{"id":29469,"date":"2024-03-21T13:47:40","date_gmt":"2024-03-21T13:47:40","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/fr-ca\/?post_type=rbc_my_money_matter&#038;p=29469"},"modified":"2024-04-05T13:26:30","modified_gmt":"2024-04-05T13:26:30","slug":"comprendre-cartes","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/credit-t-et-emprunt\/comprendre-cartes\/","title":{"rendered":"Comprendre les cartes de cr\u00e9dit"},"content":{"rendered":"\n<section class=\"wp-block-rbc-section-block  pos-rel pad-b-0 pad-t-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\n<div class=\"wp-block-group is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ba379fd wp-block-group-is-layout-constrained\">\n<p class=\"h3\">Une carte de cr\u00e9dit peut \u00eatre tr\u00e8s utile pour vous aider \u00e0 g\u00e9rer vos finances courantes. Comprendre le fonctionnement des cartes de cr\u00e9dit et les diff\u00e9rents types de cartes disponibles vous aidera \u00e0 trouver facilement une carte de cr\u00e9dit qui correspond \u00e0 votre mode de vie et r\u00e9pond \u00e0 vos besoins.<\/p>\n<\/div>\n<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c6699467-1fe6-4b0f-b91c-eb9537d422ca\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r mob-mar-r-0 mob-mar-b-dbl is-layout-flow wp-block-column-is-layout-flow\">\n<article id=\"post-29513\" class=\"loop-post featured-vertical mob-pad-b-dbl post-29513 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-et-dette tag-gestion-de-largent tag-services-bancaires-services-bancaires-numeriques rbc_content_type-article rbc_lob_group-entreprises rbc_difficulty_level-beginner rbc_mmm_category-academie-financiere rbc_mmm_category-comprendre-cartes rbc_mmm_category-credit-t-et-emprunt\">\n\t<div class=\"col-wpr mar-b-0\">\n\t\t\t\t\t<div class=\"col-md-12 mar-b mob-mar-b-dbl\">\n\t\t\t\t<div \n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Un couple saisissant les d\u00e9tails de sa carte de cr\u00e9dit sur une tablette\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"680\"\n\t\t\theight=\"453\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/03\/Zz0xZmFhZGI2Y2RiZWExMWVlYTYzZmQyOWY5YTAyYTdlYQ.jpg?quality=80&#038;w=680\"\n\t\t\talt=\"Un couple saisissant les d\u00e9tails de sa carte de cr\u00e9dit sur une tablette\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\tstyle=\"object-position: 50% 50%; \"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 mob-mar-t-0\">\n\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/credit-et-dette\/\">\n\t\t\t\t\t\t\t<span>cr\u00e9dit et dette<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/credit-t-et-emprunt\/comprendre-cartes\/5-conseils-pour-choisir-la-carte-de-credit-qui-vous-convient-le-mieux-au-canada\/\" class=\"h3 loop-post-title mar-t-0\">5 conseils pour choisir la carte de cr\u00e9dit qui vous convient le mieux au Canada<\/a>\n\t\t\t\t\t\t\t<p>5 crit\u00e8res \u00e0 prendre en consid\u00e9ration lors du choix d\u2019une carte de cr\u00e9dit. <\/p>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-rbc-rbccom-latest-posts\">\n<article id=\"post-29539\" class=\"single-post-card-wrapper post-29539 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-et-dette tag-gestion-de-largent tag-services-bancaires-services-bancaires-numeriques rbc_content_type-article rbc_lob_group-entreprises rbc_difficulty_level-beginner rbc_mmm_category-academie-financiere rbc_mmm_category-comprendre-cartes rbc_mmm_category-credit-t-et-emprunt\">\n  <div class=\"wp-block-rbc-single-post-card\">\n    <div class=\"latest-post-card\">\n      \t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/credit-et-dette\/\">\n\t\t\t\t\t\t\t<span>cr\u00e9dit et dette<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t              <a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/credit-t-et-emprunt\/comprendre-cartes\/6-conseils-pour-choisir-la-carte-de-credit-de-voyage-qui-vous-convient-le-mieux\/\" class=\"h4 post-title mar-b-hlf mar-t-0 truncate-third-line\">6 conseils pour choisir la carte de cr\u00e9dit de voyage qui vous convient le mieux<\/a>\n                    <p class=\"post-description\">D\u00e9couvrez les principaux facteurs qui peuvent vous aider \u00e0 trouver la carte de cr\u00e9dit de voyage qui