{"id":7071,"date":"2023-07-27T00:00:00","date_gmt":"2023-07-27T00:00:00","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/"},"modified":"2024-02-14T18:42:58","modified_gmt":"2024-02-14T18:42:58","slug":"faillite-5-causes-courantes-pour-les-petites-entreprises","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/","title":{"rendered":"Faillite : 5 causes courantes pour les petites entreprises"},"content":{"rendered":"<div class=\"wp-block-rbc-single-article-header\">\n\t<section class=\"section-grey cover pad-t-hlf\">\n\t\t<div class=\"section-inner w-half w-mob-full centered-margin cover section-grey pad-tb-0\">\n\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/credit-et-dette\/\">\n\t\t\t\t\t\t\t<span>cr\u00e9dit et dette<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<h1 class=\"mar-b-hlf mar-t-0 mob-pad-lr-hlf h2 has-black-color\">Faillite : 5 causes courantes pour les petites entreprises<\/h1><p class=\"mar-b-0 mob-pad-lr-hlf author-text\">By Diane Amato<\/p>\t\t\t\t\t<div class=\"featured-image-wrapper pos-rel\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-12T111754.463.jpg?quality=80\" class=\" cover-image  wp-post-image\" alt=\"Un entrepreneur aux prises avec des factures et une calculatrice\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-12T111754.463.jpg 930w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-12T111754.463.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-12T111754.463.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t<\/section>\n\t<div class=\"article mar-t-dbl\">\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner socials-section\">\n\t\t\t\t<div class=\"top-socials-bar mob-mar-b-hlf\">    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Faillite : 5 causes courantes pour les petites entreprises &#038;body=Bonjour, je pensais que cet article de RBC Mes finances d\u2019abord pourrait vous int\u00e9resser: https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Courriel        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copier l\u2019URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  <\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner w-half w-mob-full centered-margin pad-tb-0 mob-mar-t-hlf mob-mar-b\">\n\t\t\t\t<p class=\"cover-pub-line text-xs mar-b-hlf\">Published 27 juillet 2023 \u2022 5 min de lecture<\/p>\t\t\t<\/div>\n\t\t<\/section>\n\t<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner w-half w-mob-full\" style=\"border-radius:0x\">\n<p><strong>Tous les facteurs qui affectent une entreprise ne sont pas contr\u00f4lables. En tant que propri\u00e9taire d&rsquo;une petite entreprise, vous pouvez cependant prendre des mesures pour \u00e9viter la faillite et assurer votre succ\u00e8s \u00e0 long terme. Voici les causes courantes de faillite d&rsquo;entreprise et les moyens d&rsquo;aider votre entreprise \u00e0 y faire face.<\/strong><\/p>\n\n\n\n<p>Aucun entrepreneur ne s&rsquo;attend \u00e0 voir son entreprise en difficult\u00e9 financi\u00e8re ou confront\u00e9e \u00e0 une insolvabilit\u00e9. Cependant, le Bureau du surintendant des faillites <a href=\"https:\/\/ised-isde.canada.ca\/site\/office-superintendent-bankruptcy\/en\/statistics-and-research\/insolvency-statistics-canada-fourth-quarter-2022-part-1#t3\" target=\"_blank\" rel=\"noopener\">a recens\u00e9 2 621 faillites d&rsquo;entreprises<\/a> au Canada en 2022, ce qui repr\u00e9sente une hausse de 35 % par rapport \u00e0 2021. Cela s&rsquo;explique par le fait que la gestion d&rsquo;une petite entreprise est soumise \u00e0 des facteurs sur lesquels vous avez un certain contr\u00f4le, et \u00e0 d&rsquo;autres qui sont incontr\u00f4lables.<\/p>\n\n\n\n<p>Si vous poss\u00e9dez les connaissances ad\u00e9quates et mettez en place les strat\u00e9gies appropri\u00e9es, cela peut vous aider \u00e0 relever les d\u00e9fis internes et externes et \u00e0 b\u00e2tir une entreprise prosp\u00e8re qui durera dans le temps.