{"id":21406,"date":"2023-08-30T00:00:00","date_gmt":"2023-08-30T00:00:00","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-personnelle\/6-strategies-pour-eviter-une-faillite-personnelle\/"},"modified":"2024-02-14T14:43:47","modified_gmt":"2024-02-14T14:43:47","slug":"6-strategies-pour-eviter-une-faillite-personnelle","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-personnelle\/6-strategies-pour-eviter-une-faillite-personnelle\/","title":{"rendered":"6 strat\u00e9gies pour \u00e9viter une faillite personnelle"},"content":{"rendered":"<div class=\"wp-block-rbc-single-article-header\">\n\t<section class=\"section-grey cover pad-t-hlf\">\n\t\t<div class=\"section-inner w-half w-mob-full centered-margin cover section-grey pad-tb-0\">\n\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/credit-et-dette\/\">\n\t\t\t\t\t\t\t<span>cr\u00e9dit et dette<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<h1 class=\"mar-b-hlf mar-t-0 mob-pad-lr-hlf h2 has-black-color\">6 strat\u00e9gies pour \u00e9viter une faillite personnelle<\/h1><p class=\"mar-b-0 mob-pad-lr-hlf author-text\">By Alexanderkim<\/p>\t\t\t\t\t<div class=\"featured-image-wrapper pos-rel\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-08-30T142106.638.jpg?quality=80\" class=\" cover-image  wp-post-image\" alt=\"Femme stress\u00e9e regardant son ordinateur et ses factures \u00e0 la table de la cuisine\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-08-30T142106.638.jpg 930w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-08-30T142106.638.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-08-30T142106.638.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t<\/section>\n\t<div class=\"article mar-t-dbl\">\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner socials-section\">\n\t\t\t\t<div class=\"top-socials-bar mob-mar-b-hlf\">    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=6 strat\u00e9gies pour \u00e9viter une faillite personnelle &#038;body=Bonjour, je pensais que cet article de RBC Mes finances d\u2019abord pourrait vous int\u00e9resser: https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-personnelle\/6-strategies-pour-eviter-une-faillite-personnelle\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Courriel        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-personnelle\/6-strategies-pour-eviter-une-faillite-personnelle\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copier l\u2019URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  <\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner w-half w-mob-full centered-margin pad-tb-0 mob-mar-t-hlf mob-mar-b\">\n\t\t\t\t<p class=\"cover-pub-line text-xs mar-b-hlf\">Published 30 ao\u00fbt 2023 \u2022 3 min de lecture<\/p>\t\t\t<\/div>\n\t\t<\/section>\n\t<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner w-half w-mob-full\" style=\"border-radius:0x\">\n<p>Une faillite personnelle se produit lorsqu&rsquo;une personne demande une protection juridique contre ses cr\u00e9anciers parce qu&rsquo;elle ne peut pas payer ses dettes. Cela peut \u00eatre \u00e9prouvant sur le plan financier et \u00e9motionnel, mais il est possible d&rsquo;\u00e9viter la faillite en \u00e9tant proactif et en prenant des d\u00e9cisions \u00e9clair\u00e9es.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-voici-quelques-strategies-efficaces-pour-eviter-une-faillite-personnelle\">Voici quelques strat\u00e9gies efficaces pour \u00e9viter une faillite personnelle.<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Am\u00e9liorez votre litt\u00e9ratie financi\u00e8re<b><\/b><\/h3>\n\n\n\n<p>Prenez le temps de vous informer sur les finances personnelles et la gestion de votre argent. Comprendre les rudiments de l&rsquo;\u00e9tablissement d&rsquo;un budget, de la gestion des dettes et de l&rsquo;investissement permet de prendre des d\u00e9cisions financi\u00e8res judicieuses et d&rsquo;\u00e9viter les situations pouvant conduire \u00e0 la faillite.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. \u00c9tablissez un budget r\u00e9aliste<b><\/b><\/h3>\n\n\n\n<p>L&rsquo;\u00e9laboration d&rsquo;un budget r\u00e9aliste est essentielle pour garder le contr\u00f4le de vos finances. Assurez-vous que le v\u00f4tre refl\u00e8te votre situation actuelle. Commencez par dresser la liste de toutes vos sources de revenus et classez vos d\u00e9penses en d\u00e9penses fixes (p. ex. loyer, services publics) et variables (p. ex. \u00e9picerie, loisirs). Votre objectif est de faire en sorte que vos revenus soient sup\u00e9rieurs \u00e0 vos d\u00e9penses.