{"id":57301,"date":"2023-07-31T19:00:20","date_gmt":"2023-07-31T19:00:20","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/will-and-estate-planning\/"},"modified":"2026-02-02T16:33:52","modified_gmt":"2026-02-02T21:33:52","slug":"will-and-estate-planning","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/will-and-estate-planning\/","title":{"rendered":"Will and Estate Planning"},"content":{"rendered":"\n<section class=\"wp-block-rbc-section-block  pos-rel pad-b-0 pad-t-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\n<div class=\"wp-block-group is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-ce2ebfd8 wp-block-group-is-layout-constrained\">\n<p class=\"h3\">Estate planning is not only for the wealthy; it is for everyone. A will and estate plan will ensure your assets are protected and passed on to your loved ones. Learn how a will and estate planning can protect your family and your legacy.<\/p>\n<\/div>\n<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5aa16a4b-0c26-4800-a7dd-1c6f2ba2508f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r mob-mar-r-0 mob-mar-b-dbl is-layout-flow wp-block-column-is-layout-flow\">\n<article id=\"post-57890\" class=\"loop-post featured-vertical mob-pad-b-dbl post-57890 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-protecting-wealth rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-goals-aspirations rbc_mmm_category-retirement rbc_mmm_category-will-and-estate-planning\">\n\t<div class=\"col-wpr mar-b-0\">\n\t\t\t\t\t<div class=\"col-md-12 mar-b mob-mar-b-dbl\">\n\t\t\t\t<div \n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A picture showing a couple signing a document in front of a lawyer.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"680\"\n\t\t\theight=\"453\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/TD-69-1.jpg?quality=80&#038;w=680\"\n\t\t\talt=\"A picture showing a couple signing a document in front of a lawyer.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\tstyle=\"object-position: 50% 50%; \"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 mob-mar-t-0\">\n\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/protecting-wealth\/\">\n\t\t\t\t\t\t\t<span>Protecting Wealth<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/will-and-estate-planning\/key-considerations-in-planning-your-will\/\" class=\"h3 loop-post-title mar-t-0\">Key Considerations in Planning Your Will<\/a>\n\t\t\t\t\t\t\t<p>Creating a Will at any age can help prevent unnecessary stress on your loved ones.<\/p>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-rbc-rbccom-latest-posts\">\n<article id=\"post-57936\" class=\"single-post-card-wrapper post-57936 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-protecting-wealth tag-relationships rbc_content_type-article rbc_audience-seniors rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-the-wealthy-barber\">\n  <div class=\"wp-block-rbc-single-post-card\">\n    <div class=\"latest-post-card\">\n      \t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/protecting-wealth\/\">\n\t\t\t\t\t\t\t<span>Protecting Wealth<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t              <a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/the-wealthy-barber-on-why-its-important-to-talk-to-your-family-about-estate-planning\/\" class=\"h4 post-title mar-b-hlf mar-t-0 truncate-third-line\">The Wealthy Barber on Why it&#8217;s Important to Talk to Your Family about Estate Planning<\/a>\n                    <p class=\"post-description\">David Chilton and his daughter, Courtney, discuss his executor, probate, power of attorney and digital assets.<\/p>\n          <\/div>\n  <\/div>\n<\/article>\n\n\n\n<article id=\"post-57747\" class=\"single-post-card-wrapper post-57747 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-protecting-wealth tag-relationships rbc_content_type-article rbc_audience-parents rbc_audience-seniors rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-goals-aspirations rbc_mmm_category-planning-for-retirement rbc_mmm_category-retirement rbc_mmm_category-the-wealthy-barber rbc_mmm_category-will-and-estate-planning\">\n  <div class=\"wp-block-rbc-single-post-card\">\n    <div class=\"latest-post-card\">\n      \t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/protecting-wealth\/\">\n\t\t\t\t\t\t\t<span>Protecting Wealth<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t              <a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/what-is-a-trust-the-wealthy-barber-explains\/\" class=\"h4 post-title mar-b-hlf mar-t-0 truncate-third-line\">What Is a Trust? The Wealthy Barber Explains<\/a>\n                    <p class=\"post-description\">Trusts protect your wealth for the benefit of current and future generations.<\/p>\n          <\/div>\n  <\/div>\n<\/article>\n\n\n\n<article id=\"post-57884\" class=\"single-post-card-wrapper post-57884 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-protecting-wealth tag-savings rbc_content_type-article rbc_audience-seniors rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-goals-aspirations rbc_mmm_category-retirement rbc_mmm_category-will-and-estate-planning\">\n  <div class=\"wp-block-rbc-single-post-card\">\n    <div class=\"latest-post-card\">\n      \t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/savings\/\">\n\t\t\t\t\t\t\t<span>Savings<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t              <a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/will-and-estate-planning\/5-key-elements-of-estate-planning\/\" class=\"h4 post-title mar-b-hlf mar-t-0 truncate-third-line\">5 Key Elements of Estate Planning<\/a>\n                    <p class=\"post-description\">Estate planning is more than just a will. A thoughtful estate plan helps simplify wealth transfer and secure your family&#039;s financial future.