{"id":89293,"date":"2024-09-03T16:38:59","date_gmt":"2024-09-03T20:38:59","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/en-ca\/?post_type=rbc_my_money_matter&#038;p=89293"},"modified":"2024-09-03T16:42:31","modified_gmt":"2024-09-03T20:42:31","slug":"back-to-school-college-and-university-scams-affecting-students","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/back-to-school-college-and-university-scams-affecting-students\/","title":{"rendered":"Back to School: College and University Scams Affecting Students"},"content":{"rendered":"<div class=\"wp-block-rbc-single-article-header\">\n\t<section class=\"section-grey cover pad-t-hlf\">\n\t\t<div class=\"section-inner w-half w-mob-full centered-margin cover section-grey pad-tb-0\">\n\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/cyber-tips\/\">\n\t\t\t\t\t\t\t<span>Cyber Tips<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<h1 class=\"mar-b-hlf mar-t-0 mob-pad-lr-hlf h2 has-black-color\">Back to School: College and University Scams Affecting Students<\/h1><p class=\"mar-b-0 mob-pad-lr-hlf author-text\">By Royal Bank of Canada<\/p>\t\t\t\t\t<div class=\"featured-image-wrapper pos-rel\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"540\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/09\/shutterstock_2477767447.jpg?quality=80\" class=\" cover-image  wp-post-image\" alt=\"Girls walking with their friends at a university\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/09\/shutterstock_2477767447.jpg 4096w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/09\/shutterstock_2477767447.jpg?resize=300,158 300w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/09\/shutterstock_2477767447.jpg?resize=768,405 768w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/09\/shutterstock_2477767447.jpg?resize=1024,540 1024w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/09\/shutterstock_2477767447.jpg?resize=1536,810 1536w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/09\/shutterstock_2477767447.jpg?resize=2048,1080 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t<\/section>\n\t<div class=\"article mar-t-dbl\">\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner socials-section\">\n\t\t\t\t<div class=\"top-socials-bar mob-mar-b-hlf\">    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Back to School: College and University Scams Affecting Students &#038;body=Hi, I thought you might be interested in this article from RBC My Money Matters: https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/back-to-school-college-and-university-scams-affecting-students\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Email        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/back-to-school-college-and-university-scams-affecting-students\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copy URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  <\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner w-half w-mob-full centered-margin pad-tb-0 mob-mar-t-hlf mob-mar-b\">\n\t\t\t\t<p class=\"cover-pub-line text-xs mar-b-hlf\">Published September 3, 2024 \u2022 7 Min Read<\/p>\t\t\t<\/div>\n\t\t<\/section>\n\t<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner w-half w-mob-full\" style=\"border-radius:0x\">\n<p>Whether you\u2019re heading to campus for the first time or returning for your next semester, it\u2019s important to be aware of the scams that target post-secondary students. Learn what the most common scams are today, and how to protect yourself, your money and your information.<\/p>\n\n\n\n<p>As a student, there\u2019s a lot to learn. Whether you\u2019re studying the arts, engineering, business or math, you\u2019ll be absorbing a lot of information in the coming year. While you will undoubtedly be busy with classes, assignments and exams, it\u2019s also important to learn a few things outside the classroom \u2013 specifically, the common scams that target post-secondary students.<\/p>\n\n\n\n<p>Fraudsters target students for a few reasons. For one, students have specific needs \u2013 books, accommodation and often, financial assistance. This makes it easy for fraudsters to fine-tune scams and make promises that are highly appealing to you. Students are also active on social media, making you easy to reach by fraudsters. And, with all the costs that come with post-secondary school, messages about saving on tuition or apartments are hard to resist.<\/p>\n\n\n\n<p>Here are some of the most common scams that target students today, and how to protect yourself against them.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Scholarship and grant scams<\/h2>\n\n\n\n<p>With a scholarship or grant scam, you might get a call or email letting you know that you\u2019ve been awarded a scholarship, which you may or may not remember having applied for. Great news, right? The catch is you need to give out your bank account information in order to get the funds.<\/p>\n\n\n\n<p>What happens next is the scammer could access the money in your account and drain your savings.&nbsp;<\/p>\n\n\n\n<p><strong>How to protect yourself:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Never pay to apply for a scholarship. If a company promises you funding in exchange for a processing cost or other upfront payment, walk away!<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Watch for guarantees \u2013 a legitimate company will never guarantee a scholarship upon your application<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>If you don\u2019t remember applying for the scholarship, don\u2019t pursue it<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">University fee scams<\/h2>\n\n\n\n<p>A prevalent scam across the globe, fee scams involve a scammer contacting students with a promise to offer a discount on tuition. Students are often contacted online and, in order to get the discount promised, pressured into giving their banking or credit card credentials so the service can pay the tuition on their behalf. Victims of this scam often end up paying for their tuition twice, losing thousands of dollars to fraudsters along the way.