Legal Disclaimer*
To be eligible for this offer your application for the RBC Avion Visa Infinite,
RBC Avion Visa Platinum, or RBC Avion Visa Infinite Privilege credit card must
be received by the date indicated on this page and must be approved by us. Upon
enrolment, 35,000 Avion points (or "welcome points") will appear within the first
two monthly statements. The 20,000 additional Avion points will be awarded to you
once a total of $5,000 or more in qualifying net purchases and pre-authorized bill
payment transactions (“Qualifying Transactions) are posted to your credit card
account within the first 6 months from the date your account is opened, provided
your account is open and in good standing at the time you reach $5,000 in Qualifying
Transactions. Please allow 60 days after this requirement is fulfilled for the
additional Avion points to be awarded to your account. Qualifying Transactions
exclude cash advances (balance transfers, cash-like transactions and bill payments
that are not pre-authorized charges that you set up with a merchant), interest
charges and fees. Additional cardholder(s), as well as existing cardholders of any
RBC Royal Bank personal credit cards, applying for or transferring to an RBC Avion
Visa Infinite, RBC Avion Visa Platinum, or RBC Avion Visa Infinite Privilege card
as of the offer eligibility period, are not eligible for this offer. This offer may
not be combined or used in conjunction with any other offer. Royal Bank of Canada
reserves the right to cancel, modify or withdraw this offer at any time. For complete
terms and conditions that apply to the Avion Rewards Program, please visit
www.avionrewards.com or call
1-800-769-2512.
Legal Disclaimer**
To receive the 25,000 bonus Avion points (“Bonus”), your application must be
approved by us. Upon enrolment, 25,000 bonus Avion points will appear on your
first credit card statement. Bonus is only offered to the Primary Business
Cardholder on the account; additional Primary Business Cardholder(s) and
Secondary Business Cardholder(s) are not eligible for this offer. This welcome
bonus is not available to existing or former RBC Avion Visa Infinite Business
primary cardholders applying for or transferring to an RBC Avion Visa Infinite
Business card. This offer may be revoked at any time if we suspect you may be
manipulating or abusing it, or engaging in any suspicious or fraudulent
activity, as determined by Royal Bank of Canada in its sole discretion. Royal
Bank of Canada reserves the right to cancel, modify or withdraw this offer at
any time.
Legal Disclaimer1)
A $30 monthly fee for the RBC VIP Banking account will be
waived for the duration you are a Plan member. The $30 monthly fee will be
automatically charged based on your next monthly cycle if you are no longer a
Plan member. This offer shall not be combined with any other personal banking
account offer or promotion. Only one fee waiver per client, no matter how many
RBC VIP Banking accounts are opened, whether in sole or joint ownership. To
benefit from the fee waiver, all your eligible accounts with us must remain in
good standing and you must have an active RBC VIP Banking account and an
Eligible Credit Card that is active and in good standing at all times for the
duration that you are a member of the Plan.
RBC VIP Banking account comes with a choice of up to two additional Canadian
dollar deposit accounts, to be selected among the RBC Day to Day
Banking®, RBC Enhanced Savings® and RBC Day to Day
Savings® accounts, and one additional U.S. dollar deposit account,
limited to the U.S. Personal Account®, with the monthly fees waived.
Note: Due to system limitations all accounts must be opened by the client in the
same geographic location or region to be recognized for this bundling feature.
If you have questions, please speak to your branch.
Legal Disclaimer2)
Subject to credit approval. As a sole or joint owner of an
RBC VIP Banking (VIP) account and the primary cardholder of one of the eligible
credit cards listed below, the annual fee of that eligible credit card will be
fully or partially rebated (as indicated below), every year, as long as your
credit card remains in good standing and you remain a VIP account owner.
Additional cardholders’ annual fee is also fully or partially rebated (as
indicated below), every year, as long as your eligible credit card remains in
good standing and you remain a VIP account owner. Only one credit card annual
fee rebate per VIP account is allowed, which means that if you own a joint VIP
account and each co-owner is also the primary cardholder of an eligible credit
card, only the primary owner of the VIP account will be entitled to the credit
card annual fee rebate. Other conditions and restrictions apply. Rebates that
apply to eligible credit cards are: (i) partial rebate of $120 for the primary
cardholder and $50 for the co-applicant on the annual fee of an RBC Avion Visa
Infinite Privilege card, and (ii) annual fee fully rebated for the primary
cardholder and the additional cardholders (co-applicant and authorized users) on
any of the following cards: RBC Avion Visa Infinite, RBC Avion Visa Platinum,
RBC Rewards Visa Preferred, RBC British Airways Visa Infinite and WestJet RBC
World Elite Mastercard.
