8b23c11fffb5\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-97874\" class=\"rbc-latest-posts-content-card-type-2 post-97874 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-travel-tips rbc_content_type-article rbc_lob_group-accounts rbc_difficulty_level-beginner rbc_mmm_category-goals-aspirations rbc_mmm_category-planning-for-a-big-trip rbc_mmm_category-travel-and-cross-border\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A smiling woman wearing a sun hat and sunglasses uses her smartphone while sitting on a sunny coastal promenade, with a colourful Mediterranean waterfront town in the background.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/05\/Woman-on-vacation.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A smiling woman wearing a sun hat and sunglasses uses her smartphone while sitting on a sunny coastal promenade, with a colourful Mediterranean waterfront town in the background.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/planning-for-a-big-trip\/\">\n\t\t\t\t\t\tPlanning for a Big Trip\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/planning-for-a-big-trip\/how-to-save-for-your-next-vacation\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How to Save for Your Next Vacation<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how to save money for your dream vacation. Discover the best savings strategies, tips, and RBC tools to make your travel dreams a reality.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97874 -->\n\n<article id=\"post-57472\" class=\"rbc-latest-posts-content-card-type-2 post-57472 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-home-ownership tag-real-estate rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-account-types rbc_mmm_category-banking-basics rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-goals-aspirations rbc_mmm_category-life-events rbc_mmm_category-money-academy rbc_mmm_category-new-to-canada rbc_mmm_category-settling-in-canada\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A person using a calculator and holding a pen at a desk, with a clipboard and a small model house in the background, representing the financial planning involved in buying a home.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-default-222-1-1-2.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A person using a calculator and holding a pen at a desk, with a clipboard and a small model house in the background, representing the financial planning involved in buying a home.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/mortgage-101-finding-the-right-sized-mortgage-for-you-checklist\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Mortgage 101: Finding the Right-sized Mortgage for You [CHECKLIST]<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">While you may be tempted to buy at the top of your price range to get that perfect home, make sure you&#039;ve thought about the additional costs \u2014&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57472 -->\n\n<article id=\"post-97831\" class=\"rbc-latest-posts-content-card-type-2 post-97831 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-real-estate rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-buying-your-next-home rbc_mmm_category-goals-aspirations\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Burning Questions: Mortgage Edition\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"360\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/05\/114676-WEB_BurningQs_Banner_1200x675_0526_E.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Burning Questions: Mortgage Edition\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/top-burning-mortgage-questions-canadians-are-asking\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Top Burning Mortgage Questions Canadians Are Asking<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Get clear answers to Canada&#039;s most-asked mortgage questions. Learn about fixed vs. variable rates, down payments, mortgage renewal, and more. Expert&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97831 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-47c84be4-d9d2-44ee-a5a8-0791851e3263\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-39c7dbd1-2c6f-4023-af14-3fb2ec73782c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ab4cee2e-9ccc-4c3c-8822-b02ba2f3bb24\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">67% of Canadians are concerned about their cash flow<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e07cb9cc-e597-4481-861e-4bcff00155be\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-83db0eb4-1094-41ea-b45f-10a00c5c72a3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-1\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-583f2252-9bbe-4b2f-9a0c-0d4a8746ed34\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-d4791dd4\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-bdb5178c-fad6-4c6e-92bf-5700e6f9edc8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8dd3bb8b-89e5-49fb-989c-bd062c31d25f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-211e2e41\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6b05795c-75a6-41a7-85c9-6467bb01c2c2\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3be36cf5-bf73-4f43-a4b4-484639248c91\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-e9339ae6\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-95ecce68-48e3-4618-83fb-54de8b4f8c60\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-f83f5a77-7ce0-44de-bf91-ecaccf64cbbb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-40e3e377 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ae17bdc5-7664-4c31-a352-afe362b3e3e4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-97645\" class=\"rbc-latest-posts-content-card-type-2 post-97645 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-education tag-paying-for-school tag-students rbc_content_type-article rbc_audience-parents rbc_audience-students rbc_lob_group-students rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-goals-aspirations rbc_mmm_category-going-to-college-or-university rbc_mmm_category-life-events rbc_mmm_category-parenthood rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Parent and child reviewing post-secondary education options together on a laptop at home\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/Cost-of-post-secondary-education_image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Parent and child reviewing post-secondary education options together on a laptop at home\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/canadian-post-secondary-education-costs-a-parents-guide\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Canadian Post-Secondary Education Costs: A Parent&#8217;s Guide<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn about Canada&#039;s post-secondary costs, how to save with RESPs, maximize government grants and plan for your child&#039;s tuition stress-free.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97645 -->\n\n<article id=\"post-97092\" class=\"rbc-latest-posts-content-card-type-2 post-97092 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-managing-money tag-paying-for-school tag-resp tag-rrsp rbc_content_type-article rbc_audience-parents rbc_audience-students rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-goals-aspirations rbc_mmm_category-going-to-college-or-university rbc_mmm_category-life-events rbc_mmm_category-parenthood rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Parents happily celebrating childs graduation while knowing they have been able to balance RESP and RRSP contributions.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_172567265_RESPvsRRSP.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Parents happily celebrating childs graduation while knowing they have been able to balance RESP and RRSP contributions.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/resps-vs-rrsps-how-to-balance-education-and-retirement-savings\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">RESPs vs RRSPs: How to Balance Education and Retirement Savings<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how parents can balance RESP and RRSP contributions to help pay for their child\u2019s post-secondary education without sacrificing their own&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97092 -->\n\n<article id=\"post-96933\" class=\"rbc-latest-posts-content-card-type-2 post-96933 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-personal-finance tag-retirement rbc_content_type-article rbc_audience-parents rbc_audience-relationships rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-goals-aspirations rbc_mmm_category-planning-for-retirement rbc_mmm_category-retirement\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Middle-aged couple walking dog while reflecting on retirement savings and future financial security; image representing retirement readiness planning\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_1823396156_retirementreadiness.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Middle-aged couple walking dog while reflecting on retirement savings and future financial security; image representing retirement readiness planning\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/\">\n\t\t\t\t\t\tPlanning for Retirement\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/behind-on-retirement-savings-what-to-do-now\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Behind on retirement savings? What to do now.<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Behind on retirement savings? Assess your retirement readiness and learn how to catch up with proven strategies designed for Canadians.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-96933 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-17ec63a1-2908-46a0-9642-96a2e3c9d14d\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-36fd2aec-cbb9-4253-b3ce-5bcb3c8bad3a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-77b0a295-b25e-46c3-b13a-ff19af6f09f2\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7a760768-ac0f-4d89-87a9-5e0484f4aedd\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">Over half of Canadians believe retiring comfortably is their most important investing goal<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-76cb88e4-456d-4688-a22f-fb1d1859c79a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4ddc235e-7b01-439e-aa56-faef444b360a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-1\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-41f4d3b6-1b89-4666-817c-9e856bf9772d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-26859815\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FHSA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FHSA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c1ef1180-30d1-4b71-bb8c-25d87eb383fa\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4d99d5ce-a2d5-455d-8f28-4ee1c93a02d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-b8160e66\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ac6149a4-ec29-4a05-a151-6b9109528d9c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7178cac0-e62d-4dd6-913e-76536fd3e878\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-21432c02\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0b099ab7-386e-438c-8ddc-efb2ba661a36\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane\" aria-labelledby=\"section-tab-cb9a970d\" id=\"section-content-cb9a970d\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-90747\" class=\"rbc-latest-posts-content-card-type-2 post-90747 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-parenting tag-personal-finance tag-women-led-businesses rbc_content_type-article rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-life-events rbc_mmm_category-women-money-management\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A mother and baby with a laptop\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"422\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/11\/shutterstock_2466628469_MumSideHustles.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A mother and baby with a laptop\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/women-money-management\/\">\n\t\t\t\t\t\tWomen and Money Management\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/women-money-management\/from-kitchen-table-to-boardroom-table-side-hustles-for-women-and-stay-at-home-moms\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">From Kitchen Table to Boardroom Table: Side hustles for women and stay-at-home moms<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">With the rising cost of living, many women are starting side hustles to supplement their household income and gain greater financial independence&#8230;.