{"id":57367,"date":"2016-11-22T14:00:00","date_gmt":"2016-11-22T14:00:00","guid":{"rendered":""},"modified":"2024-03-08T14:18:00","modified_gmt":"2024-03-08T19:18:00","slug":"15-ways-to-save-on-household-expenses","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/15-ways-to-save-on-household-expenses\/","title":{"rendered":"15 Ways to Save on Household Expenses"},"content":{"rendered":"<div class=\"wp-block-rbc-single-article-header\">\n\t<section class=\"section-grey cover pad-t-hlf\">\n\t\t<div class=\"section-inner w-half w-mob-full centered-margin cover section-grey pad-tb-0\">\n\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/savings\/\">\n\t\t\t\t\t\t\t<span>Savings<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<h1 class=\"mar-b-hlf mar-t-0 mob-pad-lr-hlf h2 has-black-color\">15 Ways to Save on Household Expenses<\/h1><p class=\"mar-b-0 mob-pad-lr-hlf author-text\">By Ashley Redmond<\/p>\t\t\t\t\t<div class=\"featured-image-wrapper pos-rel\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/thumb-15-ways-to-reduce_402x-1.jpg?quality=80\" class=\" cover-image  wp-post-image\" alt=\"\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/thumb-15-ways-to-reduce_402x-1.jpg 930w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/thumb-15-ways-to-reduce_402x-1.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/thumb-15-ways-to-reduce_402x-1.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t<\/section>\n\t<div class=\"article mar-t-dbl\">\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner socials-section\">\n\t\t\t\t<div class=\"top-socials-bar mob-mar-b-hlf\">    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=15 Ways to Save on Household Expenses &#038;body=Hi, I thought you might be interested in this article from RBC My Money Matters: https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/15-ways-to-save-on-household-expenses\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Email        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/15-ways-to-save-on-household-expenses\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copy URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  <\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner w-half w-mob-full centered-margin pad-tb-0 mob-mar-t-hlf mob-mar-b\">\n\t\t\t\t<p class=\"cover-pub-line text-xs mar-b-hlf\">Published November 22, 2016 \u2022 3 Min Read<\/p>\t\t\t<\/div>\n\t\t<\/section>\n\t<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner w-half w-mob-full\" style=\"border-radius:0x\">\n<p><a href=\"http:\/\/www.fcac-acfc.gc.ca\/eng\/financialliteracy\/initiativesprojects\/flm\/Pages\/home-accueil.aspx\" target=\"_blank\" rel=\"noopener\">Financial Literacy Month<\/a> (FLM) is held from November 1 to November 30 across the country and features seminars such as <a href=\"http:\/\/itools-ioutils.fcac-acfc.gc.ca\/RDCV-BRVC\/deta-deta-eng.aspx?id=4e07fb53-a7d6-4adc-96ab-efbda1a3a622\" target=\"_blank\" rel=\"noopener\">Budgeting Made Easy<\/a> held on November 17 in Toronto, ONT or <a href=\"http:\/\/itools-ioutils.fcac-acfc.gc.ca\/RDCV-BRVC\/deta-deta-eng.aspx?id=fc133ae4-c092-4130-b861-56bb9ec2172d\" target=\"_blank\" rel=\"noopener\">Food &amp; Finance<\/a> held on November 15 in Burnaby, BC.<\/p>\n\n\n\n<p>There are about 60 seminars aimed at a variety of audiences from parents to kids to persons with disabilities. <a href=\"http:\/\/itools-ioutils.fcac-acfc.gc.ca\/RDCV-BRVC\/sear-rech-eng.aspx?f0=1&amp;f1=VT0%2cFD2016-11-01%2cTD2016-11-30%2cPR1%2cCI\" target=\"_blank\" rel=\"noopener\">Visit the Canadian Financial Literacy Database<\/a> to find one in your area.<\/p>\n\n\n\n<p>But, do Canadians really need that much help when it comes to money? Unfortunately, yes. The average debt held by Canadians, excluding mortgages, is <a href=\"http:\/\/www.marketwired.com\/press-release\/transunion-canadian-consumers-continue-stable-performance-on-credit-products-nyse-tru-2074853.htm\" target=\"_blank\" rel=\"noopener\"><u>$21,379<\/u><\/a>, according to TransUnion.<\/p>\n\n\n\n<p>The number seems overwhelming, but it shouldn&#8217;t. If you&#8217;re in debt or struggling to save start with baby steps. The best place to begin is at home saving on small expenses.<\/p>\n\n\n\n<p>Stacy Yanchuk Oleksy, Director of Education and Community Awareness for the Credit Counselling Society, is part of the seminar <a href=\"http:\/\/itools-ioutils.fcac-acfc.gc.ca\/RDCV-BRVC\/deta-deta-eng.aspx?id=e0c46eeb-7db9-4b99-97be-ea8b3d998074\" target=\"_blank\" rel=\"noopener\">75 Ways to Save on Household Expenses<\/a> held on November 8 in Port Coquitlam, BC and she shared with us a preview:<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Utilities<\/h2>\n\n\n\n<p>1. Program your home thermostat to keep temperature cooler during the day (you can do this from your phone with apps such as Nest).<\/p>\n\n\n\n<p>2. Keep windows and doors airtight to prevent heat from escaping (or cool air coming in).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Communication<\/h2>\n\n\n\n<p>3. Cut the cord on a landline if you have a cell phone.<\/p>\n\n\n\n<p>4. Use WIFI over data whenever possible.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Food<\/h2>\n\n\n\n<p>5. Create a weekly meal plan by first checking your freezer, pantry and fridge for what you already have, then make a grocery list and only buying what is on your list.<\/p>\n\n\n\n<p>6. Plan big meals for dinner and use leftovers for lunch.<\/p>\n\n\n\n<p>7. Use grocery apps to help you save with coupons, rebates and price matching.<\/p>\n\n\n\n<p>8. Make coffee at home (save up to $5 per day for coffee).