Join the plan

Joining the RBC Healthcare Advantage plan is easy, whether you’re a medical or dental student, resident or practicing professional.

A plan membership requires:

  • RBC VIP Banking account
    Get the $30 monthly fee waived when you sign up1.
  • Eligible RBC credit card
    Get an annual fee rebate of up to $120 when you sign up2.

An RBC Healthcare Specialist can help you get started.

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Additional RBC Healthcare Advantage
member benefits

Your Finances

Reduced rates on credit and investment management fees to support your schooling and professional practice.

Medical/Dental Royal Credit Line

  • Rate of Prime – 0.25%3
  • Continue to have access to your line of credit after graduation

RBC Homeline Plan

  • Rate of Prime – 0.25%4

RBC InvestEase

  • Let the pros at RBC InvestEase pick, buy and manage your investments online.
  • No management fee for 2 years5
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Your Practice

Advice and technology to help support your transition into practice.

Practice Solutions

  • Explore simplified medical billing with Dr.Bill at a preferred rate of 1% of paid claims (regularly 1.95%)6.
  • Plus, exclusive discounts from other RBC Practice Solutions partners

Your Practice

Advice and technology to help support your transition into practice.

Practice Solutions

  • Explore simplified medical billing with Dr.Bill at a preferred rate of 1% of paid claims (regularly 1.95%)6.
  • Plus, exclusive discounts from other RBC Practice Solutions partners

Your Lifestyle

Rewards and special offers designed to help you get more for your money.

Avion Rewards

  • Earn up to 45,000 bonus Avion points when you get approved for an eligible RBC Avion credit card and complete the criteria7. That’s enough to fly roundtrip to select sun destinations13. Max ticket Price $900. Taxes and fees extra.
  • Redeem your points to shop your favourite brands, pay down bills, donate to charity, and much more8.

Your Lifestyle

Rewards and special offers designed to help you get more for your money.

Avion Rewards

  • Earn up to 45,000 bonus Avion points when you get approved for an eligible RBC Avion credit card and complete the criteria7. That’s enough to fly roundtrip to select sun destinations13. Max ticket Price $900. Taxes and fees extra.
  • Redeem your points to shop your favourite brands, pay down bills, donate to charity, and much more8.

RBC Healthcare Advantage Pro

Looking to grow your practice or purchase an existing one? This plan is made for you.

See plan details

Advice and Learning

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Find an RBC Healthcare Specialist near you

Specialized support for:

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* Plan Eligibility
  • RBC Healthcare Advantage Plan: Eligible healthcare professionals can join the RBC Healthcare Advantage Plan by having (i) an RBC VIP Banking account and (ii) an RBC Avion Visa Platinum, RBC Avion Visa Infinite, RBC Avion Visa Infinite Privilege, WestJet RBC World Elite Mastercard, RBC Rewards Visa Preferred, or RBC British Airways Visa Infinite credit card, either as a primary applicant or a co-applicant.
  • RBC Healthcare Advantage Pro Plan: Eligible healthcare professionals can join the RBC Healthcare Advantage Pro Plan by having: i) an RBC VIP Banking account, ii) an RBC Avion Visa Infinite, RBC Avion Visa Infinite Privilege, WestJet RBC World Elite Mastercard, RBC Rewards Visa Preferred, or RBC British Airways Visa Infinite credit card, either as a primary applicant or a co-applicant, and iii) either an RBC business deposit account and an eligible RBC business credit card (i.e. Avion Visa Business, RBC Avion Visa Infinite Business, RBC Commercial Avion Visa, RBC Commercial Cash Back Visa, RBC Commercial Visa, RBC Commercial U.S. Dollar Visa), or a minimum of $25,000 in assets invested within any personal RBC investment product (such as mutual funds or GICs) or any personal account held at any of the following separate corporate entities affiliated with RBC: RBC Dominion Securities Inc., RBC Direct Investing Inc., RBC InvestEase Inc., RBC PH&N Investment Counsel Inc.,at all times during their membership. For further clarity, business investment accounts will not be eligible, the eligible investment account must be a personal account.
  • In order to get the RBC Healthcare Advantage plan clients must be a permanent resident of Canada. If you operate your own practice, the business must be registered in Canada or operated in Canada by a natural person who is a permanent resident of Canada.