{"id":98837,"date":"2026-08-27T11:41:48","date_gmt":"2026-08-27T15:41:48","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/en-ca\/?post_type=rbc_my_money_matter&#038;p=98837"},"modified":"2026-08-27T11:41:50","modified_gmt":"2026-08-27T15:41:50","slug":"spotting-scams-e-transfer-scams","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/spotting-scams-e-transfer-scams\/","title":{"rendered":"Spotting Scams: e-Transfer Scams"},"content":{"rendered":"\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<div class=\"wp-block-rbc-rbc-block drop-shadow pos-rel top-line-blue block-wpr\">\r\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner\">\r\n<h4 class=\"wp-block-heading\" id=\"h-tldr\">TLDR<\/h4>\r\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\r\n<li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">E-Transfers are an easy way to send and receive money \u2013 whether paying a contractor, paying rent or reimbursing a friend.<\/p><\/li>\r\n<li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Sending an e-Transfer feels routine, so many of us send them without a second look.<\/p><\/li>\r\n<li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">e-Transfer scams take several forms, from forged overpayments to redirected invoices to urgent requests that appear to come from someone you know.<\/p><\/li>\r\n<li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Verifying requests, tightening your account security and limiting who has your contact details can reduce your risk.<\/p><\/li>\r\n<\/ul>\r\n<\/div><\/div><br>\n\n\n\n<p class=\"wp-block-paragraph\">E-Transfers have become one of the most common ways to send money \u2013 whether it\u2019s paying a babysitter or contractor, reimbursing a friend for dinner, paying your rent or sending money to kids away at school. They\u2019re so easy and convenient, in fact, that senders and receivers often don\u2019t think twice about the transaction.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It\u2019s this sense of ease and routine that has made many vulnerable to e-Transfer scams. When you can send or receive money without thinking much about it, the small checks that might normally catch a problem could be skipped \u2013 such as reading the sender\u2019s address closely, confirming the amount or asking why the payment details have changed. After all, a request that arrives at the right moment, from a name you recognize in a format you see regularly, doesn\u2019t invite much scrutiny.<\/p>\n\n\n\n<h2 id=\"h-what-is-an-e-transfer-scam\" class=\"wp-block-heading\">What is an e-Transfer scam?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">An e-Transfer scam is any attempt to trick you into sending money to a fraudster, or into handing over the credentials that let someone intercept a transfer meant for you. These are the most common forms:<\/p>\n\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 id=\"h-overpayment\" class=\"wp-block-heading\">Overpayment<\/h3>\n\n\n\n<figure class=\"wp-block-image aligncenter size-medium\"><img loading=\"lazy\" decoding=\"async\" height=\"285\" width=\"300\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/Overpayment-Scam_EN-1.png?quality=80&amp;w=300\" alt=\"This scam text is from a buyer claiming they sent more than the agreed amount, asking the seller to refund the difference via e-Transfer.\" class=\"wp-image-98840\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/Overpayment-Scam_EN-1.png 581w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/Overpayment-Scam_EN-1.png?resize=300,285 300w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-group has-text-reg-font-size is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<table class=\"table-swipe wp-block-rbc-responsive-table-block\">\r\n<thead><tr><th scope=\"col\" style=\"width: 50%\">How it works<\/th><th scope=\"col\" style=\"width: 50%\">Red flags<\/th><\/tr><\/thead>\r\n<tbody>\r\n<tr>\r\n<td><p class=\"wp-block-paragraph\">A buyer sends more than the agreed amount for something you\u2019re selling, then asks you to refund the difference. The original transfer is then forged or reversed \u2013 and only the refund is \u2018real\u2019 money.<\/p><\/td>\r\n<td>\r\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">An overpayment blamed on a typo<\/p><\/li>\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Pressure to refund right away<\/p><\/li>\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">A buyer who won\u2019t meet in person<\/p><\/li>\r\n<\/ul>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\n<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 id=\"h-invoice-payment-redirection\" class=\"wp-block-heading\">Invoice payment redirection<\/h3>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"759\" height=\"529\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/Invoice-Payment-Scam_EN-1.png\" alt=\"This scam email is from a scammer impersonating a supplier, asking the victim to send money to a new email address due to a change in payment details.