{"id":57595,"date":"2021-01-04T17:16:00","date_gmt":"2021-01-04T17:16:00","guid":{"rendered":""},"modified":"2025-02-06T16:25:27","modified_gmt":"2025-02-06T21:25:27","slug":"6-ways-to-stay-mentally-fit-while-studying-in-a-new-country","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/6-ways-to-stay-mentally-fit-while-studying-in-a-new-country\/","title":{"rendered":"6 Ways to Stay Mentally Fit While Studying in a New Country"},"content":{"rendered":"<div class=\"wp-block-rbc-single-article-header\">\n\t<section class=\"section-grey cover pad-t-hlf\">\n\t\t<div class=\"section-inner w-half w-mob-full centered-margin cover section-grey pad-tb-0\">\n\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/physical-and-mental-health\/\">\n\t\t\t\t\t\t\t<span>Physical and Mental Health<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<h1 class=\"mar-b-hlf mar-t-0 mob-pad-lr-hlf h2 has-black-color\">6 Ways to Stay Mentally Fit While Studying in a New Country<\/h1><p class=\"mar-b-0 mob-pad-lr-hlf author-text\">By Royal Bank of Canada<\/p>\t\t\t\t\t<div class=\"featured-image-wrapper pos-rel\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-default-381.jpg?quality=80\" class=\" cover-image  wp-post-image\" alt=\"\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-default-381.jpg 930w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-default-381.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-default-381.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t<\/section>\n\t<div class=\"article mar-t-dbl\">\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner socials-section\">\n\t\t\t\t<div class=\"top-socials-bar mob-mar-b-hlf\">    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=6 Ways to Stay Mentally Fit While Studying in a New Country &#038;body=Hi, I thought you might be interested in this article from RBC My Money Matters: https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/6-ways-to-stay-mentally-fit-while-studying-in-a-new-country\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Email        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/6-ways-to-stay-mentally-fit-while-studying-in-a-new-country\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copy URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  <\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner w-half w-mob-full centered-margin pad-tb-0 mob-mar-t-hlf mob-mar-b\">\n\t\t\t\t<p class=\"cover-pub-line text-xs mar-b-hlf\">Published January 4, 2021 \u2022 5 Min Read<\/p>\t\t\t<\/div>\n\t\t<\/section>\n\t<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner w-half w-mob-full\" style=\"border-radius:0x\">\n<p>Studying abroad takes courage. It requires leaving your comfort zone, heading to a country away from the people you know best, and diving into an unfamiliar way of living.<\/p>\n\n\n\n<p>Embracing a new life in Canada can lead to many amazing opportunities, friendships, and memories, but it isn&#8217;t always an easy adjustment. There may be lonely moments especially if it&#8217;s your first time living away from family.<\/p>\n\n\n\n<p>Here are some common challenges international students may struggle with, and practical solutions to help you thrive.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Feeling Overwhelmed? Ask for Help<\/h2>\n\n\n\n<p>Whether money worries are adding to feelings of stress, your workload feels like it&#8217;s too much, or you&#8217;re just feeling a little down, don&#8217;t be afraid to ask for help. There are health services available from your school&#8217;s Office of Student Life or Student Services at universities and colleges across Canada. In fact, according to a 2017 study, universities and colleges across the country have increased their mental health budgets in recent years to help students get access to the help they need.<\/p>\n\n\n\n<p>And that myth that asking for help could result in a mark on your transcript. It&#8217;s just that: a myth.<\/p>\n\n\n\n<p>Check out RBC&#8217;s <a href=\"https:\/\/www.rbc.com\/dms\/enterprise\/futurelaunch\/_assets-custom\/pdf\/youth-mental-health-apps-can-help-what-you-need-to-know.pdf?promo_name=ENT_RBC_DNL&amp;promo_id=269999&amp;promo_position=body1&amp;promo_creative=6 Ways to Stay Mentally Fit While Studying in a New Country\">Be There guide<\/a> for a list of great mental health resources based on region. Seeking help? That&#8217;s never a sign of weakness.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Looking for Friends? Try Joining a Club<\/h2>\n\n\n\n<p>Colleges and universities host some of the most eclectic clubs anywhere.<\/p>\n\n\n\n<p>If you&#8217;ve never tried salsa dancing at home, but you&#8217;ve always been curious, there&#8217;s likely a club on campus you can join. Or maybe you just want to hang out with like-minded people and debate global politics? There&#8217;s a good chance there&#8217;s a campus group for that too. Try a college club and see how you enjoy it.