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-causes-de-problemes-financiers-frequemment-citees-par-les-proprietaires-d-entreprises\">Causes de probl\u00e8mes financiers fr\u00e9quemment cit\u00e9es par les propri\u00e9taires d&rsquo;entreprises :<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. \u00c9v\u00e9nements impr\u00e9vus et ralentissements \u00e9conomiques<b><\/b><\/h3>\n\n\n\n<p>Les chefs d\u2019entreprises ne peuvent ni pr\u00e9voir ni contr\u00f4ler les \u00e9v\u00e9nements ext\u00e9rieurs tels que les catastrophes naturelles, les r\u00e9cessions \u00e9conomiques ou les pand\u00e9mies, mais ces \u00e9v\u00e9nements peuvent avoir un effet d\u00e9vastateur sur leur entreprise. Votre&nbsp;<a href=\"https:\/\/discover.rbcroyalbank.com\/how-to-build-the-best-business-plan-ever-step-by-step-guide\/\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/entreprises\/etapes-de-la-vie-de-lentreprise\/croissance-de-votre-entreprise\/comment-elaborer-un-solde-plan-daffaires\/\" data-dig-id=\"LP-7071-5acba28d\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"plan d\u2019affaires\" class=\"rbc-link-format\">plan d\u2019affaires<\/a>&nbsp;doit inclure une planification par sc\u00e9narios \u2013 pr\u00e9voir diff\u00e9rentes conditions qui pourraient affecter votre entreprise et la mani\u00e8re dont vous pourriez att\u00e9nuer leur effet.<\/p>\n\n\n\n<p>L&rsquo;une des options envisageables est de constituer un fonds d&rsquo;urgence afin de faire face \u00e0 la tourmente en p\u00e9riode difficile. Mettez de c\u00f4t\u00e9 une partie de vos b\u00e9n\u00e9fices pour constituer un fonds d&rsquo;urgence qui vous servira de coussin financier en cas de d\u00e9penses impr\u00e9vues ou de ralentissement \u00e9conomique. Ce fonds peut vous aider \u00e0 combler des d\u00e9ficits temporaires ou \u00e9viter d&rsquo;accumuler des dettes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Maladies, blessures ou autres probl\u00e8mes de sant\u00e9<b><\/b><\/h3>\n\n\n\n<p>Si vous \u00eates entrepreneur, personne ne peut venir \u00e0 la rescousse et tout faire \u00e0 votre place lorsque vous ne pouvez pas travailler. Dans le cas de nombreux propri\u00e9taires de petites entreprises, s&rsquo;ils ne peuvent pas travailler, l&rsquo;entreprise ne gagne pas d&rsquo;argent. Il est important d&rsquo;avoir un plan pour minimiser l&rsquo;incidence d&rsquo;une maladie sur votre entreprise. Si vous pouvez encore travailler, r\u00e9fl\u00e9chissez \u00e0 ce que vous pouvez faire en toute s\u00e9curit\u00e9. Cependant, si vous ne pouvez plus travailler, votre plan d&rsquo;urgence doit contenir les informations n\u00e9cessaires pour qu&rsquo;une personne de confiance puisse g\u00e9rer votre entreprise en votre absence ou communiquer avec les parties prenantes au sujet de votre indisponibilit\u00e9 temporaire.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Insuffisance de tr\u00e9sorerie<b><\/b><\/h3>\n\n\n\n<p>Imaginez la situation suivante : votre entreprise est florissante, les ventes explosent et vos produits ou services sont tr\u00e8s demand\u00e9s. Cependant, les insuffisances de tr\u00e9sorerie peuvent mettre \u00e0 mal les entreprises m\u00eame les plus prometteuses. Il est donc crucial de garder un \u0153il sur vos finances et de maintenir un flux de tr\u00e9sorerie sain.<\/p>\n\n\n\n<p>Mettez en \u0153uvre des&nbsp;<a href=\"https:\/\/discover.rbcroyalbank.com\/managing-cash-flow-in-a-time-of-crisis-four-strategies-for-business-owners\/\" target=\"_blank\" rel=\"noreferrer noopener\">strat\u00e9gies de gestion de tr\u00e9sorerie efficaces.&nbsp;<\/a>Vous pouvez par exemple facturer plus rapidement, offrir des incitations en faveur des paiements anticip\u00e9s, et n\u00e9gocier des conditions de paiement avantageuses avec les fournisseurs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Lacunes dans les connaissances en mati\u00e8re de gestion financi\u00e8re<b><\/b><\/h3>\n\n\n\n<p>G\u00e9rer une entreprise n&rsquo;est pas qu&rsquo;une affaire de passion. Avec tout ce qu&rsquo;il a \u00e0 faire, un propri\u00e9taire d&rsquo;entreprise peut laisser de c\u00f4t\u00e9 le suivi des d\u00e9penses, le recouvrement des paiements, voire l&rsquo;\u00e9tablissement d&rsquo;un budget global. Au fil du temps, ces lacunes peuvent s&rsquo;accumuler et se traduire par de graves difficult\u00e9s financi\u00e8res.