{"id":7073,"date":"2023-07-27T00:00:00","date_gmt":"2023-07-27T00:00:00","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/que-signifie-laisser-un-heritage\/"},"modified":"2024-03-14T19:42:41","modified_gmt":"2024-03-14T19:42:41","slug":"que-signifie-laisser-un-heritage","status":"publish","type":"rbc_my_money_matter","link":"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/investisseur-inspire\/idees-et-motivation\/que-signifie-laisser-un-heritage\/","title":{"rendered":"Que signifie \u00ab laisser un h\u00e9ritage \u00bb ?"},"content":{"rendered":"<div class=\"wp-block-rbc-single-article-header\">\n\t<section class=\"section-grey cover pad-t-hlf\">\n\t\t<div class=\"section-inner w-half w-mob-full centered-margin cover section-grey pad-tb-0\">\n\t\t\t\t\t\t\t<div class=\"inline-block pill-container pill-taxonomies\">\n\t\t\t\t\t<div class=\"mar-b-hlf mob-mar-b snipe pill is-style-blue-pill\">\n\t\t\t\t\t\t<a class=\"primary-taxonomy\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/protection-du-patrimoine\/\">\n\t\t\t\t\t\t\t<span>Protection du patrimoine<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<h1 class=\"mar-b-hlf mar-t-0 mob-pad-lr-hlf h2 has-black-color\">Que signifie \u00ab laisser un h\u00e9ritage \u00bb ?<\/h1><p class=\"mar-b-0 mob-pad-lr-hlf author-text\">By l&#039;\u00e9quipe Investisseur inspir\u00e9<\/p>\t\t\t\t\t<div class=\"featured-image-wrapper pos-rel\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-27T144829.145.jpg?quality=80\" class=\" cover-image  wp-post-image\" alt=\"Plantation d&#039;un arbre dans un jardin\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-27T144829.145.jpg 930w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-27T144829.145.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/Untitled-design-2023-07-27T144829.145.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t<\/section>\n\t<div class=\"article mar-t-dbl\">\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner socials-section\">\n\t\t\t\t<div class=\"top-socials-bar mob-mar-b-hlf\">    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Que signifie \u00ab laisser un h\u00e9ritage \u00bb ? &#038;body=Bonjour, je pensais que cet article de RBC Mes finances d\u2019abord pourrait vous int\u00e9resser: https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/investisseur-inspire\/idees-et-motivation\/que-signifie-laisser-un-heritage\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Courriel        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/investisseur-inspire\/idees-et-motivation\/que-signifie-laisser-un-heritage\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copier l\u2019URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  <\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section>\n\t\t\t<div class=\"section-inner w-half w-mob-full centered-margin pad-tb-0 mob-mar-t-hlf mob-mar-b\">\n\t\t\t\t<p class=\"cover-pub-line text-xs mar-b-hlf\">Published 27 juillet 2023 \u2022 4 min de lecture<\/p>\t\t\t<\/div>\n\t\t<\/section>\n\t<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner w-half w-mob-full\" style=\"border-radius:0x\">\n<p>La notion d\u2019h\u00e9ritage est facile \u00e0 comprendre quand on pense \u00e0 un musicien, \u00e0 un artiste ou \u00e0 un philanthrope c\u00e9l\u00e8bre. Leur h\u00e9ritage est manifeste : un long catalogue de succ\u00e8s musicaux, des \u0153uvres d\u2019art remarquables, des b\u00e2timents portant le nom d\u2019un donateur important, etc. Mais que signifie \u00ab laisser un h\u00e9ritage \u00bb pour les gens ordinaires ?<\/p>\n\n\n\n<p>Bien entendu, il n\u2019y a pas de r\u00e9ponse simple. Pour certains, \u00ab laisser un h\u00e9ritage \u00bb signifie de transmettre leurs biens les plus pr\u00e9cieux \u00e0 leurs proches apr\u00e8s leur d\u00e9c\u00e8s. Il peut s\u2019agir d\u2019une maison, d\u2019une r\u00e9sidence secondaire, d\u2019une voiture, de bijoux, d\u2019\u0153uvres d\u2019art, de placements, d\u2019un compte bancaire et m\u00eame d\u2019actifs num\u00e9riques (comme des points de grand voyageur). Pour d\u2019autres, un h\u00e9ritage consiste \u00e0 faire un don \u00e0 des organismes qui leur tiennent \u00e0 c\u0153ur afin qu\u2019ils puissent poursuivre leur mission.