{"id":98073,"date":"2026-06-01T15:28:16","date_gmt":"2026-06-01T19:28:16","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/en-ca\/?post_type=rbc_my_money_matter&#038;p=98073"},"modified":"2026-06-01T15:41:28","modified_gmt":"2026-06-01T19:41:28","slug":"spotting-scams-top-5-threats-affecting-seniors","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/spotting-scams-top-5-threats-affecting-seniors\/","title":{"rendered":"Spotting Scams: Top 5 Threats Affecting Seniors"},"content":{"rendered":"\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<div class=\"wp-block-rbc-rbc-block drop-shadow pos-rel top-line-blue block-wpr\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner\">\n<h4 class=\"wp-block-heading\" id=\"h-tldr\">TLDR<\/h4>\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Top threats affecting seniors are bank impersonation, romance, grandparent, service and investment scams.<\/p><\/li>\n<li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Common red flags include requests for money, demands for secrecy and pressure to act quickly.<\/p><\/li>\n<li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Advancements in technology \u2013 voice cloning, deepfakes, called ID spoofing and AI chatbots \u2013 have made fake calls, messages and websites more convincing than ever.<\/p><\/li>\n<li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">If you\u2019re contacted, taking a moment to pause and verify before sharing information \u2013 and reporting the incident if suspicious \u2013 can help protect you and others.Top of Form<\/p><\/li>\n<\/ul>\n<\/div><\/div><br>\n\n\n\n<p class=\"wp-block-paragraph\">Understanding why seniors are often targeted by scams can go a long way to protecting their financial and emotional well-being. Knowing what common scams look like can take this awareness further. The more familiar you are with how they unfold, the easier it is to spot a suspicious interaction before it leads to a loss.<\/p>\n\n\n\n<h2 id=\"h-5-top-threats-at-a-glance\" class=\"wp-block-heading\">5 top threats at a glance<\/h2>\n\n\n\n<h3 id=\"h-bank-impersonation-scam\" class=\"wp-block-heading\">Bank Impersonation Scam<\/h3>\n\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-medium\"><img loading=\"lazy\" decoding=\"async\" height=\"271\" width=\"300\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/Bank_Impersonation_EN.png?quality=80&amp;w=300\" alt=\"Screenshot of a fake RBC Royal Bank text message on a smartphone claiming the recipient&apos;s debit card has limited access and directing them to a suspicious link.\" class=\"wp-image-98079\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/Bank_Impersonation_EN.png 379w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/Bank_Impersonation_EN.png?resize=300,271 300w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure>\n\n\n\n<br>\n\n\n\n<div class=\"wp-block-group has-text-reg-font-size is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<table class=\"table-swipe wp-block-rbc-responsive-table-block\">\n<thead><tr><th scope=\"col\">Description<\/th><th scope=\"col\">Red Flags<\/th><\/tr><\/thead>\n<tbody>\n<tr>\n<td>\nScammer poses as a bank representative and warns the victim about a fraud or security issue with their account \u2013 such as a security breach or an unauthorized transaction \u2013 that needs to be resolved.\n<\/td>\n<td>\nThe scammer will:<br>\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Urge you to initiate a transaction on your bank\u2019s behalf (i.e. send an e-Transfer).<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Request confidential one-time codes, passwords or PINs to verify your identity.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Ask you to download a remote access application.<\/p><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n\n\n\n<h3 id=\"h-romance-scam\" class=\"wp-block-heading\">Romance Scam<\/h3>\n\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-medium\"><img loading=\"lazy\" decoding=\"async\" height=\"300\" width=\"295\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/Romance_Scam_EN.png?quality=80&amp;w=295\" alt=\"Screenshot of a romance scam text message on a smartphone where the sender claims their pension is delayed and asks the recipient for $2,500 to cover medication expenses.\" class=\"wp-image-98090\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/Romance_Scam_EN.png 580w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/Romance_Scam_EN.png?resize=295,300 295w\" sizes=\"auto, (max-width: 295px) 100vw, 295px\" \/><\/figure>\n\n\n\n<br>\n\n\n\n<div class=\"wp-block-group has-text-reg-font-size is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<table class=\"table-swipe wp-block-rbc-responsive-table-block\">\n<thead><tr><th scope=\"col\">Description<\/th><th scope=\"col\">Red Flags<\/th><\/tr><\/thead>\n<tbody>\n<tr>\n<td>\nScammer builds a relationship with the victim via a dating site, social media platform or messaging app. A crisis or opportunity suddenly appears, followed by a request for money.resolved.