{"id":32944,"date":"2024-10-30T15:03:46","date_gmt":"2024-10-30T15:03:46","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/fr-ca\/?post_type=rbc_my_money_matter&#038;p=32944"},"modified":"2024-10-30T15:04:11","modified_gmt":"2024-10-30T15:04:11","slug":"sante-financiere-prenez-de-bonnes-habitudes","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/rapport-a-largent\/sante-financiere-prenez-de-bonnes-habitudes\/","title":{"rendered":"Sant\u00e9 financi\u00e8re : prenez de bonnes habitudes"},"content":{"rendered":"<div class=\"wp-block-rbc-single-article-header\">\n\t<section class=\"section-grey cover pad-t-hlf\">\n\t\t<div class=\"section-inner w-half w-mob-full centered-margin cover section-grey pad-tb-0\">\n\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/finances-personnelles\/\">\n\t\t\t\t\t\t\t<span>Finances personnelles<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<h1 class=\"mar-b-hlf mar-t-0 mob-pad-lr-hlf h2 has-black-color\">Sant\u00e9 financi\u00e8re : prenez de bonnes habitudes<\/h1><p class=\"mar-b-0 mob-pad-lr-hlf author-text\">By la Banque Royale du Canada<\/p>\t\t\t\t\t<div class=\"featured-image-wrapper pos-rel\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/10\/FOR-JOEL_STORY-1.jpg?quality=80\" class=\" cover-image  wp-post-image\" alt=\"Personne au t\u00e9l\u00e9phone regardant des investissements\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/10\/FOR-JOEL_STORY-1.jpg 4096w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/10\/FOR-JOEL_STORY-1.jpg?resize=150,150 150w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/10\/FOR-JOEL_STORY-1.jpg?resize=300,300 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/10\/FOR-JOEL_STORY-1.jpg?resize=768,768 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/10\/FOR-JOEL_STORY-1.jpg?resize=1024,1024 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/10\/FOR-JOEL_STORY-1.jpg?resize=1536,1536 1536w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/10\/FOR-JOEL_STORY-1.jpg?resize=2048,2048 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t<\/section>\n\t<div class=\"article mar-t-dbl\">\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner socials-section\">\n\t\t\t\t<div class=\"top-socials-bar mob-mar-b-hlf\">    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Sant\u00e9 financi\u00e8re : prenez de bonnes habitudes &#038;body=Bonjour, je pensais que cet article de RBC Mes finances d\u2019abord pourrait vous int\u00e9resser: https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/rapport-a-largent\/sante-financiere-prenez-de-bonnes-habitudes\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Courriel        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/rapport-a-largent\/sante-financiere-prenez-de-bonnes-habitudes\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copier l\u2019URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  <\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner w-half w-mob-full centered-margin pad-tb-0 mob-mar-t-hlf mob-mar-b\">\n\t\t\t\t<p class=\"cover-pub-line text-xs mar-b-hlf\">Published 30 octobre 2024 \u2022 6 min de lecture<\/p>\t\t\t<\/div>\n\t\t<\/section>\n\t<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner w-half w-mob-full\" style=\"border-radius:0x\">\n<div class=\"wp-block-rbc-rbc-block drop-shadow pos-rel top-line-blue block-wpr  mar-b-hlf\">\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner\">\n<h4 class=\"wp-block-heading\" id=\"h-tlpl\">TLPL<\/h4>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Un r\u00e9cent sondage de RBC r\u00e9v\u00e8le que 75\u00a0% des Canadiens estiment avoir de bonnes habitudes financi\u00e8res, mais 73\u00a0% admettent qu\u2019ils prennent parfois des d\u00e9cisions qui pourraient nuire \u00e0 leur bien-\u00eatre financier.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Les bonnes habitudes financi\u00e8res sont \u00e9troitement li\u00e9es au bien-\u00eatre g\u00e9n\u00e9ral. Elles aident notamment \u00e0 r\u00e9duire le stress, \u00e0 am\u00e9liorer le sommeil et \u00e0 solidifier les relations personnelles.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>L\u2019acquisition de bonnes habitudes financi\u00e8res repose sur un engagement continu et une vision \u00e0 long terme.