{"id":21680,"date":"2019-04-11T00:00:00","date_gmt":"2019-04-11T00:00:00","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/"},"modified":"2024-02-13T19:32:36","modified_gmt":"2024-02-13T19:32:36","slug":"les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/","title":{"rendered":"Les avantages d&rsquo;\u00e9tablir des ant\u00e9c\u00e9dents de solvabilit\u00e9 aux \u00c9tats-Unis"},"content":{"rendered":"<div class=\"wp-block-rbc-single-article-header\">\n\t<section class=\"section-grey cover pad-t-hlf\">\n\t\t<div class=\"section-inner w-half w-mob-full centered-margin cover section-grey pad-tb-0\">\n\t\t\t<h1 class=\"mar-b-hlf mar-t-0 mob-pad-lr-hlf h2 has-black-color\">Les avantages d&rsquo;\u00e9tablir des ant\u00e9c\u00e9dents de solvabilit\u00e9 aux \u00c9tats-Unis<\/h1><p class=\"mar-b-0 mob-pad-lr-hlf author-text\">By hardikthakkar<\/p>\t\t\t\t\t<div class=\"featured-image-wrapper pos-rel\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Happy_couple_open_road_Thumbnail-default_402x-2.jpg?quality=80\" class=\" cover-image  wp-post-image\" alt=\"\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Happy_couple_open_road_Thumbnail-default_402x-2.jpg 930w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Happy_couple_open_road_Thumbnail-default_402x-2.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Happy_couple_open_road_Thumbnail-default_402x-2.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t<\/section>\n\t<div class=\"article mar-t-dbl\">\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner socials-section\">\n\t\t\t\t<div class=\"top-socials-bar mob-mar-b-hlf\">    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Les avantages d&rsquo;\u00e9tablir des ant\u00e9c\u00e9dents de solvabilit\u00e9 aux \u00c9tats-Unis &#038;body=Bonjour, je pensais que cet article de RBC Mes finances d\u2019abord pourrait vous int\u00e9resser: https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Courriel        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copier l\u2019URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  <\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner w-half w-mob-full centered-margin pad-tb-0 mob-mar-t-hlf mob-mar-b\">\n\t\t\t\t<p class=\"cover-pub-line text-xs mar-b-hlf\">Published 11 avril 2019 \u2022 6 min de lecture<\/p>\t\t\t<\/div>\n\t\t<\/section>\n\t<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner w-half w-mob-full\" style=\"border-radius:0x\">\n<p>Vous savez qu&rsquo;il est important d&rsquo;\u00e9tablir de solides ant\u00e9c\u00e9dents de solvabilit\u00e9 au Canada : cela facilite l&rsquo;achat d&rsquo;une propri\u00e9t\u00e9 et l&rsquo;obtention d&rsquo;un pr\u00eat-auto ou d&rsquo;une carte de cr\u00e9dit avec r\u00e9compenses. Toutefois, si vous s\u00e9journez aux \u00c9tats-Unis pendant de longues p\u00e9riodes, le fait d&rsquo;y \u00e9tablir des ant\u00e9c\u00e9dents de solvabilit\u00e9 pourrait vous ouvrir les m\u00eames portes et vous aider \u00e0 vivre la vie que vous souhaitez mener chez nos amis du sud.<\/p>\n\n\n\n<p><b>Des assurances moins dispendieuses<\/b><\/p>\n\n\n\n<p>Que vous envisagiez d&rsquo;acheter une propri\u00e9t\u00e9 aux \u00c9tats-Unis ou demeuriez locataire, vous aurez besoin d&rsquo;une assurance pour prot\u00e9ger vos biens, notamment votre voiture. D\u00e9tenir de bons ant\u00e9c\u00e9dents de solvabilit\u00e9 aux \u00c9tats-Unis pourrait vous aider \u00e0 obtenir la couverture d&rsquo;assurance que vous recherchez, et celle-ci vous co\u00fbtera probablement moins cher.<\/p>\n\n\n\n<p><b>Un forfait de t\u00e9l\u00e9phonie mobile plus \u00e9conomique<\/b><\/p>\n\n\n\n<p>Lors de vos longs s\u00e9jours aux \u00c9tats-Unis, vous pourriez trouver que votre forfait de t\u00e9l\u00e9phonie mobile au Canada co\u00fbte un peu trop cher. Bien des retrait\u00e9s-voyageurs, \u00e9tudiants et expatri\u00e9s se dotent d&rsquo;un forfait aux \u00c9tats-Unis pour les p\u00e9riodes o\u00f9 ils y s\u00e9journent.