{"id":39195,"date":"2026-08-27T15:41:54","date_gmt":"2026-08-27T15:41:54","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/fr-ca\/?post_type=rbc_my_money_matter&#038;p=39195"},"modified":"2026-08-27T15:41:56","modified_gmt":"2026-08-27T15:41:56","slug":"reperer-les-escroqueries-escroqueries-de-televirement","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/cybersecurite\/comprendre-la-cybersecurite\/reperer-les-escroqueries-escroqueries-de-televirement\/","title":{"rendered":"Rep\u00e9rer les escroqueries : escroqueries de t\u00e9l\u00e9virement"},"content":{"rendered":"\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<div class=\"wp-block-rbc-rbc-block drop-shadow pos-rel top-line-blue block-wpr\">\r\n<div class=\"wp-block-rbc-rbc-block-inner-block block-inner\">\r\n<h4 class=\"wp-block-heading\" id=\"h-tldr\">TLPL<\/h4>\r\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\r\n<li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Les t\u00e9l\u00e9virements sont un moyen d\u2019envoyer et de recevoir de l\u2019argent facilement, que ce soit pour r\u00e9gler un entrepreneur, payer son loyer ou rembourser un ami.<\/p><\/li>\r\n<li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Envoyer des t\u00e9l\u00e9virements fait partie de notre routine, tant et si bien que nombre d\u2019entre nous le faisons de mani\u00e8re machinale.<\/p><\/li>\r\n<li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Les escroqueries de t\u00e9l\u00e9virement peuvent prendre plusieurs formes, allant des paiements exc\u00e9dentaires falsifi\u00e9s aux factures redirig\u00e9es ou aux demandes urgentes semblant provenir d\u2019une personne que vous connaissez.<\/p><\/li>\r\n<li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">V\u00e9rifier les demandes, renforcer la s\u00e9curit\u00e9 de vos comptes et limiter le nombre de personnes ayant vos coordonn\u00e9es peut r\u00e9duire les risques.<\/p><\/li>\r\n<\/ul>\r\n<\/div><\/div><br>\n\n\n\n<p class=\"wp-block-paragraph\">Les t\u00e9l\u00e9virements sont devenus l\u2019un des moyens les plus courants d\u2019envoyer de l\u2019argent, que ce soit pour payer la gardienne des enfants ou un entrepreneur, rembourser un ami pour un repas, payer votre loyer ou envoyer des fonds \u00e0 vos enfants \u00e9tudiants. Ils sont tellement simples et commodes que l\u2019exp\u00e9diteur et le destinataire n\u2019h\u00e9sitent pas \u00e0 effectuer ce type d\u2019op\u00e9ration.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mais c\u2019est ce sentiment de simplicit\u00e9 et d\u2019habitude qui expose de nombreuses personnes aux escroqueries de t\u00e9l\u00e9virement. Quand on envoie ou re\u00e7oit de l\u2019argent sans trop y penser, on n\u00e9glige les petites v\u00e9rifications qui permettent habituellement de rep\u00e9rer un probl\u00e8me, comme lire attentivement l\u2019adresse de l\u2019exp\u00e9diteur, confirmer le montant ou demander pourquoi les d\u00e9tails de paiement ont chang\u00e9. Apr\u00e8s tout, une demande qui arrive au moment attendu, sous un nom que vous reconnaissez et dans un format que vous voyez r\u00e9guli\u00e8rement, n\u2019incite gu\u00e8re \u00e0 la vigilance.<\/p>\n\n\n\n<h2 id=\"h-qu-est-ce-qu-une-escroquerie-de-televirement\" class=\"wp-block-heading\">Qu\u2019est-ce qu\u2019une escroquerie de t\u00e9l\u00e9virement ?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">On qualifie d\u2019escroquerie de t\u00e9l\u00e9virement toute tentative vous incitant \u00e0 envoyer de l\u2019argent \u00e0 un fraudeur ou \u00e0 communiquer les renseignements permettant d\u2019intercepter un virement qui vous est destin\u00e9. En voici les formes les plus courantes :<\/p>\n\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 id=\"h-versement-excedentaire\" class=\"wp-block-heading\">Versement exc\u00e9dentaire<\/h3>\n\n\n\n<figure class=\"wp-block-image aligncenter size-medium\"><img loading=\"lazy\" decoding=\"async\" height=\"282\" width=\"300\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/08\/Overpayment-Scam_FR-1.png?quality=80&amp;w=300\" alt=\"Ce texte frauduleux provient d\u2019un acheteur affirmant qu\u2019il a envoy\u00e9 plus que le montant convenu, demandant au vendeur de rembourser la diff\u00e9rence via e-Transfer.