{"id":91009,"date":"2024-12-03T11:24:37","date_gmt":"2024-12-03T16:24:37","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/en-ca\/?post_type=rbc_my_money_matter&#038;p=91009"},"modified":"2025-01-27T15:35:52","modified_gmt":"2025-01-27T20:35:52","slug":"studying-abroad-navigating-your-financial-world-when-studying-overseas","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/","title":{"rendered":"Studying Abroad: Navigating Your Financial World When Studying Overseas"},"content":{"rendered":"\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<div class=\"wp-block-rbc-rbc-block drop-shadow pos-rel top-line-blue block-wpr  mar-b-hlf\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner\">\n<h4 class=\"wp-block-heading\" id=\"h-tldr\">TLDR<\/h4>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Studying abroad is an amazing opportunity, but it can come with financial challenges.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Build a budget that factors in exchange rates and potential fluctuations.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Be mindful of fees on international transactions and currency exchanges.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>An immigration visa may allow you to work while you study and offset costs.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<p>There&#8217;s something special about experiencing education in another country. In fact, about 11% of Canadian undergrads choose to study abroad at some point during their academic career.<\/p>\n\n\n\n<p>If you\u2019re planning to study abroad, there\u2019s a lot to consider beyond just the food and language differences; from currency exchange to different banking systems, here are 5 key questions to ask yourself about before you go.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. Where should I study?<\/h2>\n\n\n\n<p><br>If you are in the early stages of planning your international study, you have the whole world before you. You can choose to gain your qualification from an overseas school or attend a Canadian school that offers a semester or more abroad or a student exchanges.<\/p>\n\n\n\n<p>If you\u2019re looking to obtain your degree abroad, here are some things to think about:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Cost:&nbsp;<\/strong>Some countries may offer more affordable tuition than others, particularly for graduate degrees.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Citizenship or residency:<\/strong>&nbsp;If you hold citizenship in another country, check to see if you may be eligible for subsidized tuition there. Some countries off low- or no-cost education for their residents or citizens.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Student loan eligibility:<\/strong>&nbsp;If you plan to use student loans to pay for your tuition, check that the school you plan to attend is eligible \u2014 and how much you may receive \u2014 if you\u2019re not in a Canadian program.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">2. What\u2019s my budget?<\/h2>\n\n\n\n<p><br>Before you head off on your study abroad adventure, it\u2019s important to sit down and&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/budgeting\/back-to-school-finances-budgeting-for-the-school-year\/\" data-dig-id=\"LP-91009-f1593b1d\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"figure out your budget\" class=\"rbc-link-format\">figure out your budget<\/a>. This means planning for basics (without forgetting to add in some extra cash for experiences!). Here are some items to include:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Tuition<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Rent and utilities<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Food<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Clothes<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Entertainment<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Transportation<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Mobile phone<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>Here\u2019s another important one: make sure you get&nbsp;comprehensive medical insurance.&nbsp;Your Canadian health insurance won\u2019t cover you if you get sick while overseas and it can be costly to be ill abroad.<\/p>\n\n\n\n<p>Prices of everyday items and activities can vary widely from what you&#8217;re used to in Canada. While over time you\u2019ll learn to do the math quite quickly, don\u2019t forget to track your expenses in both Canadian dollars and the local currency.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. How will the exchange rate affect me?