{"id":58072,"date":"2025-08-25T13:48:33","date_gmt":"2025-08-25T17:48:33","guid":{"rendered":""},"modified":"2025-08-26T09:18:58","modified_gmt":"2025-08-26T13:18:58","slug":"not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/","title":{"rendered":"Not Getting Paid on Time? 5 Ways Small Business Owners Can Get Paid Faster"},"content":{"rendered":"\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<div class=\"wp-block-rbc-rbc-block drop-shadow pos-rel top-line-blue block-wpr\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner\">\n<h4 class=\"wp-block-heading\" id=\"h-tldr\">TLDR<\/h4>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Customer payments are essential to growth \u2014 late or missing payments can stall your operations and limit your ability to invest or expand.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Set clear payment expectations upfront through payment terms, deposits, or billing summaries to reduce ambiguity and foster timely payment.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Make it easy for customers to pay by offering convenient, flexible options, like Interac e-Transfer and credit\/debit cards.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Automate invoicing and payment tracking to improve efficiency and reduce administrative burdens.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>To run and grow your business, getting paid on time is essential. You rely on customer payments for products sold or services rendered \u2013 it\u2019s basic economics. But when customers delay payments, your cash flow takes a hit \u2014 making it harder to manage daily operations or plan for what\u2019s next. Unfortunately, getting paid isn\u2019t always simple, and may business owners end up spending valuable hours chasing the funds they\u2019re owed. &nbsp;<\/p>\n\n\n\n<p>Not only can delays disrupt your operations, they may also cause stress. Not knowing when (or if) money you\u2019re owed will come in can be frustrating and distracting.<\/p>\n\n\n\n<p>These five strategies can help you speed up incoming payments and reduce time spent chasing invoices.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-1-electronic-cheque-deposit\">1. Electronic cheque deposit<\/h2>\n\n\n\n<p>Some of your customers may choose to settle payments the old-fashioned way, by cheque. There are several convenient ways to quickly deposit the cheques you receive.&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/business\/paying-and-receiving\/mobile-cheque-deposit.html\" data-dig-id=\"LP-95377-fdf9dcbb\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Mobile Cheque Deposit\" class=\"rbc-link-format\">Mobile Cheque Deposit<\/a>, for instance, allows you to deposit cheques as soon as you receive them \u2014 there\u2019s no need to go to a branch or ATM. Using your mobile device, you simply take a picture of your cheque, enter the amount, choose your bank account, and voila: money is deposited directly into your account.<\/p>\n\n\n\n<p>Are cheques still a regular form of payment for you? If you deposit 25 or more cheques in a month, have more than one office making deposits, or you\u2019re not conveniently located near a branch, then an electronic cheque depositing solution may be ideal. There are solutions, like&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/business\/paying-and-receiving\/cheque-pro.html\" data-dig-id=\"LP-95377-8f773e54\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RBC Cheque Pro\" class=\"rbc-link-format\">RBC Cheque Pro<\/a>, that allow you to digitally scan and deposit multiple cheques into your account in a single session, saving you time and money and giving you access to your funds sooner.<\/p>\n\n\n\n<div class=\"wp-block-columns has-border-color has-grey-border-color has-light-grey-background-color has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\" style=\"border-width:1px\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"h-tips-to-get-clients-to-pay-you-on-time\">Tips to get clients to pay you on time:<\/h3>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default\">Set payment expectations in your invoice, or even better, in your formal contract or work estimate<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Consider charging an upfront payment deposit to support your cash flow<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Automate your invoicing with digital billing solutions instead of mailing invoices<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Offer incentives for prompt payment<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Know who to follow up with. Your primary contact may not be in charge of the books<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-2-interac-e-transfer-request-money\">2. Interac e-Transfer &amp; Request Money<\/h2>\n\n\n\n<p>For many small business owners, an&nbsp;Interac&nbsp;e-Transfer is a perfect way to get paid. It\u2019s fast and convenient, and your money is available to use immediately.