{"id":6617,"date":"2017-06-13T00:00:00","date_gmt":"2017-06-13T00:00:00","guid":{"rendered":""},"modified":"2024-02-16T16:22:12","modified_gmt":"2024-02-16T16:22:12","slug":"confessions-dune-etudiante-sur-la-gestion-de-son-argent","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/","title":{"rendered":"Confessions d&rsquo;une \u00e9tudiante sur la gestion de son argent"},"content":{"rendered":"<div class=\"wp-block-rbc-single-article-header\">\n\t<section class=\"section-grey cover pad-t-hlf\">\n\t\t<div class=\"section-inner w-half w-mob-full centered-margin cover section-grey pad-tb-0\">\n\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/paiements\/\">\n\t\t\t\t\t\t\t<span>Paiements<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<h1 class=\"mar-b-hlf mar-t-0 mob-pad-lr-hlf h2 has-black-color\">Confessions d&rsquo;une \u00e9tudiante sur la gestion de son argent<\/h1><p class=\"mar-b-0 mob-pad-lr-hlf author-text\">By Laura Plant<\/p>\t\t\t\t\t<div class=\"featured-image-wrapper pos-rel\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/confessions-Thumbnail-default@2x.jpg?quality=80\" class=\" cover-image  wp-post-image\" alt=\"\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/confessions-Thumbnail-default@2x.jpg 930w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/confessions-Thumbnail-default@2x.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/confessions-Thumbnail-default@2x.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t<\/section>\n\t<div class=\"article mar-t-dbl\">\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner socials-section\">\n\t\t\t\t<div class=\"top-socials-bar mob-mar-b-hlf\">    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Confessions d&rsquo;une \u00e9tudiante sur la gestion de son argent &#038;body=Bonjour, je pensais que cet article de RBC Mes finances d\u2019abord pourrait vous int\u00e9resser: https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Courriel        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copier l\u2019URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  <\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner w-half w-mob-full centered-margin pad-tb-0 mob-mar-t-hlf mob-mar-b\">\n\t\t\t\t<p class=\"cover-pub-line text-xs mar-b-hlf\">Published 13 juin 2017 \u2022 6 min de lecture<\/p>\t\t\t<\/div>\n\t\t<\/section>\n\t<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner w-half w-mob-full\" style=\"border-radius:0x\">\n<p>Vous pensez sans doute que j&rsquo;ai d\u00fb \u00e9pargner cet argent \u00ab gagn\u00e9 \u00e0 la sueur de mon front \u00bb et planifier rigoureusement mes d\u00e9penses pour que mes \u00e9conomies puissent tenir jusqu&rsquo;\u00e0 l&rsquo;obtention de mon dipl\u00f4me. Eh bien, non ! De la semaine d&rsquo;orientation \u00e0 la fin du premier semestre, je voyais fondre mon argent. En janvier, prise de panique, je n&rsquo;avais d&rsquo;autre choix que d&rsquo;appeler la Banque de maman et papa \u00e0 la rescousse.<\/p>\n\n\n\n<p>Or, je me suis rendu compte depuis que je n&rsquo;\u00e9tais pas la seule \u00e0 vivre ce genre de situation. La plupart des \u00e9tudiants aspirent \u00e0 accumuler assez d&rsquo;argent pour subvenir \u00e0 leurs besoins jusqu&rsquo;\u00e0 la fin de l&rsquo;ann\u00e9e scolaire. Mais comme pour bien des choses, la cl\u00e9 pour atteindre cet objectif se cache dans les d\u00e9tails. Si vous ne planifiez pas les d\u00e9penses pr\u00e9vues et impr\u00e9vues qui accompagnent la vie d&rsquo;\u00e9tudiant au postsecondaire, vos chances de r\u00e9ussir s&rsquo;amenuisent.