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<p>Dans quelle mesure vos habitudes financi\u00e8res sont-elles saines\u00a0? Si vous avez r\u00e9pondu qu\u2019elles sont saines, vous n\u2019\u00eates pas seul\u00a0: un <a href=\"https:\/\/www.rbc.com\/newsroom\/news\/article.html?article=125937\" data-dig-id=\"LP-32944-eaeeb52a\" data-dig-label=\"r\u00e9cent sondage de RBC\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">r\u00e9cent sondage de RBC<\/a> r\u00e9v\u00e8le que 75\u00a0% des Canadiens pensent avoir de bonnes habitudes financi\u00e8res. Cela dit, la r\u00e9alit\u00e9 est souvent bien diff\u00e9rente. En effet, dans ce m\u00eame sondage, plus d\u2019un tiers des r\u00e9pondants avouent ne pas avoir d\u2019objectifs financiers (38\u00a0%), ne pas consacrer de temps \u00e0 la planification financi\u00e8re (37\u00a0%) et ne pas surveiller leurs d\u00e9penses (34\u00a0%). Or, ces crit\u00e8res sont justement \u00e0 la base de ce qui d\u00e9finit les bonnes habitudes financi\u00e8res.<\/p>\n\n\n\n<p>Alors dans quelle mesure vos habitudes financi\u00e8res sont-elles saines, en r\u00e9alit\u00e9&nbsp;?<\/p>\n\n\n\n<p>Si, comme de nombreux Canadiens, il y a une diff\u00e9rence entre ce que vous pensez de vos habitudes financi\u00e8res et ce qu\u2019elles sont en r\u00e9alit\u00e9, il existe des moyens de combler cet \u00e9cart.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Pourquoi est-il important d\u2019avoir de bonnes habitudes financi\u00e8res&nbsp;?<\/h2>\n\n\n\n<p>Il existe un lien \u00e9troit entre les bonnes habitudes financi\u00e8res et le bien-\u00eatre g\u00e9n\u00e9ral. Lorsque vous adoptez de bonnes habitudes financi\u00e8res, vous pouvez r\u00e9duire votre stress financier, renforcer votre s\u00e9curit\u00e9 financi\u00e8re et gagner en tranquillit\u00e9 d\u2019esprit. D\u2019apr\u00e8s de nombreuses \u00e9tudes, les soucis d\u2019argent sont la premi\u00e8re cause de stress pour les Canadiens. Dans une <a href=\"https:\/\/www.ipsos.com\/en-ca\/four-in-10-canadians-have-trouble-sleeping-night-due-financial-stress\" target=\"_blank\" data-dig-id=\"LP-32944-fb1bb9bb\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"\u00e9tude r\u00e9cente\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">\u00e9tude r\u00e9cente<\/a>, quatre personnes sur dix ont r\u00e9v\u00e9l\u00e9 avoir du mal \u00e0 dormir la nuit \u00e0 cause de leur stress financier, et pr\u00e8s de la moiti\u00e9 ont d\u00e9clar\u00e9 que leur sant\u00e9 mentale \u00e9tait affect\u00e9e par des pens\u00e9es n\u00e9gatives li\u00e9es \u00e0 leurs finances. L\u2019argent est \u00e9galement l\u2019une des principales causes de tensions dans les relations personnelles.<\/p>\n\n\n\n<p>Bien que certains aspects de vos finances ne soient pas \u00e9vidents \u00e0 modifier (votre revenu et vos versements de loyer ou d\u2019hypoth\u00e8que sont difficiles \u00e0 ajuster du jour au lendemain), l\u2019acquisition de bonnes habitudes financi\u00e8res peut vous donner un certain pouvoir sur votre situation financi\u00e8re, ce qui r\u00e9duit le stress, am\u00e9liore votre sommeil et renforce la dynamique de vos relations avec vos amis et votre famille.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Quand les bonnes habitudes financi\u00e8res ne durent pas longtemps<\/h2>\n\n\n\n<p>Les Canadiens adorent adopter de bonnes r\u00e9solutions. Au d\u00e9but de l\u2019ann\u00e9e&nbsp;2024, plus de la moiti\u00e9 des personnes interrog\u00e9es dans le cadre d\u2019un <a href=\"https:\/\/globalnews.ca\/news\/10192147\/financial-planning-2024-inflation\/\" target=\"_blank\" data-dig-id=\"LP-32944-74d501a5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"sondage r\u00e9alis\u00e9 par les m\u00e9dias\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">sondage r\u00e9alis\u00e9 par les m\u00e9dias<\/a> ont r\u00e9v\u00e9l\u00e9 leur intention de prendre les r\u00eanes de leurs d\u00e9penses et de changer leur comportement vis-\u00e0-vis de l\u2019argent. Cependant, il y a une marge entre prendre de bonnes r\u00e9solutions financi\u00e8res et s\u2019y tenir, et malgr\u00e9 leurs bonnes intentions, bon nombre de personnes retombent dans des habitudes pas vraiment \u00e0 leur avantage sur le plan financier.<\/p>\n\n\n\n<p>Qu\u2019il s\u2019agisse de faire de l\u2019exercice, de manger plus sainement ou d\u2019\u00e9tablir un budget, tout changement comportemental s\u2019appuie sur un engagement continu et une vision \u00e0 long terme.<\/p>\n\n\n\n<p>Plus facile \u00e0 dire qu\u2019\u00e0 faire&nbsp;? C\u2019est vrai. Cependant, voici quelques conseils et outils qui pourraient vous aider.<\/p>\n\n\n\n<p>L\u2019am\u00e9lioration de vos habitudes financi\u00e8res \u00e0 long terme repose sur quelques principes fondamentaux&nbsp;: il faut que ce soit facile, que le processus trouve une place dans votre vie quotidienne, et que la progression prime sur la perfection.