<\/p>\n\n\n\n<p>Peu importe ce que signifie \u00ab laisser un h\u00e9ritage \u00bb pour vous, sachez qu&rsquo;il est toujours n\u00e9cessaire de mettre en place un plan pour y parvenir.<\/p>\n\n\n\n<p>Les jeunes Canadiens, notamment, sont d\u00e9sireux de laisser un h\u00e9ritage et de contribuer \u00e0 un monde meilleur en faisant des dons \u00e0 des causes qui leur sont ch\u00e8res, r\u00e9v\u00e8le un <a name=\"_Hlk135754360\"><\/a><a href=\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/newsroom\/2022-07-19\/more-than-half-of-younger-canadians-are-including-charitable-giving-in-wills-rbc-royal-trust-survey\">sondage men\u00e9 par Ipsos<\/a> pour RBC Trust Royal<sup>\u00ae<\/sup>. Pas moins de 53 % des jeunes de 18 \u00e0 34 ans ont inclus des dons de bienfaisance dans leur plan successoral, selon l&rsquo;enqu\u00eate. Ce pourcentage est de 25 % chez les 35 \u00e0 54 ans et de 13 % chez les 55 ans et plus.<\/p>\n\n\n\n<p>Bien que plus de la moiti\u00e9 des participants disent bien comprendre les principes fondamentaux de la planification successorale, 52 % d&rsquo;entre eux indiquent qu&rsquo;ils n&rsquo;ont toujours pas de testament. La raison la plus courante pour laquelle ils n&rsquo;en ont pas r\u00e9dig\u00e9 un est qu&rsquo;ils ne savent pas par o\u00f9 commencer (25 %), suivie par la conviction qu&rsquo;ils n&rsquo;ont pas suffisamment d&rsquo;actifs \u00e0 l\u00e9guer ou qu&rsquo;ils sont trop jeunes.<\/p>\n\n\n\n<p>D\u00e9construisons quelques-uns de ces mythes courants sur la planification testamentaire et successorale \u00e0 l&rsquo;aide des r\u00e9sultats du sondage.<\/p>\n\n\n\n<p><b>Mythe : Je suis trop jeune pour avoir un testament ou penser \u00e0 la planification successorale.<\/b> <b><\/b><\/p>\n\n\n\n<p><b>R\u00e9alit\u00e9 :<\/b> Il n&rsquo;y a pas d&rsquo;\u00e2ge id\u00e9al pour pr\u00e9parer un testament ou d\u00e9signer un fond\u00e9 de pouvoir. Les gens peuvent d\u00e9c\u00e9der de fa\u00e7on inattendue \u00e0 n&rsquo;importe quel \u00e2ge. Il est donc important de planifier votre succession ainsi que de faire conna\u00eetre et respecter vos derni\u00e8res volont\u00e9s (inhumation, cr\u00e9mation, personnes \u00e0 qui confier vos animaux, personnes \u00e0 qui remettre vos biens les plus pr\u00e9cieux, personnes \u00e0 qui confier vos comptes de m\u00e9dias sociaux, etc.). Il est aussi possible de mettre \u00e0 jour votre testament en fonction de votre situation tout au long de votre vie.<\/p>\n\n\n\n<p><b>Mythe : Je n&rsquo;ai pas assez de biens.<\/b> <b><\/b><\/p>\n\n\n\n<p><b>R\u00e9alit\u00e9 :<\/b> Une personne sur cinq (19 %) de la cat\u00e9gorie des 18 \u00e0 34 ans et le quart des 35 \u00e0 54 ans disent ne pas avoir assez d&rsquo;actifs \u00e0 l\u00e9guer. Il n&rsquo;existe toutefois aucun seuil pour le legs de biens. Bien des gens poss\u00e8dent des biens \u00e0 ce stade de leur vie (\u00e9pargne, voiture, meubles, etc.), et probablement des actifs num\u00e9riques (des comptes en ligne \u00e0 la propri\u00e9t\u00e9 intellectuelle des photographies dans leur t\u00e9l\u00e9phone) pour lesquels il faut donner des directives sur la mani\u00e8re d&rsquo;en disposer.<\/p>\n\n\n\n<p><b>Mythe : La pr\u00e9paration d&rsquo;un testament est difficile ou co\u00fbteuse.<\/b> <b><\/b><\/p>\n\n\n\n<p><b>R\u00e9alit\u00e9 :<\/b> Le quart des Canadiens (25 %) n&rsquo;ayant pas de testament disent qu&rsquo;ils n&rsquo;en ont pas parce qu&rsquo;ils ignorent par quoi commencer. Pourtant, de plus en plus de testaments sont pr\u00e9par\u00e9s \u00e0 l&rsquo;aide d&rsquo;options num\u00e9riques \u00e9conomiques ou avec l&rsquo;aide d&rsquo;un conseiller juridique qualifi\u00e9. En fait, 21 % des jeunes de 18 \u00e0 34 ans disent avoir \u00e9t\u00e9 invit\u00e9s par une telle personne \u00e0 le faire. Il existe des soci\u00e9t\u00e9s agissant \u00e0 titre de liquidateurs ou d&rsquo;ex\u00e9cuteurs testamentaires, c&rsquo;est-\u00e0-dire des professionnels des successions et des fiducies, pour faciliter la gestion d&rsquo;une succession.