{"id":29991,"date":"2024-05-03T15:22:10","date_gmt":"2024-05-03T15:22:10","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/fr-ca\/?post_type=rbc_my_money_matter&#038;p=29991"},"modified":"2024-05-03T15:26:36","modified_gmt":"2024-05-03T15:26:36","slug":"que-contient-un-plan-cinq-choses-a-prendre-en-compte-pour-bien-gerer-votre-argent","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/investisseur-inspire\/idees-et-motivation\/que-contient-un-plan-cinq-choses-a-prendre-en-compte-pour-bien-gerer-votre-argent\/","title":{"rendered":"Que contient un plan? Cinq choses \u00e0 prendre en compte pour bien g\u00e9rer votre argent"},"content":{"rendered":"<div class=\"wp-block-rbc-single-article-header\">\n\t<section class=\"section-grey cover pad-t-hlf\">\n\t\t<div class=\"section-inner w-half w-mob-full centered-margin cover section-grey pad-tb-0\">\n\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/etablissement-dun-budget\/\">\n\t\t\t\t\t\t\t<span>\u00c9tablissement d\u2019un budget<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<h1 class=\"mar-b-hlf mar-t-0 mob-pad-lr-hlf h2 has-black-color\">Que contient un plan? Cinq choses \u00e0 prendre en compte pour bien g\u00e9rer votre argent<\/h1><p class=\"mar-b-0 mob-pad-lr-hlf author-text\">By l&#039;\u00e9quipe Investisseur inspir\u00e9<\/p>\t\t\t\t\t<div class=\"featured-image-wrapper pos-rel\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/05\/Zz1mMGM3NzZmZTA4OTcxMWVmYTMxODBhYWE5OTFhZDFlZQ.jpg?quality=80\" class=\" cover-image  wp-post-image\" alt=\"Heureux jeune couple sur un ordinateur portable\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/05\/Zz1mMGM3NzZmZTA4OTcxMWVmYTMxODBhYWE5OTFhZDFlZQ.jpg 5875w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/05\/Zz1mMGM3NzZmZTA4OTcxMWVmYTMxODBhYWE5OTFhZDFlZQ.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/05\/Zz1mMGM3NzZmZTA4OTcxMWVmYTMxODBhYWE5OTFhZDFlZQ.jpg?resize=768,512 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/05\/Zz1mMGM3NzZmZTA4OTcxMWVmYTMxODBhYWE5OTFhZDFlZQ.jpg?resize=1024,683 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/05\/Zz1mMGM3NzZmZTA4OTcxMWVmYTMxODBhYWE5OTFhZDFlZQ.jpg?resize=1536,1024 1536w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/05\/Zz1mMGM3NzZmZTA4OTcxMWVmYTMxODBhYWE5OTFhZDFlZQ.jpg?resize=2048,1365 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t<\/section>\n\t<div class=\"article mar-t-dbl\">\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner socials-section\">\n\t\t\t\t<div class=\"top-socials-bar mob-mar-b-hlf\">    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Que contient un plan? Cinq choses \u00e0 prendre en compte pour bien g\u00e9rer votre argent &#038;body=Bonjour, je pensais que cet article de RBC Mes finances d\u2019abord pourrait vous int\u00e9resser: https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/investisseur-inspire\/idees-et-motivation\/que-contient-un-plan-cinq-choses-a-prendre-en-compte-pour-bien-gerer-votre-argent\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Courriel        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/investisseur-inspire\/idees-et-motivation\/que-contient-un-plan-cinq-choses-a-prendre-en-compte-pour-bien-gerer-votre-argent\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copier l\u2019URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  <\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner w-half w-mob-full centered-margin pad-tb-0 mob-mar-t-hlf mob-mar-b\">\n\t\t\t\t<p class=\"cover-pub-line text-xs mar-b-hlf\">Published 3 mai 2024 \u2022 5 min de lecture<\/p>\t\t\t<\/div>\n\t\t<\/section>\n\t<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner w-half w-mob-full\" style=\"border-radius:0x\">\n<p>Il n\u2019est jamais facile de se pr\u00e9parer \u00e0 l\u2019avenir, et les derni\u00e8res ann\u00e9es ont \u00e9t\u00e9 particuli\u00e8rement \u00e9prouvantes pour les Canadiens. Entre la hausse des taux d\u2019int\u00e9r\u00eat et celle de l\u2019inflation, beaucoup de personnes ont fait une pause dans leur plan d\u2019\u00e9pargne pour pouvoir payer les factures de plus en plus \u00e9lev\u00e9es.