<\/p>\n\n\n\n<p>Comme les fournisseurs de t\u00e9l\u00e9phonie cellulaire v\u00e9rifient souvent les ant\u00e9c\u00e9dents de solvabilit\u00e9, vous serez gagnant si vous en avez d\u00e9j\u00e0 \u00e9tabli. De bons ant\u00e9c\u00e9dents pourraient r\u00e9duire ou m\u00eame \u00e9liminer le d\u00e9p\u00f4t de garantie \u00e0 payer, r\u00e9duire vos frais mensuels et m\u00eame vous donner acc\u00e8s \u00e0 un plus grand nombre de forfaits.<\/p>\n\n\n\n<p><b>Acc\u00e8s \u00e0 des fonds am\u00e9ricains<\/b><\/p>\n\n\n\n<p>Comme le dollar canadien vaut souvent moins que le dollar am\u00e9ricain, le fait d&rsquo;\u00eatre titulaire d&rsquo;un pr\u00eat personnel ou d&rsquo;une marge de cr\u00e9dit aux \u00c9tats-Unis peut \u00eatre un excellent moyen d&rsquo;acc\u00e9der \u00e0 des fonds am\u00e9ricains. Un tel produit de cr\u00e9dit constitue un filet de s\u00e9curit\u00e9 commode en cas de d\u00e9pense impr\u00e9vue et vous permet d&rsquo;acc\u00e9der \u00e0 des fonds tout en \u00e9vitant les op\u00e9rations de change.<\/p>\n\n\n\n<p>Pour v\u00e9rifier si vous \u00eates admissible \u00e0 un pr\u00eat ou \u00e0 une marge de cr\u00e9dit, les pr\u00eateurs v\u00e9rifient g\u00e9n\u00e9ralement les ant\u00e9c\u00e9dents de solvabilit\u00e9 aux \u00c9tats-Unis en premier lieu. Ainsi, plus ces ant\u00e9c\u00e9dents sont solides, meilleures sont vos chances d&rsquo;obtenir une approbation \u00e0 un taux avantageux. Si certains pr\u00eateurs am\u00e9ricains v\u00e9rifient les ant\u00e9c\u00e9dents de solvabilit\u00e9 au Canada, une cote de solvabilit\u00e9 aux \u00c9tats-Unis leur donnera un portrait plus complet de votre situation.<\/p>\n\n\n\n<p><b>Location d&rsquo;une propri\u00e9t\u00e9 aux \u00c9tats-Unis<\/b><\/p>\n\n\n\n<p>Si vous cherchez \u00e0 louer une propri\u00e9t\u00e9 pour une longue p\u00e9riode en vue d&rsquo;un s\u00e9jour aux \u00c9tats-Unis, sachez que le propri\u00e9taire v\u00e9rifiera vos r\u00e9f\u00e9rences avant de vous remettre les cl\u00e9s. Pour s&rsquo;assurer que vous serez en mesure de payer le loyer pour toute la dur\u00e9e du bail, il v\u00e9rifiera probablement aussi vos ant\u00e9c\u00e9dents de solvabilit\u00e9.<\/p>\n\n\n\n<p><b>Achat d&rsquo;une propri\u00e9t\u00e9 aux \u00c9tats-Unis<\/b><\/p>\n\n\n\n<p>Si vous \u00eates pr\u00eat \u00e0 acheter une propri\u00e9t\u00e9 aux \u00c9tats-Unis, le fait d&rsquo;y d\u00e9tenir des ant\u00e9c\u00e9dents de solvabilit\u00e9 favorisera votre admissibilit\u00e9 \u00e0 une hypoth\u00e8que. Comme pour un pr\u00eat, certains pr\u00eateurs tiendront compte de votre cote de solvabilit\u00e9 au Canada au moment d&rsquo;\u00e9valuer votre admissibilit\u00e9 \u00e0 une hypoth\u00e8que. Mais de solides ant\u00e9c\u00e9dents de solvabilit\u00e9 aux \u00c9tats-Unis pourraient contribuer \u00e0 convaincre votre pr\u00eateur hypoth\u00e9caire que vous avez les moyens d&rsquo;acheter la propri\u00e9t\u00e9 que vous convoitez, ce qui pourrait faciliter le processus de demande d&rsquo;hypoth\u00e8que et vous aider \u00e0 obtenir un taux d&rsquo;int\u00e9r\u00eat avantageux.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00c9tablir des ant\u00e9c\u00e9dents de solvabilit\u00e9 aux \u00c9tats-Unis<\/h2>\n\n\n\n<p>L&rsquo;un des moyens les plus simples de commencer \u00e0 \u00e9tablir des ant\u00e9c\u00e9dents de solvabilit\u00e9 est de vous doter d&rsquo;une carte de cr\u00e9dit aux \u00c9tats-Unis, de l&rsquo;utiliser r\u00e9guli\u00e8rement et de payer le solde sans faute avant l&rsquo;\u00e9ch\u00e9ance.<\/p>\n\n\n\n<p>Cela offre ind\u00e9niablement d&rsquo;autres avantages : vous \u00e9viterez les frais de conversion de devise ainsi que les frais sur op\u00e9rations \u00e0 l&rsquo;\u00e9tranger, qui peuvent s&rsquo;\u00e9lever \u00e0 25 $ pour chaque tranche de 1 000 $ d\u00e9pens\u00e9s. Vous ferez donc d&rsquo;une pierre deux coups : vous ferez des \u00e9conomies tout en \u00e9tablissant de bons ant\u00e9c\u00e9dents de solvabilit\u00e9. De plus, bien des cartes de cr\u00e9dit am\u00e9ricaines sont assorties de programmes de voyage ou de remise en argent dont vous profiterez si vous utilisez votre carte r\u00e9guli\u00e8rement.