{"id":7056,"date":"2023-07-25T00:00:00","date_gmt":"2023-07-25T00:00:00","guid":{"rendered":""},"modified":"2024-02-22T15:50:50","modified_gmt":"2024-02-22T15:50:50","slug":"4-facons-de-reduire-vos-depenses-mensuelles","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/4-facons-de-reduire-vos-depenses-mensuelles\/","title":{"rendered":"4 fa\u00e7ons de r\u00e9duire vos d\u00e9penses mensuelles"},"content":{"rendered":"<div class=\"wp-block-rbc-single-article-header\">\n\t<section class=\"section-grey cover pad-t-hlf\">\n\t\t<div class=\"section-inner w-half w-mob-full centered-margin cover section-grey pad-tb-0\">\n\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/etablissement-dun-budget\/\">\n\t\t\t\t\t\t\t<span>\u00c9tablissement d\u2019un budget<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<h1 class=\"mar-b-hlf mar-t-0 mob-pad-lr-hlf h2 has-black-color\">4 fa\u00e7ons de r\u00e9duire vos d\u00e9penses mensuelles<\/h1><p class=\"mar-b-0 mob-pad-lr-hlf author-text\">By Jacob Henriksen-Willis<\/p>\t\t\t\t\t<div class=\"featured-image-wrapper pos-rel\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-13T130739.740.jpg?quality=80\" class=\" cover-image  wp-post-image\" alt=\"Sept pi\u00e8ces de 2 $ en ligne devant un budget et une calculatrice\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-13T130739.740.jpg 930w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-13T130739.740.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-13T130739.740.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t<\/section>\n\t<div class=\"article mar-t-dbl\">\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner socials-section\">\n\t\t\t\t<div class=\"top-socials-bar mob-mar-b-hlf\">    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=4 fa\u00e7ons de r\u00e9duire vos d\u00e9penses mensuelles &#038;body=Bonjour, je pensais que cet article de RBC Mes finances d\u2019abord pourrait vous int\u00e9resser: https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/4-facons-de-reduire-vos-depenses-mensuelles\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Courriel        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/4-facons-de-reduire-vos-depenses-mensuelles\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copier l\u2019URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  <\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner w-half w-mob-full centered-margin pad-tb-0 mob-mar-t-hlf mob-mar-b\">\n\t\t\t\t<p class=\"cover-pub-line text-xs mar-b-hlf\">Published 25 juillet 2023 \u2022 4 min de lecture<\/p>\t\t\t<\/div>\n\t\t<\/section>\n\t<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner w-half w-mob-full\" style=\"border-radius:0x\">\n<p>De nombreux Canadiens redoutent les fins de mois. La gestion des finances personnelles est parfois stressante, et les soir\u00e9es festives ou les achats impulsifs peuvent revenir vous hanter lorsque les factures arrivent. Surtout, ne vous d\u00e9couragez pas. La bonne nouvelle, c&rsquo;est qu&rsquo;il y a des mesures concr\u00e8tes que vous pouvez prendre pour r\u00e9duire vos d\u00e9penses.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00c9tablir un budget appropri\u00e9<b><\/b><\/h2>\n\n\n\n<p>Normalement, dans le cadre de votre strat\u00e9gie financi\u00e8re, vous devriez respecter un budget. Toutefois, pour trouver les bons chiffres, il importe de bien conna\u00eetre votre situation actuelle.<\/p>\n\n\n\n<p>Une fois que vous avez d\u00e9termin\u00e9 vos revenus, vous devez organiser vos d\u00e9penses afin de savoir o\u00f9 va votre argent et o\u00f9 vous pouvez r\u00e9aliser des \u00e9conomies.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Annuler les abonnements inutiles<b><\/b><\/h2>\n\n\n\n<p>De nos jours, beaucoup de services sont accessibles par abonnement (bo\u00eetes repas, adh\u00e9sions en ligne, diffusion en continu, etc.). C&rsquo;est donc l&rsquo;un des premiers endroits o\u00f9 regarder pour r\u00e9duire vos d\u00e9penses.<\/p>\n\n\n\n<p>On peut facilement oublier d&rsquo;annuler un service apr\u00e8s avoir cess\u00e9 de l&rsquo;utiliser. Au fil du temps, ces frais non n\u00e9cessaires viennent drainer votre compte. V\u00e9rifiez si vous utilisez toujours les services pour lesquels vous payez.<\/p>\n\n\n\n<p>Les petits versements mensuels peuvent vous jouer des tours, car les sommes s&rsquo;accumulent \u00e0 la fin de l&rsquo;ann\u00e9e. En annulant des frais mensuels de 10 $ aujourd&rsquo;hui, vous \u00e9conomiserez 120 $ sur une p\u00e9riode de 12 mois.<\/p>\n\n\n\n<p>Par ailleurs, les renouvellements automatiques peuvent co\u00fbter plus cher quand l&rsquo;offre de lancement arrive \u00e0 terme. Si vous profitez d&rsquo;un prix sp\u00e9cial \u00e0 l&rsquo;abonnement, programmez un rappel afin d&rsquo;annuler celui-ci lorsque l&rsquo;offre prendra fin.