{"id":57251,"date":"2023-07-28T19:55:52","date_gmt":"2023-07-28T19:55:52","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/"},"modified":"2023-09-26T09:32:05","modified_gmt":"2023-09-26T13:32:05","slug":"money-academy","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/","title":{"rendered":"Money Academy"},"content":{"rendered":"\n<section class=\"wp-block-rbc-section-block section-cool-white pos-rel  pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-b-0 pad-t-0\" style=\"border-radius:0x\">\n<div class=\"wp-block-columns pad-b-0 mob-pad-b-0 pad-t-0 mob-pad-t-0 pad-r-0 mob-pad-r-0 is-layout-flex wp-container-core-columns-is-layout-ca70d4b3 wp-block-columns-is-layout-flex\" style=\"margin-top:0px;margin-bottom:0px;padding-top:32px;padding-bottom:32px\">\n<div class=\"wp-block-column is-vertically-aligned-center mar-r-dbl mob-mar-r-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:32px;padding-bottom:32px;flex-basis:50%\">\n<p class=\"h3 mar-t-0 mar-b-0\">Feeling overwhelmed by all those banking terms? Not sure where to start? In RBC\u2019s Money Academy, you will learn about banking, budgeting &amp; investing, and, if you keep going, cyber security and how the economy impacts your money. The more you know, the more confident you\u2019ll be.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:32px;padding-bottom:32px;flex-basis:50%\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-b1bcbd5e wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-embed aligncenter is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Money Academy\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/mTFuwvRgE7Q?feature=oembed&#038;rel=0\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-f422e3d3-af69-4452-a147-47cfc15530eb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-the-latest\">The Latest<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7a611e6a-5840-40f5-9887-79ddf3629d89\" aria-hidden=\"true\"><\/div>\n\t\n\n\t\t<div class=\"most-recent-by-taxonomy-jscroll jscroll-wrapper\">\n\t\t\t\t\t\t<div class=\"wp-block-rbc-most-recent-by-taxonomy most-recent-by-taxonomy-is-template-type-2 most-recent-by-taxonomy-default\">\n\t\t\t\t\t<article id=\"post-74936\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-74936 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-economy tag-managing-money rbc_content_type-article rbc_difficulty_level-beginner rbc_mmm_category-economics-101 rbc_mmm_category-economics-for-beginners rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"Glass globe surrounded by a stack with coins.\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"930\"\n\t\t\theight=\"620\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-07-31T120240.836-1.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"Glass globe surrounded by a stack with coins.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/economics-for-beginners\/\">\n\t\t\t\t\t\tEconomics for Beginners\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/economics-for-beginners\/what-is-money-and-how-does-it-drive-the-economy\/\" class=\"h4 loop-post-title mar-t-0\">What Is Money and How Does It Drive the Economy?<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n<article id=\"post-87444\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-87444 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-investing tag-personal-finance tag-savings rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-ideas-and-motivation rbc_mmm_category-inspired-investor rbc_mmm_category-investing rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"A couple typing on their laptop and mobile phone.\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"960\"\n\t\t\theight=\"547\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/04\/Investing-and-Saving_1856x1058.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"A couple typing on their laptop and mobile phone.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/\">\n\t\t\t\t\t\tIdeas and Motivation\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/should-you-be-investing-or-saving-right-now\/\" class=\"h4 loop-post-title mar-t-0\">Should I Invest or Save?<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n<article id=\"post-74784\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-74784 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-economy rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-economics-101 rbc_mmm_category-economics-for-beginners rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"Miniature figurine shopper pushing a shopping cart on a smart credit card and a keyboard.\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"930\"\n\t\t\theight=\"620\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-08-16T142819.308.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"Miniature figurine shopper pushing a shopping cart on a smart credit card and a keyboard.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/economics-for-beginners\/\">\n\t\t\t\t\t\tEconomics for Beginners\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/economics-for-beginners\/economics-101-how-supply-and-demand-impacts-everyday-life\/\" class=\"h4 loop-post-title mar-t-0\">How Supply and Demand Affect Prices and Everyday Life in Canada<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<!-- Different markup between back-end server side render and front-end -->\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-437fd635-576e-40c8-aab7-515908760a00\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block section-cool-white pos-rel  pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-713edee9-46e6-49ec-9b50-48d256a65382\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-group mob-mar-r-hlf mob-mar-l-hlf is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"h2\">\u201cGood money habits include spending intelligently &amp; saving even more intelligently.