{"id":6660,"date":"2018-12-31T00:00:00","date_gmt":"2018-12-31T00:00:00","guid":{"rendered":""},"modified":"2024-02-21T19:43:04","modified_gmt":"2024-02-21T19:43:04","slug":"pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\/","title":{"rendered":"Pourquoi les CELI sont devenus des outils de placement pris\u00e9s par les nouveaux arrivants"},"content":{"rendered":"<div class=\"wp-block-rbc-single-article-header\">\n\t<section class=\"section-grey cover pad-t-hlf\">\n\t\t<div class=\"section-inner w-half w-mob-full centered-margin cover section-grey pad-tb-0\">\n\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/celi\/\">\n\t\t\t\t\t\t\t<span>CELI<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<h1 class=\"mar-b-hlf mar-t-0 mob-pad-lr-hlf h2 has-black-color\">Pourquoi les CELI sont devenus des outils de placement pris\u00e9s par les nouveaux arrivants<\/h1><p class=\"mar-b-0 mob-pad-lr-hlf author-text\">By RBC<\/p>\t\t\t\t\t<div class=\"featured-image-wrapper pos-rel\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/thumb-tfsa-newcomers_402x.jpg?quality=80\" class=\" cover-image  wp-post-image\" alt=\"\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/thumb-tfsa-newcomers_402x.jpg 930w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/thumb-tfsa-newcomers_402x.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/thumb-tfsa-newcomers_402x.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t<\/section>\n\t<div class=\"article mar-t-dbl\">\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner socials-section\">\n\t\t\t\t<div class=\"top-socials-bar mob-mar-b-hlf\">    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Pourquoi les CELI sont devenus des outils de placement pris\u00e9s par les nouveaux arrivants &#038;body=Bonjour, je pensais que cet article de RBC Mes finances d\u2019abord pourrait vous int\u00e9resser: https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Courriel        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copier l\u2019URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  <\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner w-half w-mob-full centered-margin pad-tb-0 mob-mar-t-hlf mob-mar-b\">\n\t\t\t\t<p class=\"cover-pub-line text-xs mar-b-hlf\">Published 31 d\u00e9cembre 2018 \u2022 3 min de lecture<\/p>\t\t\t<\/div>\n\t\t<\/section>\n\t<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner w-half w-mob-full\" style=\"border-radius:0x\">\n<p>L&rsquo;investissement est une importante priorit\u00e9 pour de nombreux immigrants d\u00e8s leur arriv\u00e9e au Canada. Un sondage RBC a r\u00e9v\u00e9l\u00e9 que 71 % des immigrants arriv\u00e9s depuis cinq ans ou moins poss\u00e8dent un produit de placement, le compte d&rsquo;\u00e9pargne libre d&rsquo;imp\u00f4t (CELI) \u00e9tant le choix privil\u00e9gi\u00e9 par 40 % d&rsquo;entre eux.<\/p>\n\n\n\n<p>L&rsquo;ouverture d&rsquo;un CELI peut \u00eatre une bonne solution pour les nouveaux arrivants qui souhaitent investir peu de temps apr\u00e8s leur arriv\u00e9e au Canada. Il est con\u00e7u pour vous aider \u00e0 \u00e9pargner et \u00e0 investir de l&rsquo;argent, et le rendement que vous obtenez est libre d&rsquo;imp\u00f4t. Vous pouvez en retirer des fonds en tout temps, ce qui en fait un moyen souple d&rsquo;\u00e9pargner en vue de vos objectifs. De plus, il n&rsquo;est pas n\u00e9cessaire d&rsquo;avoir gagn\u00e9 un revenu pour pouvoir cotiser \u00e0 un CELI. Vous pouvez donc ouvrir un CELI et commencer \u00e0 \u00e9pargner imm\u00e9diatement.<\/p>\n\n\n\n<p>Voici ce que vous devez savoir sur le CELI :<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Admissibilit\u00e9<\/h2>\n\n\n\n<p>Aucune exigence en mati\u00e8re de revenu gagn\u00e9 ne s&rsquo;applique au CELI. Il y a toutefois une somme maximale que vous pouvez d\u00e9poser dans un CELI chaque ann\u00e9e. Tous les r\u00e9sidents canadiens aux fins de l&rsquo;imp\u00f4t qui sont \u00e2g\u00e9s d&rsquo;au moins 18 ans ont les m\u00eames droits de cotisation : <a href=\"https:\/\/www.canada.ca\/fr\/agence-revenu\/services\/impot\/particuliers\/sujets\/compte-epargne-libre-impot\/cotisations.html\" target=\"_blank\" rel=\"noopener\">6 000 $ par ann\u00e9e<\/a>. Vous devez avoir atteint l&rsquo;\u00e2ge de la majorit\u00e9 dans votre province de r\u00e9sidence et poss\u00e9der un num\u00e9ro d&rsquo;assurance sociale valide pour ouvrir un compte.