&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/business\/paying-and-receiving\/receive-payments.html\" data-dig-id=\"LP-95377-a75a864e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Interac&nbsp;Request Money\" class=\"rbc-link-format\">Interac&nbsp;Request Money<\/a>&nbsp;is a handy feature that lets you politely and professionally request funds from a customer. When you send a request for money, the recipient is notified and can instantly accept the request. When they do, the requested amount is automatically deposited into your account.<\/p>\n\n\n\n<p>To help you and your customers keep track of things, you can include an invoice number in the comments section. And because all the fields in the request are pre-filled, it\u2019s easy for your customers to pay you at any time, from wherever they are.<\/p>\n\n\n\n<p>Security tip: Always&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/ways-to-bank\/digital-banking-guarantee.html?promo_name=ENT_BFS_DNL&amp;promo_id=211745&amp;promo_position=body2&amp;promo_creative=Aren%27t%20Getting%20Paid%20on%20Time\" data-dig-id=\"LP-95377-c1d58818\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"keep security questions private\" class=\"rbc-link-format\">keep security questions private<\/a>&nbsp;between you and your customers. Don\u2019t share the answer with anyone or make it easy for someone else to guess.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-3-autodeposit\">3. Autodeposit<\/h2>\n\n\n\n<p>When you sign up for&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/dms\/payments\/autodeposit\/\" data-dig-id=\"LP-95377-aa378b0d\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Autodeposit\" class=\"rbc-link-format\">Autodeposit<\/a>, money sent to you by&nbsp;Interac&nbsp;e-Transfer will be automatically deposited into your account. Your customers don\u2019t need to set a security question, and you don\u2019t need to log into Online Banking to accept the transfer. Once you register your email or mobile phone number, money goes directly into your specified account, with no questions asked (literally).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-4-credit-card-payment-solutions\">4. Credit card payment solutions<\/h2>\n\n\n\n<p>With advances in credit card technology, suppliers and vendors increasingly accept credit card payments \u2014 they\u2019re not just for B2C purchases anymore. This is great news for owners of all types of businesses, as credit card payments are faster and more secure than cheques, and you eliminate the risk of a non-sufficient funds (NSF) transaction.<\/p>\n\n\n\n<p>Keep in mind that accepting credit card payments requires you to implement a POS or online capability that comes with costs and sometimes fees; however, the benefits of this option usually outweigh its costs, as you are making it easier to receive payments. You may even help expand your customer base if more customers prefer this payment method.<\/p>\n\n\n\n<p>With\u00a0<a href=\"https:\/\/www.rbcroyalbank.com\/business\/beyond-banking\/payment-processors-pos-systems.html?promo_name=ENT_BFS_DNL&amp;promo_id=211745&amp;promo_position=body2&amp;promo_creative=Aren%27t%20Getting%20Paid%20on%20Time\" data-dig-id=\"LP-95377-5b5cdb4b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Moneris\" class=\"rbc-link-format\">Moneris<\/a>, you can receive payment the next day, giving you access to your money without the usual processing lag across financial institutions. And you can access your funds 24\/7, 365 days a year.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-5-automate-your-invoicing-with-accounting-apps\">5. Automate your invoicing with accounting apps<\/h2>\n\n\n\n<p>Accounting apps can simplify your payment processing from start to finish. With the right solution, you can automate invoicing, set up recurring billing, enable your customers to make automatic or credit card payments, and easily reconcile when payments come in. Ultimately, this means less time for you to spend on accounting and administration.<\/p>\n\n\n\n<p>RBC offers access to special offers and support from a wide range of business services, including&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/business\/paying-and-receiving\/receive-payments.html\" data-dig-id=\"LP-95377-9b8ace34\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"payment tools and apps\" class=\"rbc-link-format\">payment tools and apps<\/a>&nbsp;to help you run your business and position yourself for growth and success.<\/p>\n\n\n\n<p><strong>Getting paid on time is just one part of running a successful business.<\/strong>&nbsp;As small businesses adapt to new challenges, having access to tools that support everything from operations to growth can help make a real difference. Through initiatives like&nbsp;<strong><a href=\"https:\/\/www.rbcroyalbank.com\/business\/beyond-banking\/index.html\" data-dig-id=\"LP-95377-5a9a5392\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RBC Beyond Banking\" class=\"rbc-link-format\">RBC Beyond Banking<\/a><\/strong>, business owners can tap into additional resources \u2014 from streamlining incorporation to managing payroll \u2014 to help build a stronger, more resilient company.