{"id":34375,"date":"2023-07-14T15:51:00","date_gmt":"2023-07-14T15:51:00","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/fr-ca\/?post_type=rbc_my_money_matter&#038;p=34375"},"modified":"2025-02-24T15:52:06","modified_gmt":"2025-02-24T15:52:06","slug":"financement-de-votre-vehicule-prendre-les-bonnes-decisions","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/","title":{"rendered":"Financement de votre v\u00e9hicule\u00a0: prendre les bonnes d\u00e9cisions"},"content":{"rendered":"<div class=\"wp-block-rbc-single-article-header\">\n\t<section class=\"section-grey cover pad-t-hlf\">\n\t\t<div class=\"section-inner w-half w-mob-full centered-margin cover section-grey pad-tb-0\">\n\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/finances-personnelles\/\">\n\t\t\t\t\t\t\t<span>Finances personnelles<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<h1 class=\"mar-b-hlf mar-t-0 mob-pad-lr-hlf h2 has-black-color\">Financement de votre v\u00e9hicule\u00a0: prendre les bonnes d\u00e9cisions<\/h1><p class=\"mar-b-0 mob-pad-lr-hlf author-text\">By Jacob Henriksen-Willis<\/p>\t\t\t\t\t<div class=\"featured-image-wrapper pos-rel\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/Untitled-design-2023-07-14T163755.899.webp?quality=80\" class=\" cover-image  wp-post-image\" alt=\"\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/Untitled-design-2023-07-14T163755.899.webp 930w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/Untitled-design-2023-07-14T163755.899.webp?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/Untitled-design-2023-07-14T163755.899.webp?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t<\/section>\n\t<div class=\"article mar-t-dbl\">\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner socials-section\">\n\t\t\t\t<div class=\"top-socials-bar mob-mar-b-hlf\">    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Financement de votre v\u00e9hicule\u00a0: prendre les bonnes d\u00e9cisions &#038;body=Bonjour, je pensais que cet article de RBC Mes finances d\u2019abord pourrait vous int\u00e9resser: https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Courriel        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copier l\u2019URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  <\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner w-half w-mob-full centered-margin pad-tb-0 mob-mar-t-hlf mob-mar-b\">\n\t\t\t\t<p class=\"cover-pub-line text-xs mar-b-hlf\">Published 14 juillet 2023 \u2022 4 min de lecture<\/p>\t\t\t<\/div>\n\t\t<\/section>\n\t<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner w-half w-mob-full\" style=\"border-radius:0x\">\n<p>Avant de commencer \u00e0 explorer la fa\u00e7on de financer votre nouveau v\u00e9hicule, vous devez faire plusieurs choix. Il est important de comprendre les options qui s\u2019offrent \u00e0 vous. Un peu de pr\u00e9paration vous aidera grandement \u00e0 obtenir la meilleure offre en fonction de votre situation financi\u00e8re.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Achat ou location<\/h2>\n\n\n\n<p>Au moment de financer votre v\u00e9hicule, l\u2019une des premi\u00e8res d\u00e9cisions consiste \u00e0 choisir entre un achat ou une location. Un bail de v\u00e9hicule est semblable \u00e0 un bail \u00e0 long terme&nbsp;: vous acceptez d\u2019\u00ab&nbsp;emprunter&nbsp;\u00bb le v\u00e9hicule au lieu de l\u2019acqu\u00e9rir, et vous payez des frais mensuels d\u2019un montant fixe avant de restituer le v\u00e9hicule au concessionnaire.<\/p>\n\n\n\n<p>Vos frais de location mensuels seront g\u00e9n\u00e9ralement moins \u00e9lev\u00e9s qu\u2019un pr\u00eat \u00e9quivalent, ce qui peut rendre le v\u00e9hicule de vos r\u00eaves plus abordable \u00e0 court terme. Cependant, vous effectuerez ces paiements tant que vous conduirez le v\u00e9hicule, ce qui diminue sa valeur au fil du temps.<\/p>\n\n\n\n<p>L\u2019achat d\u2019une voiture offre \u00e9galement moins de contraintes&nbsp;: les contrats de location comprennent souvent des limites de millage et peuvent exiger des frais suppl\u00e9mentaires si l\u2019\u00e9tat du v\u00e9hicule restitu\u00e9 est moins bon que pr\u00e9vu.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Obtenir la meilleure offre sur un pr\u00eat automobile<\/h3>\n\n\n\n<p>De nombreux propri\u00e9taires de voitures financent leur v\u00e9hicule par un pr\u00eat automobile. Lorsque vous cherchez la meilleure offre pour un tel pr\u00eat, l\u2019essentiel des discussions portera sur les taux d\u2019int\u00e9r\u00eat (les frais que votre pr\u00eateur exige pour le privil\u00e8ge de leur emprunter de l\u2019argent).