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. R\u00e9duisez vos dettes<b><\/b><\/h3>\n\n\n\n<p>Un niveau d&rsquo;endettement \u00e9lev\u00e9 augmente consid\u00e9rablement le risque de faillite. R\u00e9duisez votre d\u00e9pendance aux cartes de cr\u00e9dit et \u00e0 d&rsquo;autres formes d&rsquo;endettement, et veillez \u00e0 <a href=\"https:\/\/decouverte.rbcbanqueroyale.com\/strategies-pour-rembourser-des-dettes\/\">rembourser vos dettes existantes<\/a>. Envisagez de n\u00e9gocier avec vos cr\u00e9anciers pour obtenir des taux d&rsquo;int\u00e9r\u00eat r\u00e9duits ou d&rsquo;autres modes de remboursement.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Vivez selon vos moyens<b><\/b><\/h3>\n\n\n\n<p>Bien qu&rsquo;il soit important de profiter de la vie, il ne faut pas pour autant \u00eatre tent\u00e9 de vivre au-dessus de ses moyens. Donnez la priorit\u00e9 \u00e0 votre stabilit\u00e9 financi\u00e8re ; les grands festins ou les vacances co\u00fbteuses peuvent attendre que votre situation financi\u00e8re s&rsquo;am\u00e9liore. Utilisez votre budget pour faire la diff\u00e9rence entre vos d\u00e9sirs et vos besoins \u2013 et faites vos choix de d\u00e9penses en cons\u00e9quence.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. Diversifiez vos revenus<b><\/b><\/h3>\n\n\n\n<p>Le fait de disposer de plus d&rsquo;une source de revenus peut contribuer \u00e0 une plus grande stabilit\u00e9 financi\u00e8re. Explorez les possibilit\u00e9s de diversification de vos revenus, par exemple en prenant un emploi secondaire, en travaillant \u00e0 la pige ou en lan\u00e7ant une petite entreprise.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. Demandez conseil \u00e0 un professionnel<b><\/b><\/h3>\n\n\n\n<p>Si vous avez des difficult\u00e9s \u00e0 rembourser vos dettes ou \u00e0 g\u00e9rer vos finances, demandez l&rsquo;avis d&rsquo;un professionnel. Un professionnel peut vous aider \u00e0 avoir une vision claire de votre argent et \u00e0 savoir o\u00f9 vous en \u00eates. Une fois que vous avez une vision claire, il peut vous donner des conseils pr\u00e9cieux pour vous aider \u00e0 r\u00e9duire vos dettes et \u00e0 b\u00e2tir une assise financi\u00e8re stable et s\u00fbre.<\/p>\n\n\n\n<p>Une planification minutieuse et une prise de d\u00e9cision \u00e9clair\u00e9e peuvent contribuer \u00e0 r\u00e9duire le risque de faillite. En adoptant ces strat\u00e9gies, vous pourrez mieux contr\u00f4ler vos finances et avoir l&rsquo;esprit plus tranquille.<\/p>\n\n\n\n<div class=\"wp-block-columns has-border-color has-grey-border-color has-light-grey-background-color has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\" style=\"border-width:1px\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>Pour commencer, rien de plus simple. Prenez rendez-vous\u00a0<a href=\"https:\/\/maps.rbcroyalbank.com\/fr\/\" target=\"_blank\" rel=\"noreferrer noopener\">dans une succursale pr\u00e8s de chez vous<\/a>\u00a0d\u00e8s aujourd\u2019hui.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse942faa40\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse942faa40\" data-dig-id=\"LP-32776-942faa40\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Un mot de nos avocats\"><span>Un mot de nos avocats<\/span><span>Un mot de nos avocats<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse942faa40\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>Le pr\u00e9sent article vise \u00e0 offrir des renseignements g\u00e9n\u00e9raux seulement et n\u2019a pas pour objet de fournir des conseils juridiques ou financiers, ni d\u2019autres conseils professionnels. Veuillez consulter un conseiller professionnel en ce qui concerne votre situation particuli\u00e8re. Les renseignements pr\u00e9sent\u00e9s sont r\u00e9put\u00e9s \u00eatre factuels et \u00e0 jour, mais nous ne garantissons pas leur exactitude et ils ne doivent pas \u00eatre consid\u00e9r\u00e9s comme une analyse exhaustive des sujets abord\u00e9s. Les opinions exprim\u00e9es refl\u00e8tent le jugement des auteurs \u00e0 la date de publication et peuvent changer. La Banque Royale du Canada et ses entit\u00e9s ne font pas la promotion, ni explicitement ni implicitement, des conseils, des avis, des renseignements, des produits ou des services de tiers.