{"id":6518,"date":"2023-08-14T14:56:04","date_gmt":"2023-08-14T14:56:04","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-personnelle\/"},"modified":"2026-02-03T01:28:48","modified_gmt":"2026-02-03T01:28:48","slug":"faillite-personnelle","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-personnelle\/","title":{"rendered":"Faillite personnelle"},"content":{"rendered":"\n<section class=\"wp-block-rbc-section-block  pos-rel pad-b-0 pad-t-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\n<div class=\"wp-block-group is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-ce2ebfd8 wp-block-group-is-layout-constrained\">\n<p class=\"h3\">Pour une personne submerg\u00e9e de stress financier, la faillite peut sembler \u00eatre la seule option. Or, il peut en \u00eatre autrement. Explorez les options qui s\u2019offrent \u00e0 vous et faites un pas vers un avenir financier plus solide.<\/p>\n<\/div>\n<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-215db61c-2f29-497b-9107-dbc5c098a0dd\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-t-0 pad-b-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r mob-mar-r-0 mob-mar-b-dbl is-layout-flow wp-block-column-is-layout-flow\">\n<article id=\"post-7038\" class=\"loop-post featured-vertical mob-pad-b-dbl post-7038 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-et-dette rbc_content_type-article rbc_audience-proprietaires-dentreprise rbc_lob_group-entreprises rbc_difficulty_level-beginner rbc_mmm_category-endettement-et-reduction-du-stress rbc_mmm_category-faillite rbc_mmm_category-faillite-personnelle-faillite\">\n\t<div class=\"col-wpr mar-b-0\">\n\t\t\t\t\t<div class=\"col-md-12 mar-b mob-mar-b-dbl\">\n\t\t\t\t<div \n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Poign\u00e9e de main entre deux hommes au-dessus de documents et d&#039;un maillet sur un bureau.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"680\"\n\t\t\theight=\"453\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-20T150458.605.jpg?quality=80&#038;w=680\"\n\t\t\talt=\"Poign\u00e9e de main entre deux hommes au-dessus de documents et d&#039;un maillet sur un bureau.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\tstyle=\"object-position: 50% 50%; \"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t<div class=\"col-md-12 mob-mar-t-0\">\n\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/credit-et-dette\/\">\n\t\t\t\t\t\t\t<span>cr\u00e9dit et dette<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-personnelle\/le-processus-de-faillite-en-bref\/\" class=\"h3 loop-post-title mar-t-0\">Le fonctionnement du processus de faillite personnelle au Canada : un guide \u00e9tape par \u00e9tape<\/a>\n\t\t\t\t\t\t\t<p>Apprenez comment d\u00e9clarer une faillite personnelle au Canada : le processus \u00e9tape par \u00e9tape, la dur\u00e9e du processus, les co\u00fbts et les solutions de&#8230;<\/p>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-rbc-rbccom-latest-posts\">\n<article id=\"post-7058\" class=\"single-post-card-wrapper post-7058 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-et-dette rbc_content_type-article rbc_audience-proprietaires-dentreprise rbc_lob_group-entreprises rbc_difficulty_level-beginner rbc_mmm_category-endettement-et-reduction-du-stress rbc_mmm_category-faillite rbc_mmm_category-faillite-commerciale\">\n  <div class=\"wp-block-rbc-single-post-card\">\n    <div class=\"latest-post-card\">\n      \t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/credit-et-dette\/\">\n\t\t\t\t\t\t\t<span>cr\u00e9dit et dette<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t              <a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/limpact-dune-faillite-sur-un-client-comment-maintenir-la-relation\/\" class=\"h4 post-title mar-b-hlf mar-t-0 truncate-third-line\">L&rsquo;impact d&rsquo;une faillite sur un client : comment maintenir la relation<\/a>\n                    <p class=\"post-description\">Conseils pour att\u00e9nuer l&#039;incidence d&#039;une faillite commerciale sur la client\u00e8le, ainsi que pour maintenir et regagner la confiance de celle-ci.<\/p>\n          <\/div>\n  <\/div>\n<\/article>\n\n\n\n<article id=\"post-7070\" class=\"single-post-card-wrapper post-7070 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-gestion-de-largent rbc_content_type-article rbc_audience-proprietaires-dentreprise rbc_lob_group-entreprises rbc_difficulty_level-beginner rbc_mmm_category-endettement-et-reduction-du-stress rbc_mmm_category-faillite rbc_mmm_category-proposition-de-consommateur\">\n  <div class=\"wp-block-rbc-single-post-card\">\n    <div class=\"latest-post-card\">\n      \t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/gestion-de-largent\/\">\n\t\t\t\t\t\t\t<span>Gestion de l&#039;argent<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t              <a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/proposition-de-consommateur\/eviter-la-faillite-comprendre-la-proposition-de-consommateur-au-canada\/\" class=\"h4 post-title mar-b-hlf mar-t-0 truncate-third-line\">\u00c9viter la faillite : comprendre la proposition de consommateur au Canada<\/a>\n                    <p class=\"post-description\">La proposition de consommateur est une solution diff\u00e9rente de la faillite qui m\u00e9rite d&#039;\u00eatre envisag\u00e9e. Voici comment fonctionne cette proc\u00e9dure.