{"id":57483,"date":"2020-09-03T14:06:00","date_gmt":"2020-09-03T14:06:00","guid":{"rendered":""},"modified":"2024-06-07T13:59:38","modified_gmt":"2024-06-07T17:59:38","slug":"wide-open-spaces-5-things-to-think-about-before-choosing-a-rural-life","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-next-home\/wide-open-spaces-5-things-to-think-about-before-choosing-a-rural-life\/","title":{"rendered":"Wide Open Spaces: 5 Things to Think About Before Choosing a Rural Life"},"content":{"rendered":"<div class=\"wp-block-rbc-single-article-header\">\n\t<section class=\"section-grey cover pad-t-hlf\">\n\t\t<div class=\"section-inner w-half w-mob-full centered-margin cover section-grey pad-tb-0\">\n\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/real-estate\/\">\n\t\t\t\t\t\t\t<span>Real Estate<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<h1 class=\"mar-b-hlf mar-t-0 mob-pad-lr-hlf h2 has-black-color\">Wide Open Spaces: 5 Things to Think About Before Choosing a Rural Life<\/h1><p class=\"mar-b-0 mob-pad-lr-hlf author-text\">By Steven Threndyle<\/p>\t\t\t\t\t<div class=\"featured-image-wrapper pos-rel\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-default-182.jpg?quality=80\" class=\" cover-image  wp-post-image\" alt=\"\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-default-182.jpg 930w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-default-182.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-default-182.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t<\/section>\n\t<div class=\"article mar-t-dbl\">\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner socials-section\">\n\t\t\t\t<div class=\"top-socials-bar mob-mar-b-hlf\">    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Wide Open Spaces: 5 Things to Think About Before Choosing a Rural Life &#038;body=Hi, I thought you might be interested in this article from RBC My Money Matters: https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-next-home\/wide-open-spaces-5-things-to-think-about-before-choosing-a-rural-life\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Email        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-next-home\/wide-open-spaces-5-things-to-think-about-before-choosing-a-rural-life\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copy URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  <\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner w-half w-mob-full centered-margin pad-tb-0 mob-mar-t-hlf mob-mar-b\">\n\t\t\t\t<p class=\"cover-pub-line text-xs mar-b-hlf\">Published September 3, 2020 \u2022 4 Min Read<\/p>\t\t\t<\/div>\n\t\t<\/section>\n\t<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner w-half w-mob-full\" style=\"border-radius:0x\">\n<p>It&#8217;s about living closer to running and walking trails, creeks for fishing, lakes for swimming (and pond hockey in the winter), trees for climbing, and having plenty of room to call your own.<\/p>\n\n\n\n<p>In Vancouver, a twenty-minute ferry ride takes you to idyllic Bowen Island, where housing costs considerably less than the <a href=\"https:\/\/thoughtleadership.rbc.com\/wp-content\/uploads\/RBC-Housing-Trends-and-Affordability-December-2023.pdf\" data-dig-id=\"LP-57483-b6b87c0a\" data-dig-label=\"$2,000,000 price tag for a single-family detached home\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">$2,000,000 price tag for a single-family detached home<\/a> in the city&#8217;s most desirable neighbourhoods. An acreage located an hour away from Toronto&#8217;s CN Tower can be yours for around $860,000. Close to Calgary, you can play cowboy out in Willow Creek or Cochrane for <a href=\"https:\/\/creastats.crea.ca\/board\/calg\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-57483-f6d5cd5c\" data-dig-label=\"around $580,000\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">around $561,000<\/a>.<\/p>\n\n\n\n<p>Social activities might be severely curtailed right now, but the quick uptake and approval ratings workers currently give video conferencing (and the attendant decrease in true &#8220;face to face&#8221; meetings) will surely create an opportunity for telecommuters. After all, a happy worker is a productive one.<\/p>\n\n\n\n<p>Unshackling yourself from the urban jungle sounds appealing, but such a move requires serious consideration.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. Working Remotely<\/h2>\n\n\n\n<p>If your career is anchored in the city your first consideration may be how much your new location will impact your working life. You may be lucky enough to be able to work from home but if you can&#8217;t work out some kind of flex-time or telecommuting arrangement, you&#8217;ll have to factor in longer commute times and higher vehicle expenses. Even with working remotely, you may still need to get into an office (or to an airport) with a minimum of hassle. Great leaps have been made in improving cellular, home internet, and even satellite communication services for those who live outside major cities, but some companies will always prefer to do daily head-counts.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. Driving May Drive You to Distraction<\/h2>\n\n\n\n<p>If you do have to commute, your gas\/auto\/repair bills can really add up. You might see the money you think you&#8217;re saving on a smaller mortgage eaten up by transportation expenses, especially if your kids are involved in sports, extracurricular activities or need to be driven to and from school. Consider using transit if it is available \u2014 and you can socially distance. The commute will give you time to catch up on emails, read a book or take a nap. On the other hand, some people might like the drive in order to simply relax and unwind a bit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. Housing as an Investment<\/h2>\n\n\n\n<p>If you&#8217;re an avid gardener or your kids love nature, owning an acreage (or even a larger suburban home) can certainly look more attractive than a high-rise apartment. If the town you&#8217;re looking at isn&#8217;t already popular with commuters, your property value (and potential for capital appreciation) will be tied to the local economy. Local real estate values, for example, may change if a major employer opens or closes in the area. Paying attention to local business news can be important to protect your investment.