{"id":489,"date":"2022-11-26T05:11:33","date_gmt":"2022-11-26T05:11:33","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/en-ca\/?page_id=489"},"modified":"2025-10-21T10:05:47","modified_gmt":"2025-10-21T14:05:47","slug":"international-student-gic-program","status":"publish","type":"rbc_newcomer_pages","link":"https:\/\/www.rbcroyalbank.com\/en-ca\/new-to-canada\/international-student-gic-program\/","title":{"rendered":"RBC International Student GIC Program"},"content":{"rendered":"\n<section role=\"banner\" class=\"wp-block-rbc-banner-campaign alignfull banner html-bnr none remove-extra-padding\"><div class=\"section-inner campaign\"><div class=\"banner-wpr desktop-default mobile-top\"><div class=\"banner-img img-center lazy desktop-only\" data-img=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2022\/11\/international-students-in-canada-rbc.jpeg\" data-img-id=\"492\" style=\"background-image:url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2022\/11\/international-students-in-canada-rbc.jpeg);background-position:50%,50%;background-size:cover;background-repeat:no-repeat\"><\/div><div class=\"banner-img img-center lazy mobile-only\" data-img=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2022\/11\/international-students-in-canada-rbc.jpeg\" data-img-id=\"492\" style=\"background-image:url(https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2022\/11\/international-students-in-canada-rbc.jpeg);background-position:50%,50%;background-size:cover;background-repeat:no-repeat\"><\/div><div class=\"banner-text\">\n<h2 class=\"wp-block-heading\" id=\"h-helping-you-get-your-study-permit-in-canada\"><br>Helping You Get Your Study Permit in Canada<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">An RBC Guaranteed Investment Certificate (GIC) meets the proof of financial support requirement for a study permit as established by the Government of Canada.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button  is-style-primary primary btn before\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/apps.royalbank.com\/apps\/newcomers\/international-student-gic-program-application?_gl=1*8tcufx*_gcl_aw*R0NMLjE2NzUyODc4NDEuQ2p3S0NBaUF1T2llQmhBSUVpd0FnakN2Y2dxdlc2MGhLRUNGSXc5REtULUVYYk4zT0JXTWIxaHZqcEp3X1UwMXJfVGpWQy0tLXBlNUJCb0MwY1VRQXZEX0J3RQ..*_ga*MTgyMjkzMjA5NS4xNjc5MTQyNjE5*_ga_89NPCTDXQR*MTY3OTUxMTI3NS4yMjQuMS4xNjc5NTExMjk1LjQwLjAuMA..*_fplc*aVdtSVU3aEdUb05vSyUyQjhINWxiQ3BkdTNUa0tVRE1JdFpqd2lJM1BPNiUyQk5XV0ZzRjlheml6RUdjVHk5c2hEQ2RZWVd2RDFWTDZDdGU3bDhFdWIlMkZDZ2lyNUtRalFWMkE2ZnRvQnRaQ3lQMnRCRmJvMFVMMWpMWDJMNHpFWnh3JTNEJTNE&amp;_ga=2.255031432.169795952.1679283002-1822932095.1679142619&amp;_gac=1.186036699.1678336396.Cj0KCQiAgaGgBhC8ARIsAAAyLfGlC-AI8SrbpCmw0bm2LemDyRPjEuy7vi7RFRx-PaltHuPITBAc_tcaAuC2EALw_wcB\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-489-415d6d0f\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Apply Online-https:\/\/apps.royalbank.com\/apps\/newcomers\/international-student-gic-program-application?_gl=1*8tcufx*_gcl_aw*R0NMLjE2NzUyODc4NDEuQ2p3S0NBaUF1T2llQmhBSUVpd0FnakN2Y2dxdlc2MGhLRUNGSXc5REtULUVYYk4zT0JXTWIxaHZqcEp3X1UwMXJfVGpWQy0tLXBlNUJCb0MwY1VRQXZEX0J3RQ..*_ga*MTgyMjkzMjA5NS4xNjc5MTQyNjE5*_ga_89NPCTDXQR*MTY3OTUxMTI3NS4yMjQuMS4xNjc5NTExMjk1LjQwLjAuMA..*_fplc*aVdtSVU3aEdUb05vSyUyQjhINWxiQ3BkdTNUa0tVRE1JdFpqd2lJM1BPNiUyQk5XV0ZzRjlheml6RUdjVHk5c2hEQ2RZWVd2RDFWTDZDdGU3bDhFdWIlMkZDZ2lyNUtRalFWMkE2ZnRvQnRaQ3lQMnRCRmJvMFVMMWpMWDJMNHpFWnh3JTNEJTNE&amp;_ga=2.255031432.169795952.1679283002-1822932095.1679142619&amp;_gac=1.186036699.1678336396.Cj0KCQiAgaGgBhC8ARIsAAAyLfGlC-AI8SrbpCmw0bm2LemDyRPjEuy7vi7RFRx-PaltHuPITBAc_tcaAuC2EALw_wcB \">Apply Online<\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0\" style=\"border-radius:0x\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-22c46468 wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center  mar-b-hlf\" id=\"h-get-an-rbc-international-student-gic\">Get an RBC International Student GIC<\/h2>\n\n\n\n<div class=\"wp-block-group is-style-inline-blocks mar-b-qtr is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Are you an international student planning to study in Canada? One of the requirements of the study permit application process is providing proof of financial support. A Canadian Guaranteed Investment Certificate (GIC)<\/p>\n\n\n\n<div class=\"wp-block-rbc-tool-tip-block has-no-extra-margin\"><p><button class=\"tooltip-trigger\" data-id=\"0daaf92b-0e8b-4d3b-b5aa-71a1e02ec3fb\"><\/button><\/p><div id=\"0daaf92b-0e8b-4d3b-b5aa-71a1e02ec3fb\" class=\"tooltip\" data-h=\"leftedge\" data-v=\"bottom\" aria-describedby=\"0daaf92b-0e8b-4d3b-b5aa-71a1e02ec3fb-content\" aria-hidden=\"true\"><div id=\"0daaf92b-0e8b-4d3b-b5aa-71a1e02ec3fb-content\" class=\"tooltip-inner\"><p><strong>A Guaranteed Investment Certificate (GIC) is a type of investment that\u2019s common in Canada. It has a guaranteed rate of return for a fixed period of time.