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">6&nbsp;fa\u00e7ons d\u2019am\u00e9liorer vos habitudes financi\u00e8res&nbsp;:<\/h2>\n\n\n\n<ol class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<h3 class=\"wp-block-heading\">\u00c9tablissez des virements automatiques vers votre compte d\u2019\u00e9pargne. <\/h3>\n\n\n\n<p>L\u2019adage \u00ab\u00a0payez-vous en premier\u00a0\u00bb est l\u2019un des pr\u00e9f\u00e9r\u00e9s des experts financiers, parce qu\u2019il donne de bons r\u00e9sultats. En effectuant r\u00e9guli\u00e8rement des virements automatiques de votre compte ch\u00e8ques vers votre compte d\u2019\u00e9pargne, vous vous assurez d\u2019\u00eatre \u00ab\u00a0pay\u00e9\u00a0\u00bb et mettez en place une routine d\u2019\u00e9pargne \u00e0 laquelle vous n\u2019avez m\u00eame pas besoin de penser.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<h3 class=\"wp-block-heading\">Une astuce simple pour \u00e9viter les achats compulsifs. <\/h3>\n\n\n\n<p>Si vous \u00eates un acheteur compulsif, il peut \u00eatre difficile de r\u00e9sister \u00e0 la tentation d\u2019acheter quelque chose qui vous pla\u00eet. La prochaine fois que vous avez envie d\u2019acheter quelque chose dont vous n\u2019avez pas forc\u00e9ment besoin, appliquez la r\u00e8gle des 24\u00a0heures. Au bout des 24\u00a0heures, si vous estimez toujours que l\u2019achat est indispensable, allez-y. Accordez-vous juste ce d\u00e9lai de r\u00e9flexion.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<h3 class=\"wp-block-heading\">\u00c9tablissez des objectifs. <\/h3>\n\n\n\n<p>Lorsque vous \u00e9tablissez un objectif financier pour vous-m\u00eame, tout ce que vous payez en dehors de vos d\u00e9penses essentielles ralentit votre progression vers cet objectif. Qu\u2019il s\u2019agisse d\u2019un petit objectif \u00e0 court terme (par exemple, un nouveau t\u00e9l\u00e9phone) ou d\u2019un objectif \u00e0 long terme plus significatif (par exemple, une mise de fonds pour acheter une maison), le fait de garder un \u0153il sur l\u2019enjeu final peut vous motiver \u00e0 maintenir de bonnes habitudes financi\u00e8res.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<h3 class=\"wp-block-heading\">D\u00e9barrassez-vous de ces abonnements que vous n\u2019utilisez pas. <\/h3>\n\n\n\n<p>De nos jours, les abonnements et autres frais r\u00e9currents p\u00e8sent beaucoup sur les comptes bancaires. Prenez l\u2019habitude de contr\u00f4ler ce que vous payez et de v\u00e9rifier si vous utilisez vraiment le service en question. Gardez l\u2019\u0153il sur les abonnements et les adh\u00e9sions \u00e0 renouvellement automatique.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<h3 class=\"wp-block-heading\">Ne laissez pas un faux pas vous d\u00e9courager. <\/h3>\n\n\n\n<p>Gardez \u00e0 l\u2019esprit que l\u2019erreur est humaine. Si vous d\u00e9pensez trop pendant un certain mois, ou si vous avez fait un achat que vous regrettez, ne laissez pas tomber votre bonne routine financi\u00e8re. Pour r\u00e9ussir \u00e0 long terme, il est essentiel de pr\u00e9f\u00e9rer la progression \u00e0 la perfection.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<h3 class=\"wp-block-heading\">Aidez-vous d\u2019outils de budg\u00e9tisation faciles \u00e0 utiliser. <\/h3>\n\n\n\n<p>Bien que la d\u00e9finition d&rsquo;objectifs financiers et l&rsquo;adoption de bonnes habitudes financi\u00e8res prennent du temps et puissent sembler difficiles, vous n&rsquo;avez pas \u00e0 le faire seul. Avec l&rsquo;aide de capacit\u00e9s num\u00e9riques de classe mondiale comme NOMI, disponibles via l&rsquo;application mobile RBC, les clients peuvent automatiser les \u00e9conomies, \u00e9liminer le travail manuel de calculatrice pour la mise en place et le suivi d&rsquo;un budget, et m\u00eame pr\u00e9voir les flux de tr\u00e9sorerie futurs.<\/p>\n<\/li>\n<\/ol>\n\n\n\n<p>D\u00e9velopper de bonnes habitudes financi\u00e8res peut avoir un impact durable sur votre bien-\u00eatre personnel et financier &#8211; peu importe votre \u00e2ge ou le stade de vie dans lequel vous vous trouvez. Il n&rsquo;est jamais trop t\u00f4t &#8211; ou trop tard &#8211; pour commencer une routine financi\u00e8re solide. L&rsquo;utilisation d&rsquo;outils qui facilitent tout peut lisser votre chemin vers le succ\u00e8s.<\/p>\n\n\n\n<p>D\u00e9couvrez <a href=\"https:\/\/www.rbcroyalbank.com\/mobile\/feature\/nomi\/index.html\" data-dig-id=\"LP-32944-d2ab32ef\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"comment NOMI peut vous aider\" class=\"rbc-link-format\">comment NOMI peut vous aider<\/a> \u00e0 g\u00e9rer vos d\u00e9penses et \u00e0 acqu\u00e9rir de bonnes habitudes financi\u00e8res.