<\/p>\n\n\n\n<p>Selon <a href=\"https:\/\/www150.statcan.gc.ca\/t1\/tbl1\/fr\/tv.action?pid=1010000601&amp;request_locale=fr\" data-dig-id=\"LP-34375-daeafb3c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Statistique Canada\" class=\"rbc-link-format\">Statistique Canada<\/a>, le taux d\u2019int\u00e9r\u00eat moyen pour un pr\u00eat automobile au Canada \u00e9tait d\u2019environ 7,25&nbsp;% en mars&nbsp;2023. On peut s\u2019en servir comme point de r\u00e9f\u00e9rence pour d\u00e9terminer \u00e0 quoi ressemble une bonne affaire. Mais il est important de savoir que ces taux peuvent varier en fonction de votre cote de solvabilit\u00e9. Si votre cote est \u00e9lev\u00e9e, il peut \u00eatre plus facile de trouver des offres assorties de taux d\u2019int\u00e9r\u00eat faible.<\/p>\n\n\n\n<div class=\"wp-block-columns has-border-color has-grey-border-color has-light-grey-background-color has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\" style=\"border-width:1px\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>La&nbsp;<a href=\"https:\/\/apps.royalbank.com\/apps\/car-loans\/payment-calculator\/?lang=fr_gl=1*9fgde6*_ga*OTM5MjMwOTMyLjE2ODQ2ODczMDU.*_ga_89NPCTDXQR*MTY4NzI5Mjg1NC43LjEuMTY4NzI5MzE1OS4zOS4wLjA.*_gcl_au*MTE2NzYyNjAyOS4xNjg0Njg3MzA1&amp;_ga=2.190137512.2693693.1687292855-9330932.1684687305\" data-dig-id=\"LP-34375-b8dd4f3d\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Calculatrice comparative des versements sur pr\u00eat&nbsp;auto\" class=\"rbc-link-format\">Calculatrice comparative des versements sur pr\u00eat&nbsp;auto<\/a>&nbsp;de RBC vous permet de calculer facilement \u00e0 quoi pourraient ressembler vos versements avant de vous engager.<\/p>\n\n\n\n<p>Voyez ce que vous pouvez financer avant de vous rendre chez un concessionnaire avec&nbsp;<a href=\"https:\/\/apps.royalbank.com\/apps\/my-auto-affordability?lang=fr\" data-dig-id=\"LP-34375-aa80a32e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"l\u2019outil Mon accessibilit\u00e9 au financement automobile de RBC\" class=\"rbc-link-format\">l\u2019outil Mon accessibilit\u00e9 au financement automobile de RBC<\/a>.<\/p>\n<\/div>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\">Financement aupr\u00e8s du concessionnaire ou d\u2019une banque<\/h4>\n\n\n\n<p>Lorsque vous contractez un pr\u00eat-auto, vous pouvez choisir entre un financement aupr\u00e8s de votre banque ou de votre concessionnaire. Les deux ont leurs avantages. Les concessionnaires sont en g\u00e9n\u00e9ral plus motiv\u00e9s \u00e0 arriver \u00e0 une entente, ce qui signifie que les modalit\u00e9s du pr\u00eat aupr\u00e8s du concessionnaire peuvent \u00eatre plus n\u00e9gociables. Pour les clients qui ont une bonne cote de solvabilit\u00e9, certains concessionnaires peuvent offrir des solutions de financement \u00e0 0&nbsp;% sur les nouveaux mod\u00e8les, c\u2019est-\u00e0-dire qu\u2019il n\u2019y a aucun int\u00e9r\u00eat sur votre pr\u00eat.<\/p>\n\n\n\n<p>Le financement aupr\u00e8s de votre banque peut faciliter votre organisation. Si la banque s\u2019occupe de vos autres pr\u00eats, cela peut simplifier vos paiements chaque mois. Un pr\u00eat bancaire peut \u00e9galement \u00eatre destin\u00e9 \u00e0 n\u2019importe quel v\u00e9hicule, tandis qu\u2019un pr\u00eat aupr\u00e8s du concessionnaire est habituellement r\u00e9serv\u00e9 \u00e0 des marques et \u00e0 des mod\u00e8les pr\u00e9d\u00e9termin\u00e9s.<\/p>\n\n\n\n<p>Pour les clients de RBC, il y a aussi la possibilit\u00e9 de transf\u00e9rer l\u2019argent de leur pr\u00eat dans leur compte bancaire ou directement au concessionnaire.<\/p>\n\n\n\n<p class=\"has-light-grey-background-color has-background\">Pour aller plus loin&nbsp;:&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/trouver-la-bonne-voiture\/lachat-dune-voiture-neuve-ou-doccasion\/\" data-dig-id=\"LP-34375-faefbaa6\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"L\u2019achat d\u2019une voiture&nbsp;: neuve ou d\u2019occasion?\" class=\"rbc-link-format\">L\u2019achat d\u2019une voiture&nbsp;: neuve ou d\u2019occasion?<\/a><\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse5f5b33eb\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse5f5b33eb\" data-dig-id=\"LP-34375-5f5b33eb\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Un mot de nos juristes\"><div>Un mot de nos juristes<\/div><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse5f5b33eb\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>Le pr\u00e9sent article vise \u00e0 offrir des renseignements g\u00e9n\u00e9raux seulement et n\u2019a pas pour objet de fournir des conseils juridiques ou financiers, ni d\u2019autres conseils professionnels. Veuillez consulter un conseiller professionnel en ce qui concerne votre situation particuli\u00e8re. Les renseignements pr\u00e9sent\u00e9s sont r\u00e9put\u00e9s \u00eatre factuels et \u00e0 jour, mais nous ne garantissons pas leur exactitude et ils ne doivent pas \u00eatre consid\u00e9r\u00e9s comme une analyse exhaustive des sujets abord\u00e9s. Les opinions exprim\u00e9es refl\u00e8tent le jugement des auteurs \u00e0 la date de publication et peuvent changer. La Banque Royale du Canada et ses entit\u00e9s ne font pas la promotion, ni explicitement ni implicitement, des conseils, des avis, des renseignements, des produits ou des services de tiers.