\" class=\"wp-image-39198\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/08\/Overpayment-Scam_FR-1.png 645w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/08\/Overpayment-Scam_FR-1.png?resize=300,282 300w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-group has-text-reg-font-size is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<table class=\"table-swipe wp-block-rbc-responsive-table-block\">\r\n<thead><tr><th scope=\"col\" style=\"width: 50%\">How it works<\/th><th scope=\"col\" style=\"width: 50%\">Red flags<\/th><\/tr><\/thead>\r\n<tbody>\r\n<tr>\r\n<td><p class=\"wp-block-paragraph\">Un acheteur vous envoie plus que le montant convenu pour un article que vous vendez, puis vous demande de lui rembourser la diff\u00e9rence. Le virement original est ensuite falsifi\u00e9 ou contrepass\u00e9, et la seule op\u00e9ration r\u00e9ellement ex\u00e9cut\u00e9e sera celle de votre remboursement.<\/p><\/td>\r\n<td>\r\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Un paiement exc\u00e9dentaire imput\u00e9 \u00e0 une coquille<\/p><\/li>\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Une insistance pour obtenir un remboursement imm\u00e9diat<\/p><\/li>\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Un acheteur qui ne veut pas vous rencontrer en personne<\/p><\/li>\r\n<\/ul>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\n<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 id=\"h-redirection-de-paiement-de-facture\" class=\"wp-block-heading\">Redirection de paiement de facture<\/h3>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"760\" height=\"531\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/08\/Invoice-Payment-Scam_FR-2.png\" alt=\"Cet courriel frauduleux provient d\u2019un escroc se faisant passer pour un fournisseur, demandant \u00e0 la victime d\u2019envoyer de l\u2019argent \u00e0 une nouvelle adresse e-mail en raison d\u2019un changement dans les d\u00e9tails de paiement.\" class=\"wp-image-39200\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/08\/Invoice-Payment-Scam_FR-2.png 760w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/08\/Invoice-Payment-Scam_FR-2.png?resize=300,210 300w\" sizes=\"auto, (max-width: 760px) 100vw, 760px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-group has-text-reg-font-size is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<table class=\"table-swipe wp-block-rbc-responsive-table-block\">\r\n<thead><tr><th scope=\"col\" style=\"width: 50%\">How it works<\/th><th scope=\"col\" style=\"width: 50%\">Red flags<\/th><\/tr><\/thead>\r\n<tbody>\r\n<tr>\r\n<td><p class=\"wp-block-paragraph\">\r\nUn fraudeur qui \u00e9pie un fil de discussion par courriel vous envoie un message qui semble provenir d\u2019une entreprise \u00e0 laquelle vous versez d\u00e9j\u00e0 des paiements, en indiquant une mise \u00e0 jour des renseignements de paiement.\r\n<\/p><\/td>\r\n<td>\r\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Une modification des renseignements de paiement au cours d\u2019un projet<\/p><\/li>\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Une modification d\u2019un caract\u00e8re de l\u2019adresse de l\u2019exp\u00e9diteur<\/p><\/li>\r\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Un message inattendu signalant un changement de banque ou une nouvelle adresse de courriel de paiement<\/p><\/li>\r\n<\/ul>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\n<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 id=\"h-hameconnage-et-vol-de-justificatifs-d-acces\" class=\"wp-block-heading\">Hame\u00e7onnage et vol de justificatifs d\u2019acc\u00e8s<\/h3>\n\n\n\n<figure class=\"wp-block-image aligncenter size-medium\"><img loading=\"lazy\" decoding=\"async\" height=\"282\" width=\"300\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/08\/Phishing-and-Credential-Scam_FR-1.png?quality=80&amp;w=300\" alt=\"Ce texte frauduleux informe la victime qu\u2019elle a re\u00e7u des fonds et qu\u2019elle doit les d\u00e9poser imm\u00e9diatement via le lien fourni.