vous convient le mieux. <\/p>\n          <\/div>\n  <\/div>\n<\/article>\n\n\n\n<article id=\"post-29496\" class=\"single-post-card-wrapper post-29496 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-et-dette tag-gestion-de-largent tag-services-bancaires-services-bancaires-numeriques rbc_content_type-article rbc_lob_group-entreprises rbc_difficulty_level-beginner rbc_mmm_category-academie-financiere rbc_mmm_category-comprendre-cartes rbc_mmm_category-credit-t-et-emprunt\">\n  <div class=\"wp-block-rbc-single-post-card\">\n    <div class=\"latest-post-card\">\n      \t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/credit-et-dette\/\">\n\t\t\t\t\t\t\t<span>cr\u00e9dit et dette<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t              <a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/credit-t-et-emprunt\/comprendre-cartes\/frais-sur-carte-de-credit-101-comment-et-pourquoi-des-frais-sont-imputes\/\" class=\"h4 post-title mar-b-hlf mar-t-0 truncate-third-line\">Frais sur carte de cr\u00e9dit\u00a0101\u00a0: comment et pourquoi des frais sont imput\u00e9s<\/a>\n                    <p class=\"post-description\">En ce qui concerne les frais sur carte de cr\u00e9dit, plusieurs possibilit\u00e9s s\u2019offrent \u00e0 vous. Pesez le co\u00fbt des frais par rapport aux avantages&#8230;<\/p>\n          <\/div>\n  <\/div>\n<\/article>\n\n\n\n<article id=\"post-29490\" class=\"single-post-card-wrapper post-29490 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-et-dette tag-gestion-de-largent tag-services-bancaires-services-bancaires-numeriques rbc_content_type-article rbc_lob_group-entreprises rbc_difficulty_level-beginner rbc_mmm_category-academie-financiere rbc_mmm_category-comprendre-cartes rbc_mmm_category-credit-t-et-emprunt\">\n  <div class=\"wp-block-rbc-single-post-card\">\n    <div class=\"latest-post-card\">\n      \t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/credit-et-dette\/\">\n\t\t\t\t\t\t\t<span>cr\u00e9dit et dette<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t              <a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/credit-t-et-emprunt\/comprendre-cartes\/choisir-la-carte-de-credit-avec-remise-en-argent-qui-vous-convient-le-mieux-en-4-etapes\/\" class=\"h4 post-title mar-b-hlf mar-t-0 truncate-third-line\">Choisir la carte de cr\u00e9dit avec remise en argent qui vous convient le mieux en 4 \u00e9tapes<\/a>\n                    <p class=\"post-description\">La carte de cr\u00e9dit avec remise en argent est un choix populaire aupr\u00e8s des consommateurs. Et pour cause ! D\u00e9couvrez comment choisir la meilleure&#8230;<\/p>\n          <\/div>\n  <\/div>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-28c4dc9e-9292-449a-a156-515d68da6687\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<section class=\"wp-block-rbc-section-block section-cool-white pos-rel  pad-t-0 pad-b-0 overflow-hidden has-f-5-f-8-f-9-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-f1cf5e25-1379-4d36-9c40-4b5a6d939b5f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-outils-calculatrices-et-cours\">Outils, calculatrices et cours<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group has-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-5773cda6 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:24px;padding-right:24px;padding-bottom:24px;padding-left:24px\">\n<div class=\"wp-block-group is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-3a5424e9 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-rbc-icon-block\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" class=\"icon icon-80\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/\/assets\/img\/icons\/icon-tool.svg\" alt=\"icons\/icon-tool\"\/><\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-6545b694-b5b5-4588-b62c-0ffeb6745679\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h3 class=\"wp-block-heading\" id=\"h-aidez-moi-a-choisir-une-carte-de-credit\">Aidez-moi \u00e0 choisir une carte de cr\u00e9dit<\/h3>\n<\/div>\n<a href=\"https:\/\/www.rbcroyalbank.com\/fr\/cartes\/outils\/choisir-carte-credit.html\" target=\"_blank\" class=\"carousel-item-card-link\" rel=\"noopener\"><\/a><\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group