<\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse942faa40\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse942faa40\" data-dig-id=\"LP-32776-942faa40\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Un mot de nos avocats\"><span>Un mot de nos avocats<\/span><span>Un mot de nos avocats<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse942faa40\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>Le pr\u00e9sent article vise \u00e0 offrir des renseignements g\u00e9n\u00e9raux seulement et n\u2019a pas pour objet de fournir des conseils juridiques ou financiers, ni d\u2019autres conseils professionnels. Veuillez consulter un conseiller professionnel en ce qui concerne votre situation particuli\u00e8re. Les renseignements pr\u00e9sent\u00e9s sont r\u00e9put\u00e9s \u00eatre factuels et \u00e0 jour, mais nous ne garantissons pas leur exactitude et ils ne doivent pas \u00eatre consid\u00e9r\u00e9s comme une analyse exhaustive des sujets abord\u00e9s. Les opinions exprim\u00e9es refl\u00e8tent le jugement des auteurs \u00e0 la date de publication et peuvent changer. La Banque Royale du Canada et ses entit\u00e9s ne font pas la promotion, ni explicitement ni implicitement, des conseils, des avis, des renseignements, des produits ou des services de tiers.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center h5 mar-b\"><strong>Partager cet article<\/strong><\/p>\n\n\n\n\t\t<div class=\"socials-block\">\n\t\t\t    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Sant\u00e9 financi\u00e8re : prenez de bonnes habitudes &#038;body=Bonjour, je pensais que cet article de RBC Mes finances d\u2019abord pourrait vous int\u00e9resser: https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/rapport-a-largent\/sante-financiere-prenez-de-bonnes-habitudes\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Courriel        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/rapport-a-largent\/sante-financiere-prenez-de-bonnes-habitudes\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copier l\u2019URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  \t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-540bb2c1-92fb-49d6-b607-56f2b127c3d7\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-single-post-topics related-topics-links\">\n\t\t\t\t<p class=\"h5 mar-r-hlf\">Topics:<\/p>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/economie\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">\u00c9conomie<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/finances-personnelles\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Finances personnelles<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mob-pad-t-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-b mob-mar-b-dbl mar-t-0\" id=\"h-a-lire-ensuite\">\u00c0 lire ensuite<\/h2>\n\n\n\t\t\t<div class=\"related-posts-type-2\">\n\t\t\t\t<div class=\"related-post-list\">\n\t\t\t\t\t<ul class=\"grid-wpr eh-wpr\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/09\/StabilityDog_FinancialWellness.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Un homme assis aven son chien verifiant joyeusement son application de banque mobile.\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/09\/StabilityDog_FinancialWellness.jpg 1920w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/09\/StabilityDog_FinancialWellness.jpg?resize=300,169 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/09\/StabilityDog_FinancialWellness.jpg?resize=768,432 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/09\/StabilityDog_FinancialWellness.jpg?resize=1024,576 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/09\/StabilityDog_FinancialWellness.jpg?resize=1536,864 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/rapport-a-largent\/\">\n\t\t\t\t\t\tRapport \u00e0 l\u2019argent\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/rapport-a-largent\/le-bien-etre-financier-pourquoi-est-ce-important-pour-vous\/\" class=\"card-title h4 mar-t-0\">Comment collaborer avec votre banque pour pr\u00e9parer votre avenir financier<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/07\/shutterstock_1562611987.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Une m\u00e8re souriante enlace sa fille qui rit dans une cuisine chaleureuse, tandis qu\u2019une autre personne pr\u00e9pare de la nourriture \u00e0 l\u2019arri\u00e8re-plan.\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/07\/shutterstock_1562611987.jpg 5472w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/07\/shutterstock_1562611987.