\" class=\"wp-image-39202\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/08\/Phishing-and-Credential-Scam_FR-1.png 644w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/08\/Phishing-and-Credential-Scam_FR-1.png?resize=300,282 300w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-group has-text-reg-font-size is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<table class=\"table-swipe wp-block-rbc-responsive-table-block\">\n<thead><tr><th scope=\"col\" style=\"width: 50%\">How it works<\/th><th scope=\"col\" style=\"width: 50%\">Red flags<\/th><\/tr><\/thead>\n<tbody>\n<tr>\n<td><p class=\"wp-block-paragraph\">Vous recevez un message texte ou un courriel vous informant d\u2019un t\u00e9l\u00e9virement contenant un lien vers une page qui reproduit l\u2019\u00e9cran d\u2019ouverture de session de votre banque. Le fraudeur voit les justificatifs d\u2019acc\u00e8s lorsque vous les saisissez.<\/p><\/td>\n<td>\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Un virement inattendu<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Une date limite pour le r\u00e9clamer<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Une page d\u2019ouverture de session accessible au moyen d\u2019un lien et non de votre propre application bancaire<\/p><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 id=\"h-usurpation-de-l-identite-d-un-cadre-dirigeant\" class=\"wp-block-heading\">Usurpation de l\u2019identit\u00e9 d\u2019un cadre dirigeant<\/h3>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"760\" height=\"530\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/08\/Executive-Impersonation-Scam_FR-1.png\" alt=\"Ce courriel frauduleux provient d\u2019un escroc se faisant passer pour un cadre sup\u00e9rieur, demandant \u00e0 un employ\u00e9 de transf\u00e9rer de l\u2019argent \u00e0 un compte pour une opportunit\u00e9 d\u2019affaires urgente.\" class=\"wp-image-39206\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/08\/Executive-Impersonation-Scam_FR-1.png 760w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/08\/Executive-Impersonation-Scam_FR-1.png?resize=300,209 300w\" sizes=\"auto, (max-width: 760px) 100vw, 760px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-group has-text-reg-font-size is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<table class=\"table-swipe wp-block-rbc-responsive-table-block\">\n<thead><tr><th scope=\"col\" style=\"width: 50%\">How it works<\/th><th scope=\"col\" style=\"width: 50%\">Red flags<\/th><\/tr><\/thead>\n<tbody>\n<tr>\n<td><p class=\"wp-block-paragraph\">\nUne personne se faisant passer pour un cadre dirigeant envoie \u00e0 un employ\u00e9 une demande d\u2019envoi de t\u00e9l\u00e9virement urgente et confidentielle.\n<\/p><\/td>\n<td>\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Une demande \u00e0 la fois urgente et secr\u00e8te<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Une demande qui contourne les approbations normales<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Un nom de cadre dirigeant l\u00e9gitime, mais une adresse courriel incoh\u00e9rente<\/p><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-group has-cool-white-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 id=\"h-amour-et-urgence\" class=\"wp-block-heading\">Amour et urgence<\/h3>\n\n\n\n<figure class=\"wp-block-image aligncenter size-medium\"><img loading=\"lazy\" decoding=\"async\" height=\"282\" width=\"300\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/08\/Romance-and-Emergency-Scam_FR-1.png?quality=80&amp;w=300\" alt=\"Ce texte frauduleux provient d\u2019un escroc se faisant passer pour le petit-enfant de la victime, demandant un transfert \u00e9lectronique pour couvrir une crise urgente.\" class=\"wp-image-39205\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/08\/Romance-and-Emergency-Scam_FR-1.png 644w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/08\/Romance-and-Emergency-Scam_FR-1.png?resize=300,282 300w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-group has-text-reg-font-size is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<table class=\"table-swipe wp-block-rbc-responsive-table-block\">\n<thead><tr><th scope=\"col\" style=\"width: 50%\">How it works<\/th><th scope=\"col\" style=\"width: 50%\">Red flags<\/th><\/tr><\/thead>\n<tbody>\n<tr>\n<td><p class=\"wp-block-paragraph\">Un escroc \u00e9tablit un lien de confiance avec sa victime au cours de plusieurs semaines ou se fait passer pour un parent en difficult\u00e9 et demande un t\u00e9l\u00e9virement pour couvrir une crise.