<\/p>\n\n\n\n<p>Prenons l&rsquo;exemple de Taylor Losak. \u00c9tudiante de deuxi\u00e8me ann\u00e9e \u00e0 l&rsquo;Universit\u00e9 Queen&rsquo;s, en Ontario, Taylor avait mis suffisamment d&rsquo;argent de c\u00f4t\u00e9 pour couvrir ses d\u00e9penses essentielles, comme les manuels, les frais de scolarit\u00e9, le loyer et l&rsquo;\u00e9picerie. Elle avait m\u00eame \u00e9pargn\u00e9 pour les activit\u00e9s sociales. Malgr\u00e9 cela, la r\u00e9alit\u00e9 l&rsquo;a rattrap\u00e9e d\u00e8s la premi\u00e8re ann\u00e9e : les d\u00e9penses impr\u00e9vues s&rsquo;accumulaient sans cesse. Elle ne savait pas que les ouvrages n\u00e9cessaires \u00e0 un cours s&rsquo;ajoutaient aux manuels et que sa formation exigeait la participation \u00e0 des conf\u00e9rences universitaires. Elle n&rsquo;avait pas non plus pr\u00e9vu de joindre la ligue de ballon-chasseur, qui allait gruger une partie de son budget. C&rsquo;est pendant la premi\u00e8re ann\u00e9e qu&rsquo;elle a compris qu&rsquo;elle devait mieux planifier la deuxi\u00e8me (ce qu&rsquo;elle a fait).<\/p>\n\n\n\n<p>D&rsquo;apr\u00e8s les \u00e9tudes, une forte majorit\u00e9 d&rsquo;\u00e9tudiants (73 %) se disent inquiets \u00e0 l&rsquo;id\u00e9e de ne pas avoir assez d&rsquo;argent pour payer leurs \u00e9tudes postsecondaires. D\u00e9terminer la somme dont vous aurez besoin et additionner chacune des d\u00e9penses pr\u00e9vues peut sembler une t\u00e2che colossale. Ce n&rsquo;est effectivement pas facile, mais chose certaine, disposer d&rsquo;un bon plan peut grandement contribuer \u00e0 r\u00e9duire le stress financier.<\/p>\n\n\n\n<p>Ce n&rsquo;est qu&rsquo;\u00e0 l&rsquo;\u00e9t\u00e9 pr\u00e9c\u00e9dant ma quatri\u00e8me ann\u00e9e d&rsquo;\u00e9tudes (oui, vous avez bien lu \u00ab la quatri\u00e8me \u00bb&#8230; tant qu&rsquo;\u00e0 \u00eatre dans les confessions) que j&rsquo;ai compris que je ne voulais pour rien au monde \u00eatre \u00e0 la remorque de mes parents pendant le reste de ma vie et que pour y arriver, il me fallait un plan financier. Comment allais-je parvenir \u00e0 quitter le nid familial et \u00e0 acqu\u00e9rir la libert\u00e9 et l&rsquo;autonomie si importantes pour moi sans d&rsquo;abord me prouver que j&rsquo;\u00e9tais capable de g\u00e9rer mon argent et d&rsquo;\u00eatre ind\u00e9pendante financi\u00e8rement ? J&rsquo;ai donc \u00e9labor\u00e9 un plan financier pour la premi\u00e8re fois de ma vie et je l&rsquo;ai adapt\u00e9 \u00e0 mon style de vie. Les trucs que j&rsquo;ai appris cet \u00e9t\u00e9-l\u00e0 ont servi de fondement au plan financier qui me guide encore aujourd&rsquo;hui.<\/p>\n\n\n\n<p>Voici donc quelques suggestions pour Taylor et d&rsquo;autres \u00e9tudiants qui souhaitent garder le contr\u00f4le de leurs finances tout au long de l&rsquo;ann\u00e9e.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Parlez aux \u00e9tudiants qui vous entourent<\/h2>\n\n\n\n<p>Ce conseil s&rsquo;applique particuli\u00e8rement aux \u00e9tudiants de premi\u00e8re ann\u00e9e. Demandez aux \u00e9tudiants de deuxi\u00e8me et de troisi\u00e8me ann\u00e9es de vous parler des d\u00e9penses impr\u00e9vues. Chaque ann\u00e9e verra surgir de nouvelles occasions de d\u00e9penser. Par exemple, en plus du manuel requis, certains cours pourraient exiger l&rsquo;achat d&rsquo;outils ou d&rsquo;une trousse de lecture ou m\u00eame des droits de permis. Il se peut aussi que vous vouliez entreprendre un semestre \u00e0 l&rsquo;\u00e9tranger ou suivre un cours sp\u00e9cial. Les \u00e9tudiants qui n&rsquo;en sont pas \u00e0 leur premi\u00e8re ann\u00e9e pourraient vous parler de ces occasions afin que vous puissiez planifier vos finances d\u00e8s maintenant.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00c9valuez et planifiez encore et encore<\/h2>\n\n\n\n<p>Taylor a fait un premier pas vers la cr\u00e9ation d&rsquo;un meilleur plan financier en ciblant ses d\u00e9penses impr\u00e9vues. Si vous n&rsquo;en \u00eates pas \u00e0 votre premi\u00e8re ann\u00e9e, revoyez votre plan par rapport \u00e0 vos d\u00e9penses r\u00e9elles de l&rsquo;ann\u00e9e pr\u00e9c\u00e9dente. Il s&rsquo;agit de la premi\u00e8re \u00e9tape vers une bonne sant\u00e9 financi\u00e8re. Examinez vos relev\u00e9s de compte et de carte de cr\u00e9dit pour avoir une id\u00e9e plus pr\u00e9cise des co\u00fbts r\u00e9els, et fixez-vous des objectifs r\u00e9alistes pour l&rsquo;ann\u00e9e \u00e0 venir. Si vous commencez votre premi\u00e8re ann\u00e9e d&rsquo;\u00e9tudes, attendez au milieu de l&rsquo;\u00e9t\u00e9 pour d\u00e9terminer si vous r\u00e9ussirez \u00e0 atteindre vos objectifs d&rsquo;\u00e9pargne.