{"id":21662,"date":"2023-08-23T00:00:00","date_gmt":"2023-08-23T00:00:00","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/quoi-faire-apres-avoir-obtenu-une-preapprobation-de-pret-auto\/"},"modified":"2024-03-07T16:16:51","modified_gmt":"2024-03-07T16:16:51","slug":"quoi-faire-apres-avoir-obtenu-une-preapprobation-de-pret-auto","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/quoi-faire-apres-avoir-obtenu-une-preapprobation-de-pret-auto\/","title":{"rendered":"Quoi faire apr\u00e8s avoir obtenu une pr\u00e9approbation de pr\u00eat-auto ?"},"content":{"rendered":"<div class=\"wp-block-rbc-single-article-header\">\n\t<section class=\"section-grey cover pad-t-hlf\">\n\t\t<div class=\"section-inner w-half w-mob-full centered-margin cover section-grey pad-tb-0\">\n\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/etablissement-dun-budget\/\">\n\t\t\t\t\t\t\t<span>\u00c9tablissement d\u2019un budget<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<h1 class=\"mar-b-hlf mar-t-0 mob-pad-lr-hlf h2 has-black-color\">Quoi faire apr\u00e8s avoir obtenu une pr\u00e9approbation de pr\u00eat-auto ?<\/h1><p class=\"mar-b-0 mob-pad-lr-hlf author-text\">By Jacob Henriksen-Willis<\/p>\t\t\t\t\t<div class=\"featured-image-wrapper pos-rel\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-25T161025.517.jpg?quality=80\" class=\" cover-image  wp-post-image\" alt=\"Homme signant une convention de pr\u00eat-auto sur un bureau avec une calculatrice \u00e0 port\u00e9e de main\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-25T161025.517.jpg 930w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-25T161025.517.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-25T161025.517.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t<\/section>\n\t<div class=\"article mar-t-dbl\">\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner socials-section\">\n\t\t\t\t<div class=\"top-socials-bar mob-mar-b-hlf\">    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Quoi faire apr\u00e8s avoir obtenu une pr\u00e9approbation de pr\u00eat-auto ? &#038;body=Bonjour, je pensais que cet article de RBC Mes finances d\u2019abord pourrait vous int\u00e9resser: https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/quoi-faire-apres-avoir-obtenu-une-preapprobation-de-pret-auto\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Courriel        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/quoi-faire-apres-avoir-obtenu-une-preapprobation-de-pret-auto\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copier l\u2019URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  <\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner w-half w-mob-full centered-margin pad-tb-0 mob-mar-t-hlf mob-mar-b\">\n\t\t\t\t<p class=\"cover-pub-line text-xs mar-b-hlf\">Published 23 ao\u00fbt 2023 \u2022 4 min de lecture<\/p>\t\t\t<\/div>\n\t\t<\/section>\n\t<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner w-half w-mob-full\" style=\"border-radius:0x\">\n<p>La pr\u00e9approbation est un bon moyen de conna\u00eetre le montant du pr\u00eat-auto auquel vous pouvez pr\u00e9tendre avant de vous rendre chez un concessionnaire. Elle vous permet de magasiner en toute confiance, sachant que lorsque vous trouverez le v\u00e9hicule de vos r\u00eaves, vous aurez d\u00e9j\u00e0 une id\u00e9e juste de l&rsquo;incidence de votre taux d&rsquo;int\u00e9r\u00eat, de votre acompte et de la dur\u00e9e du financement sur vos versements.<\/p>\n\n\n\n<p>Mais que faire, une fois que vous avez obtenu ces renseignements ?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Finalisez votre budget<b><\/b><\/h2>\n\n\n\n<p>Examinez de plus pr\u00e8s le montant de votre pr\u00eat pr\u00e9approuv\u00e9 et \u00e9valuez les possibilit\u00e9s d&rsquo;acompte. Il est conseill\u00e9 de r\u00e9\u00e9valuer votre budget afin de d\u00e9terminer si vous pouvez vous permettre de payer les mensualit\u00e9s associ\u00e9es au montant du pr\u00eat. N&rsquo;h\u00e9sitez pas \u00e0 ajuster votre budget au besoin, afin de vous assurer de pouvoir faire face \u00e0 l&rsquo;engagement financier.