<\/p>\n\n\n\n<p>Read more:&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/managing-your-business\/cash-flow-management-and-financials\/3-game-changing-secrets-of-business-credit-cards-for-entrepreneurs\/\" data-dig-id=\"LP-95377-81d0c041\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"3 Game-Changing Secrets of Business Credit Cards for Entrepreneurs - My Money Matters&nbsp;\" class=\"rbc-link-format\">3 Game-Changing Secrets of Business Credit Cards for Entrepreneurs &#8211; My Money Matters<\/a>&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse834a1009\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse834a1009\" data-dig-id=\"LP-57738-834a1009\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things our lawyers want you to know\"><span>Things our lawyers want you to know<\/span><span>Things our lawyers want you to know<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse834a1009\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Spend less time chasing funds and more time growing your business.<\/p>\n","protected":false},"author":10,"featured_media":95378,"parent":57337,"menu_order":0,"template":"wp-custom-template-mmm-sticky-nav","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"tags":[157],"rbc_content_type":[31],"rbc_audience":[110],"rbc_lob_group":[35],"rbc_difficulty_level":[33],"rbc_mmm_category":[305,326,390],"class_list":["post-58072","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","has-post-thumbnail","hentry","tag-entrepreneur","rbc_content_type-article","rbc_audience-business-owners","rbc_lob_group-business","rbc_difficulty_level-beginner","rbc_mmm_category-business","rbc_mmm_category-right-sized-business-advice","rbc_mmm_category-small-business"],"acf":{"contently_publication_id":"357363","custom_author":"Diane Amato","rbc_video_header":"","rbc_media_duration":"","rbc_toc_for_mmm_tag":"h2","rbc_toc_for_mmm_limit":6,"rbc_toc_for_mmm":null,"rbc_toc_for_mmm_action":"Generate Table Of Contents"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<meta name=\"description\" content=\"Spend less time chasing funds and more time growing your business.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:description\" content=\"Spend less time chasing funds and more time growing your business.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/\" \/>\n<meta property=\"og:site_name\" content=\"RBC Royal Bank\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-26T13:18:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/08\/Small-Business-Owners-Can-Get-Paid-Faster.jpg?quality=80\" \/>\n\t<meta property=\"og:image:width\" content=\"892\" \/>\n\t<meta property=\"og:image:height\" content=\"601\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/\"},\"author\":{\"name\":\"RBC\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/#\/schema\/person\/565fe74483a298c05d1be363c890c7b0\"},\"headline\":\"Not Getting Paid on Time? 5 Ways Small Business Owners Can Get Paid Faster\",\"datePublished\":\"2025-08-25T17:48:33+00:00\",\"dateModified\":\"2025-08-26T13:18:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/\"},\"wordCount\":997,\"image\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/08\/Small-Business-Owners-Can-Get-Paid-Faster.jpg?quality=80\",\"keywords\":[\"Entrepreneur\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/\",\"url\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/\",\"name\":\"Not Getting Paid on Time? 5 Ways Small Business Owners Can Get Paid Faster - My Money Matters\",\"isPartOf\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/08\/Small-Business-Owners-Can-Get-Paid-Faster.jpg?quality=80\",\"datePublished\":\"2025-08-25T17:48:33+00:00\",\"dateModified\":\"2025-08-26T13:18:58+00:00\",\"description\":\"Spend less time chasing funds and more time growing your business.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/#primaryimage\",\"url\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/08\/Small-Business-Owners-Can-Get-Paid-Faster.jpg?quality=80\",\"contentUrl\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/08\/Small-Business-Owners-Can-Get-Paid-Faster.jpg?quality=80\",\"width\":892,\"height\":601,\"caption\":\"Small-Business-Owners-Can-Get-Paid-Faster\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"My Money Matters\",\"item\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Business\",\"item\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Right-Sized Business Advice\",\"item\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Small Business\",\"item\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/\"},{\"@type\":\"ListItem\",\"position\":5,\"name\":\"Not Getting Paid on Time? 5 Ways Small Business Owners Can Get Paid Faster\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/#website\",\"url\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/\",\"name\":\"RBC Royal Bank\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/#\/schema\/person\/565fe74483a298c05d1be363c890c7b0\",\"name\":\"RBC\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/secure.gravatar.com\/avatar\/ebd3d2d89d929986d9e254569349587e0ae3dda4934d4b7c91e93fd550e72532?s=96&d=mm&r=g\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/ebd3d2d89d929986d9e254569349587e0ae3dda4934d4b7c91e93fd550e72532?