Legal Disclaimer3)
Prime–0.25% offer is available to Plan members. Interest
rate is compounded monthly, not in advance. Prime Rate means the variable annual
interest rate announced by Royal Bank of Canada from time to time as a reference
rate for determining interest rates on Canadian dollar commercial loans in
Canada. The Royal Credit Line rate quoted is subject to change based on changes
to the Royal Bank Prime Rate. The discounted rate is subject to change at any
time without notice. On , the Royal Bank Prime Rate was .
Legal Disclaimer4)
Prime–0.25% offer is available to Plan members. RBC Homeline
Plan rate is an annual rate and is based on our Prime Rate - 0.250%. To view the
current RBC Prime Rate, please go to
www.rbcroyalbank.com/rates/prime.html.
Interest rate will change as our prime rate changes and without notice. On
,
the Royal Bank Prime Rate was
. This offer is only available to clients approved for
a line of credit under the RBC Homeline Plan and does not apply to any other credit line
product offered by Royal Bank of Canada including but not limited to a credit line secured
by real property that is not part of a RBC Homeline Plan.
To benefit from the Prime Rate – 0.250%, your mortgage must remain in good
standing.
Legal Disclaimer5)
To take advantage of this offer you must not have held an
RBC InvestEase account prior to
January 1 2023.
This offer applies to your first RBC InvestEase account only. Accounts opened
from January 1 to
December 31 2023 using promo code
XA388 will not be charged the regular 0.5% management fee by RBC InvestEase for
24 months from the date of account opening. RBC InvestEase will notify clients
60 days in advance of any changes to the fees associated with their account as
set out in the investment management agreement. A weighted average management
expense ratio will still apply to the ETFs held in our portfolios. For further
information please refer to Pricing on
https://www.rbcinvestease.com/(opens
new window). This offer cannot be combined with any other
offers. RBC InvestEase Inc. reserves the right to amend or withdraw this offer
at any time without notice.
Legal Disclaimer6)
A discounted 1% service fee is available to RBC Healthcare
Advantage Plan members who sign up for the Comprehensive Plan. The service fee
(regularly 1.95%) is charged on all paid claims in a billing cycle. The discount
will be honoured for a minimum of 12 months from the date of subscription, and
may be extended at the sole option of RBC Medical Billing Inc. RBC Medical
Billing Inc., not Royal Bank of Canada, is responsible for the terms and
conditions associated with your product subscription. Only available in Ontario,
Alberta and British Columbia. For further details on Dr.Bill, visit
www.dr-bill.ca(opens to external
site). Dr.Bill is powered by RBC Medical Billing Inc., a
subsidiary of Royal Bank of Canada. Dr.Bill/RBC reserves the right to switch a
user back to standard pricing on all product plans when a user is no longer
eligible based on the above criteria. RBC confirms offer eligibility on a
monthly basis with Dr.Bill. There will be a 30 day pricing grace period for all
users that switch to standard pricing when no longer eligible for the
RBC/Dr.Bill discount.
Legal Disclaimer7)
The up to 45,000 Avion points offer (“45,000 Points Offer”)
are available for new RBC clients that become a member of the RBC Healthcare
Advantage Plan, and the up to 85,000 Avion points offer (“85,000 Points Offer”)
are available for new RBC clients that become a member of the RBC Healthcare
Advantage Pro Plan (together with the RBC Healthcare Advantage Plan, or each
individually, referred to as the “Plan”), and in each case will only be
fulfilled through the eligible Avion credit card product holdings you acquire
when you first join. The Avion points offers are comprised of Welcome Points and
Bonus Points. To receive Welcome Points and to be eligible to receive Bonus
Points for satisfying the program criteria, your application must be received
and approved by us within the time period set forth herein. You may be a primary
account holder or co-applicant and after enrolment you will receive on your
first monthly statement the following “Welcome Points”: i) 35,000 Avion points
if you have an RBC Avion Visa Platinum credit card or a RBC Avion Visa Infinite
credit card, ii) 35,000 Avion points if you have an RBC Avion Visa Infinite
Privilege credit card, or iii) 25,000 Avion points if you have an RBC Avion Visa
Infinite Business credit card. The remainder of the 45,000 Points Offer or the
85,000 Points Offer, as applicable, will be awarded after you have fulfilled the
additional criteria detailed below.