<\/p>\n          <\/div>\n  <\/div>\n<\/article>\n\n\n\n<article id=\"post-7071\" class=\"single-post-card-wrapper post-7071 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-et-dette rbc_content_type-article rbc_audience-proprietaires-dentreprise rbc_lob_group-entreprises rbc_difficulty_level-beginner rbc_mmm_category-endettement-et-reduction-du-stress rbc_mmm_category-faillite rbc_mmm_category-faillite-commerciale\">\n  <div class=\"wp-block-rbc-single-post-card\">\n    <div class=\"latest-post-card\">\n      \t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/credit-et-dette\/\">\n\t\t\t\t\t\t\t<span>cr\u00e9dit et dette<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t              <a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/\" class=\"h4 post-title mar-b-hlf mar-t-0 truncate-third-line\">Faillite : 5 causes courantes pour les petites entreprises<\/a>\n                    <p class=\"post-description\">Il est important pour les futurs entrepreneurs et les propri\u00e9taires de petites entreprises de comprendre les causes courantes de faillite&#8230;<\/p>\n          <\/div>\n  <\/div>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-a2267389-16bd-4c72-8546-dbbf2e955661\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel pad-b-0 pad-t-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t-0 pad-b-0\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-t-0 mar-b\" id=\"h-plus-de-faillite-personnelle\">Plus de Faillite personnelle<\/h2>\n\n\n\n<div class=\"wp-block-columns mar-b-0 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\t\t<div class=\" wp-block-rbc-latest-posts wp-block-rbc-latest-posts-type-2\">\n\t\t\t\n<article id=\"post-7038\" class=\"rbc-latest-posts-content-card-type-2 post-7038 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-credit-et-dette rbc_content_type-article rbc_audience-proprietaires-dentreprise rbc_lob_group-entreprises rbc_difficulty_level-beginner rbc_mmm_category-endettement-et-reduction-du-stress rbc_mmm_category-faillite rbc_mmm_category-faillite-personnelle-faillite\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Poign\u00e9e de main entre deux hommes au-dessus de documents et d&#039;un maillet sur un bureau.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-20T150458.605.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Poign\u00e9e de main entre deux hommes au-dessus de documents et d&#039;un maillet sur un bureau.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/credit-et-dette\/\">\n\t\t\t\t\t\t\t<span>cr\u00e9dit et dette<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-personnelle\/le-processus-de-faillite-en-bref\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Le fonctionnement du processus de faillite personnelle au Canada : un guide \u00e9tape par \u00e9tape<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Apprenez comment d\u00e9clarer une faillite personnelle au Canada : le processus \u00e9tape par \u00e9tape, la dur\u00e9e du processus, les co\u00fbts et les solutions de&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-7038 -->\n\n<article id=\"post-24946\" class=\"rbc-latest-posts-content-card-type-2 post-24946 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry rbc_content_type-article rbc_audience-proprietaires-dentreprise rbc_lob_group-entreprises rbc_difficulty_level-beginner rbc_mmm_category-endettement-et-reduction-du-stress rbc_mmm_category-faillite rbc_mmm_category-faillite-personnelle-faillite\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Femme regardant l&#039;\u00e9cran de son ordinateur portable, r\u00e9fl\u00e9chissant \u00e0 des questions pressantes.\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/11\/Personal_Bankruptcy_Questions_.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Femme regardant l&#039;\u00e9cran de son ordinateur portable, r\u00e9fl\u00e9chissant \u00e0 des questions pressantes.\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-personnelle\/la-faillite-personnelle-au-canada-reponses-aux-10-principales-questions\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">La faillite personnelle au Canada : r\u00e9ponses aux 10 principales questions<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">D\u00e9couvrez le processus de faillite personnelle au Canada et les crit\u00e8res d\u2019admissibilit\u00e9 et explorez d\u2019autres solutions comme les propositions&#8230;<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/article><!-- #post-24946 -->\n\n<article id=\"post-22022\" class=\"rbc-latest-posts-content-card-type-2 post-22022 rbc_my_money_matter type-rbc_my_money_matter status-publish has-post-thumbnail hentry tag-finances-personnelles rbc_content_type-article rbc_lob_group-comptes rbc_difficulty_level-beginner rbc_mmm_category-endettement-et-reduction-du-stress rbc_mmm_category-faillite rbc_mmm_category-proposition-de-consommateur\">\n\t<div class=\"col-wpr display-flex mar-b-0\">\n\t\t\t\t\t<div class=\"col-xs-5 mar-b-0\">\n\t\t\t\t<div\n\t\t\t\t\trole=\"img\"\n\t\t\t\t\taria-label=\"Un jeune homme assis \u00e0 un bureau, troubl\u00e9 par son endettement\"\n\t\t\t\t\tclass=\"post-card-image\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<img\n\t\t\tdecoding=\"async\"\n\t\t\tloading=\"lazy\"\n\t\t\twidth=\"640\"\n\t\t\theight=\"427\"\n\t\t\tsrc=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-08-01T105643.093.jpg?quality=80&#038;w=640\"\n\t\t\talt=\"Un jeune homme assis \u00e0 un bureau, troubl\u00e9 par son endettement\"\n\t\t\tclass=\"wp-post-image\"\n\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mar-t-0 col-xs-7\">\n\t\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/finances-personnelles\/\">\n\t\t\t\t\t\t\t<span>Finances personnelles<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/proposition-de-consommateur\/proposition-de-consommateur-ou-faillite\/\" class=\"h4 card-title loop-post-title mar-b-hlf mar-t-0 mar-b-0\">Proposition de consommateur ou faillite ?<\/a>\n\t\t\t\t\t\t\t\t\t<p class=\"mar-t-hlf\">Pour g\u00e9rer votre endettement, la proposition de consommateur ou la faillite ? 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