<\/p>\n          <\/div>\n  <\/div>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-117ea516-4c82-45a5-977d-d6e64f1ab161\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<section class=\"wp-block-rbc-section-block section-cool-white pos-rel  pad-t-0 pad-b-0 overflow-hidden has-f-5-f-8-f-9-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-d44b4458-bd3c-4e6f-bf3e-70abc52ed1fc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-tools-calculators-amp-courses\">Tools, Calculators &amp; Courses<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group has-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-5773cda6 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:24px;padding-right:24px;padding-bottom:24px;padding-left:24px\">\n<div class=\"wp-block-group is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-3a5424e9 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-rbc-icon-block\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" class=\"icon icon-80\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/\/assets\/img\/icons\/icon-articles.svg\" alt=\"icons\/icon-articles\" \/><\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8fa97c77-2efe-4c22-87f5-9a4672d5cdb7\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h3 class=\"wp-block-heading\" id=\"h-artie-the-executor-helper-tm\"><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-ca\/royal-trust\/executor-help\" data-dig-id=\"LP-9540-193d0d0a\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Artie, the executor helperTM\" class=\"rbc-link-format\">Artie, the executor helper<sup>TM<\/sup><\/a><\/h3>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-775d3d7f-f117-45e9-8d4e-aa872d7a5385\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-b-0 pad-t-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-1ebb82e6-78dd-47d5-b732-9502f756e781\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-more-from-will-and-estate-planning\">More From Will and Estate Planning<\/h2>\n\n\n\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-57814\" class=\"rbc-latest-posts-content-card-type-2 post-57814 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-community tag-protecting-wealth tag-real-estate rbc_content_type-article rbc_audience-seniors rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-banking-basics rbc_mmm_category-budgeting rbc_mmm_category-goals-aspirations rbc_mmm_category-money-academy rbc_mmm_category-planning-for-retirement rbc_mmm_category-retirement rbc_mmm_category-will-and-estate-planning\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"post card image\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-default-617-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"post card image\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/real-estate\/\">\n\t\t\t\t\t\t\t<span>Real Estate<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/planning-for-retirement\/where-will-you-live-in-retirement-four-things-to-consider-when-aging-in-place\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Where Will You Live in Retirement? Four Things to Consider When Aging in Place<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">The time is now to make plans and have conversations with families about what aging at home could look like.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57814 -->\n\n<article id=\"post-86352\" class=\"rbc-latest-posts-content-card-type-2 post-86352 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-investing tag-personal-finance tag-protecting-wealth tag-tax-tips rbc_content_type-article rbc_audience-newcomer rbc_audience-seniors rbc_lob_group-investments rbc_lob_group-mortgage rbc_difficulty_level-intermediate rbc_mmm_category-investing rbc_mmm_category-investing-basics rbc_mmm_category-investment-property-and-vacation-home rbc_mmm_category-money-academy rbc_mmm_category-refinancing-and-downsizing rbc_mmm_category-retirement rbc_mmm_category-will-and-estate-planning\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Wood blocks spelling out 2024 with miniature houses on top\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/04\/EMMA-fed-budget.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Wood blocks spelling out 2024 with miniature houses on top\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/tax-tips\/\">\n\t\t\t\t\t\t\t<span>Tax Tips<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/investing\/investing-basics\/federal-budget-2024-what-are-the-proposed-capital-gains-tax-changes-and-how-might-they-affect-me\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Federal Budget 2024: What are the proposed capital gains tax changes and how might they affect me?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Canada\u2019s recently unveiled 2024 budget proposes to adjust the capital gains inclusion rate. What does this mean for investors and taxpayers? Read on&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-86352 -->\n\n<article id=\"post-57955\" class=\"rbc-latest-posts-content-card-type-2 post-57955 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-protecting-wealth tag-savings rbc_content_type-podcast rbc_lob_group-business rbc_difficulty_level-beginner rbc_mmm_category-goals-aspirations rbc_mmm_category-retirement rbc_mmm_category-the-wealthy-barber rbc_mmm_category-will-and-estate-planning\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"David Chilton, author of &quot;The Wealthy Barber&quot;\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/TD-2023-01-11T162124.023-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"David Chilton, author of &quot;The Wealthy Barber&quot;\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/savings\/\">\n\t\t\t\t\t\t\t<span>Savings<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/the-wealthy-barber-david-chilton-serves-up-a-wealth-of-financial-knowledge\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">The Wealthy Barber David Chilton Serves Up a Wealth of Financial Knowledge<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Best-selling author David Chilton reminds Canadians to pay themselves first \u2014 and offers other powerful financial advice.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57955 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-15acbc0d-2d49-4714-9e2e-087d07c7a677\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-80b1fadf-07ed-4348-b695-b8e7959817c3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<section class=\"wp-block-rbc-section-block section-cool-white pos-rel  pad-t-0 pad-b-0 overflow-hidden has-f-5-f-8-f-9-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-97461017-4875-4fa1-a78c-ad75a4ea1303\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-product-solutions\">Product Solutions<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 default is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group has-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-5773cda6 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:24px;padding-right:24px;padding-bottom:24px;padding-left:24px\">\n<h3 class=\"wp-block-heading\" id=\"h-financial-planning\"><a href=\"https:\/\/www.rbcfinancialplanning.com\/\" data-dig-id=\"LP-9532-510a1327\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Financial Planning\" class=\"rbc-link-format\">Financial Planning<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a09ba56c-76c6-475f-8b7d-fc940594399f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p>See how income splitting and other strategies can reduce your family\u2019s overall income tax bill.