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Magasinez avec confiance<b><\/b><\/h2>\n\n\n\n<p>Une fois votre budget d\u00e9fini, mettez-vous \u00e0 la recherche de votre futur v\u00e9hicule. Renseignez-vous sur les marques, les mod\u00e8les et les caract\u00e9ristiques des diff\u00e9rents v\u00e9hicules. Tenez compte de facteurs tels que la cote de s\u00e9curit\u00e9, la consommation, les co\u00fbts d&rsquo;entretien et la valeur de revente. Ces informations vous aideront \u00e0 resserrer vos crit\u00e8res et \u00e0 trouver un v\u00e9hicule \u00e0 votre port\u00e9e qui correspond \u00e0 vos besoins et \u00e0 vos pr\u00e9f\u00e9rences.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">N\u00e9gociez<b><\/b><\/h2>\n\n\n\n<p>Il est important de garder en t\u00eate que la pr\u00e9approbation ne garantit pas l&rsquo;approbation finale de votre demande officielle de pr\u00eat. Cela dit, c&rsquo;est un excellent argument \u00e0 exploiter pendant les n\u00e9gociations. Une fois que vous savez quel v\u00e9hicule acheter, mentionnez votre pr\u00e9approbation au vendeur et restez ferme sur votre budget lorsque vous aborderez la question du financement.<\/p>\n\n\n\n<p>Pensez aussi \u00e0 demander s&rsquo;il existe des incitatifs et des remises du constructeur applicables \u00e0 votre achat. Il se peut que votre concessionnaire leur donne un autre nom, comme cr\u00e9dit \u00e0 la consommation, prime en esp\u00e8ces ou allocation \u00e0 l&rsquo;acheteur, mais cela reste de l&rsquo;argent dans vos poches. Certaines offres peuvent se chiffrer en milliers de dollars !<\/p>\n\n\n\n<p>Fiez-vous \u00e0 vos recherches et faites-vous confiance pendant la n\u00e9gociation. N&rsquo;h\u00e9sitez pas \u00e0 vous adresser \u00e0 un autre concessionnaire si le premier n&rsquo;accepte pas de baisser un prix sup\u00e9rieur \u00e0 la juste valeur marchande.<\/p>\n\n\n\n<div class=\"wp-block-columns has-border-color has-grey-border-color has-light-grey-background-color has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\" style=\"border-width:1px\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>Pour obtenir d\u2019autres conseils sur la n\u00e9gociation automobile, lisez&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-dune-voiture-faire-le-bon-choix\/\" data-dig-id=\"LP-21662-c345ff75\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Conseils pour trouver la meilleure aubaine pour votre nouveau v\u00e9hicule\" class=\"rbc-link-format\">Conseils pour trouver la meilleure aubaine pour votre nouveau v\u00e9hicule<\/a>.<\/p>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Officialisez le contrat<b><\/b><\/h2>\n\n\n\n<p>Apr\u00e8s avoir fix\u00e9 le prix et les conditions avec le concessionnaire, il vous faut remplir une demande de pr\u00eat aupr\u00e8s du pr\u00eateur de votre choix. Fournissez les documents n\u00e9cessaires, tels qu&rsquo;une preuve de revenu, des pi\u00e8ces d&rsquo;identit\u00e9 et les renseignements sur le v\u00e9hicule, pour amorcer le processus d&rsquo;approbation. Soyez r\u00e9actif aux demandes du pr\u00eateur afin de garantir une approbation fluide et rapide.<\/p>\n\n\n\n<p>Une fois votre financement automobile officialis\u00e9, vous pouvez quitter la concession au volant de votre nouvelle auto !<\/p>\n\n\n\n<p class=\"has-light-grey-background-color has-background\">Si vous \u00eates \u00e0 la recherche d\u2019un pr\u00eat-auto, notez que les clients de RBC peuvent obtenir une&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/caribbean\/forms\/auto-loan-prequalification\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\">pr\u00e9approbation en quelques minutes<\/a>&nbsp;sans que leur cote de solvabilit\u00e9 ne soit affect\u00e9e.Lire ensuite: <a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/trouver-la-bonne-voiture\/3-facteurs-a-garder-en-tete-au-moment-de-choisir-une-voiture\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-21540-e9442c16\" data-dig-label=\"3 facteurs \u00e0 garder en t\u00eate au moment de choisir une voiture\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">3 facteurs \u00e0 garder en t\u00eate au moment de choisir une voiture<\/a><\/p>\n\n\n\n<div class=\"wp-block-group mar-b has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large is-resized mar-l-hlf mar-r\"><img