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Cotisations<\/h2>\n\n\n\n<p>Vous n&rsquo;avez pas besoin de disposer des 6 000 $ au complet pour faire un premier d\u00e9p\u00f4t. De plus, les droits de cotisation inutilis\u00e9s s&rsquo;accumulent et peuvent \u00eatre report\u00e9s d&rsquo;une ann\u00e9e \u00e0 l&rsquo;autre. Si vous retirez des fonds de votre CELI, le plein montant du retrait peut \u00eatre remis dans le CELI au cours des ann\u00e9es subs\u00e9quentes. Il faut faire attention \u00e0 ne pas verser de nouveau les cotisations durant la m\u00eame ann\u00e9e civile, toutefois, puisque cela pourrait se traduire par une cotisation exc\u00e9dentaire et faire l&rsquo;objet d&rsquo;une p\u00e9nalit\u00e9 fiscale.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00c9conomies d&rsquo;imp\u00f4t<\/h2>\n\n\n\n<p>Les revenus de placement et les retraits d&rsquo;un CELI ne sont pas imposables. Le CELI offre donc une grande souplesse et permet de r\u00e9duire l&rsquo;imp\u00f4t sur le revenu. L&rsquo;argent que vous d\u00e9posez dans votre CELI peut vous aider \u00e0 atteindre des objectifs \u00e0 court, moyen ou long terme.<\/p>\n\n\n\n<p>Un CELI peut \u00eatre un excellent moyen d&rsquo;\u00e9pargner. Un conseiller financier peut vous renseigner sur les avantages d&rsquo;un CELI et les options de placement qui s&rsquo;offrent \u00e0 vous.<\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse942faa40\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse942faa40\" data-dig-id=\"LP-32776-942faa40\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Un mot de nos avocats\"><span>Un mot de nos avocats<\/span><span>Un mot de nos avocats<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse942faa40\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>Le pr\u00e9sent article vise \u00e0 offrir des renseignements g\u00e9n\u00e9raux seulement et n\u2019a pas pour objet de fournir des conseils juridiques ou financiers, ni d\u2019autres conseils professionnels. Veuillez consulter un conseiller professionnel en ce qui concerne votre situation particuli\u00e8re. Les renseignements pr\u00e9sent\u00e9s sont r\u00e9put\u00e9s \u00eatre factuels et \u00e0 jour, mais nous ne garantissons pas leur exactitude et ils ne doivent pas \u00eatre consid\u00e9r\u00e9s comme une analyse exhaustive des sujets abord\u00e9s. Les opinions exprim\u00e9es refl\u00e8tent le jugement des auteurs \u00e0 la date de publication et peuvent changer. La Banque Royale du Canada et ses entit\u00e9s ne font pas la promotion, ni explicitement ni implicitement, des conseils, des avis, des renseignements, des produits ou des services de tiers.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center h5 mar-b\"><strong>Partager cet article<\/strong><\/p>\n\n\n\n\t\t<div class=\"socials-block\">\n\t\t\t    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Pourquoi les CELI sont devenus des outils de placement pris\u00e9s par les nouveaux arrivants &#038;body=Bonjour, je pensais que cet article de RBC Mes finances d\u2019abord pourrait vous int\u00e9resser: https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Courriel        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copier l\u2019URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  \t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-63ccc160-b350-4892-9656-56e4421667cf\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-single-post-topics related-topics-links\">\n\t\t\t\t<p class=\"h5 mar-r-hlf\">Topics:<\/p>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/celi\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">CELI<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/epargne\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">\u00c9pargne<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mob-pad-t-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-b mob-mar-b-dbl mar-t-0\" id=\"h-a-lire-ensuite\">\u00c0 lire ensuite<\/h2>\n\n\n\t\t\t<div class=\"related-posts-type-2\">\n\t\t\t\t<div class=\"related-post-list\">\n\t\t\t\t\t<ul class=\"grid-wpr eh-wpr\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/11\/Smiling-couple-look-at-a-smartphone-together-symbolizing-excitement-of-building-credit-score.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/11\/Smiling-couple-look-at-a-smartphone-together-symbolizing-excitement-of-building-credit-score.jpg 7008w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/11\/Smiling-couple-look-at-a-smartphone-together-symbolizing-excitement-of-building-credit-score.