<\/strong><\/p><\/div><button class=\"close\"><span>Close<\/span><\/button><\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"> is a preferred option to provide proof of funds as established by the Government of Canada. We can help with that.<\/p>\n<\/div>\n\n\n\n<p class=\"mar-b-hlf mob-pad-r-dbl mob-pad-l-dbl wp-block-paragraph\">To participate in the RBC International Student GIC Program, you must be a legal resident living in one of the following countries: India, China, the Philippines, Vietnam, Antigua &amp; Barbuda, Brazil, Colombia, Costa Rica, Peru, Saint Vincent and the Grenadines, or Trinidad &amp; Tobago.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Students from China can visit our <a href=\"https:\/\/www.rbcroyalbank.com\/zh\/newcomers\/international-student-gic-program\/\" data-dig-id=\"LP-489-43ce65ac\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Chinese International Student GIC Program page\" class=\"rbc-link-format\">Chinese International Student GIC Program page<\/a>.<\/p>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block section-cool-white pos-rel  pad-t-dbl pad-b-dbl has-f-5-f-8-f-9-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 mar-t-0 mar-b-0 pad-b-0\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"h-how-to-get-your-gic\">How To Get Your GIC<\/h2>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">You can get your RBC GIC and access your money in just a few simple steps.<\/p>\n\n\n\n<h3 class=\"wp-block-heading mar-b-hlf\" id=\"h-before-you-arrive-in-canada\">Before You Arrive In Canada<\/h3>\n\n\n\n<div class=\"wp-block-columns mar-b mar-t is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:400px\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-rbc-icon-block\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" class=\"icon icon-40\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/\/assets\/img\/icons\/icon-number-1.svg\" alt=\"icons\/icon-number-1\" \/><\/div>\n\n\n\n<h4 class=\"wp-block-heading  mar-l-hlf\" id=\"h-apply-online\">Apply Online<\/h4>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:800px\">\n<ul class=\"wp-block-rbc-list mar-b-hlf is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">Submit your application online for the RBC International Student GIC Program.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">Your RBC Investment Account, which will hold your GIC will be opened within three business days of your application being approved.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button is-style-primary primary btn after\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/apps.royalbank.com\/apps\/newcomers\/international-student-gic-program-application\" data-dig-id=\"LP-489-775916be\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Apply Now-https:\/\/apps.royalbank.com\/apps\/newcomers\/international-student-gic-program-application \">Apply Now<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-grey-color has-alpha-channel-opacity has-grey-background-color has-background is-style-wide wide\" \/>\n\n\n\n<div class=\"wp-block-columns mar-b mar-t is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:400px\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-rbc-icon-block\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" class=\"icon icon-40\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/\/assets\/img\/icons\/icon-number-2.svg\" alt=\"icons\/icon-number-2\" \/><\/div>\n\n\n\n<h4 class=\"wp-block-heading mar-l-hlf\" id=\"h-transfer-funds\">Transfer Funds<\/h4>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:800px\">\n<ul class=\"wp-block-rbc-list mar-b-hlf is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">Once you receive the email confirming that your Investment Account has been opened, you will need to send us a single, one-time international wire transfer to pay the minimum GIC amount established by Immigration, Refugees and Citizenship Canada (\u201cIRCC\u201d), plus any applicable fees mentioned below. Your single, one-time international wire transfer cannot exceed CAD 30,000. The minimum amount established by IRCC is currently CAD 22,895, except for the province of Quebec. Applicants who intend to study in Quebec must meet Quebec\u2019s minimum financial requirement; this amount can be found <a class=\"rbc-link-format newwindow-link\" data-icon-class=\"newwindow-link\" href=\"https:\/\/www.quebec.ca\/en\/education\/study-quebec\/required-conditions\/costs-studies\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-489-b145bb6f\" data-dig-label=\"Quebec SDS Requirements-https:\/\/www.quebec.ca\/en\/tuition-fees-cost-living\" data-dig-action=\"link click\" data-dig-category=\"LP\">here<\/a>.