loading=\"lazy\" decoding=\"async\" height=\"683\" width=\"1024\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/SMB_Tip_5_-_Woman_doing_online_shopping-1-2.jpg?quality=80&amp;w=1024\" alt=\"Online shopping\" class=\"wp-image-22628\" style=\"aspect-ratio:1;object-fit:cover;width:267px;height:auto\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/SMB_Tip_5_-_Woman_doing_online_shopping-1-2.jpg 2121w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/SMB_Tip_5_-_Woman_doing_online_shopping-1-2-300x200.jpg 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/SMB_Tip_5_-_Woman_doing_online_shopping-1-2-1024x683.jpg 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/SMB_Tip_5_-_Woman_doing_online_shopping-1-2-768x512.jpg 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/SMB_Tip_5_-_Woman_doing_online_shopping-1-2-1536x1024.jpg 1536w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/SMB_Tip_5_-_Woman_doing_online_shopping-1-2-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Vous avez besoin d\u2019une nouvelle voiture&nbsp;?<\/h3>\n\n\n\n<p><a href=\"https:\/\/apps.royalbank.com\/apps\/my-auto-affordability?lang=fr#!\/main\/welcome\" target=\"_blank\" data-dig-id=\"LP-21540-636860b5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"D\u00e9terminez \" rel=\"noreferrer noopener\" class=\"rbc-link-format\">D\u00e9terminez <\/a>combien vous pouvez vous permettre de payer avant de vous pr\u00e9senter chez le concessionnaire.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcroyalbank.com\/fr\/pret-auto\/\" target=\"_blank\" data-dig-id=\"LP-21540-ad9f54a4\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Utilisez la\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">Utilisez la<\/a> Calculatrice des versements sur pr\u00eat-auto de RBC et renseignez-vous sur les options de financement du nouveau v\u00e9hicule.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse942faa40\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse942faa40\" data-dig-id=\"LP-21662-942faa40\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Un mot de nos avocats\"><span>Un mot de nos avocats<\/span><span>Un mot de nos avocats<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse942faa40\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>Le pr\u00e9sent article vise \u00e0 offrir des renseignements g\u00e9n\u00e9raux seulement et n\u2019a pas pour objet de fournir des conseils juridiques ou financiers, ni d\u2019autres conseils professionnels. Veuillez consulter un conseiller professionnel en ce qui concerne votre situation particuli\u00e8re. Les renseignements pr\u00e9sent\u00e9s sont r\u00e9put\u00e9s \u00eatre factuels et \u00e0 jour, mais nous ne garantissons pas leur exactitude et ils ne doivent pas \u00eatre consid\u00e9r\u00e9s comme une analyse exhaustive des sujets abord\u00e9s. Les opinions exprim\u00e9es refl\u00e8tent le jugement des auteurs \u00e0 la date de publication et peuvent changer. La Banque Royale du Canada et ses entit\u00e9s ne font pas la promotion, ni explicitement ni implicitement, des conseils, des avis, des renseignements, des produits ou des services de tiers.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-adcb776a-a2b2-473b-bae0-d3c3ee5758f9\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"has-text-align-center h5 mar-b\"><strong>Partager cet article<\/strong><\/p>\n\n\n\n\t\t<div class=\"socials-block\">\n\t\t\t    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Quoi faire apr\u00e8s avoir obtenu une pr\u00e9approbation de pr\u00eat-auto ? &#038;body=Bonjour, je pensais que cet article de RBC Mes finances d\u2019abord pourrait vous int\u00e9resser: https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/quoi-faire-apres-avoir-obtenu-une-preapprobation-de-pret-auto\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Courriel        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/quoi-faire-apres-avoir-obtenu-une-preapprobation-de-pret-auto\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copier l\u2019URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  \t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1f4ea893-3193-43af-afe9-afa6db385fbf\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-single-post-topics related-topics-links\">\n\t\t\t\t<p class=\"h5 mar-r-hlf\">Topics:<\/p>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/etablissement-dun-budget\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">\u00c9tablissement d\u2019un budget<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mob-pad-t-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-b mob-mar-b-dbl mar-t-0\" id=\"h-a-lire-ensuite\">\u00c0 lire ensuite<\/h2>\n\n\n\t\t\t<div class=\"related-posts-type-2\">\n\t\t\t\t<div class=\"related-post-list\">\n\t\t\t\t\t<ul class=\"grid-wpr eh-wpr\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/iStock-638220602.