{"id":88980,"date":"2024-08-23T14:31:35","date_gmt":"2024-08-23T18:31:35","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/en-ca\/?post_type=rbc_my_money_matter&#038;p=88980"},"modified":"2024-08-23T14:36:15","modified_gmt":"2024-08-23T18:36:15","slug":"looking-to-build-or-convert-your-home-into-multiple-residential-units-here-are-your-options","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/home-building-and-renovations\/looking-to-build-or-convert-your-home-into-multiple-residential-units-here-are-your-options\/","title":{"rendered":"Looking to build or convert your home into multiple residential units? Here are your options"},"content":{"rendered":"<div class=\"wp-block-rbc-single-article-header\">\n\t<section class=\"section-grey cover pad-t-hlf\">\n\t\t<div class=\"section-inner w-half w-mob-full centered-margin cover section-grey pad-tb-0\">\n\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/remodeling-your-home\/\">\n\t\t\t\t\t\t\t<span>Remodeling your Home<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<h1 class=\"mar-b-hlf mar-t-0 mob-pad-lr-hlf h2 has-black-color\">Looking to build or convert your home into multiple residential units? Here are your options<\/h1><p class=\"mar-b-0 mob-pad-lr-hlf author-text\">By Royal Bank of Canada<\/p>\t\t\t\t\t<div class=\"featured-image-wrapper pos-rel\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/08\/Article-5-types-of-homes.jpg?quality=80\" class=\" cover-image  wp-post-image\" alt=\"Small blue gray mobile home with a front yard\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/08\/Article-5-types-of-homes.jpg 4956w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/08\/Article-5-types-of-homes.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/08\/Article-5-types-of-homes.jpg?resize=768,512 768w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/08\/Article-5-types-of-homes.jpg?resize=1024,683 1024w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/08\/Article-5-types-of-homes.jpg?resize=1536,1024 1536w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/08\/Article-5-types-of-homes.jpg?resize=2048,1365 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t<\/section>\n\t<div class=\"article mar-t-dbl\">\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner socials-section\">\n\t\t\t\t<div class=\"top-socials-bar mob-mar-b-hlf\">    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Looking to build or convert your home into multiple residential units? Here are your options &#038;body=Hi, I thought you might be interested in this article from RBC My Money Matters: https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/home-building-and-renovations\/looking-to-build-or-convert-your-home-into-multiple-residential-units-here-are-your-options\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Email        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/home-building-and-renovations\/looking-to-build-or-convert-your-home-into-multiple-residential-units-here-are-your-options\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copy URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  <\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner w-half w-mob-full centered-margin pad-tb-0 mob-mar-t-hlf mob-mar-b\">\n\t\t\t\t<p class=\"cover-pub-line text-xs mar-b-hlf\">Published August 23, 2024 \u2022 6 Min Read<\/p>\t\t\t<\/div>\n\t\t<\/section>\n\t<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner w-half w-mob-full\" style=\"border-radius:0x\">\n<div class=\"wp-block-rbc-rbc-block drop-shadow pos-rel top-line-blue block-wpr  mar-b-hlf\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner\">\n<h4 class=\"wp-block-heading\" id=\"h-tldr\">TLDR<\/h4>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Recently revised zoning laws in many Canadian municipalities means homeowners may be able to add new housing units to their existing properties<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Adding residential units could take the form of converting a home into multiple living spaces or adding new structures to your property<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>There are many different types of housing that could qualify for financing under the RBC Construction Mortgage program<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>An RBC Mortgage Specialist can help you obtain the mortgage needed to convert your existing home<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<p>With more municipalities easing zoning bylaws to allow for converting, renovating, redeveloping and building new housing units on existing property, more and more Canadians are interested in the options available to them. While bylaws are specific to individual communities, there are some common types of housing that you could consider adding to your property.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Duplex, triplex or multiplex<\/h3>\n\n\n\n<p>If you have a single-family detached home, you may be able to convert it to multiple units. In real estate lingo, these are called duplexes (a building with two units), triplexes (a building with three units) and multiplexes (a building with four or more units).<\/p>\n\n\n\n<p>Each unit in the \u201cplex\u201d must have its own entrance, kitchen, bathroom and driveway, and have the same amenities that you would find in a single-family home. The building can be divided side to side or upstairs and downstairs.