{"id":57372,"date":"2018-09-12T13:00:00","date_gmt":"2018-09-12T13:00:00","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/five-money-tips-i-wish-i-followed-in-my-twenties\/"},"modified":"2025-05-27T11:02:17","modified_gmt":"2025-05-27T15:02:17","slug":"five-money-tips-i-wish-i-followed-in-my-twenties","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/five-money-tips-i-wish-i-followed-in-my-twenties\/","title":{"rendered":"Five Money Tips I Wish I Followed in My Twenties"},"content":{"rendered":"<div class=\"wp-block-rbc-single-article-header\">\n\t<section class=\"section-grey cover pad-t-hlf\">\n\t\t<div class=\"section-inner w-half w-mob-full centered-margin cover section-grey pad-tb-0\">\n\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/payments\/\">\n\t\t\t\t\t\t\t<span>Payments<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<h1 class=\"mar-b-hlf mar-t-0 mob-pad-lr-hlf h2 has-black-color\">Five Money Tips I Wish I Followed in My Twenties<\/h1><p class=\"mar-b-0 mob-pad-lr-hlf author-text\">By Alison Rockwell<\/p>\t\t\t\t\t<div class=\"featured-video-wrapper pos-rel\">\n\t\t\t\t\t\t<iframe loading=\"lazy\" title=\"Best Financial Tips You Need to Know\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/rtvr2Jbh_O8?feature=oembed&#038;rel=0\" frameborder=\"0\"><\/iframe>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<script type=\"application\/ld+json\">\n\t\t\t{\"@context\":\"https:\/\/schema.org\",\"@type\":\"VideoObject\",\"name\":\"Best Financial Tips You Need to Know\",\"author\":{\"@type\":\"Organization\",\"name\":\"RBC\",\"url\":\"https:\/\/www.youtube.com\/@RBC\"},\"publisher\":{\"@type\":\"Organization\",\"name\":\"RBC\",\"url\":\"https:\/\/www.rbc.com\/\"},\"embedUrl\":\"https:\/\/www.youtube.com\/embed\/rtvr2Jbh_O8?feature=oembed&rel=0\",\"contentUrl\":\"https:\/\/www.youtube.com\/watch?v=rtvr2Jbh_O8\",\"thumbnailUrl\":[\"https:\/\/img.youtube.com\/vi\/rtvr2Jbh_O8\/maxresdefault.jpg\",\"https:\/\/img.youtube.com\/vi\/rtvr2Jbh_O8\/hqdefault.jpg\",\"https:\/\/img.youtube.com\/vi\/rtvr2Jbh_O8\/mqdefault.jpg\"],\"duration\":\"PT58S\"}\t\t<\/script>\n\t\t\t\t\t\t\t\t<\/div>\n\t<\/section>\n\t<div class=\"article mar-t-dbl\">\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner socials-section\">\n\t\t\t\t<div class=\"top-socials-bar mob-mar-b-hlf\">    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Five Money Tips I Wish I Followed in My Twenties &#038;body=Hi, I thought you might be interested in this article from RBC My Money Matters: https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/five-money-tips-i-wish-i-followed-in-my-twenties\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Email        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/five-money-tips-i-wish-i-followed-in-my-twenties\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copy URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  <\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner w-half w-mob-full centered-margin pad-tb-0 mob-mar-t-hlf mob-mar-b\">\n\t\t\t\t<p class=\"cover-pub-line text-xs mar-b-hlf\">Published September 12, 2018 \u2022 4 Min Read<\/p>\t\t\t<\/div>\n\t\t<\/section>\n\t<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner w-half w-mob-full\" style=\"border-radius:0x\">\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapseef5f7e4c\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapseef5f7e4c\" data-dig-id=\"LP-57372-ef5f7e4c\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Read full article\"><div>Read full article<\/div><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapseef5f7e4c\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\"><\/div>\n\n\n\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>As millennials, we\u2019ve come to expect a few things for free or close to it (don\u2019t go changing, Snapchat and Netflix) but affording the big-ticket items like buying a home or realizing a start-up dream can often feel overwhelmingly impossible. If building a fabulous future is more important to you than living in the present moment; take these financial tips for a test drive.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"h-don-t-be-a-professional-student\">Don\u2019t be a Professional Student<\/h5>\n\n\n\n<p>Working towards an undergraduate or graduate degree, or enhancing skills through continuing education may be excellent life choices. Getting an education can negatively impact your financial health when you become a&nbsp;<em>professional<\/em>&nbsp;student \u2014 remaining in school with no real plan and no line of sight on earnings, especially if racking up student loan debt is the only way to pay for it. If you are avoiding the realities of landing a paying position at a company, it may be time to take stock of your life plan being a perennial student.