{"id":92634,"date":"2025-02-26T15:10:00","date_gmt":"2025-02-26T20:10:00","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/en-ca\/?post_type=rbc_my_money_matter&#038;p=92634"},"modified":"2025-02-26T15:05:40","modified_gmt":"2025-02-26T20:05:40","slug":"questions-newcomers-should-ask-the-landlord-or-property-manager-before-you-rent","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/new-to-canada\/settling-in-canada\/questions-newcomers-should-ask-the-landlord-or-property-manager-before-you-rent\/","title":{"rendered":"Questions newcomers should ask the landlord or property manager before you rent"},"content":{"rendered":"\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<div class=\"wp-block-rbc-rbc-block drop-shadow pos-rel top-line-blue block-wpr  mar-b-hlf\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner\">\n<h4 class=\"wp-block-heading\" id=\"h-tldr\">TLDR<\/h4>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>A lease is a legally-binding contract between a landlord and a tenant. Before you sign a lease to rent a home in Canada, you should make sure you understand everything that is included.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Prior to signing your lease, ask the landlord or property manager about the monthly rent, upfront payments (like first and last month\u2019s rent), and any extra fees for amenities, parking, or pets, in order to get a clear picture of your total expenses.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Inquire about the lease duration, renewal options, conditions for breaking the lease, and subletting policies to ensure the agreement aligns with your long-term plans.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Determine what utilities and appliances are included in the rent, the condition of the unit, maintenance responsibilities, and access to facilities like laundry and storage.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Ask if a guarantor or references are needed, check for pet restrictions, parking availability, and whether renter\u2019s insurance is required to meet all rental prerequisites.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<p>If you\u2019re new to Canada and getting ready to rent your first home, you\u2019ll find that navigating the housing market in Canada may be a little different from back home. Read the <a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/new-to-canada\/settling-in-canada\/newcomers-guide-to-finding-your-home-in-canada\/\" data-dig-id=\"LP-92634-0ba7344a\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Newcomer\u2019s Guide to Finding a Home in Canada\" class=\"rbc-link-format\">Newcomer\u2019s Guide to Finding a Home in Canada<\/a> for tips on finding a place to live. In major Canadian cities,\u00a0<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/new-to-canada\/settling-in-canada\/how-to-rent-in-canada-without-a-credit-history-or-job-letter\/\" data-dig-id=\"LP-92634-c1c76d74\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"finding a place to rent without credit history\" class=\"rbc-link-format\">finding a place to rent without credit history<\/a>\u00a0can be a challenge for newcomers but that doesn\u2019t mean you should impulsively sign a lease with the first landlord willing to accept you as a tenant.\u00a0Once you\u2019ve found an apartment or house you want to live in, and have been accepted as a potential tenant by the landlord, the next step is signing the lease. However it\u2019s very important that you fully understand the lease, which is a legally-binding document, before you sign it. It\u2019s a good idea to ask questions and get clarifications from the landlord, property manager, or real estate professional you\u2019re working with, in order to feel confident that you understand all the details of the rental contract you are about to enter into.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Questions about the rent<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. How much is the monthly rent?\u00a0<\/h3>\n\n\n\n<p>This is the most basic and obvious question and also a shortlisting criteria for many renters. Generally, the listed rent applies for the entire duration of the lease, which is often annual. If you\u2019re considering a shorter lease, it might be worthwhile to check if you would be subject to periodic rent increases during the year.&nbsp;<\/p>\n\n\n\n<p>Make sure you understand what rules apply to rent increases for the property. In some locations rent can only be increased annually by a small percentage set out by municipal authorities, while in other cases, rent can increase dramatically from one month to another depending on how recent your building is or if new amenities are added to the building.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. How much rent is due before moving in?\u00a0<\/h3>\n\n\n\n<p>Depending on the province you are moving to, you may be expected to pay the first and last month rent with or without a security deposit, or the first month rent plus a security deposit. Ask what the rules are in your province. As a newcomer, if you don\u2019t have a\u00a0<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/new-to-canada\/banking-in-canada\/building-a-strong-credit-history-in-canada-a-guide-for-newcomers-2\/\" data-dig-id=\"LP-92634-1b9ce601\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"credit score or credit history\" class=\"rbc-link-format\">credit score or credit history<\/a>, landlords may sometimes expect additional months\u2019 rent (they aren\u2019t legally allowed to ask for it but can accept the money if the tenant offers to pay). This can be a large amount to pay upfront, so it\u2019s good to understand the expectations right from the start to avoid surprises (or shocks) later.