\u201d<\/p>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3d9a62ed-a25a-49e9-a792-a5d8448644da\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-d1b2b038-431a-47db-8916-46277b9a30c2\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0\" id=\"h-banking-basics\">Banking Basics<\/h2>\n\n\n\n<div class=\"wp-block-rbc-my-money-matters-category-list\">\n\t\t\t\t<ul>\n\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/account-types\/\">Account Types<\/a><\/li>\n\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/\">Budgeting<\/a><\/li>\n\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/banking-tips\/\">Banking Tips<\/a><\/li>\n\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/money-mindset\/\">Money Mindset<\/a><\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t<div class=\"button-ctrl\">\n\t\t\t\t<button class=\"button-prev hidden\"><span class=\"offscreen\">Go to previous tab<\/span><\/button>\n\t\t\t\t<button class=\"button-next hidden\"><span class=\"offscreen\">Go to next tab<\/span><\/button>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-94784adf-688e-4d78-8b4c-8353ef5f6e50\" aria-hidden=\"true\"><\/div>\n\t\n\n\t\t<div class=\"most-recent-by-taxonomy-jscroll jscroll-wrapper\">\n\t\t\t\t\t\t<div class=\"wp-block-rbc-most-recent-by-taxonomy most-recent-by-taxonomy-is-template-type-2 most-recent-by-taxonomy-standard-tall-standard\">\n\t\t\t\t\t<article id=\"post-96482\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-96482 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-and-debt tag-managing-money rbc_content_type-article rbc_audience-youth rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-banking-basics rbc_mmm_category-budgeting rbc_mmm_category-credit-and-borrowing rbc_mmm_category-money-academy rbc_mmm_category-understanding-loans\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"Young woman sitting on a couch with a credit card in one hand and a smartphone in the other, reviewing a Buy Now Pay Later payment option for a purchase.\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"960\"\n\t\t\theight=\"617\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/01\/shutterstock_2068070435.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"Young woman sitting on a couch with a credit card in one hand and a smartphone in the other, reviewing a Buy Now Pay Later payment option for a purchase.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-loans\/\">\n\t\t\t\t\t\tUnderstanding Loans\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-loans\/buy-now-pay-later-your-guide-to-how-it-works-when-to-use-it-and-when-to-skip-it\/\" class=\"h4 loop-post-title mar-t-0\">Buy Now, Pay Later: Your Guide to How it Works, When to Use It and When to Skip It<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n<article id=\"post-97488\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-97488 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-savings rbc_content_type-article rbc_lob_group-accounts rbc_difficulty_level-beginner rbc_mmm_category-banking-basics rbc_mmm_category-budgeting rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"Hand stopping falling dominos next to piggy bank, symbolizing financial protection and savings stability\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"960\"\n\t\t\theight=\"540\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/iStock-1488068802.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"Hand stopping falling dominos next to piggy bank, symbolizing financial protection and savings stability\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/\">\n\t\t\t\t\t\tBudgeting\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/how-to-save-money-and-create-a-proper-budget\/\" class=\"h4 loop-post-title mar-t-0\">How to Create a Budget that Actually Helps You Save Money<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n<article id=\"post-97112\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-97112 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-budgeting tag-managing-money tag-personal-finance rbc_content_type-article rbc_audience-black rbc_audience-business-owners rbc_audience-indigenous rbc_audience-newcomer rbc_audience-parents rbc_audience-relationships rbc_audience-seniors rbc_audience-students rbc_audience-youth rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-banking-basics rbc_mmm_category-budgeting rbc_mmm_category-debt-stress-relief rbc_mmm_category-money-academy rbc_mmm_category-money-in-an-emergency rbc_mmm_category-unexpected-events\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"Hand holding black umbrella over white piggy bank symbolizing financial protection\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"960\"\n\t\t\theight=\"640\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_2044837280.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"Hand holding black umbrella over white piggy bank symbolizing financial protection\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/unexpected-events\/money-in-an-emergency\/\">\n\t\t\t\t\t\tMoney in an Emergency\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/unexpected-events\/money-in-an-emergency\/emergency-fund-guide\/\" class=\"h4 loop-post-title mar-t-0\">Your Complete Emergency Fund Guide<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<!