{"id":96513,"date":"2026-01-28T15:39:56","date_gmt":"2026-01-28T20:39:56","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/en-ca\/?post_type=rbc_my_money_matter&#038;p=96513"},"modified":"2026-01-28T15:39:58","modified_gmt":"2026-01-28T20:39:58","slug":"from-one-day-to-day-one-heres-how-to-start-your-business-in-2026","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/business-stages\/start-a-business\/from-one-day-to-day-one-heres-how-to-start-your-business-in-2026\/","title":{"rendered":"From \u2018One Day\u2019 to \u2018Day One\u2019: Here\u2019s How to Start Your Business in 2026"},"content":{"rendered":"\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<div class=\"wp-block-rbc-rbc-block drop-shadow pos-rel top-line-blue block-wpr\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner\">\n<h4 class=\"wp-block-heading\" id=\"h-tldr\">TLDR<\/h4>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Ready to start a business? Here\u2019s practical advice to help you get it off the ground, start earning and get building.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Make it official: register your business, open a business account and set up your GST\/HST number.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>You may want to run a lean operation, but you\u2019ll need to line up some funding. You\u2019ve got options.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Business is people: your customers, your network, your mentors and trusted advisors. Lean into them.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>You\u2019ve done the thinking. Maybe even started earning. Now it\u2019s time to get serious. Here are five steps to getting your business off the ground.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-1-kick-things-off\">1. Kick things off<\/h2>\n\n\n\n<p>Just start. Overthinking kills more businesses than failure ever will. Second-guessing comes easy \u2013 but starting takes intention. And that is the very thing that separates the talkers from the builders. Look <a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/business-success-stories\/5-keys-to-business-success-from-top-notch-golf\/?utm_source=reddit&amp;utm_medium=paid&amp;utm_campaign=bdafallfy25&amp;utm_content=keys-to-business-success\" data-dig-id=\"LP-96513-5788ee91\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"at Drake Squarebriggs, founder of Top Notch Golf\" class=\"rbc-link-format\">at Drake Squarebriggs, founder of Top Notch Golf<\/a>. He launched with $80 and a Facebook page. No fancy business plan. Just action. So, start with the basics: get a simple website up, know what you&#8217;re offering and figure out how you&#8217;re going to deliver it to your customers, and of course, how you\u2019re going to get paid. Then go. You can refine as you grow.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-2-make-it-official\">2. Make it official<\/h2>\n\n\n\n<p>Taken the first step? Great. Now it\u2019s time to make things official. That means registering your business, opening a business account and getting your GST\/HST number sorted.<\/p>\n\n\n\n<p>Why bother? There are a few good reasons. A business account keeps your <a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/solo-entrepreneur\/top-tax-deductions-for-freelancers-side-hustlers-and-self-employed-are-you-missing-out\/?utm_source=reddit&amp;utm_medium=paid&amp;utm_campaign=bdafallfy25&amp;utm_content=deduction-for-freelancers\" data-dig-id=\"LP-96513-c08698aa\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"business and personal expenses\" class=\"rbc-link-format\">business and personal expenses<\/a> separate, makes tax time much easier and gives you access to business-friendly features that can actually save you time and money. And keep in mind, the cost of your business account is a valid business expense \u2013 so you can claim it on your tax return as a deduction.&nbsp;<\/p>\n\n\n\n<p>As for the GST\/HST number, you\u2019ll need one if you make over $30,000 in a year. If you think you\u2019ll reach that threshold, check this off your list now so you\u2019re ready when the time comes.<\/p>\n\n\n\n<p>You\u2019ll also want to decide on your business structure \u2013 sole proprietorship, partnership or incorporation. Not sure what\u2019s best? Ownr has a <a href=\"https:\/\/ownrsurvey.typeform.com\/bizregquiz?typeform-source=www.ownr.co&amp;utm_source=reddit&amp;utm_medium=paid&amp;utm_campaign=bdafallfy25&amp;utm_content=quiz\" data-dig-id=\"LP-96513-a0b8f3cc\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"handy quiz\" class=\"rbc-link-format\">handy quiz<\/a> to help you figure it out, plus a <a href=\"https:\/\/www.ownr.co\/resources\/offer-details?utm_source=reddit&amp;utm_medium=paid&amp;utm_campaign=bdafallfy25&amp;utm_content=offer\" data-dig-id=\"LP-96513-47a05273\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"special offer\" class=\"rbc-link-format\">special offer<\/a> for those who open an RBC business account within 60 days of registering.<\/p>\n\n\n\n<p>If you want to go a step further, this article covers a few ways to make your business look more professional from day one.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-3-finding-the-money-to-start-up-your-business\">3. Finding the money to start up your business<\/h2>\n\n\n\n<p>It\u2019s a common myth that you need piles of money to start a business. The truth is, plenty of businesses start lean \u2013 and many stay that way. Not every idea needs a big upfront investment.