<\/p>\n\n\n\n<p>Pensez \u00e0 avoir recours \u00e0 un comptable qualifi\u00e9, un conseiller financier ou un conseiller en affaires qui pourra vous guider en mati\u00e8re de finance, de planification fiscale, et au regard des activit\u00e9s g\u00e9n\u00e9rales de l&rsquo;entreprise. Il peut \u00e9galement vous aider \u00e0 identifier les risques et les occasions potentiels.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. Dettes et emprunts excessifs<b><\/b><\/h3>\n\n\n\n<p>L&rsquo;endettement est utile pour la croissance de l&rsquo;entreprise, mais des emprunts excessifs peuvent se transformer en fardeau financier impossible \u00e0 g\u00e9rer par la suite. Le financement de l&rsquo;entreprise est une partie importante de votre plan d&rsquo;affaires : avant de contracter une dette, \u00e9valuez votre capacit\u00e9 \u00e0 la rembourser et \u00e9laborez un plan de paiement r\u00e9aliste. En outre, pensez \u00e0 diversifier vos sources de financement (pr\u00eats bancaires, subventions, financement participatif, etc.) afin d&rsquo;avoir des ressources suppl\u00e9mentaires tout en r\u00e9duisant le risque de d\u00e9pendre uniquement de l&rsquo;endettement pour financer votre entreprise.<\/p>\n\n\n\n<p>La gestion d&rsquo;une entreprise exige une planification minutieuse, des connaissances financi\u00e8res et une bonne dose d&rsquo;adaptabilit\u00e9 et de r\u00e9silience. Pour mener votre entreprise vers le succ\u00e8s \u00e0 long terme, il vous faudra rester conscient des erreurs qui plongent les entreprises dans des difficult\u00e9s financi\u00e8res et prendre des mesures proactives afin d&rsquo;att\u00e9nuer les risques.<\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse942faa40\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse942faa40\" data-dig-id=\"LP-32776-942faa40\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Un mot de nos avocats\"><span>Un mot de nos avocats<\/span><span>Un mot de nos avocats<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse942faa40\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>Le pr\u00e9sent article vise \u00e0 offrir des renseignements g\u00e9n\u00e9raux seulement et n\u2019a pas pour objet de fournir des conseils juridiques ou financiers, ni d\u2019autres conseils professionnels. Veuillez consulter un conseiller professionnel en ce qui concerne votre situation particuli\u00e8re. Les renseignements pr\u00e9sent\u00e9s sont r\u00e9put\u00e9s \u00eatre factuels et \u00e0 jour, mais nous ne garantissons pas leur exactitude et ils ne doivent pas \u00eatre consid\u00e9r\u00e9s comme une analyse exhaustive des sujets abord\u00e9s. Les opinions exprim\u00e9es refl\u00e8tent le jugement des auteurs \u00e0 la date de publication et peuvent changer. La Banque Royale du Canada et ses entit\u00e9s ne font pas la promotion, ni explicitement ni implicitement, des conseils, des avis, des renseignements, des produits ou des services de tiers.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\t\n\t<div class=\"wp-block-tk-spacer id-324f2df2-1433-4df9-910a-ff0a4e2f55cb\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<p class=\"has-text-align-center h5 mar-b\"><strong>Partager cet article<\/strong><\/p>\n\n\n\n\t\t<div class=\"socials-block\">\n\t\t\t    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Faillite : 5 causes courantes pour les petites entreprises &#038;body=Bonjour, je pensais que cet article de RBC Mes finances d\u2019abord pourrait vous int\u00e9resser: https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Courriel        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copier l\u2019URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  \t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-8d7458c2-5dcb-4113-8159-1c9aed86944b\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-single-post-topics related-topics-links\">\n\t\t\t\t<p class=\"h5 mar-r-hlf\">Topics:<\/p>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/credit-et-dette\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">cr\u00e9dit et dette<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mob-pad-t-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-b mob-mar-b-dbl mar-t-0\" id=\"h-a-lire-ensuite\">\u00c0 lire ensuite<\/h2>\n\n\n\t\t\t<div class=\"related-posts-type-2\">\n\t\t\t\t<div class=\"related-post-list\">\n\t\t\t\t\t<ul class=\"grid-wpr eh-wpr\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-20T150458.605.jpg?quality=80&amp;w=930\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Poign\u00e9e de main entre deux hommes au-dessus de documents et d&#039;un maillet sur un bureau.