Bonus Points Criteria: The following criteria must be met to qualify
for additional Avion points (“Bonus Points”) for the 45,000 Points Offer or the
85,000 Points Offer, as applicable in accordance with your Plan: You must open
an eligible Avion credit card and complete the following activities within 3
months of joining the Plan; 1) you must complete one of the following 3 Personal
Deposit Account activities (set up recurring payroll, set up 1 pre-authorized
payment or set up one bill payment), and 2) you must activate your eligible
Avion credit card, and 3) you must log into the RBC Mobile app. You must not
have held the minimum product holdings required for the RBC Healthcare Advantage
Pro Plan within the past 12 months to receive the Bonus Points. This welcome and
bonus points offer is not available to existing or former RBC Avion Visa
Infinite Business primary cardholders applying for or transferring to an RBC
Avion Visa Infinite Business card, existing or former RBC Avion Visa Infinite
Business primary cardholders applying for or transferring to an RBC Avion Visa
Infinite card, and existing or former RBC Avion Visa Infinite primary
cardholders applying for or transferring to an RBC Avion Visa Infinite Privilege
card. This offer cannot be combined with any other banking offer. The Bonus
Points will appear on your Avion Rewards credit card account statement within
eight weeks from when all criteria have been met. For general redemption terms,
conditions and restrictions that apply to the Avion Rewards program, please
visit:
www.avionrewards.com/terms-and-conditions/(opens new window) or call 1-800-769-2512.
Legal Disclaimer9)
Monthly fee for the RBC Digital Choice Banking account will
be rebated for the duration client is a member of the Plan. The fee rebate will
be posted to your account within 10 business days following the posting of the
fee to your account. This offer shall not be combined with any other business
banking account offer or promotion. The monthly fee for the RBC Digital Choice
Banking account is $6 and will be applied after once a client in no longer a
Plan member. Only one fee rebate per client, no matter how many RBC Business
Banking accounts are opened, whether in sole or joint ownership. To benefit from
the fee rebate, all your accounts with us must remain in good standing during
the fee rebate period, and you must be a Healthcare Advantage Plan member. We
reserve the right, in our sole discretion, to revoke this offer to any person we
believe to be manipulating or otherwise abusing the process, fairness, integrity
or operation of the offer. Other conditions may apply. See branch for details.
This offer may be withdrawn at any time and is subject to change without notice.
Legal Disclaimer10)
To be exempt from the annual fee for one year, you must be a
Plan member and your application form must be received by December 31, 2023 and approved by us. The annual fee
rebate for one year is only offered to the first Primary Business Cardholder on
the account; additional Primary Business Cardholder(s) and Secondary Business
Cardholder(s) are not eligible for this offer. This offer may not be combined or
used in conjunction with any other offer. Royal Bank of Canada reserves the
right to cancel, modify or withdraw this offer at any time.
Legal Disclaimer11)
Prime-0.25% offer is only available to Healthcare Advantage
Pro plan members. Prime Rate means the variable annual interest rate announced
by Royal Bank of Canada from time to time as a reference rate for determining
interest rates on Canadian dollar commercial loans in Canada. The rate applying
to an RBC Business Term Loan or Royal Business Operating Line will change based
on changes to the Prime Rate. The RBC Business Term Loan and Royal Business
Operating Line of Credit is provided by Royal Bank of Canada and is subject to
its standard lending criteria. The offer may be changed, withdrawn or extended
at any time, without notice. On , the Royal Bank Prime Rate was .
Not available in combination with any other rate discounts, offers or promotions.
Legal Disclaimer12)
Preferred rates are available to Plan members. Eligible fees
and costs, up to $5000 include: transfer out fees, account closure fees,
administration costs, trading costs (fees to sell equity, fixed income or other
securities excluding mutual funds). Costs not covered include Deferred Sales
Charges (DSC), tax liability of liquidating assets, mutual fund sell, short term
trading costs or any other fees or commissions that may be incurred on the
redemption of existing mutual funds.
Legal Disclaimer13)
To get a flight from a major gateway in Canada/U.S. to
destinations in Europe, you will need a total of 65,000 Avion points, for a
maximum ticket price of $1,300. To get a short-haul flight to any adjoining
province/state in Canada or the U.S, you will need a total of 15,000 Avion
points, for a maximum ticket price of $350. Additional cardholder(s) are not
eligible for this offer. All applicable taxes, service fees and surcharges are
the responsibility of the traveller. For Air Travel Reward redemption details,
visit
www.rbc.com/travelredemption(opens
new window) Some restrictions apply. For complete terms and
conditions that apply to the Avion Rewards program, please visit:
www.avionrewards.com(opens new
window)or call 1-800-769-2512. Royal Bank of Canada reserves
the right to withdraw this offer at any time, even after acceptance by you.