{"id":93428,"date":"2025-04-15T14:21:11","date_gmt":"2025-04-15T18:21:11","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/en-ca\/?post_type=rbc_my_money_matter&#038;p=93428"},"modified":"2026-07-29T16:11:25","modified_gmt":"2026-07-29T20:11:25","slug":"how-to-open-a-bank-account-in-5-simple-steps","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/account-types\/how-to-open-a-bank-account-in-5-simple-steps\/","title":{"rendered":"How to Open a Bank Account in 5 Simple Steps"},"content":{"rendered":"\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<div class=\"wp-block-rbc-rbc-block drop-shadow pos-rel top-line-blue block-wpr\">\r\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner\">\r\n<h4 class=\"wp-block-heading\" id=\"h-tldr\">TLDR<\/h4>\r\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\r\n<li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">There are certain eligibility requirements Canadians must meet in order to open a bank account. A bank will ask for proof of identity, age and residence as an opening step.<\/p><\/li>\r\n<li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">There are different types of accounts available. Knowing the difference between account types can help you choose the right one for you.<\/p><\/li>\r\n<li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">A bank account can be opened through a variety of channels \u2013 such as online, through a mobile app, in person at a branch or by phone.<\/p><\/li>\r\n<li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">After opening your account, you will be able to set up online and mobile banking, your debit card PIN and more.<\/p><\/li>\r\n<\/ul>\r\n<\/div><\/div><br>\n\n\n\n<p class=\"wp-block-paragraph\">Opening a new bank account in Canada is simple and uncomplicated process that can be streamlined even further by knowing just a few helpful things. If you\u2019re new to the country, opening your first account or exploring new banking options, this guide fills you in on everything from necessary documentation to choosing the right account for you.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Every financial institute has a different process for opening an account, but the steps are usually very similar. The following is the process for opening an account with RBC Royal Bank.<\/p>\n\n\n\n<h2 id=\"h-1-meet-the-eligibility-requirements\" class=\"wp-block-heading\">1. Meet the eligibility requirements<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The first step in opening a bank account in Canada is to ensure you\u2019re eligible. Here are the standard criteria for opening an account:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Be the person opening the account<\/strong>. If you are opening a joint account, you must have the information for both individuals on hand. You can also open an account on behalf of your child.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Be at least 13 years old<\/strong>. Or 14 years of age, if you live in Quebec. For children under this age, a parent or guardian has to open the account on their behalf.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Reside in Canada<\/strong>. And have a Canadian address.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Present government-issued photo ID<\/strong>. Some banks require one piece of ID, while others require two pieces (a primary and a secondary document). If you are opening an account for your child, you\u2019ll have to show ID for both you and your child.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Your primary ID must confirm your name, address, age and nationality. The most commonly accepted types include:<\/p>\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Canadian driver\u2019s license<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Canadian passport<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Canadian birth certificate<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Old age security card<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Certificate of Indian status<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Provincial or territorial health card<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Certificate of Canadian Citizenship or Certification of Naturalization<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Permanent Resident card or an Immigration, Refugees and Citizen Canada form IMM 1000, IMM 1442, or IMM 5292. Some banks may also accept form IMM 5688.<\/p><\/li>\n<\/ul>\n<\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">If your bank requires a secondary form of identification, but you have only one piece from the list above, the following documents are generally accepted:<\/p>\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Record of employment in Canada<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Canadian debit or bank card with your name and signature<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Canadian credit card statement<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Client card from the Canadian National Institute for the Blind with your photo and signature<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Current foreign passport<\/p><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 id=\"h-2-select-the-type-of-account-you-d-like-to-open\" class=\"wp-block-heading\">2. Select the type of account you\u2019d like to open<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">There are two main types of accounts in Canada \u2013 a&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/bank-accounts\/chequing-accounts\/\" target=\"_blank\" data-dig-id=\"LP-93428-7c081d46\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"chequing account\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">chequing account<\/a>&nbsp;and a&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/bank-accounts\/savings-accounts\/index.html\" target=\"_blank\" data-dig-id=\"LP-93428-d5449ddc\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"savings account\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">savings account<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A chequing account is an account you can use every day for buying essentials, paying bills and receiving a paycheque.