<\/p>\n\n\n\n<p>Il n&rsquo;est g\u00e9n\u00e9ralement pas simple pour un Canadien d&rsquo;acc\u00e9der au cr\u00e9dit aux \u00c9tats-Unis, mais certains pr\u00eateurs peuvent aider leurs clients des services transfronti\u00e8res \u00e0 utiliser leurs ant\u00e9c\u00e9dents de solvabilit\u00e9 au Canada pour obtenir une carte de cr\u00e9dit ou d&rsquo;autres produits de cr\u00e9dit aux \u00c9tats-Unis.<\/p>\n\n\n\n<p>N&rsquo;oubliez pas que, pour b\u00e2tir un dossier de cr\u00e9dit aux \u00c9tats-Unis, vous aurez aussi besoin d&rsquo;un num\u00e9ro de s\u00e9curit\u00e9 sociale valide. En transmettant des renseignements exacts et complets, vous assurerez de commencer d&#8217;embl\u00e9e \u00e0 \u00e9tablir vos ant\u00e9c\u00e9dents de solvabilit\u00e9. Il n&rsquo;est pas compliqu\u00e9 d&rsquo;obtenir votre num\u00e9ro de s\u00e9curit\u00e9 sociale. Vous trouverez toute l&rsquo;information n\u00e9cessaire aupr\u00e8s de l&rsquo;Administration de la s\u00e9curit\u00e9 sociale des \u00c9tats-Unis.<\/p>\n\n\n\n<p>\u00c9tablir des ant\u00e9c\u00e9dents de solvabilit\u00e9 aux \u00c9tats-Unis peut vous ouvrir bien des portes et vous simplifier la vie. Cela vous donnera la latitude n\u00e9cessaire pour vous offrir la vie que vous souhaitez mener et profiter pleinement de vos s\u00e9jours aux \u00c9tats-Unis.<\/p>\n\n\n\n<div class=\"wp-block-columns has-border-color has-rbc-bright-blue-tint-1-border-color is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:225px\">\n<figure class=\"wp-block-image aligncenter size-medium is-resized mar-t-qtr mar-b-qtr\"><img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/en-ca\/wp-content\/uploads\/sites\/12\/2023\/09\/rbc-debit-128.jpg?w=300\" alt=\"RBC  Debit Card\" class=\"wp-image-68082\" style=\"aspect-ratio:1.5873015873015872;width:202px;height:auto\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-rbc-bright-blue-tint-1-background-color has-background is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading mar-t-hlf mar-l-qtr has-white-color has-text-color\" id=\"h-une-presentation-de-rbc-bank-mc-u-s\">Une pr\u00e9sentation de RBC Bank&nbsp;<sup>MC<\/sup> U.S.<\/h3>\n\n\n\n<p class=\"mar-l-qtr has-white-color has-text-color\"><a href=\"https:\/\/www.rbcroyalbank.com\/fr\/services_usa\/?_gl=1*1b15iw9*_gcl_aw*R0NMLjE3MDY2NDYxMzcuRUFJYUlRb2JDaE1JaHF5OHBQaUZoQU1Wb21wSEFSMDdtZ2Q0RUFBWUFpQUFFZ0kyQ19EX0J3RQ..*_gcl_au*MTM4MjUwNTQ0NS4xNzA2NjI4NTQz*_ga*MjUwNzY4ODE4LjE3MDYyNzgyNjI.*_ga_89NPCTDXQR*MTcwNzgzNDIyOC4zNy4xLjE3MDc4NDAyNjcuNTYuMC4w&amp;_ga=2.256257352.2144016828.1707747580-250768818.1706278262&amp;_gac=1.238168628.1706646151.EAIaIQobChMIhqy8pPiFhAMVompHAR07mgd4EAAYAiAAEgI2C_D_BwE\" data-dig-id=\"LP-6654-28f9f1dd\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Services bancaires transfronti\u00e8res pour Canadiens.\" class=\"rbc-link-format\">Services bancaires transfronti\u00e8res pour Canadiens.<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\">RBC Bank d\u00e9signe RBC Bank (Georgia), National Association (\u00ab RBC Bank \u00bb), une filiale am\u00e9ricaine en propri\u00e9t\u00e9 exclusive de Banque Royale du Canada. Elle est membre de la Federal Deposit Insurance Corporation (\u00ab FDIC \u00bb) des \u00c9tats-Unis. Les comptes de d\u00e9p\u00f4t am\u00e9ricains sont assur\u00e9s par la FDIC jusqu\u2019\u00e0 concurrence du montant maximum pr\u00e9vu par la loi. Les produits et services bancaires am\u00e9ricains sont offerts par RBC Bank. Les produits et services bancaires canadiens sont offerts par Banque Royale du Canada. Les comptes de d\u00e9p\u00f4t am\u00e9ricains ne sont pas assur\u00e9s par la Soci\u00e9t\u00e9 d\u2019assurance-d\u00e9p\u00f4ts du Canada (\u00ab SADC \u00bb).