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Fixez-vous des objectifs d&rsquo;\u00e9pargne r\u00e9alistes<\/h2>\n\n\n\n<p>Si vous travaillez cet \u00e9t\u00e9, assurez-vous de mettre suffisamment d&rsquo;argent de c\u00f4t\u00e9 \u00e0 chaque paie pour b\u00e2tir un coussin financier sur lequel vous appuyer une fois aux \u00e9tudes. Ne vous d\u00e9couragez pas si vous avez l&rsquo;impression que vos \u00e9conomies ne s&rsquo;accumulent pas aussi rapidement que vous l&rsquo;auriez souhait\u00e9. Un plan r\u00e9aliste vous aidera \u00e0 atteindre vos objectifs de base et mettra en \u00e9vidence tout manque \u00e0 gagner.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Profitez de l&rsquo;argent offert gratuitement<\/h2>\n\n\n\n<p>Chaque ann\u00e9e, des millions de dollars de bourses d&rsquo;\u00e9tudes ne sont pas r\u00e9clam\u00e9s. Il existe des programmes de bourses pour tous les niveaux. Ces bourses ne sont pas toutes accord\u00e9es en fonction des r\u00e9sultats scolaires. Certaines reconnaissent l&rsquo;engagement communautaire, d&rsquo;autres des habilet\u00e9s particuli\u00e8res ou encore le patrimoine culturel. Participez aux concours. Vous n&rsquo;avez rien \u00e0 perdre, chaque montant, aussi petit soit-il, vous aidera \u00e0 r\u00e9aliser votre r\u00eave. Cliquez <a href=\"https:\/\/decouverte.rbcbanqueroyale.com\/optimisez-vos-chances-dobtenir-une-subvention-une-bourse-de-perfectionnement-ou-une-bourse-detudes\/?ref=dl-129911\">ici<\/a> pour savoir comment maximiser vos chances d&rsquo;obtenir un pr\u00eat ou une bourse.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Parlez \u00e0 vos parents<\/h2>\n\n\n\n<p>M\u00eame si vous voulez montrer \u00e0 vos parents que vous vous d\u00e9brouillez bien sans eux ou si vous croyez qu&rsquo;ils sont au courant des co\u00fbts financiers associ\u00e9s aux \u00e9tudes, ne sous-estimez jamais l&rsquo;importance d&rsquo;une bonne discussion sur l&rsquo;argent. Comme ils ont quitt\u00e9 les bancs de l&rsquo;\u00e9cole depuis probablement longtemps, les choses ont beaucoup chang\u00e9 depuis. Prenez le temps de leur parler du fruit de vos recherches et travaillez ensemble \u00e0 la cr\u00e9ation d&rsquo;un plan financier. Vous pouvez aussi vous adresser \u00e0 d&rsquo;autres personnes de confiance, comme un ami de la famille, un conseiller de votre banque ou m\u00eame une s\u0153ur ou un fr\u00e8re plus \u00e2g\u00e9.<\/p>\n\n\n\n<p>La vie d&rsquo;\u00e9tudiant ne se limite pas \u00e0 se mettre le nez dans les livres et en \u00e9liminant le stress financier \u00e0 cette \u00e9tape de votre vie vous pourrez profiter de tout ce qui est important. Les le\u00e7ons financi\u00e8res que vous tirez aujourd&rsquo;hui jetteront les bases d&rsquo;une saine gestion financi\u00e8re pour demain.<\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse942faa40\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse942faa40\" data-dig-id=\"LP-32776-942faa40\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Un mot de nos avocats\"><span>Un mot de nos avocats<\/span><span>Un mot de nos avocats<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse942faa40\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>Le pr\u00e9sent article vise \u00e0 offrir des renseignements g\u00e9n\u00e9raux seulement et n\u2019a pas pour objet de fournir des conseils juridiques ou financiers, ni d\u2019autres conseils professionnels. Veuillez consulter un conseiller professionnel en ce qui concerne votre situation particuli\u00e8re. Les renseignements pr\u00e9sent\u00e9s sont r\u00e9put\u00e9s \u00eatre factuels et \u00e0 jour, mais nous ne garantissons pas leur exactitude et ils ne doivent pas \u00eatre consid\u00e9r\u00e9s comme une analyse exhaustive des sujets abord\u00e9s. Les opinions exprim\u00e9es refl\u00e8tent le jugement des auteurs \u00e0 la date de publication et peuvent changer. La Banque Royale du Canada et ses entit\u00e9s ne font pas la promotion, ni explicitement ni implicitement, des conseils, des avis, des renseignements, des produits ou des services de tiers.