has-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-5773cda6 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:24px;padding-right:24px;padding-bottom:24px;padding-left:24px\">\n<div class=\"wp-block-group is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-3a5424e9 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-rbc-icon-block\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" class=\"icon icon-80\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/\/assets\/img\/icons\/icon-online.svg\" alt=\"icons\/icon-online\"\/><\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-28f81f8c-1900-4e29-a2b8-17eac5cd9d16\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h3 class=\"wp-block-heading\" id=\"h-comparer-des-cartes-de-credit-en-ligne\">Comparer des cartes de cr\u00e9dit en ligne<\/h3>\n<\/div>\n<a href=\"https:\/\/www.rbcroyalbank.com\/fr\/cartes\/outils\/comparer-cartes-credit.html\" target=\"_self\" class=\"carousel-item-card-link\" rel=\"noopener\"><\/a><\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group has-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-5773cda6 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:24px;padding-right:24px;padding-bottom:24px;padding-left:24px\">\n<div class=\"wp-block-group is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-3a5424e9 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-rbc-icon-block\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" class=\"icon icon-80\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/\/assets\/img\/icons\/icon-calc.svg\" alt=\"icons\/icon-calc\"\/><\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-89b915a2-775c-4c5d-bece-a9a35f2fa173\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h3 class=\"wp-block-heading\" id=\"h-calculatrice-des-recompenses\">Calculatrice des r\u00e9compenses<\/h3>\n<\/div>\n<a href=\"https:\/\/www.rbcroyalbank.com\/fr\/cartes\/outils\/calculatrice-des-recompenses-sur-cartes-de-credit\/\" target=\"_blank\" class=\"carousel-item-card-link\" rel=\"noopener\"><\/a><\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group has-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-5773cda6 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:24px;padding-right:24px;padding-bottom:24px;padding-left:24px\">\n<div class=\"wp-block-group is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-3a5424e9 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-rbc-icon-block\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" class=\"icon icon-80\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/\/assets\/img\/icons\/icon-cash.svg\" alt=\"icons\/icon-cash\"\/><\/div>\n<\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-2f967279-8642-4911-b5b6-40ccf002ceec\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h3 class=\"wp-block-heading\" id=\"h-calculatrice-de-remise-en-argent\">Calculatrice de remise en argent<\/h3>\n<\/div>\n<a href=\"https:\/\/www.rbcroyalbank.com\/fr\/cartes\/outils\/calculatrice-de-remise-en-argent\/\" target=\"_blank\" class=\"carousel-item-card-link\" rel=\"noopener\"><\/a><\/div>\n<\/div><\/div><\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ebc68841-aaff-4d26-aa17-d308fcedb224\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-b-0 pad-t-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-6db78061-cb90-44fa-b7c3-d111f2f492b5\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-t-0 mar-b-0\" id=\"h-plus-de-comprendre-les-cartes-de-credit\">Plus de Comprendre les cartes de cr\u00e9dit<\/h2>\n\n\n\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-37493\" class=\"rbc-latest-posts-content-card-type-2 post-37493 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-et-dette tag-gestion-de-largent rbc_content_type-article rbc_audience-jeunes rbc_lob_group-modes-dacces rbc_difficulty_level-beginner rbc_mmm_category-academie-financiere rbc_mmm_category-comprendre-les-prets rbc_mmm_category-connaissances-financieres-de-base rbc_mmm_category-credit-t-et-emprunt rbc_mmm_category-etablissement-du-budget\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Jeune femme assise sur un canap\u00e9 avec une carte de cr\u00e9dit dans une main et un smartphone dans l\u2019autre, examinant une option de paiement Acheter maintenant, payez plus tard pour un achat en ligne.