<\/p>\n\n\n\n<div class=\"wp-block-columns has-border-color has-grey-border-color has-rbc-bright-blue-tint-4-background-color has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\" style=\"border-width:1px\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p><strong>Before you start searching for the perfect country home, try the RBC Home Value Estimator to see how much your city home could be worth.<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/apps.royalbank.com\/apps\/home-value-estimator#!\/?promo_name=ENT_HEF_DNL&amp;promo_id=87158&amp;promo_position=callout1&amp;promo_creative=Wide%20Open%20Spaces:%205%20Things%20to%20Think%20About%20Before%20Choosing%20a%20Rural%20Life\">Try the RBC Home Value Estimator<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">4. Small Town Life: Idyllic, or Merely Idle?<\/h2>\n\n\n\n<p>Major urban areas are often dotted with dozens of small towns within a two-hour drive, and \u2014 strip malls notwithstanding \u2014 there are significant demographic differences from one place to the next. Consult census information to find out where young families live, if that&#8217;s who you wish to associate with. Linger (and shop) in at a few locally-owned businesses to get an idea of the community vibe.<\/p>\n\n\n\n<p>As neighbourly as small town folk can be, it might take time to fit in. Most people have social and community networks that go back decades. People in smaller communities rely upon each other not just socially, but in emergencies, which can be a benefit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">5. Strengthening Family Bonds<\/h2>\n\n\n\n<p>Maybe you&#8217;re moving to be closer to extended family, but in any case you should acknowledge how every family member feels about relocating, even if there are disagreements. Discuss the features, advantages, and benefits of why you&#8217;re moving to the country, as well as what you&#8217;ll all miss. Like most big changes, you won&#8217;t know if country living is for you until you try. Seize the opportunity and you may revitalize your life.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse834a1009\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse834a1009\" data-dig-id=\"LP-57738-834a1009\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things our lawyers want you to know\"><span>Things our lawyers want you to know<\/span><span>Things our lawyers want you to know<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse834a1009\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ae2eb0fe-5035-468c-b512-7169ba8a4a3b\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"has-text-align-center h5 mar-b\"><strong>Share This Article<\/strong><\/p>\n\n\n\n\t\t<div class=\"socials-block\">\n\t\t\t    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Wide Open Spaces: 5 Things to Think About Before Choosing a Rural Life &#038;body=Hi, I thought you might be interested in this article from RBC My Money Matters: https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-next-home\/wide-open-spaces-5-things-to-think-about-before-choosing-a-rural-life\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Email        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/buying-your-next-home\/wide-open-spaces-5-things-to-think-about-before-choosing-a-rural-life\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copy URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  \t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-403e558f-8180-4083-a344-769e2c7ab539\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-single-post-topics related-topics-links\">\n\t\t\t\t<p class=\"h5 mar-r-hlf\">Topics:<\/p>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/home-ownership\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Home Ownership<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/real-estate\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Real Estate<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mob-pad-t-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-b mob-mar-b-dbl mar-t-0\" id=\"h-read-this-next\">Read This Next<\/h2>\n\n\n\t\t\t<div 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class=\"card-title h4 mar-t-0\">How the FHSA and Lower Interest Rates Can Help You Buy Your First Home<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Selling_your_US_property_Thumbnail-default.jpg?quality=80&amp;w=930\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Selling_your_US_property_Thumbnail-default.jpg 930w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Selling_your_US_property_Thumbnail-default.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Selling_your_US_property_Thumbnail-default.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/buying-or-refinancing-a-us-property\/\">\n\t\t\t\t\t\tBuying or Refinancing a US Property\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/buying-or-refinancing-a-us-property\/selling-your-u-s-property-5-things-canadians-need-to-know\/\" class=\"card-title h4 mar-t-0\">Selling Your U.S. Property? 6 Things Canadians Need to Know<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n<\/section>\n<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-ae2eb0fe-5035-468c-b512-7169ba8a4a3b {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-ae2eb0fe-5035-468c-b512-7169ba8a4a3b {\n\t\t\theight: 30px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-403e558f-8180-4083-a344-769e2c7ab539 {\n\t\theight: 60px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-403e558f-8180-4083-a344-769e2c7ab539 {\n\t\t\theight: 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