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center h5 mar-b\"><strong>Partager cet article<\/strong><\/p>\n\n\n\n\t\t<div class=\"socials-block\">\n\t\t\t    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Confessions d&rsquo;une \u00e9tudiante sur la gestion de son argent &#038;body=Bonjour, je pensais que cet article de RBC Mes finances d\u2019abord pourrait vous int\u00e9resser: https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Courriel        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copier l\u2019URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  \t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-1e2ed54a-95a2-46ae-9a66-cc29ed17b098\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-single-post-topics related-topics-links\">\n\t\t\t\t<p class=\"h5 mar-r-hlf\">Topics:<\/p>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/paiements\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Paiements<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/services-bancaires-services-bancaires-numeriques\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Services bancaires\/services bancaires num\u00e9riques<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mob-pad-t-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-b mob-mar-b-dbl mar-t-0\" id=\"h-a-lire-ensuite\">\u00c0 lire ensuite<\/h2>\n\n\n\t\t\t<div class=\"related-posts-type-2\">\n\t\t\t\t<div class=\"related-post-list\">\n\t\t\t\t\t<ul class=\"grid-wpr eh-wpr\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_2044837280.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Main tenant un parapluie noir au-dessus d&#039;une tirelire blanche symbolisant la protection financi\u00e8re\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_2044837280.jpg 6720w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_2044837280.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_2044837280.jpg?resize=768,512 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_2044837280.jpg?resize=1024,683 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_2044837280.jpg?resize=1536,1024 1536w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_2044837280.jpg?resize=2048,1365 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/evenements-imprevus\/fonds-durgence\/\">\n\t\t\t\t\t\tFonds d\u2019urgence\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/evenements-imprevus\/fonds-durgence\/guide-sur-les-fonds-durgence\/\" class=\"card-title h4 mar-t-0\">Votre guide complet sur les fonds d\u2019urgence<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"673\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/01\/2025-financial-roadmap-shutterstock_2375988879.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Liste de contr\u00f4le des formulaires num\u00e9riques\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/01\/2025-financial-roadmap-shutterstock_2375988879.jpg 6736w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/01\/2025-financial-roadmap-shutterstock_2375988879.jpg?resize=300,197 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/01\/2025-financial-roadmap-shutterstock_2375988879.jpg?resize=768,505 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/01\/2025-financial-roadmap-shutterstock_2375988879.jpg?resize=1024,673 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/01\/2025-financial-roadmap-shutterstock_2375988879.jpg?resize=1536,1009 1536w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/01\/2025-financial-roadmap-shutterstock_2375988879.jpg?resize=2048,1345 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/\">\n\t\t\t\t\t\t\u00c9tablissement du budget\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/plan-financier-2026-adaptation-de-votre-budget-de-votre-emprunt-et-de-vos-placements-a-vos-objectifs\/\" class=\"card-title h4 mar-t-0\">Plan financier 2026\u00a0: guide de l\u2019endettement, de l\u2019\u00e9tablissement d\u2019un budget et des placements au Canada<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"658\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/01\/shutterstock_2068070435.