{"id":57864,"date":"2022-02-15T14:12:00","date_gmt":"2022-02-15T19:12:00","guid":{"rendered":""},"modified":"2024-01-19T12:29:45","modified_gmt":"2024-01-19T17:29:45","slug":"futurpreneurs-mona-lisa-prosper-shares-her-perspective-on-the-black-entrepreneur-startup-program","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/start-a-business\/futurpreneurs-mona-lisa-prosper-shares-her-perspective-on-the-black-entrepreneur-startup-program\/","title":{"rendered":"Futurpreneur&#8217;s Mona-Lisa Prosper Shares Her Perspective on the Black Entrepreneur Startup Program"},"content":{"rendered":"<div class=\"wp-block-rbc-single-article-header\">\n\t<section class=\"section-grey cover pad-t-hlf\">\n\t\t<div class=\"section-inner w-half w-mob-full centered-margin cover section-grey pad-tb-0\">\n\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/grants\/\">\n\t\t\t\t\t\t\t<span>Grants<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<h1 class=\"mar-b-hlf mar-t-0 mob-pad-lr-hlf h2 has-black-color\">Futurpreneur&#8217;s Mona-Lisa Prosper Shares Her Perspective on the Black Entrepreneur Startup Program<\/h1><p class=\"mar-b-0 mob-pad-lr-hlf author-text\">By Diane Amato<\/p>\t\t\t\t\t<div class=\"featured-image-wrapper pos-rel\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/New-Project-2.jpg?quality=80\" class=\" cover-image  wp-post-image\" alt=\"Mona-Lisa Prosper, Director of the Black Entrepreneur Startup program at Futurpreneur.\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/New-Project-2.jpg 930w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/New-Project-2.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/New-Project-2.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t<\/section>\n\t<div class=\"article mar-t-dbl\">\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner socials-section\">\n\t\t\t\t<div class=\"top-socials-bar mob-mar-b-hlf\">    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Futurpreneur&#8217;s Mona-Lisa Prosper Shares Her Perspective on the Black Entrepreneur Startup Program &#038;body=Hi, I thought you might be interested in this article from RBC My Money Matters: https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/start-a-business\/futurpreneurs-mona-lisa-prosper-shares-her-perspective-on-the-black-entrepreneur-startup-program\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Email        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/start-a-business\/futurpreneurs-mona-lisa-prosper-shares-her-perspective-on-the-black-entrepreneur-startup-program\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copy URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  <\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner w-half w-mob-full centered-margin pad-tb-0 mob-mar-t-hlf mob-mar-b\">\n\t\t\t\t<p class=\"cover-pub-line text-xs mar-b-hlf\">Published February 15, 2022 \u2022 6 Min Read<\/p>\t\t\t<\/div>\n\t\t<\/section>\n\t<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner w-half w-mob-full\" style=\"border-radius:0x\">\n<p><em>This article originally appeared on <em><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/futurpreneurs-mona-lisa-prosper-shares-her-perspective-on-the-black-entrepreneur-startup-program\/\" data-dig-id=\"LP-57864-dc4ccd37\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Diversity &amp; Inclusion\" class=\"rbc-link-format\">Diversity &amp; Inclusion<\/a><\/em>.<\/em><\/p>\n\n\n\n<p>Futurpreneur is a national, non-profit organization providing financing, mentorship and resources to aspiring young business owners. In March 2021, the organization launched the <a href=\"https:\/\/www.futurpreneur.ca\/en\/besp-rbc\" data-dig-id=\"LP-57864-4471e9c7\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Black Entrepreneur Startup Program (BESP)\" class=\"rbc-link-format\">Black Entrepreneur Startup Program (BESP)<\/a>, a funding collaboration with RBC with additional financing from Business Development Bank Canada (BDC), that delivers start-up loan financing, up to two years of mentorship, plus access to support tools and networking opportunities to Black entrepreneurs aged 18 \u2013 39.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.futurpreneur.ca\/en\/2021\/meet-mona-lisa-prosper-futurpreneurs-director-black-entrepreneurs\/\" data-dig-id=\"LP-57864-cf61ed0d\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mona-Lisa Prosper\" class=\"rbc-link-format\">Mona-Lisa Prosper<\/a> is the Director of Black Entrepreneurs at Futurpreneur, which involves spearheading the BESP. With a background in law, first-hand experience starting and growing businesses and involvement with representation and inclusive governance, she is a champion for diversity, equity and concrete action. Prosper shares her perspective on the program, how it will address key obstacles facing prospective Black business owners and how her passion for her new role will fuel the organization&#8217;s ongoing commitment to inclusion and impact.