\n<\/td>\n<td>\nThe scammer will:<br>\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Love bomb you.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Have a too-good-to-be-true profile.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Pressure you to communicate off the dating platform.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Avoid meeting in-person.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Ask you to send, receive or invest money.<\/p><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n\n\n\n<h3 id=\"h-grandparent-scam\" class=\"wp-block-heading\">Grandparent Scam<\/h3>\n\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-medium\"><img loading=\"lazy\" decoding=\"async\" height=\"286\" width=\"300\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/Grandparent_Scam_EN.png?quality=80&amp;w=300\" alt=\"Screenshot of a grandparent scam text message on a smartphone where the sender falsely claims to be a grandchild who has been arrested and urgently requests $5,000 via e-Transfer.\" class=\"wp-image-98092\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/Grandparent_Scam_EN.png 580w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/Grandparent_Scam_EN.png?resize=300,286 300w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure>\n\n\n\n<br>\n\n\n\n<div class=\"wp-block-group has-text-reg-font-size is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<table class=\"table-swipe wp-block-rbc-responsive-table-block\">\n<thead><tr><th scope=\"col\">Description<\/th><th scope=\"col\">Red Flags<\/th><\/tr><\/thead>\n<tbody>\n<tr>\n<td>\nScammer contacts the victim pretending to be a grandchild, another family member, a lawyer or a police officer, claiming a loved one is in trouble and needs money right away \u2013 for bail, medical expenses, travel or legal fees.\n<\/td>\n<td>\nThe scammer will:<br>\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Urgently request money via an unusual payment method.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Ask you to keep the payment a secret.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Pressure you to act quickly.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Have an inconsistent story.<\/p><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n\n\n\n<h3 id=\"h-service-scam\" class=\"wp-block-heading\">Service Scam<\/h3>\n\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-medium\"><img loading=\"lazy\" decoding=\"async\" height=\"285\" width=\"300\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/Service_Scam_EN.png?quality=80&amp;w=300\" alt=\"Screenshot of a fraudulent text message on a smartphone offering a free roof inspection and 50% off repairs, urging the recipient to call and pay a deposit.\" class=\"wp-image-98094\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/Service_Scam_EN.png 581w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/Service_Scam_EN.png?resize=300,285 300w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure>\n\n\n\n<br>\n\n\n\n<div class=\"wp-block-group has-text-reg-font-size is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<table class=\"table-swipe wp-block-rbc-responsive-table-block\">\n<thead><tr><th scope=\"col\">Description<\/th><th scope=\"col\">Red Flags<\/th><\/tr><\/thead>\n<tbody>\n<tr>\n<td>\nScammer approaches the victim via a door-to-door visit, phone call, online ad or email, offering home, tech or subscription services \u2013 duct cleaning, appliance contracts and computer help are common examples. The work is often incomplete, overpriced or of poor quality \u2013 if it happens at all.\n<\/td>\n<td>\nThe scammer will:<br>\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Pressure you to act quickly.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Request upfront payment via unusual methods (i.e. cash, gift cards, wire transfers).<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Lack clear details about the company.<\/p><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n\n\n\n<h3 id=\"h-investment-scam\" class=\"wp-block-heading\">Investment Scam<\/h3>\n\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-medium\"><img loading=\"lazy\" decoding=\"async\" height=\"285\" width=\"300\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/Investment_Scam_EN.png?quality=80&amp;w=300\" alt=\"Screenshot of a fraudulent investment text message on a smartphone promoting a fake crypto fund with guaranteed 45% monthly returns, urging the recipient to send $5,000 immediately.