<\/p>\n\n\n\n<p>Heureusement, un changement se profile. En f\u00e9vrier, le taux d\u2019inflation du Canada a chut\u00e9 sous les 3&nbsp;%, ce qui a nourri l\u2019espoir que les taux d\u2019int\u00e9r\u00eat finiraient par baisser. Bien qu\u2019il n\u2019existe pas de boule de cristal pour pr\u00e9dire avec certitude si la Banque du Canada baissera ses taux d\u2019int\u00e9r\u00eat, ou \u00e0 quel moment elle le fera, quelques solutions s\u2019offrent \u00e0 vous d\u00e8s aujourd\u2019hui pour planifier votre avenir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Examiner vos d\u00e9penses<\/h2>\n\n\n\n<p>C\u2019est peut-\u00eatre un bon moment pour&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/budgets\/\" data-dig-id=\"LP-29991-490ab015\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"r\u00e9viser votre budget\" class=\"rbc-link-format\">r\u00e9viser votre budget<\/a>&nbsp;afin d\u2019\u00e9valuer s\u2019il existe une marge de man\u0153uvre pour r\u00e9duire vos d\u00e9penses. Peut-\u00eatre payez-vous des services infonuagiques ou de diffusion en continu que vous utilisez rarement, ou d\u2019autres d\u00e9penses que vous ne jugez plus n\u00e9cessaires. Vous pourriez m\u00eame \u00eatre en mesure de n\u00e9gocier des tarifs plus avantageux sur votre assurance auto et habitation. M\u00eame les petites sommes font une diff\u00e9rence, d\u2019autant plus que ces fonds&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/investisseur-inspire\/academie-des-placements\/video-la-puissance-du-rendement-compose-que-signifie-t-elle-pour-vos-placements\/\" data-dig-id=\"LP-29991-21ad1a69\" data-dig-label=\"s\u2019accumulent\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">s\u2019accumulent<\/a>&nbsp;au fil du temps.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Int\u00e9grez les placements \u00e0 votre budget<\/h2>\n\n\n\n<p>Il est essentiel d\u2019avoir \u00e0 l\u2019esprit que les cotisations \u00e0 vos comptes de placement sont au moins aussi importantes que les autres obligations financi\u00e8res de votre vie. Au m\u00eame titre que les versements hypoth\u00e9caires, les paiements de pr\u00eat-auto et les sorties au restaurant, vous devez ajouter \u00e0 votre budget les cotisations au&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/fr\/placements\/reer.html\" data-dig-id=\"LP-29991-4ae6bc15\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"r\u00e9gime enregistr\u00e9 d\u2019\u00e9pargne-retraite (REER)\" class=\"rbc-link-format\">r\u00e9gime enregistr\u00e9 d\u2019\u00e9pargne-retraite (REER)<\/a>,&nbsp;au&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/fr\/placements\/celi.html\" data-dig-id=\"LP-29991-7c1bbe19\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"compte d\u2019\u00e9pargne libre d\u2019imp\u00f4t (CELI)\" class=\"rbc-link-format\">compte d\u2019\u00e9pargne libre d\u2019imp\u00f4t (CELI)<\/a>&nbsp;ou dans tout autre type de compte de placement. C\u2019est simple&nbsp;: si les placements ne font pas partie de votre budget, vous pourriez oublier de cotiser. Tenez-en compte, et vous aurez plus de chance d\u2019\u00e9pargner.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00c9tablissez des cotisations pr\u00e9autoris\u00e9es<\/h2>\n\n\n\n<p>La&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/investisseur-inspire\/academie-des-placements\/ce-que-veut-vraiment-dire-se-payer-en-premier\/\" data-dig-id=\"LP-29991-b67fdf44\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"strat\u00e9gie consistant \u00e0 vous payer en premier\" class=\"rbc-link-format\">strat\u00e9gie consistant \u00e0 vous payer en premier<\/a>&nbsp;est une fa\u00e7on bien connue de donner la priorit\u00e9 \u00e0 votre \u00e9pargne tout en limitant le montant de vos d\u00e9penses. En \u00e9tablissant des cotisations automatiques aupr\u00e8s de votre \u00e9tablissement financier, vous pouvez mettre de c\u00f4t\u00e9 une partie de votre paie dans un compte d\u2019\u00e9pargne ou de placement d\u00e8s qu\u2019elle arrive \u2013 et avant d\u2019\u00eatre tent\u00e9 de la d\u00e9penser dans d\u2019autres choses. L\u2019un des grands avantages de la cotisation pr\u00e9autoris\u00e9e est qu\u2019elle aide \u00e0 adopter une habitude constante et r\u00e9guli\u00e8re.