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Entertainment<\/h2>\n\n\n\n<p>9. Choose between cable or streaming services for TV.<\/p>\n\n\n\n<p>10. Host potluck dinners with friends instead of dining out.<\/p>\n\n\n\n<p>11. Use your local library for books (most libraries lend out ebooks you can borrow from home), movies and video games.<\/p>\n\n\n\n<p>12. Access free events and activities through local parks, museums or art galleries (check for student discounts or free hours).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Personal<\/h2>\n\n\n\n<p>13. Buy clothes at a consignment store.<\/p>\n\n\n\n<p>14. Cancel your gym membership if you aren&#8217;t using it weekly.<\/p>\n\n\n\n<p>15. Implement a gift exchange or give the gift of service, such as babysitting or baking.<\/p>\n\n\n\n<p><u>Bonus tip<\/u>: &#8220;A Toonie Party&#8221; for a kids&#8217; birthday where every child brings two toonies. One is for the birthday kid to buy whatever they want and the other toonie goes towards a charity of the birthday kid&#8217;s choice.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse834a1009\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse834a1009\" data-dig-id=\"LP-57738-834a1009\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things our lawyers want you to know\"><span>Things our lawyers want you to know<\/span><span>Things our lawyers want you to know<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse834a1009\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-40fed4a2-23ac-4e57-88ff-5212b9cc1374\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"has-text-align-center h5 mar-b\"><strong>Share This Article<\/strong><\/p>\n\n\n\n\t\t<div class=\"socials-block\">\n\t\t\t    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=15 Ways to Save on Household Expenses &#038;body=Hi, I thought you might be interested in this article from RBC My Money Matters: https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/15-ways-to-save-on-household-expenses\/\">\n        <img decoding=\"async\" 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id-fd485880-3062-4a57-bdf3-360b614ef534\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-single-post-topics related-topics-links\">\n\t\t\t\t<p class=\"h5 mar-r-hlf\">Topics:<\/p>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/payments\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Payments<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/savings\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Savings<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mob-pad-t-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-b mob-mar-b-dbl mar-t-0\" id=\"h-read-this-next\">Read This Next<\/h2>\n\n\n\t\t\t<div class=\"related-posts-type-2\">\n\t\t\t\t<div class=\"related-post-list\">\n\t\t\t\t\t<ul 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mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"658\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/01\/shutterstock_2068070435.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Young woman sitting on a couch with a credit card in one hand and a smartphone in the other, reviewing a Buy Now Pay Later payment option for a purchase.\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/01\/shutterstock_2068070435.jpg 6228w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/01\/shutterstock_2068070435.jpg?resize=300,193 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/01\/shutterstock_2068070435.jpg?resize=768,494 768w, 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href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-loans\/buy-now-pay-later-your-guide-to-how-it-works-when-to-use-it-and-when-to-skip-it\/\" class=\"card-title h4 mar-t-0\">Buy Now, Pay Later: Your Guide to How it Works, When to Use It and When to Skip It<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n<\/section>\n<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-40fed4a2-23ac-4e57-88ff-5212b9cc1374 {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-40fed4a2-23ac-4e57-88ff-5212b9cc1374 {\n\t\t\theight: 30px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-fd485880-3062-4a57-bdf3-360b614ef534 {\n\t\theight: 60px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-fd485880-3062-4a57-bdf3-360b614ef534 {\n\t\t\theight: 30px;\n\t\t}\n\t}\t<\/style>","protected":false},"excerpt":{"rendered":"<p>November doesn&#8217;t have to be a dreary month before the holidays. It can be a time of positive change for Canadians who get serious about debt and money management.<\/p>\n","protected":false},"author":127,"featured_media":51386,"parent":57314,"menu_order":0,"template":"","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"tags":[40,48],"rbc_content_type":[31],"rbc_audience":[39],"rbc_lob_group":[35],"rbc_difficulty_level":[33],"rbc_mmm_category":[318,367,302,331,304,308],"class_list":["post-57367","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","has-post-thumbnail","hentry","tag-payments","tag-savings","rbc_content_type-article","rbc_audience-parents","rbc_lob_group-business","rbc_difficulty_level-beginner","rbc_mmm_category-banking-basics","rbc_mmm_category-budgeting","rbc_mmm_category-debt-stress-relief","rbc_mmm_category-handling-financial-stress","rbc_mmm_category-money-academy","rbc_mmm_category-unexpected-events"],"acf":{"contently_publication_id":"98461","custom_author":"Ashley Redmond","rbc_video_header":"","rbc_media_duration":"","rbc_toc_for_mmm_tag":"h2","rbc_toc_for_mmm_limit":6,"rbc_toc_for_mmm":null,"rbc_toc_for_mmm_action":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<meta name=\"description\" content=\"If you are looking to save on household expenses. 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