<\/h2>\n\n\n\n<p>You probably already know that&nbsp;<a href=\"https:\/\/apps.royalbank.com\/apps\/foreign-exchange-calculator\" data-dig-id=\"LP-91009-1904f697\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"one Canadian dollar doesn\u2019t always equal the same amount in other currencies\" class=\"rbc-link-format\">one Canadian dollar doesn\u2019t always equal the same amount in other currencies<\/a>. This exchange rate changes all the time, depending on global factors, which can make budgeting a bit tricky.<\/p>\n\n\n\n<p>Here are a few ways to cushion the impact of currency changes:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Keep currency exchanges to a minimum<\/strong>&nbsp;\u2014 the more you exchange money back and forth, the more fees can add up. You can also get a more favourable rate if you exchange a higher sum in one go.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Pay upfront<\/strong>&nbsp;for as many things as you can to avoid having your spending affected by constant exchange rate fees.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Pad your budget<\/strong>&nbsp;with an extra 10 per cent to account for fluctuations.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">4. What are my banking options?<\/h2>\n\n\n\n<p>It might seem easiest to just keep using your Canadian bank account while abroad. But if you&#8217;re staying for a longer period, those foreign ATM withdrawal fees and exchange fees can add up fast.<\/p>\n\n\n\n<p>When deciding on how you\u2019ll bank, here are a few things to consider:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Banking partnerships:<\/strong>&nbsp;Many Canadian banks have partnerships with banks in other countries. It\u2019s worth checking with your bank to see if they have any partnerships in your destination country.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>International student accounts:<\/strong>&nbsp;Some banks (both in Canada and in other countries) offer&nbsp;special accounts for students studying abroad, which can help with foreign transactions.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Documents needed:<\/strong>&nbsp;You\u2019re usually required to bring documents to open a local bank account. It\u2019s a good idea to find out what you\u2019ll need before you leave Canada.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Credit cards:<\/strong>&nbsp;Consider a&nbsp;Canadian credit card&nbsp;that doesn\u2019t charge foreign transaction fees (which can be upwards of 3 per cent per transaction on other cards!). You can also get a local student credit card, especially if you\u2019ve opened a local bank account and have money in the local currency.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>Chat with your bank (both here and abroad) about which banking options are best for overseas students. &nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">5. Can I work while I study?<\/h2>\n\n\n\n<p>Paying for school and living abroad can get expensive. Many students choose to work part-time to help cover some of the costs.<\/p>\n\n\n\n<p>Here are some important things to know about working abroad:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Check your student visa:<\/strong>&nbsp;It may only allow you to work up to a certain number of hours per week.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Consider opening a local bank account:<\/strong>&nbsp;You\u2019ll need a place to deposit your paychecks \u2014 and opening a local account helps you avoid long delays or extra fees when depositing foreign cheques into a Canadian account and some employers will be unable to deposit wages into a foreign bank account.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>Studying abroad is an amazing opportunity, and while it can get pretty pricey, with a little preparation and planning, you can make limit financial stress, leaving you more time to focus on your studies and enjoy your time abroad.&nbsp;<\/p>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Studying abroad is an exciting investment in your future. Make the most of this incredible opportunity by planning your finances in advance so you can focus on your experience, not the stress.<\/p>\n","protected":false},"author":80,"featured_media":91012,"parent":57295,"menu_order":0,"template":"wp-custom-template-optimizely-mmm","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"tags":[85,525],"rbc_content_type":[31],"rbc_audience":[49],"rbc_lob_group":[50],"rbc_difficulty_level":[33],"rbc_mmm_category":[303,348,312],"class_list":["post-91009","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","has-post-thumbnail","hentry","tag-paying-for-school","tag-students","rbc_content_type-article","rbc_audience-students","rbc_lob_group-students","rbc_difficulty_level-beginner","rbc_mmm_category-goals-aspirations","rbc_mmm_category-going-to-college-or-university","rbc_mmm_category-school-and-career"],"acf":{"contently_publication_id":"","custom_author":"Denise O'Connell","rbc_video_header":"","rbc_media_duration":"","rbc_toc_for_mmm_tag":"h2","rbc_toc_for_mmm_limit":6,"rbc_toc_for_mmm":null,"rbc_toc_for_mmm_action":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<meta name=\"description\" content=\"Studying abroad is an exciting investment in your future. Make the most of this incredible opportunity by planning your finances in advance so you can focus on your experience, not the stress.