{"id":74865,"date":"2023-08-10T00:00:00","date_gmt":"2023-08-10T00:00:00","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/talking-it-over-protecting-your-kids-online-starts-with-a-conversation\/"},"modified":"2024-01-11T08:53:46","modified_gmt":"2024-01-11T13:53:46","slug":"talking-it-over-protecting-your-kids-online-starts-with-a-conversation","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/talking-it-over-protecting-your-kids-online-starts-with-a-conversation\/","title":{"rendered":"Talking It Over: Protecting Your Kids Online Starts with a Conversation"},"content":{"rendered":"<div class=\"wp-block-rbc-single-article-header\">\n\t<section class=\"section-grey cover pad-t-hlf\">\n\t\t<div class=\"section-inner w-half w-mob-full centered-margin cover section-grey pad-tb-0\">\n\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/cyber-crime\/\">\n\t\t\t\t\t\t\t<span>Cyber Crime<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<h1 class=\"mar-b-hlf mar-t-0 mob-pad-lr-hlf h2 has-black-color\">Talking It Over: Protecting Your Kids Online Starts with a Conversation<\/h1><p class=\"mar-b-0 mob-pad-lr-hlf author-text\">By RBC<\/p>\t\t\t\t\t<div class=\"featured-image-wrapper pos-rel\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-08-10T125318.567.jpg?quality=80\" class=\" cover-image  wp-post-image\" alt=\"2 kids on mobile device\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-08-10T125318.567.jpg 930w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-08-10T125318.567.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-08-10T125318.567.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t<\/section>\n\t<div class=\"article mar-t-dbl\">\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner socials-section\">\n\t\t\t\t<div class=\"top-socials-bar mob-mar-b-hlf\">    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Talking It Over: Protecting Your Kids Online Starts with a Conversation &#038;body=Hi, I thought you might be interested in this article from RBC My Money Matters: https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/talking-it-over-protecting-your-kids-online-starts-with-a-conversation\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Email        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/talking-it-over-protecting-your-kids-online-starts-with-a-conversation\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copy URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  <\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner w-half w-mob-full centered-margin pad-tb-0 mob-mar-t-hlf mob-mar-b\">\n\t\t\t\t<p class=\"cover-pub-line text-xs mar-b-hlf\">Published August 10, 2023 \u2022 5 Min Read<\/p>\t\t\t<\/div>\n\t\t<\/section>\n\t<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner w-half w-mob-full\" style=\"border-radius:0x\">\n<p>Children and youth today have grown up with the internet. They have always lived in a time when they could go online to find answers, connect with friends, and do research for school projects. Because many kids are such savvy online users, many parents allow them to use the internet and social media without a lot of supervision. A recent <a href=\"https:\/\/www.newswire.ca\/news-releases\/new-research-reveals-the-online-lives-of-youth-during-the-pandemic-860269548.html#:~:text=OTTAWA%2C%20ON%2C%20Nov.,spend%20too%20much%20time%20online.\" target=\"_blank\" rel=\"noopener\">study from MediaSmarts<\/a> reveals that 60 per cent of parents aren&#8217;t checking up on their online behaviour, trusting their kids to make smart decisions.<\/p>\n\n\n\n<p>Yet, while your kids may be honest and trustworthy online citizens, many internet users are not \u2014 and criminals can be extremely adept at tricking young people into giving up sensitive and private information. Here, we run down the common dangers kids and youth face online, how to protect against them, and the conversation starters that can keep the lines of communication open and your kids safe online.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Common dangers<\/h2>\n\n\n\n<p>Your kids might face a number of threats online. While it may seem overwhelming, staying on top of these threats can help you educate your kids about cyber safety and protect them without monitoring their every move.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Cyberbullies<\/h3>\n\n\n\n<p>Cyberbullying is a form of bullying among youth through online social media platforms. It tends to take shape as abusive, targeted, deliberate, and repeated behaviour intended to harm another person. Creating and posting non-consensual and\/or inappropriate images is a common form of cyberbullying.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Online luring<\/h3>\n\n\n\n<p>Online luring is when an adult online communicates with someone under 18 for inappropriate purposes, typically through chats, messaging, or texting.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Malware infections<\/h3>\n\n\n\n<p>If your child clicks the wrong link or enters their information into a malicious site, they could unwittingly give someone else access to their device or download software that can harm your computer, access personal information, and lock or destroy files.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Inappropriate content<\/h3>\n\n\n\n<p>It is easy for youth to access content \u2014 whether through websites or streaming services \u2014 that is inappropriate for their age. In some cases, if your child&#8217;s device has been infected with malware, they could be subject to unwanted ads and pop-ups that display or lead to such content.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Online scams<\/h3>\n\n\n\n<p>Many scams target children, from online shopping scams, fake contests and scholarships to online quizzes. With promises of deals, prizes and awards, these scams lure kids into clicking links and entering their personal details.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">How to protect your kids<\/h4>\n\n\n\n<p>Although there are many dangers online, keeping your kids safe doesn&#8217;t have to involve taking their devices away. Here are some simple ways to protect both your children and the devices they use.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\">Parental controls<\/h5>\n\n\n\n<p>Many internet security software products \u2013 as well as some devices and websites \u2013 give you the opportunity to put parental controls in place. These controls can block access to certain websites, filter inappropriate content, and manage the time of day your child goes online and for how long.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\">Anti-virus software<\/h5>\n\n\n\n<p>Antivirus protection is equally critical for your family&#8217;s online safety. Websites that appear legitimate may carry malicious code or could redirect your child to a fake site which looks the same but actually contains a virus. Anti-virus programs do automatic checks to ensure your hard drive doesn&#8217;t get infected and blocks malware from getting through.