<\/p>\n\n\n\n<p class=\"has-light-grey-background-color has-background\"><em><strong>Scenario 1:<\/strong> Alan has three adult children who are entering the workforce. He wants to help them out as they get started! He bought a large home in Toronto with the intention of converting it to a three-unit house. Once it\u2019s complete, each of them will have their own space and pay their own rent to Alan (at a rate he can set). This situation removes the possibility of unexpected rent increases, allows Alan to ensure his kids have a quality home to live and helps nurture financial independence.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Laneway home<\/h3>\n\n\n\n<p>This is a structure that is typically detached from the main home but located right beside a city laneway. While not attached to the main house, the utilities and services are shared \u2013 think water, gas and electricity. Cities such as Toronto, Vancouver, Edmonton, Regina, Calgary, Ottawa and Halifax are among the more popular sites for laneway homes in Canada so far.<\/p>\n\n\n\n<p class=\"has-light-grey-background-color has-background\"><em><strong>Scenario 2: <\/strong>Lee and Cameron have a home in Vancouver with a laneway garage they don\u2019t use. Lee\u2019s parents are immigrating to Canada in a few months and Lee and Cameron have decided to convert their garage into a laneway home, giving the parents a soft landing in their new country. This means Lee can have their parents close-by, while still giving each couple some privacy. It\u2019s a win-win!<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Garden suite<\/h3>\n\n\n\n<p>A garden suite is similar to a laneway home \u2013 it is detached from the main house but shares its utilities. The difference is that a garden suite isn\u2019t located near a city laneway, and instead sits in a property\u2019s backyard.<\/p>\n\n\n\n<p class=\"has-light-grey-background-color has-background\"><em><strong>Scenario 3: <\/strong>Ali\u2019s son and daughter-in-law are newly married and want to move out of their one-bedroom apartment in a noisy part of the city. Ali owns a large property in the suburbs with a big backyard. By building a garden suite on his property, he can add a two-bedroom unit for the couple \u2013 with enough space for them to start a family \u2013 and help them save money on rent and other home expenses.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Basement apartment<\/h3>\n\n\n\n<p>If you have a home with a basement, you can convert it into a separate living space. There are several safety and liveability standards that come with creating a basement apartment. Learn more about what makes a legal basement apartment here.<\/p>\n\n\n\n<p class=\"has-light-grey-background-color has-background\"><em><strong>Scenario 4:<\/strong> Lynsey and Jon are empty nesters and have space in their home they hardly use \u2013 including their basement. They could use a bit of extra cash each month and are contemplating converting their finished basement into a rental apartment. With a separate entrance and a bathroom already in place, adding a kitchen is fairly straightforward, along with a few other upgrades needed to make it a legal apartment. The rental income Lynsey and Jon could earn would help them pay down their mortgage over the long term and put a bit extra aside for retirement.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Manufactured and modular homes<\/h3>\n\n\n\n<p>Manufactured homes are typically built in a factory off-site and then delivered and assembled on your property. Formerly (and still informally) called mobile homes, manufactured homes are not fixed to your land. Generally, manufactured \/ mobile homes aren\u2019t all that mobile since they are semi-permanent, but they can be moved when necessary. Note, you will need a permit to move a manufactured home to a new property.<\/p>\n\n\n\n<p>Modular homes, unlike manufactured homes, are permanently fixed to your property, sitting either on a conventional foundation or a concrete slab. They are built using one or more prefabricated, three-dimensional components or modules, built partially or completely off-site, then transported to your property. There the home is put together, a little like building blocks.&nbsp; These homes can be installed on various sized lots in urban or rural settings, and there are companies (e.g., <a href=\"https:\/\/resimate.build\/\" target=\"_blank\" data-dig-id=\"LP-88980-cfa20df6\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Resimate\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">Resimate<\/a>) who can help homeowners determine whether their property would be suitable for such a home.<\/p>\n\n\n\n<p class=\"has-light-grey-background-color has-background\"><em><strong>Scenario 5:<\/strong> Ada has a large property with a lot of land. Her parents are getting older \u2013 she would like to have them nearby and see them in a home that is all one level and easy to get around. Together, she and her parents purchase a modular home that has their mobility needs in mind. It is put together on Ada\u2019s land \u2013 close to her home but with enough outdoor space that they can have their own garden. This gives Ada the peace of mind that her parents are in a safe place where she can care for them as their needs change, while enabling them to retain their independence.<\/em><\/p>\n\n\n\n<p>If you\u2019re thinking of adding units to your property, there are many types of homes available, each with different advantages and considerations. As you explore your options, it is important to understand the process, bylaws and regulations in your specific municipality, so you know what kinds of units are allowed, and how many total units you can have on your property.