\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-20T150458.605.jpg 930w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-20T150458.605.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-20T150458.605.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-personnelle\/\">\n\t\t\t\t\t\tFaillite personnelle\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-personnelle\/le-processus-de-faillite-en-bref\/\" class=\"card-title h4 mar-t-0\">Le fonctionnement du processus de faillite personnelle au Canada : un guide \u00e9tape par \u00e9tape<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/11\/Personal_Bankruptcy_Questions_.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Femme regardant l&#039;\u00e9cran de son ordinateur portable, r\u00e9fl\u00e9chissant \u00e0 des questions pressantes.\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/11\/Personal_Bankruptcy_Questions_.jpg 6321w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/11\/Personal_Bankruptcy_Questions_.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/11\/Personal_Bankruptcy_Questions_.jpg?resize=768,512 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/11\/Personal_Bankruptcy_Questions_.jpg?resize=1024,683 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/11\/Personal_Bankruptcy_Questions_.jpg?resize=1536,1024 1536w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/11\/Personal_Bankruptcy_Questions_.jpg?resize=2048,1365 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-personnelle\/\">\n\t\t\t\t\t\tFaillite personnelle\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-personnelle\/la-faillite-personnelle-au-canada-reponses-aux-10-principales-questions\/\" class=\"card-title h4 mar-t-0\">La faillite personnelle au Canada : r\u00e9ponses aux 10 principales questions<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"721\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_624590444.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Deux personnes souriantes tenant des sacs apr\u00e8s une s\u00e9ance de magasinage\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_624590444.jpg 5213w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_624590444.jpg?resize=300,211 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_624590444.jpg?resize=768,541 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_624590444.jpg?resize=1024,721 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_624590444.jpg?resize=1536,1082 1536w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2026\/03\/shutterstock_624590444.jpg?resize=2048,1443 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/difficulte-a-joindre-les-deux-bouts\/gestion-des-depenses\/\">\n\t\t\t\t\t\tGestion des d\u00e9penses\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/difficulte-a-joindre-les-deux-bouts\/gestion-des-depenses\/quest-ce-que-linflation-du-niveau-de-vie-signes-exemples-et-comment-y-mettre-fin\/\" class=\"card-title h4 mar-t-0\">Qu\u2019est-ce que l\u2019inflation du niveau de vie? Signes, exemples et comment y mettre fin<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n<\/section>\n<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-324f2df2-1433-4df9-910a-ff0a4e2f55cb {\n\t\theight: 96px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-324f2df2-1433-4df9-910a-ff0a4e2f55cb {\n\t\t\theight: 30px;\n\t\t}\n\t}\t\n\t\t.wp-block-tk-spacer.id-8d7458c2-5dcb-4113-8159-1c9aed86944b {\n\t\theight: 60px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-8d7458c2-5dcb-4113-8159-1c9aed86944b {\n\t\t\theight: 30px;\n\t\t}\n\t}\t<\/style>","protected":false},"excerpt":{"rendered":"<p>Il est important pour les futurs entrepreneurs et les propri\u00e9taires de petites entreprises de comprendre les causes courantes de faillite d&rsquo;entreprise.