-- Different markup between back-end server side render and front-end -->\n\t\t\t\t\t<\/div>\n\t\t\n\t\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-a4f074ae-38aa-41ca-8c3a-1624eb1b7fe6\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0\" id=\"h-credit-and-borrowing\">Credit and Borrowing<\/h2>\n\n\n\n<div class=\"wp-block-rbc-my-money-matters-category-list\">\n\t\t\t\t<ul>\n\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-loans\/\">Understanding Loans<\/a><\/li>\n\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-and-credit-scores\/\">Understanding Credit and Credit Scores<\/a><\/li>\n\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-cards\/\">Understanding Credit Cards<\/a><\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t<div class=\"button-ctrl\">\n\t\t\t\t<button class=\"button-prev hidden\"><span class=\"offscreen\">Go to previous tab<\/span><\/button>\n\t\t\t\t<button class=\"button-next hidden\"><span class=\"offscreen\">Go to next tab<\/span><\/button>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-36312d41-89db-4bb1-a3b3-dc5e0171cbdf\" aria-hidden=\"true\"><\/div>\n\t\n\n\t\t<div class=\"most-recent-by-taxonomy-jscroll jscroll-wrapper\">\n\t\t\t\t\t\t<div class=\"wp-block-rbc-most-recent-by-taxonomy most-recent-by-taxonomy-is-template-type-2 most-recent-by-taxonomy-tall-standard\">\n\t\t\t\t\t<article id=\"post-96482\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-96482 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-and-debt tag-managing-money rbc_content_type-article rbc_audience-youth rbc_lob_group-ways-to-bank rbc_difficulty_level-beginner rbc_mmm_category-banking-basics rbc_mmm_category-budgeting rbc_mmm_category-credit-and-borrowing rbc_mmm_category-money-academy rbc_mmm_category-understanding-loans\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"Young woman sitting on a couch with a credit card in one hand and a smartphone in the other, reviewing a Buy Now Pay Later payment option for a purchase.\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"960\"\n\t\t\theight=\"617\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/01\/shutterstock_2068070435.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"Young woman sitting on a couch with a credit card in one hand and a smartphone in the other, reviewing a Buy Now Pay Later payment option for a purchase.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-loans\/\">\n\t\t\t\t\t\tUnderstanding Loans\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-loans\/buy-now-pay-later-your-guide-to-how-it-works-when-to-use-it-and-when-to-skip-it\/\" class=\"h4 loop-post-title mar-t-0\">Buy Now, Pay Later: Your Guide to How it Works, When to Use It and When to Skip It<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n<article id=\"post-58157\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-58157 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-and-debt rbc_content_type-article rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-bankruptcy rbc_mmm_category-credit-and-borrowing rbc_mmm_category-debt-stress-relief rbc_mmm_category-money-academy rbc_mmm_category-personal-bankruptcy rbc_mmm_category-understanding-credit-and-credit-scores\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"Man out of image at a desk with hand pointing to a pie chart\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"930\"\n\t\t\theight=\"620\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-07-14T144318.684.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"Man out of image at a desk with hand pointing to a pie chart\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/\">\n\t\t\t\t\t\tPersonal Bankruptcy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/bankruptcy\/personal-bankruptcy\/what-happens-to-your-credit-score-if-you-declare-bankruptcy\/\" class=\"h4 loop-post-title mar-t-0\">Bankruptcy and Credit Score Canada: Impact, Timeline and Rebuilding Tips<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<!-- Different markup between back-end server side render and front-end -->\n\t\t\t\t\t<\/div>\n\t\t\n\t\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-5595c630-7536-47ec-ac7d-aca9a4b1bd44\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0\" id=\"h-investing\">Investing<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c39f9c66-a24d-4c6c-b888-9535ecc32ae8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-my-money-matters-category-list\">\n\t\t\t\t<ul>\n\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/investing\/understanding-risk\/\">Understanding Risk<\/a><\/li>\n\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/investing\/investing-basics\/\">Investing Basics<\/a><\/li>\n\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/investing\/types-of-investments\/\">Types of Investments<\/a><\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t<div class=\"button-ctrl\">\n\t\t\t\t<button class=\"button-prev hidden\"><span class=\"offscreen\">Go to previous tab<\/span><\/button>\n\t\t\t\t<button class=\"button-next hidden\"><span class=\"offscreen\">Go to next tab<\/span><\/button>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r mob-mar-r-0 mar-b-0 is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:70%\">\t\t<div class=\"most-recent-by-taxonomy-jscroll jscroll-wrapper\">\n\t\t\t\t\t\t<div class=\"wp-block-rbc-most-recent-by-taxonomy most-recent-by-taxonomy-is-template-type-2 most-recent-by-taxonomy-standard\">\n\t\t\t\t\t<article id=\"post-87444\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-87444 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-investing tag-personal-finance tag-savings rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-ideas-and-motivation rbc_mmm_category-inspired-investor rbc_mmm_category-investing rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"A couple typing on their laptop and mobile phone.\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"960\"\n\t\t\theight=\"547\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/04\/Investing-and-Saving_1856x1058.