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-387cdb7d-eeab-4643-84c7-d02637ba868a\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"has-text-align-center h5 mar-b\"><strong>Partagez cet article<\/strong><\/p>\n\n\n\n\t\t<div class=\"socials-block\">\n\t\t\t    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Financement de votre v\u00e9hicule\u00a0: prendre les bonnes d\u00e9cisions &#038;body=Bonjour, je pensais que cet article de RBC Mes finances d\u2019abord pourrait vous int\u00e9resser: https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Courriel        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copier l\u2019URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  \t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-f02032e9-3c2a-4fd3-a955-70abf5032a4c\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-single-post-topics related-topics-links\">\n\t\t\t\t<p class=\"h5 mar-r-hlf\">Topics:<\/p>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/finances-personnelles\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Finances personnelles<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mob-pad-t-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-b mob-mar-b-dbl mar-t-0\" id=\"h-a-lire-ensuite\">\u00c0 lire ensuite<\/h2>\n\n\n\t\t\t<div class=\"related-posts-type-2\">\n\t\t\t\t<div class=\"related-post-list\">\n\t\t\t\t\t<ul class=\"grid-wpr eh-wpr\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/iStock-638220602.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Un concessionnaire automobile ouvre la porte d\u2019une petite voiture grise et en explique les caract\u00e9ristiques, tandis qu\u2019une acheteuse souriante regarde l\u2019int\u00e9rieur de la voiture\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/iStock-638220602.jpg 2121w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/iStock-638220602.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/iStock-638220602.jpg?resize=768,512 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/iStock-638220602.jpg?resize=1024,683 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/iStock-638220602.jpg?resize=1536,1024 1536w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/iStock-638220602.jpg?resize=2048,1365 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/\">\n\t\t\t\t\t\tFinancement d\u2019une voiture\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/liste-de-verification-acheteurs-de-voiture\/\" class=\"card-title h4 mar-t-0\">8 questions importantes \u00e0 poser lors de l\u2019achat d\u2019une voiture<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/10\/iStock-1210355637.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Sous le regard de sa femme, un homme s\u2019accroupit \u00e0 c\u00f4t\u00e9 d\u2019une voiture blanche chez un concessionnaire, dont il inspecte l\u2019avant tout en s\u2019adressant \u00e0 lui.\u00a0\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/10\/iStock-1210355637.jpg 2121w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/10\/iStock-1210355637.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/10\/iStock-1210355637.jpg?resize=768,512 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/10\/iStock-1210355637.jpg?resize=1024,683 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/10\/iStock-1210355637.jpg?resize=1536,1024 1536w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/10\/iStock-1210355637.jpg?resize=2048,1365 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/\">\n\t\t\t\t\t\tFinancement d\u2019une voiture\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/guide-achat-voiture\/\" class=\"card-title h4 mar-t-0\">7\u00a0facteurs cl\u00e9s \u00e0 prendre en consid\u00e9ration lors de l\u2019achat d\u2019un nouveau v\u00e9hicule<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/07\/Image-for-AF-article_-Buying-a-Car-in-a-High-Cost-Environment.jpg_draft_1.jpeg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Joyeux couple multiracial recevant les cl\u00e9s de leur nouvelle voiture de la part d&#039;une vendeuse dans la salle d&#039;exposition.