{"id":57790,"date":"2024-07-01T16:40:25","date_gmt":"2024-07-01T20:40:25","guid":{"rendered":""},"modified":"2025-10-31T08:34:13","modified_gmt":"2025-10-31T12:34:13","slug":"8-steps-to-getting-your-u-s-home-renter-ready","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/living-in-the-us\/8-steps-to-getting-your-u-s-home-renter-ready\/","title":{"rendered":"8 Steps to Getting Your U.S. Home Renter-Ready"},"content":{"rendered":"<div class=\"wp-block-rbc-single-article-header\">\n\t<section class=\"section-grey cover pad-t-hlf\">\n\t\t<div class=\"section-inner w-half w-mob-full centered-margin cover section-grey pad-tb-0\">\n\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/real-estate\/\">\n\t\t\t\t\t\t\t<span>Real Estate<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<h1 class=\"mar-b-hlf mar-t-0 mob-pad-lr-hlf h2 has-black-color\">8 Steps to Getting Your U.S. Home Renter-Ready<\/h1><p class=\"mar-b-0 mob-pad-lr-hlf author-text\">By Diane Amato<\/p>\t\t\t\t\t<div class=\"featured-image-wrapper pos-rel\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-default-410-1.jpg?quality=80\" class=\" cover-image  wp-post-image\" alt=\"\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-default-410-1.jpg 930w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-default-410-1.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Thumbnail-default-410-1.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t<\/section>\n\t<div class=\"article mar-t-dbl\">\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner socials-section\">\n\t\t\t\t<div class=\"top-socials-bar mob-mar-b-hlf\">    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=8 Steps to Getting Your U.S. Home Renter-Ready &#038;body=Hi, I thought you might be interested in this article from RBC My Money Matters: https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/living-in-the-us\/8-steps-to-getting-your-u-s-home-renter-ready\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Email        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/living-in-the-us\/8-steps-to-getting-your-u-s-home-renter-ready\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copy URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  <\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner w-half w-mob-full centered-margin pad-tb-0 mob-mar-t-hlf mob-mar-b\">\n\t\t\t\t<p class=\"cover-pub-line text-xs mar-b-hlf\">Published July 1, 2024 \u2022 6 Min Read<\/p>\t\t\t<\/div>\n\t\t<\/section>\n\t<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner w-half w-mob-full\" style=\"border-radius:0x\">\n<p>Figuring out&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/buying-or-refinancing-a-us-property\/how-to-rent-your-u-s-home-the-ultimate-guide-for-canadians-with-u-s-property\/\" data-dig-id=\"LP-57790-69513bfb\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"how to rent your U.S. home\" class=\"rbc-link-format\">how to rent your U.S. home<\/a>&nbsp;while you\u2019re in Canada may sound tricky, but it\u2019s actually not that hard. In fact, it\u2019s something many U.S. property owners do, whether they regularly travel across the border or not.<\/p>\n\n\n\n<p>Getting your U.S. home renter-ready is easier with a little guidance. Here are tips for renting your home and enjoying the benefits that come with earning some U.S. rental income.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. Hire a property management company<\/h2>\n\n\n\n<p>If you can\u2019t physically be at your property to prepare it for showings or welcome your future tenants, a property management company can help. They will take care of all the on-the-ground aspects of renting out your place.<\/p>\n\n\n\n<p>A property management company can help you find quality tenants, set up lease agreements, collect rent and handle any emergencies that may arise. They can also help you get your home ready for new occupants and give you pointers about any maintenance or aesthetic changes that may create a more attractive space for renters.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. Ensure your home is problem-free<\/h2>\n\n\n\n<p>One of the first steps to getting your home ready for renters is to make sure it\u2019s in move-in ready shape \u2014 you don\u2019t want your renters to have to deal with a leaky roof or broken refrigerator. Before you list your home for rent, enlist your property manager to check the roof, gutters, major appliances and outlets. You\u2019ll also want any outdoor space \u2014 such as your driveway or walkways \u2014 to be examined for potential trip-causing cracks or significant wear and tear.<\/p>\n\n\n\n<p>Here&#8217;s a bonus tip for renting your home: It\u2019s far easier to do maintenance and repairs before you rent your place out than to deal with issues once someone else moves in.