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Diminuer les co\u00fbts des services publics<b><\/b><\/h2>\n\n\n\n<p>Les services publics repr\u00e9sentent un important poste de d\u00e9pense fixe pour la plupart des gens. Or, le fait de prendre conscience de vos habitudes pourrait vous permettre d&rsquo;\u00e9conomiser au fil du temps. Et ne vous inqui\u00e9tez pas : il est possible de r\u00e9duire votre consommation d&rsquo;\u00e9nergie et d&rsquo;eau sans compromettre votre confort.<\/p>\n\n\n\n<p>Voici quelques mesures simples que vous pouvez prendre \u00e0 cette fin :<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>\u00c9teignez les lumi\u00e8res lorsque vous sortez d\u2019une pi\u00e8ce.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Utilisez l\u2019\u00e9clairage naturel lorsque c\u2019est possible.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Veillez \u00e0 ce que vos robinets et votre pomme de douche ne coulent pas.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>D\u00e9branchez les appareils \u00e9lectroniques que vous n\u2019utilisez pas.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>Si vous \u00eates pr\u00eat \u00e0 sacrifier un peu de luxe, voici quelques mesures suppl\u00e9mentaires :<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Optez pour une pomme de douche \u00e0 faible d\u00e9bit.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Passez moins de temps sous la douche.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>\u00c9t\u00e9 comme hiver, r\u00e9glez vos thermostats \u00e0 des temp\u00e9ratures mod\u00e9r\u00e9es.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Faites de plus grosses brass\u00e9es de lavage et ne mettez le lave-vaisselle en marche que lorsqu\u2019il est rempli.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-columns has-border-color has-grey-border-color has-light-grey-background-color has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\" style=\"border-width:1px\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>Vous voulez d\u2019autres astuces pour r\u00e9duire vos factures ? Lisez l\u2019article suivant :\u00a0<a href=\"https:\/\/discover.rbcroyalbank.com\/energy-efficient-ways-to-reduce-your-home-energy-bills\/\" target=\"_blank\" rel=\"noreferrer noopener\">Moyens \u00e9co\u00e9nerg\u00e9tiques de r\u00e9duire votre facture d\u2019\u00e9lectricit\u00e9<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Devenir un acheteur averti<b><\/b><\/h2>\n\n\n\n<p>Pour \u00e9conomiser sur vos achats, vous devez optimiser votre fa\u00e7on de magasiner.<\/p>\n\n\n\n<p><b>Connaissez votre budget :<\/b> Bien qu&rsquo;il ne soit pas possible de planifier tous les achats, le fait de respecter votre budget peut vous aider \u00e0 \u00e9viter d&rsquo;effectuer des achats impulsifs ou de vous endetter davantage.<\/p>\n\n\n\n<p><b>Comparez les prix :<\/b> Avec Internet, il est facile de faire des comparaisons. Consultez les sites des magasins dans votre r\u00e9gion pour d\u00e9couvrir les aubaines et obtenir des bons de r\u00e9duction. Certaines applications mobiles comme FLIPP peuvent vous avertir lorsqu&rsquo;un article est en vente dans un magasin en particulier. En outre, les points fid\u00e9lit\u00e9 et les bons de r\u00e9duction peuvent vous faire \u00e9conomiser pas mal d&rsquo;argent \u00e0 la caisse.<\/p>\n\n\n\n<p><b>R\u00e9fl\u00e9chissez \u00e0 vos options : <\/b>Au lieu d&rsquo;acheter quelque chose, pourriez-vous l&#8217;emprunter ? Ou alors, pourriez-vous l&rsquo;acheter de seconde main ? Cela vous d\u00e9range-t-il de vous procurer des produits de marque maison ?<\/p>\n\n\n\n<p><b>Sachez combien co\u00fbtent les choses que vous utilisez r\u00e9guli\u00e8rement :<\/b> S&rsquo;il y a des articles que vous savez que vous voulez, suivez leur prix. Ainsi, vous serez capable de rep\u00e9rer une bonne affaire.<\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse942faa40\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse942faa40\" data-dig-id=\"LP-32776-942faa40\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Un mot de nos avocats\"><span>Un mot de nos avocats<\/span><span>Un mot de nos avocats<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse942faa40\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>Le pr\u00e9sent article vise \u00e0 offrir des renseignements g\u00e9n\u00e9raux seulement et n\u2019a pas pour objet de fournir des conseils juridiques ou financiers, ni d\u2019autres conseils professionnels. Veuillez consulter un conseiller professionnel en ce qui concerne votre situation particuli\u00e8re. Les renseignements pr\u00e9sent\u00e9s sont r\u00e9put\u00e9s \u00eatre factuels et \u00e0 jour, mais nous ne garantissons pas leur exactitude et ils ne doivent pas \u00eatre consid\u00e9r\u00e9s comme une analyse exhaustive des sujets abord\u00e9s. Les opinions exprim\u00e9es refl\u00e8tent le jugement des auteurs \u00e0 la date de publication et peuvent changer. La Banque Royale du Canada et ses entit\u00e9s ne font pas la promotion, ni explicitement ni implicitement, des conseils, des avis, des renseignements, des produits ou des services de tiers.