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:description\" content=\"Studying abroad is an exciting investment in your future. Make the most of this incredible opportunity by planning your finances in advance so you can focus on your experience, not the stress.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/\" \/>\n<meta property=\"og:site_name\" content=\"RBC Royal Bank\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-27T20:35:52+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/12\/shutterstock_StudyingOverseas.jpg?quality=80\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/\"},\"author\":{\"name\":\"jacquelinewu\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/#\/schema\/person\/d055d46e444faf6863d781f24c107a5e\"},\"headline\":\"Studying Abroad: Navigating Your Financial World When Studying Overseas\",\"datePublished\":\"2024-12-03T16:24:37+00:00\",\"dateModified\":\"2025-01-27T20:35:52+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/\"},\"wordCount\":910,\"image\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/12\/shutterstock_StudyingOverseas.jpg?quality=80\",\"keywords\":[\"Paying for School\",\"Students\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/\",\"url\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/\",\"name\":\"5 Key Considerations when Thinking About Studying Overseas.\",\"isPartOf\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/12\/shutterstock_StudyingOverseas.jpg?quality=80\",\"datePublished\":\"2024-12-03T16:24:37+00:00\",\"dateModified\":\"2025-01-27T20:35:52+00:00\",\"description\":\"Studying abroad is an exciting investment in your future. Make the most of this incredible opportunity by planning your finances in advance so you can focus on your experience, not the stress.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/#primaryimage\",\"url\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/12\/shutterstock_StudyingOverseas.jpg?quality=80\",\"contentUrl\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/12\/shutterstock_StudyingOverseas.jpg?quality=80\",\"width\":8000,\"height\":4500,\"caption\":\"Studying abroad with a graduation cap on a globe\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"My Money Matters\",\"item\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Goals and Aspirations\",\"item\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"School and Career\",\"item\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Going to College or University\",\"item\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/\"},{\"@type\":\"ListItem\",\"position\":5,\"name\":\"Studying Abroad: Navigating Your Financial World When Studying Overseas\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/#website\",\"url\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/\",\"name\":\"RBC Royal Bank\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/en-ca\/#\/schema\/person\/d055d46e444faf6863d781f24c107a5e\",\"name\":\"jacquelinewu\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/secure.gravatar.com\/avatar\/3321e8136810c69188cc4e33665518d781482ff9e3a346484c2892fdffef6ded?s=96&d=mm&r=g\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/3321e8136810c69188cc4e33665518d781482ff9e3a346484c2892fdffef6ded?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/3321e8136810c69188cc4e33665518d781482ff9e3a346484c2892fdffef6ded?s=96&d=mm&r=g\",\"caption\":\"jacquelinewu\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"description":"Studying abroad is an exciting investment in your future. Make the most of this incredible opportunity by planning your finances in advance so you can focus on your experience, not the stress.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/","og_locale":"en_US","og_type":"article","og_description":"Studying abroad is an exciting investment in your future. Make the most of this incredible opportunity by planning your finances in advance so you can focus on your experience, not the stress.","og_url":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/","og_site_name":"RBC Royal Bank","article_modified_time":"2025-01-27T20:35:52+00:00","twitter_card":"summary_large_image","twitter_image":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/12\/shutterstock_StudyingOverseas.jpg?quality=80","twitter_misc":{"Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/#article","isPartOf":{"@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/"},"author":{"name":"jacquelinewu","@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/#\/schema\/person\/d055d46e444faf6863d781f24c107a5e"},"headline":"Studying Abroad: Navigating Your