<\/p><\/td>\n<td>\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Une demande d\u2019argent venant d\u2019une personne que vous n\u2019avez jamais rencontr\u00e9e physiquement<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Un r\u00e9cit de plus en plus dramatique<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\">Une pression \u00e0 agir rapidement et garder le paiement secret<\/p><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n\n\n\n<h2 id=\"h-comment-proteger-vos-televirements\" class=\"wp-block-heading\">Comment prot\u00e9ger vos t\u00e9l\u00e9virements<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Que vous envoyiez des t\u00e9l\u00e9virements fr\u00e9quemment ou seulement de temps \u00e0 autre, les mesures suivantes peuvent vous aider \u00e0 prot\u00e9ger votre argent et vos justificatifs d\u2019acc\u00e8s des fraudeurs.<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\"><strong>V\u00e9rifiez les demandes de fa\u00e7on ind\u00e9pendante<\/strong>. Avant d\u2019envoyer de l\u2019argent apr\u00e8s r\u00e9ception d\u2019un message, v\u00e9rifiez la l\u00e9gitimit\u00e9 du destinataire au moyen du mode de communication s\u00e9cure, par exemple, en appelant un num\u00e9ro que vous avez d\u00e9j\u00e0 (et non pas un num\u00e9ro inclus dans le message). Cette mesure s\u2019applique aux demandes de r\u00e8glement de factures avec de nouveaux d\u00e9tails de paiement, aux demandes urgentes d\u2019un cadre dirigeant ou d\u2019un proche et \u00e0 toute demande vous urgeant \u00e0 agir sans d\u00e9lai.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\"><strong>Renforcez la s\u00e9curit\u00e9 de vos comptes<\/strong>. Voici quelques fa\u00e7ons d\u2019accro\u00eetre la s\u00e9curit\u00e9 de votre compte et de r\u00e9duire le risque d\u2019escroquerie de t\u00e9l\u00e9virement\u00a0:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-icon\">\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\"><strong>Inscrivez-vous \u00e0\u00a0<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/cybersecurite\/comprendre-la-cybersecurite\/8-applis-et-outils-pour-se-defendre-contre-la-fraude-2\/?_gl=1%2A17mlfbx%2A_gcl_au%2AMTExMTc2MTExNi4xNzgyMzMyNjg2%2A_ga%2AMTMyMjIzMjkxOS4xNzgyMzIyOTc2%2A_ga_89NPCTDXQR%2AczE3ODc3NjM2MjMkbzk0JGcxJHQxNzg3NzY0MTA4JGo1OCRsMCRoMA..&amp;_ot=1787764392178-1%3A1%2C2%3A1%2C3%3A1%2C4%3A1\" target=\"_blank\" data-dig-id=\"LP-39195-e3952c18\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"D\u00e9p\u00f4t automatique\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">D\u00e9p\u00f4t automatique<\/a><\/strong>, afin que les virements entrants soient vers\u00e9s directement dans votre compte, sans passer par une question d\u2019identification dont la r\u00e9ponse pourrait \u00eatre devin\u00e9e.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\"><strong>Activez la v\u00e9rification en deux \u00e9tapes<\/strong>\u00a0pour vos services bancaires en ligne. Ainsi, m\u00eame si un escroc intercepte votre courriel, il ne sera malgr\u00e9 tout pas en mesure d\u2019acc\u00e9der \u00e0 vos fonds (la v\u00e9rification en deux\u00a0\u00e9tapes est maintenant automatique pour RBC Banque en direct et l\u2019appli Mobile RBC).<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\"><strong>Utilisez un\u00a0<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/cybersecurite\/comprendre-la-cybersecurite\/pourquoi-il-est-important-dutiliser-des-mots-de-passe-plus-robustes-et-comment-les-creer\/\" target=\"_blank\" data-dig-id=\"LP-39195-fe7acc3f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"mot de passe long et unique\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">mot de passe long et unique<\/a><\/strong>\u00a0pour chacun de vos comptes.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\"><strong>Activez les\u00a0<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/cybersecurite\/comprendre-la-cybersecurite\/8-applis-et-outils-pour-se-defendre-contre-la-fraude-2\/?_gl=1%2A17mlfbx%2A_gcl_au%2AMTExMTc2MTExNi4xNzgyMzMyNjg2%2A_ga%2AMTMyMjIzMjkxOS4xNzgyMzIyOTc2%2A_ga_89NPCTDXQR%2AczE3ODc3NjM2MjMkbzk0JGcxJHQxNzg3NzY0MTA4JGo1OCRsMCRoMA..&amp;_ot=1787764392178-1%3A1%2C2%3A1%2C3%3A1%2C4%3A1\" target=\"_blank\" data-dig-id=\"LP-39195-a8c1b3bc\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"alertes en temps r\u00e9el\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">alertes en temps r\u00e9el<\/a><\/strong>\u00a0afin d\u2019\u00eatre avis\u00e9 de toute activit\u00e9 inhabituelle.