Existing Cardholders: Get 10% in statement credits on your first $250 of qualifying purchases, and 5% in statement credits on your next $1,250 of qualifying purchases, after taxes and shipping, when you pay with your eligible RBC debit or credit card from now until July 31, 2023 (“Offer Period”) at participating Lowe’sRONARéno-Dépôt stores and online. No minimum spend required. Statement credits limited to the first $1,500 of total spend during the Offer Period. This offer is not transferable. To take advantage of this offer, you must activate the offer by clicking the “Load Offer” button in RBC Online Banking before you make your purchase.

Once the offer has been activated you will receive a Statement Credit, calculated on the final price of your Qualifying Purchases after taxes and shipping fees at participating Lowe’sRONARéno-Dépôt stores in Canada and https://www.lowes.ca/https://www.rona.ca/https://www.renodepot.ca/ Qualifying Purchase made during the Offer Period with any RBC Royal Bank personal debit or credit card, other than an RBC US Dollar Visa card, (“Eligible RBC Card”) to receive:

a) 10% in statement credits on the first $250 spent on Qualifying Purchases, and

b) 5% in statement credits on the next $1250 spent on Qualifying Purchases (i.e., spend between $250.01 - $1,500)

(collectively, Statement Credits”).

There is no minimum spend required. Statement Credits are limited to the first $1,500 of total Qualifying Purchases during the Offer Period. Qualifying Purchases exclude payments made through PayPal for online orders, payments by Gift Cards and purchases of items that are out of stock and/or not ready for shipping within the Offer Period.

Please allow up to 30 days from transaction, provided your debit or credit card account was in good standing at that time, for the Statement Credit to appear on the account statement tied to your Eligible RBC Card. Please note that if you paid for your Qualifying Purchase using an Eligible RBC Card that is a credit card, the Statement Credit will not be applied as a payment towards the balance of your credit card account.

This offer may be combined or used in conjunction with any other offers, but cannot be applied retroactively to previous purchases. Returns or price adjustments of your Qualifying Purchase may cancel your Statement Credit.

“Qualifying Purchase” is the final price of your purchases after taxes and shipping fees at participating Lowe’sRONARéno-Dépôt stores in Canada and https://www.lowes.ca/https://www.rona.ca/https://www.renodepot.ca/, but exclude payments made through PayPal for online orders, payments by Gift Cards, and purchases of items that are out of stock and/or not ready for shipping within the Offer Period.

RONA inc., not Royal Bank of Canada (“RBC”), is responsible for the sales, returns and shipping terms and conditions applicable to your Qualifying Purchase. RBC reserves the right to cancel, modify or withdraw this offer at any time, even after you have activated it.

New Cardholders: When you apply for an eligible RBC credit card by July 31, 2023 and are approved you will automatically earn 10% back as a statement credit, up to a maximum of $100, on your new Eligible RBC Credit Card account for every dollar spent on Qualifying Purchases at Lowe’sRONARéno-Dépôt when you pay using your new Eligible RBC Credit Card in the first 12 months after approval (“Offer”). Offer will be earned on qualifying net purchases only; it is not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns, adjustments and cancellations will reduce or cancel the Offer earned. To receive the Offer, your new Eligible RBC Credit Card must be open and in good standing at the time the Offer is being awarded. Offer will be awarded to your new Eligible RBC Credit Card account within 30 days after a Lowe’sRONARéno-Dépôt transaction is posted to your credit card account and will be applied as a statement credit to your account balance. An “Eligible RBC Credit Card” is any RBC personal credit card, excluding RBC^® Avion^® Visa Infinite Business^‡, RBC^® Visa^‡ Credit Line for Small Business^TM, RBC^® Visa^‡ Business, RBC^® Business Cash Back Mastercard^‡ and RBC^® Avion^® Visa Business^‡. Additional cardholder(s), as well as existing RBC personal credit card cardholders, applying for or transferring to a new Eligible RBC Credit Card as of the Offer Period, are not eligible for this offer. Offer cannot be applied retroactively to previous purchases.

