{"id":85772,"date":"2024-03-28T11:38:59","date_gmt":"2024-03-28T15:38:59","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/en-ca\/?post_type=rbc_my_money_matter&#038;p=85772"},"modified":"2024-04-16T14:56:49","modified_gmt":"2024-04-16T18:56:49","slug":"4-steps-to-choosing-the-best-cash-back-credit-card","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-cards\/4-steps-to-choosing-the-best-cash-back-credit-card\/","title":{"rendered":"4 Steps to Choosing the Best Cash Back Credit Card"},"content":{"rendered":"<div class=\"wp-block-rbc-single-article-header\">\n\t<section class=\"section-grey cover pad-t-hlf\">\n\t\t<div class=\"section-inner w-half w-mob-full centered-margin cover section-grey pad-tb-0\">\n\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/credit-and-debt\/\">\n\t\t\t\t\t\t\t<span>Credit and Debt<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<h1 class=\"mar-b-hlf mar-t-0 mob-pad-lr-hlf h2 has-black-color\">4 Steps to Choosing the Best Cash Back Credit Card<\/h1><p class=\"mar-b-0 mob-pad-lr-hlf author-text\">By RBC<\/p>\t\t\t\t\t<div class=\"featured-image-wrapper pos-rel\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"762\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/03\/Zz1iN2ZhMDY0Y2RiZTgxMWVlOTQ1OGEyZmQyMzljMWQ5Yw.jpg?quality=80\" class=\" cover-image  wp-post-image\" alt=\"A man and a woman looking at their phone\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/03\/Zz1iN2ZhMDY0Y2RiZTgxMWVlOTQ1OGEyZmQyMzljMWQ5Yw.jpg 5372w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/03\/Zz1iN2ZhMDY0Y2RiZTgxMWVlOTQ1OGEyZmQyMzljMWQ5Yw.jpg?resize=300,223 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/03\/Zz1iN2ZhMDY0Y2RiZTgxMWVlOTQ1OGEyZmQyMzljMWQ5Yw.jpg?resize=768,572 768w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/03\/Zz1iN2ZhMDY0Y2RiZTgxMWVlOTQ1OGEyZmQyMzljMWQ5Yw.jpg?resize=1024,762 1024w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/03\/Zz1iN2ZhMDY0Y2RiZTgxMWVlOTQ1OGEyZmQyMzljMWQ5Yw.jpg?resize=1536,1144 1536w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/03\/Zz1iN2ZhMDY0Y2RiZTgxMWVlOTQ1OGEyZmQyMzljMWQ5Yw.jpg?resize=2048,1525 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t<\/section>\n\t<div class=\"article mar-t-dbl\">\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner socials-section\">\n\t\t\t\t<div class=\"top-socials-bar mob-mar-b-hlf\">    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=4 Steps to Choosing the Best Cash Back Credit Card &#038;body=Hi, I thought you might be interested in this article from RBC My Money Matters: https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-cards\/4-steps-to-choosing-the-best-cash-back-credit-card\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Email        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-cards\/4-steps-to-choosing-the-best-cash-back-credit-card\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copy URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  <\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner w-half w-mob-full centered-margin pad-tb-0 mob-mar-t-hlf mob-mar-b\">\n\t\t\t\t<p class=\"cover-pub-line text-xs mar-b-hlf\">Published March 28, 2024 \u2022 4 Min Read<\/p>\t\t\t<\/div>\n\t\t<\/section>\n\t<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner w-half w-mob-full\" style=\"border-radius:0x\">\n<p><strong>Cash back credit cards are a popular option for Canadians. And for good reason. You get paid for spending money you were going to spend anyway when you spend on your card. Find out how to choose the best cash back credit card in 4 easy steps.<\/strong><\/p>\n\n\n\n<p>There\u2019s a variety of cash back cards available to Canadians today. As you explore your options, it\u2019s worth looking at how different cash back programs are structured as well as the perks and fine print that come with each card.<\/p>\n\n\n\n<p>Here are 4 steps to take when seeking the best cash back card for you. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. Understand the types of cash back cards out there<\/h2>\n\n\n\n<p>There are three main <a href=\"https:\/\/www.rbcroyalbank.com\/credit-cards\/cash-back.html\" data-dig-id=\"LP-85772-bf283a58\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"types of cash back credit cards\" class=\"rbc-link-format\">types of cash back credit cards<\/a>:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Fixed-rate cash back credit cards<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Tiered rate cash back credit cards<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Rotating category cash back credit cards<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>Fixed-rate cards are the simplest and easiest to understand. You earn cash back on every purchase, all at the same rate.<\/p>\n\n\n\n<p>Tiered rate cash back cards offer a higher cash back rate on some purchases. The most common categories include gas, groceries, dining and travel purchases.<\/p>\n\n\n\n<p>With rotating category cards, the categories for earning this higher rate can change. This makes them less predictable for the cardholder. The flip side is that these cards may offer the highest cash back rate on some purchases. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. Decide what&#8217;s most important to you in a cash back card<\/h2>\n\n\n\n<p>Different cash back cards appeal to different people. Here are some factors to consider and prioritize as you review your card options. <\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Simplicity<\/strong>. As mentioned above, some people are looking for a simple, easy-to-follow program they don&#8217;t need to think about.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Cash Payout.<\/strong> Earning as much cash back as possible may be your priority. In this case, you&#8217;ll want to choose a card that matches your spending habits and has a high earn rate to maximize the cash you get back.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Sign Up Bonus. <\/strong>Some cards have a bonus offer when you sign up. For instance, you might earn $200 in cash back after you spend your first $500 on your card. Or, your offer could be a cash back match.&nbsp; See what&#8217;s available and what appeals to you.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>How You Get Paid.<\/strong> Most Canadian cash back credit cards provide a statement credit for the cash back you earn. There may also be the option to get a deposit into your bank account or a mailed cheque.&nbsp; Check, too, how often you get paid and if there is flexibility to receive your cash outside the typical window.&nbsp;<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">3. Check the fine print<\/h2>\n\n\n\n<p>Cash back credit cards can offer great value and benefits for the cardholder. But as with anything, it&#8217;s important to look at the fine print to make sure you&#8217;re getting exactly what you expect out of your card. You may want to watch out for the following things:&nbsp; <\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Some programs require you to accumulate a certain amount of cash back before you can redeem it. If you spend with your card regularly, this may not be an issue. But if you&#8217;re not a big spender, this minimum may not make sense for you.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Some cards have a cap on the amount of cash back you can earn. Make sure you&#8217;re aware of any maximum payout so you&#8217;re not surprised. Look for cards with unlimited cash back.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>If you&#8217;re looking at a tiered cash back card, check that you can still earn cash back on other purchases. Some cards only offer cash back on certain categories. Ideally, you&#8217;ll want a card that earns you cash back no matter what you&#8217;re spending on.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>In some cases, you can&#8217;t earn cash back on purchases made through your digital wallet. If you tend to use your phone to pay regularly, be sure to check for this clause.&nbsp;<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">4. See if there are other perks<\/h2>\n\n\n\n<p>Some cash back cards offer more than just cash back. Cards that offer insurance coverage, special offers and valuable savings can give you extra value. You might as well have a card that&#8217;s working hard for you!<\/p>\n\n\n\n<div class=\"wp-block-group mar-b-hlf has-rbc-bright-blue-tint-4-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"h-find-the-right-cash-back-credit-card\">Find the right cash back credit card<\/h2>\n\n\n\n<p class=\"has-text-align-center\">Compare our cash back credit cards and select the best one for your needs.<\/p>\n\n\n\n<div class=\"wp-block-buttons mar-b-hlf is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button is-style-primary primary btn before\"><a class=\"wp-block-button__link has-text-align-center wp-element-button\" href=\"https:\/\/www.rbcroyalbank.com\/credit-cards\/cash-back.html\" data-dig-id=\"LP-92777-2e3177bc\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Cash Back Cards-https:\/\/www.rbcroyalbank.com\/credit-cards\/cash-back.html \">Cash Back Cards<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/www.rbcroyalbank.com\/credit-cards\/tools\/credit-card-cashback-calculator\/index.html\" data-dig-id=\"LP-85772-66e6827d\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Cash Back Calculator\" class=\"rbc-link-format goto-link\" data-icon-class=\"goto-link\">Cash Back Calculator<\/a><\/p>\n<\/div>\n\n\n\n<p>With a range of cash back credit cards, you can find one that matches your shopping style and spending habits. Let RBC help you choose the cash back card that&#8217;s right for you, or compare cash back cards to find the best fit. You can also check out this <a href=\"https:\/\/www.rbcroyalbank.com\/credit-cards\/tools\/credit-card-cashback-calculator\/\" data-dig-id=\"LP-85772-c5794b26\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"nifty tool\" class=\"rbc-link-format\">nifty tool<\/a> that can help you figure out how much cash back you can earn based on your spending habits. Try it out