<\/p>\n","protected":false},"author":10,"featured_media":11820,"parent":6524,"menu_order":0,"template":"","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"tags":[289],"rbc_content_type":[121],"rbc_audience":[164],"rbc_lob_group":[122],"rbc_difficulty_level":[123],"rbc_mmm_category":[29,36,61],"class_list":["post-7071","rbc_my_money_matter","type-rbc_my_money_matter","status-publish","has-post-thumbnail","hentry","tag-credit-et-dette","rbc_content_type-article","rbc_audience-proprietaires-dentreprise","rbc_lob_group-entreprises","rbc_difficulty_level-beginner","rbc_mmm_category-endettement-et-reduction-du-stress","rbc_mmm_category-faillite","rbc_mmm_category-faillite-commerciale"],"acf":{"contently_publication_id":"363772","custom_author":"Diane Amato","rbc_video_header":"","rbc_media_duration":"","rbc_toc_for_mmm_tag":"h2","rbc_toc_for_mmm_limit":6,"rbc_toc_for_mmm":null,"rbc_toc_for_mmm_action":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<meta name=\"description\" content=\"Il est important pour les futurs entrepreneurs et les propri\u00e9taires de petites entreprises de comprendre les causes courantes de faillite d&#039;entreprise.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:description\" content=\"Il est important pour les futurs entrepreneurs et les propri\u00e9taires de petites entreprises de comprendre les causes courantes de faillite d&#039;entreprise.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/\" \/>\n<meta property=\"og:site_name\" content=\"RBC Banque Royale\" \/>\n<meta property=\"article:modified_time\" content=\"2024-02-14T18:42:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-12T111754.463.jpg?quality=80\" \/>\n\t<meta property=\"og:image:width\" content=\"930\" \/>\n\t<meta property=\"og:image:height\" content=\"620\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/\",\"url\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/\",\"name\":\"Faillite : 5 causes courantes pour les petites entreprises - Mes finances d\u2019abord\",\"isPartOf\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-12T111754.463.jpg?quality=80\",\"datePublished\":\"2023-07-27T00:00:00+00:00\",\"dateModified\":\"2024-02-14T18:42:58+00:00\",\"description\":\"Il est important pour les futurs entrepreneurs et les propri\u00e9taires de petites entreprises de comprendre les causes courantes de faillite d'entreprise.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/#primaryimage\",\"url\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-12T111754.463.jpg?quality=80\",\"contentUrl\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-12T111754.463.jpg?quality=80\",\"width\":930,\"height\":620,\"caption\":\"Un entrepreneur aux prises avec des factures et une calculatrice\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Mes finances d\u2019abord\",\"item\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Endettement et reduction du stress\",\"item\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Faillite\",\"item\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Faillite commerciale\",\"item\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/\"},{\"@type\":\"ListItem\",\"position\":5,\"name\":\"Faillite : 5 causes courantes pour les petites entreprises\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/#website\",\"url\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/\",\"name\":\"RBC Banque Royale\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.rbcroyalbank.com\/fr-ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"description":"Il est important pour les futurs entrepreneurs et les propri\u00e9taires de petites entreprises de comprendre les causes courantes de faillite d'entreprise.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/","og_locale":"fr_FR","og_type":"article","og_description":"Il est important pour les futurs entrepreneurs et les propri\u00e9taires de petites entreprises de comprendre les causes courantes de faillite d'entreprise.","og_url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/","og_site_name":"RBC Banque Royale","article_modified_time":"2024-02-14T18:42:58+00:00","og_image":[{"width":930,"height":620,"url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-12T111754.463.jpg?quality=80","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/","name":"Faillite : 5 causes courantes pour les petites entreprises - Mes finances