Financial World When Studying Overseas","datePublished":"2024-12-03T16:24:37+00:00","dateModified":"2025-01-27T20:35:52+00:00","mainEntityOfPage":{"@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/"},"wordCount":910,"image":{"@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/12\/shutterstock_StudyingOverseas.jpg?quality=80","keywords":["Paying for School","Students"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/","url":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/","name":"5 Key Considerations when Thinking About Studying Overseas.","isPartOf":{"@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/#primaryimage"},"image":{"@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/12\/shutterstock_StudyingOverseas.jpg?quality=80","datePublished":"2024-12-03T16:24:37+00:00","dateModified":"2025-01-27T20:35:52+00:00","description":"Studying abroad is an exciting investment in your future. Make the most of this incredible opportunity by planning your finances in advance so you can focus on your experience, not the stress.","breadcrumb":{"@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/#primaryimage","url":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/12\/shutterstock_StudyingOverseas.jpg?quality=80","contentUrl":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/12\/shutterstock_StudyingOverseas.jpg?quality=80","width":8000,"height":4500,"caption":"Studying abroad with a graduation cap on a globe"},{"@type":"BreadcrumbList","@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"My Money Matters","item":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/"},{"@type":"ListItem","position":2,"name":"Goals and Aspirations","item":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/"},{"@type":"ListItem","position":3,"name":"School and Career","item":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/"},{"@type":"ListItem","position":4,"name":"Going to College or University","item":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/"},{"@type":"ListItem","position":5,"name":"Studying Abroad: Navigating Your Financial World When Studying Overseas"}]},{"@type":"WebSite","@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/#website","url":"https:\/\/www.rbcroyalbank.com\/en-ca\/","name":"RBC Royal Bank","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rbcroyalbank.com\/en-ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.rbcroyalbank.com\/en-ca\/#\/schema\/person\/d055d46e444faf6863d781f24c107a5e","name":"jacquelinewu","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/3321e8136810c69188cc4e33665518d781482ff9e3a346484c2892fdffef6ded?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/3321e8136810c69188cc4e33665518d781482ff9e3a346484c2892fdffef6ded?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/3321e8136810c69188cc4e33665518d781482ff9e3a346484c2892fdffef6ded?s=96&d=mm&r=g","caption":"jacquelinewu"}}]}},"parsely":{"version":"1.1.0","canonical_url":"https:\/\/rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Studying Abroad: Navigating Your Financial World When Studying Overseas","url":"http:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/goals-aspirations\/school-and-career\/going-to-college-or-university\/studying-abroad-navigating-your-financial-world-when-studying-overseas\/"},"thumbnailUrl":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/12\/shutterstock_StudyingOverseas.jpg?quality=80&w=150&h=150&crop=1","image":{"@type":"ImageObject","url":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/12\/shutterstock_StudyingOverseas.jpg?quality=80"},"articleSection":"Uncategorized","author":[{"@type":"Person","name":"jacquelinewu"}],"creator":["jacquelinewu"],"publisher":{"@type":"Organization","name":"RBC Royal Bank","logo":""},"keywords":["paying for school","students"],"dateCreated":"2024-12-03T16:24:37Z","datePublished":"2024-12-03T16:24:37Z","dateModified":"2025-01-27T20:35:52Z"},"rendered":"<script type=\"application\/ld+json\" class=\"wp-parsely-metadata\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"Studying Abroad: Navigating Your Financial World When Studying Overseas\",\"url\":\"http:\\\/\\\/www.rbcroyalbank.com\\\/en-ca\\\/my-money-matters\\\/goals-aspirations\\\/school-and-career\\\/going-to-college-or-university\\\/studying-abroad-navigating-your-financial-world-when-studying-overseas\\\/\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.rbcroyalbank.com\\\/en-ca\\\/my-money-matters\\\/goals-aspirations\\\/school-and-career\\\/going-to-college-or-university\\\/studying-abroad-navigating-your-financial-world-when-studying-overseas\\\/\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/12\\\/2024\\\/12\\\/shutterstock_StudyingOverseas.jpg?quality=80&w=150&h=150&crop=1\",\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/12\\\/2024\\\/12\\\/shutterstock_StudyingOverseas.jpg?quality=80\"},\"articleSection\":\"Uncategorized\",\"author\":[{\"@type\":\"Person\",\"name\":\"jacquelinewu\"}],\"creator\":[\"jacquelinewu\"],\"publisher\":{\"@type\":\"Organization\",\"name\":\"RBC