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"wp-block-paragraph\"><strong>Limitez votre exposition au risque<\/strong>. Afin de pouvoir vous joindre, les fraudeurs ont besoin de l\u2019adresse courriel et du num\u00e9ro de t\u00e9l\u00e9phone mobile que vous utilisez pour vos t\u00e9l\u00e9virements. Ne communiquez ces renseignements qu\u2019aux personnes et aux entreprises avec lesquelles vous traitez directement et \u00e9vitez de les afficher sur des profils ou des r\u00e9pertoires publics afin de les garder confidentiels.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 id=\"h-vous-avez-ete-victime-d-une-escroquerie-de-televirement-voici-les-mesures-a-prendre\" class=\"wp-block-heading\">Vous avez \u00e9t\u00e9 victime d\u2019une escroquerie de t\u00e9l\u00e9virement ? Voici les mesures \u00e0 prendre<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Les tentatives de fraude sont con\u00e7ues pour convaincre, et n\u2019importe qui peut se laisser prendre et communiquer trop de renseignements \u00e0 un fraudeur. Si vous avez envoy\u00e9 de l\u2019argent ou fourni des renseignements \u00e0 la mauvaise personne, mieux vaut agir rapidement.<\/p>\n\n\n\n<ol class=\"wp-block-rbc-list is-style-blue-disc\">\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Signalez l\u2019incident<\/strong>. Informez-en votre banque et les forces de l\u2019ordre.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Analysez vos appareils<\/strong>. Si vous avez cliqu\u00e9 sur un lien ou une pi\u00e8ce jointe, il est recommand\u00e9 de lancer une analyse antivirus pour rep\u00e9rer d\u2019\u00e9ventuels logiciels malveillants.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Modifiez vos mots de passe<\/strong>. Mettez \u00e0 jour les mots de passe de tous les comptes potentiellement compromis.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Bloquez votre cr\u00e9dit<\/strong>. Si vous avez fourni des renseignements personnels, il est recommand\u00e9 d\u2019ajouter une alerte \u00e0 la fraude dans votre dossier de cr\u00e9dit.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Bloquez ou annulez votre carte de cr\u00e9dit<\/strong>. Si vous avez donn\u00e9 par inadvertance votre num\u00e9ro de carte de cr\u00e9dit ou de d\u00e9bit, bloquez-la imm\u00e9diatement, puis annulez-la.<\/p><\/li>\n    <li class=\"wp-block-rbc-list-item\"><p class=\"wp-block-paragraph\"><strong>Alertez votre entourage<\/strong>. Pr\u00e9venez vos proches et amis pour qu\u2019ils ne tombent pas eux aussi dans le panneau.<\/p><\/li>\n<\/ol><br>\n\n\n\n<div class=\"wp-block-group has-light-grey-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-paragraph\">Notre guide<em>\u00a0<a href=\"https:\/\/www.rbc.com\/cyber-security\/_assets-custom\/pdf\/Digital_Safety_and_Scams_Booklet_Personal_FR.pdf?_gl=1*1kd606o*_gcl_au*MTExMTc2MTExNi4xNzgyMzMyNjg2*_ga*MTMyMjIzMjkxOS4xNzgyMzIyOTc2*_ga_89NPCTDXQR*czE3ODc3NjM2MjMkbzk0JGcxJHQxNzg3NzY0NTYyJGo3JGwwJGgw\" target=\"_blank\" data-dig-id=\"LP-39195-37bc341a\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"S\u00e9curit\u00e9 num\u00e9rique et escroqueries\" class=\"rbc-link-format rbc-link-format standalone-pdf\" data-icon-class=\"standalone-pdf\" rel=\"noreferrer noopener\">S\u00e9curit\u00e9 num\u00e9rique et escroqueries<\/a><\/em>\u00a0comprend la liste d\u00e9taill\u00e9e des personnes-ressources \u00e0 contacter au Canada, aux \u00c9tats\u2011Unis et au Royaume\u2011Uni, ainsi que les coordonn\u00e9es de la Banque et des agences d\u2019\u00e9valuation du cr\u00e9dit.<\/p>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les t\u00e9l\u00e9virements sont con\u00e7us pour \u00eatre faciles, pratiques et rapides. Les prot\u00e9ger est tout aussi simple. Une simple v\u00e9rification des d\u00e9tails avant d\u2019envoyer ou de recevoir un t\u00e9l\u00e9virement peut suffire \u00e0 emp\u00eacher que votre argent et vos renseignements ne tombent entre de mauvaises mains.