\" class=\"wp-image-98845\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/Invoice-Payment-Scam_EN-1.png 759w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/Invoice-Payment-Scam_EN-1.png?resize=300,209 300w\" sizes=\"auto, (max-width: 759px) 100vw, 759px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-group has-text-reg-font-size is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<table class=\"table-swipe wp-block-rbc-responsive-table-block\">\r\n<thead><tr><th scope=\"col\" style=\"width: 50%\">How it works<\/th><th scope=\"col\" style=\"width: 50%\">Red flags<\/th><\/tr><\/thead>\r\n<tbody>\r\n<tr>\r\n<td><p class=\"wp-block-paragraph\">\r\nA scammer watching an email thread sends a message that appears to come from a business you\u2019re already paying, with updated payment details.\r\n<\/p><\/td>\r\n<td>\r\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Payment details that change mid-project<\/p><\/li>\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">A sender address off by a character<\/p><\/li>\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">An unexpected note about a new bank or payment email address<\/p><\/li>\r\n<\/ul>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\n<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 id=\"h-phishing-and-credential-theft\" class=\"wp-block-heading\">Phishing and credential theft<\/h3>\n\n\n\n<figure class=\"wp-block-image aligncenter size-medium\"><img loading=\"lazy\" decoding=\"async\" height=\"285\" width=\"300\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/Phishing-and-Credential-Scam_EN-1.png?quality=80&amp;w=300\" alt=\"This scam text informs the victim that they have received funds and must deposit them via the provided link immediately.\" class=\"wp-image-98849\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/Phishing-and-Credential-Scam_EN-1.png 581w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/Phishing-and-Credential-Scam_EN-1.png?resize=300,285 300w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-group has-text-reg-font-size is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<table class=\"table-swipe wp-block-rbc-responsive-table-block\">\r\n<thead><tr><th scope=\"col\" style=\"width: 50%\">How it works<\/th><th scope=\"col\" style=\"width: 50%\">Red flags<\/th><\/tr><\/thead>\r\n<tbody>\r\n<tr>\r\n<td><p class=\"wp-block-paragraph\">A text or email announces an e-Transfer and links to a page that copies your bank\u2019s sign-in screen. The scammer sees the credentials you enter.<\/p><\/td>\r\n<td>\r\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">A transfer you weren\u2019t expecting<\/p><\/li>\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">A deadline to claim it<\/p><\/li>\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">A sign-in page reached through a link rather than your own banking app<\/p><\/li>\r\n<\/ul>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\n<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 id=\"h-executive-impersonation\" class=\"wp-block-heading\">Executive impersonation<\/h3>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"759\" height=\"529\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/Executive-Impersonation-Scam_EN-1.png\" alt=\"This scam email is from a scammer impersonating a senior leader, asking an employee to transfer money to an account for an urgent business opportunity.\" class=\"wp-image-98850\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/Executive-Impersonation-Scam_EN-1.png 759w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/Executive-Impersonation-Scam_EN-1.png?resize=300,209 300w\" sizes=\"auto, (max-width: 759px) 100vw, 759px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-group has-text-reg-font-size is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<table class=\"table-swipe wp-block-rbc-responsive-table-block\">\r\n<thead><tr><th scope=\"col\" style=\"width: 50%\">How it works<\/th><th scope=\"col\" style=\"width: 50%\">Red flags<\/th><\/tr><\/thead>\r\n<tbody>\r\n<tr>\r\n<td><p class=\"wp-block-paragraph\">\r\nSomeone posing as a senior leader messages an employee with an urgent, confidential request to send an e-Transfer.\r\n<\/p><\/td>\r\n<td>\r\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Urgency paired with secrecy<\/p><\/li>\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">A request that skips normal approvals<\/p><\/li>\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">A display name that matches while the email address doesn\u2019t<\/p><\/li>\r\n<\/ul>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\n<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 id=\"h-romance-and-emergency\" class=\"wp-block-heading\">Romance and emergency<\/h3>\n\n\n\n<figure class=\"wp-block-image aligncenter size-medium\"><img loading=\"lazy\" decoding=\"async\" height=\"285\" width=\"300\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/Phishing-and-Credential-Scam_EN-1.png?quality=80&amp;w=300\" alt=\"This scam text informs the victim that they have received funds and must deposit them via the provided link immediately.