today! &nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse834a1009\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse834a1009\" data-dig-id=\"LP-57738-834a1009\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things our lawyers want you to know\"><span>Things our lawyers want you to know<\/span><span>Things our lawyers want you to know<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse834a1009\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-784dcc93-5480-4f3a-a465-4ad8c0ae38ee\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"has-text-align-center h5 mar-b\"><strong>Share This Article<\/strong><\/p>\n\n\n\n\t\t<div class=\"socials-block\">\n\t\t\t    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=4 Steps to Choosing the Best Cash Back Credit Card &#038;body=Hi, I thought you might be interested in this article from RBC My Money Matters: https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-cards\/4-steps-to-choosing-the-best-cash-back-credit-card\/\">\n        <img decoding=\"async\" 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class=\"wp-block-tk-spacer id-f22bb1b8-7756-4403-8f0c-2d5254338a4e\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-single-post-topics related-topics-links\">\n\t\t\t\t<p class=\"h5 mar-r-hlf\">Topics:<\/p>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/banking-digital-banking\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Banking\/ Digital banking<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/credit-and-debt\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Credit and Debt<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/managing-money\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Managing Money<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mob-pad-t-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-b mob-mar-b-dbl mar-t-0\" id=\"h-read-this-next\">Read This Next<\/h2>\n\n\n\t\t\t<div class=\"related-posts-type-2\">\n\t\t\t\t<div class=\"related-post-list\">\n\t\t\t\t\t<ul class=\"grid-wpr eh-wpr\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/11\/iStock-1057767656.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" 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class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-cards\/\">\n\t\t\t\t\t\tUnderstanding Credit Cards\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-cards\/should-you-increase-your-credit-card-limit\/\" class=\"card-title h4 mar-t-0\">Should You Increase Your Credit Card Limit?<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/04\/shutterstock_722608003_understanding-credit-card-balances.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"women on mobile phone reviewing paper work to understand credit card balance transfers\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/04\/shutterstock_722608003_understanding-credit-card-balances.jpg 4901w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/04\/shutterstock_722608003_understanding-credit-card-balances.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/04\/shutterstock_722608003_understanding-credit-card-balances.jpg?resize=768,512 768w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/04\/shutterstock_722608003_understanding-credit-card-balances.jpg?resize=1024,683 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href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/credit-and-borrowing\/understanding-credit-cards\/understanding-your-credit-card-balance\/\" class=\"card-title h4 mar-t-0\">Understanding Your Credit Card Balance\u00a0<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/05\/shutterstock_2515434207_Adv-of-having-a-credit-card.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"3 females enjoying a coffee at a coffee shop while paying using her credit card\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/05\/shutterstock_2515434207_Adv-of-having-a-credit-card.jpg 7008w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/05\/shutterstock_2515434207_Adv-of-having-a-credit-card.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/05\/shutterstock_2515434207_Adv-of-having-a-credit-card.jpg?resize=768,512 768w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/05\/shutterstock_2515434207_Adv-of-having-a-credit-card.jpg?resize=1024,683 1024w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/05\/shutterstock_2515434207_Adv-of-having-a-credit-card.jpg?resize=1536,1024 1536w, 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Card\u00a0<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n<\/section>\n<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-784dcc93-5480-4f3a-a465-4ad8c0ae38ee {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-784dcc93-5480-4f3a-a465-4ad8c0ae38ee {\n\t\t\theight: 30px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-f22bb1b8-7756-4403-8f0c-2d5254338a4e {\n\t\theight: 60px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-f22bb1b8-7756-4403-8f0c-2d5254338a4e {\n\t\t\theight: 30px;\n\t\t}\n\t}\t<\/style>","protected":false},"excerpt":{"rendered":"<p>Cash back credit cards are a popular option for Canadians. 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