<\/p>\n\n\n\n<p class=\"pad-l\"><strong>Tip:<\/strong> <em>If you\u2019re missing your home culture, there may well be a cultural association in your new community that you can join. Check out the&nbsp;<a href=\"https:\/\/www.cic.gc.ca\/english\/newcomers\/services\/\">Canadian Immigration website<\/a>&nbsp;for details on what\u2019s available in your area.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Getting burnt-out? Consider your Work\/Life Balance<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>Feeling over-worked and unable to relax? Finding more work\/life balance may be the key to avoid feeling burnt-out or run-down. Your coursework may even benefit if you have stress-free, enjoyable activities to balance out your schedule.<\/p>\n\n\n\n<p>If you&#8217;re also juggling part-time work to make ends meet, it can be difficult to find time for yourself. Your bank or college will have advisers you can talk to for help, and you can also use <a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-57595-888bc879\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"apps to help manage your money\" class=\"rbc-link-format\">apps to help manage your money<\/a> and other <a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/new-to-canada\/studying-in-canada\/international-students-five-steps-to-manage-your-money-now\/\" data-dig-id=\"LP-57595-1600c22c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"financial wellness\" class=\"rbc-link-format\">financial wellness<\/a> guides.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column mar-l-hlf has-white-color has-rbc-bright-blue-tint-1-background-color has-text-color has-background is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"mar-t mar-l-hlf mar-r-hlf\">Financial stress can add to feeling burnt-out, but it&#8217;s okay to ask for advice.<\/p>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Stuck in Front of a Screen? Try an Offline Hobby<\/h2>\n\n\n\n<p>Now that many lectures and seminars have moved online, you&#8217;re probably spending a lot of time on your laptop. If your hobbies are also online (gaming, social media, watching videos), it may help your mood to find offline interests. Wherever you are in Canada, it&#8217;s easy to find trails for walking, biking, and even snowshoeing. Don&#8217;t enjoy cold weather? Pick-up some yeast and flour from the store and ask your dorm mates if they&#8217;d like to have a bread (or pizza!) making party. Want a taste of home? Ask your family for the recipe for a favourite dish that you can share with others.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Feeling Stressed? Try Relaxation Exercises<\/h2>\n\n\n\n<p>Pulling an occasional &#8220;all-nighter&#8221; study session here and there is pretty much inevitable if you&#8217;re taking a demanding course. But what if you get less sleep because your family insists on Skyping you regularly at 2 a.m.? Or you&#8217;re too tense to relax after classes?<\/p>\n\n\n\n<p>It&#8217;s to your benefit to <a href=\"https:\/\/www.canada.ca\/en\/public-health\/services\/publications\/healthy-living\/canadian-adults-getting-enough-sleep-infographic.html\">try and get a full night&#8217;s sleep<\/a> as often as you can. Consider going to bed earlier than you usually do. Or you may need to set some boundaries with your family or pals back home. If they don&#8217;t believe you, maybe just tell them one study found that \u201cIncreasing sleep by one hour was associated with an increase of 11% on the course grade.&#8221;<sup>1<\/sup><\/p>\n\n\n\n<p>Stress can be a part of every student&#8217;s life, and anxiety may affect your body as well as your mind. Tools like breathing exercises and muscle relaxation techniques may make coping with your stress easier. Take a look at <a href=\"https:\/\/jack.org\/covid\">these resources<\/a> from the youth mental health charity Jack.org and RBC.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Feeling Homesick? Get to Know Where You Are<\/h2>\n\n\n\n<p>It&#8217;s hard to feel like part of a community if you don&#8217;t know much about it. If you&#8217;ve moved to a new place, it can bring up feelings of isolation, loneliness and homesickness. But geographical knowledge \u2014 getting to know your new town \u2014 can help you feel more like part of a community.<\/p>\n\n\n\n<p>Chances are you&#8217;re not the only one who feels this way. Reach out to your dorm mates or friendly classmates. Ask them if they want to walk with you to the nearest park. Rent bikes and check out the town some sunny Sunday. Do whatever it takes to create a physical roadmap of memories to help you start to feel at home.<\/p>\n\n\n\n<p>International students are courageous by nature, but even coming to a country as welcoming as Canada may bring on feelings of loneliness, anxiety or exhaustion. Find ways to take care of yourself while you&#8217;re studying abroad, and remember that having the courage to ask for help is a great way to help you stay mentally fit.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide\" \/>\n\n\n\n<h3 class=\"wp-block-heading\"><sup>1<\/sup> Zeek, Megan L et al. \u201cSleep Duration and Academic Performance Among Student Pharmacists.&#8221; American journal of pharmaceutical education vol. 79,5 (2015): 63.