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/07\/shutterstock_1562611987.jpg?resize=768,512 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/07\/shutterstock_1562611987.jpg?resize=1024,683 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/07\/shutterstock_1562611987.jpg?resize=1536,1024 1536w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/07\/shutterstock_1562611987.jpg?resize=2048,1365 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/credit-t-et-emprunt\/comprendre-les-prets\/\">\n\t\t\t\t\t\tComprendre les pr\u00eats\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/credit-t-et-emprunt\/comprendre-les-prets\/une-marge-de-credit-un-atout-dans-la-gestion-de-ses-finances-au-canada\/\" class=\"card-title h4 mar-t-0\">Une marge de cr\u00e9dit, un atout dans la gestion de ses finances au Canada<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/03\/processed-C22594B3-7BF6-4921-87EC-E667CA52E004.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Image d\u2019une femme serrant son jeune enfant dans ses bras au sommet d&#039;une montagne de ski pendant l\u2019heure dor\u00e9e.\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/03\/processed-C22594B3-7BF6-4921-87EC-E667CA52E004.jpg 2573w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/03\/processed-C22594B3-7BF6-4921-87EC-E667CA52E004.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/03\/processed-C22594B3-7BF6-4921-87EC-E667CA52E004.jpg?resize=768,512 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/03\/processed-C22594B3-7BF6-4921-87EC-E667CA52E004.jpg?resize=1024,683 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/03\/processed-C22594B3-7BF6-4921-87EC-E667CA52E004.jpg?resize=1536,1024 1536w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/03\/processed-C22594B3-7BF6-4921-87EC-E667CA52E004.jpg?resize=2048,1366 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/investisseur-inspire\/idees-et-motivation\/\">\n\t\t\t\t\t\tId\u00e9es et motivation\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/investisseur-inspire\/idees-et-motivation\/nouveau-mere-decisions-financieres-eclairees\/\" class=\"card-title h4 mar-t-0\">Comment Bella Bucchiotti concilie son nouveau r\u00f4le de m\u00e8re avec des d\u00e9cisions financi\u00e8res \u00e9clair\u00e9es<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n<\/section>\n<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-540bb2c1-92fb-49d6-b607-56f2b127c3d7 {\n\t\theight: 60px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-540bb2c1-92fb-49d6-b607-56f2b127c3d7 {\n\t\t\theight: 30px;\n\t\t}\n\t}\t<\/style>","protected":false},"excerpt":{"rendered":"<p>Dans quelle mesure vos habitudes financi\u00e8res sont-elles saines ? D\u00e9couvrez comment adopter de robustes habitudes financi\u00e8res qui auront un impact positif sur votre bien-\u00eatre.<\/p>\n","protected":false},"author":80,"featured_media":32945,"parent":6558,"menu_order":0,"template":"","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"tags":[303,130],"rbc_content_type":[121],"rbc_audience":[],"rbc_lob_group":[140],"rbc_difficulty_level":[123],"rbc_mmm_category":[32,45,92,94],"class_list":["post-32944","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","has-post-thumbnail","hentry","tag-economie","tag-finances-personnelles","rbc_content_type-article","rbc_lob_group-placements","rbc_difficulty_level-beginner","rbc_mmm_category-academie-financiere","rbc_mmm_category-connaissances-financieres-de-base","rbc_mmm_category-etablissement-du-budget","rbc_mmm_category-rapport-a-largent"],"acf":{"contently_publication_id":"365110","custom_author":"la Banque Royale du Canada ","rbc_video_header":"","rbc_media_duration":"","rbc_video_keywords":"","rbc_video_description":"","rbc_video_upload_date":"","rbc_toc_for_mmm_tag":"h2","rbc_toc_for_mmm_limit":6,"rbc_toc_for_mmm":null,"rbc_toc_for_mmm_action":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<meta name=\"description\" content=\"Dans quelle mesure vos habitudes financi\u00e8res sont-elles saines ? D\u00e9couvrez comment adopter de robustes habitudes financi\u00e8res qui auront un impact positif sur votre bien-\u00eatre.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/rapport-a-largent\/sante-financiere-prenez-de-bonnes-habitudes\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:description\" content=\"Dans quelle mesure vos habitudes financi\u00e8res sont-elles saines ? D\u00e9couvrez comment adopter de robustes habitudes financi\u00e8res qui auront un impact positif sur votre bien-\u00eatre.