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Profitez des cotisations de contrepartie de votre employeur<\/h2>\n\n\n\n<p>De nombreuses soci\u00e9t\u00e9s offrent des programmes d\u2019\u00e9pargne-retraite en vertu desquels elles versent un montant \u00e9quivalent \u00e0 un pourcentage de votre salaire dans un fonds de retraite d\u2019employeur \u00e0 condition que vous ayez vers\u00e9 le m\u00eame montant.&nbsp;C\u2019est de&nbsp;l\u2019argent disponible&nbsp;dont tous les Canadiens ne savent pas tirer parti.&nbsp;Le fait d\u2019adh\u00e9rer au programme de cotisations de contrepartie de votre employeur et de verser un certain montant \u00e0 votre retraite, quel qu\u2019il soit, est un bon moyen de prendre soin de vous.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Ajustez vos paiements d\u2019imp\u00f4ts<\/h2>\n\n\n\n<p>Vous \u00eates sans doute heureux de recevoir un remboursement d\u2019imp\u00f4t apr\u00e8s avoir cotis\u00e9 \u00e0 votre REER, mais que diriez-vous d\u2019investir cet argent plus t\u00f4t dans l\u2019ann\u00e9e, au lieu d\u2019attendre de recevoir un montant forfaitaire? Beaucoup de personnes ne savent pas qu\u2019elles peuvent ajuster le montant d\u2019imp\u00f4t pr\u00e9lev\u00e9 sur chaque paie. En investissant plus t\u00f4t, au lieu d\u2019attendre le remboursement, vous pourriez obtenir une croissance plus \u00e9lev\u00e9e. Vous pouvez communiquer avec un conseiller pour vous assurer que vous d\u00e9ployez correctement cette strat\u00e9gie.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion<\/h2>\n\n\n\n<p>\u00c0 pr\u00e9sent que les pressions sur les prix s\u2019att\u00e9nuent, vous pourriez vous retrouver avec un peu plus d\u2019argent dans votre compte bancaire. Songez \u00e0 verser cet argent dans un compte de placement afin de recommencer \u00e0 accumuler de l\u2019\u00e9pargne.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible  pad-b-qtr\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapsee2537990\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapsee2537990\" data-dig-id=\"LP-29991-e2537990\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"D\u00e9nis de responsabilit\u00e9\"><span>D\u00e9nis de responsabilit\u00e9<\/span><span>D\u00e9nis de responsabilit\u00e9<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapsee2537990\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>Les services de planification financi\u00e8re et les conseils en placement sont offerts par Fonds d\u2019investissement Royal&nbsp;Inc. (FIRI). FIRI, RBC Gestion mondiale d\u2019actifs&nbsp;Inc., Banque Royale du Canada, Soci\u00e9t\u00e9 Trust&nbsp;Royal du Canada et Compagnie Trust&nbsp;Royal sont des entit\u00e9s juridiques distinctes et affili\u00e9es. FIRI est inscrit au Qu\u00e9bec en tant que cabinet de services financiers.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse942faa40\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse942faa40\" data-dig-id=\"LP-32776-942faa40\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Un mot de nos avocats\"><span>Un mot de nos avocats<\/span><span>Un mot de nos avocats<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse942faa40\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>Le pr\u00e9sent article vise \u00e0 offrir des renseignements g\u00e9n\u00e9raux seulement et n\u2019a pas pour objet de fournir des conseils juridiques ou financiers, ni d\u2019autres conseils professionnels. Veuillez consulter un conseiller professionnel en ce qui concerne votre situation particuli\u00e8re. Les renseignements pr\u00e9sent\u00e9s sont r\u00e9put\u00e9s \u00eatre factuels et \u00e0 jour, mais nous ne garantissons pas leur exactitude et ils ne doivent pas \u00eatre consid\u00e9r\u00e9s comme une analyse exhaustive des sujets abord\u00e9s. Les opinions exprim\u00e9es refl\u00e8tent le jugement des auteurs \u00e0 la date de publication et peuvent changer. La Banque Royale du Canada et ses entit\u00e9s ne font pas la promotion, ni explicitement ni implicitement, des conseils, des avis, des renseignements, des produits ou des services de tiers.