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"411\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/01\/shutterstock_2068070435.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Jeune femme assise sur un canap\u00e9 avec une carte de cr\u00e9dit dans une main et un smartphone dans l\u2019autre, examinant une option de paiement Acheter maintenant, payez plus tard pour un achat en ligne.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/credit-et-dette\/\">\n\t\t\t\t\t\t\t<span>cr\u00e9dit et dette<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/credit-t-et-emprunt\/comprendre-les-prets\/votre-guide-des-services-acheter-maintenant-payer-plus-tard-comment-fonctionnent-ils-quand-les-utiliser-et-quand-sabstenir\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Votre guide des services \u00ab Acheter maintenant, payer plus tard \u00bb : comment fonctionnent-ils, quand les utiliser et quand s\u2019abstenir?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Les services \u00ab\u00a0Acheter maintenant, payer plus tard\u00a0\u00bb sont une option de paiement tr\u00e8s appr\u00e9ci\u00e9e que vous pouvez utiliser si vous souhaitez&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-37493 -->\n\n<article id=\"post-37267\" class=\"rbc-latest-posts-content-card-type-2 post-37267 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-et-dette tag-gestion-de-largent tag-services-bancaires-services-bancaires-numeriques rbc_content_type-article rbc_mmm_category-academie-financiere rbc_mmm_category-comprendre-cartes rbc_mmm_category-credit-t-et-emprunt\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"post card image\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/11\/iStock-1057767656.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"post card image\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/services-bancaires-services-bancaires-numeriques\/\">\n\t\t\t\t\t\t\t<span>Services bancaires\/services bancaires num\u00e9riques<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/credit-t-et-emprunt\/comprendre-cartes\/devriez-vous-augmenter-la-limite-de-votre-carte-de-credit\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Devriez-vous augmenter la limite de votre carte de cr\u00e9dit\u00a0?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">On vous a offert une augmentation de la limite de votre carte de cr\u00e9dit, ou vous envisagez d\u2019en demander une ? Une limite plus \u00e9lev\u00e9e peut vous&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-37267 -->\n\n<article id=\"post-6808\" class=\"rbc-latest-posts-content-card-type-2 post-6808 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-services-bancaires-services-bancaires-numeriques rbc_content_type-article rbc_lob_group-entreprises rbc_difficulty_level-beginner rbc_mmm_category-academie-financiere rbc_mmm_category-amelioration-de-votre-cote-de-solvabilite rbc_mmm_category-credit-et-cote-de-solvabilite rbc_mmm_category-credit-t-et-emprunt rbc_mmm_category-difficulte-a-joindre-les-deux-bouts rbc_mmm_category-endettement-et-reduction-du-stress\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Image montrant une jeune femme payant des factures avec une carte de cr\u00e9dit\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Thumbnail-default-289.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Image montrant une jeune femme payant des factures avec une carte de cr\u00e9dit\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/services-bancaires-services-bancaires-numeriques\/\">\n\t\t\t\t\t\t\t<span>Services bancaires\/services bancaires num\u00e9riques<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/credit-t-et-emprunt\/credit-et-cote-de-solvabilite\/les-5-mythes-entourant-la-cote-de-solvabilite\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Les 5 mythes entourant la cote de solvabilit\u00e9<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Les Canadiens ont souvent des id\u00e9es confuses sur la mani\u00e8re dont est calcul\u00e9e leur cote de solvabilit\u00e9 et sur ce qui la fait cro\u00eetre ou baisser&#8230;.