d\u2019abord","isPartOf":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/#primaryimage"},"image":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-12T111754.463.jpg?quality=80","datePublished":"2023-07-27T00:00:00+00:00","dateModified":"2024-02-14T18:42:58+00:00","description":"Il est important pour les futurs entrepreneurs et les propri\u00e9taires de petites entreprises de comprendre les causes courantes de faillite d'entreprise.","breadcrumb":{"@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/#primaryimage","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-12T111754.463.jpg?quality=80","contentUrl":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-12T111754.463.jpg?quality=80","width":930,"height":620,"caption":"Un entrepreneur aux prises avec des factures et une calculatrice"},{"@type":"BreadcrumbList","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Mes finances d\u2019abord","item":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/"},{"@type":"ListItem","position":2,"name":"Endettement et reduction du stress","item":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/"},{"@type":"ListItem","position":3,"name":"Faillite","item":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/"},{"@type":"ListItem","position":4,"name":"Faillite commerciale","item":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/"},{"@type":"ListItem","position":5,"name":"Faillite : 5 causes courantes pour les petites entreprises"}]},{"@type":"WebSite","@id":"https:\/\/www.rbcroyalbank.com\/fr-ca\/#website","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/","name":"RBC Banque Royale","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rbcroyalbank.com\/fr-ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"}]}},"parsely":{"version":"1.1.0","canonical_url":"https:\/\/rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Faillite : 5 causes courantes pour les petites entreprises","url":"http:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/endettement-et-reduction-du-stress\/faillite\/faillite-commerciale\/faillite-5-causes-courantes-pour-les-petites-entreprises\/"},"thumbnailUrl":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-12T111754.463.jpg?quality=80&w=150&h=150&crop=1","image":{"@type":"ImageObject","url":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-12T111754.463.jpg?quality=80"},"articleSection":"Uncategorized","author":[{"@type":"Person","name":"RBC"}],"creator":["RBC"],"publisher":{"@type":"Organization","name":"RBC Banque Royale","logo":""},"keywords":["cr\u00e9dit et dette"],"dateCreated":"2023-07-27T00:00:00Z","datePublished":"2023-07-27T00:00:00Z","dateModified":"2024-02-14T18:42:58Z"},"rendered":"<script type=\"application\/ld+json\" class=\"wp-parsely-metadata\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"Faillite : 5 causes courantes pour les petites entreprises\",\"url\":\"http:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/endettement-et-reduction-du-stress\\\/faillite\\\/faillite-commerciale\\\/faillite-5-causes-courantes-pour-les-petites-entreprises\\\/\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/mes-finances-dabord\\\/endettement-et-reduction-du-stress\\\/faillite\\\/faillite-commerciale\\\/faillite-5-causes-courantes-pour-les-petites-entreprises\\\/\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/13\\\/2023\\\/09\\\/Untitled-design-2023-07-12T111754.463.jpg?quality=80&w=150&h=150&crop=1\",\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.rbcroyalbank.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/13\\\/2023\\\/09\\\/Untitled-design-2023-07-12T111754.463.jpg?quality=80\"},\"articleSection\":\"Uncategorized\",\"author\":[{\"@type\":\"Person\",\"name\":\"RBC\"}],\"creator\":[\"RBC\"],\"publisher\":{\"@type\":\"Organization\",\"name\":\"RBC Banque Royale\",\"logo\":\"\"},\"keywords\":[\"cr\\u00e9dit et dette\"],\"dateCreated\":\"2023-07-27T00:00:00Z\",\"datePublished\":\"2023-07-27T00:00:00Z\",\"dateModified\":\"2024-02-14T18:42:58Z\"}<\/script>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/rbcroyalbank.com\/p.js"},"featured_img":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-12T111754.463.jpg?quality=80&w=930","coauthors":[],"author_meta":{"author_link":"https:\/\/www.rbcroyalbank.com\/fr-ca\/author\/fclaussen\/","display_name":"RBC"},"relative_dates":{"created":"Publi\u00e9 