<\/h4>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse942faa40\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse942faa40\" data-dig-id=\"LP-32776-942faa40\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Un mot de nos avocats\"><span>Un mot de nos avocats<\/span><span>Un mot de nos avocats<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse942faa40\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>Le pr\u00e9sent article vise \u00e0 offrir des renseignements g\u00e9n\u00e9raux seulement et n\u2019a pas pour objet de fournir des conseils juridiques ou financiers, ni d\u2019autres conseils professionnels. Veuillez consulter un conseiller professionnel en ce qui concerne votre situation particuli\u00e8re. Les renseignements pr\u00e9sent\u00e9s sont r\u00e9put\u00e9s \u00eatre factuels et \u00e0 jour, mais nous ne garantissons pas leur exactitude et ils ne doivent pas \u00eatre consid\u00e9r\u00e9s comme une analyse exhaustive des sujets abord\u00e9s. Les opinions exprim\u00e9es refl\u00e8tent le jugement des auteurs \u00e0 la date de publication et peuvent changer. La Banque Royale du Canada et ses entit\u00e9s ne font pas la promotion, ni explicitement ni implicitement, des conseils, des avis, des renseignements, des produits ou des services de tiers.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-5981435e-52ca-4d13-9041-e9ab83e0d8a1\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"has-text-align-center h5 mar-b\"><strong>Partager cet article<\/strong><\/p>\n\n\n\n\t\t<div class=\"socials-block\">\n\t\t\t    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Les avantages d&rsquo;\u00e9tablir des ant\u00e9c\u00e9dents de solvabilit\u00e9 aux \u00c9tats-Unis &#038;body=Bonjour, je pensais que cet article de RBC Mes finances d\u2019abord pourrait vous int\u00e9resser: https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Courriel        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copier l\u2019URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  \t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-b503b98b-5996-43cd-9083-6c483dac03f9\" aria-hidden=\"true\"><\/div>\n\t\n\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mob-pad-t-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-b mob-mar-b-dbl mar-t-0\" id=\"h-a-lire-ensuite\">\u00c0 lire ensuite<\/h2>\n\n\n\t\t\t<div class=\"related-posts-type-2\">\n\t\t\t\t<div class=\"related-post-list\">\n\t\t\t\t\t<ul class=\"grid-wpr eh-wpr\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_172567265_RESPvsRRSP-1.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Des parents heureux c\u00e9l\u00e9brant la graduation de leur enfant, sachant qu&#039;ils ont r\u00e9ussi \u00e0 \u00e9quilibrer leurs cotisations au REEE et au REER.\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_172567265_RESPvsRRSP-1.jpg 3900w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_172567265_RESPvsRRSP-1.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_172567265_RESPvsRRSP-1.jpg?resize=768,512 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_172567265_RESPvsRRSP-1.jpg?resize=1024,683 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_172567265_RESPvsRRSP-1.jpg?resize=1536,1024 1536w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_172567265_RESPvsRRSP-1.jpg?resize=2048,1365 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/finances-et-relations\/parentalite\/\">\n\t\t\t\t\t\tParentalit\u00e9\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/finances-et-relations\/parentalite\/reee-et-reer-comment-trouver-lequilibre-entre-lepargne-etudes-et-lepargne-retraite\/\" class=\"card-title h4 mar-t-0\">REEE et REER : comment trouver l\u2019\u00e9quilibre entre l\u2019\u00e9pargne-\u00e9tudes et l\u2019\u00e9pargne-retraite<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/07\/Sep-15_shutterstock_2438592943.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Une main tient un disque avec un symbole de pourcentage dessus, et des fl\u00e8ches vers le haut et vers le bas au-dessus et en dessous du disque pour refl\u00e9ter l&#039;annonce du taux du 17 septembre 2025.