\" class=\"wp-image-98096\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/Investment_Scam_EN.png 581w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/06\/Investment_Scam_EN.png?resize=300,285 300w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure>\n\n\n\n<br>\n\n\n\n<div class=\"wp-block-group has-text-reg-font-size is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<table class=\"table-swipe wp-block-rbc-responsive-table-block\">\n<thead><tr><th scope=\"col\">Description<\/th><th scope=\"col\">Red Flags<\/th><\/tr><\/thead>\n<tbody>\n<tr>\n<td>\nScammer convinces the victim to invest money under false pretenses, often tied to cryptocurrencies. When the victim attempts to withdraw their funds, fees and taxes appear, or the platform vanishes.\n<\/td>\n<td>\nThe scammer will:<br>\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Guarantee returns or no risk.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Pressure you to act quickly.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Request to keep the opportunity a secret.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Ask for money upfront to secure the investment.<\/p><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n\n\n\n<h2 id=\"h-the-technology-behind-the-scam\" class=\"wp-block-heading\">The technology behind the scam<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Technology can make a fraudulent story feel very real. Scams that were once easier to spot now look and sound authentic. Common tools scammers use include:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Voice cloning<\/strong>: AI-generated audio that impersonates a loved one, often using just a few seconds of recorded speech from social media.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Deepfake videos and images<\/strong>: Fake but convincing visuals that mimic someone you trust.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Caller ID spoofing<\/strong>: Phone numbers and names that appear legitimate on your screen \u2013 including those of banks, agencies and family members.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>AI-powered chatbots<\/strong>: Conversational tools that can carry on long, believable exchanges by text or message, making fake profiles harder to detect.<\/p><\/li>\n<\/ul>\n\n\n\n<h2 id=\"h-what-to-do-when-encountering-a-scam\" class=\"wp-block-heading\">What to do when encountering a scam<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If something feels wrong, a few simple actions can stop a scam before it even starts:<\/p>\n\n\n\n<ol class=\"wp-block-rbc-list is-style-blue-disc\">\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Pause and verify<\/strong>. If the message claims to be from a loved one, government agency or financial institution, contact them directly using a number you trust.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Don\u2019t send money or share information<\/strong>. Legitimate organizations don\u2019t ask for upfront payment or sensitive details out of the blue.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Don\u2019t click links in emails or texts<\/strong>. They often lead to fake websites or install malware on your device.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Hang up<\/strong>. It\u2019s always okay to end a call. No explanation needed.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Report it<\/strong>. Reporting helps authorities track and disrupt scams, even if no money has been lost. Follow the reporting steps outlined below.<\/p><\/li>\n<\/ol>\n\n\n\n<h2 id=\"h-how-to-report-a-scam\" class=\"wp-block-heading\">How to report a scam<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you think you or someone you care about has engaged with a scam, acting quickly can limit the damage:<\/p>\n\n\n\n<ol class=\"wp-block-rbc-list is-style-blue-disc\">\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Report the incident<\/strong>: Notify your bank and law enforcement.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Scan your devices<\/strong>: If you clicked on a link or attachment, it\u2019s a good idea to run an antivirus scan to check for malicious software.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Change your passwords<\/strong>: Update passwords for any accounts that might be compromised.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Lock down your credit<\/strong>: If you shared personal information with the scammer, it\u2019s a good idea to place a fraud alert on your credit report.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Lock or cancel your credit card<\/strong>: If you inadvertently provided the scammer with your credit or debit card information, immediately lock and then cancel your card.