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/11\/Smiling-couple-look-at-a-smartphone-together-symbolizing-excitement-of-building-credit-score.jpg?resize=768,512 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/11\/Smiling-couple-look-at-a-smartphone-together-symbolizing-excitement-of-building-credit-score.jpg?resize=1024,683 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/11\/Smiling-couple-look-at-a-smartphone-together-symbolizing-excitement-of-building-credit-score.jpg?resize=1536,1024 1536w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/11\/Smiling-couple-look-at-a-smartphone-together-symbolizing-excitement-of-building-credit-score.jpg?resize=2048,1365 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/\">\n\t\t\t\t\t\tLes services bancaires au Canada\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/comment-etablir-des-antecedents-de-solvabilite-en-tant-que-nouvel-arrivant-au-canada\/\" class=\"card-title h4 mar-t-0\">Comment \u00e9tablir des ant\u00e9c\u00e9dents de solvabilit\u00e9 en tant que nouvel arrivant au Canada<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/09\/Newcomer-Credit-new-size.png?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Une nouvelle arrivante sourit tandis qu\u2019elle effleure un terminal de paiement avec sa carte de cr\u00e9dit.\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/09\/Newcomer-Credit-new-size.png 1100w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/09\/Newcomer-Credit-new-size.png?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/09\/Newcomer-Credit-new-size.png?resize=768,512 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/09\/Newcomer-Credit-new-size.png?resize=1024,682 1024w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/\">\n\t\t\t\t\t\tLes services bancaires au Canada\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/guide-du-nouvel-arrivant-sur-les-cartes-de-credit-avec-recompenses-de-fidelisation-au-canada\/\" class=\"card-title h4 mar-t-0\">Guide du nouvel arrivant sur les cartes de cr\u00e9dit avec r\u00e9compenses de fid\u00e9lisation au Canada<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/06\/A-newcomer-family-teaching-their-children-to-ride-a-bike.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Une famille de nouveaux arrivants qui enseigne \u00e0 ses enfants \u00e0 faire du v\u00e9lo\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/06\/A-newcomer-family-teaching-their-children-to-ride-a-bike.jpg 6000w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/06\/A-newcomer-family-teaching-their-children-to-ride-a-bike.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/06\/A-newcomer-family-teaching-their-children-to-ride-a-bike.jpg?resize=768,512 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/06\/A-newcomer-family-teaching-their-children-to-ride-a-bike.jpg?resize=1024,683 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/06\/A-newcomer-family-teaching-their-children-to-ride-a-bike.jpg?resize=1536,1024 1536w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/06\/A-newcomer-family-teaching-their-children-to-ride-a-bike.jpg?resize=2048,1365 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/\">\n\t\t\t\t\t\tLes services bancaires au Canada\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/compte-depargne-libre-dimpot-celi-pour-nouvel-arrivant-guide-sur-linvestissement-au-canada\/\" class=\"card-title h4 mar-t-0\">Compte d\u2019\u00e9pargne libre d\u2019imp\u00f4t (CELI) pour nouvel arrivant : Guide sur l\u2019investissement au Canada<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n<\/section>\n<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-63ccc160-b350-4892-9656-56e4421667cf {\n\t\theight: 60px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-63ccc160-b350-4892-9656-56e4421667cf {\n\t\t\theight: 30px;\n\t\t}\n\t}\t<\/style>","protected":false},"excerpt":{"rendered":"<p>L&rsquo;ouverture d&rsquo;un CELI peut \u00eatre une bonne solution pour les nouveaux arrivants qui souhaitent investir peu de temps apr\u00e8s leur arriv\u00e9e au Canada.<\/p>\n","protected":false},"author":10,"featured_media":8155,"parent":6550,"menu_order":0,"template":"","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"tags":[148,124],"rbc_content_type":[121],"rbc_audience":[144],"rbc_lob_group":[140],"rbc_difficulty_level":[123],"rbc_mmm_category":[32,45,93,31,87,43,47,178],"class_list":["post-6660","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","has-post-thumbnail","hentry","tag-celi","tag-epargne","rbc_content_type-article","rbc_audience-nouveaux-arrivants","rbc_lob_group-placements","rbc_difficulty_level-beginner","rbc_mmm_category-academie-financiere","rbc_mmm_category-connaissances-financieres-de-base","rbc_mmm_category-conseils-bancaires","rbc_mmm_category-evenements-de-la-vie","rbc_mmm_category-les-services-bancaires-au-canada","rbc_mmm_category-nouveaux-arrivants-au-canada","rbc_mmm_category-placements","rbc_mmm_category-types-dinvestissement"],"acf":{"contently_publication_id":"182607","custom_author":"RBC","rbc_video_header":"","rbc_media_duration":"","rbc_video_keywords":"","rbc_video_description":"","rbc_video_upload_date":"","rbc_toc_for_mmm_tag":"h2","rbc_toc_for_mmm_limit":6,"rbc_toc_for_mmm":null,"rbc_toc_for_mmm_action":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<meta name=\"description\" content=\"Voici ce que vous devez savoir sur le CELI.