<\/p>\n\n\n\n<p>An <a href=\"https:\/\/www.rbcroyalbank.com\/mortgages\/building-your-own-house.html?utm_source=vanity&amp;utm_medium=marketing&amp;utm_campaign=mtg_constructionmortgage\" data-dig-id=\"LP-88980-f796d336\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RBC Construction Mortgage\" class=\"rbc-link-format\">RBC Construction Mortgage<\/a> can help Canadian homeowners add up to six new housing units to their property \u2013 whether by building new units (such as a garden suite), adding new structures (such as a manufactured home) or renovating their existing home (i.e., into a duplex or triplex). Plus, with an in-depth knowledge of construction mortgages, RBC Mortgage Specialists can give you the support you need to guide you through the budgeting, mortgage and development process of re-engineering your existing home.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse834a1009\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse834a1009\" data-dig-id=\"LP-57738-834a1009\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things our lawyers want you to know\"><span>Things our lawyers want you to know<\/span><span>Things our lawyers want you to know<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse834a1009\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-99e589a9-3953-41e0-bd99-aebb2c8066f3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"has-text-align-center h5 mar-b\"><strong>Share This Article<\/strong><\/p>\n\n\n\n\t\t<div class=\"socials-block\">\n\t\t\t    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Looking to build or convert your home into multiple residential units? Here are your options &#038;body=Hi, I thought you might be interested in this article from RBC My Money Matters: https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/home-building-and-renovations\/looking-to-build-or-convert-your-home-into-multiple-residential-units-here-are-your-options\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Email        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/home-building-and-renovations\/looking-to-build-or-convert-your-home-into-multiple-residential-units-here-are-your-options\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copy URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  \t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-818dbaa9-f541-479a-9710-8948452c6ede\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-single-post-topics related-topics-links\">\n\t\t\t\t<p class=\"h5 mar-r-hlf\">Topics:<\/p>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/home-ownership\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Home Ownership<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/remodeling-your-home\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Remodeling your Home<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mob-pad-t-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-b mob-mar-b-dbl mar-t-0\" id=\"h-read-this-next\">Read This Next<\/h2>\n\n\n\t\t\t<div class=\"related-posts-type-2\">\n\t\t\t\t<div class=\"related-post-list\">\n\t\t\t\t\t<ul class=\"grid-wpr eh-wpr\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"680\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/12\/639481.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Modular home in a manufactured home community, illustrating a modern factory-built design and affordable residential housing option.\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/12\/639481.jpg 5734w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/12\/639481.jpg?resize=300,199 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/12\/639481.jpg?resize=768,510 768w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/12\/639481.jpg?resize=1024,680 1024w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/12\/639481.jpg?resize=1536,1020 1536w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2025\/12\/639481.jpg?resize=2048,1359 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/home-building-and-renovations\/\">\n\t\t\t\t\t\tHome Building and Renovations\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/home-building-and-renovations\/why-manufactured-homes-are-redefining-affordability-comfort-and-community-across-canada\/\" class=\"card-title h4 mar-t-0\">Why Manufactured Homes are Redefining Affordability, Comfort and Community Across Canada<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/3_Ways_to_Use_the_Equity_Thumbnail-default-2.jpg?quality=80&amp;w=930\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"A U.S. vacation home with a fire pit and mountains in the background\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/3_Ways_to_Use_the_Equity_Thumbnail-default-2.jpg 930w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/3_Ways_to_Use_the_Equity_Thumbnail-default-2.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/3_Ways_to_Use_the_Equity_Thumbnail-default-2.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/travel-and-cross-border\/buying-or-refinancing-a-us-property\/\">\n\t\t\t\t\t\tBuying or Refinancing a US Property\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a 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mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/home-building-and-renovations\/\">\n\t\t\t\t\t\tHome Building and Renovations\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/buying-a-home\/home-building-and-renovations\/actions-to-help-protect-your-home-from-extreme-weather-events-infographics\/\" class=\"card-title h4 mar-t-0\">Actions to Help Protect Your Home from Extreme Weather Events [Infographics]<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n<\/section>\n<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-99e589a9-3953-41e0-bd99-aebb2c8066f3 {\n\t\theight: 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