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/ebd3d2d89d929986d9e254569349587e0ae3dda4934d4b7c91e93fd550e72532?s=96&d=mm&r=g\",\"caption\":\"RBC\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"description":"Spend less time chasing funds and more time growing your business.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/","og_locale":"en_US","og_type":"article","og_description":"Spend less time chasing funds and more time growing your business.","og_url":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/","og_site_name":"RBC Royal Bank","article_modified_time":"2025-08-26T13:18:58+00:00","og_image":[{"width":892,"height":601,"url":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/08\/Small-Business-Owners-Can-Get-Paid-Faster.jpg?quality=80","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/#article","isPartOf":{"@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/"},"author":{"name":"RBC","@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/#\/schema\/person\/565fe74483a298c05d1be363c890c7b0"},"headline":"Not Getting Paid on Time? 5 Ways Small Business Owners Can Get Paid Faster","datePublished":"2025-08-25T17:48:33+00:00","dateModified":"2025-08-26T13:18:58+00:00","mainEntityOfPage":{"@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/"},"wordCount":997,"image":{"@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/08\/Small-Business-Owners-Can-Get-Paid-Faster.jpg?quality=80","keywords":["Entrepreneur"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/","url":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/","name":"Not Getting Paid on Time? 5 Ways Small Business Owners Can Get Paid Faster - My Money Matters","isPartOf":{"@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/#primaryimage"},"image":{"@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/08\/Small-Business-Owners-Can-Get-Paid-Faster.jpg?quality=80","datePublished":"2025-08-25T17:48:33+00:00","dateModified":"2025-08-26T13:18:58+00:00","description":"Spend less time chasing funds and more time growing your business.","breadcrumb":{"@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/#primaryimage","url":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/08\/Small-Business-Owners-Can-Get-Paid-Faster.jpg?quality=80","contentUrl":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/08\/Small-Business-Owners-Can-Get-Paid-Faster.jpg?quality=80","width":892,"height":601,"caption":"Small-Business-Owners-Can-Get-Paid-Faster"},{"@type":"BreadcrumbList","@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"My Money Matters","item":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/"},{"@type":"ListItem","position":2,"name":"Business","item":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/"},{"@type":"ListItem","position":3,"name":"Right-Sized Business Advice","item":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/"},{"@type":"ListItem","position":4,"name":"Small Business","item":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/"},{"@type":"ListItem","position":5,"name":"Not Getting Paid on Time? 5 Ways Small Business Owners Can Get Paid Faster"}]},{"@type":"WebSite","@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/#website","url":"https:\/\/www.rbcroyalbank.com\/en-ca\/","name":"RBC Royal Bank","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rbcroyalbank.com\/en-ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/#\/schema\/person\/565fe74483a298c05d1be363c890c7b0","name":"RBC","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/ebd3d2d89d929986d9e254569349587e0ae3dda4934d4b7c91e93fd550e72532?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ebd3d2d89d929986d9e254569349587e0ae3dda4934d4b7c91e93fd550e72532?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ebd3d2d89d929986d9e254569349587e0ae3dda4934d4b7c91e93fd550e72532?s=96&d=mm&r=g","caption":"RBC"}}]}},"parsely":{"version":"1.1.0","canonical_url":"https:\/\/rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Not Getting Paid on Time? 5 Ways Small Business Owners Can Get Paid Faster","url":"http:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\/"},"thumbnailUrl":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/08\/Small-Business-Owners-Can-Get-Paid-Faster.jpg?quality=80&w=150&h=150&crop=1","image":{"@type":"ImageObject","url":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/08\/Small-Business-Owners-Can-Get-Paid-Faster.jpg?quality=80"},"articleSection":"Uncategorized","author":[{"@type":"Person","name":"RBC"}],"creator":["RBC"],"publisher":{"@type":"Organization","name":"RBC Royal Bank","logo":""},"keywords":["entrepreneur"],"dateCreated":"2025-08-25T17:48:33Z","datePublished":"2025-08-25T17:48:33Z","dateModified":"2025-08-26T13:18:58Z"},"rendered":"<script type=\"application\/ld+json\" class=\"wp-parsely-metadata\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"Not Getting Paid on Time? 5 Ways Small Business Owners Can Get Paid