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:description\" content=\"Voici ce que vous devez savoir sur le CELI.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\/\" \/>\n<meta property=\"og:site_name\" content=\"RBC Banque Royale\" \/>\n<meta property=\"article:modified_time\" content=\"2024-02-21T19:43:04+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/thumb-tfsa-newcomers_402x.jpg?quality=80\" \/>\n\t<meta property=\"og:image:width\" content=\"930\" \/>\n\t<meta property=\"og:image:height\" content=\"620\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/evenements-de-la-vie\\\/nouveaux-arrivants-au-canada\\\/les-services-bancaires-au-canada\\\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\\\/\",\"url\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/evenements-de-la-vie\\\/nouveaux-arrivants-au-canada\\\/les-services-bancaires-au-canada\\\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\\\/\",\"name\":\"Pourquoi les CELI sont devenus des outils de placement pris\u00e9s par les nouveaux arrivants - Mes finances d\u2019abord\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/evenements-de-la-vie\\\/nouveaux-arrivants-au-canada\\\/les-services-bancaires-au-canada\\\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/evenements-de-la-vie\\\/nouveaux-arrivants-au-canada\\\/les-services-bancaires-au-canada\\\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/13\\\/2023\\\/09\\\/thumb-tfsa-newcomers_402x.jpg?quality=80\",\"datePublished\":\"2018-12-31T00:00:00+00:00\",\"dateModified\":\"2024-02-21T19:43:04+00:00\",\"description\":\"Voici ce que vous devez savoir sur le CELI.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/evenements-de-la-vie\\\/nouveaux-arrivants-au-canada\\\/les-services-bancaires-au-canada\\\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/evenements-de-la-vie\\\/nouveaux-arrivants-au-canada\\\/les-services-bancaires-au-canada\\\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/evenements-de-la-vie\\\/nouveaux-arrivants-au-canada\\\/les-services-bancaires-au-canada\\\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/13\\\/2023\\\/09\\\/thumb-tfsa-newcomers_402x.jpg?quality=80\",\"contentUrl\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/13\\\/2023\\\/09\\\/thumb-tfsa-newcomers_402x.jpg?quality=80\",\"width\":930,\"height\":620},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/evenements-de-la-vie\\\/nouveaux-arrivants-au-canada\\\/les-services-bancaires-au-canada\\\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Mes finances d\u2019abord\",\"item\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u00c9v\u00e9nements de la Vie\",\"item\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/evenements-de-la-vie\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Nouveaux Arrivants Au Canada\",\"item\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/evenements-de-la-vie\\\/nouveaux-arrivants-au-canada\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Les services bancaires au Canada\",\"item\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/evenements-de-la-vie\\\/nouveaux-arrivants-au-canada\\\/les-services-bancaires-au-canada\\\/\"},{\"@type\":\"ListItem\",\"position\":5,\"name\":\"Pourquoi les CELI sont devenus des outils de placement pris\u00e9s par les nouveaux arrivants\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/#website\",\"url\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/\",\"name\":\"RBC Banque Royale\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"description":"Voici ce que vous devez savoir sur le CELI.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\/","og_locale":"fr_FR","og_type":"article","og_description":"Voici ce que vous devez savoir sur le CELI.","og_url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\/","og_site_name":"RBC Banque Royale","article_modified_time":"2024-02-21T19:43:04+00:00","og_image":[{"width":930,"height":620,"url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/thumb-tfsa-newcomers_402x.jpg?quality=80","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\/","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\/","name":"Pourquoi les CELI sont devenus des outils de placement pris\u00e9s par les nouveaux arrivants - Mes finances d\u2019abord","isPartOf":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\/#primaryimage"},"image":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/thumb-tfsa-newcomers_402x.jpg?quality=80","datePublished":"2018-12-31T00:00:00+00:00","dateModified":"2024-02-21T19:43:04+00:00","description":"Voici