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-90747 -->\n\n<article id=\"post-57472\" class=\"rbc-latest-posts-content-card-type-2 post-57472 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-home-ownership tag-real-estate rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-account-types rbc_mmm_category-banking-basics rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-goals-aspirations rbc_mmm_category-life-events rbc_mmm_category-money-academy rbc_mmm_category-new-to-canada rbc_mmm_category-settling-in-canada\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A person using a calculator and holding a pen at a desk, with a clipboard and a small model house in the background, representing the financial planning involved in buying a home.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-default-222-1-1-2.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A person using a calculator and holding a pen at a desk, with a clipboard and a small model house in the background, representing the financial planning involved in buying a home.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/mortgage-101-finding-the-right-sized-mortgage-for-you-checklist\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Mortgage 101: Finding the Right-sized Mortgage for You [CHECKLIST]<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">While you may be tempted to buy at the top of your price range to get that perfect home, make sure you&#039;ve thought about the additional costs \u2014&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57472 -->\n\n<article id=\"post-57480\" class=\"rbc-latest-posts-content-card-type-2 post-57480 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-home-ownership tag-real-estate rbc_content_type-article rbc_audience-newcomer rbc_audience-parents rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-goals-aspirations rbc_mmm_category-life-events rbc_mmm_category-new-to-canada rbc_mmm_category-settling-in-canada\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Girl speaking on her phone\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/TD-8-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Girl speaking on her phone\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/\">\n\t\t\t\t\t\tBuying Your First Home\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-first-home\/home-buying-top-tips-tools-for-every-step-of-the-journey\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Home Buying: Top Tips &amp; Tools for Every Step of the Journey<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">By understanding the home-buying process you can plan ahead, prepare financially, and find the right home for you.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57480 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-920b93c5-b36e-4228-bd8d-bdde5d086d37\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-c68f16dd-eeb9-4596-884e-38525929123b\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-48e259fa-7d9c-42d6-b908-1c3d4bd9cf15\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-aac302c0-bc02-4992-bca9-ff67be75e109\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-12a4ecec-ea97-49fc-a08b-a6025b1c23cc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-2\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e1f604a9-d76a-484c-8ad2-0001904d3d19\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/women-money-management\/from-kitchen-table-to-boardroom-table-side-hustles-for-women-and-stay-at-home-moms\/\" class=\"no-underline\">From Kitchen Table to Boardroom Table: Side hustles for women and stay-at-home moms<\/a><\/p>\n        <p class=\"article-description\">With the rising cost of living, many women are starting side hustles to supplement their household income and gain greater financial independence. Here are some ideas to get you started.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-cards\/how-does-credit-card-interest-rate-work\/\" class=\"no-underline\">How does credit card interest rate work<\/a><\/p>\n        <p class=\"article-description\">Credit cards can be a helpful financial tool but beware of interest charges.  Here\u2019s how credit card interest rates work.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/death-of-a-family-member\/debt-and-death-managing-financial-obligations-after-the-death-of-a-loved-one\/\" class=\"no-underline\">Debt and Death: Managing Financial Obligations After the Death of a Loved One<\/a><\/p>\n        <p class=\"article-description\">If a loved one dies with outstanding debt, who&#039;s responsible for it? Learn how debt is managed after death and what your role might be.<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-aa76fae6-fe8b-4a87-8022-4fc603a3c09d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-3a7bb8b1 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-038c3bde-fc18-4b3b-bf63-b9c845b140c2\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-4793e707 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-2\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-192749486644\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-192749486644\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-405218528124\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-405218528124\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-582336581368\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-582336581368\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-607898206227\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-607898206227\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(45.39%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 45.39%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(7.99%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 7.99%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(20.07%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 20.07%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-05a8fa13-292b-46c4-a054-2135b10d9f9f\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a103570f-161d-45ae-9ef5-729495194b66\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-89780\" class=\"rbc-latest-posts-content-card-type-2 post-89780 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-career-planning-development tag-education rbc_content_type-article rbc_audience-newcomer rbc_lob_group-newcomer rbc_difficulty_level-beginner rbc_mmm_category-employment-in-canada rbc_mmm_category-finding-a-job rbc_mmm_category-goals-aspirations rbc_mmm_category-life-events rbc_mmm_category-new-to-canada rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Graduation caps in the sky\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"480\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/09\/shutterstock_2475380851_studentdebt.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Graduation caps in the sky\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/finding-a-job\/\">\n\t\t\t\t\t\tFinding a Job\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/finding-a-job\/repay-student-loan\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How to Repay Student Loans In Canada: A Guide for Grads<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Get tips and tools on how to pay down your student debt faster.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-89780 -->\n\n<article id=\"post-97645\" class=\"rbc-latest-posts-content-card-type-2 post-97645 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-education tag-paying-for-school tag-students rbc_content_type-article rbc_audience-parents rbc_audience-students rbc_lob_group-students rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-goals-aspirations rbc_mmm_category-going-to-college-or-university rbc_mmm_category-life-events rbc_mmm_category-parenthood rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Parent and child reviewing post-secondary education options together on a laptop at home\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/Cost-of-post-secondary-education_image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Parent and child reviewing post-secondary education options together on a laptop at home\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/canadian-post-secondary-education-costs-a-parents-guide\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Canadian Post-Secondary Education Costs: A Parent&#8217;s Guide<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn about Canada&#039;s post-secondary costs, how to save with RESPs, maximize government grants and plan for your child&#039;s tuition stress-free.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97645 -->\n\n<article id=\"post-97092\" class=\"rbc-latest-posts-content-card-type-2 post-97092 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-managing-money tag-paying-for-school tag-resp tag-rrsp rbc_content_type-article rbc_audience-parents rbc_audience-students rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-goals-aspirations rbc_mmm_category-going-to-college-or-university rbc_mmm_category-life-events rbc_mmm_category-parenthood rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Parents happily celebrating childs graduation while knowing they have been able to balance RESP and RRSP contributions.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_172567265_RESPvsRRSP.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Parents happily celebrating childs graduation while knowing they have been able to balance RESP and RRSP contributions.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/resps-vs-rrsps-how-to-balance-education-and-retirement-savings\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">RESPs vs RRSPs: How to Balance Education and Retirement Savings<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how parents can balance RESP and RRSP contributions to help pay for their child\u2019s post-secondary education without sacrificing their own&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97092 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-a82a1108-3d75-4d9e-8c78-88287399af07\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-bdaa8f7e-671a-4d45-8aef-6b96aad209d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a4703107-acb0-43ce-982a-d046b99dbebb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">67% of Canadians are concerned about their cash flow<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-bbec7f33-633e-4505-a1cb-c9d4e09607ce\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-94b1755f-90fc-4844-bc64-fcecc3dfaf14\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-2\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-2dd04d33-60af-46c7-b03b-b4cefd5ce647\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-1f02ab50\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-771d898e-1deb-43d0-ad29-cd88c7851547\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-453a467b-a282-4314-b570-432bdc8c3c9f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-b0f5b723\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0df03b70-bb27-4efa-9eb4-bc2fd4fb8328\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4a8d0687-a34e-443b-8566-f9e5a352f124\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-b2220d55\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-fb1d54ed-700c-4167-b410-8d28faa44d49\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d2cbcd79-9ac9-4032-898b-03f524e4b939\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-40e3e377 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-25a7dd34-766f-4390-b535-7091910e9add\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-97645\" class=\"rbc-latest-posts-content-card-type-2 post-97645 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-education tag-paying-for-school tag-students rbc_content_type-article rbc_audience-parents rbc_audience-students rbc_lob_group-students rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-goals-aspirations rbc_mmm_category-going-to-college-or-university rbc_mmm_category-life-events rbc_mmm_category-parenthood rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Parent and child reviewing post-secondary education options together on a laptop at home\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/Cost-of-post-secondary-education_image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Parent and child reviewing post-secondary education options together on a laptop at home\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/canadian-post-secondary-education-costs-a-parents-guide\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Canadian Post-Secondary Education Costs: A Parent&#8217;s Guide<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn about Canada&#039;s post-secondary costs, how to save with RESPs, maximize government grants and plan for your child&#039;s tuition stress-free.