\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/07\/Sep-15_shutterstock_2438592943.jpg 5233w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/07\/Sep-15_shutterstock_2438592943.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/07\/Sep-15_shutterstock_2438592943.jpg?resize=768,512 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/07\/Sep-15_shutterstock_2438592943.jpg?resize=1024,683 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/07\/Sep-15_shutterstock_2438592943.jpg?resize=1536,1024 1536w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/07\/Sep-15_shutterstock_2438592943.jpg?resize=2048,1365 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/economie-101\/comprendre-les-taux-dinteret\/\">\n\t\t\t\t\t\tComprendre les taux d\u2019int\u00e9r\u00eat\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/economie-101\/comprendre-les-taux-dinteret\/annonce-de-taux-d-interet-de-la-banque-du-canada\/\" class=\"card-title h4 mar-t-0\">D\u00e9mystification du taux d&rsquo;int\u00e9r\u00eat de la Banque du Canada et son incidence sur votre pr\u00eat hypoth\u00e9caire<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_1823396156_retirementreadiness.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Couple d&#039;\u00e2ge moyen promenant un chien et r\u00e9fl\u00e9chissant \u00e0 leur \u00e9pargne-retraite et s\u00e9curit\u00e9 financi\u00e8re future ; image illustrant la planification de la pr\u00e9paration \u00e0 la retraite\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_1823396156_retirementreadiness.jpg 6720w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_1823396156_retirementreadiness.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_1823396156_retirementreadiness.jpg?resize=768,512 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_1823396156_retirementreadiness.jpg?resize=1024,683 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_1823396156_retirementreadiness.jpg?resize=1536,1024 1536w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_1823396156_retirementreadiness.jpg?resize=2048,1365 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/retraite\/planification-de-la-retraite\/\">\n\t\t\t\t\t\tPlanification de la retraite\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/retraite\/planification-de-la-retraite\/en-retard-dans-votre-epargne-retraite-voici-ce-quil-faut-faire\/\" class=\"card-title h4 mar-t-0\">En retard dans votre \u00e9pargne-retraite? Voici ce qu\u2019il faut faire.<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n<\/section>\n<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-5981435e-52ca-4d13-9041-e9ab83e0d8a1 {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-5981435e-52ca-4d13-9041-e9ab83e0d8a1 {\n\t\t\theight: 30px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-b503b98b-5996-43cd-9083-6c483dac03f9 {\n\t\theight: 60px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-b503b98b-5996-43cd-9083-6c483dac03f9 {\n\t\t\theight: 30px;\n\t\t}\n\t}\t<\/style>","protected":false},"excerpt":{"rendered":"<p>Si vous vivez aux \u00c9tats-Unis une partie de l&rsquo;ann\u00e9e, \u00e9tablir des ant\u00e9c\u00e9dents de solvabilit\u00e9 au sud de la fronti\u00e8re pourrait vous aider \u00e0 vivre la vie que vous voulez mener.<\/p>\n","protected":false},"author":112,"featured_media":21682,"parent":6502,"menu_order":0,"template":"","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"tags":[],"rbc_content_type":[121],"rbc_audience":[],"rbc_lob_group":[],"rbc_difficulty_level":[123],"rbc_mmm_category":[30,72,39],"class_list":["post-21680","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","has-post-thumbnail","hentry","rbc_content_type-article","rbc_difficulty_level-beginner","rbc_mmm_category-objectifs-et-aspirations","rbc_mmm_category-voyage-et-magasinage-aux-etats-unis","rbc_mmm_category-voyages-et-services-transfrontieres"],"acf":{"contently_publication_id":"208121","custom_author":"","rbc_video_header":"","rbc_media_duration":"","rbc_toc_for_mmm_tag":"h2","rbc_toc_for_mmm_limit":6,"rbc_toc_for_mmm":null,"rbc_toc_for_mmm_action":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<meta name=\"description\" content=\"Vous savez qu&#039;il est important d&#039;\u00e9tablir de solides ant\u00e9c\u00e9dents de solvabilit\u00e9 au Canada : cela facilite l&#039;achat d&#039;une propri\u00e9t\u00e9 et l&#039;obtention d&#039;un pr\u00eat-auto ou d&#039;une carte de cr\u00e9dit avec r\u00e9compenses.