3 ans il y a","modified":"Mis \u00e0 jour 2 ans il y a"},"absolute_dates":{"created":"Publi\u00e9 le 27 juillet 2023","modified":"Mise \u00e0 jour le 14 f\u00e9vrier 2024"},"absolute_dates_time":{"created":"Publi\u00e9 le 27 juillet 2023 12:00  ","modified":"Mise \u00e0 jour le 14 f\u00e9vrier 2024 6:42  "},"featured_img_caption":"","tax_additional":{"post_tag":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/credit-et-dette\/\" class=\"advgb-post-tax-term\">cr\u00e9dit et dette<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">cr\u00e9dit et dette<\/span>"],"slug":"post_tag","name":"\u00c9tiquettes"},"rbc_content_type":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/content-type\/article\/\" class=\"advgb-post-tax-term\">Article<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Article<\/span>"],"slug":"rbc_content_type","name":"Content Types"},"rbc_audience":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/audience\/proprietaires-d%c2%92entreprise\/\" class=\"advgb-post-tax-term\">Propri\u00e9taires d\u2019entreprise<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Propri\u00e9taires d\u2019entreprise<\/span>"],"slug":"rbc_audience","name":"Audiences"},"rbc_lob_group":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/lob-group\/entreprises\/\" class=\"advgb-post-tax-term\">Entreprises<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Entreprises<\/span>"],"slug":"rbc_lob_group","name":"LOB Groups"},"rbc_difficulty_level":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/difficulty-level\/beginner\/\" class=\"advgb-post-tax-term\">Beginner<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Beginner<\/span>"],"slug":"rbc_difficulty_level","name":"Difficulty Levels"},"rbc_mmm_category":{"linked":["<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/endettement-et-reduction-du-stress\/\" class=\"advgb-post-tax-term\">Endettement Et Reduction Du Stress<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/faillite\/\" class=\"advgb-post-tax-term\">Faillite<\/a>","<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mmm-category\/faillite-commerciale\/\" class=\"advgb-post-tax-term\">Faillite commerciale<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Endettement Et Reduction Du Stress<\/span>","<span class=\"advgb-post-tax-term\">Faillite<\/span>","<span class=\"advgb-post-tax-term\">Faillite commerciale<\/span>"],"slug":"rbc_mmm_category","name":"Categories"},"ep_custom_result":{"linked":[],"unlinked":[],"slug":"ep_custom_result","name":"Custom Results"}},"series_order":"","jetpack_sharing_enabled":true,"primary_tag":"289","primary_rbc_mmm_category":"29","_links":{"self":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/7071","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter"}],"about":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/types\/rbc_my_money_matter"}],"author":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/users\/10"}],"version-history":[{"count":6,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/7071\/revisions"}],"predecessor-version":[{"id":27308,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/7071\/revisions\/27308"}],"up":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_my_money_matter\/6524"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/media\/11820"}],"wp:attachment":[{"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/media?parent=7071"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/tags?post=7071"},{"taxonomy":"rbc_content_type","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_content_type?post=7071"},{"taxonomy":"rbc_audience","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_audience?post=7071"},{"taxonomy":"rbc_lob_group","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_lob_group?post=7071"},{"taxonomy":"rbc_difficulty_level","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_difficulty_level?post=7071"},{"taxonomy":"rbc_mmm_category","embeddable":true,"href":"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-json\/wp\/v2\/rbc_mmm_category?post=7071"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}