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Jeune femme assise sur un canap\u00e9 avec une carte de cr\u00e9dit dans une main et un smartphone dans l\u2019autre, examinant une option de paiement Acheter maintenant, payez plus tard pour un achat en ligne.\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/01\/shutterstock_2068070435.jpg 6228w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/01\/shutterstock_2068070435.jpg?resize=300,193 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/01\/shutterstock_2068070435.jpg?resize=768,494 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/01\/shutterstock_2068070435.jpg?resize=1024,658 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/01\/shutterstock_2068070435.jpg?resize=1536,987 1536w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/01\/shutterstock_2068070435.jpg?resize=2048,1316 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/credit-t-et-emprunt\/comprendre-les-prets\/\">\n\t\t\t\t\t\tComprendre les pr\u00eats\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/credit-t-et-emprunt\/comprendre-les-prets\/votre-guide-des-services-acheter-maintenant-payer-plus-tard-comment-fonctionnent-ils-quand-les-utiliser-et-quand-sabstenir\/\" class=\"card-title h4 mar-t-0\">Votre guide des services \u00ab Acheter maintenant, payer plus tard \u00bb : comment fonctionnent-ils, quand les utiliser et quand s\u2019abstenir?<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n<\/section>\n<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-1e2ed54a-95a2-46ae-9a66-cc29ed17b098 {\n\t\theight: 60px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-1e2ed54a-95a2-46ae-9a66-cc29ed17b098 {\n\t\t\theight: 30px;\n\t\t}\n\t}\t<\/style>","protected":false},"excerpt":{"rendered":"<p>Voici donc quelques suggestions pour Taylor et d&rsquo;autres \u00e9tudiants qui souhaitent garder le contr\u00f4le de leurs finances tout au long de l&rsquo;ann\u00e9e.<\/p>\n","protected":false},"author":10,"featured_media":7621,"parent":6556,"menu_order":0,"template":"","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"tags":[141,129],"rbc_content_type":[163],"rbc_audience":[126],"rbc_lob_group":[127],"rbc_difficulty_level":[123],"rbc_mmm_category":[32,45,92,31,87,43,91],"class_list":["post-6617","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","has-post-thumbnail","hentry","tag-paiements","tag-services-bancaires-services-bancaires-numeriques","rbc_content_type-element-infographique","rbc_audience-etudiants","rbc_lob_group-etudiants","rbc_difficulty_level-beginner","rbc_mmm_category-academie-financiere","rbc_mmm_category-connaissances-financieres-de-base","rbc_mmm_category-etablissement-du-budget","rbc_mmm_category-evenements-de-la-vie","rbc_mmm_category-les-services-bancaires-au-canada","rbc_mmm_category-nouveaux-arrivants-au-canada","rbc_mmm_category-types-de-comptes"],"acf":{"contently_publication_id":"129911","custom_author":"Laura Plant","rbc_video_header":"","rbc_media_duration":"","rbc_toc_for_mmm_tag":"h2","rbc_toc_for_mmm_limit":6,"rbc_toc_for_mmm":null,"rbc_toc_for_mmm_action":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.7 (Yoast SEO v26.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<meta name=\"description\" content=\"Confessions d\u2019une \u00e9tudiante sur la gestion de son argent.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:description\" content=\"Confessions d\u2019une \u00e9tudiante sur la gestion de son argent.