&nbsp;A savings account, meanwhile, is a great place to park money you want to set aside, as you earn interest on your balance. If saving and growing your money is a priority for you, a&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/bank-accounts\/high-interest-savings-account.html\" target=\"_blank\" data-dig-id=\"LP-93428-3084e7ad\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"High-Interest Savings Account (HISA)\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">High-Interest Savings Account (HISA)<\/a>&nbsp;offers higher interest than a standard savings account and can help you reach your goals sooner. If you want help deciding which account to choose, you can&nbsp;learn more&nbsp;about the&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/account-types\/chequing-vs-savings-accounts-which-one-do-i-need\/\" target=\"_blank\" data-dig-id=\"LP-93428-fbd20974\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"differences between a chequing and a savings account\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">differences between a chequing and a savings account<\/a>.<\/p>\n\n\n\n<h2 id=\"h-3-choose-how-to-apply\" class=\"wp-block-heading\">3. Choose how to apply<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">There are several ways to open a bank account, depending on the type of account you want to open.<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Online<\/strong>: There are a few ways to open an account online, depending on whether you are a new or existing client of the bank you\u2019re applying to.<\/p>\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>If you\u2019re an existing client, you can<\/strong>:<\/p>\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Log in to online or mobile banking and follow the directions to opening a new account.<\/p><\/li>\n<\/ul>\n<\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>If you\u2019re a new client, you can<\/strong>:<\/p>\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Apply through the mobile banking app<\/strong>. You\u2019ll first need to download the app and use the camera on your phone in order to confirm your identity.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Apply online<\/strong>: Most banks have online account open tools that will walk you through the application process. To confirm your identity, you\u2019ll need to take your photo using a mobile device or go through a credit bureau check.<\/p><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>By phone<\/strong>: Most financial institutions in Canada give you the option of opening an account over the phone. You can generally find the phone number on their bank accounts page.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>In person<\/strong>: For just about all types of bank accounts \u2013 including joint accounts and accounts for a child \u2013 you can open in person at a branch. You may need to book an appointment in advance.<\/p><\/li>\n<\/ul>\n\n\n\n<h2 id=\"h-4-sign-all-documents\" class=\"wp-block-heading\">4. Sign all documents<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on how you open the account, you may be able to sign the documents digitally or in person. For instance, if you open your account online, you may be able to sign everything you need to from your phone, tablet or computer. If you open your account by phone, the bank representative may be able to send your documents through a secure email for digital signature.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you opened your account digitally, you may need to take a selfie to confirm your identity and submit it along with your documents.<\/p>\n\n\n\n<h2 id=\"h-5-set-up-your-debit-card-pin-and-password\" class=\"wp-block-heading\">5. Set up your debit card PIN and password<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Once your documents are submitted, you\u2019ll be asked to set up your debit card PIN and your online banking password. This step helps ensure you can start using your account as soon as it is successfully opened.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Your debit card PIN<\/strong>&nbsp;is four-digit code that you enter when making a purchase or withdrawing cash from an ATM. It\u2019s an important layer of protection that verifies your identity when accessing your account. You\u2019ll want to choose a PIN that is easy to remember but hard for others to guess \u2013 avoid using birthdays and phone numbers. You can find more tips on&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/account-types\/protecting-your-credit-and-debit-card-pin\/\" target=\"_blank\" data-dig-id=\"LP-93428-ee8ac22b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"protecting your PIN\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">protecting your PIN<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Your online banking password<\/strong>&nbsp;is your key to accessing your accounts online. A strong password is critical to protecting your accounts. A few password best practices include:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Avoid using common words or sequences such as \u201cpassword\u201d or \u201c1234\u201d<\/p><\/li>\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Don\u2019t use your online banking password for any other accounts<\/p><\/li>\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Use a combination of letters and numbers<\/p><\/li>\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Change your password on a regular basis<\/p><\/li>\r\n<\/ul><br>\n\n\n\n<p class=\"wp-block-paragraph\">To help keep your account secure, get more tips on&nbsp;<a href=\"https:\/\/www.rbc.com\/cyber-security\/how-to-protect-yourself-online\/index.html#:~:text=Aim%20for%20at%20least%2016,1234\" target=\"_blank\" data-dig-id=\"LP-93428-86ff1434\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"protecting yourself online\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">protecting yourself online<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If your account is opened successfully, you will receive a confirmation \u2013 and you can start using it right away. If you open your account in-person, you\u2019ll receive a temporary debit card. Otherwise, your physical debit card should arrive in 7-10 business days (but you can still access your account online).<\/p>\n\n\n\n<h2 id=\"h-frequently-asked-questions-about-opening-a-bank-account\" class=\"wp-block-heading\">Frequently asked questions about opening a bank account<\/h2>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlefd173f22\" class=\"collapse-toggle collapsed\" data-target=\"#accordionfd173f22\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-93428-fd173f22\" aria-controls=\"accordionfd173f22\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Do I need a SIN number to open a bank account?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Do I need a SIN number to open a bank account?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionfd173f22\" role=\"region\" aria-labelledby=\"accordion-titlefd173f22\"><div class=\"collapse-inner\">\n<p class=\"wp-block-paragraph\">Generally, you do not need to provide a&nbsp;Social Insurance Number (SIN)&nbsp;to open a bank account, unless the account earns interest (i.e., with a savings account). This is because banks are required to report interest income to the&nbsp;Canada Revenue Agency (CRA)&nbsp;for tax purposes.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title507f5bf7\" class=\"collapse-toggle collapsed\" data-target=\"#accordion507f5bf7\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-93428-507f5bf7\" aria-controls=\"accordion507f5bf7\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"How long does it take to open a bank account?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>How long does it take to open a bank account?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion507f5bf7\" role=\"region\" aria-labelledby=\"accordion-title507f5bf7\"><div class=\"collapse-inner\">\n<p class=\"wp-block-paragraph\">Different banks will have different processing times when it comes to opening your account. If you\u2019re a new client opening an account online with RBC, the application can be completed in about 10 minutes or less. Once your account is open, you can set it up in RBC Online Banking and choose a Client Card PIN. Then you\u2019ll be ready to start using your account right away.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Opening a bank account in person or over the phone takes approximately 30 minutes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re an existing client with the bank you\u2019re applying to, the opening process is typically faster.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title458894e4\" class=\"collapse-toggle collapsed\" data-target=\"#accordion458894e4\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-93428-458894e4\" aria-controls=\"accordion458894e4\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"What is the minimum amount required to open a bank account?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>What is the minimum amount required to open a bank account?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion458894e4\" role=\"region\" aria-labelledby=\"accordion-title458894e4\"><div class=\"collapse-inner\">\n<p class=\"wp-block-paragraph\">Most banks do&nbsp;not&nbsp;require a minimum deposit to open a bank account, but it depends on the type of account you open and the financial institution.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With chequing accounts, there is usually no minimum amount you need to deposit. Most savings accounts don\u2019t have a minimum amount either, although some High-Interest Savings Accounts may have a small deposit requirement. Some premium savings accounts may only waive monthly fees if you maintain a certain minimum balance.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titleab722a6d\" class=\"collapse-toggle collapsed\" data-target=\"#accordionab722a6d\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-93428-ab722a6d\" aria-controls=\"accordionab722a6d\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"How old do I have to be to open a bank account?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>How old do I have to be to open a bank account?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionab722a6d\" role=\"region\" aria-labelledby=\"accordion-titleab722a6d\"><div class=\"collapse-inner\">\n<p class=\"wp-block-paragraph\">You must be at least 13 years old to open a bank account in Canada, or 14 years of age if you live in Quebec. For children under this age, a parent or guardian has to open the account on their behalf.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To open an account online, you must be at least the age&nbsp;of majority in your province.