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. Clean it from the inside out<\/h2>\n\n\n\n<p>Obviously, your home will be more attractive to renters if it\u2019s crisp and sparkling. Arranging for a deep cleaning is a smart move \u2014 beyond a surface scrubbing, you\u2019ll want your windows, blinds, and appliances spotless, inside and out. It\u2019s also a good idea to have your carpets shampooed and your air filters replaced as part of this process.<\/p>\n\n\n\n<p>If you\u2019re considering renting your home out longer-term (i.e., beyond a season or two), you might even consider having a fresh coat of paint applied for an extra bright and clean feel.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4. Let your insurance company know<\/h2>\n\n\n\n<p>When it comes to insurance, you may need to switch your policy to a landlord property insurance policy to cover any loss or damage that might result from tenants\u2019 negligence, natural disasters, fire, or water damage. While you\u2019re at it, make sure you have liability insurance to cover slip and falls or other injuries tenants (or their guests) might have on the property.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">5. Set a price<\/h2>\n\n\n\n<p>Rents vary widely depending on your location, type of property, season, and more. You\u2019ll therefore want to research rental rates for comparable properties in your area to set a realistic list price. If you\u2019re renting out your property year-round, take a look at prices at different times of year to set a price that accurately reflects market value.<\/p>\n\n\n\n<p>Your property management company can be a great resource here, as they should have sufficient pricing data on hand for homes like yours in your area.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">6. Find and screen tenants<\/h2>\n\n\n\n<p>This is where a property management team can really make a difference for you. Tenant screening can get tedious and complicated, and owners who are renting out their homes for the first time may not be able to spot red flags. Good property management companies have a reliable and verified screening process that helps them select tenants who will pay rent on time, minimize wear and tear of the property, and cause fewer problems overall.<\/p>\n\n\n\n<p>If you decide not to use a property management company to find tenants, keep in mind that where you advertise your rental will partly depend on how long you\u2019re renting and what kind of arrangement you\u2019re looking for. For example, sites such as Airbnb, VRBO and HomeAway are very popular among the short-term rental set. If you\u2019re looking for a longer-term rental (i.e., a full season or more), consider sites like rentcafe.com.<\/p>\n\n\n\n<p>Once you\u2019ve found a potential tenant, have them fill out an application that tells you their name, employer, previous landlords and references. It\u2019s also smart to get their signed consent to check their credit reports and criminal history.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">7. Determine how you\u2019ll manage the lease<\/h2>\n\n\n\n<p>A property management company can take care of all the paperwork for you \u2014 and any headaches that come later with rent collection. As experts in this business, they have standard lease agreements on hand that can be customized to your needs, making this part of the process virtually hassle-free.<\/p>\n\n\n\n<p>If you decide to take care of managing the lease yourself, here are some things to include in the paperwork:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default\">The amount of the security deposit and what it covers<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Whether or not you\u2019ll allow pets \u2014 and if so, will you ask for a pet deposit?<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Who is responsible for yard maintenance<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>A list of utilities that the tenant is responsible for<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>A clause that gives you access to do maintenance checks at an interval you\u2019re comfortable with<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>It\u2019s a good idea to have a lawyer look over the lease agreement to ensure you and your home are protected before you present it to your tenants.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">8. Know the rules<\/h2>\n\n\n\n<p>If your property is part of a condominium or organized community, be sure to check the rules about renting out your property. It is key to understand your homeowner association rules and by-laws and get savvy about all restrictions about rentals.<\/p>\n\n\n\n<p>Beyond association rules, it\u2019s important to know the tax rules that apply to you as a Canadian earning income in the U.S. While you may be a tax resident of Canada, you\u2019ll need to report U.S. rental income to the IRS if you rent out your property for 15 days or more per tax year. It\u2019s best to seek advice from a cross-border tax expert to ensure you comply with all the rules while minimizing the amount of tax you\u2019ll have to pay.