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-6808 -->\n\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-e283a586-478b-41f9-8333-b7f7cf94f29e\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-fabc6420-e9fe-416c-bea3-f061c22d7d0f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<section class=\"wp-block-rbc-section-block section-cool-white pos-rel  pad-t-0 pad-b-0 overflow-hidden has-f-5-f-8-f-9-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\t\n\t<div class=\"wp-block-tk-spacer id-e0fae98b-5765-4fda-997b-d3abd67dfcfa\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<h2 class=\"wp-block-heading mar-b-0 mar-t-0\" id=\"h-product-solutions\">Product Solutions<\/h2>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1.2 is-desktop-per-page-3 default is-style-full-height-shadow-overflow\"><div class=\"carousel-wpr top-controls desktop-top-right desktop-top-right-dots-hidden mobile-controls-hidden\" data-mobile-per-page=\"1.2\" aria-label=\"Carousel Container\" data-visible-slide=\"3\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><div class=\"carousel-indicators\"><\/div><button class=\"carousel-prev slick-arrow\" aria-label=\"previous slide\"><\/button><button class=\"carousel-next slick-arrow\" aria-label=\"next slide\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group has-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-5773cda6 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:24px;padding-right:24px;padding-bottom:24px;padding-left:24px\">\n<h3 class=\"wp-block-heading\" id=\"h-cartes-de-credit-de-voyage\">Cartes de cr\u00e9dit de voyage<\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ca612077-4d4a-4344-ae84-b55679542abd\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p>Cartes de cr\u00e9dit de voyage avec des indemnit\u00e9s d\u2019assurance, des points en prime et plus<\/p>\n<\/div>\n<a href=\"https:\/\/www.rbcroyalbank.com\/fr\/cartes\/voyages.html\" target=\"_self\" class=\"carousel-item-card-link\" rel=\"noopener\"><\/a><\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group has-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-5773cda6 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:24px;padding-right:24px;padding-bottom:24px;padding-left:24px\">\n<h3 class=\"wp-block-heading\" id=\"h-cartes-de-credit-avec-recompenses-courantes\">Cartes de cr\u00e9dit avec r\u00e9compenses courantes<\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a0db0f96-7459-48b1-b6d5-dccaf2cbc3e5\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p>Obtenez des points sur vos achats courants et profitez d\u2019options d\u2019\u00e9change souples<\/p>\n<\/div>\n<a href=\"https:\/\/www.rbcroyalbank.com\/fr\/cartes\/recompenses.html\" target=\"_self\" class=\"carousel-item-card-link\" rel=\"noopener\"><\/a><\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group has-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-5773cda6 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:24px;padding-right:24px;padding-bottom:24px;padding-left:24px\">\n<h3 class=\"wp-block-heading\">Cartes de cr\u00e9dit avec remise en argent<\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-47fd4994-44d1-4937-956c-ef08dca4ce40\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p>Parcourez notre gamme de cartes de cr\u00e9dit avec remises en argent sur les achats courants<\/p>\n<\/div>\n<a href=\"https:\/\/www.rbcroyalbank.com\/fr\/cartes\/remise-en-argent.html\" target=\"_self\" class=\"carousel-item-card-link\" rel=\"noopener\"><\/a><\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group has-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-5773cda6 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:24px;padding-right:24px;padding-bottom:24px;padding-left:24px\">\n<h3 class=\"wp-block-heading\" id=\"h-cartes-de-credit-a-taux-d-interet-reduit\">Cartes de cr\u00e9dit \u00e0 taux d\u2019int\u00e9r\u00eat r\u00e9duit<\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1af37fd0-2dc4-4c89-a7cc-ab3eed29c8bc\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p>Comparez les options de taux d\u2019int\u00e9r\u00eat r\u00e9duit fixe ou variable.