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97645 -->\n\n<article id=\"post-97092\" class=\"rbc-latest-posts-content-card-type-2 post-97092 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-managing-money tag-paying-for-school tag-resp tag-rrsp rbc_content_type-article rbc_audience-parents rbc_audience-students rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-finances-and-relationships rbc_mmm_category-goals-aspirations rbc_mmm_category-going-to-college-or-university rbc_mmm_category-life-events rbc_mmm_category-parenthood rbc_mmm_category-school-and-career\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Parents happily celebrating childs graduation while knowing they have been able to balance RESP and RRSP contributions.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_172567265_RESPvsRRSP.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Parents happily celebrating childs graduation while knowing they have been able to balance RESP and RRSP contributions.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/\">\n\t\t\t\t\t\tParenthood\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/parenthood\/resps-vs-rrsps-how-to-balance-education-and-retirement-savings\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">RESPs vs RRSPs: How to Balance Education and Retirement Savings<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how parents can balance RESP and RRSP contributions to help pay for their child\u2019s post-secondary education without sacrificing their own&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-97092 -->\n\n<article id=\"post-96933\" class=\"rbc-latest-posts-content-card-type-2 post-96933 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-personal-finance tag-retirement rbc_content_type-article rbc_audience-parents rbc_audience-relationships rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-goals-aspirations rbc_mmm_category-planning-for-retirement rbc_mmm_category-retirement\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Middle-aged couple walking dog while reflecting on retirement savings and future financial security; image representing retirement readiness planning\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_1823396156_retirementreadiness.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Middle-aged couple walking dog while reflecting on retirement savings and future financial security; image representing retirement readiness planning\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/\">\n\t\t\t\t\t\tPlanning for Retirement\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/behind-on-retirement-savings-what-to-do-now\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Behind on retirement savings? What to do now.<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Behind on retirement savings? Assess your retirement readiness and learn how to catch up with proven strategies designed for Canadians.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-96933 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d1ed5bdb-e220-4241-b1c7-f28d6b245587\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-1bf599d9-5574-4862-a0bc-e7d51581991c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-527b07db-58a6-485f-8f41-5f9cb891c58e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-27f6eabf-d5c6-450b-9146-ebed4acea88a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">54% of Canadians are paying more attention to their day-to-day living expenses<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-329d4d88-f9ac-4452-a421-2d589325bafa\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a39d31c6-4f06-467f-a4c2-f7b7e7dd4400\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-2\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0192472f-b98d-470b-9e81-b51afabab333\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-d5f5247f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FHSA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FHSA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8cca1eeb-f1d1-4d3a-8cf5-2a5759323e76\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-da3dfd05-1b4a-4fb0-8bf3-9e4fd3c9456c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-2f0d0287\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6f7ed773-70bc-44c3-81b1-338a636d8db5\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d627c351-6ed7-433a-8f83-46d3777dd637\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-03563ddf\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-291902f0-c46f-48b1-8281-327930f0d63d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane\" aria-labelledby=\"section-tab-321d5a56\" id=\"section-content-321d5a56\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-99420\" class=\"rbc-latest-posts-content-card-type-2 post-99420 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-crime tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_lob_group-cyber-security rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A man and a woman staying alert of scams while online shopping on their phone.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/10\/Online-Shopping-Article-Image-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A man and a woman staying alert of scams while online shopping on their phone.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/spotting-scams-how-to-shop-safely-online-this-black-friday\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Spotting Scams: How to Shop Safely Online This Black Friday<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Great deals are part of the excitement of Black Friday, but scammers are looking to cash in too. Learn how to spot online shopping scams and protect&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-99420 -->\n\n<article id=\"post-99403\" class=\"rbc-latest-posts-content-card-type-2 post-99403 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_lob_group-cyber-security rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A woman using a computer to browse the internet, while avoiding fake websites.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"445\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/10\/Fake-Websites-Article-Image-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A woman using a computer to browse the internet, while avoiding fake websites.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/fake-websites-and-ads-whats-changed-and-how-to-protect-yourself\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Fake Websites and Ads: What\u2019s Changed and How to Protect Yourself<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Fake websites and ads are becoming more convincing, making it harder to tell what\u2019s real online. Learn how these scams have evolved, what to watch&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-99403 -->\n\n<article id=\"post-94413\" class=\"rbc-latest-posts-content-card-type-2 post-94413 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home tag-home-ownership rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-buying-your-next-home rbc_mmm_category-economics-101 rbc_mmm_category-goals-aspirations rbc_mmm_category-investment-property-and-vacation-home rbc_mmm_category-money-academy rbc_mmm_category-refinancing-and-downsizing rbc_mmm_category-understanding-interest-rates\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Latest Bank of Canada interest rate announced on October 28, 2026.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"640\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/GettyImages-2231674294-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Latest Bank of Canada interest rate announced on October 28, 2026.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/\">\n\t\t\t\t\t\tUnderstanding Interest Rates\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/bank-of-canada-interest-rate-announcement\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Latest update: The Bank of Canada has increased its interest rate to 2.50%. <\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-94413 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-24d10094-b04b-48a6-9e51-469df7802a88\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-6833f3b8-b9ae-4568-8ae2-50e05bf28d6d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-2bb3eaa7-480d-43a4-be91-5b46842098a9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-bdcb12a9-3c02-4c74-bd91-ae2db7e21e5a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0bd983de-8471-450a-91eb-44fff2ab906e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-3\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1b3062ee-890c-4a3d-864e-b9bf367ac8c4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/8-apps-and-tools-to-help-defend-against-fraud\/\" class=\"no-underline\">4 Digital Banking Security Tools to Help Defend Against Fraud<\/a><\/p>\n        <p class=\"article-description\">Discover the helpful digital banking security tools that can help protect your bank account and assets from fraud.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/digital-safety-and-scams-how-to-protect-yourself-online\/\" class=\"no-underline\">Digital Safety and Scams: How to Protect Yourself Online<\/a><\/p>\n        <p class=\"article-description\">Our lives are more connected than ever \u2013 but online conveniences also come with risks. Discover practical steps to spot scams, protect your accounts and stay one step ahead of fraud. <\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/think-before-you-accept-smart-choices-around-cookies-and-app-permissions\/\" class=\"no-underline\">Think Before You Accept: Smart Choices Around Cookies and App Permissions<\/a><\/p>\n        <p class=\"article-description\">It\u2019s easy to accept cookies or allow app permissions without a second thought \u2013 but these quick choices shape how your data is collected and used. Here\u2019s how to stay in control without disrupting your digital life.<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6095fe71-c001-4818-ac0e-3036aaf0c188\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-3a7bb8b1 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-d8abd1b2-927f-47af-96c3-d9dfdaf4cedc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-4793e707 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-3\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-964818534632\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-964818534632\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-717134657803\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-717134657803\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-350423840831\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-350423840831\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-997257359052\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-997257359052\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(45.39%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 45.39%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(7.99%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 7.99%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(20.07%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 20.07%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ac26255f-7f4c-4e66-8e95-256f6c5030ff\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-cf3b387e-d54d-4167-9120-b6cc3ff4d237\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-99372\" class=\"rbc-latest-posts-content-card-type-2 post-99372 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-banking-digital-banking tag-cyber-security rbc_content_type-article rbc_lob_group-cyber-security rbc_difficulty_level-beginner rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Person typing on computer. Overlay of 3D cyber security illustrations.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"360\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/10\/AI-Article-Image.webp?quality=80&#038;w=640\"\n\t\t\talt=\"Person typing on computer. Overlay of 3D cyber security illustrations.