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group has-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-5773cda6 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:24px;padding-right:24px;padding-bottom:24px;padding-left:24px\">\n<h3 class=\"wp-block-heading\" id=\"h-epilogue-wills\"><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-ca\/campaign\/rbc-epilogue-collaboration\" data-dig-id=\"LP-57301-e163c3f5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Epilogue Wills\" class=\"rbc-link-format\">Epilogue Wills<\/a><\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-f9b687f1-4a0f-42fa-8352-4cbe4e3e14b9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p>Make a will in less than 20 minutes with Epilogue and save 20% as an RBC client.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c9056939-d843-4f94-ac76-c574c17f2ba4\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3a2c8b8d-de7c-4474-8785-a202ba3a84dd\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-b-0 pad-t-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-57935\" class=\"rbc-latest-posts-content-card-type-2 post-57935 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-protecting-wealth rbc_content_type-article rbc_audience-seniors rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-goals-aspirations rbc_mmm_category-planning-for-retirement rbc_mmm_category-retirement rbc_mmm_category-the-wealthy-barber rbc_mmm_category-will-and-estate-planning\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"David Chilton and his daughter Courtney Chilton\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/TD-2022-10-28T121329.520-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"David Chilton and his daughter Courtney Chilton\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/protecting-wealth\/\">\n\t\t\t\t\t\t\t<span>Protecting Wealth<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/ideas-and-voices\/the-wealthy-barber\/do-you-have-a-power-of-attorney-the-wealthy-barber-and-his-daughter-discuss-why-everyone-needs-one\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Do you Have a Power of Attorney? The Wealthy Barber and his Daughter Discuss Why Everyone Needs One<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Who will manage your finances if you can&#039;t? Powers of attorney are an essential part of your estate plan.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57935 -->\n\n<article id=\"post-57929\" class=\"rbc-latest-posts-content-card-type-2 post-57929 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-community tag-protecting-wealth rbc_content_type-article rbc_audience-seniors rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-goals-aspirations rbc_mmm_category-planning-for-retirement rbc_mmm_category-retirement rbc_mmm_category-will-and-estate-planning\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Two volunteers accept a donation in a park.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/TD-2022-10-07T100745.803-1.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Two volunteers accept a donation in a park.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/protecting-wealth\/\">\n\t\t\t\t\t\t\t<span>Protecting Wealth<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/retirement\/will-and-estate-planning\/3-considerations-for-donating-money-and-leaving-a-legacy\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">3 Considerations for Donating Money and Leaving a Legacy<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Want to incorporate philanthropy into your estate planning? Discover 3 options for making donations part of your wealth transfer strategy.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57929 -->\n\n<article id=\"post-57533\" class=\"rbc-latest-posts-content-card-type-2 post-57533 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-protecting-wealth tag-technology rbc_content_type-article rbc_audience-seniors rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-death-of-a-family-member rbc_mmm_category-finances-and-relationships rbc_mmm_category-goals-aspirations rbc_mmm_category-life-events rbc_mmm_category-retirement rbc_mmm_category-will-and-estate-planning\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A woman takes notes while reviewing her digital assets on a laptop\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/TD-2022-10-06T140339.547.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A woman takes notes while reviewing her digital assets on a laptop\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/technology\/\">\n\t\t\t\t\t\t\t<span>Technology<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/finances-and-relationships\/death-of-a-family-member\/a-new-generation-of-estate-planning-why-create-a-digital-legacy\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">A New Generation of Estate Planning: Why Create a Digital Legacy<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">With estate planning, it&#039;s important to consider how you want your digital photos, emails, online accounts and other digital assets handled.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-57533 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-a141b45b-a5c4-4838-ad17-f61897cd0990\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-3e7e9fed-f432-453c-b49c-ea902be869a4\" aria-hidden=\"true\"><\/div>\n\t<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-5aa16a4b-0c26-4800-a7dd-1c6f2ba2508f {\n\t\theight: 64px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-5aa16a4b-0c26-4800-a7dd-1c6f2ba2508f {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-117ea516-4c82-45a5-977d-d6e64f1ab161 {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-117ea516-4c82-45a5-977d-d6e64f1ab161 {\n\t\t\theight: 64px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-d44b4458-bd3c-4e6f-bf3e-70abc52ed1fc {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) 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