\u00a0<\/p>\n\n\n\n<p class=\"has-cool-white-background-color has-background\"><strong>Additional reading:<\/strong> <a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/life-events\/new-to-canada\/settling-in-canada\/how-to-rent-in-canada-without-a-credit-history-or-job-letter\/\" data-dig-id=\"LP-92634-27f1ba19\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"How to rent in Canada without a credit history or job letter\" class=\"rbc-link-format\">How to rent in Canada without a credit history or job letter<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Does the rent include any extra fees for each month?<\/h3>\n\n\n\n<p>Sometimes there may be additional fees included in the rent each month \u2013 usually for parking, storage locker, pets, or access to certain amenities in the building such as a swimming pool, party room, or the gym. Make sure you add all these extra costs while determining your actual rent. &nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. What is included in the rent?\u00a0<\/h3>\n\n\n\n<p>Some apartment buildings may have utilities such as heating, air conditioning, and water included in the rent while others may not. Inquire about the cost for things such as garbage\/waste removal, pest control, maintenance costs for any broken appliances or fixtures, electricity (hydro), internet, cable TV, amenities like a party room, gym, pool, laundry room, etc. If you\u2019re renting a basement, ask about access to the backyard, if there is one. Most rental units in Canada have a furnished kitchen with all main appliances included. But it\u2019s a good idea to check if that isn\u2019t the case.\u00a0<\/p>\n\n\n\n<p class=\"has-cool-white-background-color has-background\"><strong>Cost of utilities:\u00a0<\/strong>If <a href=\"https:\/\/www.numbeo.com\/cost-of-living\/country_result.jsp?country=Canada\" target=\"_blank\" data-dig-id=\"LP-92634-326e421e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"utilities \" rel=\"noreferrer noopener\" class=\"rbc-link-format\">utilities<\/a> are not included in the cost of your rent, be sure to budget for them. The combined cost of electricity (sometimes called hydro), heating and cooling, water, as well as waste management averages at $205 CAD per month, and internet and cable TV, combined, can cost well over $100 CAD per month. Also, if the gas and\/or electricity is in the renter\u2019s name, you may have to pay a security deposit that most utility companies require.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. If a security deposit applies, is it refundable? What are the conditions to getting the entire security deposit back?\u00a0<\/h3>\n\n\n\n<p>In some Canadian provinces, you may have to pay a security deposit while renting an apartment. Some deposits are refundable, others aren\u2019t. Make sure to check the conditions for your security deposit\u2019s return and if there are any additional fees (such as for repairs, damage of any kind, or cleaning at the time of moving out, etc.) that would be charged.&nbsp;You may want to document move-in condition to avoid being billed for pre-existing damages when you leave the unit.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. What modes of rent payment are accepted?<\/h3>\n\n\n\n<p>Ask the landlord if they accept all methods (cash, cheques, e-transfer, bank transfer, etc.) or if a certain type of payment is preferred.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Questions about the lease<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. What is the lease term?<\/h3>\n\n\n\n<p>Most, but not all rental units will have a year-long lease; some landlords may want you to commit to a shorter or longer lease.&nbsp;<\/p>\n\n\n\n<p class=\"has-cool-white-background-color has-background\"><strong>Tip: <\/strong>A month-to-month lease gives you more flexibility but can also make you vulnerable to rent increase and evictions. A longer, more permanent lease can provide stability, protect you from rent increases, and offer some peace of mind. So, assess your options before you sign the lease.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. When is the expected move in date?<\/h3>\n\n\n\n<p>Apartments are typically listed for rent one or two months before the move-in date (for instance, an apartment advertised on August 1 becomes available October 1). Also, most rentals begin on the first of the month. However, there are always exceptions so it\u2019s a good idea to check with the realtor and\/or landlord in advance and plan your move accordingly.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Do you need a guarantor or references?<\/h3>\n\n\n\n<p>In the absence of a credit report, employment letter, or proof of income, some landlords may ask you to provide a guarantor or references. A guarantor or a co-signer is someone who agrees to pay rent on your behalf if you are not able to. Being a guarantor or co-signer is legally-binding, and usually, only close friends or relatives will agree to act as a guarantor for you. You should also consider the impact on your relationship with them should you fail to hold up your end of the bargain.&nbsp;A guarantor must reside in Canada and will usually be asked for a credit check.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Is parking included?<\/h3>\n\n\n\n<p>Not all rentals offer a dedicated parking spot. Ask about the parking situation for tenants as well as visitors and whether there\u2019s any cost associated with it; factor this into your monthly rent.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. Is separate storage space included or available to rent?<\/h3>\n\n\n\n<p>Rental units in big cities usually don\u2019t have a lot of storage space. That\u2019s why many apartment buildings offer storage lockers that can be rented separately. Similar to a parking spot, these can be an added cost each month. Depending on the vacancy rate of the unit and the locker, if you negotiate, the landlord may include the locker in your monthly rent at no additional cost. So, it\u2019s always worth asking!&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. Are there restrictions on pets?<\/h3>\n\n\n\n<p>If you own pets or intend to get one, check if the building has any restrictions or fees for pets. Some landlords and rental\/property management companies charge a pet deposit, a non-refundable pet fee, or even a monthly pet rent as part of a lease agreement.