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:description\" content=\"Vous savez qu&#039;il est important d&#039;\u00e9tablir de solides ant\u00e9c\u00e9dents de solvabilit\u00e9 au Canada : cela facilite l&#039;achat d&#039;une propri\u00e9t\u00e9 et l&#039;obtention d&#039;un pr\u00eat-auto ou d&#039;une carte de cr\u00e9dit avec r\u00e9compenses.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/\" \/>\n<meta property=\"og:site_name\" content=\"RBC Banque Royale\" \/>\n<meta property=\"article:modified_time\" content=\"2024-02-13T19:32:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Happy_couple_open_road_Thumbnail-default_402x-2.jpg?quality=80\" \/>\n\t<meta property=\"og:image:width\" content=\"930\" \/>\n\t<meta property=\"og:image:height\" content=\"620\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/\",\"url\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/\",\"name\":\"Les avantages d'\u00e9tablir des ant\u00e9c\u00e9dents de solvabilit\u00e9 aux \u00c9tats-Unis - Mes finances d\u2019abord\",\"isPartOf\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Happy_couple_open_road_Thumbnail-default_402x-2.jpg?quality=80\",\"datePublished\":\"2019-04-11T00:00:00+00:00\",\"dateModified\":\"2024-02-13T19:32:36+00:00\",\"description\":\"Vous savez qu'il est important d'\u00e9tablir de solides ant\u00e9c\u00e9dents de solvabilit\u00e9 au Canada : cela facilite l'achat d'une propri\u00e9t\u00e9 et l'obtention d'un pr\u00eat-auto ou d'une carte de cr\u00e9dit avec r\u00e9compenses.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/#primaryimage\",\"url\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Happy_couple_open_road_Thumbnail-default_402x-2.jpg?quality=80\",\"contentUrl\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Happy_couple_open_road_Thumbnail-default_402x-2.jpg?quality=80\",\"width\":930,\"height\":620},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Mes finances d\u2019abord\",\"item\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Objectifs et Aspirations\",\"item\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Voyages Et Services Transfrontieres\",\"item\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Les avantages d&#8217;\u00e9tablir des ant\u00e9c\u00e9dents de solvabilit\u00e9 aux \u00c9tats-Unis\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/#website\",\"url\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/\",\"name\":\"RBC Banque Royale\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"description":"Vous savez qu'il est important d'\u00e9tablir de solides ant\u00e9c\u00e9dents de solvabilit\u00e9 au Canada : cela facilite l'achat d'une propri\u00e9t\u00e9 et l'obtention d'un pr\u00eat-auto ou d'une carte de cr\u00e9dit avec r\u00e9compenses.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/","og_locale":"fr_FR","og_type":"article","og_description":"Vous savez qu'il est important d'\u00e9tablir de solides ant\u00e9c\u00e9dents de solvabilit\u00e9 au Canada : cela facilite l'achat d'une propri\u00e9t\u00e9 et l'obtention d'un pr\u00eat-auto ou d'une carte de cr\u00e9dit avec r\u00e9compenses.","og_url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/","og_site_name":"RBC Banque Royale","article_modified_time":"2024-02-13T19:32:36+00:00","og_image":[{"width":930,"height":620,"url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Happy_couple_open_road_Thumbnail-default_402x-2.jpg?quality=80","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/","name":"Les avantages d'\u00e9tablir des ant\u00e9c\u00e9dents de solvabilit\u00e9 aux \u00c9tats-Unis - Mes finances