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/rapport-a-largent\/sante-financiere-prenez-de-bonnes-habitudes\/\" \/>\n<meta property=\"og:site_name\" content=\"RBC Banque Royale\" \/>\n<meta property=\"article:modified_time\" content=\"2024-10-30T15:04:11+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/10\/FOR-JOEL_STORY-1.jpg?quality=80\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/academie-financiere\\\/connaissances-financieres-de-base\\\/rapport-a-largent\\\/sante-financiere-prenez-de-bonnes-habitudes\\\/\",\"url\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/academie-financiere\\\/connaissances-financieres-de-base\\\/rapport-a-largent\\\/sante-financiere-prenez-de-bonnes-habitudes\\\/\",\"name\":\"Sant\u00e9 financi\u00e8re : prenez de bonnes habitudes - Mes finances d\u2019abord\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/academie-financiere\\\/connaissances-financieres-de-base\\\/rapport-a-largent\\\/sante-financiere-prenez-de-bonnes-habitudes\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/academie-financiere\\\/connaissances-financieres-de-base\\\/rapport-a-largent\\\/sante-financiere-prenez-de-bonnes-habitudes\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/13\\\/2024\\\/10\\\/FOR-JOEL_STORY-1.jpg?quality=80\",\"datePublished\":\"2024-10-30T15:03:46+00:00\",\"dateModified\":\"2024-10-30T15:04:11+00:00\",\"description\":\"Dans quelle mesure vos habitudes financi\u00e8res sont-elles saines ? D\u00e9couvrez comment adopter de robustes habitudes financi\u00e8res qui auront un impact positif sur votre bien-\u00eatre.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/academie-financiere\\\/connaissances-financieres-de-base\\\/rapport-a-largent\\\/sante-financiere-prenez-de-bonnes-habitudes\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/academie-financiere\\\/connaissances-financieres-de-base\\\/rapport-a-largent\\\/sante-financiere-prenez-de-bonnes-habitudes\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/academie-financiere\\\/connaissances-financieres-de-base\\\/rapport-a-largent\\\/sante-financiere-prenez-de-bonnes-habitudes\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/13\\\/2024\\\/10\\\/FOR-JOEL_STORY-1.jpg?quality=80\",\"contentUrl\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/13\\\/2024\\\/10\\\/FOR-JOEL_STORY-1.jpg?quality=80\",\"width\":4096,\"height\":4096,\"caption\":\"Personne au t\u00e9l\u00e9phone regardant des investissements\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/academie-financiere\\\/connaissances-financieres-de-base\\\/rapport-a-largent\\\/sante-financiere-prenez-de-bonnes-habitudes\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Mes finances d\u2019abord\",\"item\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Acad\u00e9mie Financi\u00e8re\",\"item\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/academie-financiere\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Connaissances Financi\u00e8res De Base\",\"item\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/academie-financiere\\\/connaissances-financieres-de-base\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Rapport \u00e0 l\u2019argent\",\"item\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/academie-financiere\\\/connaissances-financieres-de-base\\\/rapport-a-largent\\\/\"},{\"@type\":\"ListItem\",\"position\":5,\"name\":\"Sant\u00e9 financi\u00e8re : prenez de bonnes habitudes\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/#website\",\"url\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/\",\"name\":\"RBC Banque Royale\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"description":"Dans quelle mesure vos habitudes financi\u00e8res sont-elles saines ? D\u00e9couvrez comment adopter de robustes habitudes financi\u00e8res qui auront un impact positif sur votre bien-\u00eatre.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/rapport-a-largent\/sante-financiere-prenez-de-bonnes-habitudes\/","og_locale":"fr_FR","og_type":"article","og_description":"Dans quelle mesure vos habitudes financi\u00e8res sont-elles saines ? D\u00e9couvrez comment adopter de robustes habitudes financi\u00e8res qui auront un impact positif sur votre bien-\u00eatre.","og_url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/rapport-a-largent\/sante-financiere-prenez-de-bonnes-habitudes\/","og_site_name":"RBC Banque Royale","article_modified_time":"2024-10-30T15:04:11+00:00","twitter_card":"summary_large_image","twitter_image":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/10\/FOR-JOEL_STORY-1.jpg?quality=80","twitter_misc":{"Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/rapport-a-largent\/sante-financiere-prenez-de-bonnes-habitudes\/","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/rapport-a-largent\/sante-financiere-prenez-de-bonnes-habitudes\/","name":"Sant\u00e9 financi\u00e8re : prenez de bonnes habitudes - Mes finances