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Alert others: Warn friends and family so they don\u2019t fall for the same scam.<\/p><\/li>\n<\/ol><br>\n\n\n\n<div class=\"wp-block-group has-light-grey-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-paragraph\">Our full <em><em><a href=\"https:\/\/www.rbc.com\/cyber-security\/_assets-custom\/pdf\/Digital_Safety_and_Scams_Booklet_Personal_EN.pdf\" target=\"_blank\" data-dig-id=\"LP-98073-9653ec77\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Digital Safety and Scams\" class=\"rbc-link-format rbc-link-format standalone-pdf\" data-icon-class=\"standalone-pdf\" rel=\"noreferrer noopener\">Digital Safety and Scams<\/a><\/em><\/em> guide includes a detailed list of reporting contacts in Canada, the United States and the United Kingdom, along with key credit bureau and banking information.<\/p>\n<\/div>\n\n\n\n<h2 id=\"h-knowing-what-to-look-for-is-half-the-work\" class=\"wp-block-heading\">Knowing what to look for is half the work<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Most scams targeting seniors come down to the same handful of tactics dressed up in different stories. Recognizing those tactics \u2013 the urgency, secrecy, request for money or codes \u2013 is what makes them easier to refuse, whether the call comes to you or someone you care about.<\/p>\n\n\n\n<div class=\"wp-block-group has-rbc-bright-blue-tint-4-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">For quick tips on how to proactively protect yourself or a loved one, read our <em><a href=\"https:\/\/www.rbc.com\/cyber-security\/_assets-custom\/pdf\/Checklist_Seniors_EN_final.pdf?_gl=1*1gf0ftg*_gcl_au*MzE4MTc0MjA0LjE3NzMzMzg1NTQ.*_ga*Mzc4NjE5MTE5LjE3MjQ2ODM1NjE.*_ga_89NPCTDXQR*czE3Nzc1MjYyNTMkbzI1NCRnMSR0MTc3NzUyNjI2NyRqNDYkbDAkaDA.\" target=\"_blank\" data-dig-id=\"LP-98073-9b28fc2c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Cybersecurity Checklist: For Seniors\" class=\"rbc-link-format rbc-link-format standalone-pdf\" data-icon-class=\"standalone-pdf\" rel=\"noreferrer noopener\">Cybersecurity Checklist: For Seniors<\/a><\/em>.<\/p>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse834a1009\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse834a1009\" data-dig-id=\"LP-57738-834a1009\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things our lawyers want you to know\"><span>Things our lawyers want you to know<\/span><span>Things our lawyers want you to know<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse834a1009\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p class=\"wp-block-paragraph\">This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>When it comes to keeping seniors safe from cyber crime, awareness is the starting point. Here\u2019s what today\u2019s most common scams look like \u2013 and the red flags you need to know.<\/p>\n","protected":false},"author":90,"featured_media":98099,"parent":57322,"menu_order":0,"template":"wp-custom-template-mmm-sticky-nav","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"tags":[132,524,135],"rbc_content_type":[31],"rbc_audience":[261,231,59,39,93],"rbc_lob_group":[133],"rbc_difficulty_level":[33],"rbc_mmm_category":[321,376,304,375],"class_list":["post-98073","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","has-post-thumbnail","hentry","tag-cyber-crime","tag-cyber-security","tag-cyber-tips","rbc_content_type-article","rbc_audience-black","rbc_audience-indigenous","rbc_audience-newcomer","rbc_audience-parents","rbc_audience-seniors","rbc_lob_group-cyber-security","rbc_difficulty_level-beginner","rbc_mmm_category-cyber-security","rbc_mmm_category-cyber-security-for-business","rbc_mmm_category-money-academy","rbc_mmm_category-understanding-cyber-safety"],"acf":{"contently_publication_id":"","custom_author":"Royal Bank of Canada","rbc_video_header":"","rbc_media_duration":"","rbc_video_keywords":"","rbc_video_description":"","rbc_video_upload_date":"","rbc_toc_for_mmm_tag":"h2","rbc_toc_for_mmm_limit":6,"rbc_toc_for_mmm":[{"title":"5 top threats at a glance","url":"#h-5-top-threats-at-a-glance"},{"title":"The technology behind the scam","url":"#h-the-technology-behind-the-scam"},{"title":"What to do when encountering a scam","url":"#h-what-to-do-when-encountering-a-scam"},{"title":"How to report a scam","url":"#h-how-to-report-a-scam"},{"title":"Knowing what to look for is half the work","url":"#h-knowing-what-to-look-for-is-half-the-work"}],"rbc_toc_for_mmm_action":"Generate Table Of Contents"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<meta name=\"description\" content=\"When it comes to keeping seniors safe from cyber crime, awareness is the starting point. 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