d\u2019abord","isPartOf":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/#primaryimage"},"image":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Happy_couple_open_road_Thumbnail-default_402x-2.jpg?quality=80","datePublished":"2019-04-11T00:00:00+00:00","dateModified":"2024-02-13T19:32:36+00:00","description":"Vous savez qu'il est important d'\u00e9tablir de solides ant\u00e9c\u00e9dents de solvabilit\u00e9 au Canada : cela facilite l'achat d'une propri\u00e9t\u00e9 et l'obtention d'un pr\u00eat-auto ou d'une carte de cr\u00e9dit avec r\u00e9compenses.","breadcrumb":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/#primaryimage","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Happy_couple_open_road_Thumbnail-default_402x-2.jpg?quality=80","contentUrl":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Happy_couple_open_road_Thumbnail-default_402x-2.jpg?quality=80","width":930,"height":620},{"@type":"BreadcrumbList","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Mes finances d\u2019abord","item":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/"},{"@type":"ListItem","position":2,"name":"Objectifs et Aspirations","item":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/"},{"@type":"ListItem","position":3,"name":"Voyages Et Services Transfrontieres","item":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/"},{"@type":"ListItem","position":4,"name":"Les avantages d&#8217;\u00e9tablir des ant\u00e9c\u00e9dents de solvabilit\u00e9 aux \u00c9tats-Unis"}]},{"@type":"WebSite","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/#website","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/","name":"RBC Banque Royale","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rbcroyalbank.com\/fr-ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"}]}},"parsely":{"version":"1.1.0","canonical_url":"https:\/\/rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Les avantages d&rsquo;\u00e9tablir des ant\u00e9c\u00e9dents de solvabilit\u00e9 aux \u00c9tats-Unis","url":"http:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/voyages-et-services-transfrontieres\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\/"},"thumbnailUrl":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Happy_couple_open_road_Thumbnail-default_402x-2.jpg?quality=80&w=150&h=150&crop=1","image":{"@type":"ImageObject","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Happy_couple_open_road_Thumbnail-default_402x-2.jpg?quality=80"},"articleSection":"Uncategorized","author":[{"@type":"Person","name":"hardikthakkar"}],"creator":["hardikthakkar"],"publisher":{"@type":"Organization","name":"RBC Banque Royale","logo":""},"keywords":[],"dateCreated":"2019-04-11T00:00:00Z","datePublished":"2019-04-11T00:00:00Z","dateModified":"2024-02-13T19:32:36Z"},"rendered":"<script type=\"application\/ld+json\" class=\"wp-parsely-metadata\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"Les avantages d&rsquo;\\u00e9tablir des ant\\u00e9c\\u00e9dents de solvabilit\\u00e9 aux \\u00c9tats-Unis\",\"url\":\"http:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/objectifs-et-aspirations\\\/voyages-et-services-transfrontieres\\\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\\\/\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/objectifs-et-aspirations\\\/voyages-et-services-transfrontieres\\\/les-avantages-detablir-des-antecedents-de-solvabilite-aux-etats-unis\\\/\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/13\\\/2023\\\/09\\\/Happy_couple_open_road_Thumbnail-default_402x-2.jpg?quality=80&w=150&h=150&crop=1\",\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/13\\\/2023\\\/09\\\/Happy_couple_open_road_Thumbnail-default_402x-2.jpg?quality=80\"},\"articleSection\":\"Uncategorized\",\"author\":[{\"@type\":\"Person\",\"name\":\"hardikthakkar\"}],\"creator\":[\"hardikthakkar\"],\"publisher\":{\"@type\":\"Organization\",\"name\":\"RBC Banque