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">Your wire transfer will cover the following<sup><a href=\"#_legal-star-star\" data-dig-id=\"LP-489-ba554c58\" data-dig-label=\"**\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">**<\/a><\/sup>: <\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list mar-b-hlf is-style-blue-disc pad-l-hlf\">\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">The purchase of your GIC;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">RBC One-Time Handling Fee: CAD 200; and<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">Non-RBC International Wire Transfer (IWT) Fees and Charges (which may be charged by third parties involved in the international wire transfer process). Such amounts may vary.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p class=\"mar-b-hlf has-text-sm-font-size wp-block-paragraph\"><sup>**<\/sup>Once we receive your wire transfer, we will deduct the CAD 200 handling fee. The balance, less any non-RBC fees and charges that may be charged by other financial institutions involved in your wire transfer, will be the amount invested as principal for your GIC. For example, if you wire CAD 23,145, and\u00a0non-RBC IWT fees and charges total CAD 25, your GIC will be issued with a principal investment amount of CAD 22,920 (CAD 23,145 wire transfer less CAD 200 RBC handling fee and CAD 25 in non-RBC IWT fees and charges).<\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-block drop-shadow pos-rel top-line-blue block-wpr\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner\">\n<p class=\"wp-block-paragraph\">We\u2019ll then send you your&nbsp;<strong>RBC GIC Contribution Details<\/strong>&nbsp;document (also known as an&nbsp;<strong>Investment Confirmation<\/strong>).<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-grey-color has-alpha-channel-opacity has-grey-background-color has-background is-style-wide wide\" \/>\n\n\n\n<h3 class=\"wp-block-heading mar-b-hlf mar-t\" id=\"h-when-you-arrive-in-canada\">When you arrive in Canada<\/h3>\n\n\n\n<div class=\"wp-block-columns mar-t-dbl mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-b-0 mar-b-0 is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:400px\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-rbc-icon-block\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" class=\"icon icon-40\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/\/assets\/img\/icons\/icon-number-3.svg\" alt=\"icons\/icon-number-3\" \/><\/div>\n\n\n\n<h4 class=\"wp-block-heading  mar-l-hlf\" id=\"h-visit-us\">Visit Us<\/h4>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column pad-b-0 mar-b-0 is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:800px\">\n<ul class=\"wp-block-rbc-list mar-b-hlf is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">Once in Canada, call&nbsp;1-866-756-1107&nbsp;to book an appointment at an <a href=\"https:\/\/maps.rbcroyalbank.com\/\" data-dig-id=\"LP-489-37fc1d33\" data-dig-label=\"RBC Royal Bank branch\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">RBC Royal Bank branch<\/a>. (Please bring your passport and study permit from the Government of Canada to your appointment.)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">We\u2019ll verify your identity and your GIC shall be redeemed for its full value (i.e., its principal plus accrued interest) and credited to your Personal Deposit Account (PDA).<\/p>\n<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible mar-b-0\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse89cfeffe\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse89cfeffe\" data-dig-id=\"LP-489-89cfeffe\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"View More\"><span>View More<\/span><span>View Less<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse89cfeffe\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner mar-b-0 pad-b-0\">\n<p class=\"wp-block-paragraph\">If you choose to open a PDA with RBC during your appointment, your advisor can help you:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">Open the PDA<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">Set up your access to RBC Online Banking<sup><a href=\"https:\/\/www.rbc.com\/newcomers\/international-student-gic-program.html\">1<\/a><\/sup>&nbsp;and\/or the RBC Mobile<sup><a href=\"https:\/\/www.rbc.com\/newcomers\/international-student-gic-program.html\">1<\/a><\/sup>&nbsp;app, giving you 24\/7 access to your RBC accounts<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">Provide the advice, support, and community connection you need for your new beginning in Canada.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">You can then have your GIC proceeds deposited into this PDA.