<\/p>\n\n\n\n<p><strong>How to protect yourself:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Don\u2019t engage in discussions where you\u2019re being pressured to take action and\/or provide your financial details&nbsp;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>If you\u2019re suspicious of someone who has contacted you, block them from your apps\/ email<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Don\u2019t pay your tuition to a third party \u2013 only pay directly to the college or university through the payment methods they offer (usually this is through their online portal or through online banking)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Never share your banking information with anyone&nbsp;<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Loan relief scams<\/h2>\n\n\n\n<p>Student loan debt in the United States is&nbsp;<a href=\"https:\/\/educationdata.org\/student-loan-debt-statistics\" target=\"_blank\" data-dig-id=\"LP-89293-53b13c2a\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"over $1.7 trillion\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">over $1.7 trillion<\/a>, with an average student loan debt balance of over $37,000. In Canada, the average amount is slightly lower,&nbsp;<a href=\"https:\/\/www.robertsoncollege.com\/blog\/studying-at-robertson\/average-student-loan-debt-canada\/#:~:text=The%20average%20student%20loan%20debt%20in%20Canada%20is%20%2428%2C000.,can't%20afford%20not%20to.\" target=\"_blank\" data-dig-id=\"LP-89293-33b2f2f6\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"at $28,000\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">at $28,000<\/a>, with total student loan debt topping $23,5 billion. So, it\u2019s no wonder that promises to forgive or reduce loan amounts are so attractive to students.<\/p>\n\n\n\n<p>Relief scams start with fraudsters making false promises to pay down or pay off student loan debt, and\/or lower your monthly payments. All you need to do is \u201csign up\u201d and provide your banking information. Upon doing so, however, scammers will start to divert payments to their own accounts. There are some accounts of students (or former students) not realizing for years that their student loans weren\u2019t being repaid.<\/p>\n\n\n\n<p>Loan relief scams can be spotted because they\u2019re often aggressive in nature \u2013 in order to qualify for loan forgiveness, you must \u201cact immediately\u201d and applications are on a \u201cfirst come, first serve basis.\u201d While legitimate loan relief programs do exist, they would never use urgent or aggressive language while connecting with you.&nbsp;<\/p>\n\n\n\n<p><strong>How to protect yourself:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Only deal directly with your loan provider<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Never give out your banking password, PIN or other login credentials \u2013 no legitimate organization or lender will ask you for this sensitive data<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Watch for typos, improper grammar and strange phone numbers or email addresses \u2013 these are all red flags that the message isn\u2019t coming from a legitimate source<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Apartment scams<\/h2>\n\n\n\n<p>Scammers know that students need a place to live near campus \u2013 even if you\u2019re a first-year student, soon enough you\u2019ll need to start looking for a room or apartment to rent for next year.<\/p>\n\n\n\n<p>Unfortunately, there are many variations of housing scams, including:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Ads for a place that does not exist or is not for rent. Scammers will try to get you to pay a deposit or a few months\u2019 rent before you realize it<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Ads for a real place but with altered contact information<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Scammers that collect deposits for a place already rented<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item is-style-default default\">\n<li class=\"wp-block-rbc-list-item\">\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Housing that does not have the promised amenities&nbsp;<\/p>\n<\/li>\n<\/li>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item is-style-default default\">\n<p>Scammers that try to get you to sign a lease for a different property than the one advertised<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item is-style-default default\">\n<p>Requests for upfront fees to secure the apartment<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p class=\"is-style-default default\"><strong>How to protect yourself:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Always visit the place before you sign anything or pay any money<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Do an online search of the owner and listing \u2013 if you find the same ad listed under a different name, that\u2019s a red flag!<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Check your lease carefully to ensure it\u2019s for the correct house or apartment<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Holding deposits, application fees, damage deposits and cleaning fees are not legal in Canada \u2013 only last month\u2019s rent and a refundable key deposit can be legally asked for<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Fake credit cards<\/h2>\n\n\n\n<p>Many students use credit cards to pay for both essentials and lifestyle expenses while away at school. As such, there are many scammers out there that promise students fake credit cards, as well as legitimate credit card companies that offer cards with high fees or interest rates that could be difficult to pay off in the future.<\/p>\n\n\n\n<p><strong>How to protect yourself:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Research student credit cards at financial institutions that you trust \u2013 many have student-specific cards<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Don\u2019t respond to a credit card solicitation \u2013 be proactive instead of reactive<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Check the fine print of the credit card offer before you sign up \u2013 it\u2019s a good idea to get a second set of eyes to review as well<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Academic scams<\/h2>\n\n\n\n<p>There is a lot of pressure that comes with post-secondary school \u2013 but it\u2019s important to avoid services that try to give you a leg up. There are companies out there that offer tutoring services that ultimately try to trick you into getting them to do your assignments for you. These scammers are known as \u2018contract cheating companies.