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/\" \/>\n<meta property=\"og:site_name\" content=\"RBC Banque Royale\" \/>\n<meta property=\"article:modified_time\" content=\"2024-02-16T16:22:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/confessions-Thumbnail-default@2x.jpg?quality=80\" \/>\n\t<meta property=\"og:image:width\" content=\"930\" \/>\n\t<meta property=\"og:image:height\" content=\"620\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/\",\"url\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/\",\"name\":\"Confessions d'une \u00e9tudiante sur la gestion de son argent - Mes finances d\u2019abord\",\"isPartOf\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/confessions-Thumbnail-default@2x.jpg?quality=80\",\"datePublished\":\"2017-06-13T00:00:00+00:00\",\"dateModified\":\"2024-02-16T16:22:12+00:00\",\"description\":\"Confessions d\u2019une \u00e9tudiante sur la gestion de son argent.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/#primaryimage\",\"url\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/confessions-Thumbnail-default@2x.jpg?quality=80\",\"contentUrl\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/confessions-Thumbnail-default@2x.jpg?quality=80\",\"width\":930,\"height\":620},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Mes finances d\u2019abord\",\"item\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Acad\u00e9mie Financi\u00e8re\",\"item\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Connaissances Financi\u00e8res De Base\",\"item\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"\u00c9tablissement du budget\",\"item\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/\"},{\"@type\":\"ListItem\",\"position\":5,\"name\":\"Confessions d&#8217;une \u00e9tudiante sur la gestion de son argent\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/#website\",\"url\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/\",\"name\":\"RBC Banque Royale\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"description":"Confessions d\u2019une \u00e9tudiante sur la gestion de son argent.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/","og_locale":"fr_FR","og_type":"article","og_description":"Confessions d\u2019une \u00e9tudiante sur la gestion de son argent.","og_url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/","og_site_name":"RBC Banque Royale","article_modified_time":"2024-02-16T16:22:12+00:00","og_image":[{"width":930,"height":620,"url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/confessions-Thumbnail-default@2x.jpg?quality=80","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/","name":"Confessions d'une \u00e9tudiante sur la gestion de son argent - Mes finances d\u2019abord","isPartOf":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/#primaryimage"},"image":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/confessions-Thumbnail-default@2x.jpg?quality=80","datePublished":"2017-06-13T00:00:00+00:00","dateModified":"2024-02-16T16:22:12+00:00","description":"Confessions d\u2019une \u00e9tudiante sur la gestion de son argent.","breadcrumb":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/#primaryimage","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/confessions-Thumbnail-default@2x.jpg?quality=80","contentUrl":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/confessions-Thumbnail-default@2x.jpg?quality=80","width":930,"height":620},{"@type":"BreadcrumbList","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Mes finances d\u2019abord","item":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/"},{"@type":"ListItem","position":2,"name":"Acad\u00e9mie Financi\u00e8re","item":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/"},{"@type":"ListItem","position":3,"name":"Connaissances Financi\u00e8res De Base","item":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/"},{"@type":"ListItem","position":4,"name":"\u00c9tablissement du budget","item":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/"},{"@type":"ListItem","position":5,"name":"Confessions d&#8217;une \u00e9tudiante sur la gestion de son argent"}]},{"@type":"WebSite","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/#website","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/","name":"RBC