<\/p>\n\n\n\n<p>These tips for renting your home can help you set up a short-term or long-term rental arrangement. Ultimately, renting your U.S. property could offset your ownership costs and create a steady cash flow in U.S. dollars, which you can use to fund your cross-border lifestyle today and into the future.<\/p>\n\n\n\n<section class=\"wp-block-rbc-section-block section-cool-white pos-rel  has-f-5-f-8-f-9-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner mar-b-hlf\" style=\"border-radius:0x\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner\">\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block inner-section-cool-white section-inner  pad-b-0 pad-t-0 has-f-5-f-8-f-9-background-color has-background\" style=\"border-radius:0x\">\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r mob-mar-r-0 is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large mar-b-0\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/08\/SMB_Tip_5_-_Woman_doing_online_shopping.jpg?w=1024\" alt=\"Woman in cafe shopping online with laptop\" class=\"wp-image-24851\"\/><\/figure>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-596dd5d5-e02f-4c4f-92a2-4e861221d944\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n\n\n\n<div class=\"wp-block-column mar-r mob-mar-r-0 is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading mar-t-0 mar-b-0 pad-b mob-pad-b\" id=\"h-thinking-about-selling-your-u-s-property\">Thinking About Selling Your U.S. Property?<\/h3>\n\n\n\n<p>Leveraging your U.S. home equity can provide you access to U.S. dollars without having to sell your U.S. property<\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c0ab8801-6619-4252-8395-2b31c38a72ec\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p><a href=\"https:\/\/www.rbcbank.com\/dms\/cross-border-banking\/us-equity-i-b.html?utm_source=Blog&amp;utm_medium=organic&amp;utm_campaign=MMM\" data-dig-id=\"LP-58132-5a0e1eee\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Learn more\" class=\"rbc-link-format goto-link\" data-icon-class=\"goto-link\">Learn more<\/a><\/p>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-47a959b2-f26c-4864-abb3-a26755a70cb7\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse834a1009\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse834a1009\" data-dig-id=\"LP-57738-834a1009\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things our lawyers want you to know\"><span>Things our lawyers want you to know<\/span><span>Things our lawyers want you to know<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse834a1009\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-55f93b1f-8f77-4f66-ab7f-767706ecfb49\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"has-text-align-center h5 mar-b\"><strong>Share This Article<\/strong><\/p>\n\n\n\n\t\t<div class=\"socials-block\">\n\t\t\t    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=8 Steps to Getting Your U.S. Home Renter-Ready &#038;body=Hi, I thought you might be interested in this article from RBC My Money Matters: https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/living-in-the-us\/8-steps-to-getting-your-u-s-home-renter-ready\/\">\n        <img decoding=\"async\" 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class=\"wp-block-tk-spacer id-75d5db84-9a52-4621-995b-b1fb560e89fe\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-single-post-topics related-topics-links\">\n\t\t\t\t<p class=\"h5 mar-r-hlf\">Topics:<\/p>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/budgeting\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Budgeting<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/personal-finance\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Personal Finance<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/real-estate\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Real Estate<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/remodeling-your-home\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Remodeling your Home<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/retirement\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Retirement<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/snowbird\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Snowbird<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mob-pad-t-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-b mob-mar-b-dbl mar-t-0\" id=\"h-read-this-next\">Read This Next<\/h2>\n\n\n\t\t\t<div class=\"related-posts-type-2\">\n\t\t\t\t<div class=\"related-post-list\">\n\t\t\t\t\t<ul class=\"grid-wpr eh-wpr\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Selling_your_US_property_Thumbnail-default.jpg?quality=80&amp;w=930\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Selling_your_US_property_Thumbnail-default.jpg 930w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Selling_your_US_property_Thumbnail-default.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Selling_your_US_property_Thumbnail-default.