\u2019 They may ask for your student login details (which they can then use to steal information about you) or blackmail you if you have paid for their services.<\/p>\n\n\n\n<p><strong>How to protect yourself:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Don\u2019t engage with companies that contact you with offers to help you with your assignments. If you need tutoring help, reach out to your university\/college to find legitimate tutors in your area of study<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Never provide your login details or personal information to anyone you don\u2019t know or trust<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>While there is a lot to learn in the classroom, taking a few minutes to learn about the scams targeting students can help keep you, your money and your information safe. Using common sense, avoiding messages that promise too-good-to-be-true offers and keeping your private information to yourself are key tips to remember in the year ahead.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse834a1009\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse834a1009\" data-dig-id=\"LP-57738-834a1009\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things our lawyers want you to know\"><span>Things our lawyers want you to know<\/span><span>Things our lawyers want you to know<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse834a1009\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c64d3833-537c-4361-9113-3f04122aa7f7\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"has-text-align-center h5 mar-b\"><strong>Share This Article<\/strong><\/p>\n\n\n\n\t\t<div class=\"socials-block\">\n\t\t\t    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Back to School: College and University Scams Affecting Students &#038;body=Hi, I thought you might be interested in this article from RBC My Money Matters: https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/back-to-school-college-and-university-scams-affecting-students\/\">\n        <img decoding=\"async\" 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class=\"wp-block-tk-spacer id-41240dcd-9ad6-472e-9d79-ea191d3a2705\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-single-post-topics related-topics-links\">\n\t\t\t\t<p class=\"h5 mar-r-hlf\">Topics:<\/p>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/cyber-crime\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Cyber Crime<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/cyber-security\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Cyber Security<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/cyber-tips\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Cyber Tips<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/education\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Education<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/family\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Family<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/parenting\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Parenting<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/security-securing-devices\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Security\/Securing Devices<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/students\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Students<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mob-pad-t-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-b mob-mar-b-dbl mar-t-0\" id=\"h-read-this-next\">Read This Next<\/h2>\n\n\n\t\t\t<div class=\"related-posts-type-2\">\n\t\t\t\t<div class=\"related-post-list\">\n\t\t\t\t\t<ul class=\"grid-wpr eh-wpr\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/Tax-Scams-Article-Image-2.jpg?quality=80&amp;w=1000\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Young woman looking at a computer.\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/04\/Tax-Scams-Article-Image-2.jpg 1000w, 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Taxpayers can Protect their Data this Season<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/Digital-Safety-Scams-Business-Article-Image.jpg?quality=80&amp;w=1000\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Three colleagues looking at a computer.\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/03\/Digital-Safety-Scams-Business-Article-Image.jpg 1000w, 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students.<\/p>\n","protected":false},"author":80,"featured_media":89298,"parent":57322,"menu_order":0,"template":"","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"tags":[132,524,135,81,522,38,530,525],"rbc_content_type":[31],"rbc_audience":[59,39,49,61],"rbc_lob_group":[133],"rbc_difficulty_level":[33],"rbc_mmm_category":[321,376,304,375],"class_list":["post-89293","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","has-post-thumbnail","hentry","tag-cyber-crime","tag-cyber-security","tag-cyber-tips","tag-education","tag-family","tag-parenting","tag-security-securing-devices","tag-students","rbc_content_type-article","rbc_audience-newcomer","rbc_audience-parents","rbc_audience-students","rbc_audience-youth","rbc_lob_group-cyber-security","rbc_difficulty_level-beginner","rbc_mmm_category-cyber-security","rbc_mmm_category-cyber-security-for-business","rbc_mmm_category-money-academy","rbc_mmm_category-understanding-cyber-safety"],"acf":{"contently_publication_id":"","custom_author":"Royal Bank of Canada","rbc_video_header":"","rbc_media_duration":"","rbc_toc_for_mmm_tag":"h2","rbc_toc_for_mmm_limit":6,"rbc_toc_for_mmm":null,"rbc_toc_for_mmm_action":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<meta name=\"description\" content=\"As campus life starts up again, there are important lessons to learn about common scams affecting students.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/back-to-school-college-and-university-scams-affecting-students\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:description\" content=\"As campus life starts up 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