\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/07\/Image-for-AF-article_-Buying-a-Car-in-a-High-Cost-Environment.jpg_draft_1.jpeg 2121w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/07\/Image-for-AF-article_-Buying-a-Car-in-a-High-Cost-Environment.jpg_draft_1.jpeg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/07\/Image-for-AF-article_-Buying-a-Car-in-a-High-Cost-Environment.jpg_draft_1.jpeg?resize=768,512 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/07\/Image-for-AF-article_-Buying-a-Car-in-a-High-Cost-Environment.jpg_draft_1.jpeg?resize=1024,683 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/07\/Image-for-AF-article_-Buying-a-Car-in-a-High-Cost-Environment.jpg_draft_1.jpeg?resize=1536,1024 1536w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2024\/07\/Image-for-AF-article_-Buying-a-Car-in-a-High-Cost-Environment.jpg_draft_1.jpeg?resize=2048,1365 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/trouver-la-bonne-voiture\/\">\n\t\t\t\t\t\tTrouver la bonne voiture\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/trouver-la-bonne-voiture\/acheter-une-voiture-dans-un-contexte-de-couts-eleves\/\" class=\"card-title h4 mar-t-0\">Acheter une voiture dans un contexte de co\u00fbts \u00e9lev\u00e9s<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n<\/section>\n<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-387cdb7d-eeab-4643-84c7-d02637ba868a {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-387cdb7d-eeab-4643-84c7-d02637ba868a {\n\t\t\theight: 30px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-f02032e9-3c2a-4fd3-a955-70abf5032a4c {\n\t\theight: 60px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-f02032e9-3c2a-4fd3-a955-70abf5032a4c {\n\t\t\theight: 30px;\n\t\t}\n\t}\t<\/style>","protected":false},"excerpt":{"rendered":"<p>Un peu de pr\u00e9paration vous aidera grandement \u00e0 obtenir la meilleure offre en fonction de votre situation financi\u00e8re.<\/p>\n","protected":false},"author":132,"featured_media":34376,"parent":6532,"menu_order":0,"template":"","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"tags":[130],"rbc_content_type":[121],"rbc_audience":[],"rbc_lob_group":[270],"rbc_difficulty_level":[123],"rbc_mmm_category":[38,69,30],"class_list":["post-34375","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","has-post-thumbnail","hentry","tag-finances-personnelles","rbc_content_type-article","rbc_lob_group-financement-auto","rbc_difficulty_level-beginner","rbc_mmm_category-achat-dun-vehicule","rbc_mmm_category-financement-dune-voiture","rbc_mmm_category-objectifs-et-aspirations"],"acf":{"contently_publication_id":"360353","custom_author":"Jacob Henriksen-Willis","rbc_video_header":"","rbc_media_duration":"","rbc_toc_for_mmm_tag":"h2","rbc_toc_for_mmm_limit":6,"rbc_toc_for_mmm":null,"rbc_toc_for_mmm_action":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<meta name=\"description\" content=\"Aidez-vous \u00e0 vous pr\u00e9parer au processus de financement automobile avec ce guide simple et rapide.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:description\" content=\"Aidez-vous \u00e0 vous pr\u00e9parer au processus de financement automobile avec ce guide simple et rapide.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/\" \/>\n<meta property=\"og:site_name\" content=\"RBC Banque Royale\" \/>\n<meta property=\"article:modified_time\" content=\"2025-02-24T15:52:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/Untitled-design-2023-07-14T163755.899.webp?quality=80\" \/>\n\t<meta property=\"og:image:width\" content=\"930\" \/>\n\t<meta property=\"og:image:height\" content=\"620\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/\",\"url\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/\",\"name\":\"Financement de votre v\u00e9hicule\u00a0: prendre les bonnes d\u00e9cisions - Mes finances d\u2019abord\",\"isPartOf\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/Untitled-design-2023-07-14T163755.899.webp?quality=80\",\"datePublished\":\"2023-07-14T15:51:00+00:00\",\"dateModified\":\"2025-02-24T15:52:06+00:00\",\"description\":\"Aidez-vous \u00e0 vous pr\u00e9parer au processus de financement automobile avec ce guide simple et rapide.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/#primaryimage\",\"url\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/Untitled-design-2023-07-14T163755.899.webp?quality=80\",\"contentUrl\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/Untitled-design-2023-07-14T163755.899.webp?quality=80\",\"width\":930,\"height\":620},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Mes finances d\u2019abord\",\"item\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Objectifs et Aspirations\",\"item\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Achat D&rsquo;un V\u00e9hicule\",\"item\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Financement d\u2019une voiture\",\"item\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/\"},{\"@type\":\"ListItem\",\"position\":5,\"name\":\"Financement de votre v\u00e9hicule\u00a0: prendre les bonnes d\u00e9cisions\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/#website\",\"url\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/\",\"name\":\"RBC Banque Royale\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"description":"Aidez-vous \u00e0 vous pr\u00e9parer au processus de financement automobile avec ce guide simple et rapide.