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/buying-or-refinancing-a-us-property\/\">\n\t\t\t\t\t\tBuying or Refinancing a US Property\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/buying-or-refinancing-a-us-property\/selling-your-u-s-property-5-things-canadians-need-to-know\/\" class=\"card-title h4 mar-t-0\">Selling Your U.S. Property? 6 Things Canadians Need to Know<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"670\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/08\/iStock-902803740.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"A house in Florida\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/08\/iStock-902803740.jpg 2140w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/08\/iStock-902803740.jpg?resize=300,196 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/08\/iStock-902803740.jpg?resize=768,502 768w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/08\/iStock-902803740.jpg?resize=1024,670 1024w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/08\/iStock-902803740.jpg?resize=1536,1005 1536w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/08\/iStock-902803740.jpg?resize=2048,1340 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/buying-or-refinancing-a-us-property\/\">\n\t\t\t\t\t\tBuying or Refinancing a US Property\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/buying-or-refinancing-a-us-property\/canadians-chasing-sun-fun-and-savings-what-american-real-estate-trends-reveal\/\" class=\"card-title h4 mar-t-0\">Canadians Chasing Sun, Fun and Savings: What American Real Estate Trends Reveal<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"494\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Refinancing_Your_U.S._Home_Banner-wide_402x-scaled-1.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"A woman in a doorway\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Refinancing_Your_U.S._Home_Banner-wide_402x-scaled-1.jpg 2560w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Refinancing_Your_U.S._Home_Banner-wide_402x-scaled-1-300x145.jpg 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Refinancing_Your_U.S._Home_Banner-wide_402x-scaled-1-1024x494.jpg 1024w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Refinancing_Your_U.S._Home_Banner-wide_402x-scaled-1-768x371.jpg 768w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Refinancing_Your_U.S._Home_Banner-wide_402x-scaled-1-1536x742.jpg 1536w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Refinancing_Your_U.S._Home_Banner-wide_402x-scaled-1-2048x989.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/living-in-the-us\/\">\n\t\t\t\t\t\tLiving in the US\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/living-in-the-us\/cash-out-refinancing-equity-options-for-your-u-s-home\/\" class=\"card-title h4 mar-t-0\">Cash-Out Refinancing: Equity Options for Your U.S. Home<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n<\/section>\n<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-596dd5d5-e02f-4c4f-92a2-4e861221d944 {\n\t\theight: 1px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-596dd5d5-e02f-4c4f-92a2-4e861221d944 {\n\t\t\theight: 24px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-c0ab8801-6619-4252-8395-2b31c38a72ec {\n\t\theight: 10px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-c0ab8801-6619-4252-8395-2b31c38a72ec {\n\t\t\theight: 10px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-47a959b2-f26c-4864-abb3-a26755a70cb7 {\n\t\theight: 1px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-47a959b2-f26c-4864-abb3-a26755a70cb7 {\n\t\t\theight: 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Here are tips to get you started.<\/p>\n","protected":false},"author":10,"featured_media":67701,"parent":57294,"menu_order":0,"template":"","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"tags":[517,77,60,146,536,126],"rbc_content_type":[31],"rbc_audience":[],"rbc_lob_group":[122],"rbc_difficulty_level":[33],"rbc_mmm_category":[344,303,347,311,345],"class_list":["post-57790","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","has-post-thumbnail","hentry","tag-budgeting","tag-personal-finance","tag-real-estate","tag-remodeling-your-home","tag-retirement","tag-snowbird","rbc_content_type-article","rbc_lob_group-cross-border","rbc_difficulty_level-beginner","rbc_mmm_category-buying-or-refinancing-a-us-property","rbc_mmm_category-goals-aspirations","rbc_mmm_category-living-in-the-us","rbc_mmm_category-travel-and-cross-border","rbc_mmm_category-travelling-and-shopping-in-the-us"],"acf":{"contently_publication_id":"274960","custom_author":"Diane Amato","rbc_video_header":"","rbc_media_duration":"","rbc_toc_for_mmm_tag":"h2","rbc_toc_for_mmm_limit":6,"rbc_toc_for_mmm":null,"rbc_toc_for_mmm_action":"Generate Table Of Contents"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.7 (Yoast SEO v26.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<meta name=\"description\" content=\"If you&#039;re not using your U.S. home this year, renting out may be a great way to earn extra cash. 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