<\/p>\n<\/div>\n<a href=\"https:\/\/www.rbcroyalbank.com\/fr\/cartes\/taux-reduit.html\" target=\"_self\" class=\"carousel-item-card-link\" rel=\"noopener\"><\/a><\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group has-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-5773cda6 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:24px;padding-right:24px;padding-bottom:24px;padding-left:24px\">\n<h3 class=\"wp-block-heading\" id=\"h-cartes-de-credit-sans-frais-annuels\">Cartes de cr\u00e9dit sans frais annuels<\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7c609b26-9db7-4fa6-b5cc-6ad2aab281ae\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p>Parcourez notre gamme de cartes de cr\u00e9dit sans frais annuels et choisissez celle qui vous convient.<\/p>\n<\/div>\n<a href=\"https:\/\/www.rbcroyalbank.com\/fr\/cartes\/sans-frais.html\" target=\"_self\" class=\"carousel-item-card-link\" rel=\"noopener\"><\/a><\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item carousel-item-card-link\" aria-label=\"Carousel slide\">\n<div class=\"wp-block-group has-white-background-color has-background is-layout-constrained wp-container-core-group-is-layout-5773cda6 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:24px;padding-right:24px;padding-bottom:24px;padding-left:24px\">\n<h3 class=\"wp-block-heading\" id=\"h-cartes-de-credit-pour-etudiant\">Cartes de cr\u00e9dit pour \u00e9tudiant<\/h3>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-e1f41fa4-07f2-4941-9872-3942d1b7d3b2\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p><\/p>\n<\/div>\n<a href=\"https:\/\/www.rbcroyalbank.com\/fr\/cartes\/etudiant.html\" target=\"_self\" class=\"carousel-item-card-link\" rel=\"noopener\"><\/a><\/div>\n<\/div><\/div><\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-7736fbe5-c598-427d-97ae-c2c1e6565da3\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-db602759-9ec6-48d9-a916-a151b4383095\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-b-0 pad-t-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-36432\" class=\"rbc-latest-posts-content-card-type-2 post-36432 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-et-dette tag-gestion-de-largent-2 rbc_content_type-article rbc_audience-jeunes rbc_audience-nouveaux-arrivants rbc_audience-parents rbc_lob_group-prets rbc_difficulty_level-beginner rbc_mmm_category-academie-financiere rbc_mmm_category-comprendre-les-prets rbc_mmm_category-connaissances-financieres-de-base rbc_mmm_category-credit-t-et-emprunt rbc_mmm_category-rapport-a-largent\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Une m\u00e8re souriante enlace sa fille qui rit dans une cuisine chaleureuse, tandis qu\u2019une autre personne pr\u00e9pare de la nourriture \u00e0 l\u2019arri\u00e8re-plan.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/07\/shutterstock_1562611987.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Une m\u00e8re souriante enlace sa fille qui rit dans une cuisine chaleureuse, tandis qu\u2019une autre personne pr\u00e9pare de la nourriture \u00e0 l\u2019arri\u00e8re-plan.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/credit-et-dette\/\">\n\t\t\t\t\t\t\t<span>cr\u00e9dit et dette<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/credit-t-et-emprunt\/comprendre-les-prets\/une-marge-de-credit-un-atout-dans-la-gestion-de-ses-finances-au-canada\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Une marge de cr\u00e9dit, un atout dans la gestion de ses finances au Canada<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Apprenez comment tirer le maximum de votre marge de cr\u00e9dit.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-36432 -->\n\n<article id=\"post-36406\" class=\"rbc-latest-posts-content-card-type-2 post-36406 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-et-dette rbc_content_type-article rbc_audience-etudiants rbc_audience-jeunes rbc_audience-nouveaux-arrivants rbc_lob_group-prets rbc_difficulty_level-beginner rbc_mmm_category-academie-financiere rbc_mmm_category-comprendre-les-prets rbc_mmm_category-connaissances-financieres-de-base rbc_mmm_category-conseils-bancaires rbc_mmm_category-credit-t-et-emprunt\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Un couple heureux est assis sur un canap\u00e9 blanc, jouant avec leur chien allong\u00e9 sur le dos.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/07\/shutterstock_183775940.