Banque Royale","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rbcroyalbank.com\/fr-ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"}]}},"parsely":{"version":"1.1.0","canonical_url":"https:\/\/rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Confessions d&rsquo;une \u00e9tudiante sur la gestion de son argent","url":"http:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\/"},"thumbnailUrl":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/confessions-Thumbnail-default@2x.jpg?quality=80&w=150&h=150&crop=1","image":{"@type":"ImageObject","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/confessions-Thumbnail-default@2x.jpg?quality=80"},"articleSection":"Uncategorized","author":[{"@type":"Person","name":"RBC"}],"creator":["RBC"],"publisher":{"@type":"Organization","name":"RBC Banque Royale","logo":""},"keywords":["paiements","services bancaires\/services bancaires num\u00e9riques"],"dateCreated":"2017-06-13T00:00:00Z","datePublished":"2017-06-13T00:00:00Z","dateModified":"2024-02-16T16:22:12Z"},"rendered":"<script type=\"application\/ld+json\" class=\"wp-parsely-metadata\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"Confessions d&rsquo;une \\u00e9tudiante sur la gestion de son argent\",\"url\":\"http:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/academie-financiere\\\/connaissances-financieres-de-base\\\/etablissement-du-budget\\\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\\\/\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/academie-financiere\\\/connaissances-financieres-de-base\\\/etablissement-du-budget\\\/confessions-dune-etudiante-sur-la-gestion-de-son-argent\\\/\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/13\\\/2023\\\/09\\\/confessions-Thumbnail-default@2x.jpg?quality=80&w=150&h=150&crop=1\",\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/13\\\/2023\\\/09\\\/confessions-Thumbnail-default@2x.jpg?quality=80\"},\"articleSection\":\"Uncategorized\",\"author\":[{\"@type\":\"Person\",\"name\":\"RBC\"}],\"creator\":[\"RBC\"],\"publisher\":{\"@type\":\"Organization\",\"name\":\"RBC Banque Royale\",\"logo\":\"\"},\"keywords\":[\"paiements\",\"services bancaires\\\/services bancaires num\\u00e9riques\"],\"dateCreated\":\"2017-06-13T00:00:00Z\",\"datePublished\":\"2017-06-13T00:00:00Z\",\"dateModified\":\"2024-02-16T16:22:12Z\"}<\/script>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/rbcroyalbank.com\/p.js"},"featured_img":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/confessions-Thumbnail-default@2x.jpg?quality=80&w=930","coauthors":[],"author_meta":{"author_link":"https:\/\/www.rbcroyalbank.com\/fr-ca\/author\/fclaussen\/","display_name":"RBC"},"relative_dates":{"created":"Publi\u00e9 9 ans il y a","modified":"Mis \u00e0 jour 2 ans il y a"},"absolute_dates":{"created":"Publi\u00e9 le 13 juin 2017","modified":"Mise \u00e0 jour le 16 f\u00e9vrier 2024"},"absolute_dates_time":{"created":"Publi\u00e9 le 13 juin 2017 12:00  ","modified":"Mise \u00e0 jour le 16 f\u00e9vrier 2024 4:22  "},"featured_img_caption":"","tax_additional":{"post_tag":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/paiements\/\" class=\"advgb-post-tax-term\">Paiements<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/services-bancaires-services-bancaires-numeriques\/\" class=\"advgb-post-tax-term\">Services bancaires\/services bancaires num\u00e9riques<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Paiements<\/span>","<span class=\"advgb-post-tax-term\">Services bancaires\/services bancaires num\u00e9riques<\/span>"],"slug":"post_tag","name":"\u00c9tiquettes"},"rbc_content_type":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/content-type\/element-infographique\/\" class=\"advgb-post-tax-term\">\u00c9l\u00e9ment infographique<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">\u00c9l\u00e9ment infographique<\/span>"],"slug":"rbc_content_type","name":"Content