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you want to have your GIC proceeds deposited into a PDA at another Canadian financial institution, you will need to provide the following information:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">the name of the financial institution<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">the financial institution number<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">the financial institution branch number and address<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">your account number<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">your name associated with the account<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Once you confirm the PDA into which you\u2019d like your GIC proceeds deposited, your GIC will be redeemed for its full value (principal plus accrued interest).<\/p>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mar-t-0 pad-t-dbl pad-b-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"h-why-international-students-choose-rbc\">Why International Students Choose RBC<\/h2>\n\n\n\n<div class=\"wp-block-group mar-b mar-t is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-b0ffac9c wp-block-group-is-layout-flex\">\n<div class=\"wp-block-columns default is-style-align-column-height-two-block is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-r is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:600px\">\n<div class=\"wp-block-rbc-icon-block  mar-b-hlf\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" class=\"icon icon-40\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/\/assets\/img\/icons\/icon-branch.svg\" alt=\"icons\/icon-branch\" \/><\/div>\n\n\n\n<h5 class=\"wp-block-heading  mar-b-hlf\" id=\"h-one-of-canada-s-largest-banks\">One of Canada\u2019s largest banks<br><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">We\u2019ve been helping international students and newcomers to Canada for more than 150 years.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column pad-l-hlf mob-pad-l-0 mob-pad-t-hlf is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:600px\">\n<div class=\"wp-block-rbc-icon-block mar-b-hlf mob-pad-l-0\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" class=\"icon icon-40\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/\/assets\/img\/icons\/icon-bank-accounts.svg\" alt=\"icons\/icon-bank-accounts\" \/><\/div>\n\n\n\n<h5 class=\"wp-block-heading  mar-b-hlf\" id=\"h-a-bank-account-designed-for-students\">A bank account designed for students<br><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">The flexibility you need with no monthly fees for full-time students<sup><a href=\"https:\/\/www.rbc.com\/newcomers\/international-student-gic-program.html\"><\/a><a href=\"#_legal-2\" data-dig-id=\"LP-489-ac51c42e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"2\" class=\"rbc-link-format\">2<\/a><\/sup><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group mar-b-0 is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-b0ffac9c wp-block-group-is-layout-flex\">\n<div class=\"wp-block-columns is-style-default default is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-r is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:600px\">\n<div class=\"wp-block-rbc-icon-block  mar-b-hlf\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" class=\"icon icon-40\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/\/assets\/img\/icons\/icon-mobile.svg\" alt=\"icons\/icon-mobile\" \/><\/div>\n\n\n\n<h5 class=\"wp-block-heading  mar-b-hlf\" id=\"h-an-app-built-for-students\">An app built for students<br><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">Our RBC Mobile Student Edition of the RBC Mobile app<sup><a href=\"https:\/\/www.rbc.com\/newcomers\/international-student-gic-program.html\"><\/a><a href=\"#_legal-1\" data-dig-id=\"LP-489-13199819\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"1\" class=\"rbc-link-format\">1<\/a><\/sup>&nbsp;gives you quick access to the features students use the most.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column pad-l-hlf mob-pad-l-0 mob-pad-t-hlf is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:600px\">\n<div class=\"wp-block-rbc-icon-block mar-b-hlf mob-pad-l-0\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" class=\"icon icon-40\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/\/assets\/img\/icons\/icon-atm.svg\" alt=\"icons\/icon-atm\" \/><\/div>\n\n\n\n<h5 class=\"wp-block-heading  mar-b-hlf\" id=\"h-convenient-access-to-your-money\">Convenient access to your money<br><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">We have Canada\u2019s largest combined branch and Automatic Teller Machine (ATM) network.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-dbl pad-b-dbl test-class\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0 mar-b-0\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading has-text-align-center  pad-b-qtr\" id=\"h-frequently-asked-questions\">Frequently Asked Questions<\/h2>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-accordion aligncenter accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title5fa19f94\" class=\"collapse-toggle collapsed\" data-target=\"#accordion5fa19f94\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-489-5fa19f94\" aria-controls=\"accordion5fa19f94\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"What is a GIC?