ce que vous devez savoir sur le CELI.","breadcrumb":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\/#primaryimage","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/thumb-tfsa-newcomers_402x.jpg?quality=80","contentUrl":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/thumb-tfsa-newcomers_402x.jpg?quality=80","width":930,"height":620},{"@type":"BreadcrumbList","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Mes finances d\u2019abord","item":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/"},{"@type":"ListItem","position":2,"name":"\u00c9v\u00e9nements de la Vie","item":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/"},{"@type":"ListItem","position":3,"name":"Nouveaux Arrivants Au Canada","item":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/"},{"@type":"ListItem","position":4,"name":"Les services bancaires au Canada","item":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/"},{"@type":"ListItem","position":5,"name":"Pourquoi les CELI sont devenus des outils de placement pris\u00e9s par les nouveaux arrivants"}]},{"@type":"WebSite","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/#website","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/","name":"RBC Banque Royale","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rbcroyalbank.com\/fr-ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"}]}},"parsely":{"version":"1.1.0","canonical_url":"https:\/\/rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Pourquoi les CELI sont devenus des outils de placement pris\u00e9s par les nouveaux arrivants","url":"http:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\/","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/nouveaux-arrivants-au-canada\/les-services-bancaires-au-canada\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\/"},"thumbnailUrl":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/thumb-tfsa-newcomers_402x.jpg?quality=80&w=150&h=150&crop=1","image":{"@type":"ImageObject","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/thumb-tfsa-newcomers_402x.jpg?quality=80"},"articleSection":"Uncategorized","author":[{"@type":"Person","name":"RBC"}],"creator":["RBC"],"publisher":{"@type":"Organization","name":"RBC Banque Royale","logo":""},"keywords":["celi","\u00e9pargne"],"dateCreated":"2018-12-31T00:00:00Z","datePublished":"2018-12-31T00:00:00Z","dateModified":"2024-02-21T19:43:04Z"},"rendered":"<script type=\"application\/ld+json\" class=\"wp-parsely-metadata\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"Pourquoi les CELI sont devenus des outils de placement pris\\u00e9s par les nouveaux arrivants\",\"url\":\"http:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/evenements-de-la-vie\\\/nouveaux-arrivants-au-canada\\\/les-services-bancaires-au-canada\\\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\\\/\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/evenements-de-la-vie\\\/nouveaux-arrivants-au-canada\\\/les-services-bancaires-au-canada\\\/pourquoi-les-celi-sont-devenus-des-outils-de-placement-prises-par-les-nouveaux-arrivants\\\/\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/13\\\/2023\\\/09\\\/thumb-tfsa-newcomers_402x.jpg?quality=80&w=150&h=150&crop=1\",\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/13\\\/2023\\\/09\\\/thumb-tfsa-newcomers_402x.jpg?quality=80\"},\"articleSection\":\"Uncategorized\",\"author\":[{\"@type\":\"Person\",\"name\":\"RBC\"}],\"creator\":[\"RBC\"],\"publisher\":{\"@type\":\"Organization\",\"name\":\"RBC Banque Royale\",\"logo\":\"\"},\"keywords\":[\"celi\",\"\\u00e9pargne\"],\"dateCreated\":\"2018-12-31T00:00:00Z\",\"datePublished\":\"2018-12-31T00:00:00Z\",\"dateModified\":\"2024-02-21T19:43:04Z\"}<\/script>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/rbcroyalbank.com\/p.js"},"featured_img":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/thumb-tfsa-newcomers_402x.jpg?quality=80&w=930","coauthors":[],"author_meta":{"author_link":"https:\/\/www.rbcroyalbank.com\/fr-ca\/author\/fclaussen\/","display_name":"RBC"},"relative_dates":{"created":"Publi\u00e9 7 ans il y a","modified":"Mis \u00e0 jour 2 ans il y a"},"absolute_dates":{"created":"Publi\u00e9 le 31 d\u00e9cembre 2018","modified":"Mise \u00e0 jour le 21 f\u00e9vrier 2024"},"absolute_dates_time":{"created":"Publi\u00e9 le 31 d\u00e9cembre 2018 12:00  ","modified":"Mise \u00e0 jour le 21 f\u00e9vrier 2024 7:43  "},"featured_img_caption":"","tax_additional":{"post_tag":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/celi\/\" class=\"advgb-post-tax-term\">CELI<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/epargne\/\" class=\"advgb-post-tax-term\">\u00c9pargne<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">CELI<\/span>","<span