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/","og_locale":"fr_FR","og_type":"article","og_description":"Aidez-vous \u00e0 vous pr\u00e9parer au processus de financement automobile avec ce guide simple et rapide.","og_url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/","og_site_name":"RBC Banque Royale","article_modified_time":"2025-02-24T15:52:06+00:00","og_image":[{"width":930,"height":620,"url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/Untitled-design-2023-07-14T163755.899.webp?quality=80","type":"image\/webp"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/","name":"Financement de votre v\u00e9hicule\u00a0: prendre les bonnes d\u00e9cisions - Mes finances d\u2019abord","isPartOf":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/#primaryimage"},"image":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/Untitled-design-2023-07-14T163755.899.webp?quality=80","datePublished":"2023-07-14T15:51:00+00:00","dateModified":"2025-02-24T15:52:06+00:00","description":"Aidez-vous \u00e0 vous pr\u00e9parer au processus de financement automobile avec ce guide simple et rapide.","breadcrumb":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/#primaryimage","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/Untitled-design-2023-07-14T163755.899.webp?quality=80","contentUrl":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/Untitled-design-2023-07-14T163755.899.webp?quality=80","width":930,"height":620},{"@type":"BreadcrumbList","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Mes finances d\u2019abord","item":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/"},{"@type":"ListItem","position":2,"name":"Objectifs et Aspirations","item":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/"},{"@type":"ListItem","position":3,"name":"Achat D&rsquo;un V\u00e9hicule","item":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/"},{"@type":"ListItem","position":4,"name":"Financement d\u2019une voiture","item":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/"},{"@type":"ListItem","position":5,"name":"Financement de votre v\u00e9hicule\u00a0: prendre les bonnes d\u00e9cisions"}]},{"@type":"WebSite","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/#website","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/","name":"RBC Banque Royale","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rbcroyalbank.com\/fr-ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"}]}},"parsely":{"version":"1.1.0","canonical_url":"https:\/\/rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Financement de votre v\u00e9hicule\u00a0: prendre les bonnes d\u00e9cisions","url":"http:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/objectifs-et-aspirations\/achat-dun-vehicule\/financement-dune-voiture\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\/"},"thumbnailUrl":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/Untitled-design-2023-07-14T163755.899.webp?quality=80&w=150&h=150&crop=1","image":{"@type":"ImageObject","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/Untitled-design-2023-07-14T163755.899.webp?quality=80"},"articleSection":"Uncategorized","author":[{"@type":"Person","name":"RBC"}],"creator":["RBC"],"publisher":{"@type":"Organization","name":"RBC Banque Royale","logo":""},"keywords":["finances personnelles"],"dateCreated":"2023-07-14T15:51:00Z","datePublished":"2023-07-14T15:51:00Z","dateModified":"2025-02-24T15:52:06Z"},"rendered":"<script type=\"application\/ld+json\" class=\"wp-parsely-metadata\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"Financement de votre v\\u00e9hicule\\u00a0: prendre les bonnes d\\u00e9cisions\",\"url\":\"http:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/objectifs-et-aspirations\\\/achat-dun-vehicule\\\/financement-dune-voiture\\\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\\\/\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/objectifs-et-aspirations\\\/achat-dun-vehicule\\\/financement-dune-voiture\\\/financement-de-votre-vehicule-prendre-les-bonnes-decisions\\\/\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/13\\\/2025\\\/02\\\/Untitled-design-2023-07-14T163755.899.webp?quality=80&w=150&h=150&crop=1\",\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/13\\\/2025\\\/02\\\/Untitled-design-2023-07-14T163755.899.webp?quality=80\"},\"articleSection\":\"Uncategorized\",\"author\":[{\"@type\":\"Person\",\"name\":\"RBC\"}],\"creator\":[\"RBC\"],\"publisher\":{\"@type\":\"Organization\",\"name\":\"RBC