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>What is a GIC?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion5fa19f94\" role=\"region\" aria-labelledby=\"accordion-title5fa19f94\"><div class=\"collapse-inner\">\n<p class=\"wp-block-paragraph\">A Guaranteed Investment Certificate (GIC) is a type of investment that\u2019s common in Canada, and that has a guaranteed rate of return for a fixed period of time.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title6ea8a543\" class=\"collapse-toggle collapsed\" data-target=\"#accordion6ea8a543\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-489-6ea8a543\" aria-controls=\"accordion6ea8a543\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Who can apply for the RBC International Student GIC Program?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Who can apply for the RBC International Student GIC Program?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion6ea8a543\" role=\"region\" aria-labelledby=\"accordion-title6ea8a543\"><div class=\"collapse-inner\">\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">A legal resident living in one of the following countries: <\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc pad-l-hlf\">\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">Antigua &amp; Barbuda<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">Brazil<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">China<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">Colombia<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">Costa Rica<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">India<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">Peru<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">Philippines<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">Saint Vincent and the Grenadines<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">Trinidad &amp; Tobago<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">Vietnam<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">You can apply for the RBC International Student GIC program if you are:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>If you are a legal resident living in China, please visit our<\/em> <a href=\"https:\/\/www.rbcroyalbank.com\/zh\/newcomers\/international-student-gic-program\/\" data-dig-id=\"LP-489-4fc93d6d\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Chinese International Student GIC Program\" class=\"rbc-link-format\">Chinese International Student GIC Program<\/a> <em>page.<\/em><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">Planning to study in Canada and have received an acceptance letter from an eligible Canadian educational institution;&nbsp;<strong>and<\/strong><\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">Planning to open a sole RBC Investment Account and Guaranteed Investment Certificate (GIC) in your own name<\/p>\n<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title6377e324\" class=\"collapse-toggle collapsed\" data-target=\"#accordion6377e324\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-489-6377e324\" aria-controls=\"accordion6377e324\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Can I make more than one wire transfer to purchase my GIC?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Can I make more than one wire transfer to purchase my GIC?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion6377e324\" role=\"region\" aria-labelledby=\"accordion-title6377e324\"><div class=\"collapse-inner\">\n<p class=\"wp-block-paragraph\">No \u2013 you must transfer the funds to purchase your RBC GIC by a&nbsp;<strong>single, one-time<\/strong>&nbsp;international wire transfer.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title197ebfbf\" class=\"collapse-toggle collapsed\" data-target=\"#accordion197ebfbf\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-489-197ebfbf\" aria-controls=\"accordion197ebfbf\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"How is my money protected once I send it?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>How is my money protected once I send it?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion197ebfbf\" role=\"region\" aria-labelledby=\"accordion-title197ebfbf\"><div class=\"collapse-inner\">\n<p class=\"wp-block-paragraph\">Royal Bank of Canada is a member of the Canada Deposit Insurance Corporation (CDIC). The CIDC protects your deposits for up to $100,000 per insured category at financial institutions that are CDIC members. Coverage is free and automatic \u2013 you don\u2019t have to sign up. Please visit <a href=\"https:\/\/www.cdic.ca\" class=\"rbc-link-format\">https:\/\/www.cdic.ca<\/a> for more information.