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"h-don-t-be-turned-off-by-good-debt\">Don\u2019t be Turned off by \u201cGood\u201d Debt<\/h5>\n\n\n\n<p>One of the best ways to get ahead financially may include incurring some good debt. While this may sound counter to everything you have been taught, good debt can include investing in an affordable mortgage \u2014 or any asset that increases in value \u2014 increasing your net worth along with it. A student loan for a program that elevates your future earning potential is another example of good debt. Bad debt: splurging on a huge wedding when you can barely afford to reload your Starbucks app.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"h-don-t-fall-into-the-digital-dollars-abyss\">Don\u2019t Fall into the Digital Dollars Abyss<\/h5>\n\n\n\n<p>Things that are obsolete: Blockbuster Video. Public Pay Phones. Coming soon is physical currency? Governments still print money (for now) but we can go weeks without handling cash thanks to Apple Pay and our debit\/credit cards. The downside: We don\u2019t physically see the money being depleted in our wallet as we spend our way through the day. A budgeting app or a simple login to your banking app can help you track how money is slipping through your fingers with each and every swipe or tap. Keep track. Resist your temptations from time to time, and watch how your digital dollars can grow.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"h-do-consider-the-true-cost-of-plastic-purchases\">Do Consider the True Cost of Plastic Purchases<\/h5>\n\n\n\n<p>Credit cards are one plastic accessory that is almost impossible to avoid (just try booking an Airbnb without one). Having access to good credit and learning how to manage it is critical to financial success; however, it can also be the start of a downward financial trend if you\u2019re not savvy. Yes, you can now purchase South X South West tickets on your handy piece of plastic, but if paying the cost off takes months you may ultimately pay double the cost via the credit card interest. Consider a disciplined approach to using your square piece of plastic: If you can\u2019t afford it now, buy whatever it is you desire and make sure you pay it off. This not only builds your credit rating, but establishes a healthy relationship with Plastic. If you are using plastic to bridge yourself financially, ask yourself if you will be able to still afford your desired purchase when you\u2019re paying more than the current price once interest is added to your plastic purchase down the road.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"h-do-invest-in-yourself\">Do Invest in Yourself<\/h5>\n\n\n\n<p>Investing in the sometimes confusing and ever-fluctuating investment world can be a daunting experience for the inexperienced. You may not be killing it on the salary front (yet!), so investing your hard-earned dollars might seem like seriously risky business. Make sure you are setting aside 10% of your earnings into a TFSA or separate Savings account. You can even automate the payments so they come off as soon as your paycheque hits your account \u2013 that way you don\u2019t miss the money. There are other ways to invest without literally investing dollars\u2014 Use your early working days to invest in educating yourself on just the basics of how markets work, how to read a stock table, and how to understand the various exchanges. Why? The better educated you are, the more decision power you\u2019ll have when the time comes to dip your toe in the investment world \u2014 like contributing to an RRSP.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide mar-t mar-b\" \/>\n\n\n\n<div class=\"wp-block-columns has-white-color has-rbc-bright-blue-tint-1-background-color has-text-color has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-white-color has-text-color\">Looking for ways to Earn&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/finding-a-job\/serious-side-hustle-scenarios-your-guide-to-earning-more-cash\/\" data-dig-id=\"LP-57372-40dfab74\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Extra Cash\" class=\"rbc-link-format\">Extra Cash<\/a>?<\/p>\n<\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse834a1009\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse834a1009\" data-dig-id=\"LP-57738-834a1009\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things our lawyers want you to know\"><span>Things our lawyers want you to know<\/span><span>Things our lawyers want you to know<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse834a1009\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ba1c0918-edac-4df9-b656-3a8cec1956ef\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"has-text-align-center h5 mar-b\"><strong>Share This Article<\/strong><\/p>\n\n\n\n\t\t<div class=\"socials-block\">\n\t\t\t    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Five Money Tips I Wish I Followed in My Twenties &#038;body=Hi, I thought you might be interested in this article