Banque Royale\",\"logo\":\"\"},\"keywords\":[\"finances personnelles\"],\"dateCreated\":\"2023-07-14T15:51:00Z\",\"datePublished\":\"2023-07-14T15:51:00Z\",\"dateModified\":\"2025-02-24T15:52:06Z\"}<\/script>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/rbcroyalbank.com\/p.js"},"featured_img":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/02\/Untitled-design-2023-07-14T163755.899.webp?quality=80&w=930","coauthors":[],"author_meta":{"author_link":"https:\/\/www.rbcroyalbank.com\/fr-ca\/author\/wordpress\/","display_name":"RBC"},"relative_dates":{"created":"Publi\u00e9 3 ans il y a","modified":"Mis \u00e0 jour 1 an il y a"},"absolute_dates":{"created":"Publi\u00e9 le 14 juillet 2023","modified":"Mise \u00e0 jour le 24 f\u00e9vrier 2025"},"absolute_dates_time":{"created":"Publi\u00e9 le 14 juillet 2023 3:51  ","modified":"Mise \u00e0 jour le 24 f\u00e9vrier 2025 3:52  "},"featured_img_caption":"","tax_additional":{"post_tag":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/finances-personnelles\/\" class=\"advgb-post-tax-term\">Finances personnelles<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Finances personnelles<\/span>"],"slug":"post_tag","name":"\u00c9tiquettes"},"rbc_content_type":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/content-type\/article\/\" class=\"advgb-post-tax-term\">Article<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Article<\/span>"],"slug":"rbc_content_type","name":"Content Types"},"rbc_audience":{"linked":[],"unlinked":[],"slug":"rbc_audience","name":"Audiences"},"rbc_lob_group":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/lob-group\/financement-auto\/\" class=\"advgb-post-tax-term\">Financement auto<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Financement auto<\/span>"],"slug":"rbc_lob_group","name":"LOB Groups"},"rbc_difficulty_level":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/difficulty-level\/beginner\/\" class=\"advgb-post-tax-term\">Beginner<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Beginner<\/span>"],"slug":"rbc_difficulty_level","name":"Difficulty Levels"},"rbc_mmm_category":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/achat-dun-vehicule\/\" class=\"advgb-post-tax-term\">Achat D\u2019un V\u00e9hicule<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/financement-dune-voiture\/\" class=\"advgb-post-tax-term\">Financement d\u2019une voiture<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/objectifs-et-aspirations\/\" class=\"advgb-post-tax-term\">Objectifs et Aspirations<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Achat D\u2019un V\u00e9hicule<\/span>","<span class=\"advgb-post-tax-term\">Financement d\u2019une voiture<\/span>","<span class=\"advgb-post-tax-term\">Objectifs et Aspirations<\/span>"],"slug":"rbc_mmm_category","name":"Categories"},"ep_custom_result":{"linked":[],"unlinked":[],"slug":"ep_custom_result","name":"Custom Results"}},"series_order":"","jetpack_sharing_enabled":true,"primary_tag":"130","primary_rbc_mmm_category":"69","_links":{"self":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/34375","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter"}],"about":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/types\/rbc_my_money_matter"}],"author":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/users\/132"}],"version-history":[{"count":4,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/34375\/revisions"}],"predecessor-version":[{"id":34706,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/34375\/revisions\/34706"}],"up":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/6532"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/media\/34376"}],"wp:attachment":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/media?parent=34375"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/tags?post=34375"},{"taxonomy":"rbc_content_type","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_content_type?post=34375"},{"taxonomy":"rbc_audience","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_audience?post=34375"},{"taxonomy":"rbc_lob_group","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_lob_group?post=34375"},{"taxonomy":"rbc_difficulty_level","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_difficulty_level?post=34375"},{"taxonomy":"rbc_mmm_category","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_mmm_category?post=34375"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}