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/understanding-third-party-ai-agents-and-your-rbc-banking\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Understanding third-party AI agents and your RBC banking<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Royal Bank of Canada is blocking third-party personal AI agents\u2014including Meta\u2019s Muse\u2122\u2014from accessing your RBC accounts. Here&#039;s what you need&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-99372 -->\n\n<article id=\"post-95721\" class=\"rbc-latest-posts-content-card-type-2 post-95721 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_audience-business-owners rbc_lob_group-cyber-security rbc_difficulty_level-beginner rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Business owner reviewing her cyber security protocols while in a warehouse.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/10\/Business-Owners-Article-Image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Business owner reviewing her cyber security protocols while in a warehouse.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/\">\n\t\t\t\t\t\tCommercial\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/are-you-prepared-3-essential-cyber-security-practices-for-business-owners\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Are You Prepared? 3 Essential Cyber Security Practices for Business Owners<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">October is Cyber Awareness Month: Get ahead of emerging threats with our ultimate guide for business owners<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-95721 -->\n\n<article id=\"post-99272\" class=\"rbc-latest-posts-content-card-type-2 post-99272 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-commercial-insights tag-cyber-security rbc_content_type-article rbc_lob_group-business rbc_mmm_category-business rbc_mmm_category-commercial rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Two employees sit in chairs at a desk to review code on a computer screen.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/10\/MMM-Protect-Your-Business-in-an-Evolving-Cybersecurity-Landscape.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Two employees sit in chairs at a desk to review code on a computer screen.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/\">\n\t\t\t\t\t\tCommercial\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/protect-your-business-in-an-evolving-cybersecurity-landscape\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Protect Your Business in an Evolving Cybersecurity Landscape<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Watch the interview with RBC\u2019s Chief Information Security Officer.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-99272 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-c066d95b-5311-45ff-aa43-0710bc5a0a7f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-63d862ef-86c1-4fd3-bec4-b735149e727e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-86437df1-ac1d-4bec-844d-3e7e81ff5e8d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">67% of Canadians are concerned about their cash flow<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ad77658f-5da0-453c-9af4-2d157e64af04\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a49b6284-320d-4ea9-911c-68f495a8a55f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-3\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-dc6a1582-d856-4b4a-a528-bcf0e6304586\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-d6879eb0\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e334f69f-bf20-4d98-8628-5f38a31b92ab\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1839495e-a278-4ce6-aad0-157bb7d38687\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-8de2f02f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8fd3a2b3-e34e-4bd7-8097-9c1703fed38e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0afecaf7-20e7-4901-9511-d625a4c86b39\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-8220e430\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6f9233cb-1e5f-4433-8f86-9f19f6bdc3ff\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-37024d2f-2fbc-49c5-bd00-175f329755e9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-40e3e377 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d70e7a02-6e21-4969-b402-1b11bbbd1089\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-99183\" class=\"rbc-latest-posts-content-card-type-2 post-99183 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-banking-digital-banking tag-personal-finance rbc_content_type-article rbc_lob_group-accounts rbc_mmm_category-banking-basics rbc_mmm_category-banking-tips rbc_mmm_category-money-academy rbc_mmm_category-money-mindset\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Woman looking at phone with confused expression.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/10\/iStock-1345227102.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Woman looking at phone with confused expression.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/banking-tips\/\">\n\t\t\t\t\t\tBanking Tips\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/banking-tips\/credit-ghosts-a-students-guide-to-building-credit-from-scratch\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Credit Ghosts: A Student&#8217;s Guide to Building Credit from Scratch<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how to build credit as a student in Canada, from your first credit card to paying bills on time, plus how to check your credit score for free.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-99183 -->\n\n<article id=\"post-91804\" class=\"rbc-latest-posts-content-card-type-2 post-91804 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-banking-digital-banking tag-cyber-crime tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_lob_group-cyber-security rbc_difficulty_level-beginner rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A person checking his phone\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"480\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/01\/shutterstock_2495795811.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A person checking his phone\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/how-ai-is-changing-the-nature-of-cybercrime\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How AI is changing the nature of cybercrime<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">The scams that are popular today have been around for years. Artificial intelligence (AI) is making them more effective than ever.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-91804 -->\n\n<article id=\"post-99038\" class=\"rbc-latest-posts-content-card-type-2 post-99038 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-crime tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_lob_group-cyber-security rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A man holding a phone while being notified of a scam.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/10\/Scam-Journey-Article-Image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A man holding a phone while being notified of a scam.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/spotting-scams-the-six-stages-of-a-scam\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Spotting Scams: The Six Stages of a Scam<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Most scams move through the same six stages, whatever the story or method. Here\u2019s what the stages look like, how to recognize them and how to&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-99038 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-dbadb6be-b4c8-40d3-970f-ee6909962be8\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-137c2907-0caf-4372-a7e8-c4c3163227de\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-a7f3c109-16a3-4b08-9215-5081031a009b\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b3b53625-84ab-4b91-9596-b2bad233f483\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">54% of Canadians are paying more attention to their day-to-day living expenses<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7af2824a-1fdc-40b4-8815-1f55c9fe79b1\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b4b2a6ce-9d42-42ec-b477-1a88929ea29d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-3\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-cf314d6b-101e-480b-8289-d9953300c02a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-e6fafa0b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FHSA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FHSA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5673de06-2e76-4c96-844d-9896fb05ba20\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b9e23578-46ca-43b8-b312-5ff2f03bfceb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-42cadf50\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-f85098d3-7274-45ad-ab5e-be57073586f9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1603755d-6605-44ff-8133-4531dd20c48a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-8995cdcf\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8656dd04-4c5f-4bd2-b801-c5c554981904\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane\" aria-labelledby=\"section-tab-e8aa6246\" id=\"section-content-e8aa6246\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-99411\" class=\"rbc-latest-posts-content-card-type-2 post-99411 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-agriculture rbc_content_type-article rbc_lob_group-business rbc_mmm_category-business rbc_mmm_category-commercial rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Woman smiling as she shovels hay beside a line of cows eating.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"480\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/10\/Marie-Claude-Ferland.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Woman smiling as she shovels hay beside a line of cows eating.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/\">\n\t\t\t\t\t\tCommercial\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/banking-on-the-farm-real-world-experience-farm-finances\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Banking on the Farm: How RBC Brings Real-World Experience to Farm Finances<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Marie-Claude Ferland brings decades of agriculture experience to her work with RBC. Here she shares her financial recommend dations for Canadian farm&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-99411 -->\n\n<article id=\"post-99387\" class=\"rbc-latest-posts-content-card-type-2 post-99387 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-commercial-insights rbc_content_type-article rbc_lob_group-business rbc_mmm_category-business rbc_mmm_category-commercial rbc_mmm_category-get-inspired rbc_mmm_category-innovation rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A man points at a large screen of graphs and data\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"337\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/10\/A-Competitive-Edge-How-AI-Adoption-Could-Give-Your-Business-the-Advantage.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A man points at a large screen of graphs and data\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/\">\n\t\t\t\t\t\tCommercial\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/a-competitive-edge-how-ai-adoption-could-give-your-business-the-advantage\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">A Competitive Edge: How AI Adoption Could Give Your Business the Advantage<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">AI use among Canadian businesses has tripled in two years. Here\u2019s how to judge whether it belongs in yours. <\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-99387 -->\n\n<article id=\"post-92157\" class=\"rbc-latest-posts-content-card-type-2 post-92157 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-tariffs rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-business rbc_mmm_category-business-planning rbc_mmm_category-cash-flow-management-and-financials rbc_mmm_category-managing-your-business rbc_mmm_category-right-sized-business-advice rbc_mmm_category-small-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A small business owner focuses on a laptop at a worktable in a warehouse space filled with shipping boxes.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/02\/iStock-1282210825.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A small business owner focuses on a laptop at a worktable in a warehouse space filled with shipping boxes.