from RBC My Money Matters: https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/five-money-tips-i-wish-i-followed-in-my-twenties\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Email        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/five-money-tips-i-wish-i-followed-in-my-twenties\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copy URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  \t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8fb8ed5a-aa08-488c-a7f7-58d774706fc9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-single-post-topics related-topics-links\">\n\t\t\t\t<p class=\"h5 mar-r-hlf\">Topics:<\/p>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/banking-digital-banking\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Banking\/ Digital banking<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/ideas-and-insights\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Ideas and Insights<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/payments\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Payments<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/savings\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Savings<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mob-pad-t-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-b mob-mar-b-dbl mar-t-0\" id=\"h-read-this-next\">Read This Next<\/h2>\n\n\n\t\t\t<div class=\"related-posts-type-2\">\n\t\t\t\t<div class=\"related-post-list\">\n\t\t\t\t\t<ul class=\"grid-wpr eh-wpr\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/iStock-1488068802.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Hand stopping falling dominos next to piggy bank, symbolizing financial protection and savings stability\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/iStock-1488068802.jpg 2309w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/iStock-1488068802.jpg?resize=300,169 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/iStock-1488068802.jpg?resize=768,432 768w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/iStock-1488068802.jpg?resize=1024,576 1024w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/iStock-1488068802.jpg?resize=1536,864 1536w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/iStock-1488068802.jpg?resize=2048,1152 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/\">\n\t\t\t\t\t\tBudgeting\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/how-to-save-money-and-create-a-proper-budget\/\" class=\"card-title h4 mar-t-0\">How to Create a Budget that Actually Helps You Save Money<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_2044837280.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Hand holding black umbrella over white piggy bank symbolizing financial protection\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_2044837280.jpg 6720w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_2044837280.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_2044837280.jpg?resize=768,512 768w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_2044837280.jpg?resize=1024,683 1024w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_2044837280.jpg?resize=1536,1024 1536w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_2044837280.jpg?resize=2048,1365 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/unexpected-events\/money-in-an-emergency\/\">\n\t\t\t\t\t\tMoney in an Emergency\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/debt-and-stress-relief\/unexpected-events\/money-in-an-emergency\/emergency-fund-guide\/\" class=\"card-title h4 mar-t-0\">Your Complete Emergency Fund Guide<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"673\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/01\/2025-financial-roadmap-shutterstock_2375988879.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Digital form checklist\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/01\/2025-financial-roadmap-shutterstock_2375988879.jpg 6736w, 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tickets<\/p>\n","protected":false},"author":107,"featured_media":51456,"parent":57314,"menu_order":0,"template":"","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"tags":[62,76,40,48],"rbc_content_type":[147],"rbc_audience":[49],"rbc_lob_group":[35],"rbc_difficulty_level":[33],"rbc_mmm_category":[318,367,320,374,304],"class_list":["post-57372","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","has-post-thumbnail","hentry","tag-banking-digital-banking","tag-ideas-and-insights","tag-payments","tag-savings","rbc_content_type-video","rbc_audience-students","rbc_lob_group-business","rbc_difficulty_level-beginner","rbc_mmm_category-banking-basics","rbc_mmm_category-budgeting","rbc_mmm_category-investing","rbc_mmm_category-investing-basics","rbc_mmm_category-money-academy"],"acf":{"contently_publication_id":"175256","custom_author":"Alison 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