<\/p>\n\n\n\n<p>That said, you\u2019ll need some source of funds to get started and stay afloat. Before you pour too much time or money into your idea, it\u2019s worth <a href=\"https:\/\/www.rbcroyalbank.com\/business\/pdf\/Decide%20how%20much%20money%20you%20need%20to%20start.pdf?utm_source=reddit&amp;utm_medium=paid&amp;utm_campaign=bdafallfy25&amp;utm_content=cost-to-start\" data-dig-id=\"LP-96513-1abb6170\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"estimating your startup costs\" class=\"rbc-link-format\">estimating your startup costs<\/a> so you\u2019ll know what it will take to launch and keep things running. This involves two key types of costs:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc mar-l mob-mar-l\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Startup costs \u2013 One-time expenses like permits, gear, equipment and deposits. You can calculate them <a href=\"https:\/\/www.rbcroyalbank.com\/business\/pdf\/Startup%20costs%20template.pdf?utm_source=reddit&amp;utm_medium=paid&amp;utm_campaign=bdafallfy25&amp;utm_content=startup-cost-template\" data-dig-id=\"LP-96513-591223cc\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"here\" class=\"rbc-link-format\">here<\/a>.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Working capital \u2013 The cash you need to fuel your daily activities, like salaries, rent or marketing. Try <a href=\"https:\/\/www.rbcroyalbank.com\/business\/pdf\/Forecast%20cash-flow-template.pdf?utm_source=reddit&amp;utm_medium=paid&amp;utm_campaign=bdafallfy25&amp;utm_content=forecast-template\" data-dig-id=\"LP-96513-90eea608\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"forecasting\" class=\"rbc-link-format\">forecasting<\/a> it now. Or use the <a href=\"https:\/\/www.rbcroyalbank.com\/business\/paying-and-receiving\/business-cash-flow-tool.html?utm_source=reddit&amp;utm_medium=paid&amp;utm_campaign=bdafallfy25&amp;utm_content=cash-flow-tool\" data-dig-id=\"LP-96513-f2617bc2\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Business Cash Flow Calculator\" class=\"rbc-link-format\">Business Cash Flow Calculator<\/a>.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>Use these tools. The more realistic your numbers, the better your chances of staying in control.<\/p>\n\n\n\n<p>And if it turns out you need funding? You\u2019ve got options. From <a href=\"https:\/\/www.rbcroyalbank.com\/business\/beyond-banking\/government-grants.html?utm_source=reddit&amp;utm_medium=paid&amp;utm_campaign=bdafallfy25&amp;utm_content=startup-grants\" data-dig-id=\"LP-96513-216a66fd\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"startup grants\" class=\"rbc-link-format\">startup grants<\/a> to <a href=\"https:\/\/www.rbcroyalbank.com\/business\/loans\/canada-small-business-financing.html?utm_source=reddit&amp;utm_medium=paid&amp;utm_campaign=bdafallfy25&amp;utm_content=sb-financing\" data-dig-id=\"LP-96513-d354acf5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"small business loans\" class=\"rbc-link-format\">small business loans<\/a> and programs like <a href=\"https:\/\/www.rbcroyalbank.com\/business\/beyond-banking\/mentorship-and-financing.html?utm_source=reddit&amp;utm_medium=paid&amp;utm_campaign=bdafallfy25&amp;utm_content=mentorship-financing\" data-dig-id=\"LP-96513-96172d78\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Futurpreneur\" class=\"rbc-link-format\">Futurpreneur<\/a>, there\u2019s support out there for new entrepreneurs. You just need to know where to look. (This is where a business plan comes in handy \u2013 banks, investors and other funders will want to see you\u2019ve got the money side figured out).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-4-build-your-customer-base\">4. Build your customer base<\/h2>\n\n\n\n<p>\u201cIf you build it, they will come\u201d might work in movies, but not in business. Attracting and engaging customers takes more than a great product. That\u2019s where marketing comes in.<\/p>\n\n\n\n<p>Good marketing raises awareness, builds trust and sparks action. It helps people understand what you offer and why they should choose you. Here are a few ways to make it work for your business:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc mar-l mob-mar-l\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Create a strong brand identity.<\/strong>&nbsp;Your brand tells your story. It reflects your mission and values, sets you apart from the competition, and helps you connect with your audience. For <a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/get-inspired\/business-success-stories\/how-sheepdog-brew-co-is-building-their-business-their-brand-and-the-cold-brew-category-in-canada\/?utm_source=reddit&amp;utm_medium=paid&amp;utm_campaign=bdafallfy25&amp;utm_content=sheepdog-brew-co\" data-dig-id=\"LP-96513-aa2973a5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Sheepdog Brew Co\" class=\"rbc-link-format\">Sheepdog Brew Co<\/a>., a craft cold brew company, building a distinct brand identity was one of the first steps, laying the foundation for everything from packaging to promotion.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Establish a solid online presence.