\" class=\"wp-image-98849\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/Phishing-and-Credential-Scam_EN-1.png 581w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2026\/08\/Phishing-and-Credential-Scam_EN-1.png?resize=300,285 300w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-group has-text-reg-font-size is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<table class=\"table-swipe wp-block-rbc-responsive-table-block\">\r\n<thead><tr><th scope=\"col\" style=\"width: 50%\">How it works<\/th><th scope=\"col\" style=\"width: 50%\">Red flags<\/th><\/tr><\/thead>\r\n<tbody>\r\n<tr>\r\n<td><p class=\"wp-block-paragraph\">A scammer builds trust over weeks, or poses as a relative in trouble, then asks for an e-Transfer to cover a crisis.<\/p><\/td>\r\n<td>\r\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Money requested by someone you\u2019ve never met in person<\/p><\/li>\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">A story that keeps escalating<\/p><\/li>\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Pressure to act quickly and keep the payment a secret<\/p><\/li>\r\n<\/ul>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\n<\/div>\n<\/div>\n\n\n\n<h2 id=\"h-how-to-protect-your-e-transfers\" class=\"wp-block-heading\">How to protect your e-Transfers<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Whether you send e-Transfers often or only once in a while, these steps can help keep your money \u2013 and your credentials \u2013 out of the hands of scammers.<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\"><strong>Verify requests independently<\/strong>. Before sending money in response to a message, confirm it through a secure channel, such as a number you already have (not one provided in the request). This applies to invoices with new payment details, urgent asks from a manager, an emergency request from a relative \u2013 and anything that comes with a reason to act quickly.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\"><strong>Strengthen your account security<\/strong>. There are a few ways you can boost your account security and reduce the risk of e-Transfer scams:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-icon\">\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\"><strong>Register for&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/8-apps-and-tools-to-help-defend-against-fraud\/?_gl=1*10vyb7b*_gcl_au*MTExMTc2MTExNi4xNzgyMzMyNjg2*_ga*MTMyMjIzMjkxOS4xNzgyMzIyOTc2*_ga_89NPCTDXQR*czE3ODc3NjM2MjMkbzk0JGcwJHQxNzg3NzYzNjIzJGo2MCRsMCRoMA..&amp;_ot=1787763624437-1%3A1%2C2%3A1%2C3%3A1%2C4%3A1\" target=\"_blank\" data-dig-id=\"LP-98837-5072085c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Autodeposit\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">Autodeposit<\/a><\/strong>, so incoming transfers go straight to your account without a security question someone could guess.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\"><strong>Turn on 2-Step Verification<\/strong>&nbsp;for your online banking, so if a scammer intercepts your email, they still can\u2019t access your funds (2-Step Verification is now automatic for RBC Online Banking and the RBC Mobile app).<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\"><strong>Use a&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/why-strong-passwords-matter-and-how-to-create-them\/\" target=\"_blank\" data-dig-id=\"LP-98837-855830b3\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"long, unique password\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">long, unique password<\/a><\/strong>&nbsp;for each of your accounts.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\"><strong>Switch on&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/8-apps-and-tools-to-help-defend-against-fraud\/?_gl=1*10vyb7b*_gcl_au*MTExMTc2MTExNi4xNzgyMzMyNjg2*_ga*MTMyMjIzMjkxOS4xNzgyMzIyOTc2*_ga_89NPCTDXQR*czE3ODc3NjM2MjMkbzk0JGcwJHQxNzg3NzYzNjIzJGo2MCRsMCRoMA..&amp;_ot=1787763624437-1%3A1%2C2%3A1%2C3%3A1%2C4%3A1\" target=\"_blank\" data-dig-id=\"LP-98837-ac09fa6c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"real-time alerts\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">real-time alerts<\/a><\/strong>&nbsp;so you are notified of any unusual activity.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\"><strong>Limit your exposure<\/strong>. The email address and mobile number you register for e-Transfers are what a scammer needs to reach you. Try to share them only with people and businesses you deal with directly and keep them off public profiles and listings to keep these details private.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 id=\"h-fallen-victim-to-an-e-transfer-scam-here-s-what-to-do-next\" class=\"wp-block-heading\">Fallen victim to an e-Transfer scam? Here\u2019s what to do next<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Fraud attempts are designed to be convincing \u2013 and anyone can be convinced into giving too much information to a scammer. It\u2019s best to act quickly if you have inadvertently sent money or provided information to the wrong person.<\/p>\n\n\n\n<ol class=\"wp-block-rbc-list is-style-blue-disc\">\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Report the incident<\/strong>. Notify your bank and law enforcement.