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Un concessionnaire automobile ouvre la porte d\u2019une petite voiture grise et en explique les caract\u00e9ristiques, tandis qu\u2019une acheteuse souriante regarde l\u2019int\u00e9rieur de la voiture\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/iStock-638220602.jpg 2121w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/iStock-638220602.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/iStock-638220602.jpg?resize=768,512 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/iStock-638220602.jpg?resize=1024,683 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/iStock-638220602.jpg?resize=1536,1024 1536w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/iStock-638220602.jpg?resize=2048,1365 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 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class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Joyeux couple multiracial recevant les cl\u00e9s de leur nouvelle voiture de la part d&#039;une vendeuse dans la salle d&#039;exposition.\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/07\/Image-for-AF-article_-Buying-a-Car-in-a-High-Cost-Environment.jpg_draft_1.jpeg 2121w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/07\/Image-for-AF-article_-Buying-a-Car-in-a-High-Cost-Environment.jpg_draft_1.jpeg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/07\/Image-for-AF-article_-Buying-a-Car-in-a-High-Cost-Environment.jpg_draft_1.jpeg?resize=768,512 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/07\/Image-for-AF-article_-Buying-a-Car-in-a-High-Cost-Environment.jpg_draft_1.jpeg?resize=1024,683 1024w, 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href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/trouver-la-bonne-voiture\/acheter-une-voiture-dans-un-contexte-de-couts-eleves\/\" class=\"card-title h4 mar-t-0\">Acheter une voiture dans un contexte de co\u00fbts \u00e9lev\u00e9s<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n<\/section>\n<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-adcb776a-a2b2-473b-bae0-d3c3ee5758f9 {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-adcb776a-a2b2-473b-bae0-d3c3ee5758f9 {\n\t\t\theight: 100px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-1f4ea893-3193-43af-afe9-afa6db385fbf {\n\t\theight: 60px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-1f4ea893-3193-43af-afe9-afa6db385fbf {\n\t\t\theight: 30px;\n\t\t}\n\t}\t<\/style>","protected":false},"excerpt":{"rendered":"<p>Un guide en quatre \u00e9tapes qui vous accompagne de la pr\u00e9approbation du pr\u00eat au retour chez vous au volant de l&rsquo;auto de vos r\u00eaves<\/p>\n","protected":false},"author":113,"featured_media":21663,"parent":6532,"menu_order":0,"template":"","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"tags":[305],"rbc_content_type":[121],"rbc_audience":[],"rbc_lob_group":[270],"rbc_difficulty_level":[123],"rbc_mmm_category":[38,69,30],"class_list":["post-21662","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","has-post-thumbnail","hentry","tag-etablissement-dun-budget","rbc_content_type-article","rbc_lob_group-financement-auto","rbc_difficulty_level-beginner","rbc_mmm_category-achat-dun-vehicule","rbc_mmm_category-financement-dune-voiture","rbc_mmm_category-objectifs-et-aspirations"],"acf":{"contently_publication_id":"363679","custom_author":"Jacob Henriksen-Willis","rbc_video_header":"","rbc_media_duration":"","rbc_toc_for_mmm_tag":"h2","rbc_toc_for_mmm_limit":6,"rbc_toc_for_mmm":null,"rbc_toc_for_mmm_action":""},"yoast_head":"<!-- This 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