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To benefit from the RBC Private Banking offers exclusively for members and Resident Affiliates of the Royal College of Physicians and Surgeons of Canada (“Royal College”), you must: Be a member or affiliate of the Royal College in one of the following categories: Active Fellow, Fellow (with Diplomate status), Fellow (with Founder status), Retired Fellow (each a “Fellow”), or Resident Affiliate (a “Resident Affiliate”). (NOTE: The following categories are not eligible (CPD Program Participant, Subspecialist Affiliate, Diplomate (who is not a Fellow), Founder (who is not a Fellow).)

NOTE: You may be required to present proof of your Royal College membership, designation, and status to an RBC Private Banker electronically or at an RBC Royal Bank branch. Thereafter, RBC will also validate your Royal College membership on an ongoing basis, and you may be required to provide proof thereof upon request.

Be an RBC Private Banking client whose eligible RBC products, as set out below are active and in good standing at all times; and

Be the sole owner or a joint owner of at least one of the following RBC Private Banking personal deposit accounts: RateLink Preference^® Private Banking, Private Banking^®, Private Banking Enhanced Savings, or Private Banking Savings; and, within the first year of opening that account, complete one of the following transactions from that account:

• Set up and complete 1 bill payment (one- time condition)

• Set up and complete 1 recurring pre-authorized payment

• Set up and complete recurring payroll

NOTE: Except as described herein, standard RBC Private Banking eligibility requirements apply, which may include (but are not necessarily limited to) satisfactory credit checks and suitability reviews for the RBC Private Banking services. Should you become an RBC Private Banking client, standard fees and charges applicable to the RBC Private Banking solution (including the Monthly Fee) and to other RBC products and services you may hold will apply (subject to any promotional or other offers or discounts for which you may qualify, including those described above for Royal College members). For more information about RBC Private Banking, please visit https://privatebanking.rbcwealthmanagement.com/

Have an eligible RBC personal credit card, either as a primary applicant or co-applicant, for as long as you remain an RBC Private Banking client. Eligible RBC personal credit cards vary depending on whether you are a Fellow or Resident Affiliate of the Royal College:

If you are a Fellow: An eligible RBC personal credit card is the Avion Visa Infinite Privilege for Private Banking card.
If you are a Resident Affiliate: Eligible RBC personal credit cards are the Avion Visa Infinite, Avion Visa Infinite Privilege, WestJet RBC World Elite Mastercard, Avion Rewards Visa Preferred, RBC British Airways Visa Infinite, or Avion Visa Infinite Privilege for Private Banking cards.

Standard eligibility criteria for each card type apply. NOTE: As a Royal College member, the requirement to have an eligible RBC personal credit card is waived for up to two years from the date you first became or become an RBC Private Banking client. During any month thereafter, if you do not have an eligible RBC personal credit card (as determined by your Royal College member designation), you will not benefit from the RBC Private Banking monthly fee rebate offer described herein, and the standard monthly fee applicable to your RBC Private Banking package will be charged.

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You must be an eligible RBC Avion Visa Infinite Privilege for Private Banking cardholder to take advantage of the RBC Concierge services, offers and benefits. RBC Concierge is provided by Ten Lifestyle Management Limited (“TEN”), not Royal Bank of Canada, and all services, offers and benefits made available through RBC Concierge are subject to complete terms and conditions, including third-party suppliers’ terms and conditions, available online at www.rbcconcierge.com. TEN reserves the right to modify or cancel services, offers and benefits at any time and without notice. Royal Bank of Canada is not responsible for any claims or damages arising from the use of any services or benefits provided by TEN or a third party OR Royal Bank of Canada is not responsible for the actual performance of any person, company or product made available to you through RBC Concierge.

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This offer is for the waiver of RBC Private Banking’s standard eligibility requirement for RBC Private Banking clients to have a minimum net worth of $3 million or investable assets of $1,000,000. However, you may still be subject to other RBC Private Banking eligibility criteria, which may include (but are not necessarily limited to) satisfactory credit checks and suitability reviews for the RBC Private Banking services. Should you become an RBC Private Banking client, standard fees and charges applicable to other RBC products and services you may hold will apply (subject to any promotional or other offers or discounts for which you may qualify, including those described herein for Royal College members). Offer may be amended or withdrawn at any time. For more information about RBC Private Banking, please visit https://privatebanking.rbcwealthmanagement.com/(Opens new window). For complete details regarding RBC Private Banking, including the RBC Healthcare Advantage Private Banking Plan, and the features and fees applicable to RBC Private Banking accounts, you can also request to speak to an RBC Private Banking representative by completing the registration form on this landing page.

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You must be an Avion Visa Infinite Privilege for Private Banking cardholder to take advantage of the RBC Concierge services, offers and benefits. RBC Concierge is provided by Ten Lifestyle Management Limited (“TEN”), not Royal Bank of Canada, and all services, offers and benefits made available through RBC Concierge are subject to complete terms and conditions, including third party suppliers’ terms and conditions, available online at www.rbcconcierge.com(Opens new window). TEN reserves the right to modify or cancel services, offers and benefits at any time and without notice. Royal Bank of Canada is not responsible for any claims or damages arising from the use of any services or benefits provided by TEN or a third party.