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title6a5b8f53\" class=\"collapse-toggle collapsed\" data-target=\"#accordion6a5b8f53\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-489-6a5b8f53\" aria-controls=\"accordion6a5b8f53\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"What happens if my study permit is not approved, or I decide not to study in Canada?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>What happens if my study permit is not approved, or I decide not to study in Canada?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion6a5b8f53\" role=\"region\" aria-labelledby=\"accordion-title6a5b8f53\"><div class=\"collapse-inner\">\n<div class=\"wp-block-group is-style-inline-blocks mar-b-qtr is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"mar-r-qtr wp-block-paragraph\">If your study permit application is rejected by the Government of Canada, or if you decide not to attend school in Canada for another reason, you can contact the <\/p>\n\n\n\n<button class=\"modal-8269b2a2-34ad-4a0d-964a-5dbfd79122f0_open  modal-button-title newwindow-link\" data-dig-id=\"LP-489-f9bf89e4\" data-dig-category=\"LP\" data-dig-action=\"modal open\" action-closed=\"modal open\" action-opened=\"modal close\" data-dig-label=\"RBC Pre-Arrival Service Team\">RBC Pre-Arrival Service Team<\/button><div id=\"modal-8269b2a2-34ad-4a0d-964a-5dbfd79122f0\" class=\"modal modal-title\" role=\"region\" aria-labelledby=\"modal-title\"><div class=\"modal-inner\"><div class=\"wp-block-rbc-modal-block\">\n<h3 class=\"wp-block-heading\" id=\"h-contact-the-rbc-pre-arrival-service-team\">Contact the RBC Pre-Arrival Service Team<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Should you have any questions, please feel free to email the RBC Pre-Arrival Service Team at&nbsp;<a href=\"mailto:rbcprearrivalservice@rbc.com\">rbcprearrivalservice@rbc.com<\/a>&nbsp;(include your application ID in your email if you have submitted your application).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Note: Regular, unencrypted email is not secure. Never include personal or confidential information in a regular email. To discuss your personal information with us safely, send us a message via RBC Secure Email platform, one of our secure message centres (e.g. RBC Royal Bank Online Banking message centre), or contact us by phone.<\/p>\n<\/div><\/div><button class=\"close\" aria-label=\"Close\"><span>Close<\/span><\/button><\/div>\n\n\n\n<p class=\"mar-l-qtr mar-r-qtr wp-block-paragraph\">to request a refund of the funds you wired to us, subject to the term and conditions of your initial application for the RBC International Student GIC Program. Please provide us with a reason and evidence (e.g., study permit rejection letter from Immigration, Refugees, and Citizenship Canada (\u201cIRCC\u201d), enrollment cancelation letter, etc.).&nbsp;<strong>Please note,<\/strong>&nbsp;your refund will be less the CAD 200 RBC handling fee, a CAD 25 return wire fee, and any other non-RBC international wire transfer fees that may be charged by third parties involved in the initial or return wire processes. The remaining funds will be returned to the same account from which they were originally wired to RBC.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title55cd709a\" class=\"collapse-toggle collapsed\" data-target=\"#accordion55cd709a\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-489-55cd709a\" aria-controls=\"accordion55cd709a\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"What do I need to bring to my branch appointment?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>What do I need to bring to my branch appointment?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion55cd709a\" role=\"region\" aria-labelledby=\"accordion-title55cd709a\"><div class=\"collapse-inner\">\n<p class=\"wp-block-paragraph\">Please bring the following documents to your branch appointment:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">your passport<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\">your study permit (e.g. IMM1442) from the Government of Canada<\/p>\n<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title1a731a2c\" class=\"collapse-toggle collapsed\" data-target=\"#accordion1a731a2c\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-489-1a731a2c\" aria-controls=\"accordion1a731a2c\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"How long does it take to get my GIC?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>How long does it take to get my GIC?