<\/p>\n\n\n\n<p><b>Q: Mona-Lisa, you have a degree in law yet you took your career in a different direction. What is behind your drive to support entrepreneurs?<\/b><\/p>\n\n\n\n<p>A: When I finished law school, I tried out different areas of the law and it became evident to me very early that I would rather use my law degree to help people build, instead of fixing problems in a courtroom. I felt that business would be a great avenue, and at the same time the start-up ecosystem in Montreal was booming. I started getting more and more interested in local start-ups and realized I could use my law degree to help entrepreneurs.<\/p>\n\n\n\n<p><b>Q: How does your role at Futurpreneur draw on your past experiences?<\/b><\/p>\n\n\n\n<p>A: When I saw the position at Futurpreneur I felt it was made for me. I couldn&#8217;t have created a more perfect job posting, because it represented exactly what I wanted to do. The notion of pushing marginalized communities forward, doing good for Black entrepreneurs, and giving back have always been important to me. Drawing on my experience in the Equity, Diversity &amp; Inclusion (ED &amp; I) sector, it&#8217;s great to be able to ensure a program is being delivered in the right way, that we are measuring our impact and understanding if things are going in the right direction.<\/p>\n\n\n\n<p><b>Q: What do you feel are the key barriers to success for Black entrepreneurs?<\/b><\/p>\n\n\n\n<p>A: It&#8217;s access. Access to financing, access to resources, access to networks. Close behind that are all the credit barriers that are out there. It&#8217;s a reality a lot of Black communities face \u2013 whether they are new immigrants without an understanding of how systems work in Canada, or don&#8217;t have access to generational wealth, which just isn&#8217;t present in the Black community.<\/p>\n\n\n\n<p>In a <a href=\"https:\/\/abacusdata.ca\/black-entrepreneurs-canada-inclusive-entrepreneurship\/\" data-dig-id=\"LP-57864-6469f025\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"recent study\" class=\"rbc-link-format\">recent study<\/a>, 76% of Black entrepreneurs said their race was a barrier for them to succeed. That&#8217;s why programs like ours are key \u2013 and will continue to be important until we reach equity.<\/p>\n\n\n\n<p><b>Q: Networking and mentorship are two important components of the Black Entrepreneur Startup Program. What roles do they play in the success of an entrepreneur? <\/b><\/p>\n\n\n\n<p>A: When you&#8217;re building a business, no matter where you come from, it&#8217;s all about your network \u2013 and when you don&#8217;t have access to a robust network, it makes things harder. That&#8217;s why part of our program involves leveraging a national network of Black entrepreneurs, leaders and Black-led community organizations.<\/p>\n\n\n\n<p>When it comes to mentorship, it helps in so many ways. It helps entrepreneurs see the bigger picture, open their mind to different opportunities and have a sounding board with an experienced professional who might have gone through the same process. Having a close relationship with a mentor makes a huge difference in the journey of an entrepreneur \u2013 it&#8217;s one of the keys to success.<\/p>\n\n\n\n<p><b>Q: The program is still quite new \u2013 it launched one year ago. What is your vision for it going forward?<\/b><\/p>\n\n\n\n<p>A: The vision has been the same since I joined \u2013 I really want the program to be top-of-mind for every single young Black entrepreneur in Canada. I want it to become automatic in the same way someone would think about opening a bank account if they have money to deposit. If someone is starting a business, I want them to know that Futurpreneur can help them launch.<\/p>\n\n\n\n<p>And we&#8217;re doing a pretty good job! We have funded 100+ entrepreneurs so far.<\/p>\n\n\n\n<p><b>Q: Are you seeing a lot of demand for the program? What are the biggest areas of need you are seeing?