{"id":78312,"date":"2023-11-07T14:12:28","date_gmt":"2023-11-07T19:12:28","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/en-ca\/?post_type=rbc_my_money_matter&#038;p=78312"},"modified":"2023-11-07T14:25:26","modified_gmt":"2023-11-07T19:25:26","slug":"question-of-the-week","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/question-of-the-week\/","title":{"rendered":"Question of the Week"},"content":{"rendered":"\n<section class=\"wp-block-rbc-section-block  pos-rel pad-b-0 pad-t-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-6eca4f1c-856f-46b2-bc7a-0f3bbb5bf276\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-58083\" class=\"rbc-latest-posts-content-card-type-2 post-58083 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-mutual-funds tag-question-of-the-week rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"A lady siting in front of a laptop\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/Untitled-design-2023-06-21T144839.317.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"A lady siting in front of a laptop\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/what-do-i-actually-own-when-i-buy-a-mutual-fund\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Everything you need to know about mutual funds<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Here\u2019s a quick rundown on mutual funds \u2013 how they work and why they\u2019re popular.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-58083 -->\n\n<article id=\"post-86103\" class=\"rbc-latest-posts-content-card-type-2 post-86103 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-personal-finance tag-question-of-the-week tag-relationships tag-savings rbc_content_type-article rbc_lob_group-mortgage rbc_difficulty_level-beginner rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Businessman working at a desk with papers, a laptop open, and he is typing on a calculator.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/01\/shutterstock_1357336037.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Businessman working at a desk with papers, a laptop open, and he is typing on a calculator.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/question-of-the-week\/find-tax-slips\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">What Tax Slips Do I Need and Where Can I Find Them?\u00a0<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Ensure that you&#039;re prepared with all the tax slips you need to fill out your tax return and meet the April 30 tax filing deadline.\u00a0<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-86103 -->\n\n<article id=\"post-77793\" class=\"rbc-latest-posts-content-card-type-2 post-77793 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finding-home tag-question-of-the-week rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Hand dropping coins into a piggy bank shaped as a house.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/01\/FHSA-contribution-deadline-shutterstock_2450078113.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Hand dropping coins into a piggy bank shaped as a house.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/when-is-the-fhsa-contribution-deadline\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">When is the FHSA Contribution Deadline?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Mark the date on your calendar and find out how the First Home Savings Account can help you save for the future and on this year&#039;s taxes.\n\n<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-77793 -->\n\n<article id=\"post-81475\" class=\"rbc-latest-posts-content-card-type-2 post-81475 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-question-of-the-week rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy rbc_mmm_category-understanding-risk\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Hand holding a question mark\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"398\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/01\/holding-question-mark-conceptual-shoot.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Hand holding a question mark\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/what-is-the-tfsa-contribution-limit\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">What is the TFSA Contribution Limit for 2025?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Every year, the Canada Revenue Agency (CRA) declares the annual TFSA contribution limit, which is indexed to inflation and then rounded to the nearest&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-81475 -->\n\n<article id=\"post-88232\" class=\"rbc-latest-posts-content-card-type-2 post-88232 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-education tag-investing tag-question-of-the-week tag-resp rbc_content_type-article rbc_mmm_category-finances-and-relationships rbc_mmm_category-inspired-investor rbc_mmm_category-investing-academy rbc_mmm_category-life-events rbc_mmm_category-parenthood\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Father helping children with homework at kitchen table\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/07\/shutterstock_2463555619-2.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Father helping children with homework at kitchen table\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/what-is-an-resp-and-how-does-it-work-key-things-you-need-to-know-about-this-popular-savings-tool\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">What is an RESP and how does it work?: Key things you need to know about this popular savings tool<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">The Registered Education Savings Plan (RESP) helps you save for a child&#039;s education after high school. Open an account to grow your savings tax-free.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-88232 -->\n\n<article id=\"post-87527\" class=\"rbc-latest-posts-content-card-type-2 post-87527 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-economy tag-question-of-the-week rbc_content_type-article rbc_lob_group-investments rbc_difficulty_level-beginner rbc_mmm_category-inspired-investor rbc_mmm_category-investing rbc_mmm_category-investing-academy rbc_mmm_category-investing-basics rbc_mmm_category-money-academy rbc_mmm_category-types-of-investments\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Bull VS Bear with a dollar sign between them\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"344\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/06\/Bull-Vs-Bear-930-X-500.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Bull VS Bear with a dollar sign between them\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/inspired-investor\/investing-academy\/just-the-faqs-bear-vs-bull-markets\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Just the FAQs: Bear vs. Bull Markets<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Summing up market conditions as \u201cbearish\u201d or \u201cbullish\u201d can be helpful shorthand, but investors should dig a little deeper to really understand&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-87527 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">View More Articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:40%\">\t\n\t<div class=\"wp-block-tk-spacer id-52ea3bb4-1cf6-4d67-a842-a84cb9a7404e\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-45d102f3-3864-458f-9540-fd69407d56cf\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/section>\n<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-6eca4f1c-856f-46b2-bc7a-0f3bbb5bf276 {\n\t\theight: 30px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-6eca4f1c-856f-46b2-bc7a-0f3bbb5bf276 {\n\t\t\theight: 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64px;\n\t\t}\n\t}\t<\/style>","protected":false},"excerpt":{"rendered":"","protected":false},"author":125,"featured_media":0,"parent":57984,"menu_order":0,"template":"","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"tags":[],"rbc_content_type":[],"rbc_audience":[],"rbc_lob_group":[],"rbc_difficulty_level":[],"rbc_mmm_category":[393],"class_list":["post-78312","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","hentry","rbc_mmm_category-inspired-investor"],"acf":{"contently_publication_id":"","custom_author":"","rbc_video_header":"","rbc_media_duration":"","rbc_toc_for_mmm_tag":"h2","rbc_toc_for_mmm_limit":6,"rbc_toc_for_mmm":null,"rbc_toc_for_mmm_action":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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