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Un couple heureux est assis sur un canap\u00e9 blanc, jouant avec leur chien allong\u00e9 sur le dos.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/credit-et-dette\/\">\n\t\t\t\t\t\t\t<span>cr\u00e9dit et dette<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/credit-t-et-emprunt\/comprendre-les-prets\/utilisation-intelligente-dune-marge-de-credit-pour-eviter-les-pieges\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Utilisation intelligente d\u2019une marge de cr\u00e9dit pour \u00e9viter les pi\u00e8ges<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Si elle est utilis\u00e9e correctement, une marge de cr\u00e9dit peut \u00eatre un outil financier puissant.\u00a0 <\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-36406 -->\n\n<article id=\"post-35463\" class=\"rbc-latest-posts-content-card-type-2 post-35463 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-et-dette rbc_content_type-article rbc_audience-aines rbc_audience-etudiants rbc_audience-jeunes rbc_audience-noirs rbc_audience-nouveaux-arrivants rbc_audience-parents rbc_lob_group-cartes-de-credit rbc_difficulty_level-intermediate rbc_mmm_category-academie-financiere rbc_mmm_category-comprendre-cartes rbc_mmm_category-credit-t-et-emprunt\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"femmes utilisant leur t\u00e9l\u00e9phone portable pour examiner des documents afin de comprendre les transferts de solde de carte de cr\u00e9dit\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/04\/shutterstock_722608003_understanding-credit-card-balances.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"femmes utilisant leur t\u00e9l\u00e9phone portable pour examiner des documents afin de comprendre les transferts de solde de carte de cr\u00e9dit\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/credit-et-dette\/\">\n\t\t\t\t\t\t\t<span>cr\u00e9dit et dette<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/credit-t-et-emprunt\/comprendre-cartes\/comprehension-de-votre-solde-de-carte-de-credit\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Compr\u00e9hension de votre solde de carte de cr\u00e9dit<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Savoir combien vous devez est un aspect important de la gestion de votre cr\u00e9dit.  <\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-35463 -->\n\t\t\t\t\t<div class=\"load-more-button text-center mob-pad-t-hlf pad-t\">\n\t\t\t\t\t\t<button class=\"btn tertiary mar-t-0\">Afficher d\u2019autres articles<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\t\n\t<div class=\"wp-block-tk-spacer id-75356383-1cac-42fc-be0e-f677a7dcb6ef\" aria-hidden=\"true\"><\/div>\n\t<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-4c032727-4c04-44a9-9e64-6616e1a4b88f\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p><\/p>\n<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-c6699467-1fe6-4b0f-b91c-eb9537d422ca {\n\t\theight: 64px;\n\t}\n\n\t@media ( max-width: 480px ) 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64px;\n\t\t}\n\t}\t<\/style>","protected":false},"excerpt":{"rendered":"","protected":false},"author":112,"featured_media":0,"parent":6509,"menu_order":0,"template":"","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"tags":[],"rbc_content_type":[],"rbc_audience":[],"rbc_lob_group":[],"rbc_difficulty_level":[],"rbc_mmm_category":[32,332,46,47],"class_list":["post-29469","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","hentry","rbc_mmm_category-academie-financiere","rbc_mmm_category-credit-et-cote-de-solvabilite","rbc_mmm_category-credit-t-et-emprunt","rbc_mmm_category-placements"],"acf":{"contently_publication_id":"","custom_author":"","rbc_video_header":"","rbc_media_duration":"","rbc_video_keywords":"","rbc_video_description":"","rbc_video_upload_date":"","rbc_toc_for_mmm_tag":"h2","rbc_toc_for_mmm_limit":6,"rbc_toc_for_mmm":null,"rbc_toc_for_mmm_action":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<meta name=\"description\" content=\"Poss\u00e9der une carte de cr\u00e9dit au Canada peut \u00eatre tr\u00e8s utile pour \u00e9tablir votre solvabilit\u00e9, g\u00e9rer vos finances courantes et obtenir des r\u00e9compenses comme des points voyages ou des remises en argent. 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