{"id":97018,"date":"2026-03-04T10:31:07","date_gmt":"2026-03-04T15:31:07","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/en-ca\/?post_type=rbc_my_money_matter&#038;p=97018"},"modified":"2026-03-04T10:33:52","modified_gmt":"2026-03-04T15:33:52","slug":"refresh-reset-remove-why-and-how-to-secure-your-digital-footprint","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/refresh-reset-remove-why-and-how-to-secure-your-digital-footprint\/","title":{"rendered":"Refresh, Reset &amp; Remove: Why and How to Secure your Digital Footprint"},"content":{"rendered":"\n<div class=\"wp-block-rbc-rbc-block drop-shadow pos-rel top-line-blue block-wpr\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner\">\n<h4 class=\"wp-block-heading\" id=\"h-tldr\">TLDR<\/h4>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Refresh security<\/strong>: Use strong, unique passwords, enable 2FA, update contact info, and install software patches.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Reset habits<\/strong>: Tighten social media privacy, avoid oversharing, secure devices, and pause before acting on urgent requests.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Remove clutter<\/strong>: Delete unused accounts\/apps, clear stored payment info, and factory-reset old devices.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Make it routine<\/strong>: Schedule regular digital cleanups to maintain security.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>Your digital footprint may be bigger than you think.<\/p>\n\n\n\n<p>Over the years, you\u2019ve likely opened dozens of accounts \u2013 from banking to investing, shopping to social media, travel rewards, and more. You may have downloaded apps, saved payment information, or logged into accounts on multiple devices. Collectively, from websites visited to searches made to social media interactions, each of these actions creates a digital trail of your online activity. <\/p>\n\n\n\n<p>A few simple habits and regular maintenance can reduce your digital footprint and make it much harder for fraudsters to gain access to your personal or financial information. Here\u2019s how you can think about it: <strong>refresh<\/strong> the credentials you use, <strong>reset <\/strong>your digital habits, and<strong>remove<\/strong> what you no longer need.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-refresh-strengthen-the-accounts-you-use-today\">Refresh: Strengthen the accounts you use today<\/h2>\n\n\n\n<p>One of the most effective ways to protect yourself online is to strengthen the accounts you already rely on. Here\u2019s how:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Update your passwords:<\/strong> Make it a habit to reset your passwords regularly, starting with your most critical accounts, like banking, email, and social media. Aim for\u00a0strong, unique passwords \u2013 think 12+ characters with a mix of letters, numbers, and symbols. Don\u2019t reuse credentials across accounts. If one password is compromised, unique logins prevent a domino effect.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Enable two-factor authentication (2FA): <\/strong>Turn on 2FA for all accounts that offer it \u2013 especially banking, email, and social media. Most platforms make this easy to set up in your security settings. This adds an extra verification step, such as a one-time code sent to your phone. Even if a scammer gets your password, they\u2019ll have a much harder time getting into your account.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Keep your contact information current:<\/strong> Make sure your financial institutions have your correct phone number and email address. Account alerts only help if they reach you.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Enable fraud alerts for online banking:<\/strong> With a Fraud Alert, you\u2019ll receive a text message when a transaction is attempted using your bank account\/ debit card or credit card. The transaction could be for a particularly high amount, at a location you\u2019re not expected to be in, or at merchant that is uncharacteristic for you. Upon receiving the text message, you simply respond to approve or decline it.\u00a0<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Install software updates: <\/strong>Those update notifications can feel inconvenient, but they often contain critical security patches. Keeping your devices current can close vulnerabilities that fraudsters look for.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>Refreshing your digital security doesn\u2019t require hours of work, but it can go a long way towards strengthening your most important entry points.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-reset-rethink-everyday-digital-habits\">Reset: Rethink everyday digital habits<\/h2>\n\n\n\n<p>Scammers rely on the habits of humans \u2013 quick clicks, oversharing on social media, and a <a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/how-a-it-wont-happen-to-me-mindset-plays-into-the-hands-of-fraudsters\/\">\u201cit won\u2019t happen to me\u201d mindset<\/a>. Resetting a few routines can make a meaningful difference in your overall digital security.<\/p>\n\n\n\n<p>Here are some habits to reset:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Your privacy settings: <\/strong>Take time to review your social media privacy settings. Limit who can see your birthdate, contact details, workplace information, and travel plans. Fraudsters can piece together publicly available information to craft convincing messages.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Your approach to sharing<\/strong>: It\u2019s natural to want to share milestones, vacations, and celebrations online. But posting travel plans in real time can signal that your home is empty. And sharing personal details (like your dog\u2019s name and birthday) can provide clues for security questions. A simple shift \u2013 such as posting after you return from a trip \u2013 can reduce your exposure.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Your device security<\/strong>: Enable strong PINs or biometric locks on your phone, tablet, and laptop. Turn on \u201cFind My Device\u201d features so that if your device is lost or stolen, you have the ability to remotely lock it or wipe it clean, protecting sensitive information.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Your response time<\/strong>: Scams thrive on a sense of urgency. A message claiming your account is locked, or a package is delayed, is meant to push you into immediate action. When something feels urgent, take a moment to pause: log in to your account directly through a bookmarked website or official app instead of clicking a link. Slowing down is one of the most powerful security tools you can use.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>You can\u2019t prevent every scam attempt, but you can make yourself a tougher target with a few key resets.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-remove-reduce-unnecessary-exposure\">Remove: Reduce unnecessary exposure<\/h2>\n\n\n\n<p>Over time, digital clutter builds up. Between old accounts you haven\u2019t logged into in years, apps you only downloaded once, and devices sitting in a drawer with stored information, your digital vulnerability grows.