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"A couple typing on their laptop and mobile phone.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/\">\n\t\t\t\t\t\tIdeas and Motivation\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/ideas-and-motivation\/should-you-be-investing-or-saving-right-now\/\" class=\"h4 loop-post-title mar-t-0\">Should I Invest or Save?<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<!-- Different markup between back-end server side render and front-end -->\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-bb018a76-33d8-4cd7-a846-21f613b10299\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-rbc-rbc-block pos-rel top-line-blue block-wpr pad-t-0 pad-b-0 pad-l-0 pad-r-0\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner pad-l-0 pad-r-0 pad-b-0 pad-t-0\">\t\n\t<div class=\"wp-block-tk-spacer id-98e3f166-6f3a-4508-8ba1-d50cf72fae86\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Did You Know?<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ff075fe3-b534-4627-a3ac-6a790e450cf8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"h4 mar-t-0 mar-b-0\">48% of Canadians describe themselves as not knowledgeable about investing.<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a9b974d3-65e1-42b6-9bd6-ba84f37e3d98\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"mar-b-0 has-medium-grey-color has-text-color\" style=\"font-weight:400\">Source: RBC 2023 Financial Independence Poll<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-585026c6-d36a-4f45-bc7d-6e5233164570\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0\" id=\"h-cyber-security\">Cyber Security<\/h2>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-90e79cc6-daec-4856-9bc0-35c30ff085b6\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-my-money-matters-category-list\">\n\t\t\t\t<ul>\n\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">Understanding Cyber Safety<\/a><\/li>\n\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/cyber-security-for-business\/\">Cyber Security for Business<\/a><\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t<div class=\"button-ctrl\">\n\t\t\t\t<button class=\"button-prev hidden\"><span class=\"offscreen\">Go to previous tab<\/span><\/button>\n\t\t\t\t<button class=\"button-next hidden\"><span class=\"offscreen\">Go to next tab<\/span><\/button>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\n\t\t<div class=\"most-recent-by-taxonomy-jscroll jscroll-wrapper\">\n\t\t\t\t\t\t<div class=\"wp-block-rbc-most-recent-by-taxonomy most-recent-by-taxonomy-is-template-type-2 most-recent-by-taxonomy-standard-tall-standard\">\n\t\t\t\t\t<article id=\"post-97433\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-97433 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-crime tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_audience-black rbc_audience-business-owners rbc_audience-indigenous rbc_audience-newcomer rbc_audience-seniors rbc_audience-students rbc_lob_group-cyber-security rbc_difficulty_level-beginner rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"Young woman looking at a computer.\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"960\"\n\t\t\theight=\"640\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/Tax-Scams-Article-Image-2.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"Young woman looking at a computer.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/spotting-scams-common-tax-scams\/\" class=\"h4 loop-post-title mar-t-0\">Spotting Scams: Common Tax Scams<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n<article id=\"post-97318\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-97318 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_audience-black rbc_audience-business-owners rbc_audience-indigenous rbc_audience-newcomer rbc_audience-seniors rbc_audience-students rbc_lob_group-cyber-security rbc_difficulty_level-beginner rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"Woman typing on a computer while reviewing a financial statement.\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"960\"\n\t\t\theight=\"640\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/Tax-Tips-Article-Image.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"Woman typing on a computer while reviewing a financial statement.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/tax-tips-how-taxpayers-can-protect-their-data-this-season\/\" class=\"h4 loop-post-title mar-t-0\">Tax Tips: How Taxpayers can Protect their Data this Season<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n<article id=\"post-97298\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-97298 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-cyber-security tag-cyber-tips rbc_content_type-article rbc_audience-business-owners rbc_lob_group-cyber-security rbc_difficulty_level-beginner rbc_mmm_category-cyber-security rbc_mmm_category-cyber-security-for-business rbc_mmm_category-money-academy rbc_mmm_category-understanding-cyber-safety\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"Three colleagues looking at a computer.\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"960\"\n\t\t\theight=\"640\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/Digital-Safety-Scams-Business-Article-Image.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"Three colleagues looking at a computer.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/cyber-security-for-business\/\">\n\t\t\t\t\t\tCyber Security for Business\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/cyber-security-for-business\/cyber-security-for-businesses-how-to-prevent-and-respond-to-scams\/\" class=\"h4 loop-post-title mar-t-0\">Cyber Security for Businesses: How to Prevent and Respond to Scams<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<!