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-78306fe3-7245-48c3-8188-6360a4172fdc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"has-text-align-center h5 mar-b\"><strong>Partager cet article<\/strong><\/p>\n\n\n\n\t\t<div class=\"socials-block\">\n\t\t\t    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=6 strat\u00e9gies pour \u00e9viter une faillite personnelle &#038;body=Bonjour, je pensais que cet article de RBC Mes finances d\u2019abord pourrait vous int\u00e9resser: https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-personnelle\/6-strategies-pour-eviter-une-faillite-personnelle\/\">\n     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\t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a73d4831-adeb-4939-b4cc-7eef78e4b9ee\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-single-post-topics related-topics-links\">\n\t\t\t\t<p class=\"h5 mar-r-hlf\">Topics:<\/p>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/credit-et-dette\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">cr\u00e9dit et dette<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mob-pad-t-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-b mob-mar-b-dbl mar-t-0\" id=\"h-a-lire-ensuite\">\u00c0 lire ensuite<\/h2>\n\n\n\t\t\t<div class=\"related-posts-type-2\">\n\t\t\t\t<div class=\"related-post-list\">\n\t\t\t\t\t<ul class=\"grid-wpr eh-wpr\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-20T150458.605.jpg?quality=80&amp;w=930\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Poign\u00e9e de main entre deux hommes au-dessus de documents et d&#039;un maillet sur un bureau.\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-20T150458.605.jpg 930w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-20T150458.605.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-20T150458.605.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-personnelle\/\">\n\t\t\t\t\t\tFaillite personnelle\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-personnelle\/le-processus-de-faillite-en-bref\/\" class=\"card-title h4 mar-t-0\">Le fonctionnement du processus de faillite personnelle au Canada : un guide \u00e9tape par \u00e9tape<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/11\/Personal_Bankruptcy_Questions_.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Femme regardant l&#039;\u00e9cran de son ordinateur portable, r\u00e9fl\u00e9chissant \u00e0 des questions pressantes.\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/11\/Personal_Bankruptcy_Questions_.jpg 6321w, 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href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-personnelle\/\">\n\t\t\t\t\t\tFaillite personnelle\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-personnelle\/la-faillite-personnelle-au-canada-reponses-aux-10-principales-questions\/\" class=\"card-title h4 mar-t-0\">La faillite personnelle au Canada : r\u00e9ponses aux 10 principales questions<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/02\/woman-emergency-story.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"une femme assise \u00e0 une table examine ses factures et se sert d\u2019une calculatrice\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/02\/woman-emergency-story.jpg 6676w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/02\/woman-emergency-story.jpg?resize=300,169 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/02\/woman-emergency-story.jpg?resize=768,432 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/02\/woman-emergency-story.jpg?resize=1024,576 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/02\/woman-emergency-story.jpg?resize=1536,864 1536w, 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mar-t-0\">Conseils de budget d&rsquo;urgence pour les Canadiens \u2013 Rentabiliser votre argent en p\u00e9riode difficile<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n<\/section>\n<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-78306fe3-7245-48c3-8188-6360a4172fdc {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-78306fe3-7245-48c3-8188-6360a4172fdc {\n\t\t\theight: 30px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-a73d4831-adeb-4939-b4cc-7eef78e4b9ee {\n\t\theight: 60px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-a73d4831-adeb-4939-b4cc-7eef78e4b9ee {\n\t\t\theight: 30px;\n\t\t}\n\t}\t<\/style>","protected":false},"excerpt":{"rendered":"<p>Strat\u00e9gies pour aider les personnes \u00e0 \u00e9viter une faillite 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