<\/p>\n\n\n\n<div class=\"wp-block-group has-rbc-bright-blue-tint-4-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Il est de plus en plus difficile de rep\u00e9rer les escroqueries. La meilleure chose \u00e0 faire est de\u00a0<a href=\"https:\/\/www.rbc.com\/cyberfute\/alertes\/index.html\" target=\"_blank\" data-dig-id=\"LP-39195-827653cf\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"rester \u00e0 l\u2019aff\u00fbt des derni\u00e8res cyberfraudes\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">rester \u00e0 l\u2019aff\u00fbt des derni\u00e8res cyberfraudes<\/a>\u00a0et de conna\u00eetre les fa\u00e7ons de vous en prot\u00e9ger.<\/p>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse942faa40\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse942faa40\" data-dig-id=\"LP-32776-942faa40\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Un mot de nos avocats\"><span>Un mot de nos avocats<\/span><span>Un mot de nos avocats<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse942faa40\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p class=\"wp-block-paragraph\">Le pr\u00e9sent article vise \u00e0 offrir des renseignements g\u00e9n\u00e9raux seulement et n\u2019a pas pour objet de fournir des conseils juridiques ou financiers, ni d\u2019autres conseils professionnels. Veuillez consulter un conseiller professionnel en ce qui concerne votre situation particuli\u00e8re. Les renseignements pr\u00e9sent\u00e9s sont r\u00e9put\u00e9s \u00eatre factuels et \u00e0 jour, mais nous ne garantissons pas leur exactitude et ils ne doivent pas \u00eatre consid\u00e9r\u00e9s comme une analyse exhaustive des sujets abord\u00e9s. Les opinions exprim\u00e9es refl\u00e8tent le jugement des auteurs \u00e0 la date de publication et peuvent changer. La Banque Royale du Canada et ses entit\u00e9s ne font pas la promotion, ni explicitement ni implicitement, des conseils, des avis, des renseignements, des produits ou des services de tiers.<\/p>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Les t\u00e9l\u00e9virements sont devenus l\u2019un des moyens les plus simples de transf\u00e9rer de l\u2019argent, et les escrocs ont appris \u00e0 profiter de cette commodit\u00e9. Voyons \u00e0 quoi ressemblent les escroqueries de t\u00e9l\u00e9virement et comment prot\u00e9ger votre argent.<\/p>\n","protected":false},"author":90,"featured_media":39196,"parent":6562,"menu_order":0,"template":"wp-custom-template-mmm-sticky-nav","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","editor_notices":[],"footnotes":""},"tags":[158,159,319],"rbc_content_type":[121],"rbc_audience":[],"rbc_lob_group":[160],"rbc_difficulty_level":[],"rbc_mmm_category":[32,98,48,99],"rbc_mmm_author":[],"class_list":["post-39195","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","has-post-thumbnail","hentry","tag-cyberconseils","tag-cybercriminalite","tag-cybersecurite","rbc_content_type-article","rbc_lob_group-cybersecurite","rbc_mmm_category-academie-financiere","rbc_mmm_category-comprendre-la-cybersecurite","rbc_mmm_category-cybersecurite","rbc_mmm_category-cybersecurite-pour-les-entreprises"],"acf":{"contently_publication_id":"","custom_author":"Banque Royale du Canada","rbc_video_header":"","rbc_media_duration":"","rbc_video_keywords":"","rbc_video_description":"","rbc_video_upload_date":"","rbc_toc_for_mmm_tag":"h2","rbc_toc_for_mmm_limit":6,"rbc_toc_for_mmm":[{"title":"Qu\u2019est-ce qu\u2019une escroquerie de t\u00e9l\u00e9virement ?","url":"#h-qu-est-ce-qu-une-escroquerie-de-televirement"},{"title":"Comment prot\u00e9ger vos t\u00e9l\u00e9virements","url":"#h-comment-proteger-vos-televirements"},{"title":"Vous avez \u00e9t\u00e9 victime d\u2019une escroquerie de t\u00e9l\u00e9virement ? Voici les mesures \u00e0 prendre","url":"#h-vous-avez-ete-victime-d-une-escroquerie-de-televirement-voici-les-mesures-a-prendre"}],"rbc_toc_for_mmm_action":"Generate Table Of Contents"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.2 (Yoast SEO v28.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<meta name=\"description\" content=\"Voyons \u00e0 quoi ressemblent les escroqueries de t\u00e9l\u00e9virement et comment prot\u00e9ger votre argent.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/cybersecurite\/comprendre-la-cybersecurite\/reperer-les-escroqueries-escroqueries-de-televirement\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:description\" content=\"Voyons 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