-- Different markup between back-end server side render and front-end -->\n\t\t\t\t\t<\/div>\n\t\t\n\t\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-31b01b35-e6b0-49ae-b826-ac45e3bf8b6d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0\" id=\"h-economics-101\">Economics 101<\/h2>\n\n\n\n<div class=\"wp-block-rbc-my-money-matters-category-list\">\n\t\t\t\t<ul>\n\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/economics-for-beginners\/\">Economics for Beginners<\/a><\/li>\n\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-inflation\/\">Understanding Inflation<\/a><\/li>\n\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/\">Understanding Interest Rates<\/a><\/li>\n\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/climate-change\/\">Climate Change<\/a><\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t<div class=\"button-ctrl\">\n\t\t\t\t<button class=\"button-prev hidden\"><span class=\"offscreen\">Go to previous tab<\/span><\/button>\n\t\t\t\t<button class=\"button-next hidden\"><span class=\"offscreen\">Go to next tab<\/span><\/button>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4f7bee3c-9972-4c9b-9db4-c68e0db7d593\" aria-hidden=\"true\"><\/div>\n\t\n\n\t\t<div class=\"most-recent-by-taxonomy-jscroll jscroll-wrapper\">\n\t\t\t\t\t\t<div class=\"wp-block-rbc-most-recent-by-taxonomy most-recent-by-taxonomy-is-template-type-2 most-recent-by-taxonomy-standard-tall-standard\">\n\t\t\t\t\t<article id=\"post-74936\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-74936 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-economy tag-managing-money rbc_content_type-article rbc_difficulty_level-beginner rbc_mmm_category-economics-101 rbc_mmm_category-economics-for-beginners rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"Glass globe surrounded by a stack with coins.\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"930\"\n\t\t\theight=\"620\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-07-31T120240.836-1.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"Glass globe surrounded by a stack with coins.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/economics-for-beginners\/\">\n\t\t\t\t\t\tEconomics for Beginners\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/economics-for-beginners\/what-is-money-and-how-does-it-drive-the-economy\/\" class=\"h4 loop-post-title mar-t-0\">What Is Money and How Does It Drive the Economy?<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n<article id=\"post-74784\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-74784 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-economy rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-economics-101 rbc_mmm_category-economics-for-beginners rbc_mmm_category-money-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"Miniature figurine shopper pushing a shopping cart on a smart credit card and a keyboard.\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"930\"\n\t\t\theight=\"620\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-08-16T142819.308.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"Miniature figurine shopper pushing a shopping cart on a smart credit card and a keyboard.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/economics-for-beginners\/\">\n\t\t\t\t\t\tEconomics for Beginners\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/economics-for-beginners\/economics-101-how-supply-and-demand-impacts-everyday-life\/\" class=\"h4 loop-post-title mar-t-0\">How Supply and Demand Affect Prices and Everyday Life in Canada<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n<article id=\"post-94413\" class=\"rbcroyalbank-single-post-card single-post-card-vertical-type-2 post-94413 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home tag-home-ownership rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-buying-a-home rbc_mmm_category-buying-your-first-home rbc_mmm_category-buying-your-next-home rbc_mmm_category-economics-101 rbc_mmm_category-goals-aspirations rbc_mmm_category-investment-property-and-vacation-home rbc_mmm_category-money-academy rbc_mmm_category-refinancing-and-downsizing rbc_mmm_category-understanding-interest-rates\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t<div class=\"col-md-12 col-xs-5 mob-mar-b-0\">\n\t\t\t<div \n\t\t\t\trole=\"img\" \n\t\t\t\taria-label=\"A hand holds a disc with a percentage symbol on it, and upward and downward arrows over and below the disc to reflect the rate announcement on September 17, 2025.\"\n\t\t\t\tclass=\"post-card-image\"\n\t\t\t>\n\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"960\"\n\t\t\theight=\"640\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/07\/Sep-15_shutterstock_2438592943.jpg?quality=80&#038;w=960\"\n\t\t\talt=\"A hand holds a disc with a percentage symbol on it, and upward and downward arrows over and below the disc to reflect the rate announcement on September 17, 2025.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 col-xs-7 mob-mar-t-0\">\n\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/\">\n\t\t\t\t\t\tUnderstanding Interest Rates\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/economics-101\/understanding-interest-rates\/bank-of-canada-interest-rate-announcement\/\" class=\"h4 loop-post-title mar-t-0\">Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage<\/a>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<!-- Different markup between back-end server side render and front-end -->\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-54aeda1e-e4f0-4cee-ad40-e819b803f248\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/section>\n<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-f422e3d3-af69-4452-a147-47cfc15530eb 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