“Qualifying Purchase” is the final price of your purchases after taxes and shipping fees at participating Lowe’sRONARéno-Dépôt stores in Canada and https://www.lowes.ca/https://www.rona.ca/https://www.renodepot.ca/, but exclude payments made through PayPal for online orders, payments by Gift Cards, and purchases of items that are out of stock and/or not ready for shipping within the Offer Period. Royal Bank of Canada reserves the right to cancel, modify or withdraw this Offer at any time.

Opt-in for the first time by August 10, 2023 and earn 1% back as a statement credit on your new Eligible RBC Credit Card account for every dollar spend on qualifying purchases at Lowe’sRONARéno-Dépôt when you pay using your new Eligible RBC Credit Card. This offer will renew on an annual basis and will require for you to opt-in for each annual offer duration period. Offer will be earned on qualifying net purchases only; it is not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns, adjustments and cancellations will reduce or cancel the Offer earned. To receive the Offer, your new Eligible RBC Credit Card must be open and in good standing at the time the Offer is being awarded. Offer will be awarded to your new Eligible RBC Credit Card account within 30 days after a Lowe’sRONARéno-Dépôt transaction is posted to your credit card account and will be applied as a statement credit to your account balance. An “Eligible RBC Credit Card” is any RBC personal credit card, excluding RBC^® Avion^® Visa Infinite Business^‡, RBC^® Visa^‡ Credit Line for Small Business^TM, RBC^® Visa^‡ Business, RBC^® Business Cash Back Mastercard^‡ and RBC^® Avion^® Visa Business^‡. Additional cardholder(s), as well as existing RBC personal credit card cardholders, applying for or transferring to a new Eligible RBC Credit Card as of the Offer Period, are not eligible for this offer. Offer cannot be applied retroactively to previous purchases. Royal Bank of Canada reserves the right to cancel, modify or withdraw this Offer at any time.

“Qualifying Purchase” is the final price of your purchases after taxes and shipping fees at participating Lowe’sRONARéno-Dépôt stores in Canada and https://www.lowes.ca/https://www.rona.ca/https://www.renodepot.ca/, but exclude payments made through PayPal for online orders, payments by Gift Cards, and purchases of items that are out of stock and/or not ready for shipping within the Offer Period.

Existing Business Cardholders: To take advantage of this offer, you must activate it by clicking the “Load Offer” button in RBC Online Banking before you make your purchase. Once the offer has been activated, between now and July 31, 2023 (“Offer Period”) you will receive a 5% statement credit, calculated on the final price of your purchases after taxes and shipping fees (“Statement Credit”) at participating Lowe’sRONARéno-Dépôt stores in Canada and https://www.lowes.ca/https://www.rona.ca/https://www.renodepot.ca/ Qualifying Purchase, and pay using any RBC Royal Bank business debit or credit card, other than an RBC US Dollar Visa card (“Eligible RBC Credit Card”) on the first $3,000 in Qualifying Purchases. There is no minimum spend required. Statement credits are limited to the first $3,000 of Qualifying Purchases during the Offer Period.

“Qualifying Purchase” is the final price of your purchases after taxes and shipping fees at participating Lowe’sRONARéno-Dépôt stores in Canada and https://www.lowes.ca/https://www.rona.ca/https://www.renodepot.ca/, but exclude payments made through PayPal for online orders, payments by Gift Cards, and purchases of items that are out of stock and/or not ready for shipping within the Offer Period.

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Rates range from 0% to 7.99% APR. for qualified applicants. Subject to approval of credit application. Loans made by RBC Ampli Inc. Rates and term will vary depending on amount borrowed and length of term selected. Offer subject to change/cancellation without notice.

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PayPlan by RBC financing is provided by RBC Ampli Inc.

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