class=\"advgb-post-tax-term\">\u00c9pargne<\/span>"],"slug":"post_tag","name":"\u00c9tiquettes"},"rbc_content_type":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/content-type\/article\/\" class=\"advgb-post-tax-term\">Article<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Article<\/span>"],"slug":"rbc_content_type","name":"Content Types"},"rbc_audience":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/audience\/nouveaux-arrivants\/\" class=\"advgb-post-tax-term\">Nouveaux arrivants<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Nouveaux arrivants<\/span>"],"slug":"rbc_audience","name":"Audiences"},"rbc_lob_group":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/lob-group\/placements\/\" class=\"advgb-post-tax-term\">Placements<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Placements<\/span>"],"slug":"rbc_lob_group","name":"LOB Groups"},"rbc_difficulty_level":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/difficulty-level\/beginner\/\" class=\"advgb-post-tax-term\">Beginner<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Beginner<\/span>"],"slug":"rbc_difficulty_level","name":"Difficulty Levels"},"rbc_mmm_category":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/academie-financiere\/\" class=\"advgb-post-tax-term\">Acad\u00e9mie financi\u00e8re<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/connaissances-financieres-de-base\/\" class=\"advgb-post-tax-term\">Connaissances Financi\u00e8res De Base<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/conseils-bancaires\/\" class=\"advgb-post-tax-term\">Conseils bancaires<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/evenements-de-la-vie\/\" class=\"advgb-post-tax-term\">\u00c9v\u00e9nements de la Vie<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/les-services-bancaires-au-canada\/\" class=\"advgb-post-tax-term\">Les services bancaires au Canada<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/nouveaux-arrivants-au-canada\/\" class=\"advgb-post-tax-term\">Nouveaux Arrivants Au Canada<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/placements\/\" class=\"advgb-post-tax-term\">Placements<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/types-dinvestissement\/\" class=\"advgb-post-tax-term\">Types d\u2019investissement<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Acad\u00e9mie financi\u00e8re<\/span>","<span class=\"advgb-post-tax-term\">Connaissances Financi\u00e8res De Base<\/span>","<span class=\"advgb-post-tax-term\">Conseils bancaires<\/span>","<span class=\"advgb-post-tax-term\">\u00c9v\u00e9nements de la Vie<\/span>","<span class=\"advgb-post-tax-term\">Les services bancaires au Canada<\/span>","<span class=\"advgb-post-tax-term\">Nouveaux Arrivants Au Canada<\/span>","<span class=\"advgb-post-tax-term\">Placements<\/span>","<span class=\"advgb-post-tax-term\">Types d\u2019investissement<\/span>"],"slug":"rbc_mmm_category","name":"Categories"},"ep_custom_result":{"linked":[],"unlinked":[],"slug":"ep_custom_result","name":"Custom Results"}},"series_order":"","jetpack_sharing_enabled":true,"primary_tag":"148","primary_rbc_mmm_category":"87","_links":{"self":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/6660","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter"}],"about":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/types\/rbc_my_money_matter"}],"author":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/users\/10"}],"version-history":[{"count":2,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/6660\/revisions"}],"predecessor-version":[{"id":27697,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/6660\/revisions\/27697"}],"up":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/6550"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/media\/8155"}],"wp:attachment":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/media?parent=6660"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/tags?post=6660"},{"taxonomy":"rbc_content_type","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_content_type?post=6660"},{"taxonomy":"rbc_audience","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_audience?post=6660"},{"taxonomy":"rbc_lob_group","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_lob_group?post=6660"},{"taxonomy":"rbc_difficulty_level","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_difficulty_level?post=6660"},{"taxonomy":"rbc_mmm_category","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_mmm_category?post=6660"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}