d\u2019abord","isPartOf":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/rapport-a-largent\/sante-financiere-prenez-de-bonnes-habitudes\/#primaryimage"},"image":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/rapport-a-largent\/sante-financiere-prenez-de-bonnes-habitudes\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/10\/FOR-JOEL_STORY-1.jpg?quality=80","datePublished":"2024-10-30T15:03:46+00:00","dateModified":"2024-10-30T15:04:11+00:00","description":"Dans quelle mesure vos habitudes financi\u00e8res sont-elles saines ? D\u00e9couvrez comment adopter de robustes habitudes financi\u00e8res qui auront un impact positif sur votre bien-\u00eatre.","breadcrumb":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/rapport-a-largent\/sante-financiere-prenez-de-bonnes-habitudes\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/rapport-a-largent\/sante-financiere-prenez-de-bonnes-habitudes\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/rapport-a-largent\/sante-financiere-prenez-de-bonnes-habitudes\/#primaryimage","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/10\/FOR-JOEL_STORY-1.jpg?quality=80","contentUrl":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/10\/FOR-JOEL_STORY-1.jpg?quality=80","width":4096,"height":4096,"caption":"Personne au t\u00e9l\u00e9phone regardant des investissements"},{"@type":"BreadcrumbList","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/rapport-a-largent\/sante-financiere-prenez-de-bonnes-habitudes\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Mes finances d\u2019abord","item":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/"},{"@type":"ListItem","position":2,"name":"Acad\u00e9mie Financi\u00e8re","item":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/"},{"@type":"ListItem","position":3,"name":"Connaissances Financi\u00e8res De Base","item":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/"},{"@type":"ListItem","position":4,"name":"Rapport \u00e0 l\u2019argent","item":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/rapport-a-largent\/"},{"@type":"ListItem","position":5,"name":"Sant\u00e9 financi\u00e8re : prenez de bonnes habitudes"}]},{"@type":"WebSite","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/#website","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/","name":"RBC Banque Royale","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rbcroyalbank.com\/fr-ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"}]}},"parsely":{"version":"1.1.0","canonical_url":"https:\/\/rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/rapport-a-largent\/sante-financiere-prenez-de-bonnes-habitudes\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Sant\u00e9 financi\u00e8re : prenez de bonnes habitudes","url":"http:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/rapport-a-largent\/sante-financiere-prenez-de-bonnes-habitudes\/","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/rapport-a-largent\/sante-financiere-prenez-de-bonnes-habitudes\/"},"thumbnailUrl":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/10\/FOR-JOEL_STORY-1.jpg?quality=80&w=150&h=150&crop=1","image":{"@type":"ImageObject","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/10\/FOR-JOEL_STORY-1.jpg?quality=80"},"articleSection":"Uncategorized","author":[{"@type":"Person","name":"jacquelinewu"}],"creator":["jacquelinewu"],"publisher":{"@type":"Organization","name":"RBC Banque Royale","logo":""},"keywords":["\u00e9conomie","finances personnelles"],"dateCreated":"2024-10-30T15:03:46Z","datePublished":"2024-10-30T15:03:46Z","dateModified":"2024-10-30T15:04:11Z"},"rendered":"<script type=\"application\/ld+json\" class=\"wp-parsely-metadata\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"Sant\\u00e9 financi\\u00e8re : prenez de bonnes habitudes\",\"url\":\"http:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/academie-financiere\\\/connaissances-financieres-de-base\\\/rapport-a-largent\\\/sante-financiere-prenez-de-bonnes-habitudes\\\/\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/academie-financiere\\\/connaissances-financieres-de-base\\\/rapport-a-largent\\\/sante-financiere-prenez-de-bonnes-habitudes\\\/\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/13\\\/2024\\\/10\\\/FOR-JOEL_STORY-1.jpg?quality=80&w=150&h=150&crop=1\",\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/13\\\/2024\\\/10\\\/FOR-JOEL_STORY-1.jpg?quality=80\"},\"articleSection\":\"Uncategorized\",\"author\":[{\"@type\":\"Person\",\"name\":\"jacquelinewu\"}],\"creator\":[\"jacquelinewu\"],\"publisher\":{\"@type\":\"Organization\",\"name\":\"RBC Banque Royale\",\"logo\":\"\"},\"keywords\":[\"\\u00e9conomie\",\"finances