Faster\",\"url\":\"http:\\\/\\\/www.rbcroyalbank.com\\\/en-ca\\\/my-money-matters\\\/business\\\/right-sized-business-advice\\\/small-business\\\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\\\/\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.rbcroyalbank.com\\\/en-ca\\\/my-money-matters\\\/business\\\/right-sized-business-advice\\\/small-business\\\/not-getting-paid-on-time-5-ways-small-business-owners-can-get-paid-faster\\\/\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/12\\\/2025\\\/08\\\/Small-Business-Owners-Can-Get-Paid-Faster.jpg?quality=80&w=150&h=150&crop=1\",\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/12\\\/2025\\\/08\\\/Small-Business-Owners-Can-Get-Paid-Faster.jpg?quality=80\"},\"articleSection\":\"Uncategorized\",\"author\":[{\"@type\":\"Person\",\"name\":\"RBC\"}],\"creator\":[\"RBC\"],\"publisher\":{\"@type\":\"Organization\",\"name\":\"RBC Royal Bank\",\"logo\":\"\"},\"keywords\":[\"entrepreneur\"],\"dateCreated\":\"2025-08-25T17:48:33Z\",\"datePublished\":\"2025-08-25T17:48:33Z\",\"dateModified\":\"2025-08-26T13:18:58Z\"}<\/script>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/rbcroyalbank.com\/p.js"},"featured_img":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/08\/Small-Business-Owners-Can-Get-Paid-Faster.jpg?quality=80&w=892","coauthors":[],"author_meta":{"author_link":"https:\/\/www.rbcroyalbank.com\/en-ca\/author\/fclaussen\/","display_name":"RBC"},"relative_dates":{"created":"Posted 8 months ago","modified":"Updated 8 months ago"},"absolute_dates":{"created":"Posted on August 25, 2025","modified":"Updated on August 26, 2025"},"absolute_dates_time":{"created":"Posted on August 25, 2025 1:48 pm","modified":"Updated on August 26, 2025 9:18 am"},"featured_img_caption":"","tax_additional":{"post_tag":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/entrepreneur\/\" class=\"advgb-post-tax-term\">Entrepreneur<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Entrepreneur<\/span>"],"slug":"post_tag","name":"Tags"},"rbc_content_type":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/content-type\/article\/\" class=\"advgb-post-tax-term\">Article<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Article<\/span>"],"slug":"rbc_content_type","name":"Content Types"},"rbc_audience":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/audience\/business-owners\/\" class=\"advgb-post-tax-term\">Business Owners<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Business Owners<\/span>"],"slug":"rbc_audience","name":"Audiences"},"rbc_lob_group":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/lob-group\/business\/\" class=\"advgb-post-tax-term\">Business<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Business<\/span>"],"slug":"rbc_lob_group","name":"LOB Groups"},"rbc_difficulty_level":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/difficulty-level\/beginner\/\" class=\"advgb-post-tax-term\">Beginner<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Beginner<\/span>"],"slug":"rbc_difficulty_level","name":"Difficulty Levels"},"rbc_mmm_category":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/mmm-category\/business\/\" class=\"advgb-post-tax-term\">Business<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/mmm-category\/right-sized-business-advice\/\" class=\"advgb-post-tax-term\">Right-Sized Business Advice<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/mmm-category\/small-business\/\" class=\"advgb-post-tax-term\">Small Business<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Business<\/span>","<span class=\"advgb-post-tax-term\">Right-Sized Business Advice<\/span>","<span class=\"advgb-post-tax-term\">Small Business<\/span>"],"slug":"rbc_mmm_category","name":"Categories"},"ep_custom_result":{"linked":[],"unlinked":[],"slug":"ep_custom_result","name":"Custom Results"}},"series_order":"","jetpack_sharing_enabled":true,"primary_tag":"157","primary_rbc_mmm_category":"390","_links":{"self":[{"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/58072","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/rbc_my_money_matter"}],"about":[{"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/types\/rbc_my_money_matter"}],"author":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/users\/10"}],"version-history":[{"count":6,"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/58072\/revisions"}],"predecessor-version":[{"id":95416,"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/58072\/revisions\/95416"}],"up":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/57337"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/media\/95378"}],"wp:attachment":[{"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/media?parent=58072"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/tags?post=58072"},{"taxonomy":"rbc_content_type","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/rbc_content_type?post=58072"},{"taxonomy":"rbc_audience","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/rbc_audience?post=58072"},{"taxonomy":"rbc_lob_group","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/rbc_lob_group?post=58072"},{"taxonomy":"rbc_difficulty_level","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/rbc_difficulty_level?post=58072"},{"taxonomy":"rbc_mmm_category","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/rbc_mmm_category?post=58072"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}