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion1a731a2c\" role=\"region\" aria-labelledby=\"accordion-title1a731a2c\"><div class=\"collapse-inner\">\n<p class=\"wp-block-paragraph\">Provided your application to the RBC International Student GIC Program is approved, your RBC GIC will be issued and a \u201cGIC Contribution Details\u201d document (also referred to as your \u201cInvestment Confirmation\u201d) will be issued and sent to you by secure email, typically within 3 business days of RBC\u2019s receipt of your funds. This document sets out the details of your GIC, including its term, principal, interest rate, and other important information. You can then use your GIC Contribution Details document, along with any other required documents, to apply for your Canadian study permit to meet the proof of financial support requirement for a study permit as established by the Government of Canada.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block section-cool-white pos-rel  pad-t-dbl pad-b-dbl mar-t has-f-5-f-8-f-9-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0 mar-b-0 mar-t-0\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"h-have-a-question\">Have a Question?<\/h2>\n\n\n\n<div class=\"wp-block-columns mar-t-dbl mob-pad-r-0 mob-pad-l-0 mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mob-pad-r-0 mob-pad-l-0 pad-l-0 pad-r-0 is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:600px\">\n<div class=\"wp-block-group mob-pad-r-0 mob-pad-l-0 is-nowrap is-layout-flex wp-container-core-group-is-layout-f221bfd0 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-rbc-icon-block mar-r mob-pad-r-0 mob-pad-l-0\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" class=\"icon icon-80\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/\/assets\/img\/icons\/icon-chat.svg\" alt=\"icons\/icon-chat\" \/><\/div>\n\n\n\n<button class=\"modal-d7a25fd8-30b4-42ac-b829-4395be3c440c_open  modal-button-title \" data-dig-id=\"LP-489-9bbfc20b\" data-dig-category=\"LP\" data-dig-action=\"modal open\" action-closed=\"modal open\" action-opened=\"modal close\" data-dig-label=\"Contact the RBC Pre-Arrival Service Team\"><h4 class=\"modal-title-has-different-size\">Contact the RBC Pre-Arrival Service Team<\/h4><\/button><div id=\"modal-d7a25fd8-30b4-42ac-b829-4395be3c440c\" class=\"modal modal-title\" role=\"region\" aria-labelledby=\"modal-title\"><div class=\"modal-inner\"><div class=\"wp-block-rbc-modal-block\">\n<h3 class=\"wp-block-heading\" id=\"h-contact-the-rbc-pre-arrival-service-team-1\">Contact the RBC Pre-Arrival Service Team<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Should you have any questions, please feel free to email the RBC Pre-Arrival Service Team at&nbsp;<a href=\"mailto:rbcprearrivalservice@rbc.com\">rbcprearrivalservice@rbc.com<\/a>&nbsp;(include your application ID in your email if you have submitted your application).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Note: Regular, unencrypted email is not secure. Never include personal or confidential information in a regular email. To discuss your personal information with us safely, send us a message via RBC Secure Email platform, one of our secure message centres (e.g. RBC Royal Bank Online Banking message centre), or contact us by phone.<\/p>\n<\/div><\/div><button class=\"close\" aria-label=\"Close\"><span>Close<\/span><\/button><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column pad-l-hlf pad-r-hlf mar-l is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:600px\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-rbc-icon-block  mar-r\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" class=\"icon icon-80\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/\/assets\/img\/icons\/icon-phone.svg\" alt=\"icons\/icon-phone\" \/><\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-4fc3f8e1 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group  mar-b-hlf is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<h4 class=\"wp-block-heading\" id=\"h-call-us-collect-worldwide\">Call us collect worldwide<\/h4>\n\n\n\n<div class=\"wp-block-rbc-tool-tip-block mar-t-0 mar-b-qtr\"><p><button class=\"tooltip-trigger\" data-id=\"1f056ecf-413c-4c46-8d74-e8e913573998\"><\/button><\/p><div id=\"1f056ecf-413c-4c46-8d74-e8e913573998\" class=\"tooltip\" data-h=\"rightedge\" data-v=\"bottom\" aria-describedby=\"1f056ecf-413c-4c46-8d74-e8e913573998-content\" aria-hidden=\"true\"><div id=\"1f056ecf-413c-4c46-8d74-e8e913573998-content\" class=\"tooltip-inner\"><p><strong>To make a free collect call, contact your Telephone Directory system or an International Operator to obtain the International Access Code or other unique dialing codes that may apply in your country.<\/strong><br><\/p><\/div><button class=\"close\"><span>Close<\/span><\/button><\/div><\/div>\n<\/div>\n\n\n\n<p class=\"mar-b-hlf mobile-hidden wp-block-paragraph\">1-506-864-2275<\/p>\n\n\n\n<p class=\"mar-b-hlf desktop-hidden wp-block-paragraph\"><a href=\"tel:15068642275\" data-dig-id=\"LP-489-e916b2a8\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"1-506-864-2275\" class=\"rbc-link-format\">1-506-864-2275<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Our phone services are available in up to 200 languages.