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\">Bringing devices into common areas<\/h5>\n\n\n\n<p>One simple way to reduce the risk of online dangers is to have a house rule that all devices are used while in a common area, such as a family room or kitchen. In doing so, your child won&#8217;t be online at night or alone, limiting their exposure to online dangers.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\">Open conversation<\/h5>\n\n\n\n<p>The best way to protect your kids is to speak with them openly and regularly about cyber safety. Demonstrating that you trust their actions, while sharing advice for smart and safe online usage, can go hand in hand to create savvy and aware young people.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\">Topics of conversation<\/h5>\n\n\n\n<p>While the exact topics of conversation you&#8217;ll cover with your child will vary and evolve with their age, there are some common talks to consider having:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Assume everything you post is public<\/strong>. Once an image, video or message is online, it can go anywhere so it\u2019s important to only post or share content you would be comfortable sharing publicly.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Protect your passwords<\/strong>. Make them hard to guess and don\u2019t share them, even with your friends.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Never click links received by someone you don\u2019t know<\/strong>. If your child receives a text or email from a sender they don\u2019t recognize, teach them about the dangers of clicking links \u2013 even if the sender promises a big prize just for visiting a website and entering some personal details. Teach them the adage:\u00a0<em>If something appears too good to be true, it probably is!<\/em><\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Question what you see online<\/strong>. Not everyone is who they seem online, and people can easily lie about their age, gender, location, interests, and intentions. Never share sensitive information or photos with someone you\u2019ve never met in person.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>\u201cI\u2019m here for you.\u201d<\/strong>\u00a0Emphasize to your child that should they encounter anything uncomfortable or upsetting online, that you\u2019re there for support. If they find themselves in a distressing situation (i.e., being cyberbullied or extorted), reassure them that they are not alone, and you\u2019ll get through this together.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>The fact is, being online is part of today&#8217;s youth culture, and it would be difficult to keep them offline altogether. Understanding the dangers, teaching them smart cyber behaviour, and keeping the lines of communication open can protect them from common threats and help them develop important cyber safety skills.<\/p>\n\n\n\n<p><sup>1 <\/sup><a href=\"https:\/\/www.newswire.ca\/news-releases\/new-research-reveals-the-online-lives-of-youth-during-the-pandemic-860269548.html\" target=\"_blank\" rel=\"noopener\">MediaSmarts\/HabiloMedias<\/a>, 03 Nov, 2022<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse834a1009\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse834a1009\" data-dig-id=\"LP-57738-834a1009\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things our lawyers want you to know\"><span>Things our lawyers want you to know<\/span><span>Things our lawyers want you to know<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse834a1009\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-03081015-b573-4437-a7d1-6ebf5e93f049\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"has-text-align-center h5 mar-b\"><strong>Share This Article<\/strong><\/p>\n\n\n\n\t\t<div class=\"socials-block\">\n\t\t\t    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Talking It Over: Protecting Your Kids Online Starts with a Conversation &#038;body=Hi, I thought you might be interested in this article from RBC My Money Matters: https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/talking-it-over-protecting-your-kids-online-starts-with-a-conversation\/\">\n        <img 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\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0c5b5c13-8cd3-4222-9bf3-7a420d06a7f8\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-single-post-topics related-topics-links\">\n\t\t\t\t<p class=\"h5 mar-r-hlf\">Topics:<\/p>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/cyber-crime\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Cyber Crime<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/cyber-security\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Cyber Security<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/cyber-tips\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Cyber Tips<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/security-securing-devices\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Security\/Securing Devices<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mob-pad-t-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-b mob-mar-b-dbl mar-t-0\" id=\"h-read-this-next\">Read This Next<\/h2>\n\n\n\t\t\t<div class=\"related-posts-type-2\">\n\t\t\t\t<div class=\"related-post-list\">\n\t\t\t\t\t<ul class=\"grid-wpr eh-wpr\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" 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src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/Tax-Tips-Article-Image.jpg?quality=80&amp;w=1000\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Woman typing on a computer while reviewing a financial statement.\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/Tax-Tips-Article-Image.jpg 1000w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/Tax-Tips-Article-Image.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/Tax-Tips-Article-Image.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/\">\n\t\t\t\t\t\tUnderstanding Cyber Safety\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/tax-tips-how-taxpayers-can-protect-their-data-this-season\/\" class=\"card-title h4 mar-t-0\">Tax Tips: How Taxpayers can Protect their Data this Season<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/Digital-Safety-Scams-Business-Article-Image.jpg?quality=80&amp;w=1000\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Three colleagues looking at a computer.\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/Digital-Safety-Scams-Business-Article-Image.jpg 1000w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/Digital-Safety-Scams-Business-Article-Image.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/Digital-Safety-Scams-Business-Article-Image.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/cyber-security-for-business\/\">\n\t\t\t\t\t\tCyber Security for Business\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/cyber-security-for-business\/cyber-security-for-businesses-how-to-prevent-and-respond-to-scams\/\" class=\"card-title h4 mar-t-0\">Cyber Security for Businesses: How to Prevent and Respond to Scams<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n<\/section>\n<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-03081015-b573-4437-a7d1-6ebf5e93f049 {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-03081015-b573-4437-a7d1-6ebf5e93f049 {\n\t\t\theight: 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