<\/p>\n\n\n\n<p><b>Mythe : Il est facile d&rsquo;agir en tant qu&rsquo;ex\u00e9cuteur testamentaire.<\/b> <b><\/b><\/p>\n\n\n\n<p><b>R\u00e9alit\u00e9 :<\/b> Les successions sont de plus en plus complexes, et jouer le r\u00f4le d&rsquo;ex\u00e9cuteur testamentaire pour un proche peut souvent s&rsquo;av\u00e9rer \u00e9prouvant, exiger beaucoup de temps et briser des liens familiaux. L&rsquo;ex\u00e9cuteur testamentaire, appel\u00e9 liquidateur au Qu\u00e9bec, administre le patrimoine d&rsquo;une personne apr\u00e8s son d\u00e9c\u00e8s, selon les volont\u00e9s exprim\u00e9es dans son testament et conform\u00e9ment aux lois applicables. Une ou plusieurs personnes peuvent agir \u00e0 titre d&rsquo;ex\u00e9cuteurs testamentaires : un ami ou un membre de la famille, une soci\u00e9t\u00e9 de fiducie, un avocat ou un notaire, ou un comptable.<\/p>\n\n\n\n<p>Alors, que signifie \u00ab laisser un h\u00e9ritage \u00bb pour vous ?<\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse942faa40\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse942faa40\" data-dig-id=\"LP-32776-942faa40\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Un mot de nos avocats\"><span>Un mot de nos avocats<\/span><span>Un mot de nos avocats<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse942faa40\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p>Le pr\u00e9sent article vise \u00e0 offrir des renseignements g\u00e9n\u00e9raux seulement et n\u2019a pas pour objet de fournir des conseils juridiques ou financiers, ni d\u2019autres conseils professionnels. Veuillez consulter un conseiller professionnel en ce qui concerne votre situation particuli\u00e8re. Les renseignements pr\u00e9sent\u00e9s sont r\u00e9put\u00e9s \u00eatre factuels et \u00e0 jour, mais nous ne garantissons pas leur exactitude et ils ne doivent pas \u00eatre consid\u00e9r\u00e9s comme une analyse exhaustive des sujets abord\u00e9s. Les opinions exprim\u00e9es refl\u00e8tent le jugement des auteurs \u00e0 la date de publication et peuvent changer. La Banque Royale du Canada et ses entit\u00e9s ne font pas la promotion, ni explicitement ni implicitement, des conseils, des avis, des renseignements, des produits ou des services de tiers.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center h5 mar-b\"><strong>Partager cet article<\/strong><\/p>\n\n\n\n\t\t<div class=\"socials-block\">\n\t\t\t    <div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n            <a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Que signifie \u00ab laisser un h\u00e9ritage \u00bb ? &#038;body=Bonjour, je pensais que cet article de RBC Mes finances d\u2019abord pourrait vous int\u00e9resser: https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/investisseur-inspire\/idees-et-motivation\/que-signifie-laisser-un-heritage\/\">\n        <img decoding=\"async\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n          alt=\"envelope icon\">\n        <span>\n          Courriel        <\/span>\n      <\/a>\n      <div class=\"social-button-wrapper sharing-copy-wrapper\">\n        <button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/investisseur-inspire\/idees-et-motivation\/que-signifie-laisser-un-heritage\/\">\n          <img decoding=\"async\"\n            src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n            alt=\"copy icon\">\n          <span id=\"sharing-copyUrl-Label\">\n            Copier l\u2019URL          <\/span>\n        <\/button>\n        <input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n      <\/div>\n    <\/div>\n  \t\t<\/div>\n\n\t\t\n\n\t\n\t<div class=\"wp-block-tk-spacer id-0003c943-c943-4968-8dcf-3f3c60b51426\" aria-hidden=\"true\"><\/div>\n\t\n\n\n\t\t\t<div class=\"wp-block-rbc-single-post-topics related-topics-links\">\n\t\t\t\t<p class=\"h5 mar-r-hlf\">Topics:<\/p>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/sujets\/protection-du-patrimoine\/\" class=\"btn topic mar-t-0 mar-r-qtr mar-b-hlf\">Protection du