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-dbl pad-b-dbl mar-t-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-b-0 pad-t-0 pad-r-0 pad-l-0\" style=\"border-radius:0x\">\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column pad-l-hlf pad-r-hlf mob-mar-b-hlf is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:700px\">\n<h2 class=\"wp-block-heading  mar-b\" id=\"h-get-your-rbc-international-student-gic\">Get your RBC International Student GIC<\/h2>\n\n\n\n<p class=\"mar-b wp-block-paragraph\">Apply online for the RBC International Student GIC Program, which can help you meet the requirements of your Canadian study permit application.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button  is-style-primary primary btn before\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/apps.royalbank.com\/apps\/newcomers\/international-student-gic-program-application\" data-dig-id=\"LP-489-b1c66ea4\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Apply Online-https:\/\/apps.royalbank.com\/apps\/newcomers\/international-student-gic-program-application \">Apply Online<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column pad-l-hlf pad-r-hlf is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:500px\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"471\" height=\"270\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2022\/11\/callout-img-international-gic.png?w=471\" alt=\"\" class=\"wp-image-606\" srcset=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2022\/11\/callout-img-international-gic.png 471w, https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2022\/11\/callout-img-international-gic.png?resize=300,172 300w\" sizes=\"auto, (max-width: 471px) 100vw, 471px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-rbc-legal-collapsible disclaimer pad-l-0 pad-r-0 pad-t\" aria-label=\"Legal Disclaimers\"><div class=\"section-inner\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapseDisclaimer\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapseDisclaimer\" data-dig-id=\"LP-489-77da790d\" data-dig-category=\"LP\" data-dig-action=\"legal close\" data-dig-label=\"legal close\" action-closed=\"legal close\" action-opened=\"legal open\" label-close=\"legal open\" label-open=\"legal close\"><span>View Legal Disclaimers<\/span><span>Hide Legal Disclaimers<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapseDisclaimer\"><div class=\"collapse-inner\"><div class=\"table-wpr\">\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"_legal-1\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>1<\/sup><\/div><div class=\"table-cell\">\n<p class=\"has-text-sm-font-size wp-block-paragraph\">RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc. RBC Mobile Student Edition is intended for clients under the age of 22. RBC Online Banking and Telephone Banking are provided by Royal Bank of Canada. Standard message and data charges apply. Transaction fees may apply for bill payments or fund transfers made through Online Banking and are separate from access fees.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"_legal-2\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>2<\/sup><\/div><div class=\"table-cell\">\n<p class=\"mar-b-hlf has-text-sm-font-size wp-block-paragraph\">RBC Advantage Banking for students allows eligible full-time students to receive a full waiver of the standard Monthly Fee applicable to our RBC Advantage Banking account. Please refer to the section labelled \u201cRebates and Discounts: RBC Advantage Banking for students PDF\u201d in the document entitled \u201cAddendum to April 30, 2020 Personal Deposit Accounts Disclosures and Agreements\u201d, which provides information specific to the RBC Advantage Banking account to supplement the information provided in the Personal Deposit Accounts Disclosures and Agreements document.<\/p>\n\n\n\n<p class=\"has-text-sm-font-size wp-block-paragraph\">To be considered a full-time student, you must attend a primary or secondary school OR be enrolled in a program at the post-secondary level at a college, university or other educational institution (whether in Canada or not). If you are a post-secondary student, you must take at least 60% of the usual course load for the program in which you are enrolled in any particular semester. Proof of enrollment may be requested at our discretion.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":143,"featured_media":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[],"class_list":["post-489","rbc_newcomer_pages","type-rbc_newcomer_pages","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<meta name=\"description\" content=\"An RBC Guaranteed Investment Certificate (GIC) meets the proof of financial support requirement for a study permit as established by the Government of Canada.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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