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center h5 mar-b\"><strong>Partager cet article<\/strong><\/p>\n\n\n\n\t\t<div class=\"socials-block\">\n\t\t\t    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=4 fa\u00e7ons de r\u00e9duire vos d\u00e9penses mensuelles &#038;body=Bonjour, je pensais que cet article de RBC Mes finances d\u2019abord pourrait vous int\u00e9resser: https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/4-facons-de-reduire-vos-depenses-mensuelles\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Courriel        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/etablissement-du-budget\/4-facons-de-reduire-vos-depenses-mensuelles\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copier l\u2019URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  \t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-c49b64f0-a538-46c0-89eb-2a91e96b1f41\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-single-post-topics related-topics-links\">\n\t\t\t\t<p class=\"h5 mar-r-hlf\">Topics:<\/p>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/etablissement-dun-budget\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">\u00c9tablissement d\u2019un budget<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mob-pad-t-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-b mob-mar-b-dbl mar-t-0\" id=\"h-a-lire-ensuite\">\u00c0 lire ensuite<\/h2>\n\n\n\t\t\t<div class=\"related-posts-type-2\">\n\t\t\t\t<div class=\"related-post-list\">\n\t\t\t\t\t<ul class=\"grid-wpr eh-wpr\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-31T120240.836.jpg?quality=80&amp;w=930\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Un globe de verre entour\u00e9 d&#039;une pile de pi\u00e8ces.\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-31T120240.836.jpg 930w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-31T120240.836.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-31T120240.836.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/economie-101\/economie-pour-les-debutants\/\">\n\t\t\t\t\t\t\u00c9conomie pour les d\u00e9butants\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/economie-101\/economie-pour-les-debutants\/largent-et-son-role-dans-leconomie\/\" class=\"card-title h4 mar-t-0\">L&rsquo;argent et son r\u00f4le dans l&rsquo;\u00e9conomie<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"584\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/04\/Investing-and-Saving_1856x1058.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Un couple qui tape sur un ordinateur portable et un t\u00e9l\u00e9phone portable.\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/04\/Investing-and-Saving_1856x1058.jpg 1856w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/04\/Investing-and-Saving_1856x1058.jpg?resize=300,171 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/04\/Investing-and-Saving_1856x1058.jpg?resize=768,438 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/04\/Investing-and-Saving_1856x1058.jpg?resize=1024,584 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/04\/Investing-and-Saving_1856x1058.jpg?resize=1536,876 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/investisseur-inspire\/idees-et-motivation\/\">\n\t\t\t\t\t\tId\u00e9es et motivation\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/investisseur-inspire\/idees-et-motivation\/est-il-temps-dinvestir-ou-depargner\/\" class=\"card-title h4 mar-t-0\">Devrais-je \u00e9pargner ou investir ?<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-08-16T142819.308.jpg?quality=80&amp;w=930\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Figurine d&#039;un acheteur derri\u00e8re un panier sur une carte de cr\u00e9dit intelligente et un clavier\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-08-16T142819.308.jpg 930w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-08-16T142819.308.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-08-16T142819.308.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/economie-101\/economie-pour-les-debutants\/\">\n\t\t\t\t\t\t\u00c9conomie pour les d\u00e9butants\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/economie-101\/economie-pour-les-debutants\/economie-101-incidence-de-loffre-et-de-la-demande-sur-la-vie-quotidienne\/\" class=\"card-title h4 mar-t-0\">Incidence de l\u2019offre et de la demande sur les prix et la vie quotidienne au Canada<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n<\/section>\n<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-c49b64f0-a538-46c0-89eb-2a91e96b1f41 {\n\t\theight: 60px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-c49b64f0-a538-46c0-89eb-2a91e96b1f41 {\n\t\t\theight: 30px;\n\t\t}\n\t}\t<\/style>","protected":false},"excerpt":{"rendered":"<p>Des moyens pratiques de r\u00e9duire vos d\u00e9penses et de maximiser vos 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