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title3fffab3e\" class=\"collapse-toggle collapsed\" data-target=\"#accordion3fffab3e\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-93428-3fffab3e\" aria-controls=\"accordion3fffab3e\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Can I open an account if I\u2019m not a resident of Canada?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Can I open an account if I\u2019m not a resident of Canada?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion3fffab3e\" role=\"region\" aria-labelledby=\"accordion-title3fffab3e\"><div class=\"collapse-inner\">\n<p class=\"wp-block-paragraph\">Requirements can vary between banks, but to open an account with RBC, you must be a resident of Canada. If you hold a valid work or study visa, you\u2019re considered a temporary resident for the duration of your permit. In that case, you can open an account with RBC, as long as you have the required documentation.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title226494ea\" class=\"collapse-toggle collapsed\" data-target=\"#accordion226494ea\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-93428-226494ea\" aria-controls=\"accordion226494ea\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"What if the bank refuses to open an account for me?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>What if the bank refuses to open an account for me?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion226494ea\" role=\"region\" aria-labelledby=\"accordion-title226494ea\"><div class=\"collapse-inner\">\n<p class=\"wp-block-paragraph\">Banks in Canada can\u2019t refuse to open a bank account if you meet the age and residency criteria, unless they suspect fraud, or you have a record of financial misconduct. If your online account application was not approved, it may be that you do not meet specific requirements for opening through this channel, for example:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">You\u2019re under the age of majority in your province<\/p><\/li>\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">You\u2019re trying to open a joint account, but the bank does not allow for joint online applications<\/p><\/li>\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Your ID does not match your current address or the information you entered in the application tool<\/p><\/li>\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">The bank could not confirm your identity<\/p><\/li>\r\n<\/ul><br>\n\n\n\n<p class=\"wp-block-paragraph\">In these cases, it\u2019s best to make an appointment with an advisor at a branch. They will be able to answer your questions, ensure you have the paperwork you need and get your account opened for you.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse834a1009\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse834a1009\" data-dig-id=\"LP-57738-834a1009\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things our lawyers want you to know\"><span>Things our lawyers want you to know<\/span><span>Things our lawyers want you to know<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse834a1009\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p class=\"wp-block-paragraph\">This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Opening a new bank account in Canada is a straightforward process \u2013 but knowing what to expect can help you choose the right one and open account your faster.<\/p>\n","protected":false},"author":132,"featured_media":93427,"parent":57313,"menu_order":0,"template":"wp-custom-template-mmm-sticky-nav","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","editor_notices":[],"footnotes":""},"tags":[62,77],"rbc_content_type":[31],"rbc_audience":[],"rbc_lob_group":[509],"rbc_difficulty_level":[33],"rbc_mmm_category":[366,318,368,304],"rbc_mmm_author":[],"class_list":["post-93428","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","has-post-thumbnail","hentry","tag-banking-digital-banking","tag-personal-finance","rbc_content_type-article","rbc_lob_group-accounts","rbc_difficulty_level-beginner","rbc_mmm_category-account-types","rbc_mmm_category-banking-basics","rbc_mmm_category-banking-tips","rbc_mmm_category-money-academy"],"acf":{"contently_publication_id":"","custom_author":"Royal Bank of Canada","rbc_video_header":"","rbc_media_duration":"","rbc_video_keywords":"","rbc_video_description":"","rbc_video_upload_date":"","rbc_toc_for_mmm_tag":"h2","rbc_toc_for_mmm_limit":6,"rbc_toc_for_mmm":[{"title":"1. Meet the eligibility requirements","url":"#h-1-meet-the-eligibility-requirements"},{"title":"2. Select the type of account you\u2019d like to open","url":"#h-2-select-the-type-of-account-you-d-like-to-open"},{"title":"3. Choose how to apply","url":"#h-3-choose-how-to-apply"},{"title":"4. Sign all documents","url":"#h-4-sign-all-documents"},{"title":"5. Set up your debit card PIN and password","url":"#h-5-set-up-your-debit-card-pin-and-password"},{"title":"Frequently asked questions about opening a bank account","url":"#h-frequently-asked-questions-about-opening-a-bank-account"}],"rbc_toc_for_mmm_action":"Generate Table Of Contents"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.2 (Yoast SEO v28.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<meta name=\"description\" content=\"Opening a new bank account in Canada is a straightforward process \u2013 but knowing what to expect can help you choose the right one and open account your faster.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/banking-basics\/account-types\/how-to-open-a-bank-account-in-5-simple-steps\/\" \/>\n<meta property=\"og:locale\" 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