<\/b><\/p>\n\n\n\n<p>A: Our team is overwhelmed with demand. It&#8217;s nice because it confirms there is a need for our program. What&#8217;s also become clear is that there is a lot more education that needs to be done to get entrepreneurs ready. For instance, there is a lot of knowledge that needs to be shared around getting a business ready for funding and developing cash flow projections. It&#8217;s amazing to have funding solutions but the resources offered at Futurpreneur will really help entrepreneurs get to the point where their business is ready to access that funding.<\/p>\n\n\n\n<p><b>Q: What advice would you have for young Black entrepreneurs who are just starting out, or looking to become entrepreneurs?<\/b><\/p>\n\n\n\n<p>A: I would say, don&#8217;t limit yourself. Don&#8217;t be afraid \u2013 entrepreneurship is scary for everybody, and it&#8217;s even scarier when you might not have representation around you. But don&#8217;t be afraid to push through \u2013 and don&#8217;t be afraid to ask for help. There are a lot of programs out there to help young Black entrepreneurs \u2013 including Futurpreneur \u2013 so do your research to see what resources can help you succeed.<\/p>\n\n\n\n<p><b>Q: How can the broader startup ecosystem contribute to the success of Black entrepreneurs?<\/b><\/p>\n\n\n\n<p>A: We are always looking for mentors. It&#8217;s a volunteer position, but if you&#8217;re an expert in a certain area or an entrepreneur with a number of years of experience, that&#8217;s a great way to help.<\/p>\n\n\n\n<div class=\"wp-block-columns has-border-color has-rbc-bright-blue-tint-1-border-color has-light-grey-background-color has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\" style=\"border-width:5px\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-are-you-a-young-black-entrepreneur-looking-to-launch-a-business-with-support-from-an-expert-team\">Are you a young Black entrepreneur, looking to launch a business with support from an expert team?<\/h2>\n\n\n\n<p>Learn more about the&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/business\/advice\/blackentrepreneur.html\" data-dig-id=\"LP-57864-fb1a7ed5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Black Entrepreneur Startup Program\" class=\"rbc-link-format\">Black Entrepreneur Startup Program<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse834a1009\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse834a1009\" data-dig-id=\"LP-57738-834a1009\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things our lawyers want you to know\"><span>Things our lawyers want you to know<\/span><span>Things our lawyers want you to know<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse834a1009\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-602e4259-4455-485c-9d1e-5c94ac3d192a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"has-text-align-center h5 mar-b\"><strong>Share This Article<\/strong><\/p>\n\n\n\n\t\t<div class=\"socials-block\">\n\t\t\t    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Futurpreneur&#8217;s Mona-Lisa Prosper Shares Her Perspective on the Black Entrepreneur Startup Program &#038;body=Hi, I thought you might be interested in this article from RBC My Money Matters: https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/start-a-business\/futurpreneurs-mona-lisa-prosper-shares-her-perspective-on-the-black-entrepreneur-startup-program\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Email        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/start-a-business\/futurpreneurs-mona-lisa-prosper-shares-her-perspective-on-the-black-entrepreneur-startup-program\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copy URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  \t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-720c22e3-7c52-4f3e-8859-9601e1dcf179\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-single-post-topics related-topics-links\">\n\t\t\t\t<p class=\"h5 mar-r-hlf\">Topics:<\/p>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/entrepreneur\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Entrepreneur<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/grants\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Grants<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/women-led-businesses\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Women led Businesses<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mob-pad-t-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-b mob-mar-b-dbl mar-t-0\" id=\"h-read-this-next\">Read This Next<\/h2>\n\n\n\t\t\t<div class=\"related-posts-type-2\">\n\t\t\t\t<div class=\"related-post-list\">\n\t\t\t\t\t<ul class=\"grid-wpr eh-wpr\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" 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