personnelles\"],\"dateCreated\":\"2024-10-30T15:03:46Z\",\"datePublished\":\"2024-10-30T15:03:46Z\",\"dateModified\":\"2024-10-30T15:04:11Z\"}<\/script>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/rbcroyalbank.com\/p.js"},"featured_img":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/10\/FOR-JOEL_STORY-1.jpg?quality=80&w=1024","coauthors":[],"author_meta":{"author_link":"https:\/\/www.rbcroyalbank.com\/fr-ca\/author\/jacquelinewu\/","display_name":"jacquelinewu"},"relative_dates":{"created":"Publi\u00e9 2 ans il y a","modified":"Mis \u00e0 jour 2 ans il y a"},"absolute_dates":{"created":"Publi\u00e9 le 30 octobre 2024","modified":"Mise \u00e0 jour le 30 octobre 2024"},"absolute_dates_time":{"created":"Publi\u00e9 le 30 octobre 2024 3:03  ","modified":"Mise \u00e0 jour le 30 octobre 2024 3:04  "},"featured_img_caption":"","tax_additional":{"post_tag":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/economie\/\" class=\"advgb-post-tax-term\">\u00c9conomie<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/finances-personnelles\/\" class=\"advgb-post-tax-term\">Finances personnelles<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">\u00c9conomie<\/span>","<span class=\"advgb-post-tax-term\">Finances personnelles<\/span>"],"slug":"post_tag","name":"\u00c9tiquettes"},"rbc_content_type":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/content-type\/article\/\" class=\"advgb-post-tax-term\">Article<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Article<\/span>"],"slug":"rbc_content_type","name":"Content Types"},"rbc_audience":{"linked":[],"unlinked":[],"slug":"rbc_audience","name":"Audiences"},"rbc_lob_group":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/lob-group\/placements\/\" class=\"advgb-post-tax-term\">Placements<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Placements<\/span>"],"slug":"rbc_lob_group","name":"LOB Groups"},"rbc_difficulty_level":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/difficulty-level\/beginner\/\" class=\"advgb-post-tax-term\">Beginner<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Beginner<\/span>"],"slug":"rbc_difficulty_level","name":"Difficulty Levels"},"rbc_mmm_category":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/academie-financiere\/\" class=\"advgb-post-tax-term\">Acad\u00e9mie financi\u00e8re<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/connaissances-financieres-de-base\/\" class=\"advgb-post-tax-term\">Connaissances Financi\u00e8res De Base<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/etablissement-du-budget\/\" class=\"advgb-post-tax-term\">\u00c9tablissement du budget<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/rapport-a-largent\/\" class=\"advgb-post-tax-term\">Rapport \u00e0 l\u2019argent<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Acad\u00e9mie financi\u00e8re<\/span>","<span class=\"advgb-post-tax-term\">Connaissances Financi\u00e8res De Base<\/span>","<span class=\"advgb-post-tax-term\">\u00c9tablissement du budget<\/span>","<span class=\"advgb-post-tax-term\">Rapport \u00e0 l\u2019argent<\/span>"],"slug":"rbc_mmm_category","name":"Categories"},"ep_custom_result":{"linked":[],"unlinked":[],"slug":"ep_custom_result","name":"Custom Results"}},"series_order":"","jetpack_sharing_enabled":true,"primary_tag":"130","primary_rbc_mmm_category":"94","_links":{"self":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/32944","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter"}],"about":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/types\/rbc_my_money_matter"}],"author":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/users\/80"}],"version-history":[{"count":4,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/32944\/revisions"}],"predecessor-version":[{"id":32953,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/32944\/revisions\/32953"}],"up":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/6558"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/media\/32945"}],"wp:attachment":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/media?parent=32944"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/tags?post=32944"},{"taxonomy":"rbc_content_type","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_content_type?post=32944"},{"taxonomy":"rbc_audience","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_audience?post=32944"},{"taxonomy":"rbc_lob_group","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_lob_group?post=32944"},{"taxonomy":"rbc_difficulty_level","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_difficulty_level?post=32944"},{"taxonomy":"rbc_mmm_category","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_mmm_category?post=32944"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}