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/business-planning\/\">\n\t\t\t\t\t\tBusiness Planning\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/business-planning\/u-s-tariffs-whats-next-5-ways-small-and-medium-sized-canadian-businesses-can-navigate-uncertainty\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">U.S. Tariffs: 5 Strategies to Help Canadian Small Businesses Adapt<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Government programs and RBC resources can help businesses affected by tariffs manage cash flow, find new markets and invest in their operations.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-92157 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-8634953d-e70d-4d8b-87f8-e9320dac44ce\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-068d984a-c9a9-4da4-87d2-0a8c76a1913f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c2bf7c03-e38f-4cc3-a1da-7ac33bdafe6f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-f0ca7f79-ebde-406a-b808-85c1644ff646\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-fe0fdb0d-9bda-4a3b-89d5-e66ca5ce4b07\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-4\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b8138bcb-0b8e-4b4b-ba09-a00aac2885b9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/protect-your-business-in-an-evolving-cybersecurity-landscape\/\" class=\"no-underline\">Protect Your Business in an Evolving Cybersecurity Landscape<\/a><\/p>\n        <p class=\"article-description\">Watch the interview with RBC\u2019s Chief Information Security Officer.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/innovation\/real-time-rail-payments-coming-to-canada\/\" class=\"no-underline\">Real-Time Rail Payments are Coming to Canada: What This Means for Businesses<\/a><\/p>\n        <p class=\"article-description\">Real-Time Rail (RTR) will introduce a new way to instantly clear and settle payments in Canada. Here\u2019s what it could mean for how businesses send, receive and manage money.<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/banking-on-the-farm-real-world-experience-farm-finances\/\" class=\"no-underline\">Banking on the Farm: How RBC Brings Real-World Experience to Farm Finances<\/a><\/p>\n        <p class=\"article-description\">Marie-Claude Ferland brings decades of agriculture experience to her work with RBC. Here she shares her financial recommend dations for Canadian farm owners.<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-62d52459-ecf0-4f2b-9517-3d6125e755fc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-3a7bb8b1 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-3541e4be-382b-4996-92fa-33d814bb819d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-4793e707 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-4\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-808679154172\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-808679154172\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-545112840554\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-545112840554\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-909750744237\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-909750744237\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-273917047565\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-273917047565\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(45.39%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 45.39%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(7.99%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 7.99%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(20.07%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 20.07%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-10f03e4f-88b4-4b3e-b22e-d5a6c57dcb0b\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-33eed068-c3af-4509-b4a7-17233e1125ae\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-99114\" class=\"rbc-latest-posts-content-card-type-2 post-99114 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-commercial-insights rbc_content_type-article rbc_lob_group-business rbc_mmm_category-business rbc_mmm_category-cash-flow-management-and-financials rbc_mmm_category-get-inspired rbc_mmm_category-innovation rbc_mmm_category-managing-your-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Yellow crane at Canadian port with ship and shipping containers\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"323\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/10\/FX-article-image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Yellow crane at Canadian port with ship and shipping containers\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/innovation\/\">\n\t\t\t\t\t\tInnovation\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/innovation\/closing-the-gap-on-foreign-exchange-fx-exposure-best-practices-treasury-canada\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Closing the Gap on FX Exposure: Best Practices for Your Finance Team<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">In our Treasury Management series, RBC speaks with Canadian businesses and the specialists who advise them about how money moves through a modernized&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-99114 -->\n\n<article id=\"post-99311\" class=\"rbc-latest-posts-content-card-type-2 post-99311 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-tariffs rbc_content_type-article rbc_lob_group-business rbc_mmm_category-business rbc_mmm_category-business-planning rbc_mmm_category-cash-flow-management-and-financials rbc_mmm_category-managing-your-business rbc_mmm_category-right-sized-business-advice rbc_mmm_category-small-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Smiling young female employee wearing a denim pinafore while holding a payment terminal at a coffee store in the morning\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/10\/Rising-Costs-Tariffs-Article-Image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Smiling young female employee wearing a denim pinafore while holding a payment terminal at a coffee store in the morning\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/cash-flow-management-and-financials\/\">\n\t\t\t\t\t\tCash Flow Management and Financials\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/cash-flow-management-and-financials\/rising-costs-and-tariffs-how-to-decide-whether-to-raise-your-prices\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Rising Costs and Tariffs: How to Decide Whether to Raise Your Prices<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn how rising costs are affecting your margins and how long your business can absorb them.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-99311 -->\n\n<article id=\"post-99272\" class=\"rbc-latest-posts-content-card-type-2 post-99272 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-commercial-insights tag-cyber-security rbc_content_type-article rbc_lob_group-business rbc_mmm_category-business rbc_mmm_category-commercial rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-right-sized-business-advice\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Two employees sit in chairs at a desk to review code on a computer screen.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/10\/MMM-Protect-Your-Business-in-an-Evolving-Cybersecurity-Landscape.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Two employees sit in chairs at a desk to review code on a computer screen.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/\">\n\t\t\t\t\t\tCommercial\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/commercial\/protect-your-business-in-an-evolving-cybersecurity-landscape\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Protect Your Business in an Evolving Cybersecurity Landscape<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Watch the interview with RBC\u2019s Chief Information Security Officer.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-99272 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-5cd01cbe-5861-48de-af24-0e3ddbffe375\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-adacc26d-e2e5-4692-b7f3-f4af697e6947\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4eb066a3-a275-4706-8803-0c67dec2ee16\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">67% of Canadians are concerned about their cash flow&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b3bf8221-30ba-4039-8559-e107d8f60d82\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-74083c08-cbe3-4118-8ce6-e0f77b0775d7\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-4\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-605997e5-998f-408d-9049-0d719b0e962d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-c64f6f80\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a6ff7aa2-1e7a-4a58-9c9f-96226ac6dccb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-12df6870-fe59-49ca-a45c-99f903c9d256\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-8c088680\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3ba26a5e-0da3-4b82-9e5d-ef01d50847f1\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e265ca4f-91ea-4e30-b8da-abb81fb32ac7\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-f692640e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c3f31f8a-92de-4f26-9037-243a4f94f36d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-d654fb72-a66e-4ab9-abb7-fb95155a5d21\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-40e3e377 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9adf122e-75d4-485f-b14d-c551013e4d87\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90101859-6796-44ac-9a6f-8c9c383f15ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a7ac0ac1-7908-4269-b0c3-de2c0176989c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b58a1676-e278-426a-a271-8b6d5e4f3158\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-99093\" class=\"rbc-latest-posts-content-card-type-2 post-99093 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-commercial-client-success-stories rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-advanced rbc_mmm_category-business rbc_mmm_category-cash-flow-management-and-financials rbc_mmm_category-get-inspired rbc_mmm_category-innovation rbc_mmm_category-managing-your-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Man and woman sit at a desk in an office looking at corporate payments on a laptop.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"323\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/10\/Steamlined-Payments-image.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Man and woman sit at a desk in an office looking at corporate payments on a laptop.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/innovation\/\">\n\t\t\t\t\t\tInnovation\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/innovation\/how-canadian-businesses-are-automating-payments-and-improving-cash-flow\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How Canadian Businesses are Automating Payments and Improving Cash Flow<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">In our Treasury Management series, RBC speaks with Canadian businesses and the finance specialists who advise them about how money moves through a&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-99093 -->\n\n<article id=\"post-99106\" class=\"rbc-latest-posts-content-card-type-2 post-99106 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-commercial-client-success-stories rbc_content_type-article rbc_audience-business-owners rbc_lob_group-business rbc_difficulty_level-advanced rbc_mmm_category-business rbc_mmm_category-cash-flow-management-and-financials rbc_mmm_category-get-inspired rbc_mmm_category-innovation rbc_mmm_category-managing-your-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Modern business furniture by Groupe Lacasse\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"357\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/10\/Lacasse.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Modern business furniture by Groupe Lacasse\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/innovation\/\">\n\t\t\t\t\t\tInnovation\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/innovation\/how-cash-management-and-innovation-helped-groupe-lacasse-increase-efficiency\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">How Cash Management and Innovation Helped Groupe Lacasse Increase Efficiency<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">See how investments in technology, careful cash management and a willingness to rethink the business is helping Groupe Lacasse stay ready for what&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-99106 -->\n\n<article id=\"post-99054\" class=\"rbc-latest-posts-content-card-type-2 post-99054 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-commercial-insights rbc_content_type-article rbc_lob_group-business rbc_mmm_category-business rbc_mmm_category-cash-flow-management-and-financials rbc_mmm_category-get-inspired rbc_mmm_category-innovation rbc_mmm_category-managing-your-business\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Staff preparing food in The Food Dude&#039;s industrial kitchen\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"395\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/10\/Food-Dudes-Headquarters.