Royale\",\"logo\":\"\"},\"keywords\":[],\"dateCreated\":\"2019-04-11T00:00:00Z\",\"datePublished\":\"2019-04-11T00:00:00Z\",\"dateModified\":\"2024-02-13T19:32:36Z\"}<\/script>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/rbcroyalbank.com\/p.js"},"featured_img":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Happy_couple_open_road_Thumbnail-default_402x-2.jpg?quality=80&w=930","coauthors":[],"author_meta":{"author_link":"https:\/\/www.rbcroyalbank.com\/fr-ca\/author\/hardikthakkar\/","display_name":"hardikthakkar"},"relative_dates":{"created":"Publi\u00e9 7 ans il y a","modified":"Mis \u00e0 jour 2 ans il y a"},"absolute_dates":{"created":"Publi\u00e9 le 11 avril 2019","modified":"Mise \u00e0 jour le 13 f\u00e9vrier 2024"},"absolute_dates_time":{"created":"Publi\u00e9 le 11 avril 2019 12:00  ","modified":"Mise \u00e0 jour le 13 f\u00e9vrier 2024 7:32  "},"featured_img_caption":"","tax_additional":{"post_tag":{"linked":[],"unlinked":[],"slug":"post_tag","name":"\u00c9tiquettes"},"rbc_content_type":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/content-type\/article\/\" class=\"advgb-post-tax-term\">Article<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Article<\/span>"],"slug":"rbc_content_type","name":"Content Types"},"rbc_audience":{"linked":[],"unlinked":[],"slug":"rbc_audience","name":"Audiences"},"rbc_lob_group":{"linked":[],"unlinked":[],"slug":"rbc_lob_group","name":"LOB Groups"},"rbc_difficulty_level":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/difficulty-level\/beginner\/\" class=\"advgb-post-tax-term\">Beginner<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Beginner<\/span>"],"slug":"rbc_difficulty_level","name":"Difficulty Levels"},"rbc_mmm_category":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/objectifs-et-aspirations\/\" class=\"advgb-post-tax-term\">Objectifs et Aspirations<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/voyage-et-magasinage-aux-etats-unis\/\" class=\"advgb-post-tax-term\">Voyage et magasinage aux \u00c9tats-Unis<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/voyages-et-services-transfrontieres\/\" class=\"advgb-post-tax-term\">Voyages Et Services Transfrontieres<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Objectifs et Aspirations<\/span>","<span class=\"advgb-post-tax-term\">Voyage et magasinage aux \u00c9tats-Unis<\/span>","<span class=\"advgb-post-tax-term\">Voyages Et Services Transfrontieres<\/span>"],"slug":"rbc_mmm_category","name":"Categories"},"ep_custom_result":{"linked":[],"unlinked":[],"slug":"ep_custom_result","name":"Custom Results"}},"series_order":"","jetpack_sharing_enabled":true,"primary_tag":"","primary_rbc_mmm_category":"30","_links":{"self":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/21680","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter"}],"about":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/types\/rbc_my_money_matter"}],"author":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/users\/112"}],"version-history":[{"count":3,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/21680\/revisions"}],"predecessor-version":[{"id":27124,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/21680\/revisions\/27124"}],"up":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/6502"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/media\/21682"}],"wp:attachment":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/media?parent=21680"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/tags?post=21680"},{"taxonomy":"rbc_content_type","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_content_type?post=21680"},{"taxonomy":"rbc_audience","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_audience?post=21680"},{"taxonomy":"rbc_lob_group","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_lob_group?post=21680"},{"taxonomy":"rbc_difficulty_level","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_difficulty_level?post=21680"},{"taxonomy":"rbc_mmm_category","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_mmm_category?post=21680"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}