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">7. What happens if you want or need to break the lease?<\/h3>\n\n\n\n<p>There are many life situations that may prompt you to move to a new place while you\u2019re in the middle of a lease. It\u2019s good to inquire about your options before you sign the lease so you know what to expect. Some landlords may ask you to buy your way out, while others may just want you to find a qualified tenant to take over your lease, and some may be OK with you subletting the unit.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">8. Are you allowed to sublet?<\/h3>\n\n\n\n<p>Usually, there are rules and restrictions on subletting. Check with the landlord\/realtor and the building management to understand the limitations.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">9. Can you renew the lease?<\/h3>\n\n\n\n<p>If you like the place and intend to stay there long-term, it\u2019s good to discuss the possibility of lease renewal from the get-go. Renewing the lease might be an issue if the landlord plans on selling the unit or renovating it in a year or few months.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">10. Is renter\u2019s insurance required?<\/h3>\n\n\n\n<p>Most rentals these days require tenants to have insurance. Even if you\u2019re leasing a unit that doesn\u2019t mandate having renter\u2019s insurance, it may be worthwhile to get one. <a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/home-insurance\/tenant-insurance\/\" target=\"_blank\" data-dig-id=\"LP-92634-c5ec18e6\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Renter\u2019s insurance\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">Renter\u2019s insurance<\/a> can protect you from any damages to your belongings caused by natural calamities, plumbing issues, fire, theft, etc. It also usually covers the cost of temporary accommodation during repairs occasioned by an insured loss.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Questions about the apartment\/unit\/home<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. How many people can live in the unit? What is the visitor or guest policy?<\/h3>\n\n\n\n<p>Depending on the type of accommodation, there may be rules and limitations to having guests over and abiding with \u201cquiet hours.\u201d If you plan to live with roommates or have a large family, do check the tenant occupancy standards of the apartment before renting, especially if you intend to have long-term guests.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. What will the landlord do to get the unit ready for your move in?<\/h3>\n\n\n\n<p>Don\u2019t assume that all rental apartments are move-in ready. If the unit was previously occupied by other tenants, there may be some cleaning and maintenance required. It\u2019s also a good idea to ask your landlord about the condition of all the appliances. Find out if they\u2019re in good working condition or whether they\u2019re nearing the end of their life and will need to be fixed\/replaced.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Are you allowed to change anything in the unit?\u00a0<\/h3>\n\n\n\n<p>Some landlords may not allow permanent changes to the property. Personalizing your space by hanging pictures or wall art, installing technology on a wall, etc. may be allowed but it\u2019s always good to confirm.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. How many sets of keys are there?<\/h3>\n\n\n\n<p>You should know how many sets of keys to your rental unit exist and who has them. Also check if you are allowed to make an extra set for your own use. The landlord will usually have a set of keys with them but know that they aren\u2019t entitled to enter the unit without your knowledge; legally, they have to inform the tenant before they stop by. Knowing who has the keys can also be helpful in an emergency if you happen to lose your keys.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-5-what-is-the-laundry-situation\">5. What is the laundry situation?<\/h3>\n\n\n\n<p>Not all apartments have in-suite laundry; some may have a laundry room on the same floor, there may be a common laundry room for the entire building, or there may not be a laundry room at all in the building. This may also impact the rent you pay, so it\u2019s always good to check. If there\u2019s a common laundry room, ask about laundry hours and the cost per load.&nbsp;<\/p>\n\n\n\n<p>Remember, a rental lease protects your rights as a tenant and lists out landlord obligations \u2013 which may differ slightly by province and\/or the landlord or the property management company. It is better to have all doubts cleared and questions answered before you sign a lease to ensure the rental is right for you and your loved ones.<\/p>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Getting ready to rent your first apartment or home in Canada? Before you sign your legally-binding lease, make sure you get answers to all of these important questions so you fully understand what your rent includes, what you can expect, as well as what you will and will not be able to do in your new home.<\/p>\n","protected":false},"author":80,"featured_media":92633,"parent":57306,"menu_order":0,"template":"wp-custom-template-optimizely-mmm","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"tags":[550,518],"rbc_content_type":[31],"rbc_audience":[59],"rbc_lob_group":[154],"rbc_difficulty_level":[33],"rbc_mmm_category":[314,316,359],"class_list":["post-92634","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","has-post-thumbnail","hentry","tag-finding-home","tag-new-to-canada","rbc_content_type-article","rbc_audience-newcomer","rbc_lob_group-newcomer","rbc_difficulty_level-beginner","rbc_mmm_category-life-events","rbc_mmm_category-new-to-canada","rbc_mmm_category-settling-in-canada"],"acf":{"contently_publication_id":"","custom_author":"Royal Bank of 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