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Staff preparing food in The Food Dude&#039;s industrial kitchen\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/innovation\/\">\n\t\t\t\t\t\tInnovation\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/innovation\/how-the-food-dudes-built-the-financial-systems-to-manage-cash-flow\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Always in Season: How The Food Dudes Built the Financial Systems to Manage Cash Flow Year-Round<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">From museum cafes to the Honda Indy, The Food Dudes has structured its finances around a calendar it can\u2019t always control, offering a blueprint for&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-99054 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-abfcb73e-e804-4bf1-9a7f-9101203c737f\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-35a071d5-4264-4423-abe6-8dce0560914c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-f1c6faea-ecbb-4d94-a1a9-3fa3c654cad4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-63709e2f-f845-44c5-87fe-7fcb3069ea9f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">54% of Canadians are paying more attention to their day-to-day living expenses&nbsp;&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7557e403-c492-47cb-8719-ca115b47a773\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-32c7c90e-26f3-4682-bdcc-32f8c83abc2b\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-4\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e37bc653-8d73-419d-a5db-c20dc655dbc4\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-cc59041b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FSHA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FSHA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ab81047f-be9c-42f1-aff9-23e5a65bb8e3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c7e89c94-9565-4d60-87c8-c0fc6802e8b0\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-c7e3b60b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-cf784a1c-eca1-4a58-89b5-3c7f9572f7f1\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3bfb529c-59db-4d8b-af62-fd6489924e10\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-37de7411\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-357a253c-964c-4219-8ebd-5114ecfefaeb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"pad-t-0 pad-b-0 mob-pad-l-0 mob-pad-r-0 tab-pane\" aria-labelledby=\"section-tab-98f70542\" id=\"section-content-98f70542\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-87444\" class=\"rbc-latest-posts-content-card-type-2 post-87444 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-investing tag-personal-finance tag-savings rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-ideas-and-motivation rbc_mmm_category-inspired-investor rbc_mmm_category-investing rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A couple typing on their laptop and mobile phone.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"365\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/04\/Investing-and-Saving_1856x1058.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A couple typing on their laptop and mobile phone.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/\">\n\t\t\t\t\t\tIdeas and Motivation\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/should-you-be-investing-or-saving-right-now\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Should I Invest or Save?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Learn the differences between saving and investing and how to decide the best move for your money.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-87444 -->\n\n<article id=\"post-58001\" class=\"rbc-latest-posts-content-card-type-2 post-58001 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-rrsp rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Young man working at a desk with a laptop and looking at a paper desk calendar.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/TDD-2.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Young man working at a desk with a laptop and looking at a paper desk calendar.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/\">\n\t\t\t\t\t\tInvesting Academy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/last-minute-rrsp-planning-deadline-limits-and-more\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">RRSP Contribution Deadline &amp; Limits Guide<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Get all the info you need about Registered Retirement Savings Plan (RRSP) contributions before the upcoming deadline.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58001 -->\n\n<article id=\"post-91380\" class=\"rbc-latest-posts-content-card-type-2 post-91380 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-investing tag-managing-money tag-mutual-funds tag-resp tag-retirement tag-rrsp tag-savings tag-tfsa rbc_content_type-article rbc_lob_group-accounts rbc_difficulty_level-beginner rbc_mmm_category-account-types rbc_mmm_category-banking-basics rbc_mmm_category-ideas-and-motivation rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A young woman deep in thought\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/01\/How-TFSA-work-shutterstock_2382160079.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A young woman deep in thought\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/account-types\/\">\n\t\t\t\t\t\tAccount Types\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/account-types\/tax-free-savings-account\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">TFSA Accounts: What They Are and How They Work<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">This guide offers an overview of tax-free savings accounts (TFSAs) and how they work. Learn the benefits of having a TFSA, the ins and outs of&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-91380 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-08126fff-76ae-4a84-bf9b-abd604c9635f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-9332b7ef-3164-4b7c-aa1d-9bdb3a278163\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-505d0b2e-e73b-401b-af94-a445913df912\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">44% of Canadians were not prepared for the impact of inflation<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b2eca864-45d9-4afe-b0a3-bf26cdbd0c38\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e10d9b83-5e4d-4a2a-8b37-e89df685ba09\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0 has-text-major-xs-font-size\" id=\"h-most-popular-5\">Most Popular<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e4ed1f41-42cc-415a-8d60-ce21d96a3f6e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-rbc-top-articles top-articles-type-2\">\n\t\t\t\t<ol class=\"grid-wpr\">\n\n\t\t\t\t\t<li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/the-complete-guide-to-choosing-a-financial-advisor\/\" class=\"no-underline\">The Complete Guide to Choosing a Financial Advisor<\/a><\/p>\n        <p class=\"article-description\">How to choose a financial advisor that\u2019s right for you<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/account-types\/tax-free-savings-account\/\" class=\"no-underline\">TFSA Accounts: What They Are and How They Work<\/a><\/p>\n        <p class=\"article-description\">This guide offers an overview of tax-free savings accounts (TFSAs) and how they work. Learn the benefits of having a TFSA, the ins and outs of contributing to the account, investing options and beneficiary implications.\u00a0<\/p>\n      <\/article>\n  <\/div>\n<\/li><li>\n  <div class=\"top-article\">\n    <article>\n    <p class=\"article-title\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/smart-saving\/fhsa-9-questions-answered-about-the-new-first-home-savings-account\/\" class=\"no-underline\">FHSA: 9 Questions Answered About the New First Home Savings Account<\/a><\/p>\n        <p class=\"article-description\">The Canadian government has introduced a new registered account aimed at first-time homebuyers. Here&#039;s what to know about it.<\/p>\n      <\/article>\n  <\/div>\n<\/li>\n\t\t\t\t<\/ol>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3ac6ce95-8596-48cc-811d-398d0fa5c214\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group is-style-full-width-constrained has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-3a7bb8b1 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px\">\t\n\t<div class=\"wp-block-tk-spacer id-dc50315b-5394-4f18-90bd-7bc7a4bab1f8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-4793e707 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-rbc-rbc-block pos-rel block-wpr pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 mob-pad-r-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 pad-l-0 mob-pad-l-0 pad-r-0 mob-pad-r-0\">\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-t pad-l pad-r pad-b-qtr mob-pad-t-dbl mob-pad-b-dbl mob-pad-l-dbl mob-pad-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<h4 class=\"wp-block-heading\" id=\"h-which-of-the-following-cyber-security-issues-do-you-struggle-with-the-most-5\">Which of the following Cyber Security issues do you struggle with the most?<\/h4>\n\n\n<div class=\"wp-block-rbc-rbc-blocks-poll\" data-poll-id=\"09b076a0-d69f-4177-aba4-d69b3ee9a261\" data-pid=\"22794\">\n\t<form class=\"poll-choices\">\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-0-216996100135\"\n\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-0-216996100135\">\n\t\t\t\t\tRemembering passwords\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-1-019782399373\"\n\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-1-019782399373\">\n\t\t\t\t\tRecognizing phishing attempts\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-2-727001309606\"\n\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-2-727001309606\">\n\t\t\t\t\tKeeping devices secure from hackers\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"single-option mar-b-qtr has-label\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"radio\"\n\t\t\t\t\tname=\"poll-choice\"\n\t\t\t\t\tid=\"poll-choice-4-934880968287\"\n\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\/>\n\t\t\t\t<label for=\"poll-choice-4-934880968287\">\n\t\t\t\t\tStaying up to date with security practices\t\t\t\t<\/label>\n\t\t\t<\/div>\n\t\t\t\t<button type=\"submit\" class=\"btn tertiary mar-t-qtr\" data-dig-id=\"\">\n\t\t\tSubmit\t\t<\/button>\n\t<\/form>\n\t<div class=\"poll-results\">\n\t\t<ul class=\"mar-b-dbl\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Remembering passwords<\/span>\n\t\t\t\t\t<span>(45.39%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 45.39%; height: 8px; background-color: #006ac3; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Recognizing phishing attempts<\/span>\n\t\t\t\t\t<span>(7.99%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 7.99%; height: 8px; background-color: #ffc72c; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Keeping devices secure from hackers<\/span>\n\t\t\t\t\t<span>(20.07%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 20.07%; height: 8px; background-color: #dbdbdb; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span>Staying up to date with security practices<\/span>\n\t\t\t\t\t<span>(0%)<\/span>\n\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"poll-bar\"\n\t\t\t\t\t\tstyle=\"height: 8px; margin-top: 10px\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div style=\"width: 1%; height: 8px; background-color: #51b5e0; border-radius: 8px;\" ><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column desktop-only is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:400px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/10\/mmm-poll-november.jpg?quality=80);\n\t\t\t\t\t\tbackground-position: 0% 100%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-cfb9f771-2c86-47da-bd2b-7c56cc3e312f\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-cd332593-3930-4829-afb9-50fc4af39abc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-91368\" class=\"rbc-latest-posts-content-card-type-2 post-91368 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-investing tag-managing-money tag-resp tag-retirement tag-rrsp tag-savings tag-tfsa rbc_content_type-article rbc_lob_group-accounts rbc_difficulty_level-beginner rbc_mmm_category-banking-basics rbc_mmm_category-budgeting rbc_mmm_category-ideas-and-motivation rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Digital form checklist\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"420\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/01\/2025-financial-roadmap-shutterstock_2375988879.