<\/h3>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse834a1009\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse834a1009\" data-dig-id=\"LP-57738-834a1009\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things our lawyers want you to know\"><span>Things our lawyers want you to know<\/span><span>Things our lawyers want you to know<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse834a1009\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-2fed1b2e-9b13-43f4-9095-da9cea3ed6e0\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"has-text-align-center h5 mar-b\"><strong>Share This Article<\/strong><\/p>\n\n\n\n\t\t<div class=\"socials-block\">\n\t\t\t    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=6 Ways to Stay Mentally Fit While Studying in a New Country &#038;body=Hi, I thought you might be interested in this article from RBC My Money Matters: https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/6-ways-to-stay-mentally-fit-while-studying-in-a-new-country\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Email        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/6-ways-to-stay-mentally-fit-while-studying-in-a-new-country\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copy URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  \t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-903d4c8d-0538-4d6d-824a-ffc6ab8d9109\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-single-post-topics related-topics-links\">\n\t\t\t\t<p class=\"h5 mar-r-hlf\">Topics:<\/p>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/education\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Education<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/physical-and-mental-health\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Physical and Mental Health<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mob-pad-t-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-b mob-mar-b-dbl mar-t-0\" id=\"h-read-this-next\">Read This 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height=\"683\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_172567265_RESPvsRRSP.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Parents happily celebrating childs graduation while knowing they have been able to balance RESP and RRSP contributions.\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_172567265_RESPvsRRSP.jpg 3900w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_172567265_RESPvsRRSP.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_172567265_RESPvsRRSP.jpg?resize=768,512 768w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/shutterstock_172567265_RESPvsRRSP.jpg?resize=1024,683 1024w, 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How to Balance Education and Retirement Savings<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"878\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-feature-509-1.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-feature-509-1.jpg 1190w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-feature-509-1.jpg?resize=300,257 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-feature-509-1.jpg?resize=768,658 768w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-feature-509-1.jpg?resize=1024,878 1024w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/\">\n\t\t\t\t\t\tBudgeting\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/back-to-school-finances-budgeting-for-the-school-year\/\" class=\"card-title h4 mar-t-0\">How to Budget as a Student: Back to School Money Tips for the Year Ahead<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n<\/section>\n<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-2fed1b2e-9b13-43f4-9095-da9cea3ed6e0 {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-2fed1b2e-9b13-43f4-9095-da9cea3ed6e0 {\n\t\t\theight: 30px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-903d4c8d-0538-4d6d-824a-ffc6ab8d9109 {\n\t\theight: 60px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-903d4c8d-0538-4d6d-824a-ffc6ab8d9109 {\n\t\t\theight: 30px;\n\t\t}\n\t}\t<\/style>","protected":false},"excerpt":{"rendered":"<p>6 ways to stay mentally fit as an international student in a new country.<\/p>\n","protected":false},"author":10,"featured_media":63860,"parent":57295,"menu_order":0,"template":"","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"tags":[81,45],"rbc_content_type":[31],"rbc_audience":[49],"rbc_lob_group":[154],"rbc_difficulty_level":[33],"rbc_mmm_category":[303,348,314,316,312,362],"class_list":["post-57595","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","has-post-thumbnail","hentry","tag-education","tag-physical-and-mental-health","rbc_content_type-article","rbc_audience-students","rbc_lob_group-newcomer","rbc_difficulty_level-beginner","rbc_mmm_category-goals-aspirations","rbc_mmm_category-going-to-college-or-university","rbc_mmm_category-life-events","rbc_mmm_category-new-to-canada","rbc_mmm_category-school-and-career","rbc_mmm_category-studying-in-canada"],"acf":{"contently_publication_id":"","custom_author":"Royal Bank of 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