Types"},"rbc_audience":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/audience\/etudiants\/\" class=\"advgb-post-tax-term\">\u00c9tudiants<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">\u00c9tudiants<\/span>"],"slug":"rbc_audience","name":"Audiences"},"rbc_lob_group":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/lob-group\/etudiants\/\" class=\"advgb-post-tax-term\">\u00c9tudiants<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">\u00c9tudiants<\/span>"],"slug":"rbc_lob_group","name":"LOB Groups"},"rbc_difficulty_level":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/difficulty-level\/beginner\/\" class=\"advgb-post-tax-term\">Beginner<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Beginner<\/span>"],"slug":"rbc_difficulty_level","name":"Difficulty Levels"},"rbc_mmm_category":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/academie-financiere\/\" class=\"advgb-post-tax-term\">Acad\u00e9mie financi\u00e8re<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/connaissances-financieres-de-base\/\" class=\"advgb-post-tax-term\">Connaissances Financi\u00e8res De Base<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/etablissement-du-budget\/\" class=\"advgb-post-tax-term\">\u00c9tablissement du budget<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/evenements-de-la-vie\/\" class=\"advgb-post-tax-term\">\u00c9v\u00e9nements de la Vie<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/les-services-bancaires-au-canada\/\" class=\"advgb-post-tax-term\">Les services bancaires au Canada<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/nouveaux-arrivants-au-canada\/\" class=\"advgb-post-tax-term\">Nouveaux Arrivants Au Canada<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/types-de-comptes\/\" class=\"advgb-post-tax-term\">Types de comptes<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Acad\u00e9mie financi\u00e8re<\/span>","<span class=\"advgb-post-tax-term\">Connaissances Financi\u00e8res De Base<\/span>","<span class=\"advgb-post-tax-term\">\u00c9tablissement du budget<\/span>","<span class=\"advgb-post-tax-term\">\u00c9v\u00e9nements de la Vie<\/span>","<span class=\"advgb-post-tax-term\">Les services bancaires au Canada<\/span>","<span class=\"advgb-post-tax-term\">Nouveaux Arrivants Au Canada<\/span>","<span class=\"advgb-post-tax-term\">Types de comptes<\/span>"],"slug":"rbc_mmm_category","name":"Categories"},"ep_custom_result":{"linked":[],"unlinked":[],"slug":"ep_custom_result","name":"Custom Results"}},"series_order":"","jetpack_sharing_enabled":true,"primary_tag":"141","primary_rbc_mmm_category":"92","_links":{"self":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/6617","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter"}],"about":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/types\/rbc_my_money_matter"}],"author":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/users\/10"}],"version-history":[{"count":2,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/6617\/revisions"}],"predecessor-version":[{"id":27504,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/6617\/revisions\/27504"}],"up":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/6556"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/media\/7621"}],"wp:attachment":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/media?parent=6617"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/tags?post=6617"},{"taxonomy":"rbc_content_type","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_content_type?post=6617"},{"taxonomy":"rbc_audience","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_audience?post=6617"},{"taxonomy":"rbc_lob_group","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_lob_group?post=6617"},{"taxonomy":"rbc_difficulty_level","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_difficulty_level?post=6617"},{"taxonomy":"rbc_mmm_category","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_mmm_category?post=6617"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}