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Digital form checklist\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/\">\n\t\t\t\t\t\tBudgeting\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/2026-financial-roadmap-aligning-your-budget-borrowing-and-investments-to-your-goals\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">2026 Financial Roadmap: A Guide to Debt, Budgeting and Investing in Canada<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">This guide will walk you through five key steps on how to assess your financial health and prepare yourself for success in 2026 and beyond.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-91368 -->\n\n<article id=\"post-57953\" class=\"rbc-latest-posts-content-card-type-2 post-57953 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-rrsp tag-savings tag-tfsa rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Young woman using a laptop while working from home\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/01\/TFSA-or-RRSP.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Young woman using a laptop while working from home\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/\">\n\t\t\t\t\t\tInvesting Academy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/tfsa-or-rrsp-how-to-find-the-right-fit\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">TFSA or RRSP: Which Canadian Investment Account is Right for You?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Asking yourself these three questions about your goals, tax considerations and contribution room can help you make the right decision.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57953 -->\n\n<article id=\"post-58038\" class=\"rbc-latest-posts-content-card-type-2 post-58038 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-inspired-investor rbc_mmm_category-smart-saving\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A happy family walking in a neighborhood\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"409\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/11\/85401d45-d316-499d-ac08-c12222d604be.png?quality=80&#038;w=640\"\n\t\t\talt=\"A happy family walking in a neighborhood\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/smart-saving\/\">\n\t\t\t\t\t\tSmart Saving\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/smart-saving\/tfsa-vs-rrsp-vs-fhsa-your-top-questions-answered\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">TFSA vs RRSP vs FHSA: Your Top Questions Answered\u00a0<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Canadians now have three major registered investments accounts to choose from. Here\u2019s how to determine which ones best meet your needs.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58038 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-9bfe709e-2b5e-4c3f-be65-7d5c31446f19\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-37a8b06b-7e20-4b77-8289-c9cdced093d3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e87c7028-9a15-409f-b18c-e2e45dd812a8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">67% of Canadians are concerned about their cash flow<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-99b8923f-3b97-4c89-8bb6-e84011459014\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1575acd6-3a4b-4bf7-b093-4ae6bed96697\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-tools-amp-calculators-5\">Tools &amp; Calculators<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-da572ce4-9695-40a3-9099-ebdbe31e4ce3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/rrsp\/rrsp-calculator.html\" data-dig-id=\"LP-8930-23af4dbd\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RRSP Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">RRSP Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-2c6c296d-f4a6-4700-8dd6-a8a3666b852b\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">See How Much You Could Save in a Registered Retirement Savings Plan<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6a8002b2-2225-419f-997c-ad0c16e418b7\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/apps.royalbank.com\/apps\/mortgages\/mortgage-payment-calculator\/\" data-dig-id=\"LP-8930-b6675bc5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mortgage Payment Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Mortgage Payment Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a312e503-ac0e-4398-b500-8d2673652b39\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Quickly See What Your Mortgage Payments Might Look Like<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6217a433-34e1-42d3-9dae-ac85c9d08d0f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/sustainable-finance-solutions\/electric-car-guide\/electric-car-cost-calculator\/\" data-dig-id=\"LP-8930-ed196f5e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Electric Car Cost Calculator\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Electric Car Cost Calculator<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1be58839-bbdd-4b82-94bc-ea562a4ff611\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-15c5ed4b-d94c-430d-a18b-2042ee83205e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group overflow-hidden is-style-full-width-constrained pad-b-0 pad-t-0 has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\t\n\t<div class=\"wp-block-tk-spacer id-648651e7-475e-4e0f-ab25-907d4feff930\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-ideas-voices\">Ideas &amp; Voices<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading\" id=\"h-inspired-investor\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/\" data-dig-id=\"LP-22794-93134333\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Inspired Investor\" class=\"rbc-link-format\">Inspired Investor<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-82d2fed7-504e-4640-a749-c7f3887f46c8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting.png\" alt=\"Character sitting\" class=\"wp-image-25960\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-40e3e377 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:32px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-baeumler\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/baeumler\/\" data-dig-id=\"LP-22794-76bba443\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Baeumler\" class=\"rbc-link-format\">Baeumler<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a115c754-013a-40c5-83c7-64e982a4e811\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"256\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Graduate.png?w=165\" alt=\"graduation\" class=\"wp-image-72152\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7959dcff wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:15px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-the-wealthy-barber\" style=\"padding-left:17px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/\" data-dig-id=\"LP-22794-40c61890\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Wealthy Barber\" class=\"rbc-link-format\">The Wealthy Barber<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-83af9a00-c7e9-420d-8bac-60b2b09f90a9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"264\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?w=313\" alt=\"advisor\" class=\"wp-image-72154\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png 313w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Character-Advisor.png?resize=300,253 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group is-style-vertical-space-between has-rbc-bright-blue-tint-3-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-057efba5 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:32px;padding-right:32px;padding-bottom:0px;padding-left:0px\">\n<h3 class=\"wp-block-heading mar-t-0\" id=\"h-take-2-minutes\" style=\"padding-left:32px\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/take-2-minutes\/\" data-dig-id=\"LP-22794-c89f7044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Take 2 Minutes\" class=\"rbc-link-format\">Take 2 Minutes<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-9e605a93-f107-4e93-b20b-80843ae10b16\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/Character-Sitting-Beach-1.png\" alt=\"Character sitting on the beach\" class=\"wp-image-25959\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-fddb7dbd-0340-43d1-89a9-4b4fee9dbd9e\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-632d05f0-5974-4b35-958f-75f58a8e01d0\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-94951\" class=\"rbc-latest-posts-content-card-type-2 post-94951 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-banking-digital-banking tag-etfs tag-mutual-funds tag-stocks rbc_content_type-article rbc_audience-parents rbc_audience-seniors rbc_audience-youth rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-ideas-and-motivation rbc_mmm_category-inspired-investor\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"post card image\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"298\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/BD-PSI-2.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"post card image\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/\">\n\t\t\t\t\t\tIdeas and Motivation\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/understanding-diversification-and-why-successful-investors-rely-on-it-2\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Understanding Diversification and Why Successful Investors Rely on It<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">A varied asset mix can help boost your portfolio during economic uncertainty<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-94951 -->\n\n<article id=\"post-93629\" class=\"rbc-latest-posts-content-card-type-2 post-93629 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-mutual-funds tag-new-to-canada tag-resp tag-rrsp tag-tfsa rbc_content_type-article rbc_audience-newcomer rbc_lob_group-investments rbc_difficulty_level-intermediate rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A pair of shoes on a yellow road behind an arrow pointing forward\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"344\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/04\/PSI_Newcomer_Start-Investing_930-X-500.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A pair of shoes on a yellow road behind an arrow pointing forward\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/\">\n\t\t\t\t\t\tInvesting Academy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/a-newcomers-guide-to-investing-in-canada\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">A Newcomer\u2019s Guide to Investing in Canada<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">This guide outlines the basics of investing in Canada to help you get comfortable before you invest<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-93629 -->\n\n<article id=\"post-58083\" class=\"rbc-latest-posts-content-card-type-2 post-58083 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-mutual-funds tag-question-of-the-week rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A lady siting in front of a laptop\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-06-21T144839.317.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A lady siting in front of a laptop\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/\">\n\t\t\t\t\t\tInvesting Academy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/what-do-i-actually-own-when-i-buy-a-mutual-fund\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Everything you need to know about mutual funds<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Here\u2019s a quick rundown on mutual funds \u2013 how they work and why they\u2019re popular.