{"id":85791,"date":"2026-05-29T16:34:30","date_gmt":"2026-05-29T20:34:30","guid":{"rendered":""},"modified":"2026-06-02T14:25:43","modified_gmt":"2026-06-02T18:25:43","slug":"8-apps-and-tools-to-help-defend-against-fraud","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/8-apps-and-tools-to-help-defend-against-fraud\/","title":{"rendered":"4 Digital Banking Security Tools to Help Defend Against Fraud"},"content":{"rendered":"\n
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Cyber criminals relentlessly look for ways to gain access to bank accounts and steal funds, but a proactive defence is within reach. RBC\u2019s digital banking security tools integrate seamlessly into your daily banking routines, transforming everyday actions into powerful safeguards. Designed for speed and simplicity, these tools take just minutes to activate yet provide ongoing protection and peace of mind.<\/p>\n\n\n\n

Here are 4 essential tools that add an extra layer of security to your Online and Mobile banking experience.<\/p>\n\n\n\n

Alerts<\/h2>\n\n\n\n

Signing up for Alerts<\/a> <\/a>is a simple way to enhance your financial security. Receive real-time text, email or push notifications for specific account activities \u2013 purchases, withdrawals, payments or low balances. You can customize Alerts to suit your personal preferences, allowing you to stay on top of your accounts and quickly spot any unusual activity.<\/p>\n\n\n\n

If you have an RBC credit card, you\u2019ll automatically receive an SMS text message Alert from 722373 any time a transaction looks out of the ordinary for you. You\u2019ll be able to immediately approve or decline the transaction by replying directly to the message.<\/p>\n\n\n\n

Autodeposit<\/h2>\n\n\n\n

By activating this tool, the next e-Transfer you receive will be automatically deposited into your chosen bank account without having to log in, answer a security question or manually accept the transfer. Linking your email address or phone number to a specific account, you\u2019ll receive an email or text notification every time an Autodeposit occurs.<\/p>\n\n\n\n

With rising phishing attacks and email account compromises, Autodeposit strengthens e-Transfer security by eliminating the need to click links or share security answers. It also prevents interception of e-Transfer email notifications, ensuring funds reach your account securely without risk of interception.<\/p>\n\n\n\n

Card Lock<\/h2>\n\n\n\n

Misplaced your client card or credit card? With Card Lock<\/a>, you can instantly lock your card through Online Banking or the RBC Mobile app, eliminating the worry of it getting misused and avoiding the hassle of cancelling it if it\u2019s simply hiding in your coat pocket. When locked, cash advances, withdrawals and purchases \u2013 both online and in person \u2013 will be declined. And if you find your card? Unlocking it is just as easy.  <\/p>\n\n\n\n

2-Step Verification<\/h2>\n\n\n\n

Every time you log into your account or complete a transaction, you\u2019ll receive a notification on your trusted device asking you to approve. This ensures that even if someone has your login credentials, you can decline login attempts and stop unauthorized transactions.<\/p>\n\n\n\n

There are various second authentication methods to choose from, including:<\/p>\n\n\n\n