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center h5 mar-b\"><strong>Partager cet article<\/strong><\/p>\n\n\n\n\t\t<div class=\"socials-block\">\n\t\t\t    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Que contient un plan? Cinq choses \u00e0 prendre en compte pour bien g\u00e9rer votre argent &#038;body=Bonjour, je pensais que cet article de RBC Mes finances d\u2019abord pourrait vous int\u00e9resser: https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/investisseur-inspire\/idees-et-motivation\/que-contient-un-plan-cinq-choses-a-prendre-en-compte-pour-bien-gerer-votre-argent\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Courriel        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/investisseur-inspire\/idees-et-motivation\/que-contient-un-plan-cinq-choses-a-prendre-en-compte-pour-bien-gerer-votre-argent\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copier l\u2019URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  \t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-ce006ab7-68e9-4800-b15b-e441448ce281\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-single-post-topics related-topics-links\">\n\t\t\t\t<p class=\"h5 mar-r-hlf\">Topics:<\/p>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/economie-2\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Economie<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/etablissement-dun-budget\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">\u00c9tablissement d\u2019un budget<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/investir\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Investir<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mob-pad-t-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-b mob-mar-b-dbl mar-t-0\" id=\"h-a-lire-ensuite\">\u00c0 lire ensuite<\/h2>\n\n\n\t\t\t<div class=\"related-posts-type-2\">\n\t\t\t\t<div class=\"related-post-list\">\n\t\t\t\t\t<ul class=\"grid-wpr eh-wpr\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/TDD-2.jpg?quality=80&amp;w=930\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Jeune homme utilisant un ordinateur portable \u00e0 un bureau et regardant un calendrier.\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/TDD-2.jpg 930w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/TDD-2.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/TDD-2.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a 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\u00e9pargner.<\/p>\n","protected":false},"author":80,"featured_media":29992,"parent":7088,"menu_order":0,"template":"","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"tags":[345,305,343],"rbc_content_type":[121],"rbc_audience":[],"rbc_lob_group":[140],"rbc_difficulty_level":[123],"rbc_mmm_category":[32,45,92,264,169],"class_list":["post-29991","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","has-post-thumbnail","hentry","tag-economie-2","tag-etablissement-dun-budget","tag-investir","rbc_content_type-article","rbc_lob_group-placements","rbc_difficulty_level-beginner","rbc_mmm_category-academie-financiere","rbc_mmm_category-connaissances-financieres-de-base","rbc_mmm_category-etablissement-du-budget","rbc_mmm_category-idees-et-motivation","rbc_mmm_category-investisseur-inspire"],"acf":{"contently_publication_id":"","custom_author":"l'\u00e9quipe Investisseur 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