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58083 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-691fd8f2-3dea-462a-9e47-c82cd090318c\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-75eb2de6-2771-4a6b-bad6-3ae0a864fa56\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-def441d1-5d05-4470-9a5a-a9cb84e6a3a6\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-eb45b792-7cb3-4c0b-96bd-1cae247cbf8a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">54% of Canadians are paying more attention to their day-to-day living expenses&nbsp;&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-bc812d8b-ac0e-435a-adec-b40cf8a435ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color wp-block-paragraph\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-843f3ee4-b829-4dbe-88ad-1d16e4d103ff\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h4 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-additional-resources-5\">Additional Resources<\/h4>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-622e33e2-89bf-405b-999a-9eb2734e3c3c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/fhsa.html\" data-dig-id=\"LP-8930-b66f9b1c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"First Home Savings Account (FSHA)\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">First Home Savings Account (FSHA)<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-df72b3f6-b12f-420d-81ea-3596b92747ff\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Save for your first home, tax-free<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-49dbfe23-1293-4b6f-89dd-de89b059397f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-8930-e2d1fc44\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"NOMI\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">NOMI<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7c590e99-2231-43c7-b5db-0a03caaab11c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">A simple way to manage your day to day spending<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b48d588b-aa0b-4eb1-afef-48f0e08398eb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 mar-t-0 is-style-inherit-styles wp-block-paragraph\" style=\"font-weight:400;text-decoration:none\"><a href=\"https:\/\/www.rbcroyalbank.com\/investments\/myadvisor.html\" data-dig-id=\"LP-8930-56596869\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"MyAdvisor\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">MyAdvisor<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-02f6fb36-3dd8-43b1-9ed7-7a383f425e50\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Stay connected to your money and get help reaching your goals<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-dbe79835-67d9-48ac-bb29-a7f0292141d2\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block section-cool-white pos-rel  pad-t-0 pad-b-0 has-f-5-f-8-f-9-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-b-0 pad-t-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-4d4bb061-e28e-4a49-a17e-58666b922d12\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group pad-t-0 pad-b-0 has-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-0af55060 wp-block-group-is-layout-constrained\" style=\"padding-top:0px;padding-right:24px;padding-bottom:0px;padding-left:24px\">\t\n\t<div class=\"wp-block-tk-spacer id-7b8b458f-8daa-4b2c-92c2-f285847e1720\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0 wp-block-paragraph\">Money Academy<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-422b9787-9dde-4c6f-b1f1-32310a5bd1fd\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\">Learn the basics about budgeting, investing &amp; borrowing, and how interest rates and inflation impact your bottom line.&nbsp;<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5a908e90-21b5-480e-90e9-2fa1d5fc0d6d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 wp-block-paragraph\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/\" data-dig-id=\"LP-8930-c62642e7\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Money Academy\" class=\"rbc-link-format standalone-link\" data-icon-class=\"standalone-link\">Money Academy<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b75c48c6-7584-4352-80fb-b59834b742ce\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n\t\t<div class=\"align-content-desktop-center align-content-mobile-center is-style-full-height wp-block-rbc-rbc-cover\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-mobile cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A pencil, calculator and a notepad.\"\n\t\t\t\t\tstyle=\"min-height:272px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/02\/banner-image.png?quality=80);\n\t\t\t\t\t\tbackground-position: 50% 50%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"is-style-full-height hide-on-desktop cover-background-image-container\"\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"\"\n\t\t\t\t\tstyle=\"min-height:187px;\n\t\t\t\t\t\tbackground-image: url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/02\/banner-image.png?quality=80);\n\t\t\t\t\t\tbackground-position: 50% 50%;\n\t\t\t\t\t\tbackground-size: cover;\n\t\t\t\t\t\tbackground-repeat: no-repeat;\"\n\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t>\n\t\t\t\t\t\n<div class=\"wp-block-rbc-cover__inner-container\">\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4952cbb8-3832-4fec-89e8-53529476f31a\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8c69c01e-34b1-431e-b3fd-0551a7efb513\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-b-0 pad-t-0\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-more-from-rbc\">More from RBC<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-37cc9f69-6726-42e6-94bd-b91ee2c5f732\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r mob-mar-r mob-mar-b is-layout-constrained wp-block-column-is-layout-constrained\">\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.rbc.com\/en\/future-launch\/\"><img loading=\"lazy\" decoding=\"async\" width=\"360\" height=\"270\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/11\/future-launch.jpg?w=360\" alt=\"\" class=\"wp-image-78111\" style=\"aspect-ratio:3\/2;object-fit:cover\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/11\/future-launch.jpg 360w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/11\/future-launch.jpg?resize=300,225 300w\" sizes=\"auto, (max-width: 360px) 100vw, 360px\" \/><\/a><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-rbc-future-launch\"><a href=\"https:\/\/www.rbc.com\/en\/future-launch\/\" data-dig-id=\"LP-8930-0ebedbb6\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RBC Future Launch\" class=\"rbc-link-format\">RBC Future Launch<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Access programs, tools and resources designed to help you launch your career<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column mar-r mob-mar-r mob-mar-b is-layout-constrained wp-block-column-is-layout-constrained\">\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.thefoundersjourney.ca\/\"><img loading=\"lazy\" decoding=\"async\" height=\"576\" width=\"1024\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg?w=1024\" alt=\"\" class=\"wp-image-76445\" style=\"aspect-ratio:3\/2;object-fit:cover\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg 1920w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg?resize=300,169 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg?resize=768,432 768w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg?resize=1024,576 1024w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/10\/course-title-logo-ENG.jpg?resize=1536,864 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-the-founders-journey\"><a href=\"https:\/\/www.thefoundersjourney.ca\/\" data-dig-id=\"LP-8930-93d2b4a5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The Founders Journey\" class=\"rbc-link-format\">The Founders Journey<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Free online course for the aspiring entrepreneur within you <\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column mar-r mob-mar-r mob-mar-b is-layout-constrained wp-block-column-is-layout-constrained\">\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.mcgillpersonalfinance.com\/\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/McGill_ENG_iRBC_Banner@2x-1.jpg?w=1024\" alt=\"\" class=\"wp-image-11709\" style=\"aspect-ratio:3\/2;object-fit:cover\"\/><\/a><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-mcgill-personal-finance-essentials\"><a href=\"https:\/\/www.mcgillpersonalfinance.com\/\" data-dig-id=\"LP-22794-9771e40c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"McGill Personal Finance Essentials\" class=\"rbc-link-format\">McGill Personal Finance Essentials<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Free online course to take charge of your financial future<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ff9193d5-09d7-48cc-8966-ff312f712845\" aria-hidden=\"true\"><\/div>\n\t<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-f37102d6-53c7-4b74-9d90-b36bddf434d4 {\n\t\theight: 120px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-f37102d6-53c7-4b74-9d90-b36bddf434d4 {\n\t\t\theight: 32px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-f37102d6-53c7-4b74-9d90-b36bddf434d4 {\n\t\theight: 120px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-f37102d6-53c7-4b74-9d90-b36bddf434d4 {\n\t\t\theight: 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{\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-291902f0-c46f-48b1-8281-327930f0d63d {\n\t\t\theight: 16px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-24d10094-b04b-48a6-9e51-469df7802a88 {\n\t\theight: 32px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-24d10094-b04b-48a6-9e51-469df7802a88 {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-6833f3b8-b9ae-4568-8ae2-50e05bf28d6d {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-6833f3b8-b9ae-4568-8ae2-50e05bf28d6d {\n\t\t\theight: 16px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-2bb3eaa7-480d-43a4-be91-5b46842098a9 {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-2bb3eaa7-480d-43a4-be91-5b46842098a9 {\n\t\t\theight: 16px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-bdcb12a9-3c02-4c74-bd91-ae2db7e21e5a {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) 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16px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-37024d2f-2fbc-49c5-bd00-175f329755e9 {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-37024d2f-2fbc-49c5-bd00-175f329755e9 {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4 {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-29944fdf-93f8-40fa-b14f-9c6266e8e0d4 {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9 {\n\t\theight: 40px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-51a8991c-0975-487c-a3bc-1fa0b90dbcd9 {\n\t\t\theight: 40px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f {\n\t\theight: 40px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-1d04fd9e-0f62-446a-8e9e-f0a8935b237f {\n\t\t\theight: 40px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-9adf122e-75d4-485f-b14d-c551013e4d87 {\n\t\theight: 40px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-9adf122e-75d4-485f-b14d-c551013e4d87 {\n\t\t\theight: 40px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-90101859-6796-44ac-9a6f-8c9c383f15ca {\n\t\theight: 40px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-90101859-6796-44ac-9a6f-8c9c383f15ca {\n\t\t\theight: 40px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-a7ac0ac1-7908-4269-b0c3-de2c0176989c {\n\t\theight: 66px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-a7ac0ac1-7908-4269-b0c3-de2c0176989c {\n\t\t\theight: 34px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-d70e7a02-6e21-4969-b402-1b11bbbd1089 {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-d70e7a02-6e21-4969-b402-1b11bbbd1089 {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-dbadb6be-b4c8-40d3-970f-ee6909962be8 {\n\t\theight: 32px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-dbadb6be-b4c8-40d3-970f-ee6909962be8 {\n\t\t\theight: 1px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-137c2907-0caf-4372-a7e8-c4c3163227de {\n\t\theight: 1px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-137c2907-0caf-4372-a7e8-c4c3163227de {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-a7f3c109-16a3-4b08-9215-5081031a009b {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-a7f3c109-16a3-4b08-9215-5081031a009b {\n\t\t\theight: 16px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-b3b53625-84ab-4b91-9596-b2bad233f483 {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-b3b53625-84ab-4b91-9596-b2bad233f483 {\n\t\t\theight: 16px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-7af2824a-1fdc-40b4-8815-1f55c9fe79b1 {\n\t\theight: 16px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-7af2824a-1fdc-40b4-8815-1f55c9fe79b1 {\n\t\t\theight: 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