patrimoine<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mob-pad-t-dbl\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading mar-b mob-mar-b-dbl mar-t-0\" id=\"h-a-lire-ensuite\">\u00c0 lire ensuite<\/h2>\n\n\n\t\t\t<div class=\"related-posts-type-2\">\n\t\t\t\t<div class=\"related-post-list\">\n\t\t\t\t\t<ul class=\"grid-wpr eh-wpr\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class= 'grid-one-third grid-tb-full grid-mob-full mar-b'>\n\t\t\t\t\t\t\t\t\t\t<article class=\"col-wpr mar-b-0 mar-r-0 mar-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postcard-img-ctr post-card-image col-md-12 col-xs-6 mob-mar-b-0 pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/TDD-2.jpg?quality=80&amp;w=930\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Jeune homme utilisant un ordinateur portable \u00e0 un bureau et regardant un calendrier.\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/TDD-2.jpg 930w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/TDD-2.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2023\/09\/TDD-2.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 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pad-l-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/01\/How-TFSA-work-shutterstock_2382160079.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Une jeune femme plong\u00e9e dans ses pens\u00e9es\" srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/01\/How-TFSA-work-shutterstock_2382160079.jpg 8640w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/01\/How-TFSA-work-shutterstock_2382160079.jpg?resize=300,200 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/01\/How-TFSA-work-shutterstock_2382160079.jpg?resize=768,512 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/01\/How-TFSA-work-shutterstock_2382160079.jpg?resize=1024,683 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/01\/How-TFSA-work-shutterstock_2382160079.jpg?resize=1536,1024 1536w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/01\/How-TFSA-work-shutterstock_2382160079.jpg?resize=2048,1365 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-details mob-mar-b-0 mob-mar-t-0 pad-r-0 col-md-12 col-xs-6\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"primary-taxonomy primary-link\" href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/types-de-comptes\/\">\n\t\t\t\t\t\tTypes de comptes\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/academie-financiere\/connaissances-financieres-de-base\/types-de-comptes\/compte-depargne-libre-dimpot\/\" class=\"card-title 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srcset=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/01\/2025-financial-roadmap-shutterstock_2375988879.jpg 6736w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/01\/2025-financial-roadmap-shutterstock_2375988879.jpg?resize=300,197 300w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/01\/2025-financial-roadmap-shutterstock_2375988879.jpg?resize=768,505 768w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/01\/2025-financial-roadmap-shutterstock_2375988879.jpg?resize=1024,673 1024w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/01\/2025-financial-roadmap-shutterstock_2375988879.jpg?resize=1536,1009 1536w, https:\/\/www.rbcroyalbank.com\/fr-ca\/wp-content\/uploads\/sites\/13\/2025\/01\/2025-financial-roadmap-shutterstock_2375988879.jpg?resize=2048,1345 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" 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Canada<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n<\/section>\n<style class=\"advgb-styles-renderer\">\n\t\t.wp-block-tk-spacer.id-0003c943-c943-4968-8dcf-3f3c60b51426 {\n\t\theight: 60px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-0003c943-c943-4968-8dcf-3f3c60b51426 {\n\t\t\theight: 30px;\n\t\t}\n\t}\t<\/style>","protected":false},"excerpt":{"rendered":"<p>Faisons \u00e9clater quatre mythes courants sur la planification testamentaire et successorale afin que vous puissiez laisser un h\u00e9ritage qui vous est 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