<\/p>\n\n\n\n<p>Here are some removal tactics that can help:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Delete unused accounts: <\/strong>If you no longer use an online retailer, subscription service, or social media platform, consider closing the account. The less personal information stored across the internet, the less there is to exploit.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Remove unused apps: <\/strong>Some apps request access to all your contacts, location, or camera when you first download them \u2013 and it\u2019s easy to tap \u201callow\u201d without thinking twice. If you\u2019re not using an app, delete it. For those you do keep, take a moment to review what access you\u2019ve granted and turn off anything that isn\u2019t necessary.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Clear stored payment methods: <\/strong>Many online retailers save your credit card details by default. Removing stored payment information from infrequently used sites reduces the risk they\u2019ll be used for fraudulent purposes.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Factory reset old devices: <\/strong>Before donating, recycling, or selling a phone, tablet, or computer, perform a full factory reset (it\u2019s a function you can find in your device\u2019s settings). Simply deleting files isn\u2019t enough.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-make-digital-hygiene-a-habit\">Make digital hygiene a habit<\/h2>\n\n\n\n<p>Digital security isn\u2019t a one-and-done kind of task. Rather, regularly reviewing your digital footprint is the best way to keep it clean and up to date. Pick a date in your calendar and spend an hour reviewing privacy settings, removing unused accounts, and enabling 2FA where possible. That\u2019s all it takes!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\">FAQs<\/h2>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlea3ce23f2\" class=\"collapse-toggle collapsed\" data-target=\"#accordiona3ce23f2\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-97018-a3ce23f2\" aria-controls=\"accordiona3ce23f2\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"How often should I review my digital footprint?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>How often should I review my digital footprint?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordiona3ce23f2\" role=\"region\" aria-labelledby=\"accordion-titlea3ce23f2\"><div class=\"collapse-inner\">\n<p>Once a year is a good cadence to aim for. However, a reminder that it\u2019s best practice to update your passwords every 90 days or immediately if you believe your account has been compromised.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlea7676a7f\" class=\"collapse-toggle collapsed\" data-target=\"#accordiona7676a7f\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-97018-a7676a7f\" aria-controls=\"accordiona7676a7f\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"If I don\u2019t shop or bank online often, am I still at risk?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>If I don\u2019t shop or bank online often, am I still at risk?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordiona7676a7f\" role=\"region\" aria-labelledby=\"accordion-titlea7676a7f\"><div class=\"collapse-inner\">\n<p>Yes. Even occasional online activity creates accounts and stored data. Email accounts, social media, and loyalty programs can all be targeted by fraudsters.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title77d79c16\" class=\"collapse-toggle collapsed\" data-target=\"#accordion77d79c16\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-97018-77d79c16\" aria-controls=\"accordion77d79c16\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"What\u2019s the most important account to protect?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>What\u2019s the most important account to protect?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion77d79c16\" role=\"region\" aria-labelledby=\"accordion-title77d79c16\"><div class=\"collapse-inner\">\n<p>While it\u2019s important to protect all your accounts, your bank and email account deserve particular attention. Your bank account holds sensitive personal and financial information, while your email account is an access point for identity verification and alerts, e-Transfers, and password resets. Securing them both with strong passwords and 2FA is one the most meaningful steps you can take.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block inner-section-ocean section-inner  has-e-4-eeff-background-color has-background\" style=\"border-radius:0x\">\n<p class=\"has-text-align-center\" id=\"h-spotting-scams-is-becoming-increasingly-hard-to-do-the-best-thing-is-to-stay-aware-of-current-scams-and-understand-the-ways-you-can-protect-yourself\">For more tips and resources on keeping your digital footprint secure, bookmark and visit<\/p>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/www.rbc.com\/cyber-security\/index.html\">RBC\u2019s Cyber Security Hub.<\/a><\/p>\n<\/div>\n<\/section>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse834a1009\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse834a1009\" data-dig-id=\"LP-57738-834a1009\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things our lawyers want you to know\"><span>Things our lawyers want you to know<\/span><span>Things our lawyers want you to know<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse834a1009\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Your digital footprint grows over time. From websites visited to social media interactions, you leave behind a digital trail of online activity. Here\u2019s how a few simple habits can help protect your personal and financial information while being online.<\/p>\n","protected":false},"author":112,"featured_media":97019,"parent":57322,"menu_order":0,"template":"wp-custom-template-mmm-sticky-nav","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"tags":[524,135],"rbc_content_type":[31],"rbc_audience":[261,231,59,93,49],"rbc_lob_group":[133],"rbc_difficulty_level":[33],"rbc_mmm_category":[321,376,304,375],"class_list":["post-97018","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","has-post-thumbnail","hentry","tag-cyber-security","tag-cyber-tips","rbc_content_type-article","rbc_audience-black","rbc_audience-indigenous","rbc_audience-newcomer","rbc_audience-seniors","rbc_audience-students","rbc_lob_group-cyber-security","rbc_difficulty_level-beginner","rbc_mmm_category-cyber-security","rbc_mmm_category-cyber-security-for-business","rbc_mmm_category-money-academy","rbc_mmm_category-understanding-cyber-safety"],"acf":{"contently_publication_id":"","custom_author":"Royal Bank of Canada","rbc_video_header":"","rbc_media_duration":"","rbc_video_keywords":"","rbc_video_description":"","rbc_video_upload_date":"","rbc_toc_for_mmm_tag":"h2","rbc_toc_for_mmm_limit":6,"rbc_toc_for_mmm":null,"rbc_toc_for_mmm_action":"Generate Table Of Contents"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<meta name=\"description\" content=\"From websites visited to social media interactions, you leave behind a digital trail of online activity. 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