Royal Bank\",\"logo\":\"\"},\"keywords\":[\"paying for school\",\"students\"],\"dateCreated\":\"2024-12-03T16:24:37Z\",\"datePublished\":\"2024-12-03T16:24:37Z\",\"dateModified\":\"2025-01-27T20:35:52Z\"}<\/script>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/rbcroyalbank.com\/p.js"},"featured_img":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2024\/12\/shutterstock_StudyingOverseas.jpg?quality=80&w=1024","coauthors":[],"author_meta":{"author_link":"https:\/\/www.rbcroyalbank.com\/en-ca\/author\/jacquelinewu\/","display_name":"jacquelinewu"},"relative_dates":{"created":"Posted 1 year ago","modified":"Updated 1 year ago"},"absolute_dates":{"created":"Posted on December 3, 2024","modified":"Updated on January 27, 2025"},"absolute_dates_time":{"created":"Posted on December 3, 2024 11:24 am","modified":"Updated on January 27, 2025 3:35 pm"},"featured_img_caption":"","tax_additional":{"post_tag":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/paying-for-school\/\" class=\"advgb-post-tax-term\">Paying for School<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/topic\/students\/\" class=\"advgb-post-tax-term\">Students<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Paying for School<\/span>","<span class=\"advgb-post-tax-term\">Students<\/span>"],"slug":"post_tag","name":"Tags"},"rbc_content_type":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/content-type\/article\/\" class=\"advgb-post-tax-term\">Article<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Article<\/span>"],"slug":"rbc_content_type","name":"Content Types"},"rbc_audience":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/audience\/students\/\" class=\"advgb-post-tax-term\">Students<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Students<\/span>"],"slug":"rbc_audience","name":"Audiences"},"rbc_lob_group":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/lob-group\/students\/\" class=\"advgb-post-tax-term\">Students<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Students<\/span>"],"slug":"rbc_lob_group","name":"LOB Groups"},"rbc_difficulty_level":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/difficulty-level\/beginner\/\" class=\"advgb-post-tax-term\">Beginner<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Beginner<\/span>"],"slug":"rbc_difficulty_level","name":"Difficulty Levels"},"rbc_mmm_category":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/mmm-category\/goals-aspirations\/\" class=\"advgb-post-tax-term\">Goals &amp; Aspirations<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/mmm-category\/going-to-college-or-university\/\" class=\"advgb-post-tax-term\">Going to College or University<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/mmm-category\/school-and-career\/\" class=\"advgb-post-tax-term\">School and Career<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Goals &amp; Aspirations<\/span>","<span class=\"advgb-post-tax-term\">Going to College or University<\/span>","<span class=\"advgb-post-tax-term\">School and Career<\/span>"],"slug":"rbc_mmm_category","name":"Categories"},"ep_custom_result":{"linked":[],"unlinked":[],"slug":"ep_custom_result","name":"Custom Results"}},"series_order":"","jetpack_sharing_enabled":true,"primary_tag":"85","primary_rbc_mmm_category":"348","_links":{"self":[{"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/91009","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/rbc_my_money_matter"}],"about":[{"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/types\/rbc_my_money_matter"}],"author":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/users\/80"}],"version-history":[{"count":5,"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/91009\/revisions"}],"predecessor-version":[{"id":91866,"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/91009\/revisions\/91866"}],"up":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/57295"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/media\/91012"}],"wp:attachment":[{"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/media?parent=91009"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/tags?post=91009"},{"taxonomy":"rbc_content_type","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/rbc_content_type?post=91009"},{"taxonomy":"rbc_audience","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/rbc_audience?post=91009"},{"taxonomy":"rbc_lob_group","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/rbc_lob_group?post=91009"},{"taxonomy":"rbc_difficulty_level","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/rbc_difficulty_level?post=91009"},{"taxonomy":"rbc_mmm_category","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-json\/wp\/v2\/rbc_mmm_category?post=91009"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}