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Scan your devices<\/strong>. If you clicked on a link or attachment, it\u2019s a good idea to run an antivirus scan to check for malicious software.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Change your passwords<\/strong>. Update passwords for any accounts that might be compromised.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Lock down your credit<\/strong>. If you shared personal information with the scammer, it\u2019s a good idea to place a fraud alert on your credit report.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Lock or cancel your credit card<\/strong>. If you inadvertently provided the scammer with your credit or debit card information, immediately lock and then cancel your card.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Alert others<\/strong>. Warn friends and family so they don\u2019t fall for the same scam.<\/p><\/li>\n<\/ol><br>\n\n\n\n<div class=\"wp-block-group has-light-grey-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-paragraph\">Our<em>&nbsp;<a href=\"https:\/\/www.rbc.com\/cyber-security\/_assets-custom\/pdf\/Digital_Safety_and_Scams_Booklet_Personal_EN.pdf\" target=\"_blank\" data-dig-id=\"LP-98837-4ca16ebb\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Digital Safety and Scams\" class=\"rbc-link-format rbc-link-format standalone-pdf\" data-icon-class=\"standalone-pdf\" rel=\"noreferrer noopener\">Digital Safety and Scams<\/a>&nbsp;<\/em>guide includes a detailed directory of reporting contacts in Canada, the United States and the United Kingdom, including credit bureau and banking details.<\/p>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">E-Transfers are meant to be easy, convenient and fast. Protecting them is just as simple. One quick check on the details before you send or receive a transfer can keep your money and information out of the wrong hands.<\/p>\n\n\n\n<div class=\"wp-block-group has-rbc-bright-blue-tint-4-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Spotting scams is becoming increasingly hard to do. The best thing is to&nbsp;<a href=\"https:\/\/www.rbc.com\/cyber-security\/alerts\/index.html\" target=\"_blank\" data-dig-id=\"LP-98837-e512bdd7\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"stay aware of current scams\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">stay aware of current scams<\/a>&nbsp;and understand the ways you can protect yourself.<\/p>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse834a1009\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse834a1009\" data-dig-id=\"LP-57738-834a1009\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things our lawyers want you to know\"><span>Things our lawyers want you to know<\/span><span>Things our lawyers want you to know<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse834a1009\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p class=\"wp-block-paragraph\">This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>E-Transfers have become one of the easiest ways to move money, and scammers have learned how to take advantage of that convenience. Here\u2019s what e-Transfer scams look like and how to protect your money.<\/p>\n","protected":false},"author":90,"featured_media":98838,"parent":57322,"menu_order":0,"template":"wp-custom-template-mmm-sticky-nav","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","editor_notices":[],"footnotes":""},"tags":[132,524,135],"rbc_content_type":[31],"rbc_audience":[],"rbc_lob_group":[133],"rbc_difficulty_level":[],"rbc_mmm_category":[321,376,304,375],"rbc_mmm_author":[],"class_list":["post-98837","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","has-post-thumbnail","hentry","tag-cyber-crime","tag-cyber-security","tag-cyber-tips","rbc_content_type-article","rbc_lob_group-cyber-security","rbc_mmm_category-cyber-security","rbc_mmm_category-cyber-security-for-business","rbc_mmm_category-money-academy","rbc_mmm_category-understanding-cyber-safety"],"acf":{"contently_publication_id":"","custom_author":"Royal Bank of Canada","rbc_video_header":"","rbc_media_duration":"","rbc_video_keywords":"","rbc_video_description":"","rbc_video_upload_date":"","rbc_toc_for_mmm_tag":"h2","rbc_toc_for_mmm_limit":6,"rbc_toc_for_mmm":[{"title":"What is an e-Transfer scam?","url":"#h-what-is-an-e-transfer-scam"},{"title":"How to protect your e-Transfers","url":"#h-how-to-protect-your-e-transfers"},{"title":"Fallen victim to an e-Transfer scam? Here\u2019s what to do next","url":"#h-fallen-victim-to-an-e-transfer-scam-heres-what-to-do-next"}],"rbc_toc_for_mmm_action":"Generate Table Of Contents"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.2 (Yoast SEO v28.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<meta name=\"description\" content=\"Here\u2019s what e-Transfer scams look like and how to protect your money.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/spotting-scams-e-transfer-scams\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:description\" content=\"Here\u2019s what e-Transfer scams look like and how to protect your money.\" \/>\n<meta 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