<\/strong>&nbsp;With <a href=\"https:\/\/www.forbes.com\/sites\/forbestechcouncil\/2018\/04\/11\/online-reviews-are-the-best-thing-that-ever-happened-to-small-businesses\/\" data-dig-id=\"LP-96513-27e8a2a1\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"97% of consumers using the internet\" class=\"rbc-link-format\">97% of consumers using the internet<\/a> to research businesses, being easy to find online is essential. A strong digital presence builds credibility, increases brand awareness and gives people the info they need to take the next step.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Meet customers where they are.<\/strong>&nbsp;Whether it\u2019s social media, email or in-person events, focus your efforts on the channels your customers actually use. Visibility in the right places builds trust \u2013 and business.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Connect the dots.<\/strong>&nbsp;A well-rounded marketing strategy lets you reach different people in different ways \u2013 but consistency matters. Make sure your message, tone and visuals align across every platform to deliver a seamless brand experience.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>Get inspired by these <a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/business\/right-sized-business-advice\/small-business\/marketing-to-customers\/?msockid=23e6bb9336266c030833ae74378c6dc9?utm_source=reddit&amp;utm_medium=paid&amp;utm_campaign=bdafallfy25&amp;utm_content=marketing-to-customers\" data-dig-id=\"LP-96513-01feb774\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"real Canadian business owners\" class=\"rbc-link-format\">real Canadian business owners<\/a>, who share their strategies for building a brand, reaching customers and driving growth.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-5-get-the-right-people-in-your-corner\">5. Get the right people in your corner<\/h2>\n\n\n\n<p>No one builds a business alone. Whether you need advice, encouragement or just someone to bounce ideas off, having support in your corner matters more than you think.<\/p>\n\n\n\n<p>Lean on your network \u2013 friends, former colleagues, and even online communities. You\u2019d be surprised how many people are willing to help, make an intro or share hard-earned advice.<\/p>\n\n\n\n<p>It\u2019s also smart to build a relationship with a financial partner early on. An advisor can help you think through cash flow, funding options and what to expect as your business grows.<\/p>\n\n\n\n<p>And don\u2019t overlook small business mentorship programs. From local groups to national organizations, there are people out there who\u2019ve done this before \u2013 and who want to help you succeed.<\/p>\n\n\n\n<p>Starting a business isn\u2019t hard. Starting with no plan, no cash flow and no support is. The good news? We can help make it easy.<\/p>\n\n\n\n<div class=\"wp-block-group  mar-b-hlf has-rbc-bright-blue-tint-4-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"h-ready-to-treat-your-side-hustle-like-the-business-it-s-becoming\"><strong>Ready to treat your side hustle like the business it\u2019s becoming?<\/strong><\/h2>\n\n\n\n<p class=\"has-text-align-center\"><strong>Find a business bank account designed to grow along with you.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons pad-b-hlf is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button  is-style-primary primary btn before\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.rbcroyalbank.com\/business\/accounts\/index.html\" data-dig-id=\"LP-96513-d98bff85\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Get started-https:\/\/www.rbcroyalbank.com\/business\/accounts\/index.html \">Get started<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse834a1009\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse834a1009\" data-dig-id=\"LP-57738-834a1009\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things our lawyers want you to know\"><span>Things our lawyers want you to know<\/span><span>Things our lawyers want you to know<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse834a1009\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Ready to start a business? Here\u2019s practical advice to help you get it off the ground, start earning and get building.<\/p>\n","protected":false},"author":319,"featured_media":96515,"parent":57328,"menu_order":0,"template":"wp-custom-template-mmm-sticky-nav","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"tags":[157],"rbc_content_type":[31],"rbc_audience":[110],"rbc_lob_group":[35],"rbc_difficulty_level":[33],"rbc_mmm_category":[305,323,326,390,392,381],"class_list":["post-96513","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","has-post-thumbnail","hentry","tag-entrepreneur","rbc_content_type-article","rbc_audience-business-owners","rbc_lob_group-business","rbc_difficulty_level-beginner","rbc_mmm_category-business","rbc_mmm_category-business-stages","rbc_mmm_category-right-sized-business-advice","rbc_mmm_category-small-business","rbc_mmm_category-solo-entrepreneur","rbc_mmm_category-start-a-business"],"acf":{"contently_publication_id":"","custom_author":"Royal Bank of Canada","rbc_video_header":"","rbc_media_duration":"","rbc_video_keywords":"","rbc_video_description":"","rbc_video_upload_date":"","rbc_toc_for_mmm_tag":"h2","rbc_toc_for_mmm_limit":6,"rbc_toc_for_mmm":null,"rbc_toc_for_mmm_action":"Generate Table Of Contents"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<meta name=\"description\" content=\"Ready to start a business? 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